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Tambayar mai karatu: inshorar lafiya a bankin Kasikorn a Thailand

Ta Edita
An buga a ciki Tambaya mai karatu
Tags: ,
Disamba 4 2015

Yan uwa masu karatu,

Zan iya ɗaukar inshorar lafiya tare da bankin Kasikorn, amma ban fahimci ainihin yanayin manufofin ba. Suna cewa an biya ni duk kudin asibiti, amma gaskiya ne?

Wa ya sani?

Tare da gaisuwa mai kyau,

Nicole

Yawan lokutan karantawa: 256

Amsoshin 15 ga "Tambaya mai karatu: inshorar lafiya a bankin Kasikorn a Thailand"

  1. Khan Peter in ji a
    4 Disamba 2015 a 10: 04

    Dear Nicole, kowane tsarin inshora yana da iyakancewa, in ba haka ba za a ba da cak mara kyau. Gaskiyar cewa ba ku fahimci yanayin manufofin ba yana nuna cewa yana da kyau a kira gwani. Wannan don guje wa rashin jin daɗi.
    Yawancin 'yan gudun hijira da masu karbar fansho suna zuwa 'Inshora a Thailand', inda za ku iya magana da Yaren mutanen Holland. Sun san duk manufofin inshorar lafiya waɗanda ake bayarwa a Thailand kuma suna iya ba ku shawara sosai.
    Duba nan: http://www.verzekereninthailand.nl/ziektekosten_verzekering.aspx

  2. RonnyLatPhrao in ji a
    4 Disamba 2015 a 10: 37

    Dear Nicole

    Shin haka kuke nufi?
    http://www.kasikornbank.com/EN/Personal/Insurance/Generalinsurance/HealthProtect/Pages/HealthCareProtect.aspx

    Kamar yadda Khun Peter ya riga ya rubuta, komai yana da iyakokinsa.
    Don haka na yarda da shawararsa.
    Hayar ƙwararren don guje wa rashin jin daɗi daga baya.

    • Dauda H. in ji a
      4 Disamba 2015 a 12: 58

      Na dakatar da shi bayan shekaru 2, ina tunanin kawai don haɗari mai sauƙi ko rashin lafiya don wasu faci sannan kuma zuwa Belgium kusan kyauta ... (idan har yanzu ya zama dole ...), amma bayan dogon buƙatu na ƙarshe samu Harshen Turanci na manufofin kuma ya ga cewa an ɗauka 200 a kowace shekara, amma kowane shari'ar shine matsakaicin 000, don haka zan iya samun hakan daga fayil ɗin da kaina...., ƙaramin kuɗi ne kawai 20 baht, amma GASKIYA, ƙari da aka yi niyya don ƙananan kasuwannin hannayen jari na Thai.
      Hakanan zaka iya samun 500 000 a kowace shekara don 17000, amma kuma sai a biya max. 50 000 a kowane lokaci don asibiti.

      Adadin KK dina da ake buƙata don Shige da fice zai iya tabbatar da ni fiye da wannan inshora !!

  3. dan iska in ji a
    4 Disamba 2015 a 10: 38

    Ina kuma fatan samun ƙarin bayani.
    Godiya mafi kyau ga kowa.

  4. Roel in ji a
    4 Disamba 2015 a 11: 00

    Dear Nicole,

    Nemi sharuɗɗan manufofin daga Cigna, wanda ke da ofishi a Bangkok da Ingila tare da mutanen Holland. Ina da inshora kawai don shigar da ni asibiti, amma kuma na jiyya na rana idan ya zo ga ciwon daji, cututtukan zuciya ko jiyya na radiation, da dai sauransu.
    Na ɗauki ɗan ƙarami mafi girma, karɓuwa ya tafi lafiya a cikin shekaru 56 kuma ina biya sau ɗaya a shekara, wanda ke ba da fa'idodi masu ƙima. Gabaɗaya, Ina biyan ƙasa da Yuro 1 a kowane wata tare da ɗaukar hoto na duniya ban da Amurka, wanda ke iyakance. Abin farin cikin ban sami komai ba tukuna, amma tanadin bayanan su yana da kyau.

    Kuna iya aiko da imel ta hanyar haɗin da ke ƙasa.
    [email kariya].

    Sa'a, Roy

    • Khan Peter in ji a
      4 Disamba 2015 a 11: 10

      Kyakkyawan inshorar lafiya na ƙasa da 100 a wata. Kuna kuma yarda da tatsuniyoyi da Sinterklaas?

      • Theo yanayi in ji a
        4 Disamba 2015 a 16: 31

        Duk da haka, bisa ga wannan gidan yanar gizon, yana aiki. Amma tare da mafi girma deductible kuma a fairly matasa shekaru.

        http://www.cigna.com/international/individual-plans?WT.z_nav=personal%3BHeader%3BInternational%20Individual%20Plans

        • Khan Peter in ji a
          4 Disamba 2015 a 18: 18

          Eh, abin takaici hakan bai bani yawa ba. Tabbas zan fara nazarin yanayin manufofin da farko. Cikakken inshorar kiwon lafiya na Yuro 100 a kowane wata ga wanda ya haura shekaru 50 yana da kyau sosai, amma ba zai yiwu ba a aikace. Babu shakka akwai da yawa ifs da buts. Na san abin da nake magana a kai domin na yi aiki da kamfanonin inshorar lafiya rabin rayuwata.

    • John Chiang Rai in ji a
      4 Disamba 2015 a 11: 40

      Idan inshora mai kyau na ƙasa da Yuro 100, tare da ɗaukar hoto na duniya, yana yiwuwa, kowa a Turai, da sauran duniyar nan waɗanda ke da inshorar sirri, za su soke inshorar su mafi tsada. Lucky Roel, ba ku taɓa samun komai ba, in ba haka ba ba za ku ƙara amfani da kalmar "mafi kyau" ba.

    • Nico in ji a
      4 Disamba 2015 a 12: 37

      Roel,

      Daga ra'ayi na fasaha, € 100 ba zai yiwu a sami inshora mai ma'ana ba.

      A Tailandia ya kamata ya yiwu bankunan gida kamar Kasikorn ko Siam Com. Ya kamata bankuna su iya ba da inshora a wannan ƙimar idan suna amfani da asibitocin jihohi kawai.

    • Matthew Hua Hin in ji a
      5 Disamba 2015 a 03: 23

      Ƙimar kuɗi na Yuro 100 a kowane wata tare da Cigna tabbas mai yiwuwa ne, matuƙar an ɗauki babban abin cirewa.
      Cigna kamfani ne mai kyau tare da ɗaukar hoto mai kyau kuma, babban fa'ida, babu iyakar shekarun shiga. Koyaya, ƙimar ƙimar tana da ma'auni kawai idan an ɗauki babban abin cirewa. Ba tare da cirewa ba, Cigna ya ɗan wuce kima a ra'ayi na.
      Af, manta game da duk manufofin inshorar lafiya da bankuna ke bayarwa a nan. Ƙananan ɗaukar hoto. Hakanan manta manufofin inshorar rayuwa kamar AIA waɗanda galibi ana bayarwa azaman inshorar lafiya. Anan ma, ɗaukar hoto don farashin magani ya yi ƙasa da ƙasa.
      Ana iya neman kwatance tsakanin masu samarwa daban-daban daga [email kariya].

      • Roel in ji a
        5 Disamba 2015 a 09: 46

        Na ɗauki abin cirewa na Yuro 2200, musamman saboda an cire ni daga gyaran fil ɗin karfe na a hip. Ya samu karaya shekaru 4 da suka wuce.

        Har ila yau, an ba ni inshora tare da Allianz Thailand tsawon shekaru 8, budurwata babbar wakili ce ta kamfanoni daban-daban, don haka mai insurer mai kyau yana biyan kuɗi lafiya, ba dole ba ne ku yi prepayment idan kun shiga. Kai kadai bai kamata ka je asibitin Bangkokpattaya ba, kawai suna cajin 3x akan komai. Allianz ya biya ni fiye da rabi kuma daga baya na sami damar ganin komai tare da su cewa komai zai biya a wani asibiti mai zaman kansa na yau da kullun. Wannan ita ce bambancin duniya. A allianz yanzu zan ƙare da ƙimar wanka 28.000 a kowace shekara, amma ƙarancin ɗaukar hoto bai isa ba idan kun sami wani abu, misali a cikin Netherlands. Shi ya sa na tafi Cigna. Ina da ofishin inshora na wanda yanzu surukina ke ci gaba da yi, don haka na saba da kasuwanci da kamfanoni da yawa.

        Lokacin da na dubi bayanin ƙimar kuɗi, kuma don lokacin da kuka tsufa, ƙimar kuɗi tana da karɓuwa sosai, da fa'ida sosai a gaba, don ku san inda kuka tsaya. Share sharuddan manufofin da za ku iya karantawa a gaba, don haka ba abin mamaki ba daga baya. Cigna yana aiki a duk duniya. A cikin NL kawai ba a ba ku izinin zuwa mai insurer na waje a matsayin ɗan ƙasa, don haka an hana ku daga 'yancin ku da zaɓi na kyauta a cikin Netherlands.

        Lokacin da na kalli abokaina tare da manufofin Unive, duk suna da inshorar lafiya, amma 1 daga cikin abokaina zai zama ɗan shekara 60, ya riga ya karɓi ƙimar kuɗi daga 435 zuwa 525 Yuro a kowane wata. Don haka na ji cewa premium zai fi girma a nan gaba. Amma a cikin Netherlands, kuɗin da kuke biya shima yayi yawa. Duba ƙasa abin da dole ne a biya akan wani albashi.

        Abubuwan ƙima
        A cikin Netherlands kuna biyan kuɗin inshorar lafiya da ƙimar Wlz. Ma'aikacin ku yana biyan kuɗin inshorar lafiya kashi 6,95 a gare ku. Matsakaicin adadin wanda aka cire wannan ƙimar shine € 51.976. Don Dokar Kulawa ta Dogon Lokaci, ana cire ƙima na 9,65% daga albashin ku. Matsakaicin adadin wanda aka cire wannan ƙimar shine € 33.589.

        Bugu da kari, kuna biyan kuɗi kusan € 1.211 a kowace shekara ga mai inshorar lafiyar ku. A cikin 2015, kuna da abin da za a cire na dole na € 375. Wannan yana nufin cewa idan kun kashe kuɗin likita, kun biya € 375 na farko da kanku. Kuna iya da yardar rai don zaɓi mafi girma wanda za'a iya cirewa. Idan kun zaɓi babban abin cirewa, kuna biyan ƙaramin ƙima.

        Don haka abin takaici ne kawai cewa 'yan siyasar Holland suna tilasta wa 'yan ƙasa su ɗauki inshora tare da mai insurer Dutch.

  5. Jan in ji a
    4 Disamba 2015 a 14: 25

    Mai Gudanarwa: Da fatan za a amsa tambayar mai karatu.

  6. Soi in ji a
    4 Disamba 2015 a 18: 11

    Abin da Kasikornbank ke bayarwa hakika an yi niyya ne ga mutanen Thai da kansu. A wannan yanayin, murfin a cikin mafi tsada mafi tsada ajin shine kawai 500 K baht. Yuro 13,5 K. Ba ka yi da yawa da wannan lokacin da abubuwa suka yi tsanani a asibiti. Ga mutanen Thai tare da, alal misali, asusun kiwon lafiya na kamfani, yana iya zama ƙari maraba. Bankunan kuma suna ba da waɗannan nau'ikan manufofin don inshora PA. Hatsari na sirri, misali idan kuna da niyyar yin tsere akan babur haya. Amma kuma a nan ku nemi adadin inshora.
    BUPA kuma tana ba da irin wannan nau'in inshora, max. har zuwa 800 K baht. Akwai manufofi har zuwa baht miliyan 5, amma sai farashin ya yi sama.

    Abu mai ban mamaki shine "mutane" suna tunanin cewa kalmar inshorar kiwon lafiya daidai ce da aka sani daga halin NL. Akasin hakan gaskiya ne. Koyaushe karanta sharuɗɗan a hankali.

    Misali, ɗaukar nauyin 500 K baht baya nufin cewa an yi niyya ne don rashin lafiya ɗaya ko haɗari. Hakanan yana iya zama wannan yana nufin matsakaicin kasafin kuɗi don cikakken shekara ta inshora. Da fatan za a kuma lura cewa idan kuna asibiti a watan 12, watan 13 ba za a sake biya ba. A ƙarshe, za a iya cire cututtuka na farkon shekara a cikin wa'adi na gaba. A takaice: ci gaba da biyan kuɗaɗen kuɗi baya bada garantin biyan kuɗin kuɗin asibiti a jere.

  7. Fransamsterdam in ji a
    4 Disamba 2015 a 18: 28

    Ba tare da gani da fahimtar yanayin ba, babu wanda zai iya ba da amsa mai ma'ana ga wannan tambaya.
    Amincewata ga bayanan baka da bankuna ke bayarwa gabaɗaya bai yi yawa ba.


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