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Samun damar inshorar lafiyar jama'a a Thailand don baƙi?

Ta hanyar Saƙon da aka Gabatar
An buga a ciki Tambaya mai karatu
Tags:
Agusta 5 2018

Yan uwa masu karatu,

Ka yi tunanin kana aiki a matsayin ɗan ƙasa na EU (dan ƙasar Belgium ko Dutch don sauƙaƙa) a cikin Thailand don ƙungiyoyin ƙasa da ƙasa ko na kamfanin Thai a matsayin ma'aikaci tare da kwangilar buɗe ido. Kuna da cikakken tsari tare da takaddunku, kuna da ingantaccen biza kuma kuna da izinin aiki. Idan kuna aiki a matsayin ɗan ƙasa na kamfani a Thailand, wani ɓangare ne na albashin ku na wata-wata da gwamnatin Thai ta cire (= haraji) don inshorar lafiyar ku? Shin za ku sami damar samun taimakon jinya a asibitocin gwamnati a matsayin ɗan ƙasa?

Nawa ne kudin shawarwari da likita? Wani dan kasar waje ya ce min ka biya baht 30 domin tuntuba? Shin haka ne?

Menene game da biyan kuɗin magunguna ga Thai da kansu da na baƙi a Thailand?

Kuna da damar zuwa ga kwararru kyauta? (misali likitan ido, ƙwararren kunne,…).

Gaisuwa,

Yim (BE)

Yawan lokutan karantawa: 197

Amsoshi 12 ga "Sarkin Samun Inshorar Kiwon Lafiyar Jama'a a Tailandia don Masu Baƙi?"

  1. Chris in ji a
    5 Agusta 2018 a 10: 44

    Na yi aiki a nan tsawon shekaru 10 yanzu kuma ana sabunta kwangilata a kowace shekara.
    Ina biyan kuɗin zamantakewa kuma ana cire wannan adadin kai tsaye daga albashi na. Zan iya zaɓar asibitin da nake so in je daga jerin iyaka. Ba kowane asibiti aka jera ba, sai dai asibitocin da ke da kwangila da mai aiki na. Idan ban gamsu da hakan ba, zan iya canza asibitoci sau ɗaya a shekara.
    Ba na biyan komai na duk jiyya da magunguna. (sai dai likitan hakori).

    • Willie in ji a
      5 Agusta 2018 a 12: 13

      Ok, amma kuna biyan kuɗin inshorar lafiya a cikin Netherlands, saboda idan kuna komawa ba zato ba tsammani kuma kuna karɓar kuɗin likita, menene game da shi?

      • Chris in ji a
        6 Agusta 2018 a 03: 20

        A'a. Ba na zama a Netherlands kuma ba ni da wani abu a can kuma. Don haka ba sai na dawo ba zato ba tsammani, amma idan na je, na ziyarar iyali ne, kasuwanci (majalisa) hade da hutu. Inshorar balaguron tafiya zai ishe. Ba ku biyan kuɗin inshorar lafiya a kowace ƙasa da kuka je hutu, kuna?

    • Petervz in ji a
      5 Agusta 2018 a 15: 49

      Bayanin Chris bai daɗe ba.
      Kowane ma'aikaci na yau da kullun dole ne ya cire gudummawar Tsaron Tsaro daga albashi. Wannan shine 5% na albashi tare da matsakaicin 5% na 15,000 baht / wata. Don haka kuna biyan matsakaicin ƙimar 750 baht kowane wata.
      Wannan yana ba ku damar, a tsakanin sauran abubuwa, iyakance inshorar likita a cikin 1 na asibitocin da ke da alaƙa da Ofishin Tsaron Jama'a. Yawancin asibitocin jihohi ne, amma kuma akwai asibitoci masu zaman kansu da yawa.
      Koyaya, biyan kuɗin yana iyakance, layin suna da tsayi, kuma kuna samun kulawa kyauta tare da ƙarancin kulawar da ake buƙata.
      Yawancin manyan kamfanoni kuma suna ba da inshora ga manyan mutanen su a asirce.

      • Tino Kuis in ji a
        5 Agusta 2018 a 17: 25

        Lallai, wasu asibitocin suna da na sirri/na zaman kansu da sashen Ofishin Tsaron Jama'a. Da farko ka shiga ta wata babbar kofar gida sai ka shiga wani fili mai ban sha’awa mai yawan abokan aiki sannan a karo na biyu sai ka shiga ta wata ‘yar karamar kofar baya ana gaishe ka da kyar.

        • Chris in ji a
          6 Agusta 2018 a 01: 53

          dear tina,
          Kullum ina shiga ta babbar ƙofar gida, ana gaishe ni ta hanyar abokantaka fiye da a asibitin Holland; a wannan yanayin kuma ta hanyar ma'aikatan jinya waɗanda za su iya zama taurarin fim (samu babban rangwame akan tiyatar filastik; ƙaramin abokin aikina ya auri ɗaya daga cikinsu kuma ban zarge shi ba saboda yana da wuya a sami irin waɗannan matan a Kanada). Layukan ba su wuce a cikin Netherlands ba kuma ana taimaka muku nan da nan idan kuna buƙatar gaske (babu jerin layi don hanyoyin kamar a cikin Netherlands saboda kuɗin ya ɓace) kuma idan dole ne in yarda da ku, likitocin nan suna da kyau kamar a cikin Netherlands.
          Don haka ban ga matsalar ba.
          Kuma ba zai zama kamar ni waɗanda ke aiki don albashin Thai ba kuma suna da inshora bisa ga ka'idodin Thai sun fi shiga cikin al'ummar Thai fiye da ɗan ƙasar da ya yi bayanin cikakken Thai a asibiti cewa yana da inshora ta sirri ta Netherlands saboda yana da Kula da lafiyar Thai a ƙarƙashin sami girman?

      • Chris in ji a
        6 Agusta 2018 a 02: 02

        Menene Karamin Grooming? Kuma wane majiyyaci ko likita ne zai iya yin hukunci akan hakan?
        Don kwatanta halin da ake ciki da Netherlands:
        - a cikin kwarewata babu jerin layi don hanyoyin kiwon lafiya (ba kamar Netherlands ba, inda wani lokaci ba ku da kulawa yayin da kuke inshora);
        – Ina samun magungunan da nake buƙata (mahaifiyata ’yar shekara 92 a Netherlands kwanan nan ta daina shan wasu magunguna waɗanda suka taimaka sosai saboda suna da tsada sosai; masana’antar harhada magunguna suna dariya da jakunansu, a cikin Amurka har ma da ƙari)
        - Layukan ba su wuce a cikin Netherlands ba (kuma ina da gogewa tare da tsohuwar matata mara lafiya a kusan asibitoci 10 a Netherlands, daga talakawa zuwa ilimi);
        - likitocin ba su da horo fiye da likitoci a Netherlands (a cewar likita Tino).

        A takaice: Ba na tsammanin akwai wani dalili na ɗaukar inshora na sirri sai dai idan kuna son sanya manyan kamfanonin inshora masu arziki. Kamar yadda ƴan ƙasar waje da yawa ke yi: yi bankin alade na fansho idan kun yi rashin lafiya.

        • Tino Kuis in ji a
          6 Agusta 2018 a 08: 45

          Dear Chris,

          Ee, marasa lafiya a Tailandia waɗanda ke karɓar kulawa a ƙarƙashin tsarin kula da lafiya na duniya (tsohon tsarin 30-baht) suna samun ƙaramin kulawa. Sau da yawa dole ne su biya ƙarin kuɗi don wasu jiyya, waɗanda da yawa ba za su iya ba. Wannan ya fi ƙasa da yanayin ga marasa lafiya masu zaman kansu ko waɗanda suka faɗi ƙarƙashin Ofishin Tsaron Jama'a. Misali, a matsakaita, ana samun 70 baht a kowace shekara ga kowane mutum don tsarin duniya (wanda ya shafi 3.000% na yawan mutanen Thai), 9.000 baht ga majinyatan SSO da ƙari ga ma’aikatan gwamnati da masu zaman kansu.
          Bambanci shi ne cewa a cikin Netherlands wasu magunguna masu tsada ba a biya wa kowa ba, a Tailandia akwai tsarin da aka tsara a fili game da wanda ake biya don me.
          Ee, likitoci a Tailandia suna kan matsakaici kamar yadda suke a Thailand. Amma mara lafiya a wani asibiti mai zaman kansa yana samun kulawar likita na mintuna 30 sannan kuma a asibitin jihar mintuna 3 kacal a matsakaici.
          A cikin Netherlands, memba na gidan sarauta da tramp suna samun kusan magani iri ɗaya, kodayake sabis ɗin da ke kewaye da shi zai bambanta sosai. Gilashin ruwa tare da gilashin shampagne.

        • Petervz in ji a
          6 Agusta 2018 a 08: 45

          Chris, kawai na duba muku shi. Duba:https://www.sso.go.th/wpr/main/service/กองทุนประกันสังคม_detail_detail_1_125_690/13_13

          Matsakaicin adadin da aka biya yana da iyaka sosai har dana da matarsa ​​(dukansu suna aiki a bankunan Thai) suna da ƙarin inshora na sirri, wanda masu aikinsu ke biya. Dukansu Thai ne kawai tare da aikin da ake biyan kuɗi mai kyau ta ka'idodin Thai.

          • Chris in ji a
            6 Agusta 2018 a 12: 33

            Kawai kalli hanyar haɗin don jin daɗi. Kuma a can (a Turanci) yana cewa: “Idan rashin lafiya: Mai inshorar yana samun magani ba tare da biyan kuɗi ba idan ana jinyarsa a asibitocin da mutum zai iya amfani da katin saƙon jama’a ko kuma hanyar sadarwar da asalin asibiti yake a ciki. baya ga lokuta na hutun rashin lafiya lokacin da likitan da ke halartar ya ba da umarnin magani."
            Ina tsammanin hakan yana nufin (kuma shine kwarewata a aikace): NO farashi. Kuna iya tayar da itace game da ingancin kulawa da asibiti, amma ba game da farashi ba. Suna 0. Basu taba biyan 10 baht a asibiti ba a cikin shekaru 1.

            • Tino Kuis in ji a
              6 Agusta 2018 a 13: 38

              KO. Amma rubutun Thai ya ƙunshi keɓancewa 13, wasu ana iya fahimta (canjin jima'i) amma wasu ban mamaki: rikice-rikice daga amfani da miyagun ƙwayoyi da ƙwayar cuta, alal misali.Ko ta yaya, ba lallai ne ku dogara da hakan ba.

            • Petervz in ji a
              6 Agusta 2018 a 16: 10

              Karanta ɗan gaba Chris fiye da sakin layi na farko. Maganin kyauta “mara iyaka” ne kawai a asibitocin Jiha. A asibitoci masu zaman kansu akwai ƙananan iyaka.
              Tabbas za ku iya jayayya cewa magani a asibitin jihar yana da kyau, amma zan iya tabbatar muku cewa idan akwai wani mummunan yanayi tare da tiyata, asibiti da kuma dogon lokaci, kulawar "kyauta" zai kasance kadan. Misali, idan kuna son daki mai zaman kansa, ana buƙatar magunguna masu kyau ko daban, ko gwaje-gwaje masu tsada, za ku biya ƙarin.

              Hakanan ya bayyana cewa kuna da hakkin samun kashi 50% na albashin ku yayin rashin lafiya. Wannan daidai ne idan dai albashin bai wuce 15,000.- baht ba. Wannan shine ma'auni na albashin da SSO ke amfani dashi lokacin ƙididdige rashin lafiya, rashin aikin yi da fa'idodin fansho.

              Ina da kamfani kuma matata da dana suna da inshorar tilas ta hanyar SSO. Duk da haka duka biyun suna da ƙarin inshora na sirri, saboda muna ganin yana da mahimmanci kada farashin ya zama nauyi mai nauyi idan magani ya kai miliyoyin. An daɗe ana biyan kuɗi don irin wannan magani tare da SSO.
              Babu wata hanya kuma saboda gudummawar da mai inshora ke bayarwa kowane wata bai wadatar da magunguna masu tsada ba.


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