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Tambayar mai karatu: Shin gaskiya ne cewa bankin Thai yana cajin kwamiti na 3% akan canja wuri?

Ta hanyar Saƙon da aka Gabatar
An buga a ciki Tambaya mai karatu
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20 Satumba 2014

Yan uwa masu karatu,

A wasu lokuta nakan yi jigilar Ba-Turai ta banki ta a Belgium zuwa Bankin Bangkok Thailand a madadin wani kamfanin mota na hannu na biyu a Chang Mai.

Duk da haka, dole ne in kara adadin da aka amince da shi da kashi 3 cikin dari a kowane lokaci saboda masu gudanarwa suna ikirarin cewa bankin ya cire ko ɗaukar kashi 3% kamar yadda kuke so.

Lokacin da aka tambaye su a wani reshe na yankin, ba su iya ko sun ƙi ba da cikakkiyar amsa. Na sami abin ban mamaki cewa suna cajin kuɗi akan asusun abokin cinikin su azaman kuɗi.

Shin akwai wanda ke da gogewa wanda shima yana yin musayar kuɗi akai-akai kuma yana da manufa ɗaya? Ko hakan al'ada ce a gare su don biyan kuɗi? Tabbas ba dole ba ne ya zama kasuwancin mota na hannu na biyu, amma ka'ida ta hada-hadar kuɗi.

Na gode.

Alphonse

Yawan lokutan karantawa: 175

Amsoshin 12 ga "Tambaya mai karatu: Shin gaskiya ne cewa bankin Thai yana cajin kwamiti na 3% akan canja wuri?"

  1. Erik in ji a
    21 Satumba 2014 a 02: 11

    Kuna iya duba nan…

    http://www.bangkokbank.com/OnlineBanking/PERSONALBANKING/IBANKING/BUALUANGIBANKING/NEWUSERS/Pages/FeeInformation.aspx

    Ina banki a Kasikorn kuma kuɗin da ke zuwa nan daga ING NL farashin 500 baht a gefen Thai. Rana ce kawai ke fitowa a banza….

  2. Dauda H. in ji a
    21 Satumba 2014 a 05: 20

    Mijn ervaring is dat dat de Belgische (of andere tussenbank eventueel) verzendingskost aanrekent , je kan kiezen hoe de kosten verdeeld worden , van jouw kant , ontvanger kant, of gedeeld , maar steeds heb ik naargelang de som steeds kosten van Belgische kant aangerekend gekregen .Thaise ontvangende Kassikorn bank steeds minder dan 500bht kost .
    Misali;
    Keytrade Bank Belgium:
    15 € ƙayyadaddun farashin + 0,30% na adadin da ke ƙarƙashin 12500 €
    sama da 12500€ shine 15€ + 0,10% tare da matsakaicin 125€

    PS: Ya kamata ku ma manta da canjin kuɗi, da duk abin da yake kusan ba zai yiwu ba don samar da kanku, don haka adadin da aka aiko / karɓa yana haɓaka har ma da ƙari!

  3. Roel in ji a
    21 Satumba 2014 a 05: 35

    Hi Alfred,

    Ina banki kaina a bankin bankok kuma ina tura kuɗi akai-akai daga Netherlands zuwa bankin Bangkok na Thailand. Bankin Bangkok baya cajin kashi 3%. A cikin Netherlands, farashin ma'amala na yau da kullun koyaushe yana zuwa adadin Yuro 6000, wanda shine Yuro 5.50. Koyaushe ina samun ƙimar musanya mai kyau lokacin da na sake ƙididdige shi zuwa farashin yau da kullun na wanka na Thai.

    Idan kuna da asusun Yuro tare da bankin banki na banki, kuna biyan kwamishin 2% har zuwa matsakaicin Yuro 500 akan adadin da aka ajiye. Ba a ba da shawarar ba saboda ba a ba da kuɗin ruwa ba.

    Amma zaka iya duba hakan cikin sauki, ka nemi kari a bankin bankin bankok, zai nuna adadin wankan thai da ka aika kuma zaka iya gano adadin kudin da ka tura.

    A cikin Netherlands koyaushe dole ne in faɗi cewa mai karɓa yana biyan kuɗi, to sai na biya ƙaramin kuɗi a cikin NL, 5.50 kuma a Thailand kusan komai. Misali, idan farashin musayar ya kasance 42 baht, to zan karɓi kusan 41.90. A bankin siam farashin canji ya fi muni.

  4. Henry in ji a
    21 Satumba 2014 a 10: 39

    Bij alle kosten verzender, betaal ik aan de Thaise kant (Kasikorn) 200 Baht. en de wisselkoers is de Telexkoers. Ik woon wel in Bangkok metropolis.

  5. Daniel in ji a
    21 Satumba 2014 a 11: 17

    Na riga na tambayi bankunan da ke Belgium sau da yawa abin da zai kashe ni don canja wurin 10.000 € zuwa asusuna a Thailand. Duk sun yi kasala don yin kwaikwayo. Koyaushe suna nufin ƙa'idodi na gaba ɗaya. Yawancin lokaci ana ƙirƙira waɗannan a cikin kalmomin da ke da wahalar fahimta da fassara. Ina yin canja wuri sau ɗaya a shekara, wanda shine in cika 800.000 Bt watanni uku kafin sabunta biza. Wani lokaci ba ya da kyau sosai, wani lokacin kuma akan yawan canjin kuɗi.
    A cikin shekarar ina amfani da wannan asusu don biyan kuɗin yau da kullun.
    Na san 'yan kasashen waje waɗanda suka sanya kuɗi a asusun sannan (bayan ƙarin visa) suna mayar da su a asusun su a Belgium.

  6. William Van Doorn in ji a
    21 Satumba 2014 a 14: 09

    A ce mutum A yana so ya canja wurin kuɗi daga Thailand zuwa Netherlands kuma mutumin B yana so ya canja wurin daidai adadin daga Netherlands zuwa Thailand. Dukansu suna da Thsaise da asusun Dutch
    To, mutum A sai ya canza wannan adadin daga Thailand zuwa Thailand daga asusunsa zuwa na B da B a lokaci guda yana canja adadin adadin daga Netherlands zuwa Netherlands daga asusunsa zuwa na A.
    Canja wurin kuɗi daga Netherlands zuwa Netherlands - na yi tunani - babu banki da ke samun wani abu daga wannan, kuma idan hakan ma haka yake a Tailandia, to kun guji biyan kuɗin banki, daidai?
    Wani ra'ayi mai amfani watakila?

    • David H in ji a
      21 Satumba 2014 a 16: 01

      Ba za a iya amfani da shi ba idan canjin ku dole ne ya fito daga wajen Thailand, gami da; wannan ya zama dole don siyan kwandon shara, ko don buƙatun kuɗi don “tsawon ritaya”!
      Wannan zai yiwu don canja wuri na yau da kullun, sannan tambayar ita ce: wanene zai fara saka ajiya, amana shine "dole ne" a cikin wannan, zan gwammace in biya kuɗin banki kuma in yi barci cikin lumana cikin jira ...

  7. NicoB in ji a
    21 Satumba 2014 a 14: 32

    Idan kun nuna wa bankin ku cewa kun biya kuɗin SHA (shared), kuna biyan NL akan ING Eur 6,00 kuma bankin Bangkok yana cajin 0,25% tare da mafi ƙarancin baht 200 kuma matsakaicin 500 baht.
    Za ku sami ƙimar TT, wanda ya fi dacewa fiye da ƙimar Balie.
    Wannan yawanci hanya ce mafi arha; amma zaka iya samun hakan cikin sauƙi a ING da BKB akan rukunin yanar gizon su akan adadi daban-daban.
    Nasara
    NicoB

    • Ruwa NK in ji a
      21 Satumba 2014 a 17: 10

      NicoB, je hebt gelijk. Ik bankier ING en SCB in Thailand. SCB berekent op dezelfde wijze de kosten als jou Bangkok bank. Ook 0,25 % met een minimun bedrag.

      Matsakaicin ba shakka labari ne na daban domin yana iya bambanta a cikin minti daya. Wataƙila kamfanin yana ginawa a cikin tsaro don farashin canji.

  8. Rope in ji a
    21 Satumba 2014 a 16: 22

    Ina canja wurin kuɗi kowane wata daga Belgium zuwa asusun Thai na, amma na biya kashi 0 don wannan canja wuri, amma sai ku yi wannan canjin ƙasa da ƙasa ta hanyar Argenta, ba sa cajin kowane farashi don ma'amala. Abin da na canjawa ya isa Thailand gabaɗaya bisa ga canjin canjin lokacin.

    • Daniel in ji a
      22 Satumba 2014 a 07: 43

      Kuna iya amfani da Argenta don canja wurin kuɗi lokacin da kuke ainihin Belgium. Dole ne ku gabatar da fom ɗin neman aiki ga hukumar ku. Ana aiwatar da canja wurin ta ING ta babban ofishin da ke Antwerp. Ba za a iya yin canja wuri na duniya tare da intanet a Argenta ba. Kamar yadda David H ya nuna a nan, ba ku da wata hujja da ke nuna cewa kudaden sun fito daga banki na waje. Ko da kun sami canjin da mutane suka yi a Belgium. Dole ne adadin ya fito daga asusun waje a cikin sunan ku. Wannan don samun ƙarin visa bayan ritaya..

      • Kito in ji a
        22 Satumba 2014 a 10: 52

        Dear Daniel
        A kai a kai ina yin canja wuri daga Argenta zuwa asusun banki na Thai da kaina, ba tare da ni kaina na yi tafiya zuwa Belgium ba.
        Wataƙila manajan ofis ɗin ku ya fassara umarnin da ɗan tsauri.
        Ga manajan reshe na, ya isa in cika kuma in sanya hannu kan takardar canja wuri ta musamman “canja wuri na duniya” da hannu (wannan sa hannun yana da mahimmanci, saboda lallai ne manajan reshe ya kasance yana da sa hannu, amma hakan na iya zama ɗaya daga cikin bugu da aka buga daga. daftarin aiki na dijital) kuma aika masa ta imel.
        Sai ya buga wannan fom ɗin a ofishin da ke Belgium sannan ya tura kome zuwa babban ofishin da ke Antwerp. Bayan kwana uku an saka kudin a asusuna.
        Kuma wannan yana kashe ni ƙasa da idan na yi canja wuri ta ɗaya daga cikin sauran bankunan Belgium inda ni abokin ciniki ne.
        Mvg
        Kito


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