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Gida » Tambaya mai karatu » Ƙananan AOW a Thailand?
Ƙananan AOW a Thailand?
Yan uwa masu karatu,
Biye daga batun game da haɓaka mai zuwa a cikin AOW, wa ya san dalilin da yasa na karɓi ƙasa da AOW fiye da ɗan'uwana tagwaye (Euro 1209,52 da Yuro 1261,52)?
Duk yanayin da ake iya tunani daidai suke, ni kaɗai nake zaune a Tailandia shi kuma a cikin Netherlands.
Gaisuwa,
Paul
Editoci: Shin kuna da tambaya ga masu karatun Thailandblog? Yi amfani da shi hanyar sadarwa.
Bulus da ɗan'uwa, lokacin da kuɗin fansho na jiha ya fara, ku biyu sun sami shawara tare da lissafin babban fa'ida. Dauke waɗannan kuma ku ga inda bambancin yake. Ko duka biyun shiga My SVB kuma duba lissafin babban fa'idar.
Idan kuna magana ne game da fa'idar net, wanda nake shakka, amsar ita ce mafi sauƙi; sa'an nan kuma sanya duka biyu babban-net lissafin gefe da gefe kuma ga inda bambanci yake. Wannan na iya haɗawa da kiredit na haraji, harajin biyan kuɗi da ƙimar inshorar lafiya. Kuna iya nemo babban lissafin net akan My SVB ƙarƙashin 'biyan kuɗi'.
A SVB na karanta fa'idar net ga mutum ɗaya (a cikin Netherlands) yanzu 1261,52
Sa'an nan kuma akwai abin da Eli ya ce game da cirewa da dai sauransu saboda yana zaune a Tailandia, don haka Bulus, kamar Eli, ya fito zuwa 1209,52. Maganar tagwaye don kwatanta gross da net da duk abin da ke tsakanin.
Ba zato ba tsammani (?) € 1261,52 shine daidai adadin kuɗin kowane wata tare da cikakken fensho na jiha kuma yana zaune a Netherlands, Erik.
Babban AOW: € 1334,94 / watan
Ƙimar haraji: € 255,33 / watan
Gudunmawar inshorar lafiya: € 73,42 / wata
Babban izinin hutu: € 69,30 / wata (za a biya a watan Mayu)
Rayuwa a NL: € 1334,94 - € 73,42 = € 1261,52
Rayuwa a TH: € 1334,94 - € 255,33 = € 1079,61
https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen
A ganina wataƙila Bulus ya yi watsi da ɗaya ko fiye da bambance-bambancen da ke tsakaninsa da ɗan’uwansa. In ba haka ba Bulus zai karɓi net (€ 1209,52 – € 1079,61 = ) € 129,91 fiye da abin da ya cancanta.
Babu shakka babu bambance-bambance, shi kadai yana zaune a cikin Netherlands kuma ina zaune a Thailand.
Abin takaici, SVB a halin yanzu ba ya samuwa, kuma ta hanyar intanet, amma ya zuwa yanzu na fahimci cewa ina samun kuɗin harajin biyan kuɗi, amma ba kuɗin haraji na gaba ɗaya ba.
Amma me yasa, ina sha'awar.
Saboda kwararre kan haraji na mu Lammert de Haan bai amsa tambayar ku ba tukuna, zan yi ƙoƙari.
Na ci gaba da tona na gano cewa harajin biyan albashi ga mutanen da ke da hakkin AOW ya ƙunshi wani kaso na harajin albashi, wani yanki na Dokar Masu Dogara ta Ƙasa (Anw) da kuma wani yanki na Dokar Kula da Tsawon Lokaci (Wlz). (Ina tsammanin abu ne mara kyau a kan gidan yanar gizon SVB (https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen) ba a raba harajin biyan albashi zuwa harajin albashi, premium na Anw da premium na Wlz, gami da bayanin adadin da aka hana.)
A cikin 2022, tare da babban fa'idar AOW, harajin albashi (harajin albashi + Anw + Wlz) zai zama 19,17%.
https://bit.ly/3SNzzfE
A cikin 2022, tare da babban fa'idar AOW, gudummawar Anw shine 0,1% kuma gudummawar Wlz shine 9,65%.
https://bit.ly/3UORGDT
Gudunmawar Dokar Inshorar Lafiya (ZvW) ita ce 5,5%.
Domin ba za ku iya dogara ga Anw, Wlz da Zvw ba lokacin da kuke zaune a Thailand, alal misali, ba lallai ne ku biya kuɗi da gudummawar wannan ba. Don haka bangaren harajin albashi kawai ya rage na harajin albashi da gudummawar inshorar kasa, wanda aka cire daga babban biyan.
Babban fa'idar da aka samu tun daga 1 ga Yuli 2022, ga 'yan fansho na jihohi guda ɗaya waɗanda haƙƙinsu na fansho ya fara bayan 1 ga Fabrairu 1994, sune:
€ 1308,56 kowace wata
Izinin hutu € 69,30
Jimlar € 1377,86
Tallafin samun kudin shiga AOW shine € 26,38 babban kowane wata kuma baya canzawa idan aka kwatanta da Janairu 2022.
Duba shafi na 5 akan https://bit.ly/3y2JNRI
Na kuma gano cewa kwararre kan haraji na 'mu' Lammert de Haan ya amsa tambayar ku a baya kan wannan dandalin: https://www.thailandblog.nl/lezersvraag/een-vraag-over-de-aow-bij-emigratie-naar-thailand/#comment-662923
Kawai (19,17% - 0,1% - 9,65% = ) 9,42% harajin albashi ana hana shi daga babban kuɗin ku.
€1334,94 × (1 – 0,0942) = €1334,94 – €125,75 = €1209,19
Sannan akwai bambanci na € 0,33 tare da € 1209,52 da kuke da'awar karba, amma na danganta hakan ga kurakurai sakamakon juyar da babban adadin shekara-shekara zuwa adadin kowane wata.
Ban fahimci tambayarka dalilin da yasa kake karɓar kiredit ɗin harajin biyan kuɗi ba, amma ba kiredit ɗin haraji na gaba ɗaya ba. Amma watakila kuna nufin rubuta cewa ba ku fahimci dalilin da ya sa ba ku samun kuɗin harajin biyan kuɗi kuma ba dole ku biya gudunmawar inshorar kiwon lafiya ba.
Erik Kuijpers (29-09-2022 08:35h) ya riga ya ba da amsar tambayar game da kuɗin harajin biyan kuɗi.Ba za ku ƙara biyan kuɗin Anw da Wlz da gudummawar Dokar Inshorar Lafiya ba, saboda ba ku da inshorar hakan. kula idan kuna zaune a Thailand.
Idan har yanzu kuna da digid, zaku iya samun wannan bayanan a svb.nl!
Gaisuwa, Leo_C
Babu MijnSVB saboda aikin kulawa.
Hakanan ba a iya samun su ta waya.
Masoyi Paul,
Idan kuna zaune a Netherlands, zaku kuma sami tallafin kuɗi na € 26,38 ban da AOW.
Ba za ku sami wannan ba idan kuna zaune a Thailand. Bambancin da ke tsakanin ku da dan uwanku ya fi wannan kuma ba ni da wani bayani game da shi.
Ga mutanen da ke zaune a Netherlands, wannan tallafin za a rage shi da € 2023 a cikin 25 kuma za a soke shi gaba ɗaya a cikin 2024. Don haka babu mafi girman fansho na 10% kwata-kwata.
Hakanan kuna da damar samun tallafin kuɗi na AOW idan kuna zaune a Thailand, Johan.
https://www.svb.nl/nl/aow/aow-buiten-nederland/u-gaat-buiten-nederland-wonen
Akwai shawara daga Minista CEG Gennip don rage tallafin kuɗi AOW daga 1 ga Janairu 2023 a cikin matakai 3 na shekara-shekara da 1/3.
https://www.fintool.nl/32994/aanpassing-inkomensondersteuning-aow.htm
Sakamakon tsare-tsaren daga takardar kasafin kudi da majalisar ministocin ta gabatar:
https://www.nibud.nl/nieuws/koopkracht-2022-2023-de-belangrijkste-veranderingen/
A cewar gidan yanar gizon SVB, Ni (mazauna a Tailandia) na sami tallafin kuɗi.
Wataƙila kuna cikin yanayi ɗaya da ni.
An yi rajista a cikin Netherlands
Ba ku biyan gudunmawar inshora na ƙasa
Ba ku da hakkin samun kuɗin haraji akan fansho na jihar ku, don haka kuna biyan kusan Yuro 1550 a cikin harajin biyan kuɗi kowace shekara.
Haka lamarin yake a gare ni kuma ina karba daidai da irin ku kowane wata.
Hakanan kuna iya samun keɓancewa ga yuwuwar fansho ku, kodayake wannan ya bambanta da wannan.
Da alama wannan amsar ita ce mafi daidai: babu haƙƙin biyan kuɗin haraji.
Amma me yasa, ina sha'awar.
Menene tunanin ɗaukar AOW a Thailand wannan.
A cikin yanayinmu 52 Yuro kowane wata?
Ba batun kudin bane, ina so in fahimta.
Paul, haƙƙin samun kuɗin harajin biyan kuɗi ya canza akan 1-1-2015 kuma ba ga mutanen Thailand kaɗai ba. Bayan hijira, haƙƙin samun kuɗin haraji yana iyakance kuma dole ne ku cika sharuɗɗa uku a lokaci guda. Ɗaya shine cewa dole ne ku zauna a ɗaya daga cikin ƙasashe / wuraren da aka keɓe kuma Thailand ba ɗaya daga cikinsu ba.
Nemo kawai 'mai biyan haraji' a cikin wannan blog ko wani wuri. Kuna tambaya me yasa? A cikin siyasar Holland akwai jam'iyyun da ke son iyakance fitar da fa'ida da alawus.
A ka'ida, a ƙarƙashin yanayin daidai daidai, bai kamata a rage raguwa ba idan kuna zaune a Thailand. Shin ka taba zama a kasar waje? Domin sai wani abu zai iya tashi. Cikakken AOW shine shekaru 50 x 2%, kowace shekara a wajen NL yana da ƙasa da 2%.
Ni da ɗan'uwana tagwaye duka mun sami cikakken AOW don marasa aure.
Babu rangwame ko wani abu.
Daidai yanayi iri ɗaya.
Ina nufin ba shakka "na zauna a ƙasashen waje kafin shekarun AOW" 🙂
Dear Paul, adadin kuɗin da ɗan'uwanku tagwaye ya karɓa kamar yadda SVB ya nuna akan gidan yanar gizon sa don masu karɓar AOW. https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen
Babban hakan shine Yuro 1334,94, ban da 0 (sifili) harajin biyan kuɗi na Yuro, da rage gudummawar inshorar lafiya Euro 73,42. Yana yin net Euro 1261,52. Gaskiyar cewa kuna karɓar ƙasa da Yuro 52 na iya kasancewa saboda gaskiyar cewa kuna biyan harajin biyan kuɗi. Ko wataƙila ɗan'uwanku (har yanzu) ya haɗa tallafin Kuɗi tare da Yuro 0 na harajin biyan kuɗi. Wannan duk yana da alaƙa da ku da keɓaɓɓen yanayin rayuwarsa. Don haka kar a kalli adadin kuɗin, duba abin da kuke karɓa da yawa. A ka'ida, ku biyun kuna karɓar babban adadin Euro 1334,94 ( adadin AOW kamar na 1 Yuli XNUMX). Adadin gidan yanar gizon sannan ya dogara da yanayin rayuwar kowa.
Da alama bambancin ya ta'allaka ne a cikin rashin samun kuɗin haraji.
Dukanmu muna samun kuɗin harajin biyan kuɗi kuma duk yanayin rayuwa da gidaje iri ɗaya ne.
Mu kuma duka muna samun tallafin kuɗi.
A ƙarshe ina kallon adadin kuɗi, saboda akwai bambanci na Yuro 52.
Kuma ina so in fahimci hakan.
Dear Bulus, yanayin rayuwa da rayuwa ba ɗaya ba ne. Daya yana zaune a Netherlands, ɗayan yana zaune a Thailand. A Tailandia ba ku samun kuɗin harajin biyan kuɗi. Dan uwanku a Netherlands yayi. Dukanku suna karɓar Tallafin Kuɗi, amma ba ku biyan Gudunmawar ZVW. Dan uwanku yayi. A takaice: ba shi da wani amfani kwatanta adadin net.
Idan kana zaune a Netherlands, za a biya harajin fensho na jiha a kan kari kuma mai yiwuwa a cire shi daga harajin kuɗin shiga. Idan kana zaune a ƙasashen waje, za a cire haraji kai tsaye daga fa'idar SVB ɗin ku. Yawancin lokaci, idan kuna da keɓancewa, wannan kuma shine kawai harajin da zaku biya a cikin NL.
Da fatan wannan ya amsa tambayar ku.
AOW ba shi da yarjejeniyar haraji tare da Thailand. Shi ya sa suka dawwama. Ina cikin jirgin ruwa guda. Ni dan Belgium ne kuma ina karɓar ƙasa saboda ina zaune a ofishin jakadanci. Idan ina zaune a Belgium zan sami ƙari.
Dear Andrew,
cewa ku, a matsayinku na Belgium, kuna samun ƙarancin fensho saboda an yi muku rajista a ofishin jakadancin, ba daidai ba ne. Za ku karɓi fensho daidai kamar kuna zaune a Belgium. Dalilin da kawai na gani yana iya zama cewa an canza muku fansho kai tsaye zuwa asusun Thai. Sa'an nan kuma dole ne ku yi hulɗa da farashin canja wuri da kuma bambancin farashin musayar.
Ina biyan kuɗin fansho na a cikin asusun Belgium kuma na karɓi daidai daidai da abin da zan karɓi rayuwa a Belgium. Tare da zama na shekara-shekara har ma na da sauran saura saboda kasancewar wasu larduna da na gundumomi ba a biya su, sai dai ƙarin ƙarin kuɗi.