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Gida » Tambaya mai karatu » Tambayar mai karatu: Me ya sa ake rage mini fenshon Jiha (gudunmawar Zvw)?
Yan uwa masu karatu,
Jiya ni, ɗan ƙasar Holland da ke zaune a Belgium kuma yana zaune a Thailand tsawon shekara, na sami sako daga Bankin Inshorar Jama'a cewa za a rage fensho na AOW da € 247,13, wanda € 110,08 zai zama harajin biyan kuɗi da sauran Gudunmawa. Dokar Inshorar Lafiya - kasashen waje.
Wannan rangwamen na harajin biyan albashi ya riga ya fara aiki, amma rangwamen da aka samu kan gudummawar Zvw wani sabon abin mamaki ne, wanda ya faru bisa bukatar CAK.
Ban taba jin samuwar Zvw ba ballantana CAK.
Dalilin da ke tattare da rangwamen biyu ba shi da tabbas a gare ni. Shin ƙarin mutanen Holland da ke zaune a ƙasashen waje sun sami wannan saƙon kuma kun fahimci dalilin da ke bayan waɗannan rangwamen?
Gaisuwa,
Nick
Kuna zaune a cikin wata ƙasa mai yarjejeniya, Belgium, kuma kuna da damar biyan kuɗin kula da lafiya a wannan ƙasar kuma ana hana kuɗin wannan kuɗin daga fa'idar ku ta AOW. Ya danganta da kuɗin shiga, AOW da sauran fensho (s), kuna iya nema. izinin kiwon lafiya daga Hukumar Harajin Dutch. CAK yana tsara riƙe da ƙima.
Har ila yau, SVB na yanke ni, fiye da 10% na yawan kuɗin shiga na, don haka ina rayuwa na dindindin a Thailand! soke rajista daga Netherlands, ƙarƙashin taken "haraji da gudummawar inshora na ƙasa" Kuna iya neman keɓancewar na ƙarshe.
SVB ya rubuta wannan akan shafin yanar gizon sa, ka'ida ta gaba ɗaya ita ce duk wanda ke zaune a Netherlands yana da inshora don waɗannan tsare-tsaren inshora na ƙasa. Idan kun karɓi albashi ko fa'ida, kuna biyan gudummawar inshora ta ƙasa.
Wani lokaci kuna iya neman keɓancewa daga wajibcin inshora. Don haka ba za ku ƙara biyan waɗannan kuɗin ba. Amma ba ku da inshora a ƙarƙashin tsarin inshora na ƙasa.
Na nemi izini daga SVB sau biyu ta hanyar "Sanarwa ba Wlz insured", ya zuwa yanzu ban sami amsa ba, na bayyana a cikin wasikar, tare da wasu abubuwa, cewa ba zai yiwu ba har abada zan koma. Netherlands kuma saboda haka ba shi da ma'ana kowane wata don biyan waɗannan gudummawar inshora ta ƙasa, Thailand ƙasa ce ta yarjejeniya, wani lokacin ina mamakin, .... a'a! Ina tsammanin cewa da gangan SVB yana kawo mana wahala.
Aduard, kai ɗan fansho ne na jiha, an cire ka daga Netherlands kuma kana zaune a TH. Sannan ku biya harajin biyan kuɗi a cikin Netherlands akan fa'idar ku ta AOW. Wannan adadin shine kashi 9 cikin ɗari a sashin farko. Ka rubuta cewa an hana sama da kashi 10 cikin XNUMX kuma abin kunya ne ba ka faɗi ainihin abin da aka hana ba. Yanzu abin da zan iya yi shi ne na yi masa wuka.
Shin SVB ya san cewa kuna zaune a Thailand? Ina shakkar hakan. Na zauna a Tailandia tsawon shekaru tare da fensho na jiha kuma ba a hana harajin biyan albashi ba. Ba a taɓa tattauna inshorar ƙasa da inshorar lafiya ba.
Kun rubuta cewa ana yanke fenshon ku na AOW. Bana jin wannan shine lokacin da ya dace. Ragewa yana kan babban fa'idar ku kuma bana jin haka lamarin yake. A shafinku na sirri zaku iya ganin ainihin menene babban kuɗin fansho na jiha, yadda aka tsara shi, abin da aka hana da kuma menene matsayin ku a can. Don haka duba MySVB. Sa'a.
Erik, na duba, kuna da gaskiya, daidai yake da 9%, don haka ba + 10% kuskurena ba, don haka na duba ƙarƙashin "Deductions" akan SVB na, a can an bayyana, a tsakanin sauran abubuwa, "Harajin biyan kuɗi" da kuma alamar tambaya da ke bayanta ya danna, yana karanta "Harajin biyan kuɗi ya ƙunshi haraji da gudummawar inshora na ƙasa", daidai waɗancan kuɗin inshora na ƙasa ne na kammala na aika da "Declaration not Wlz insured" sau biyu.
Duk da haka! Ba zan iya gano nawa ne kuɗin inshora na ƙasa ba, Ina rajista tare da SVB kamar yadda na yi hijira zuwa Thailand, kuma daga Personal Records Database (BRP).
Aduard, to kawai kuna biyan harajin biyan kuɗi (= harajin shiga) kuma babu inshora na ƙasa kuma babu inshorar lafiya. Don haka ba komai.
Na gode Erik, komai a bayyane yake, wannan kuma ya bayyana dalilin da yasa babu amsa daga SVB. Babban yatsa a gare ku.
Shin kun kuma san abin da kuke biya a kashi na biyu da lokacin farawa? Ina zaune a Laos amma ina fuskantar zamba na haraji na Holland saboda Laos ba wata ƙasa ce ta yarjejeniya ba.
Rage kuɗin fensho na AOW alama yana nuna cewa SVB ya yi imanin cewa kuna zaune a Thailand.
Wani abu mai yiwuwa gaskiya ne.
Na yi mamakin a baya yadda kyawawan abubuwan sarrafawa za su kasance idan ku, a matsayinku na ɗan Holland, a hukumance ku zauna a wata ƙasa ta Turai, amma a aikace a Thailand.
Wannan iko a fili yana aiki ga Belgium.
Ba za a yanke AOW ba, amma za a riƙe shi. Misali, kuna da rangwame idan ba ku sami 100% AOW ba saboda zama a ƙasashen waje a cikin shekaru masu yawa da/ko kuna zaune a cikin ƙasar da ba ta da yarjejeniya ga AOW, kamar Cambodia. Shari'ar Niek ita ce, a kowane hali yana da rajista a matsayin mazaunin Belgium don AOW kuma shine dalilin da ya sa aka hana premium Dokar Inshorar Lafiya. Idan an yi muku rajista a matsayin mazaunin Thailand, ba za a cire ku don wannan inshora ba, amma ba za ku iya dogara da shi ba; a yanayin Niek lokacin da ya zauna a Belgium.
Adadin Yuro 247,13 yana kusa da abin da na tuna, idan kun kasance mazaunin haraji na waje.
Ko da yake zan iya yin kuskure game da hakan.
Idan ka yi hijira daga Netherlands zuwa Tailandia, kai mazaunin harajin waje ne.
Amma menene idan kuna zaune bisa hukuma a Belgium, amma a aikace kuna zaune a Thailand?
Ina tsammanin cewa Netherlands za ta ɗauke ku a matsayin mai biyan haraji na waje kuma ta ce ƙaura zuwa Belgium gini ne na yaudara don guje wa haraji.
Wannan yana iya yiwuwa ya zama batun manyan kararraki masu haske.
Yanzu na yi amfani da Skype zuwa CAK, wanda ake magana a kai a cikin wasiƙar daga SVB, kuma sun gaya mani cewa tun da Belgium ƙasa ce ta yarjejeniya (kuma Thailand ba ta zama ba), mutanen Holland da ke zaune a Belgium suna ƙarƙashin dokokin Turai, wanda ya kayyade. cewa Netherland ne ke ɗaukar ainihin ƙimar kiwon lafiya, idan kuɗin ku ma ya fito daga can, kuma an cire shi daga fensho AOW. Amma an ba ni inshora a Belgium shekaru da yawa kuma a farashi mai rahusa fiye da abin da ake cirewa daga AOW na ta hanyar gudummawar Zvw.
CAK yana mayar da kuɗin magani ga mai insurer na Belgium.
Domin kawar da kuɗin inshora na lafiya na (mafi ƙarami) daga mai insurer na Belgium, dole ne in yi rajista tare da su tare da wani takamaiman nau'in S, wanda CAK ke aikawa.
Gabaɗaya, ina yin muni domin dole ne in biya kuɗin kula da lafiyata na asali a cikin Netherlands, wanda ya fi ƙimar kuɗin da na biya tare da mai inshorar lafiya na Belgium.
Wani rashin adalci a ra'ayi na shi ne hana harajin biyan kuɗi akan fansho na AOW yayin da nake biyan haraji a kan fensho guda ɗaya a Belgium, wanda, zan iya cewa, ya saba wa doka don hana haraji ninki biyu tsakanin ƙasashen da aka yi yarjejeniya.
Babu zalunci ko kadan sai jahilcin ku. Misali, idan kai, a matsayinka na dan kasar Belgium mai ritaya, ka karbi fensho daga Belgium kuma kana zaune a Netherlands, saboda haka kana bin mafi karancin kudin kiwon lafiya na Belgian kuma dole ne ka biya wannan a Belgium. fiye da Netherlands.
Kuma idan kun biya haraji sau biyu a wani wuri, za ku iya kawai neman maidowa a cikin 1 daga cikin ƙasashe 2 na yarjejeniya, a ƙarshe kuna biya sau ɗaya kawai.
Abu ne kuma kamar komawa baya. Idan ba ku karbi fansho na jiha ba kuma yanzu kun yi, za ku sami ci gaba mai kyau.
Wannan shine martani na ga martanin da Niek ya bayar na ƙarshe.
Hello,
Na zauna a ƙasashen waje na tsawon shekaru 5 kuma ana cire ni 2% a kowace shekara x5 saboda ban biya wata gudunmawar tsaro ta zamantakewa ba. Idan kuna son samun cikakken 100%, da kun biya waɗannan kuɗin kowane wata.
Tare da gaisuwa
Amber
Ina zaune a Faransa Don haka an soke rajista daga Netherlands.
My AOW ana canjawa wuri gabaɗaya/net.
Don haka ba a hana harajin biyan albashi saboda ina biyan haraji akan AOW na a Faransa.
Dole ne ku shirya wannan da kanku tare da hukumomin haraji!!
Abin da ya rage: ZVW, AWBZ, ƙasan abubuwan da aka rage.
Hans, idan kana zaune a Faransa, Faransa tana da 'yancin ɗaukar AOW na Dutch. Wannan kawai an bayyana shi a cikin yarjejeniyar. Kuna iya neman keɓancewa daga harajin biyan kuɗi daga hukumomin haraji na Holland.