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Gida » Tambaya mai karatu » Tambayar mai karatu: Tambaya game da farashi a Transferwise
Tambayar mai karatu: Tambaya game da farashi a Transferwise
Yan uwa masu karatu,
Ina amfani da Transferwise don canja wurin kuɗi daga ING zuwa bankin ABA a Cambodia. Sa'a mai kyau tare da abubuwan ku tare da saurin su, Ina da waɗannan abubuwan kuma. Amma har yanzu tambaya game da farashi:
An aika a 2019-10-04:
- Adadin da aka biya Canja wurin Hikima EUR 2000,00
- Canja wurin Kudaden Kuɗi Mai hikima EUR 12,10
- Canja wurin Mai hikima aika USD 2178.50
- ABA yana karɓar 2123,5 Bambanci USD -55,00
- Kudin ABA 10USD Darajar musayar kudi 1EUR = USD 1,05675
- Canja wurin musayar Hikima 1EUR = 1,0959
Menene USD 55,00 don?
Gaisuwa,
Carl
Idan wani abu bai bayyana ba, ina tsammanin hanya mafi kyau don yin wannan ita ce fara tambaya tare da hanyar canja wuri.
Duk amsoshin wannan ba su da tabbas. Don haka a bayyane; tuntuɓar hanyar sadarwa
Dole ne ku biya tare da manufa ba tare da canja wurin ING ba.
Cambodia ba ta cikin jerin ƙasashen da za ku iya canja wurin kuɗi zuwa ga Transferwise. Wataƙila yana yiwuwa idan kuna da abin da ake kira 'Asusun Borderless' a TW. TW zai cajin farashi don canja wuri kuma haka bankin mai karɓa a Cambodia (ABA), don haka Yuro 12,10 da dala 10 bi da bi. Tun da TW ba zai yi amfani da garantin farashin canji na wannan ma'amala ba, za a kuma sami wani kaso na ƙarin kuɗin musanya, wanda ake ƙididdige shi lokacin canza Yuro zuwa dala. Wataƙila wannan ya bayyana dala 55, kodayake yana da ban mamaki cewa adadin zagaye ne. An dai gudanar da cinikin ne fiye da watanni shida da suka gabata. Me yasa ba ku tuntuɓar TW (ta hanyar imel) don takamaiman bayani ko bayanin farashin?
Ina tsammanin ita ce hanyar Bankin ABA ke sarrafa masu shigowa SWIFT.
A cewar gidan yanar gizon su https://www.ababank.com/international-transfers/ suna yin hakan ne ta bankin wakilin.
Wannan bankin wakilin zai biya dalar Amurka 55. Ga bayanin ma'ana da shirme na waɗannan masu shiga tsakani https://www.investopedia.com/terms/c/correspondent-bank.asp.
Transferwise yawanci yana kula da asusun ajiyar kuɗi a bankunan da kuke aika kuɗi zuwa gare su, don adana farashi ta hanyar tara adadin canja wurin SWIFT kowace rana ga abokan ciniki da yawa a wancan bankin.
Duk da haka, ba za ta iya ko ba za ta iya rike asusun bankin ABA da kanta ba saboda bankin ABA yana shirya masu shigowa cikin kuɗaɗen waje ta hanyar ƙarin banki, wakilin.
Wannan jeri bai yi kyau ba. Har ma ya fi tsada fiye da jigilar bankin ING na duniya ta hanyar Jamus. Kuna aika Yuro 2000. Canja wurin sannan ana cajin kuɗi na Yuro 12 da cents 10. Sannan Transferwise ya canza Yuro zuwa USD kuma Transferwise ya daidaita 2178,50 USD. Sa'an nan za ku yi tsammanin zai kasance a cikin asusunku, amma ba haka lamarin yake ba, saboda kawai kun karɓi 2123,50 USD. A bayyane yake - dala 55 yana da alaƙa da canjin daga Yuro zuwa dala. Wannan ba ze zama al'ada a gare ni ba kuma lokaci yayi da zan yi wasu tambayoyi. Na san cewa ING yana cajin ƙayyadaddun adadi mai yawa don biyan kuɗi na duniya zuwa wasu ƙasashe sama da duk wasu farashi. Ko Transferwise kuma yana amfani da wannan, watakila wasu sun san ƙarin game da wannan. Ba mamaki, na yarda da ku.
Kashi na farko zuwa Thailand tare da canja wuri.
An yanke shawarar yin gwaji tare da Yuro 100. An cire ma'amala tare da I daga asusun ING kuma an canza shi zuwa Transferwise. Jimlar farashin ya kasance Yuro 2 da cents 14 kuma farashin musaya da aka yi amfani da shi ya yi daidai da ƙimar ƙa'idodina su ma sun nuna. (33.8134) Don haka mahimmanci ya fi yadda bankunan da aka saba amfani da su. Don haka an yi musayar Yuro 97 da cents 86 (Bankin Rabo da ke Netherlands) zuwa bahaushe aka wuce zuwa bankin Kasikorn wanda Transferwise ke amfani da shi a Thailand. Kasikornbank ya aika da wannan kuɗin zuwa asusun Bangkok na. Adadin da aka sanar a baya na bahts 33,308.98 ya riga ya bayyana bayan sama da sa'a daya da rabi. Dukkanin tsarin sarrafawa da jigilar kaya ana bayyane akan wurin Canja wurin kuma ana tallafawa tare da imel. Abin farin ciki daga yadda aka saba a banki. Na zaɓi hanyar jigilar kaya mafi hankali (mafi arha) sannan na samu cikin sauri a Thailand. Na gamsu saboda a bayyane yake cewa ga wannan ƙananan kuɗi (Yuro 100) rage farashin Yuro 14,53 idan aka kwatanta da bankunan ING da Bangkok shine hanyar da na fi so.
Kuskure a cikin adadin tabbas tabbas ya zama 3,308.98 baht wanda aka ƙididdige shi zuwa asusun bankin Bangkok.
A TW akwai wani zaɓi: sauri, matsakaici, jinkirin. Hakanan akwai bambance-bambance a farashin.
sannu a hankali, yana can gobe
Ana iya danganta ƙarin farashin ga tsarin da bankunan Cambodia ke amfani da su
(karanta wadãtar da kansu a kashe 'yan ƙasa).
Ba wai kawai ABA, Canaidian Bank Aceleda da sauransu kuma suna amfani da waɗannan ƙarin cajin.
TransferWise yana sane da matsalar Cambodia - watakila saboda dalilai na kasuwanci, duk da haka, babu abin da aka ambata game da shi akan rukunin yanar gizon.
Canja wurin ba zai iya gyara ko canza komai ta wannan yanayin ba.