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Gida » Tambaya mai karatu » Tambayar mai karatu: Shin an biya AOW kai tsaye cikin asusun banki na Thai?
Yan uwa masu karatu,
Ina samun AOW da fensho a cikin bankin ING a cikin Netherlands kuma ina canja shi kowane wata ta hanyar Transferwise.
Ina mamakin ko, alal misali, samun SVB biyan AOW kai tsaye cikin asusun banki na Thai yana da bambanci sosai tare da canja wurin shi da kanku ta hanyar Canja wurin?
Gaisuwa,
Han
Na fahimci cewa yanzu kuna canja wurin AOW + fansho a lokaci guda, amma Thailand kuma hakan yana nufin farashin lokaci ɗaya a cikin EU kuma lokaci ɗaya yana biyan bankin Thai. Idan za ku raba wancan, za a kashe farashi sau biyu a bangarorin biyu.
Wani fa'idar tsarin ku na yanzu shine cewa yanzu zaku iya adana (dukkan) AOW ɗin ku a cikin NL kuma kawai canza shi a cikin Janairu, saboda ana ganin AOW azaman tanadi a Thailand kuma Thailand ba ta ba da izinin ɗaukar harajin shiga na sirri ba.
Idan kana da asusu na Transferwise, lambar asusunka ma tana da alaƙa da shi.
Asusu na IBAN.
Hakanan kuna iya la'akari da sanya AOW ɗin ku kai tsaye zuwa gare shi.
Wannan zaɓi ne mai aminci kuma zaku iya yanke shawara da kanku lokacin da Transferwise ya ba da ƙimar da ta dace don canja wurin kuɗi zuwa Thailand.
Don haka wannan yana nufin aiki ɗaya kawai a gare ku
Ee, hakan yana yiwuwa. SVB na iya aika fansho na jiha a cikin Yuro kai tsaye zuwa Thailand. Irin wannan ajiya yana kashe Max € 0,48. (duba gidan yanar gizon). Idan kuma kun shirya wannan tare da mai ba ku fansho, zaku iya rufe asusun ku na ING. Wannan yana rama kuɗin ajiya.
A gefe guda, zaku iya tambayar menene fa'idar ku don rufe asusun banki na Dutch. Abubuwa masu ban tsoro na iya faruwa a Thailand. Dubi duk waɗanda ke da izinin zama mai tsawo, ko da a cikin auren Thai kuma tare da alhakin iyali, da gidajen da aka biya gabaɗaya, sun kasa dawowa da kyau a wajen Thailand na tsawon watanni, sai dai in sun sami kuɗi mai yawa. Ba zan karya dangantaka da Netherlands ba don ƴan kudin Tarayyar Turai da asusun ING ke kashewa. Kona jiragen ruwa a bayanka yana sa dawowa da wahala sosai.
Ba na so in rufe asusuna, kawai ina so in guje wa matsaloli idan, misali, ina da matsalolin shiga ing, Ina aika kusan rabin fansho / aow zuwa thailand kowane wata, sauran ya rage a kan asusun ing. kuma ina aika shi nan sau ɗaya a shekara zuwa. Wannan don kauce wa biyan haraji sau biyu a Tailandia.
Don haka idan fansho na jiha na kai tsaye ana turawa saura sau ɗaya kawai a shekara. Kada ku sani game da farashin canji ko farashi. 1 cents ya fi arha fiye da hanyar canja wuri, amma akwai kuma farashi daga asusun bankin Thai.
Idan ka ɗauki ING kawai a matsayin haɗari, duba IBAN wanda wataƙila ka karɓa tare da asusun TransferWise naka. Hakanan yawanci asusun Belgian (BE) ne don NLers gwargwadon yadda na sani. Sai ga amsa Yahaya a sama.
Idan kuma kuna tunanin cewa TW kawai haɗari ne, zaku iya yada tsakanin ING da TW. Canja wurin IBAN a cikin EUR tsakanin waɗannan 2 kyauta ne, kamar mu zuwa sauran asusun IBAN EU.
Hello Hans,
Idan na fahimce ku daidai, kuna son rage haɗarin cewa ba za a iya samun ING akan layi ba saboda kowane dalili.
Kuna iya yin hakan da rahusa ta hanyoyi masu zuwa:
1) a kai a kai aika da kuɗin da kuka ajiye daga fansho na jiha ta hanyar Transferwise. Kun riga kun yi wannan don guje wa biyan haraji sau biyu. Zan yi wannan daga wani asusu na [na biyu] na yanzu fiye da asusun [ING] inda kuke karɓar fansho na jiha
2) asusun na 2 zai iya, alal misali, zama asusun asali na KNAB kyauta. Me yasa bazan bada shawarar Canja wuri azaman asusu na 2 ba. Domin wannan banki ne na waje kuma yana ƙarƙashin tsarin garantin ajiya na Belgium. Idan TW ya yi fatara, samun kuɗin ku ba shi da sauƙi fiye da ta hanyar DNB mi Think of Icesafe.
KNAB tushe shima yana da Ideal, don haka yana da sauƙin canja wurin kuɗi zuwa TW. Misali, yanzu ina da tushen KNAB kusa da asusun ABN Amro.
Haka kuma ina da asusu na IBAN guda 2 (TW da N26), amma ina amfani da wadannan ne kawai don biyan katin zare kudi a wurin ajiyar kudi na PTT, Big C da Tesco Lotus. Don haka wata hanyar yada haɗari. Idan ba ku da isasshen baht a asusunku, yayin da kuke son yin siyayya ko sha mai.
Sannu Eddy, don haka kun sami damar adana asusun ku na ABN-AMRO (AA)? Ina ɗauka cewa har yanzu kai mazaunin NL ne (ko wata ƙasa ta EU). Kuma an biya haraji a can ma. Wannan saboda AA NL ba ta son riƙe asusu ga waɗanda ba mazaunan EU ba, balle a buɗe wasu sababbi.
Ba zato ba tsammani, yayin tsarin sokewar ta AA, ni da kaina ma na yi ƙoƙarin buɗe madadin asusun EUR a cikin NL/EU a KNAB, N26 da Bunq. Amma wannan ma duk ya zo kan matsalolin zama, idan hakan yana wajen EU. (Ina zaune a Indonesia.)
Duba kuma sharhi Jert a kasa.
Don haka KO dai kai mazaunin EU ne, KO kuma ka yi sa'a ya zuwa yanzu, ko ba haka ba?
Wannan ya sa ya dace da ni musamman don sanin inda Han yake zama a bisa ƙa'ida. Idan Thailand ce, yanzu zai yi wahala a yi rajista tare da bankunan da aka ambata. Sannan ya fi dacewa don amfani da IBAN na TW (kusa da ING); da/ko canja wuri kai tsaye zuwa Thailand, ina tsammanin.
Sannu Ton, hakika na kula da mazaunina a NL. Ko da na isa shekarun fansho na jiha, ba zan so in canza ba saboda wani dalili na kansu.
Abin da ya ba ni mamaki a nan shi ne, ban karanta wata amsa ba game da bankunan Holland suna harba kwastomominsu, ko da sun kasance ma'abuta asusun fiye da shekaru 25, saboda suna zaune a wata ƙasa ta waje.
Ni da kaina na fuskanci cewa ABNAMRO ya tilasta ni, duk da cewa ana biyan AOW na kowane wata a cikin wannan asusun, in soke asusun saboda ba ni da adireshin Dutch.
Ba zato ba tsammani, ina da kuma har yanzu ina da adireshin wasiƙa a cikin Netherlands
Ban sake tunawa da duk cikakkun bayanai ba, yakamata in duba cikin akwatin imel na, amma kowane banki na Dutch yana da haƙƙin yin hakan bisa doka.
A halin yanzu ina samun matsala da bankin KNAB saboda sun bukaci, saboda sabuwar dokar, da su shiga ta wata hanya ta daban. (hanyar tabbatarwa biyu)
Ta hanyar tattaunawa da KNAB an gaya mini cewa SMS mai ɗauke da lambar tantancewa ba ta da tabbacin yin aiki da lambar wayar waje.
Har yanzu ban duba wannan ba.
Wataƙila sauran masu karatu suna da ƙwarewa daban-daban tare da KNAB.
Ina so in ji haka.
Idan ana buƙatar lambar 06 ta Dutch don karɓar irin wannan SMS, kuna iya la'akari da ɗaukar katin SIM da aka riga aka biya daga reshen KPN Simyo: https://simyo.nl/prepaid/
Za ku biya € 5 don lambar ku ta 06, amma za ku sami kuɗin kira € 7,50. Idan ba za ku yi amfani da ƙarshen a Thailand ba. Ana kiyaye wannan ƙimar kiran idan kun aika aƙalla saƙon rubutu 1 (ko yin ɗan gajeren kiran waya) kowane wata shida.
Kuna sanya wannan katin a cikin tsohuwar waya, sai dai idan kuna da wayar SIM guda biyu, wanda kuke amfani da shi don karɓar saƙonni daga bankin ku.
Akwai ƙarin zaɓuɓɓuka masu rahusa zuwa asusun banki tare da IBAN. Kyauta ne Revolut, N26 da aka ambata da kuma OpenBank.nl. Ba da daɗewa ba za a sami C24.de. Dukkanin suna ƙarƙashin tsarin garanti na Turai. Kowane banki yana da katunansa da fa'idodi. Ba zai cutar da su duka a cikin kabad ba, ina tsammanin.
A duk lokuta (na Simyo da bankuna) adireshin tuntuɓar a cikin Netherlands zai yi amfani (karanta ana buƙata). Kamar wanda ya tura muku katunan daban-daban. Wasu suna wahala sau ɗaya, amma sai shekaru na dacewa (a bankunan idan dai katunan su suna da inganci).
Hi Jert,
Lallai yana da wahala ka mallaki NL account idan baka zaune a NL.
Game da KNAB, ana yin tabbacin sau biyu ta hanyar KNAB app akan wayoyinku, ko Apple ne ko Android. Kuma dole ne wayarka ta sami hanyar shiga intanet, ta hanyar WiFi ko ta hannu.
Sannan duk wani asusu na NL ban da ING, sai ka fara kunna shi sau daya da reader da katin bankin da ake turowa a adireshinka na NL kawai. Kuma a ƙarshe, wasu bankuna kamar ING har yanzu suna amfani da hanyar SMS mara tsaro don tabbatarwa sau biyu. Kamar yadda na sani ba haka lamarin yake ba a KNAB.
Eddie,
My sauki Samsung Galaxy J2 da na saya a Thailand Ban san QR ko duba fasfo ba.
Duk da saukar da Knab app, ba zan iya yi ba
Dangane da tattaunawar ta hanyar hira da ma'aikacin KNAB, wannan saboda ina da wayar hannu ta waje.
Bai yi magana a kai ba, amma ina iya ganin cewa, kamar sauran bankunan Holland, sun gwammace ba su da masu fitar da kaya a matsayin kwastomomi.
Hi Jert,
Ina aiki a IT. Da alama wayar ku ta Samsung ta yi amfani da tsohuwar sigar Android [5.1], shi ya sa aikin scan na Knab ba ya aiki yadda ya kamata. Knab ya ce app ɗin su yana aiki ne daga sigar 5.0, amma abin takaici ba sa gwada duk wani fasali tare da duk tsoffin nau'ikan Android da Apple. Gwajin yana kashe kuɗi da yawa, don haka an fi mayar da hankali kan samfuran kwanan nan.
Idan kun san abokina ko wanda kuka sani da wayar Android wacce ba ta wuce shekaru 3 ba (kamar tawa), gwada buɗe asusun a wannan wayar. Idan yana aiki, to babu wata hanya ta siyan sabuwar waya idan kuna son amfani da banki ta kan layi. Misali, don baht 4000 kun riga kuna da sabon Samsung A30 wanda zai iya ɗaukar wasu shekaru 2-3.
Na gode da shawarwarin ku masu taimako, Prawo