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Gida » Tambaya mai karatu » Kudi akan lissafin Thai, ina adadin ke zuwa mutuwa?
Yan uwa masu karatu,
Na kasance tare da abokin tarayya na shekaru da yawa a Tailandia, mu duka muna da biza na shekara-shekara. Don samun hakan, dole ne, a tsakanin sauran abubuwa, sami ƙayyadaddun adadin a cikin asusun banki na Thai, nau'in adadin garanti. Wato 800.000 baht ga mutum ɗaya, kuma mu biyun muna da wannan adadin a asusun haɗin gwiwa a bankin kasuwanci na Siam, don haka jimlar sau 2 wannan adadin, ko 1.600.000 baht.
Tambayata a yanzu ita ce: idan ɗayanmu ya mutu, shin abokin tarayya wanda shi ma yana cikin asusun haɗin gwiwa, zai karɓi wannan adadin? Ko wannan "kawai" yana zuwa ga gwamnatin Thai? Kuma me ya kamata mu yi yanzu don tabbatar da cewa adadin da aka saki daga mamacin ya kai ga abokin zamansa?
Da fatan tambayata ta tabbata. Ina matukar son martani, zai fi dacewa daga wanda ke da ko ya sami irin wannan batu.
Godiya a gaba.
Gaisuwa,
Jan
Editoci: Shin kuna da tambaya ga masu karatun Thailandblog? Yi amfani da shi hanyar sadarwa.
Dole ne ku sami wasiyya ta wata hanya idan duka biyun sun mutu a wani lokaci kuma kuna son hakan
kudin yana zuwa ga wani takamaiman mutum.
Idan ba haka ba, zai tafi ga gwamnatin Thailand.
Idan mutum 1 ya mutu, ɗayan shine mamallakin asusu ta atomatik.
Kawai zana wasiyya tare da notary/lawyer Thai.
A ra'ayi na (kuma a cikin shari'a na), asusun da ke da Baht 800.000 da ake tambaya dole ne ya kasance da sunan mutumin da ke da visa.
Idan na mutu, shin matata (Thai) za ta sami kuɗina ta hannun lauya?
William HY
Masoyi Wim,
ka rubuta: "Ina tsammanin" 800.000THB da ake tambaya ya kamata ya kasance da sunan mai riƙe biza. Ba daidai ba ne. Hakanan yana iya kasancewa cikin sunaye 2, amma sai adadin ya zama ninki biyu. Kamar a cikin wannan takamaiman yanayin: 1.600.000THB. Af, yana magana ne game da masu biza guda biyu a nan.
Asusun haɗin gwiwa ne, don haka babu matsala ko kaɗan.
Kuɗin da ke cikin asusun haɗin gwiwa na mai riƙe asusu ne mai rai.
Dear Lex: 'Babu matsala kwata-kwata?' Shin ka taɓa fuskantar shi da kanka? Ina yi, saboda ina sarrafa irin waɗannan fayilolin…. akwai matsala a can.
Haka ne, masoyi Coco, a wannan yanayin ya rage ga wanda ya tsira... matsalar, duk da haka, ana iya karɓar kuɗin. Kamar yadda na rubuta a cikin martani na: abubuwa da yawa sun canza a Thailand. Ba kawai faruwa... An toshe asusun kuma dole ne a fara buɗewa kafin a biya.
Masoyi Jan,
Yin la'akari da abin da kuka rubuta, dole ne in kammala cewa ku biyu ba Thai ba ne kamar yadda abokin tarayya kuma yana da biza na shekara-shekara. Dole ne in kuma ƙarasa daga wannan cewa ba ku yi aure ba saboda ku biyu dole ne ku sami 'lamuncewar adadin'. Idan aure, wannan ba zai zama al'amarin ba domin matarka za ta iya samun bizar ta na shekara a matsayin 'dogara'.
Wani bayani na bangare, kuma zan fara da wannan, shine yin amfani da asusu guda biyu: daya da sunanka daya da sunan abokin zamanka, sannan an riga an tabbatar da cewa ba za ka sami matsala ba idan dayanku ya mutu. na rabin adadin.
Yanzu idan aka mutu: A halin yanzu ina da fayil ɗin da ake jira game da siyan kuɗin banki a Tailandia ta hannun matar da ta mutu 'yar Belgium. Duk da haka, an yi aure a hukumance kuma hakan ya sa wannan shari'ar ta bambanta da abin da kuka rubuta da abin da zan kammala daga ciki.
Abubuwa da yawa sun canza a Thailand game da wannan abu. Wasu bankunan, na riga na san biyu, yanzu kuma suna buƙatar shaidar 'nasara' kafin su fitar da adadin. Ana toshe asusun idan an mutu, koda kuwa asusun haɗin gwiwa ne. Wannan ba matsala ba ce ga masu aure, suna iya samun hujja daga notary ko daga 'office for legal sure'.
Game da waɗanda ba su yi aure ba, ba za su iya samun hakan daga ƙasarsu kawai ba. Bayan haka, ma’auratan da suka tsira ba magada kawai ba ne. Za a iya nada shi ko ita a matsayin magaji kawai ta hanyar notary ta hanyar ingantaccen wasiyya.
Tun da wannan ya shafi wata kadara a Tailandia, zan ba da shawarar yin wasiyyar Thai wanda kawai ya ambaci kadarorin a Thailand. Yi rijistar wannan wasiyyar tare da Ampheu na gida sannan kuma nada 'mai zartarwa', zai fi dacewa lauya. Bayan haka, hukuncin kisa na Thai koyaushe zai wuce ta kotu kuma kuna buƙatar lauya don ƙaddamar da shi.
Kar a yaudare ku, saboda waɗannan halayen koyaushe suna zuwa idan ana batun farashin, saboda waɗancan arha wasiƙa na 5000THB…. Waɗannan yawanci ba su da rajista kuma ba su da mai zartarwa wanda aka riga aka biya a gaba. Ainihin farashin su zai zo daga baya, lokacin da za a aiwatar da wasiyyar, amma ba za ku ƙara jin komai game da hakan ba.
DA FARKO, ZAN SAKE SHI ZUWA LITTAFAN BANKI 2. Sa'an nan da sauran abokin tarayya iya ko da yaushe samun kudin shiga domin shi ne quite matsala bayan mutuwa.
Zan kuma yi wasiyya guda 2 ana nufin juna. Kudin wani abu amma yana ba da tabbaci, har ma game da wasu kaddarorin. Idan kuna zaune a Pattaya ko yankin da ke kewaye, zan taimake ku idan ya cancanta. [email kariya]
Dear John,
Aƙalla wannan amsa ce mai kyau tare da shawara da ni ma na bayar: mai da shi asusun banki guda biyu. Sa'an nan wanda ya rage zai iya samun kuɗin kansa ko da yaushe. Gaskiyar ita ce, ga sauran mutum, asusun haɗin gwiwa ba ya aiki a kan ƙaura kamar yadda aka katange asusun kuma Dokar Shige da Fice ta bayyana cewa, ko yana da Ajiye ko Kafaffen asusu, adadin dole ne ya kasance mai amfani. Wannan ba haka lamarin yake ba saboda an toshe asusun na ɗan lokaci.
Hakanan game da wasiyya: Nasiha mai kyau: yi biyu masu nuni ga juna. Ya tabbata kuma ba ku taɓa sanin wanda zai fara yin watsi da gaba ba.
Ban ga yadda gwamnatin Thailand za ta zama magajin ku ko abokin tarayya ba.
To, idan babu wanda zai iya neman gadon, ko kuma ya cancanta. Misali, idan babu wasiyya ko abokin tarayya ba ya da alaka da aure
ko babu yara da dai sauransu. Haka kuma a wasu lokuta ina zargin bankuna idan sun san cewa babu magada sai su sake yin rajistar shiga ga wadanda suka mutu su kwashe asusu, hakan ma ya bayyana sau da yawa idan mutane suka dawo bayan dogon lokaci. su zauna a waje kuma kudaden da ke cikin asusunsu sun bace. Kuma a, babu magada, kuɗin yana zuwa jihar, wanda kuma ya faru a cikin Netherlands.