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Tambayar mai karatu: Wane bayani ake buƙata don canja wuri zuwa Thailand?

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An buga a ciki Tambaya mai karatu
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11 Satumba 2013

Hallo

Ina so in san wani abu game da canja wurin kuɗi daga bankin Dutch zuwa bankin Thai.

Baya ga bayanan da aka saba, ana buƙatar lambobin banki na musamman, kamar lambar bic a cikin Netherlands? Ko kuma mutane suna amfani da lambar banki ne kawai da sunan mutum da wurin zama?

Gaisuwa,

Ger

Yawan lokutan karantawa: 628

Amsoshin 18 ga "Tambaya mai karatu: Wane bayani ake buƙata don canja wuri zuwa Thailand?"

  1. theos in ji a
    11 Satumba 2013 a 04: 01

    Kuna buƙatar lambar sauri na bankin Thai inda kuke son aika kuɗin da lambar asusun. Duba gidan yanar gizon bankin da ya dace, misali Bankin Bangkok.

  2. KhunRudolf in ji a
    11 Satumba 2013 a 05: 14

    Bankin ku ya nemi 1- suna da bayanan adireshin wanda zai karbi kudin, ba shakka kuma ga 2- account number da kuka saka kudin,
    a 3- suna da cikakkun bayanan adireshin banki na gida (!!) mai karɓa,
    kuma a 4- lambar SWIFT na banki. (Bankunan Thai sau da yawa ba sa amfani da lambobin BIC.)

    Kuna iya bincika lambar Swift na bankin Thai ta hanyar Google, misali.
    http://www.theswiftcodes.com/thailand/
    Wannan kuma ya haɗa da ƙarin bayani game da Iban, Bic da Swift.

    Idan kun aika kuɗi, za a ba ku zaɓuɓɓuka 3 dangane da kuɗin da bankin zai caje ku.
    Wannan shine OUR = ana cajin duk farashin akan asusun ku na Dutch kuma wannan kadan ne: duba gidan yanar gizon bankin ku.
    SHA = ana raba farashin tsakanin bankin ku na Dutch kuma (an cire wani ɓangare na kuɗin ta) bankin Thai (wanda aka cire daga jimlar adadin da aka canjawa wuri), wanda bankin Dutch shima ba shi da fa'ida.
    BEN = bankin Dutch ba ya cajin kowane farashi, waɗannan suna ɗaukar su ta hanyar mai karɓa, don haka an cire su daga adadin da aka canjawa wuri, amma shine mafi arha dangane da canja wurin kuɗi zuwa Thailand.

    • Rob V. in ji a
      11 Satumba 2013 a 07: 41

      Wannan ya taƙaita duka da kyau. Abin da ya fi fa'ida shi ne zato. Ya zuwa yanzu na yi amfani da SHA (shared), kuma OUR sau ɗaya a matsayin gwaji (ya fi tsada sosai) kuma sau ɗaya BEN (shima ya ɗan ɗan fi tsada saboda an ɗauki ɗan ƙaramin kuɗi daga bankin Thai). Menene ainihin wannan saboda ... haɗuwa da bankin da ake tambaya (wane nau'in farashin da suke cajin), girman ciniki, mita, da dai sauransu. Very opaque. Amma zan sake yin aiki da BEN wani lokaci... Abin kunya ne a biya fiye da yadda ake bukata, ko ba haka ba?

      • KhunRudolf in ji a
        11 Satumba 2013 a 08: 46

        A cikin shekaru masu yawa da na canja wurin kuɗi daga Netherlands zuwa Tailandia, na lura cewa BEN shine mafi arha: ING (ko wani lokacin ta hanyar Rabo) baya cajin kowane farashi; BkB (ko wani lokacin ta hanyar UOB) game da thB 50 a kowace Yuro 1000 da aka canjawa wuri. Tabbas za a sami halayen da na lissafta shi ba daidai ba, ba na yin shi daidai kuma ana iya yin shi daban kuma mai rahusa.
        Koyaya, idan na canja wurin kuɗi na Yuro 42 akan ƙimar 1000 kuma na karɓi ƙarin thB 41.950, ba za ku ji na yi gunaguni ba. Idan bankin ya ba da thB 42.050 saboda farashin canji ya tashi a halin yanzu, ni ma ban yi gunaguni ba.
        Wannan ta wata hanya dabam ta ƙididdigewa da canja wurin Yuro 1000 Zan iya yin 42.025 thB: ganin cewa Baht a Tailandia yana ba ni da yawa fiye da ƙimar Yuro a Netherlands, don haka yana ba ni damar zuwa mafi girma. za a damu da 'yan baht fiye ko žasa. Yana nufin kawai magnum kasa a 7/11 bayan (kuma mai rahusa) mai, wanda yake da kyau ga layin kuma.

  3. Stephen Waslander in ji a
    11 Satumba 2013 a 10: 46

    Masoyi,
    A cikin Netherlands ba ma amfani da lambar BIC. A kasashen waje suna amfani da lambar BIC. A cikin Netherlands muna amfani da lambar IBAN. Duk wanda ke da asusun banki na Dutch yana da lambar IBAN.
    Idan kun karɓi kuɗi daga ƙasashen waje, dole ne ku san lambar BIC na bankin ku. Kowane bankin Dutch yana da lambar BIC.
    Kamar yadda aka ambata, idan kuna tura kuɗi zuwa ƙasashen waje, dole ne ku yi amfani da lambar IBAN ba lambar BIC ba.
    sa'a,
    Stephan

    • KhunRudolf in ji a
      11 Satumba 2013 a 13: 48

      @stephan: kuna haɗa kowane nau'i na ra'ayi kuma hakan yana sa abubuwa su ruɗe ga mai tambaya da sauran masu karatun blog. Asusun banki na Dutch yana da lambar asusun banki ta duniya, IBAN. Lambar asusun ku ke nan.
      Bankunan suna da lambar shaidar banki, BIC: don bayani, duba http://bic-code.nl/ kuma a kan http://swift-code.nl/
      Bankunan Thai ba sa aiki tare da BIC, amma tare da Swift: duba http://www.thaivisa.com/thai-bank-swift-codes.html. A wannan rukunin yanar gizon za ku sami kusan duk lambobin gaggawa na kusan dukkan bankunan Thai.
      Idan kun canja wurin kuɗi zuwa Thailand, bankin ku zai tambaye ku don shigar da BIC na bankin Thai mai karɓar. Amma ba ku da ɗaya, don haka kuna iya shigar da lambar Swift.
      Gwada shi.
      A takaice: bankin Thai (kasashen waje) ba ya aiki da IBAN ku, amma tare da lambar Swift ɗin kansa da lambar asusun banki na mutumin da ke karɓar kuɗin.

  4. Daniel in ji a
    11 Satumba 2013 a 13: 24

    An riga an rubuta shi anan. Ba a san ko wanne ne ake cirewa a nan da kuma wanne ake cirewa ba, na tambayi bankuna daban-daban nawa ne kudin da ake karba na OUR da SHA akan 9999 € don canjawa. Ban taba samun cikakkiyar amsa ba. Mutane koyaushe suna komawa ga sharuɗɗan amma ba su faɗi adadin kuɗi ba. Tun da ni ne mai aikawa da karɓa, na zaɓi BEN.

  5. Farashin BKK in ji a
    11 Satumba 2013 a 13: 27

    Lambar IBAN don amfanin Turai ne, duk sauran ƙasashe suna buƙatar lambar BIC

  6. Good sammai Roger in ji a
    11 Satumba 2013 a 16: 55

    Ina cikin yanayin da nake so a canza min fansho na Belgium kai tsaye daga sabis na fansho zuwa asusuna a nan Thailand. Na tuntuɓi ma’aikatar fansho don wannan kuma sun sanar da ni game da waɗannan abubuwan: “Za mu iya tura kuɗin fansho zuwa lambar asusu da zaran ku da ma’aikatar kuɗin ku kun karɓi sharuɗɗan a cikin fom ɗin da aka rufe. Don haka muna rokonka da ka cika, sanya hannu da mayar da fom, "Aikace-aikacen biyan kuɗi ta hanyar canja wurin banki zuwa asusun banki". An kuma bayyana cewa: “Yana da mahimmanci cewa an shigar da lambar asusun da lambar BIC (adreshin SWIFT) a sarari kuma daidai. Sa hannun da tambarin cibiyar kuɗin ku akan fom wajibi ne”. An kuma bayyana cewa "Muna sanar da ku cewa farashin hada-hadar kudi, kudin musaya da kuma kudaden da bankin ke karba, alhakin wanda ya ci gajiyar kudin ne kawai."
    Na yi tambaya tare da sabis na fansho, wanda farashin ke kan kuɗina a Belgium. Tabbas zan gano anan daga bankina a Thailand. A yau ma’aikatar fansho ta sanar da ni cewa dole ne in yi tambaya game da wannan a banki a Belgium. Ba a bayyana wani banki da ma’aikatan fansho ke amfani da su wajen yin canja wuri ba, don haka ni ma in yi tambaya game da shi. Bankina na Belgium yana cajin tsada sosai don haka ina so in rufe asusuna da wannan bankin. Shin kowa ya san irin farashin da ake caji a Belgium daga sabis na fansho, idan akwai?
    Tare da bayanin da aka aiko mani, don haka ya bayyana a sarari cewa ban da suna da adireshin gida, ana kuma buƙatar sa hannu da tambarin banki a nan Thailand.
    Wannan bayanin ba shakka zai iya zama da amfani ga sauran mutanen da ke da matsala iri ɗaya ko makamancin haka.

    • KhunRudolf in ji a
      12 Satumba 2013 a 05: 39

      Ya Dear Hemelsoet, me yasa a duniya za ku bar mai ba ku fensho ya tura ku fensho kai tsaye zuwa Thailand? Baya ga gaskiyar cewa akwai farashin da ba ku da iko akan ku, ba ku kula da canja wurin da kanku ba. Rayuwa a Thailand yana nufin cewa dole ne ku ci gaba da sarrafa kanku. Misali, idan kun yanke shawarar canzawa zuwa wani banki a Tailandia, ko kuma idan kuna son dakatar da canja wurin zuwa Thailand na ɗan lokaci ko na dindindin saboda yanayi, to kun dogara da saurin ko jinkirin ma'aikatan ku. Kada ka bar maganarka kawai, zan ce. Tabbas ka yanke shawara da kanka game da halin da kake ciki.

    • Good sammai Roger in ji a
      12 Satumba 2013 a 10: 20

      Dennis,
      Na aika imel zuwa ARGENTA ina tambayar ko zan iya buɗe asusun yanar gizo na yanzu. Amsar su mara kyau ce: yana yiwuwa ne kawai idan kuna da adireshi a Belgium (ko Netherlands) kuma ba ni da wannan. Don haka ba zan iya yin komai da wannan bankin ba.

  7. Good sammai Roger in ji a
    12 Satumba 2013 a 11: 07

    Masoyi Rudolph,
    Har yanzu ina samun kudi na daga bankin Belgium da katin banki. Zan iya cire 25000 ฿ kawai a lokaci guda, wanda ke nufin cewa banki a Belgium yana cajin matsakaicin Yuro 12 a kowane lokaci kuma a nan Thailand, 180 ฿ kowane cirewa. Wato tare 3×500 ฿ a Belgium da 3×180 ฿ anan = 540 ฿, don haka 1040 ฿ kowane wata! (An ƙididdige jemage a farashin gida na yau, 41,62฿/euro). Wannan adadin cirewa ya yi yawa a gare ni, don haka ina so a mayar da kuɗin fansho na kai tsaye daga sabis na fansho zuwa asusuna a nan Thailand. ARGENTA don samun wannan canjin ba zaɓi bane tunda ina buƙatar adireshi a Belgium ko Netherlands don wannan, wanda ba ni da shi. Don haka ina da damar cewa zan iya cire kudi daga asusuna a nan a kowane lokaci. Yanzu dole in jira mako guda a kowane lokaci don yin hakan. (Iyadin anan shine 25000 ฿/mako).
    Gaisuwa, Roger.

  8. KhunRudolf in ji a
    12 Satumba 2013 a 14: 08

    Haka ne, masoyi na Heavenly Soet, sannan ka bude asusun banki a nan Thailand, misali a bankin Bangkok, da dai sauransu, wanda zaka iya banki ta hanyar intanet. Sannan zaku canza kudi daga asusun bankin ku na Belgium zuwa asusun bankin Thai da kanku, a duk lokacin da ya dace da ku.
    A wannan shafin za ku iya samun labarai da yawa game da canja wurin kuɗi zuwa Thailand. Kawai danna wannan hanyar: https://www.thailandblog.nl/lezersvraag/bankrekening-thailand/

  9. Good sammai Roger in ji a
    12 Satumba 2013 a 15: 24

    Ee, masoyi Rudolf, na daɗe da samun asusun Thai, wannan ba shine matsalar ba. Wannan yana tare da bankin Belgian na, wanda shine ɗayan mafi tsada, idan ba mafi tsada ba, wanda ake samu a Belgium. Wato PNB Parisbas-Fortis. Suna cajin hanya da yawa don canja wuri kuma ina so in kawar da hakan ta hanyar ganin ko ba shi da rahusa idan ina da canja wuri kai tsaye daga sabis na fensho. Watanni kaɗan ne kawai zai yiwu, kafin koyaushe ya kasance a cikin asusun Belgium da sunan matata, da kuma a kan sunana. A baya baya yiwuwa a canja wurin kai tsaye zuwa asusu a wajen Tarayyar Turai. Da kyar aka samu tsaikon canja wuri zuwa bankina a nan (kwana 4) kuma kwanan wata aka sanya a duk shekara domin in ga daidai lokacin da za a ajiye kudin. Zan iya bin wannan akan saƙon lantarki na gidan yanar gizon sabis na fansho.

    • KhunRudolf in ji a
      13 Satumba 2013 a 03: 14

      Ya ku Hemelsoet, da fatan mai gudanarwa zai bar wannan amsa, amma zan yi amfani da asusun ku na PNB don banki na intanet. Ba ka ce komai game da hakan ba tukuna, don haka da alama a gare ni ya kamata ku bincika yiwuwar hakan da kyau. Kada ku aika kuɗi ta bankin ku, amma ku aika kuɗi ta hanyar intanet (banki). Mai sauqi kuma mai arha. Da alama a gare ni daidai da ka'idodin Turai cewa farashin wannan yana daidai da matakin na Netherlands. A cikin rubuce-rubuce daban-daban akan wannan shafi, ana ba da shawara kan mafi fa'ida ta hanyar canja wurin lantarki.
      A wani yanayin kuma bankin ku na PNB ya ci gaba da wahala, zan leka a Belgium don in ga bankin da zai iya yi mini hidima ba nauyi ba. Don haka neman bankin da ke aiki tare da ni. Ba ka manne a kan kujera idan ba ka son shi, kai?
      A gaskiya mun shagaltu da bin tambaya daga Ger. Don haka, nasiha ɗaya ta ƙarshe: tambayi Thailandblog wata takamaiman tambaya game da yanayin Belgium da yanayin ku game da wannan batu. Kuna iya samun shawarwari da shawarwari daga ƴan ƙasa game da yadda suka yi da al'amarin. Sa'a!

  10. KhunRudolf in ji a
    13 Satumba 2013 a 03: 01

    Abin mamaki da ka yi mani wannan tambayar, Denis. A Thailandblog, zaku iya samun posts da yawa game da kuɗi, banki da buɗe asusun banki na Thai. Kamar yadda zaku iya (ba a sani ba tukuna) a Tailandia, amsar ɗaya ba ɗayan ba ce. Wani banki ya ƙi wani asusu, yayin da wani zai iya buɗe kowane nau'i cikin sauƙi cikin mintuna 5. Daya yana karbar lamuni daga banki, wani ko baht daya baya karba daga Atm. Me yasa? Tailandia tana da sassauci sosai, kuma an haifi Thais da bamboo. Bugu da ƙari, na lura cewa Thai yana da matukar damuwa ga yadda farang ke gabatar da kansa. Ina da asusu tare da BkB (da Uob da KtB) waɗanda nake yin banki ta intanet da su, ina da ajiyar asusu a wurin, da ajiyar asusu na waje. Me yasa bankuna 3? Amsa: yada. Shawarata ta sake buɗe hanyar haɗi zuwa labarin da ya dace akan Thailandblog wanda na ƙara zuwa Hemelsoet a cikin martani na. Yi amfani da shi don amfanin ku!

    Dangane da wannan amintaccen: gaskiya ne cewa bankunan Thai suna hayar shi idan da gaske yana ƙunshe da abubuwa masu ƙima mai yawa, ko kuma kuɗi mai yawa. Wani wanda nasani ya so lafiya a BkB. Ana son saka takardu a ciki. An kira shi da kirki zuwa HomePro.

  11. Good sammai Roger in ji a
    14 Satumba 2013 a 14: 19

    Eh Rudolf, na shafe shekaru 30 ina aiki da harkar banki ta intanet kuma a bara na yi transfer ta wannan hanya, amma ya tsage wando na sosai, ya kashe ni da yawa fiye da karbar katin banki. Ina tsammanin hakan shine saboda (kamar yadda na sani) Belgium ba ta kulla yarjejeniyar kasuwanci da Thailand ba, Netherlands, ina tsammanin tana da su.

  12. rudu in ji a
    14 Satumba 2013 a 19: 19

    A cewar wikipedia, bankin intanet ya fara ne a shekarar 1999.
    Shekaru 30 na banki na intanet don haka da alama an yi karin gishiri.


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