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Gida » Bayani » Bincike: A wane bankin Thai nake samun mafi kyawun canjin ATM
Bincike: A wane bankin Thai nake samun mafi kyawun canjin ATM
Paul ya ɗan yi ɗan bincike musamman ga masu karatu na Thailandblog kuma ya ba mu haske game da farashin da bankuna daban-daban ke caji.
A lokacin hutu daga 24 ga Oktoba zuwa 24 ga Nuwamba, mun cire ATM 14 THB sau 10.000.
Saboda sha'awar na haɗa waɗannan tare a cikin tebur na Excel, ba shakka farashin musayar ya bambanta a kowace rana, amma ƙarshe na iya zama cewa SCB yana ƙididdige ƙimar musanya mafi dacewa.
Dukkansu suna cajin 180 THB (0,18%) farashin cirewa, don haka wannan ya kashe mu kusan 14 x € 4,50 = € 63,00 ko karimci € 2,00 kowace rana.
Zan iya gaya muku yadda wannan ya shafi farashin da kamfanonin katin kiredit ke caji lokacin da na karɓi da sarrafa duk bayanan.
A ra'ayi na, kun fi kyau tare da Krungsri.
Na sa ido a kan farashin musaya a kantin (a cikin KhonKaen da BKK). Tabbas, farashin kuma ya bambanta kowane wuri da lokaci, don haka bai wuce nuni ba. Jerin:
Darajar musayar kuɗi: baht nawa kuke samu idan kun bayar da Yuro 1?
16/11/14 in Khon Kean:
Bankin Krungsri: 40,4
17-11-14 in Khon Kaen:
Bankin Krungsri:40.66
Krung Thai kujera: 40.59
Kasikorn: 40,66
Bankin Siam: 40,25
18-11-14 in Khon Kaen:
Shafin: 40,35
Kasikorn: 40,4220
Krung Thai: 40,37
Shafin: 40,22
20-11-14 a BKK:
superrich: 41,1
Shafin: 40,61
Siam: 40,5 da sauran wurare 40,6
30-11-14 in Khon Kaen:
Shafin: 40,26
Krungsri: 40,30
Shafin: 40,20
Krung Thai: 40,29
Bankin Bangkok: 40,28
ATM krunsri akan 18-11, wanda aka sanya 8000 baht.
An rubuta: Yuro 203,96 (na Yuro 1 na samu 39,22 baht)
Don haka ya bambanta kowace rana, amma a lokacin zamana inda na kula da shi, Krunsri ko Kasikorn ya kasance mafi kyawun zaɓi. Tabbas yana da kyau a yi musanya tsabar kudi a Superrich a manyan dariku, farashin canjin SCB wani lokaci yakan yi kasa da sauran bankunan.
Ina da asusun banki tare da Krungsi kuma tare da SCB na shekaru masu yawa. An bi farashin canji na waɗannan bankunan 2 da Bangkok na ɗan lokaci sannan ya zama cewa SCB ya fi tsada. Krungsi da Bangkokbank ba su da bambanci sosai.
Masoyi Paul,
Ka ce ka kuma gane cewa canjin canji na yanzu yana da tasiri, ba tare da canjin canji na yau da ake magana ba, wannan kyakkyawan nazari ne, amma rashin alheri ba tare da ƙima ba, saboda kuna samun ɗan ƙara kaɗan kaɗan kaɗan ko kaɗan ko kaɗan. kari gobe €s. kuma zaku iya yin ƙididdige ƙididdigewa kawai idan kun haɗa da ƙimar musanya a cikin lissafin, akwai kwanakin da ya adana 5 ko 6 baht, wanda ya cancanci €.
Amma godiya ta wata hanya, yana ba da ɗan jagora.
Tare da gaisuwa mai kyau,
Lex K.
Daga me kuke yanke shawarar cewa SCB yana da mafi kyawun ƙimar kuɗi?
TMB da alama shine banki mafi tsada idan na kwatanta adadin Yuro zuwa Baht 10.000.
Koyaya, Krungsri yana da arha fiye da SCB.
Duk sau biyun Yuro 254, yayin da a SCB sau 1 kawai Yuro 254 ke faruwa akan waɗannan lokuta masu yawa.
Hakanan fil guda daya a bankin Bangkok shine Yuro 254.
TMB hakika shine mafi tsada. Abin da na gano ke nan. Daga yanzu zan guje wa waɗannan injunan tare da shimfida mai faɗi. Bankin Bangkok ya zama mafi arha a gare ni.
Bulus,
Wannan maganar tana nufin kadan ne a gare ni. Da ka ambaci farashin tsakiyar kasuwa saboda sa.
Farashin THB a halin yanzu yana canzawa tsakanin 40.60 da 41.40, wanda na gani a 'yan kwanakin nan. Waɗannan sauye-sauye ne na kusan kashi 2 cikin ɗari. Don haka idan kun yi asarar Yuro 254 wata rana da Yuro 257 a rana mai zuwa, wannan kawai ya faɗi a wannan gefen, ba za ku iya yanke hukunci daga wannan cewa SCB ya fi arha ba. Bayan haka, kun yi mafi yawan rikodi a SCB duk da haka kuma ɗayan da ya fi dacewa shine bankin TMB. Amma kuma ya kamata ku san mene ne farashin canji na yau da kullun.
Hakanan yana haifar da bambanci ko kuna yin canjin a cikin kamfanin CC ko banki. Yawancin lokaci zaka iya zaɓar ci gaba tare da juyawa ko ci gaba ba tare da tuba ba. Tare da na farko, kamfanin CC ya canza shi kuma tare da na 2, bankin.
Ana iya samun waɗancan ƙimar yau da kullun, dole ne a bincika.
Watakila wata wawa tambaya a bangarena, kun janye sau 14 sau 10.000. Me yasa ba 7x 20.000 (iyakar kowace rana). Wannan yana adana hukumar 7x a Tailandia kuma ban sani ba ko kuna da farashi a bankin ku don cirewa a ƙasashen waje?
Dear Dirk, babu tambayoyin wauta, amsoshi na wauta kawai. Da yake amsa tambayar ku, a NL tsawon shekaru 2 ban taba samun kudi a aljihuna ba, na biya duk kudina da PIN. Hakanan a Tailandia koyaushe ina amfani da filastik don manyan kuɗaɗe. A 10.000 baht a kowace cirewa, Ina da ƙarin kuɗi a cikin aljihuna fiye da yadda nake so. Kuma da kyau hutu ne, to ban kirga yawan giyar da nake sha da yamma ba, don haka ba za ku lura cewa Bath 7x 180 na tsawon wata ɗaya ba. Gaisuwa, Paul Schiphol
Masoyi Paul,
Na yarda da ku ... kuna hutu kuma a fili ba sa son yawo kasuwa tare da "aƙalla wallet uku, yada a jikinku duka", a matsayin kyakkyawar shawara na mai rubutun ra'ayin yanar gizo wanda ya riga ya je Thailand sau 57. kuma har yanzu ba a gano cewa amintaccen hanyar sarrafa kudi ba banki ne mai ATM ba.
lung addie
Karamin gyara Dirk. Iyakar rana shine 2 x 20.000 Bath.
Gaisuwa,
Jan
Yanar gizo tare da mafi yawan bankunan Thai, zaɓi tt ƙimar ko bayanin kula .., ana sabunta su akai-akai
http://bankexchangerates.daytodaydata.net/default.aspx
Adadin musanya ba kawai ya dogara da bankin Thai ba. Har ila yau, bankunan Holland sun yi amfani da kwamiti kan adadin janyewar. Wannan ƙari ne ga kowane farashin rikodi.
Na taɓa tambayar ING don bayani kuma na sami amsar cewa suna cajin 0.2% farashi.
A cikin mafi munin yanayin kuna biya 180 baht zuwa bankin Thai, farashin cirewa ga masu
Bankin Dutch da 0.2% hukumar a ING.
Kuna iya guje wa farashin cirewa na misali ING ta ɗaukar fakitin biyan kuɗi mafi tsada.
Akwai apps da yawa don duba ƙimar musanya.
A cikin Android duba playstore akan Thai baht zaku sami apps na yau da kullun waɗanda ake sabunta su akai-akai. Sa'an nan za ku sami taƙaitaccen bayanin ofisoshin musayar da bankuna.
Hakanan yana haifar da bambanci don kawai cire 10.000 maimakon 20.000.
Wannan ba zai yiwu ba a Kasikorn, misali, ana iya cire 15.000 a lokaci guda.
A Tmb zaka iya cire 20.000 kawai
Yana adana Yuro 2.25 a kowane lokaci. A takaice dai, hanya mafi kyawu.
A Kasikornbank koyaushe ina samun 20000 baht ba 15000 a kashe idan aka kwatanta bankuna ba abu ne mai sauƙi ba dole ne ku yi amfani da atom ɗin a lokaci guda kuma an yi shi da farangs 3 kuma a kan bayanin banki na Belgium wanda shima yayi lissafin daban-daban ya kasance mai rahusa ba atom ɗin ba. wai a lokacin babu
An caje 150 mafi tsada fiye da kasikorn , amma bankin banki ya fi kyau a lokacin? Bincika lissafin ku na Dutch ko Belgian don ganin abin da za ku biya a cikin Yuro akan adadin wannan adadin.
Manta da ambaton wani abu Kasikorn da dai sauransu zaka ga mafi girman adadin 10000 amma kuma zaka iya danna maɓallin daban daban sannan zan iya cire iyakar 20000 shine iyakar da bankin Belgian ya ba ni damar in iya karba koda 24000 amma sannan farashin ya kasance 49.99 wanka kowace
Yuro?
Mafi kyawun ATM yana cajin Bath 150 kuma shine bankin ÆON
Adadin musanya ba kawai ya dogara da bankunan Thai ba.
Bankunan da ke Netherlands kuma suna da tasiri akan hakan.
A ING kuna biya, alal misali, hukumar 0.2% (wannan ba a bayyane yake ba saboda an daidaita shi cikin jimlar adadin)
Na taɓa tambayar ING don bayanin dalilin da yasa farashin canji ya bambanta sosai da farashin canji a kasuwannin duniya. Wannan yana da alaƙa da gaskiyar cewa sun ba da kuɗin musayar kuɗi a cikin adadin.
Dangane da kunshin biyan kuɗi, kuna kuma biyan kuɗin cirewa. Tare da fakitin biyan kuɗi mafi tsada, wannan kuma kyauta ne.
Fitarwa a banki ɗaya TMB tare da katin ING da katin SNS shima yana ba da bambanci na Yuro 4.
A kasikorn zaka iya biyan mafi girman 10.000 fil tare da baht 180. A TMB zaka iya, alal misali, cire 20.000 baht tare da 180 baht a farashi. Har yanzu yana adana 2.25 +/-.
Af, hanya yana da sauƙi don dubawa akan wayoyin ku.
Zazzage app (a cikin android) Thai baht mafi kyawun musayar kuɗi.
Anan kuna da ƙimar yau da kullun na duk bankunan Thai da ofisoshin musayar kuɗi.
Kuna iya zaɓar daga Yuro, $, fam. A sarari. Kuma sosai halin yanzu.
A yau, alal misali, farashin musaya masu zuwa:
Canjin Sia Kudi: 40.55
Babban Superrich: 40.45
Shafin: 40.12
Siam Commercial Bank: 39.98
Shafin: 39.23
Kodayake TMB a cikin kanta yana da ƙarancin fa'ida, idan kun cire 20.000 zai iya zama mai rahusa a aikace.
Zai fi kyau idan kun sake dawowa, don kawo Yuro 9999 ku musanya shi anan cikin shagunan musayar gida.
A can za ku sami ƙarin don 1 euro.
A cikin Hua Hin da Phuket kuna samun ƙari akan Yuro.
A koyaushe ina yin ma'auni mai kyau akan katin VISA Gold dina. Ina shiga banki da fasfo kuma zan iya cire har zuwa baht 50. Ba na biya 000 baht kuma saboda ina da ma'auni mai kyau kawai na biya 180 euro 1 kowace ma'amala tare da katin.
Hakanan kuna samun farashi mai kyau tare da katin Zinare.
Marcel, nasiha mai kyau daga gare ku. Kun rubuta cewa kuna samun farashi mai kyau tare da katin Visa ɗinku, shin kun taɓa sanin ko wannan ƙimar ya fi dacewa idan aka kwatanta da yin la'akari da katin banki a ATM? Lokacin da na kwatanta biyan kuɗi a cikin shaguna ko gidajen cin abinci tare da katin Visa dina tare da cire katin zare kudi tare da katin zare kudi na (rana guda), na lura cewa Visa tana amfani da ƙimar musanya mafi muni. Muna jiran amsar ku.
Hi Leo
Ina kwatanta wadannan. Idan na buga da katin Dutch zai biya ni 180 baht. Ina kuma biyan wani farashin ma'amala na Euro 2 75 a bankin ASN (Bankina).
A cikin duka kusan Yuro 5.
Idan na karɓi kuɗi da katin VISA na, ba na biyan komai a Thailand; sami 50 000 baht a tafi ɗaya kuma ku biya Yuro 1 50 kawai farashin ma'amala anan.
Ban taba dubawa ba, amma an yi mini alkawari a lokacin cewa zan sami farashi mai kyau da katin Zinare fiye da katin zare kudi.
Misali, a bara na sami wanka 50 000 akan Yuro 1140. (Kimanin wanka 42 akan Yuro 1).
Idan za ku sami ƙarancin wanka kaɗan, wannan bambance-bambancen har yanzu yana da arha fiye da katin Dutch. Da fatan wannan amsar tana da amfani a gare ku
Gaisuwa da Marcel.
Tambaya kawai game da takardun banki, Ina tsammanin na karanta wani wuri cewa lokacin da kuke musayar takardun banki na € 200, farashin musayar ya ɗan fi dacewa, shin wannan gaskiya ne ko a'a kuma sun fi son € 100 ko ma € 50 na banki? ?
Haka ne, ofisoshin musayar suna da fifiko ga manyan ƙungiyoyi, don haka € 500 kuma wani lokacin suna son ƙididdige ƙimar da ta dace.
Hi John, eh. Ba kamar a nan Belgium ba, sun fi son ganin manyan ɗarikoki a nan. Babu matsala kwata-kwata don musanya € 500 bayanin kula a cikin teburan musayar. Kuma yawanci kuna samun ƙimar mafi kyau fiye da na bayanin kula v 50. Wani lokaci sai ka tambaya!
Gaisuwa, Eric
A ganina, lokacin da ake cire kuɗi a cikin ATM tare da katin Holland, ƙimar ta dogara ne akan banki a cikin Netherlands!.
Lura cewa bankunan Dutch kuma suna cajin ƙarin ƙarin kuɗi ban da farashin cirewa!
Haƙiƙa an ƙididdige ƙimar canji ta banki a cikin NL, suna. Ko bankin ku kuma yana cajin kuɗin cirewa ya dogara da kunshin biyan kuɗin da kuka amince da bankin ku. A cikin ainihin fakitin, ana cajin farashi don yin rikodi a wajen Turai.
Ina da asusu tare da bankin Krungtai. Amma musayar kuɗi a cikin eu don wanka ya fi dacewa a Krunsi a watan Nuwamban da ya gabata. Don haka canza wurin kuma sanya shi akan asusun a KTB.
Yana da zaɓuɓɓukan fil 2. Yarda da ƙimar bankin ko a'a. Idan ba ku yarda ba kuma ku karɓi Bath 10000, za a tsara kuɗin musanya ta bankin ku. Ya cece ni farashin canji na 41 ko 43 a watan Agusta