Al'umma a Thailand suna tsufa cikin sauri
Al'umma mai tsufa a Thailand
De al'umma ta tsufa kuma raguwar adadin haihuwa na kawo cikas ga ci gaban Thailand, Bankin Thailand (BOT) yayi gargadin.
Don haka BOT ya sake jawo hankali ga rashin daidaituwar alƙaluma. Tuni kashi 16 na al'ummar kasar sun girmi shekaru 60 kuma ana barin ma'aikatan gwamnati su yi ritaya a wannan shekarun. Ga yawancin kamfanoni, shekarun yin ritaya ko da shekaru 55 ne. Sakamakon haka, adadin masu ritaya a Thailand yana ƙaruwa cikin sauri.
Sakamakon haka, Tailandia na iya fuskantar matsala nan da wasu shekaru, yayin da matsalar za ta taso da yawa daga baya a kasashen da ke kewaye. Idan aka kwatanta da sauran ƙasashen Asiya, Thailand tana da tsofaffi fiye da matasa. Rarraba shekaru a tsakanin jama'a ya ƙaru sosai, tare da sakamako mai nisa ga shiga aiki.
A bayyane yake cewa hakan yana da tasiri ga ci gaban tattalin arziki. Misali, mata da yawa na Thai ba sa aiki a cikin aikin aiki tun suna shekaru 45. Sun zaɓi kula da yara, jikoki da tsofaffi. Matan Japan, a daya bangaren, har yanzu suna aiki a kasuwar kwadago tun suna da shekaru 55. Matan Thai waɗanda suka daina aikin biya su ma ba su da ilimi kaɗan. Wannan yana sa sake shigar da wahala. Don haka BOT yana son ingantacciyar horarwa ga mata matasa da kuma sassaucin lokutan aiki, ta yadda mutane za su iya hada kula da iyali da aiki.
Yanzu matsakaita na mutane 4 suna aiki idan aka kwatanta da 1 Thai mara aiki. Hasashen ya nuna cewa a cikin shekara ta 2031 rabon zai kasance 1: 1. A cikin 2035 za a ma sami al'umma mai karfi da tsufa.
Har ya zuwa yanzu, gwamnati ba ta gane munin yawan tsufa ba. Babu ma'auni ko sha'awa kuma akwai hangen nesa na gajeren lokaci.
Source: Hello Magazine
A Tailandia, kashi 16 cikin 60 na da shekaru 25 ko sama da haka, a cikin Netherlands kashi 1.6 cikin ɗari. Yawan haihuwa kusan daidai yake da na Netherlands: XNUMX kowace mace.
Abin farin ciki, a cikin ƙasashen biyu ana kiyaye yawan ma'aikata ta hanyar shige da fice.
Adadin wadanda suka haura shekaru 60 a Thailand ya riga ya kasance 2017% a cikin 17 kuma zai tashi zuwa 2021% a cikin 20. A cikin 2040, ana tsammanin kashi 32% na yawan jama'ar Thailand za su kasance 60+. Daidai adadin ma'aikata ke raguwa sosai, wanda ya ragu da miliyan 9 a cikin wannan lokacin. Wannan ba batun bane kwata-kwata a cikin Netherlands saboda tana da yawan matasa. Don haka waɗannan ƙasashe 2 suna gaba da juna a wannan batun kuma Netherlands ma ta kasance keɓantacce a Turai saboda ba ta da yawan tsufa. Wannan ya bambanta da Tailandia inda babu canjin ma'aikata sai ta hanyar shige da fice. Thailand, tare da Japan da China, na ɗaya daga cikin manyan ƙasashe 3 da ke fama da yawan tsufa.
Ina shakkun cewa Netherlands tana da yawan matasa.
Betse Ger, Italiya wani misali ne na ƙasar da ke saurin tsufa fiye da Thailand. Don haka Thailand ba ta cikin manyan ukun. Wataƙila/wataƙila ba ma a cikin manyan goma ba. Duba:
https://upload.wikimedia.org/wikipedia/commons/4/48/Bev%C3%B6lkerungspyramide_Thailand_2016.png
https://i2.wp.com/www.redpers.nl/wp-content/uploads/2017/09/italy-population-pyramid-2016.gif
Dear Tino, ina karantawa a nan takardar neman ci gaba da shige da fice, kuma a cikin Netherlands? Domin alal misali, manoman Somaliya waɗanda ba su iya karatu ba, suna ƙara ta'azzara rabo tsakanin ma'aikata da marasa aiki. Zan yarda da irin wannan zaɓi saboda Netherlands na iya zama ɗan son kai saboda manyan matsalolin da ke tasowa a fagen tattalin arziki.
Shin muna aiki don rayuwa, ko muna rayuwa don yin aiki. Me zai sabawa rayuwa a wannan duniya tare da mutane kaɗan da kuma ware fa'idodin zuwa mafi kyawun rarraba. Watakila karuwar tsofaffi da raguwar haihuwa albarka ce ga wannan duniya. Na yi tunanin wannan….
Babu shakka tsufa albarka ce domin nan gaba ba da nisa ba za a sami ƙarin ayyuka kuma za su ɓace a Tailandia saboda haɓakar robotization da AI.
BoT daidai yana da ido kan tasirin alƙaluman jama'a akan ci gaban matsakaici da na dogon lokaci na ƙasar. Shugabannin siyasa da na soji ba sa kallon zabuka masu zuwa. Shirye-shiryen jam'iyyar da sadarwa sun nuna hakan.
Babban abin damuwa shine babban bashin gidaje masu zaman kansu a Thailand. Mutane da yawa suna barazanar jawo basussukan su zuwa tsufa. Da kyar suka iya tari sha'awa. Adadin ‘ya’ya/magadansu na raguwa, su kansu basussuka sun yi musu nauyi, wanda hakan ya sa ba za su iya xaukar bashin iyaye ba. Wannan yana haifar da (kuma?) Yawancin ƙididdiga marasa kyau, waɗanda ba za a taɓa biya su ba.
Wannan lamarin na barazanar zama babban kalubale ga bangaren bankin Thailand. BoT yayi gargadi game da wannan a baya. Wannan matsala kuma ta fada cikin kunnuwa a tsakanin ('yan takara) masu tsara manufofi.
Lamunin da ba a yi ba a Thailand ya tsaya a 2018% a cikin Satumba 3. (a cikin 1999, bayan rikicin tattalin arziki, wannan shine 44.7% kuma mafi ƙarancin lamba shine 2.2% a cikin 2014).
https://www.ceicdata.com/en/indicator/thailand/non-performing-loans-ratio
Jimlar bashi mai zaman kansa a Thailand shine 80% na kudin shiga na ƙasa, a cikin Netherlands shine 200%. Rabin wannan bashin a Tailandia jinginar gida ne, kwata na sauran kayayyaki (motoci da irin wannan) kuma kwata bashi da bashi (yawan katunan bashi).
Ina tsammanin babu wani babban dalilin damuwa.
Yi hakuri Tino, amma Lamunin Lamuni da Ba a Ciba daga shekarar da ta gabata 2018 ba ta ce komai ba game da ikon biyan babban jari ta tsofaffin nan gaba. Waɗancan mutanen har yanzu suna biya aƙalla ribar ga bankuna a yau. Biyan babban jari matsala ce ta tsarin da, wani bangare saboda maimaita sake kuɗaɗen, ana jinkirtawa na tsawon lokaci… har sai ƙwararrun kuɗin shiga ya ragu ko ya ɓace. A halin yanzu, wannan ba a bayyane yake a cikin alkaluman lamuni da ba a yi rajista ba.
Daga mai goyon bayan FFW Ina tsammanin ƙarin fahimta mai zurfi a nan gaba 😉
Adadin bashi mai zaman kansa dangane da GDP yana da dacewa ta wannan bangaren, amma daidaita karfin biya na Dutch daya zuwa daya da na Thai ba komai bane.
Ko yana rufe ko a'a ta hanyar jinginar ƙima ko fitaccen inshorar ma'auni yana da mahimmanci a wannan batun.
Ban san yadda kuka samu wannan 200% ba amma yana kusa da 50%. Dangane da ƙa'idar Turai yakamata ku kasance ƙasa da 60%. Abin takaici, Netherlands ba ta cika wannan buƙatu ba a wasu ƙasashe da yawa.
Tino yayi magana game da basussuka masu zaman kansu. Ma'auni na 60% yana nufin bashin ƙasa. Abin farin ciki, Tailandia ita ma tana da sakamako mai kyau akan wannan.
Amma a daya bangaren, a shekarun baya da wuya budurwata ta samu aiki bayan ziyarar wata 2 a kasar Netherlands, domin idan kun haura 38 za a hana ku, don haka su fara tunkarar wannan wariya. yi me.
Yanzu tana zaune a Netherlands kuma ta sami aiki a can cikin wata guda.
A ra'ayina, cin hanci da rashawa yana hana ci gaban Thailand
Dear Lodewijk, an yi sa'a hoton bai yi kyau kamar yadda kuka bayyana ba. Wannan yana tabbatar da tsarin yawan jama'a na yanzu (https://upload.wikimedia.org/wikipedia/commons/4/48/Bevölkerungspyramide_Thailand_2016.png).
A cikin 2016, akwai kimanin maza miliyan 5,2 masu shekaru akalla 60. Akwai miliyan 20 a cikin rukunin masu shekaru 60-20,3. Don haka factor 4.
A cikin 2031 (watau shekaru 15 bayan haka) za a sami ma'aikata miliyan 6,5 (matasa na yanzu) yayin da 7,1 za su wuce zuwa sama da 60s. Ko da ba tare da mutuwa ba, yanayin tsakanin aiki da tsofaffi yana zuwa kusan 1,6: 19,7 akan 12,3. A gaskiya, wannan zai kasance kusa da 2. Don haka yana tafiya da sauri da gaske, amma an yi sa'a ba da sauri da sauri kamar yadda kuka rubuta ba.