Mhuri dzeThai dziri kuwedzera muzvikwereti
(Pavel V. Khon / Shutterstock.com)
Avhareji chikwereti cheimba cheThais nebasa rakabhadharwa chinoratidza kuwedzera kwenhoroondo. Saka izvi zvakawedzera neanosvika makumi matatu muzana kusvika angangoita mazana maviri neshanu baht muna 30 (zvichienzaniswa ne205.000). Chikonzero chikuru cheizvi idenda rekorona, maererano neongororo yakaitwa neYunivhesiti yeThai Chamber of Commerce (UTCC).
Ongororo iyi, yakaitwa Kubvumbi 18 kusvika 22 neUTCC's Center for Economic and Business Forecasting, yaisanganisira 1.256 vakapindura munyika yose. Vakapindura vaive nemari isingasviki zviuru gumi nezvishanu zvebhaht pamwedzi.
Ongororo iyi inoitwa gore rega rega, kunze kwa2020 apo kuvharika kwakadzivirira kuti ongororo iitwe. Muna 2019, avhareji chikwereti cheimba yaive 158.855 baht, yakakwira 15,1% gore-pagore.
Thanavath Phonvichai, purezidhendi weUTCC, akati 98,1% yevakabvunzwa vane chikwereti cheimba, kubva pa95% muna 2019. Vazhinji veThais vanofanira kutora zvikwereti kune zvavanoshandisa zuva nezuva uye kubhadhara chikwereti chekare. Vanosvika 67,6% yevakabvunzwa vakati havana mari yavakachengeta.
Mamiriro ehupfumi hwenyika anonetsa vanopindura zvakanyanya, zvichiteverwa nemamiriro eCovid-19, kushaikwa kwemishonga yekudzivirira uye nemitengo yezvigadzirwa. Chikamu che85,1% chevakabvunzurudzwa vakati chakavaomera kubhadhara zvikwereti mugore rapfuura nekuda kwekushaikwa kwemari, kudhura, mutsauko pakati pemari inotambirwa nemari, kushaikwa kwemabasa uye kuderera kwehupfumi hwenyika.
Zvikamu makumi manomwe neshanu kubva muzana zvakaratidza kuti vane dambudziko nenyaya yekuti mari yavaitambira yaive shoma pane yavaishandisa. Kukweretesa zviri pamutemo ndiyo nzira inonyanya kushandiswa kugadzirisa dambudziko iri (71,5%), ichiteverwa nekukweretesa zvisina kurongwa (47,2%), kutengesa midziyo (13,6%), kushandisa mari yakachengetwa (12,3%), kutsvaga rubatsiro kubva kunhengo dzemhuri (12%). uye kutsvaga rimwe basa (9,6%).
Vanhu vanosvika zvikamu makumi masere nezvitanhatu kubva muzana (86,1%) vakabvunzwa vanoda kuti hurumende ibatsire mukurerutsa zvikwereti, zvakaita sekumbomisa kubhadharwa kwezvikwereti, ukuwo zvikamu gumi nezvina kubva muzana zvichida kuti hurumende idzikise mari yechikwereti. Kubatsira kubhadhara mari yekugara, chirongwa chekubhadhara-co-yekubhadhara ndiyo inonyanya kufarirwa sarudzo pa14%, kusanganisira chirongwa cheRao Chana (Tinokunda).
Kunobva: Bangkok Post
Dai hurumende ichifanira kutanga kugadzirisa vanhu avo vanopa zvikwereti zvisiri pamutemo nemitero yakawandisa. Asi semazuva ese, vanhu ava vari mumatunhu ari nani uye havafe vakabatwa.
Jan, hurumende yakatotanga kuita izvi zvisingaverengeki uye kunewo mitemo muThailand, asi hongu, mitemo dzimwe nguva inokanganwa ...
Munguva yakapfuura, kuwandisa kwakagadziriswa, sekunge nevekukwereta shark (hongu, kune kunyange izwi rayo) vaive nezvikwata zvematsotsi. Vanhu vakaremadzwa nemari iyoyo, asi nyaya yechikwereti ichiripo. Uye kunze kwechimbadzo, chiitiko ichi chakakoshawo munharaunda yevarombo. Ndekupi kumwezve uko mushandi wepasi muThailand anowana chikwereti kana pasina chibvumirano? Mari yekurapa, kufa kwecarabao, kukuvara?
Mopeds inowanzokweretwa kuburikidza negaraji uye ipapo pane chibvumirano. Ivhu rinogonawo kushanda sechibatiso. Asi zvakadini kana usina chinhu? Iwe unopa Thai chikwereti chete zvichibva pameso ake ebrown? Ingoverenga macomments pano kana mumwe munhu auya nazvo...
Corona inotowedzera. Mabasa mazhinji apera, asi pachine kuda kuve nemupunga patafura. Ingomira ipapo!
Wataura zvakanaka, Erik. Zvikwereti izvi zvinenge zvenguva dzose zvekushandisa kwakakosha. Nekuda kwekuti mari yezvikwereti yakakwira uye dzimwe nguva haikwanise kubhadharwa, varimi vazhinji vanorasikirwa neminda yavo. Ndinonzwa nyaya dzakawanda dzinosiririsa kubva kuThailand.
Tino, pane vanhu vakawanda vanorarama zviri serious. Pandinoona mumusha wemukadzi wangu umo murume nemukadzi pamwe chete vanowana zviuru makumi maviri zveTHB uye muhoro wavo wakaperera pachikwereti cheToyota Fortuner, handishamiswe nematambudziko aya. Basa remuzukuru wemukadzi wangu nderokungotora mari kune vanotadza. Iye pachake anoti zviri kunyanya nezvevanhu vanorarama kupfuura zvavanogona uye kana kudzoserwa kudiki, semuenzaniso kurasikirwa nebasa iko zvino munguva dze corona, vari mudambudziko rakakura.
Ehe, muThailand mune vanhu vanorarama kupfuura zvavanogona uye vanhu vanobhejera. Hafu yezvikwereti muThailand zvikwereti, kota mota uye zvimwe zvese zvimwe zvinhu, zvakawanda zvebasa ravo, sembeu nefetereza. Mari yechikoro, michato nekupisa zvitunha.
MuNetherlands yakapfuma, 5 muzana yemhuri iri kukwereta uye 10 muzana ine zvikwereti zvinonetsa. Ini handifunge kuti avhareji chikwereti che200.000 baht chakakwira zvakanyanya. Zvinenge zvakaenzana nemari inotambirwa pagore nemhuri. Dambudziko guru nderekuti mhuri zhinji hadzikwanisi kuwana chikwereti chakanaka kubva kubhanga, asi dzinotsamira kune vanokwereta mari vanochaja 20-50 percent gore negore.
Wadiwa Tino, ndinoziva vaviri vanokwereta mumusha mangu uye vaviri muBangkok. Hapana ane hanya nemari yegore negore. Mari yekuenda ndeye 10-20 muzana pamwedzi uye kwete pagore. Handizive kana vane macustomers asi ndinofungidzira kuti vanawo.
Wataura chokwadi, JosNT, ndaonawo mari iyoyo. Zvakare zvinoenderana nechibatiso, senge chanod.
"Sekureva kwaVaThanavath, kuderera kwehupfumi kwakakonzera mari shoma, nevashandi vemazuva ese boka iri panjodzi huru. Boka iri rakamanikidzwa kuvimba zvakanyanya nekukwereta kubva kune vanokwereta mari kuti vabhadhare mari yavo yezuva nezuva. "
Thais anofanirwa kukwereta mari yemararamiro avo ezuva nezuva, mukuona kwangu, kuti maThai aya ari kurarama kupfuura zvavanogona. Ndinoziva zvakakwana munzvimbo yangu: kwete 1 asi 2 mota uye zvakare moped, asi matambudziko nekutenga chikafu. Zviri pamusoro zvisiri izvo zvinokosheswa uye kushamisira nezvinhu zvako.
Mune imwe mhinduro, mumwe munhu anoti maThais anofanira kunge aine mota nekuti basa ravo riri makiromita makumi matanhatu. Sekuona kwangu iwoyo hausi mutemo wevaMedhia nevaPezhiya. Ndaifamba makiromita 60 pazuva kweanenge makore mashanu nechifambiso chavose muBangkok kuti ndisvike kuhofisi yangu. Dzimwe nguva maawa 5, dzimwe nguva maawa maviri nenzira imwe. Pakupedzisira ndakasarudza kutama. Thais anogona zvakare kuita izvozvo pachinzvimbo chekutenga mota, asi sezviri pachena hazviitike kwavari.
Uyezve, ini handitendi chaizvo mhedzisiro yechikwereti pakati peThais. Zvinotora nguva yakati rebei kuyera izvi nemazvo uye zvizere (izvi hazvigoneke nerunhare; zvikwereti zvakawanda hazvina mapepa) nekuwedzera kune chokwadi chekuti Thais anonzwa achizeza kureurura zvikwereti zvavo zvese. Uye: 'zvikwereti' zvinoverengeka zvisati zvabhadharwa hazvichanzwiki sezvikwereti nekuti vanhu havasati vazvibhadhara kwemwedzi kana makore uye mukweretesi akaora mwoyo akasarudza kuti haazombodzoserwe mari yacho.
Ini ndiri mumwe wevanotsigira.
Quote:
"Ini ndinofunga kuti Thais anofanirwa kukwereta mari yekurarama kwemazuva ese zvinoreva kuti maThai aya ari kurarama kupfuura zvavanogona." Ndinoziva zvakakwana munzvimbo yangu: kwete 1 asi 2 mota uye zvakare moped, asi matambudziko nekutenga chikafu. Inyaya yezvisizvo zvekutanga uye kushamisira nezvinhu zvako.'
Hongu, zvechokwadi kune vanhu vanorarama kupfuura zvavanogona, Chris, asi handizvo ruzhinji. Zvakaitika kwandiri ndezvekuti zvikwereti zvakawanda zvinomuka zvichikonzerwa nemamiriro ezvinhu anogara asingatarisirwi ezvemagariro evanhu, akadai sokupererwa nebasa, kutadza kwegoho, kubhuroka kwebhizimisi, kurambana, kupiswa, nezvimwewo. Murume nomudzimai vose vane basa rakanaka uye vanokwanisa kukwanisa kutenga motokari uye ipapo chimwe chinhu chinoitika ... Zvechokwadi kwete izvo zvakasiyana nedambudziko rechikwereti muNetherlands.
Dambudziko rechikwereti muThailand harigoni kunyatsofananidzwa nedambudziko rechikwereti muNetherlands. Kuenzanisa nhamba dzezinga remutoro wechikwereti nhamba 1, kutsvaga maitiro, zvikonzero, maitiro uye mhinduro nhamba 2. Uye zvino ndinoona:
- kuti hakuna akawanda kana asina kukwana mari vimbiso kana midziyo yezvikwereti muThailand;
- kuti mabhangi ane rupo rwakanyanya mukupa zvikwereti nemakadhi echikwereti (zviri kuderera zvishoma). Munharaunda yangu, vanhu vane mari isingasviki hafu yandinowana vane 2 makadhi echikwereti uye anopfuura 1 chikwereti. Tarisa uone kusashanda kwezvikwereti zvemabhanga munyika mbiri idzi. Kana mumwe munhu akavimbisa kubhadharwa kwechikwereti kana kadhi rechikwereti, izvi zvinowanzopihwa. VRgo, hapana mibvunzo;
- kuderera kwemari muThailand pakarepo kunoreva dambudziko guru rezvemari, kwete chete kune munhu ari mubvunzo asiwo kune dzimwe nhengo dzemhuri dzinofanirwa kupindira uye naizvozvo dzinowanzopinda mumatambudziko emari. Mutezo mumwe wemhuri unogona kuparadza mhuri yose. Ndakazviona muThailand asi kwete muNetherlands;
- vakapedza kudzidza vasina kubhadhara chikwereti chevadzidzi kwemakumi emakore uye hurumende haina chainomboita nezvazvo. Iye zvino vanhu vamuka uye izvo zviri kukonzera kutsamwa. Zvino ndinokubvunzai. Ona: https://www.bangkokpost.com/thailand/general/2079091/student-debt-repayments-drop-to-100-baht-a-month
- mutoro wakaunganidzwa wechikwereti unoreva dambudziko kwemakore uye kune vafungi venguva pfupi iyo Thais anowanzo kuve, asina tariro. Vangani vanozviuraya munyika muno vane chekuita nechikwereti? Asi zvakare kutsvaga mari yakawanda yenguva pfupi iyo inowanzo wanikwa mune grey kana dema redunhu: kubhejera, kutengesa zvinodhaka, marudzi ese ekubata kwemumvuri muzvigadzirwa (mudzimai wangu zvakangoitikawo kuti akagamuchira eau de toilette sechipo svondo rino, yakagadzirwa muNorth Korea).
- tsvagiridzo yawataura inotaura kuti ingangoita makumi maviri muzana yezvikwereti zvizere kana zvishoma zvakaunganidzwa kuburikidza zvisina kurongwa (dzimwe nguva matsotsi) masangano. Masangano aya haakumbire ma pay slips asi kuti anoda mhindu.
- vakajairwa Thais avo neimwe nzira vakaunganidza imwe mari vanotambawo kubhengi kushamwari neshamwari. Handisati ndambosangana nazvo muNetherlands.
Kwete, dambudziko rechikwereti muThailand ndere kurongeka kwakasiyana zvachose pane kuNetherlands.
Ndiyo pfupiso yakanaka yetsvagiridzo, mhedzisiro yacho iri pano:
https://cebf.utcc.ac.th/upload/poll_file/file_142d27y2021.pdf
MuchiThai ane mimwe mibairo yakatepwa.
Chidzidzo ichi chaive chevanhu vane mari yekugezesa isingasviki zviuru gumi nezvishanu pagore.
Ndira apfuura pakaitwa ongororo yedzimba dzese. Ikoko chikwereti chepakati pamhuri chakazove 484.000 baht.
https://www.bangkokpost.com/business/2049335/household-debt-rises-42-to-12-year-high
Mabhanga anoitawo purofiti yegoridhe nekuda kwezvikwereti zvavanopa. Zvakadaro sei? Vanokwereta kubva kuNational Bank ivo pachavo pamutengo wakaderera (sezvandinoziva: pakati pe1 ne2%) uye vanokweretesa mari yakafanana pamitengo ye15 kusvika kune yakawanda. Buda! Kana huwandu hunogona kuiswa ipapo ... asi izvo hazvigoneki, nokuti tinoziva varidzi vebhangi
Vadikani mose.
Ndinofunga zviri kuitika muThailand zviri kuitikawo muNetherlands. Nekuda kwekuderera kwemhindu, dzimba dzinogona kukwereta zvakanyanya uye zvakanyanya. Mitengo yedzimba yakakwira paavhareji ne40% mumakore mashanu apfuura. Kwete mihoro. kana kusakosha. Pakangotanga kuwedzera mhindu, bhomba rinoputika. Uye zvinoenda pasina kutaura kuti mari yevazhinji iri kudzikiswa zvakanyanya nekuda kwedenda reCovid-5. Mitero irikukwira.Murume weheti achabatwa mativi ese mberi. Chero zvazvingava, nebhangi, asiwo nehurumende.
Kwazisai Anthony
Antonius, nderipi benzi raitora chikwereti chine mubereko wakasiyana-siyana munguva dzino dzemibairo yakaderera?
Handizivi kuti tsvakiridzo yakaitwa kupi, asi ndikatarisa vanhu vakasiyana-siyana munharaunda yangu, dambudziko nderekuti vanorarama kupfuura zvavanogona. Vashandi, vatyairi vemakombi emudhudhudhu uye varindi vekuchengetedza havatyi kubhejera 25% yemari yavo paroti yepasi pevhu. Wedzera kune izvi kuti kune kurudziro zvakare pakati pevanhurume kunwa doro shoma uye kuti kubhejera munhabvu kwakakurumbirawo uye kuti imba inofanirwa kuchengetedzwa.
Kutora chirauro sezviri pachena hakusi kwevanhu vazhinji, saka ndiri kuda kuziva kuti vangani vanhu vari serious nezvemari dzavo vane dambudziko.
Kushandisa hakuna kuoma uye kukumbira mari inyanzvi pasina kunyara nazvo. Iyo yekupedzisira yekunyara iwe pachako inogona kunge iri hunhu hweDutch, asi zviri nani pane kunetsa mumwe munhu nekuda kwekutadza kwako.
Ipa 10.000 20.000, 30.000 40.000, XNUMX XNUMX kana XNUMX XNUMX pamwedzi, hazvina basa nekuti panogara paine kushomeka.
Ndingakupawo muenzaniso mumhuri yangu here?Mukuwasha anoshanda samaneja muchipatara (permanent job) uye mudzimai wake mudzidzisi (permanent job) vose vane 40000 15000 baht/mwedzi.Vanofanira kubhadhara imba 10000 / mwedzi uye mota 60 / mwedzi. Nenzira, ibasa rinodikanwa. riri paXNUMXkm, chii chasara ???
Verenga chikafu 10000 / mwedzi uye handisi kutaura nezvekushanya kwachiremba wemazino kana zvipfeko zvevana uye hazvigoneke kuvaka nzvimbo yekuchengetera "gare gare" iyo yakasiyana nezvaunotora:
Vashandi, vatyairi vemakombi emudhudhudhu uye varindi vekuchengetedza havatyi kubhejera 25% yemari yavo paroti yepasi pevhu. Wedzera kune izvi kuti panewo kurudziro pakati pevanhurume kunwa madoro mashoma uye kuti kubhejera munhabvu zvakare kwakakurumbira uye kuti imba inofanirwa kuchengetedzwa!
ichangobva kutorwa kubva kuhupenyu, uye iyo i "middle class mhuri" vashandi vanozviita sei uye vangani ???
Unoziva here kuti mushandi anoshanda maawa gumi nemaviri pazuva arise ari maviri muminda kuti awane mubairo wakapfava uye hachisi chokwadi here kuti haana basa rezuva nezuva?
@Pratana,
Ndakanga ndichitaura nezvemamiriro ezvinhu muBangkok uye nezvevanhu vanongowana basa rechigarire. Iwe unochengetedza mari nekushandisa shoma pane yaunowana uye, pamusoro pezvose, kusaita mari isingakoshi uye kana zvichireva kuti iwe unofanirwa kutyaira mota yechipiri, ngazvive zvakadaro. Kufamba zvakare isarudzo, sekunge sarudzo yekuva nevana. Vana vanodya mari kwemakore makumi maviri uye kana iwe usina iyo, sei kuva nevana? Isa izvo zvakachengetwa padivi kwemakore makumi maviri uye iwe hauchazonetseke kana mwana wako achida kubhadhara iyo zviuru zviviri zvebhaht pamwedzi. Kuda kuva nezvinhu zvose hakumboshandi uye inzira yokuwana nayo nhamo isingaperi.
Zvikwereti zvevarimi zvine chikonzero chakasiyana uye zvinosuruvarisa, seboka rehunyanzvi, vanobvumidzwa kudya chingwa chavo nebhota, asi dambudziko iri riripowo muNetherlands. Nzanga inonangidzira ngwariro pazvakachipa, zvakachipa haigadziri nyika iri nani, pane kudaro, vatengi vanoenda kunotenga zvakachipa zvikurusa ndivo vane mutoro wemamiriro ari kuwedzera akashata epasi rino navagari varo.
Uye panguva ino, iwe uchiri kuona kushambadzira kwese kwese nezvekuti zviri nyore sei kutenga mota hombe, inodhura moped kana chero.
Mota yemari, imba yemari etc etc.
Mashambadziro mazhinji haachatombo taura kuti chigadzirwa chinoda kudii kubhadhara mari, asi kuti imarii yaunofanira kubhadhara uye kubhadhara imwe gare gare.
Uye zvechokwadi kusakanganwa toaster yemahara kana mupunga cooker inouya nayo.
Ita kuti zviroto zvako zviitike handizvo.
Asi pari zvino, Dutch Jantje achiri kutyaira Mits wake ane makore 17 okuberekwa pasina zvinomunetsa.
Jan Beute.
Hi Jan,
Nekuda kweruzivo rwako, ndakaodha BMW X5 itsva mwedzi wapera. Kwete zvakachipa ndinofanira kutaura. Zvese zvakabhadharwa nemari, hapana chikwereti. Ini ndinofanira kutaura chokwadi, iyo toaster yemahara yakandikunda 🙂
Kungoseka, tinogona kuseka nezvazvo, asi zvese izvo zvikwereti izvo vazhinji Thais vanowana ichokwadi chinosiririsa. Hapana zvakawanda zvinogona kuipa (senge dambudziko razvino reCovid) kana mhuri zhinji dzeThai dzichashaya mari yekutenga chikafu pakati pemwedzi.
Nezuro ndakaenda out for dinner ndokubva ndaita shopping. Zvinenge pasina vatengi. Hupfumi hwepano hunenge hwakati sandarara. Ndinotya kana izvi zvikasachinja nekukurumidza, rimwe drama rinogona kuitika.
Ndinogara ndichiverenga pano kuti muThai haana kunetseka uye anorarama zuva nezuva ... Ndizvozvo, saka munoona. Havana pfungwa yemaitiro chero ipi zvayo, hapana chikonzero chekutarisira ramangwana. Kuchengeta zvishoma, oh mudiwa, ivo havazvizive izvozvo. Wawana 1000 THB nhasi, mangwana mari iyi inenge yatoshandiswa. Kunyangwe zvirinani, mukati memwedzi miviri vachange vaine bhonasi yekupera kwegore, asi nhasi vari kutoshandisa mari iyi. Ndakagara ndichidzidza kuchengetedza kutanga, uye kushandisa. Ini handisati ndasangana nemuThai mumwe chete anoshandisa musimboti uyu. Ndine urombo, ndinonyepa zvishoma, mukadzi wangu anozviita izvozvi asi pamwe nekuti anozvikwanisa. Mabhangi anofanira kunge akapfuma zvakanyanya pano ...
Paavhareji, Thais anochengetedza 1.500 baht pamwedzi. 52% inochengetera kuchembera, kuburikidza nebasa ravo repamutemo kana rudzi rwe 'inshuwarisi yehupenyu', vazhinji vanochengeta nemhando ye 'village fund' (50-200 baht pamwedzi) yezvinhu. sekupisa zvitunha nezvimwe zvinodhura zvakangoerekana zvaitika.
Hafu yevaAmerica (imwe yenyika dzakapfuma kwazvo pasi pano) vane mari isingasviki $1000 mukuchengetedza.
Ona vhidhiyo iyi:
https://www.youtube.com/watch?v=sOLbfDX_MfU
Handitendi kuti dambudziko imhando yakasiyana yemafungiro kumari nekushandisa (padiki muzana ndizvo) asi kungowana mari shoma uye kusaenzana kukuru kwemari nemidziyo.
Right Tino, ndinobvumirana newe.
Handikwanise kuramba asi shoko pamusoro pekuchengetedza murudzi rwe“homwe yemusha”. Mumwe muvakidzani akava chirikadzi makore mashanu apfuura. Ane makore 5, asina ruzivo, anogara ega, haagone kuverenga kana kunyora uye utano husina kunaka. Kana asinganzwe zvakanaka anorarawo nesu. Ndinomuti mia noi wangu. Tinodya pamwe chete nguva dzose uye mwedzi woga woga ndinomuendesa nemotokari kuchipatara chinhambwe chemakiromita 74 kuti anoongororwa.
Akanga achengetawo mwedzi nemwedzi muhomwe yomumusha kwemakore. Makore maviri apfuura akakumbira chikwereti ichocho (chinenge 26.000 THB) nekuti aida kuchinjwa tambo dzemagetsi mumba make. Akapindura kuti yakanga yatobhadharwa. Mudzimai wangu akabatanidzwa ndokuona kuti yakabhadharwa kune muvakidzani wemukadzi anogara 50 m kubva kwaari (uye ane zvikwereti mumusha wose uye mberi). Uye kana aida mari yake, aifanira kuzvironga oga nomuvakidzani. Mudzimai wangu akabva atyisidzira kuti aizomhan’ara kumunhu akabhadhara. Mushure memavhiki maviri zvinhu zvese zvakange zvanaka achibva awana mari yake.
Iko kuponesa kwauri kutaura nezvayo mupiro wevose mushandirwi uye mushandi kuburikidza neSocial Security. Maximum 750 baht pamwedzi kune mushandi. Ngatiti iwe unokwanisa kupa mupiro kuSSO kwe30-40 makore, ipapo iyo yakanyanya kuchengetwa i720.000 baht, hafu iyo mushandirwi akabhadhara kana mushandi asina kuchengetedza akazvimiririra. Ipapo iwe unogona kurarama mamwe makore gumi uye iwe une kodzero ye10 baht pamwedzi, iyo isina indexed mushure memakore makumi mana.
Handisi kuzviona sekuchengetedza. Kuchengeta zvinoreva kushanda nesimba kuti uwane zvimwe zvinhu.
Haisiwo kuchengetedza, asi mupiro kuhomwe inoshandiswa pazvinhu zvakasiyana-siyana; 100% inishuwarenzi yehutano, inishuwarenzi yerufu nekuremara, provident fund (penjeni) uye rubatsiro rwekusashanda kana penjeni.
Ini nemusikana wangu hatimbopindi muchikwereti.
Gara uchibhadhara zvese nemari. BMW itsva kana bhokisi rekare. Hazvina basa.
Zvikwereti zvinosimudzirwa sebudiriro nepo tsumo yakanaka yekuti: kuva nechinhu ndiko kupera kwemafaro' kunogara kukanganwika.
Ndizvo zviri kuitika munyika yose. Ndine chokwadi chekuti gomo rechikwereti munyika dzakapfuma rakakwirira zvakanyanya.
MuNetherlands, avhareji imba ikozvino inodhura kupfuura 4 euros. Ndiyo miriyoni gilders. Mwanakomana wangu ane makore makumi matatu nematatu ane chikwereti che33 euros yeimba yevashandi mupolder. Makore makumi maviri nemashanu apfuura ndakabhadhara 1 guilders yechitoro chivakwa chine imba muAxel. Mwana wangu haana kuroora ini ndichikwanisa kuchengeta mhuri.
Kubva 1995, nyika yanga iri pakuisa mari yefiat uye nenhamba dzakaita seDragi kubva kuCity Bank iri kungowedzera kukurumidza.
MuThailand ivo zvino vanochaja yakawanda nokuda kwerai yenyika yokurima kupfuura muNetherlands. Mumugwagwa unobva kuKorat uchienda kuPhimai, kuvaka kuri kuenderera mberi sezvisingamire, asi vanhu vashoma muchitoro.
Ngativimbei kuti shanduko yesimba isarudzo chaiyo inopesana nekuwandisa kwejunk.
Uranda hwemazuva ano. Pane anorangarira here Allen Greenspan aive nezvikopokopo zvine mari kubva kuEurope zvakapararira mhiri kweUSA... isu tiri kubhadhara izvozvi.