72% yevaDutch vanoda kana kuenda pamudyandigere pamberi pezera remudyandigere wenyika
Zvitatu kubva muzvina (76%) zvevashandi vechiDutch vanoshanda vakatora imwe kana mamwe matanho kuti varambe vachirarama sezvavanoita iye zvino mushure mekurega basa. Izvi zvinowanzo sanganisira kuchengetedza kuburikidza neakaundi yekuchengetedza kana dhipoziti, kana kuvaka capital kuburikidza nemuridzi-anogara imba / kubhadhara remba. Pamusoro pematanho ari kutotorwa nevanhu, hafu yevanhu inotarisira kushandisa mari shoma panguva yavanoenda pamudyandigere.
Izvi zvinoonekwa kubva ku2018 Pension Monitor yakaburitswa nhasi neMoney Wise. Ongororo iyi yakaitwa pakati pe1.000 vanhu vanobva kuDutch vanoshanda pakati pemakore makumi maviri nerimwe kusvika makumi matanhatu nematanhatu sechikamu chePensioen21daagse 66 kubva 3 kusvika 2018 Mbudzi.
Ruzhinji rwevanhu vanoshanda vanoda kumira kushanda nguva yepenjeni yehurumende isati yasvika
Pasinei nekutariswa kakawanda mune zvematongerwo enyika uye nevezvenhau, zera remudyandigere rehurumende richiri pamusoro pezvinotarisirwa kuvanhu vazhinji. Vazhinji nokudaro vanoratidza kuti vangada kurega kushanda nguva isati yasvika zera remudyandigere. Zvakadaro, 57% yevanhu vanoda kuenda pamudyandigere kare havatarisiri kuenda pamudyandigere kudzamara vasvika zera remudyandigere. Vazhinji vakawanda vanoda kushanda zvishoma mumakore asati asvika zera remudyandigere wehurumende. Kuita kuti izvi zvikwanisike, matanho anonyanya kutorwa sekuchengetedza uye kuita mamwe madzoro emumba. Hafu yevanhu vanoda kumira kare haisati yatora matanho ekuita izvi. Munhu mumwe chete pavashanu anoda kuramba achishanda kupfuura zera remudyandigere wehurumende.
Vashandi vanoedza kugara vakakwana kuti vashande kwenguva yakareba
Kuti tikwanise kuenderera mberi nekushanda kusvika zera remudyandigere rawedzera, 'kugara wakakwana kwenguva yakareba sezvinobvira' kunoonekwa sechiyero chakakosha. Vanhu vanoedza kuita izvi ne (kutanga) kurarama hupenyu hune hutano (84%). Matanho ane chekuita nebasa akadai sekuwedzera kudzidziswa (55%) uye kushanda maawa mashoma (59%) ari kutariswa zvakare. Kuchinja mushandirwi, chinzvimbo kana basa hazviwanzo kutariswa.
Ruzivo rwepenjeni rwakawedzera zvishoma zvichienzaniswa ne2016
Kuenzaniswa ne2016 Pension Monitor, vanhu vakawanda vanoti vanoziva kuti pensheni inorongwa sei muNetherlands (30% ichienzaniswa ne26% muna 2016) uye kana penjeni yavo ichanyorwa kana kuderedzwa gore rino. Ivo vakafunga kazhinji nezve mari yavo uye / kana mari yekushandisa mushure mekuenda pamudyandigere (65% muna 2018 zvichienzaniswa ne60% muna 2016). Money Wise inotsigira maitiro akanaka aya uye inoona kuti vanhu vazhinji vari kushingaira kutsvaga ruzivo nezve penjeni yavo pawebhusaiti. Semuenzaniso, chishandiso che 'Unogona kuita izvi pamudyandigere wako' chakatopedzwa kanopfuura ka350.000. Chishandiso cheAOW, chaunogona kuverenga nacho zera rako remudyandigere wenyika, chakatopedzwa kanopfuura mamirioni maviri.
Kana tikatanga kupatsanura pakati pemabasa chaiwo nemabasa ehullshit, saka tinenge tatove munzira chaiyo.
Ndakanga ndatova nemakore 44 ekushanda nesimba, 36 acho mune 5-shift purogiramu.
Handisati ndaona munhu upi noupi anosvika pamugumo ane utano hwakanaka (chirwere cheshuga, kunyunyuta kwemwoyo, tias), zvose zvine chokuita nebasa risiri renguva dzose.
Vezvematongerwo enyika vanoita mitemo nyore nyore kuyambuka mutsetse wekupedzisira uye vobva vawana simba rakakwana rasara kuti vapinde mubhokisi rekukurukurirana.
Chero bedzi pasina hurongwa hwakanaka, mushandiwo zvake ndiye achange ari mutsigiri wehari yepenjeni yevakadzidza zvikuru.
Ndakasiya basa (pakutanga) kubva 01.10.2018 kuGermany kwandinogarawo hongu. Iye zvino ndine makore 63 uye ndakakwanisa kukurumidza kuenda pamudyandigere nokuti ndave ndichibhadhara kwemakore anopfuura makumi mana, asi ndinofanira kubhadhara imwe muzana pamwedzi wega wega, asi iwoyo hausi musiyano mukuru. Ndine kodzero yekuwana penjeni yehurumende panguva yandanga ndichiri kugara uye ndichishanda muNetherlands, asi ndichiri kufanira kumirira kusvikira ndasvika zera rangu rokurega basa (67). Izvi ndezvechokwadi zvisina musoro kubva pasherufu yepamusoro yeDutch state. Ini ndaifunga kuti muEurope yakabatana isu takanga tave kuenderera mberi, kana iwe uchigona kuenda pamudyandigere mune imwe nyika uye panguva imwechete usiri mune imwe nyika, saka iwe uchiri mamaira kure neEurope yakabatana, saka isu tinogonawo kubuda vakadaro. sungano. Ipapo isu pamwe tinobhadhara vashandi vehurumende muBrussels pasina, ivo havatore chero chinhu chakarongeka.
Wadiwa Antoine, ndinonzwisisa kuodzwa mwoyo kwako nenyaya yekuti, sevamwe vanhu vese vechiDutch, uchiri kumirira kusvika wasvitsa makore makumi matanhatu nemanomwe kuti uwane rubatsiro rweAow.
Pane chete musiyano mukuru pakati pegadziriro "Deutsche rentenkasse" apo unofanira kudonhedza 3,2% kwegore negore kuti waigona nokuzvidira kurega kushanda, uye AOW, iyo isiri chinhu kunze inishuwarenzi social kuti mugari wose weNetherlands , kunyange avo vasina (vasina) kushanda, vane kodzero.
Mumwe munhu, sewe muGermany, anoda kurega kushanda aine makore makumi matanhatu nematatu muNetherlands, anofanira kunge achikwanisa kuvhara nguva kusvika pazera chairo rekurega basa (63) mune zvemari.
Saka kutya kwako kuti hakuna kuenzana kweEurope pane iyi pfungwa hakuna kunyatso shanda zvachose.
Muchokwadi, kana iwe ukatarisa mumakore achangopfuura, mudyandigere wako kubva kuDeutsche Rentenkasse inogadziriswa gore rega rega nekuwedzera kweanopfuura 3% mukuvandudza muhoro, nepo panguva imwe chete iyo Aow bhenefiti yakaramba yakafanana.
Naizvozvo, kubatana kwauri kuvavarira, uko kuri muchikepe chimwe chete kana iwe uchinyatsofunga, haisi budiriro ine pundutso kwandiri.
Anthony,
Kuenzaniswa neDutch AOW, une mukana wakakura kubva kuGerman AOW (Altersrente), Altersrente Germany inobhadharawo pamwedzi mari yekurapa (Krankenversicherung) uye mari yeinishuwarenzi yehutano yako (Pflegeversicherung) zvisinei nekuti unogara kunze kwenyika, wakagara uye wakashanda. muGermany kwemakore 9, vave vachigara muThailand kwemakore masere ikozvino.
Gore rakapera ndakaenda kuGermany nekuda kweruoko rwakaputsika uye zvimwe zvirwere zvinorapwa ikoko, mazuva 5 muchipatara, mari yose yakadzorerwa neKrankenkasse yangu, chete mari yetikiti yaiva kwandiri, mushure mekushanyira shamwari nemhuri muDL neNL. , kudzokera kuThailand utano hwakanaka.
Ini pachangu ndakashanda kwemakore muindasitiri yemarori anorema senyanzvi yekugadzira marori.
Uye vazhinji vevandaishanda navo panguva iyoyo vakura vakafara kuti vaigona kurega kushanda vachitenderera zera re61 nehurongwa hwaimbovepo hwekurega pamudyandigere.
Basa rinowanzova rinorema, kazhinji kazhinji mudzvinyiriro uye mumamiriro okunze akaipa, dzimwe nguva munzira uye pakati pousiku, rakaita kuti zvive zvakajairika kuti vakwegura vagare pamba vachirwara kazhinji kazhinji nemarudzi ose ehosha.
Uye hapana chaizvo mabasa emuhofisi kana mabasa evashandi vekuchengetera zvinhu pakambani kuti zvitore nyore kusvika wasvika pazera re67.
Ndosaka chimiro chehurumende yazvino chisiri chakangochengeterwa basa iri pamwe chete nemapavha nevashandi vekuvaka nevatyairi vemarori kungoreva mabasa mashoma.
Asi zvichida kune nhengo dzedare reparamende dzinogara dzakatarisa nharembozha dzavo uye dzakarembera mumacheya eblue.
Ndakaona dutu richiuya panguva iyoyo , uye sezvo ndachengeta zvakakwana kuitira ramangwana , yakakurumidza kubuda muHolland .
Ndanga ndichigara muThailand kwenguva yakanaka ikozvino nemukadzi wangu weThai, uye nguva pfupi yadarika ndakanzwa kubva kukoreji paFacebook uyo aibvumidzwa kuramba achinwa kusvika ava nemakore makumi matanhatu nemashanu, uye kuti ari kufara kuti pakupedzisira apedza nazvo, ndoda pfuurira kusvika ava nemakore 65. ste .
Uye iye seni nevamwe vandaishanda navo panguva iyoyo aisafarira basa rataiita .
Jan Beute.
Iniwo ndiri kubva kumotokari makanika kirabhu, uye ndinorongawo kumisa basa rakaoma iri nekukurumidza sezvinobvira, uye zvakare kugara nemukadzi wechiThai pasi pemuchindwe, ivo havana kunaka muThe Hague, asi hongu, kufamba-famba mashoma maA4 mapeji anogona kukuita kuti uchembere kubasa, izvo zvakasiyana nesangano redu..!!
Ivo 1000 vakapindura vane chinangwa chekuenda pamudyandigere nguva ichiripo, hazvireve here kuve nechishuwo kana chirongwa?
Uye 1000 vakaongororwa ndivanaani?vanhu vasingaite basa remuviri kana repfungwa?Ndaivewo nechinangwa chekumira pazera re60, ndave nemakore ndichichengeta mune inonzi kosi yehupenyu,
Ndingakwanisa here kubhuroka nemari makore ekutanga kusvika ndaenda pamudyandigere, Minister of Finance vakafunga zvakasiyana, mutemo wakachinja zvino kuti kosi yehupenyu inofanira kuverengerwa pamberi paZvita 31, 2020 uye inowira zvakananga mumutero wepamusoro.
Bvumirana naGeert P, uchishanda mumashifiti kwemakore makumi mana, mapurisa, vanhu vanochengeta, vadzidzisi vanofanirwa kushanda kusvika zera rekuenda pamudyandigere zvisinei nekushanda nesimba, basa remari shoma rinoita kuti zviome kuchengetedza nekuchengeta kuchembera kwako, kwete ipapo bhizinesi. nharaunda iri kupinza mabhiriyoni mairi.Saka hapana chandinodavira pamusoro pemonitor yepenjeni
Panguva iyoyo unofanira kuronga zvakanaka avhareji yemari yako pamusoro 3 makore.
Izvozvo zvinogona kuunza mari yakawanda.
Makore asina mari zvinoreva makore ane mari.
Zvinotora nguva kuverenga.
Ndakatorawo chikamu nechido muchirongwa chekuchengetedza upenyu. Asi kunyanya kutora zororo rakawedzerwa nayo. Pakupera kwa2010, kutanga kwa2011 ndakatora zororo remwedzi mitatu kubva kune iyi kosi yehupenyu uye ndakafamba nemuThailand, Philippines, Vietnam, Cambodia neLaos. Kuipa kwegadziriro iyi kwaiva kuti mushandirwi wako aifanira kukupa mvumo. Saka pane zvandawana pazviri. Uye zvechokwadi mari yako yasara ichaburitswa pa3-31-12. Handizivi kana izvi zvinongoerekana zvapinda mumutero wepamusoro-soro. Zvinoratidzika kwandiri kuti izvi zvinoenderana nemari yako yegore rose.
Kana ndikairava nenzira iyoyo, monikirini yepenjeni yakanga isina kuumbwa namapavha, vashandi vekuvaka navamwe vanhu vane mabasa anorema, emitero. Kwete, ndinofunga vavhoti; pasina mubvunzo kuneta kubva pakuvhota 1.000 vanhu, pakati pevagere-vanogara vanogona kusiya basa zvakanaka uye nekukurumidza uye kuona mudyandigere wehurumende sechipo.
Ndakangomira kushanda pa58.
Maeuro mashoma iwayo andinowana mashoma gare gare
Ini handina basa nazvo, asi 9 makore mashoma basa rinoita.
Uye izvo zvandinowana zvishoma AOW, zvichida muNetherlands
uye dambudziko, asi kwete muno muThailand,
kwandinogona kugara zvakachipa zvakanyanya,
kupfuura muNetherlands!