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Home » Mubvunzo wemuverengi » Mubvunzo wemuverengi: Ndingawana inishuwarenzi yehutano kushamwari yangu yeThai?
Vadiwa vaverengi,
Ndinogara makiromita makumi matatu. kunze kweKhon Kaen pamwe chete neshamwari yangu yeThai.
Ndinoda kumutorera inishuwarenzi yehutano yakakwana uye yakazara. Ini ndinofungidzira chimwe chinhu chakadaro chiripo pano zvakare, senge muHolland?
Pane anogona kundipa ruzivo nezve izvi?
Ndinokutendai mberi.
Ndakaperera,
Elon
Kune zvechokwadi akawanda einishuwarenzi yehutano inshuwarisi muThailand (Allianz nezvimwewo) ane kuvharika kwakanaka. Dambudziko nderekuti kazhinji vanobvisa zvakawanda. Zvakakosha kunyatsoziva kuitira kuti urege kutarisana nezvishamiso zvisingafadzi kana zvasvika pazviri. Ndine inishuwarenzi kuburikidza neNetherlands neOOM, iyo inovhara zvinenge zvese uye pane sarudzo yekubvisa. Haisi yakachipa, asi yakanakisa kutungamira uye nehanya.
Ingotumira email iyo invoice uye mushure mekubvumidzwa iwe unozogamuchira mari yako mukati memazuva gumi nemana. Paunopinzwa muchipatara, vanochengeta zvese uye haumboona bhiri. Yakanakisa ruzivo rwemakore matatu.
hesi Elon,
Iwe uri pedyo neguta guru, saka unogona kuwana nyore nyore mahofisi einishuwarenzi ikoko. Iva neruzivo rwakakwana nezve kuvharwa.Une murwere wepachipatara uye wekunze. Ini ndaingotora inpatient chete, ndizvo zvese zvine chekuita nekupinzwa muchipatara. Outpatient ndicho chinhu chose chaunoenda kuna chiremba iwe pachako (zvidiki), asi uchipihwa mari yaunobhadhara pano nachiremba wenguva dzose, ini handitore inishuwarenzi yakaparadzana nekuda kweizvozvo. Zvichireva kutaura, unogona kutaura kuti kune inishuwarenzi yakanaka uye zvese zvinosanganisirwa zvinodhura zvakangofanana nemuNetherlands. Rombo rakanaka.
Pane zvakawanda zvingasarudzwa zvekutora inishuwarenzi yehutano muThailand. Huwandu hweprimiyamu hunoenderana zvakanyanya nezera uye kuvharika kunodiwa. Unogona kubata http://www.verzekereninthailand.nl.
Svondo rapfuura pakanga paine chinyorwa muTL-Blog nezve Thai hutano inishuwarenzi incl. iyo www kero kuti uwane rumwe ruzivo. Hauna kuzviverenga here? mupanduki
Ndakatora inishuwarenzi yehutano kushamwari yangu yeThai naBupa, imwe yeanonyanya kushandiswa. Vane 4 akasiyana, anosanganisira ese evarwere (kupinzwa muchipatara) kana mukati uye kunze, kusanganisira mari yese yachiremba. Kufanana nevanhu vazhinji, ini ndinongova nehanya nevarwere, saka kunze kwekuendeswa kuchipatara, ndinobhadhara ini. Mumwe wangu ane makore 33 uye ndinobhadhara 13.000 XNUMX yekugeza pagore. Izvi zvinoenderana nezera. Rombo rakanaka
Mhoro vanhu,
ndatenda nemhinduro,ndichashanda pazviri.Izvi zvine chekuita neinishuwarenzi yemunhu ane chizvarwa cheThai.Ndatadza kuwana chinyorwa chiri kutaurwa nerebel, raive zuva ripi?
Sekuwedzera, kurumbidza kwangu kune iyo Thailand blog, ndatodzidza zvakawanda kubva mairi!
Eloni.
Ndokumbira utarise kuti kuvharirwa kunongoshanda kune-murwere (kuchipatara, kuvhiyiwa, nezvimwewo). Kuchengeta varwere vari kunze kunogonawo kudhura zvakanyanya kana chirwere chinouraya chenguva refu chikamuka. Murwere angangorapwa ari kumba (kunze kwemurwere), apo kushanya nguva dzose kwachiremba kumba uye mushonga chaiwo unogona kudhura nekufamba kwenguva. Muenzaniso: kenza. Saka iva neruzivo rwakakwana uye ona kuti yakawanda sei yaunogona uye unoda kutakura mune zvemari.
Inishuwarenzi yeThai ine mukurumbira wakashata: dzimwe nguva ivo havatombobhadhara.
Inishuwarenzi yekunze (expat) inowanzovimbisa kuti mutengi haazo "kukandwa kunze". Nekudaro, ivo vanogona kuwedzera zvakanyanya premium mushure mechiitiko. Uye mushure mechiitiko chechipiri, munhu anogona kutarisira imwe premium kuwedzera. Mhedziso yenyaya ndeyekuti vanhu vanongozvisiya nekuti iyo premium haichakwanise kupihwa.
Mudiwa weThai anovharirwa pasi peThai inodaidzwa kuti Universal Health Coverage (inozivikanwawo se '30 Baht Scheme') mudunhu raakanyoreswa. Anogona kuendeswa kune imwe purovhinzi, uye anofanira kudaro, nekuti inishuwarenzi yekutanga inofanirwa kugara iripo. Iyi inishuwarenzi yakakosha haivharise zvese (iyo package inogara ichigadziriswa); mupiro (wakaderera) unofanirwa kune zvinhu zvisina kuvharwa. Kuchengetwa kunoitwa muzvipatara zvehurumende (semutemo; pane zvishoma, nokuti zvimwe zvipatara zvakazvimiririra 'zvinojoinha') = nguva refu yekumirira, kudzoka kakawanda, nezvimwewo. Chipatara chikakura, chinenge chakashongedzwa zviri nani & nyanzvi dzakawanda . Makurusa ari muBangkok (Siriraj, Ramathibodi, Chulalongkorn); kune zvakare zvipatara zvakakura zve'regional'.
Vanamazvikokota vanowanzoita chikamu muzvipatara zvakazvimiririra, izvo zvinodhura zvakanyanya (kutarisira 3 kusvika 4 zvakapetwa). Pano zvakare, zvipatara zvakazvimiririra zvine hunyanzvi zviri muBangkok, uye mitengo yazvo dzimwe nguva yakadzikira pane 'mupurovhinzi'!
Ngwarira, kune hundi yakawanda pasi peinishuwarenzi yakavanzika inowanikwa muThailand, kubva kune chero inshuwarisi. Zvakawanda zvisingabatanidzwe, zvirambidzo zvezera (zvisina kukosha ikozvino, asi gare gare), inopinza premium inowedzera nekukura kwezera, '(mis-) inotungamira' ruzivo, zvichingodaro. Vamwe vapeji vari zvakare-inshurensi = kwete 'chaiyo' inshuwarisi = inishuwarenzi inogona kumira pasina kupa chikonzero ('uchapupu pafaira')!
Kuti udzikise mitengo yeprimiyamu, munhu anogona kusarudza 'kuchengetwa kwevarwere chete' = kuvharwa chete panguva yekunge yapinda muchipatara. Kuti udzikise mutengo wezvinodhaka wekuchengetwa kwevarwere vari kunze, munhu anogona kukumbira 'prescription' yenguva dzose (uye wozozvitengera pachako pane chero pharmacy). Pazvirwere zvemumba & zvemugadheni ('GP') munhu anogona zvakare kuenda kukiriniki yakazvimirira yeko, kazhinji inofambiswa navanachiremba vanoshanda muchipatara chehurumende = mari shoma. Zvakawanda zvekusarudza.