Vadiwa vaverengi,
Ndinofanira kubhadhara mutero muNetherlands, iyo haisi iyo dambudziko (tsitsi). Ndichiri neinishuwarenzi yehutano muNetherlands neUnive. Iyo Universal yakazara mutemo neThailand senyika yekugara, yakapihwa kubva 2009. Yakabhadharwa muna 2017: 572 Euro pm (yakawanda). Yakatanga muna 2009 ne325 euros pamwedzi.
Basa remunwe wakanyorova: kubva 2009 kusvika 2017 avhareji ye450 euros pamwedzi ndeye 12 x 450 x 8 = 43200 euros.
Ndakave ne2x kuvhiya kunodhura uye chemotherapy mushure mekuongororwa kwakasiyana (kusanganisira prostate uye colon cancer 2010 uye 2012). Basa remunwe rakanyorova, mabhiri achine 55.000 euros.
Ndakavhiyiwa keyhole munaGunyana 2016 uye nguva pfupi yakatevera CT-Scan, pre-cheki uye mhedzisiro inodhura 65000 THB. Iye zvino ini ndinongofanira kuita bvunzo idzi mumakore maviri (ndinofara), asi yega yega 2/1 gore chekuongorora, asi iyo haisi iyo mutengo.
Zvino mubvunzo wangu: kana ndikanzura inishuwarenzi yangu yehutano, ndinogona kubvisa mari yandinotora kubva pamutero kana nyaya yacho (ndinotarisira kwete)?
Nokuti sezvandinoverenga, mari inongobviswa chete kana inishuwarenzi isingaidzorere. Kana ndangobuda muinishuwarenzi, UNIVE haichazohaya vanhu vane inishuwarenzi iyi. Uye hazvigoneke kutora inishuwarenzi yekune dzimwe nyika pamusoro pemakore makumi manomwe uye kusabatanidzwa pasi pemakore makumi manomwe.
Pane munhu angandiraira here kana ichibviswa?
Kwazisai,
Hans
Iwe unoreva mutero weDutch here? Aihwa!
Kana mutemo wemutero weThai uchipa nzvimbo yakadai ini handizive, asi unogona kubvunza nyanzvi munyika ino.
Uye sei usingagare neUnive? Zvinoita sezviri nani kwandiri.
Ini ndaichengeta inishuwarenzi dai ndiri iwe. Kunyanya ikozvino kuti zera riri kuwedzera uye zvirwere zvakawanda zvinogona kuuya. Chete kana iwe uine mari yakawandisa iripo uye uchikwanisa kubhadhara kune chero nzira dzinodhura iwe pachako unogona kufunga kukanzura inishuwarenzi, asi nekupa nhoroondo yekurapa kwako handingaite izvozvo.
Mhoro Hans,
Kune Yekudzokera Mutero Mutero muNetherlands, unogona kupinda/kubvisa zvese zvaunenge waita uye zvisingadzorerwe mari yekurapa. Zverekodhi, izvo hazvibatanidzi mari yekubhadhara yekurapa!
Tangazve, kana usina inishuwarenzi yehutano, unogona kuisa mari dzese dzekurapwa dzakaitwa.
m.f.gr. Anja Woltering
Administration & Accounting hofisi
WOLTERING
Anja, Hans vanogara kuThailand. Naizvozvo iye asiri mugari wemutero, asina kukodzera!
Izvi zvinoreva kuti makiredhiti emutero, mutero usingabhadhari mubhokisi 3 uye zvese zvinobviswa mukati memutero wemari zvakadzimwa kwaari kubva 1 Ndira 2015.
Anofanira kuisa mutero semuteresi asiri mugari wemutero. Uye iyo inyaya yakasiyana zvachose pane chiziviso semunhu anogara mutero.
Lammert de Haan, nyanzvi yemitero (anonyanya pamutemo wemitero yepasi rose).
Semunhu asiri muripo wemutero, hapana kubviswa kunokwanisika.
Anodiwa Hans,
Nekuda kwaMwari, usadzima inishuwarenzi yako yehutano. Zvakanaka, iwe unobhadhara zvakawanda, asi une zvose
wawanirwa 100% verged?Uye ndeipi chipatara chauinacho,. Iwe unewo yekuwedzera inishuwarenzi neUnive?
Ndine inishuwarenzi neONVZ muHouten. Ndinobhadhara E. 2017,- ye5765, kusanganisira imwe yepamusoro
imwe inishuwarenzi. Ndaiva nekenza ye lymphatic mumutsipa wangu uye dambudziko remoyo randaive naro
mwedzi kuchipatara. Hapana kusarudzika pane izvi, asi ita kuti zvese zvidzorerwe zvinoenderana neDutch
national rate Contact Matthieu Heijligenberg in Hua Hin. AAHUA HIN Inishuwarenzi Ndiye mumwe chete
chiremera muinishuwarenzi yehutano kunyanya uye yakavhurika uye yakatendeseka. Rombo rakanaka
Paul
Unombouya kuNetherlands uye kune mamwe mabasa aunogona kubata? Unogona kufunga kuenda kuChamber of Commerce kunonyoresa semuzvinabhizimusi. Iwe uri ipapo, kunyangwe uchigara kunze kweEU, unosungirwa kutora inishuwarenzi kuburikidza neDutch insurer yehutano, kuti urege kusungwa nezvinodhura zvakavanzika mhinduro.
Ferdi, iyi haina ruzivo zvachose uye ichi ndicho chikonzero.
Hans haasi mugari uye kuti uve neinishuwarenzi pasi peiyo Long-Term Care Act, unofanirwa kuita basa riri pasi pemutero wemuhoro (Chinyorwa 2.2.2, pasi pe b yeLong-Term Care Act).
Nekuti haawire pasi pechikamu cheiyo Long-Term Care Act, anowirawo kunze kwedenderedzwa revanhu vane inishuwarenzi yeHealth Insurance Act (Chinyorwa 2(1) cheHealth Insurance Act).
Sezvineiwo, iyewo haatorerwe semuzvinabhizimusi nevakuru vemitero (funga nezve chiyero chemaawa, huwandu hwevatengi, chiyero chemari iyi kune imwe mari yake, njodzi yebhizinesi, nezvimwewo).
Mari iyi nekudaro inogona kutorwa se'mari kubva kune rimwe basa', iyo isingabvisirwe mutero wepayroll.
Uye isu hatisi kutaura nezve mutengo wetikiti kuti uwane maeuro mashoma muNetherlands!
Ndinogara ndiine mabhizinesi ekunze ari pasi pekutarisira kwangu kweakaunzi, mutero wekudzoka uye mutero wemari inodzoka uyezve kubva kumativi ese epasi (South America nenyika zhinji dzeEurope). Vanobva vauya kuNetherlands kwenguva pfupi kuti vawane 'mari hombe' uye vasanyore nekanzuru yeDutch. Ndichaita kuti vanyoreswe kuChamber of Commerce. Mukuita izvi, vanosangana nemaitiro anoshanda pakuva muzvinabhizimusi weMutero uye Tsika Administration. Sevemabhizinesi asi vasiri vagari, ivowo havawire pasi peiyo Yenguva Yakareba Care Act uye Zkw uye havatore chero kodzero kune yeAOW bhenefiti. Nekudaro, sekuona kwangu, ivo vane inishuwarenzi munyika yavo.
https://www.rijksoverheid.nl/onderwerpen/zorgverzekering/vraag-en-antwoord/ben-ik-verzekerd-voor-de-zorgverzekering-als-ik-in-het-buitenland-woon
zvimwe zvakajeka:
“Unogara kunze kwenyika uye unoshanda kuNetherlands here? Ipapo unofanira kutora inishuwarenzi yehutano muNetherlands. "
Kana mumwe munhu achigona kuzadzisa maitiro ekuve muzvinabhizimusi chinhu chandisingakwanise kutonga kubva pano. Nemiwo handifungi.
Ndinogona kufungidzira kuti mumwe munhu ari pano kwemavhiki matatu pagore, semuenzaniso, haazadzise chinodikanwa ichi, nepo mumwe munhu ari pano kwe3 kana 2 mwedzi anogona kuita ichi chinodiwa.
Chamber of Commerce inoshandisa "criteria" uye "zviratidzo". IRS ine mitemo yakasiyana.
Kana paine ane manhamba akaomarara paapo/apo kwete, ndingafarire kuzvinzwa.
Uye kana zvisina kudaro inogona kunge iri pfungwa yekuchengetedza hukama hwebasa pano?
Zvinogona kunge zvisingabatsiri chero kuna Hans, asi zvinogona kunge zviri kufunga kune vamwe vari muNetherlands kwemwedzi isingasviki 4 pagore (uye saka havafanirwe / havabvumidzwe kunyoreswa nekanzuru).
Uye mutengo wetikiti? Izvi zvinogona kunge zvisina kunyanya kushata kana ukaenzanisa inishuwarenzi yehutano yeDutch (inenge €110 pamwedzi + muzana yemari inowanikwa) nemaprimiyamu e500 kusvika € 600 pamwedzi. Kunyanya kana iwe uchitoenda kuNetherlands gore rega rega kuzororo / kushanya kwemhuri, zvingave zvakakosha kushandawo pano.
Ferdi, The Long-Term Care Act uye Health Insurance Act zvakanyatsojeka pamusoro peizvi. Uye pakupedzisira unofanira kutarisana nazvo! Sezvo usina kutora dambudziko kuverenga zvinyorwa zvemutemo zvandataura, ndiri kuzvitumira pano.
Yenguva Yakareba Care Act (Wlz)
§ 1. Denderedzwa revanhu vane inshuwarisi
Chisungo 2.1.1
• 1 Anopihwa inishuwarenzi maererano nezviri mumutemo uyu munhu ano:
ari mugari;
o b. haasi mugari, asi ari pasi pemutero wemuhoro maererano nebasa rinoitwa muNetherlands kana pasherufu yekondinendi.
Health Insurance Act (Zvw)
Chikamu 2.1. Inishuwarenzi chisungo
Chisungo 2
• 1 Chero ani zvake ane inishuwarenzi zviri pamutemo pasi peLong-term Care Act uye mirau yakavakirwa pairi anosungirwa kuita inishuwarenzi kana kuve neinishuwarenzi pasi peinishuwarenzi yehutano maererano nenjodzi inotaurwa muChikamu chegumi.
Zvino mubvunzi Hans.
Haasi mugari weNetherlands uye achaita zviitiko zvebhizimusi pano. Semuzvinabhizimusi, hausi pasi pemutero wekubhadhara. Mune mamwe mazwi: haafukidzwe neWlz!
Nokuti haawire pasi peWlz, haawire pasi peZvw nekushanda kwemutemo uye naizvozvo haakwanisi kutora inshuwarisi yehutano yeDutch.
Nekune rimwe divi, haanawo chikwereti cheWlz premium uye mari ine chekuita nemari yeZvw.
Hans muteresi asingakodzeri asiri mugari wemutero uye anogara munyika iyo Netherlands isati yapedza chibvumirano maererano nemari yehutano. Saka haakwanise kuzvipa inshuwarisi yeizvi kuburikidza neNational Health Care Institute, sezvazviri kana uchigara mukati meEU nedzimwe nyika shoma.
The Tax and Customs Administration inoshandisa izwi rekuti 'kushanda muNetherlands' pakushanda semushandi (kureva nekubvisa mutero wemuhoro) asi kwete kuita bhizinesi. Sezvinobvumwa: ruzivo kubva kuMutero uye Customs Administration kazhinji inotungamira mukuvhiringidzika (ini ndinotarisana nayo anenge mazuva ese). Asi nerumwe rutivi: dai vaidiwawo kusimbisa rudzi urwu rweruzivo zvakakwana zviri pamutemo, ipapo rudzi urwu rweruzivo rwaizovewo rusingaverengeki kune vakawanda. Uye ndichiri kunzwisisa izvozvo.
Icho chokwadi chekuti haugone kuongorora kana achizozadzisa zvinodiwa kuti ave muzvinabhizimusi nekuda kwemutero wemutero hazvireve kuti ini handikwanise kuzviita futi. Ndinogona kuzviita. uyewo kubva pano!
Handitarisiri kuti asvike maawa 1.250 XNUMX ekushanda pagore kukambani.
Mushure meizvozvo, anofanirwa kuenda kuNetherlands kakawanda (6 kusvika 7 nguva?) kuti awane nhamba inodiwa yevatengi. Pese paanodzoka anofanira kunge aine imwe client.
Pamusoro pezvo, ndinoziva "zvine mwero" mari yake kuitira kuti akwanise kuongorora kukosha kwe (zvinogoneka) purofiti kubva kubhizinesi neimwe mari yake.
Kana iwe ukataura huwandu hwekuongororwa kwako kwenguva pfupi kwe9 muThailandblog muna Ndira 2017, kusanganisira chikonzero cheizvi, saka senyanzvi yemutero ndichaziva mukati memasekondi mashoma kuti ndeupi rudzi rwemari yaunofanirwa kuwana!
Hans, wava ne 'inishuwarenzi yekunze' neUnivé yemubhadharo wako wekurapa. Dai ndaiva iwe ndaienderera mberi neizvi, kunyanya kupiwa mufananidzo wako wehutano hwehutano uye mari inobatanidzwa nayo munguva yakapfuura. Fara iwe urimo. Nezera rako uye nhoroondo, haugone kutora inishuwarenzi yakadaro muThailand.
Nekuda kwemubvunzo wako nezve kubviswa kwemutero wemutero wemari yako yekurapa, mhinduro imwe chete inogoneka uye inoti: HERE.
Iwe hauwire mukati medenderedzwa revanhu vane inishuwarenzi yeHealth Insurance Act ikozvino iwe unogara muThailand. Izvi zvinoreva kuti, pamusoro pemupiro wepamwedzi kukambani yeinishuwarenzi yehutano yeDutch, haubhadhare mubhadharo pasi peiyo Yenguva Yakareba Care Act kana mupiro une chekuita nemari pasi peHealthcare Insurance Act.
Uye zvakare, kubva muna Ndira 1, 2015, makiredhiti emutero, mutero usingabhadharisi webhokisi 3 uye zvese zvakabviswa pamutero wemari hazvichashande kana uchigara muThailand, pakati pezvimwe.
Nenzira, uye iwe unoverenga izvo nemazvo, kana uchigara muNetherlands asi usina inishuwarenzi yehutano, kunyangwe zvakadaro mari yekurapa haibviswe pamutero wemari kusvika kumari inowira mukati meinishuwarenzi yehutano yekutanga. Izvi zvinoshanda chete kune kuwandisa kwemari yekurapa. Asi iwe haugari muNetherlands uye izvi hazvishande.
mari yekurapa inogona kungobviswa pamusoro pechikumbaridzo, ndakafunga 1,65% yemuhoro wakakura kana penjeni.
Mari yekurapa uye maprimiyamu haabviswe muNetherlands neThailand.
Kuchinjira kuinishuwarenzi muThailand ZVAKANAKA USAITA.
Zvirwere zvako zvese zvazvino hazvichagone kuve inshuwarisi.
Uyezve, inshuwarisi inofananidzwa pano inodhura 70 Thb pagore pazera makumi manomwe.
Hans van Mourik anodaro.
Ndaverenga mazano ese nemazvo.
Chero zvazvingava, icharamba iri muZKV gore rino, nokuti ndakatobhadhara gore rose.
Nemazano matatu ndinoenderera mberi neTZT. ramba uchiruka, iyo ipurofiti
1) Van Lammert de Haan,
2) Anja
3) W. van der Hooft. Uyu anogona kunge ari chokwadi nekuti pandakazadza mutero wangu we2016 muna 2015
Iri mumari yekurapa isingadzoserwe neinishuwarenzi, ndinogona kupinda sezvinhu uye ndinofunga kuti panewo chikumbaridzo;
Chandinosuwa ndechekuti mumwe munhu anogona kundipa chinyorwa chine icho, kana kuti mumwe munhu akatozviita kamwe.
Ini ndinogona kugarisa vanhu 8 vechiDutch muno muChangmai, avo 2 chete vane insured incl.
Hans van Mourik
Hans, nekuti hauna kuiverenga zvakanaka (kana kuti hauna kuinzwisisa nemazvo) wobva wangova imwezve nguva muchidimbu:
1. Iwe unogara muThailand uye saka hausi-anokodzera mutero wekunze.
2. Somugumisiro, kubva muna Ndira 1, 2015, iwe hauchazove nesarudzo yekubvisa chero chinhu pamutero wemari.
Usapofumadzwe nemaitiro aAnja Woltering weAdministration & Accounting Hofisi WOLTERING. Mashoko aya anosvika panzvimbo! Izvi zvinoshandawo kana iwe uchiri kugara muNetherlands. Kunyangwe ipapo iwe unogona chete kubvisa ZVINHU ZVAKASIYANA CHEUTANO mubhadharo yako yemutero uye kwete, sekunyora kwaAnja: "pinda zvese zvakabatwa uye zvisingadzorerwe mari yekurapa (?)", kunyangwe iwe usina inishuwarenzi yehutano.
Unotenderwa kugara muNetherlands, semuenzaniso, mari yeprimiyamu yeinishuwarenzi yako, iyo inobviswa zviri pamutemo, mari yekuzvara uye yekubatsira kusununguka, mari yemufambi, wiricheya, mobility scooter, nezvimwewo. Jerk off? AIHWA.
Uye haugone kubvisa mari yausina kudzorerwa nekuti hauna kutora inishuwarenzi. Zvinoita sezvine musoro kwandiri!
Ini ndinopfeka magirazi, asi mari idzi hadzibviswe zvakare. Zvisinei, kana ndikasaona zvakanaka zvokuti ndinoda mudonzvo kana kuti imbwa inotungamirira mapofu, mari iyi inobviswa. Saka kwete mufambi, asi tsvimbo yemapofu: ndiyo Netherlands!
Ndinovimba kuti kuongororwa kwemutero uye mabhenefiti system (Van Dijk Committee) ichaunza kumwe kurongeka kune iyi yakazara mhirizhonga.
Zvaunoverenga paunenge uchiisa mutero wako wemutero wegore ra2015 nezve kuderedzwa kwemitengo yehutano chaiyo (uye chikumbaridzo) ichiri mupfungwa dzangu: chirongwa chemutero chakaramba chakamira nekuti waigara uchiedza kupedzisa kudzoka kune vanogara mutero. Pawakazowana chirongwa chevasiri vagari vemutero pane yangu yakagadziridzwa uye ndokuenda kunozadza mukati, iwe hauchasangana nemubvunzo nezve izvi. Mushure mezvose, mari idzi hadzibviswe kwauri zvachose. Kanganwa?
Ndichiri kukwanisa kukubatsira nemagwaro ane chekuita nekubviswa kwemitengo yehutano, asi izvo hazvina basa kwauri nekuti hazvishande kwauri.
"Van Dijk Committee" inofanira kunge iri "Van Dijkhuizen Committee". Ndakatonyora nyaya yose pamusoro payo nezuro uye nhasi mukupindura kune zvisina kufanira mashoko anotyisa mupepanhau (uye mumaforamu). Kana uchigara kunze kwenyika, pane kana 'mari ichaitwa' yakawanda mushure mekushandiswa kwechinyorwa ichi nekuda kwemutero wakakwana weAOW.
Wakashandisa fomu chairo here ???
Mubvunzo uyu hauoneke mufomu kune vasiri vagari vemutero.