Mubvunzo wemuverengi: Zvakanakira nekuipira muchato wepamutemo?
Vadiwa vaverengi,
Gumiguru apfuura ndakadzokera kuThailand mushure mekugara kwemakore mashanu muNetherlands uye ndakadzimwa kubva kurejista yekutanga. Ndine makore 5 uye ndakarambana. Gwaro reDutch rekudzima kunyoresa rinondiratidzawo kuti ndakarambana. Ndakamboroorwa kuThailand uye ndine gwaro rekurambana kubva muna 67.
Mugore iri ndakanogara naJJ ane makore 56, akasiya basa mushure mekushanda mubhangi kwemakore 29. Haana penjeni (akaenda nekuda kwekusawirirana nashefu wake).
Isu tinoroja imba tese mudunhu reChaiyaphum. JJ ane mwanakomana mumwe mukuru uye akaisa imba yaakatenga kuBangkok gore rapfuura muzita remwanakomana wake uye anoda kuzvinyoresa iye neniwo. Zvinoita here kana tikaramba tisina kuroora kana kuroorwa?
Tiri kufunga kuroora pasi pemutemo weThai uye tiri kuyera zvazvakanakira nezvazvakaipira. Zvechokwadi ndinofanira kuendesa zvinyorwa zvakashandurwa uye zvakasimbiswa uye hurumende yeDutch inobatanidzwa.
Muchato wepamutemo unopera muThailand wakanyoreswawo muNetherlands? Zvinokanganisa penjeni yangu nepenjeni yangu here?
Haana kumboenda kuNetherlands uye hatizombofi takaenda kuNetherlands. Mudiki kwandiri nemakore gumi nerimwe (11) uye haana mari yaanotambira. Pane angandiudzawo zvakanakira wanano zviri pamutemo uye zvingave zvakaipira? Chero mazano anogamuchirwa. Ndinokutendai mberi.
Kwazisai,
Rentier
Kana iwe ikozvino wagamuchira iyo AOW yevasina single, iwe unorasikirwa angangoita mazana matatu emaeuro pamwedzi.
Iri pamusoro pemamiriro ezvinhu chaiwo ekurarama, kwete nezvekuroora kana kusaroorwa.
Panyaya yeOP, kuroora kana kusaita mutsauko kumamiriro echiDutch, asi zvinogona kuita mutsauko kumamiriro eThai, apo kuroora kunotungamira kune mari shoma inodiwa / mari mubhangi, uye zvakare inogona kuita hupenyu zvishoma nyore mune mamwe mamiriro.
Kune iyo AOW, hapana mutsauko unoitwa pakati pekugara pamwe chete kana kuroora: munogovana imba. Saka akatorasikirwa ne300 euros iyoyo zvakadaro.
Hans anodaro.
Mhoro Rentenier.
Izvi ndezvangu, ini pachangu handioni mabhenefits ekuroora kana kunyoreswa mubatanidzwa, zviri nani.
1) Kubva 2015 iwe hauchave nekodzero yekubvumidzwa nemumwe wako, saka unongogamuchira makumi mashanu muzana eAOW yako.
2)Nekuti wava nemakore makumi matanhatu nemaviri, mukadzi wako haachakodzeri kuwana penjeni yako.
3) Uri kuzogara pamwe chete, zvakare nemwana wake, ona pazasi.
Ndeipi penjeni yeAOW yauchagamuchira?
Hauna kuroora here uye unogara nevanhu vaviri kana kupfuura vasina kuroora? Pension yaunogamuchira zvinoenderana nemamiriro ezvinhu:
Munhu wose anogovera mhuri here? Ipapo iwe uchagamuchira penjeni yemunhu mumwe chete (70% yemubhadharo wepasi pasi).
Munongobatsira mhuri chete here? Ipapo uchawana penjeni yemunhu asina kuroora.
Iwe nemumwe munhu mumwe chete munopa mhuri here? Zvino unenge wava nemhuri yakabatana nemunhu iyeye uye uchagamuchira penjeni yemunhu akaroora (50% yemuhoro wepasi pasi). Nyangwe uchigara nevanhu vakawanda.
4) Iniwo ndinogara nehurongwa uhu, asi ndashandisawo izvi kuti ndive parutivi rwakachengetedzeka
Sample boarding agreement (pdf, 368 KB)
5) SVB yakandishanyirawo ndisingafungire muno muChangmai gore rino kuti ndinotariswa
Sezvineiwo zvese zvakafamba zvakanaka uye ndakachengeta yangu imwe chete AOW + mvumo yeanosvika makumi matatu nemasere euros.
6) 1 mukana: bepa rinotaura kuti wakaroora kana kuti mune mubatanidzwa wakanyoreswa
Kwaziwai uye kusvika yoy
Hans
Mhoro Hans, ndinoda kuziva zvakawanda nezve kuzadzisa gwaro rebhodhi,
email yangu: [email inodzivirirwa]
maererano naLeen
Hans anodaro.
Ingoshanda nemakondirakiti erendi kana zvibvumirano kubva kuSVB uye usazvigadzirise iwe pachako.
Unogona kuona kuti zvinoshanda sei paSVB yangu.
Uye download
Hans
Mumwe wako anogona kuwedzerwa mubhuku rebhuruu. Thais chete ndiye anogona kunyorwa pano. Unogona kukumbira kabhuku yeyero paammphur. Muridzi wemba anofanira kupa mvumo yekunyoreswa mairi. Chaizvoizvo inobatsira chete kana iwe ukatenga mota kana mudhudhudhu, haudi chitupa chekugara. Penjeni yehurumende yekugarisana kana kuroorwa ndiyo imwe chete. Muchato wepamutemo wakapedzwa muThailand hauna kunyoreswa muNetherlands, asi unogona kuzviita iwe pachako kana uchida.
Ndinokutendai zvikuru nemhinduro yako yekukurumidza uye yakadzama Hans. Makore 27 apfuura ndakaroora netsaona muThailand pandakaenda kuammphur kunobvunza kuti mamiriro aive akaita sei uye ndaifanira kusiya pasipoti yangu ndozodzoka vhiki gare gare.
Zvinhu zvati siyanei zvino. Ndakakumbira kuembassy kuti ndiwane humbowo hwekuti handina kuroora, uhwo ndakahuwana muna 2000 pandakafunga kuroora asi ndakaramba. Zvino ndafunga kuti ndichaita kuti gwaro rekudzimisa registration kubva kuDutch municipality rishandurwe pariri pandakanyorwa kuti ndakarambana ndozoisa chitambi pariri, asi embassy haidaro uye ndinofanira kutevedzera maitiro avo kuti ndiroore.
Isu tachembera handidi kuroorwa. Penjeni yangu yehurumende yakatogurwa nekuda kwekugara kwenguva refu muThailand uye ndine huwandu hwe1250 Euro isingabatanidzi mvumo yezororo. Hapana chandinofanira kuroora nekuti kana ndikaderedzwa ndoita dambudziko rekushaya mari ye’retirement visa’ saka handina kana advantage ikoko. Kondirakiti yekuroja iri muzita remusikana wangu, asi sezvo asina mari asi anondichengeta zvakanaka, ndinobhadhara mari yese, yekurarama tose uye anopihwa pocket money yaanogona kuita zvaanoda... Ndiri iye oga anoriritira.
Vachandidzikisa mari here kana ndichigara nemunhu asina mari? Zvine basa here kuti kondirakiti yekurojesa iri muzita rake? Ndinofanira kuroorwa here kuti ndipinzwe mugwaro reimba yemwanakomana wake? (hazvina basa neniwo)
Ndofunga kuti uri kuchekwa nyangwe uriwe wega une mari. Chinangwa cheAOW ndechekuti mumwe nemumwe anotora chikamu chake kumhuri uye kana asina kodzero yeAOW, anogona kuramba achizviwanira, kufunga kubva kuNetherlands (uye kana asingagare muNetherlands, saka hapana kodzero dzeAOW dzakawanikwa).
Uye kunyoresa mubhuku reimba kwakakosha chete kune Thai. Kana zvichidikanwa, semuenzaniso rezinesi rekutyaira kana kutenga mota / mudhudhudhu, unogona kungokumbira Chitupa cheResidence kubva kune Immigration. Saka kune vamwe vose hazvidikanwi kunyoresa chero chinhu, kutaura kubva pane zvakaitika.
Uye kondirakiti yekurenda inogona kuva mune rimwe remazita ako, handisi kuona kuti sei kwete. Kazhinji, paunowedzera kugara kwako gore negore, unoiratidza kuImmigration pamwe chete nekabhuku kemba yemumwe wako uye wotaura kuti unogara ikoko.
Wadiwa Willem! Kana ukaroora kana kusaroora hazvina mutsauko papensheni yako yehurumende. Izvi zvinobva pakuti mhuri inomhanya pamwe chete here kana kuti kwete. Nyaya yekuti mudiwa wako haana kodzero yekupihwa penjeni yehurumende kana kuti ane nyika yakasiyana haina mutsauko kuSVB. Saka iwewe wakaomerwa zvakadaro uye semunhu waunogara naye uchawana mari yepenjeni yepasi kwete yemunhu mumwe chete yaungangowana.Panyaya iyi, wave nenguva uchitambira yakawandisa nekuti iwe. tave nemwedzi yakati wandei tichigara tese. Taura izvi kune SVB nekukasira, zvikasadaro unomhanyisa njodzi yefaindi. Haki
Hans anodaro.
Mhoro Rentenier, uchitarisa izvi.
https://www.svb.nl/int/nl/aow/wonen_met_iemand_anders/samen_wonen/
Uye iyi zvakare.
https://www.svb.nl/int/nl/aow/wonen_met_iemand_anders/huurder_verhuurder/wat_in_contract/
Ingobata neizvi uye usateerere kune zvinotaurwa neni kana chero ani zvake.
Iyi ndiyo nzira chaiyo yekuchengeta yako single state pension.
Kana muchida kugara mese.
Ini ndiri nyanzvi yeF16 pachangu uye ndinongotenderwa kushanda nemirau.
Hans
Hans anodaro.
Rentenier Ini ndinogara zviri pamutemo neSVB.
Vakauyawo kwandiri ndisingatarisiri kuti nditariswe mumba make.
Ndakazviudza kuti tinorarawo tese.
Ndakabvunzwa mibvunzo yakawanda.
Ndakatora laptop yangu ndokutsvaga folder raive netsamba neSVB.
Ndakarumbidzwa navo kuti vagadzirise zvinhu zvangu.
Kunyange ndichigara pamwe chete, ndinoramba ndichiwana mari yangu imwe chete.
Kana iwe uchida kuziva chimwe chinhu, ndipe email yako kero uye ini ndichakutumira ese magwaro epamutemo.
Uye kana uri muChangmai, ndinogona kukuratidza.
Nehurombo, ndinofanira kukuudza kuti pamhinduro dzese dzawakagamuchira, hapana kana imwe inonongedza kudivi.
Hans
Hans, SVB inoita mutsauko pakati pehukama hwemunhu, kugarisana, kana hukama hwekutengeserana. Iwe unofanirwa kuratidza hukama hwekutengeserana nemagwaro anotsigira, zvibvumirano zvekurenda, humbowo hwekubhadhara kwekugara pamwe chete zvakaparadzana, kupatsanura mari yemumba uye nezvimwe. Rentenier pachake anoratidza kuti anoita imba yakabatana nemari yake chete. Hongu, kana SVB ikauya, zvinonetsa kutaura nezvemhuri yakaparadzana.
Kana musikana wake aine mari yerendi yaanobhadhara, anogona kuzvichengeta.
Kubva pawebhusaiti yeSVB:
Ko SVB inonzwisisei ne'kugara pamwechete'
Kune veSVB, munogara mese kana musina kuroora uye mune imba yakabatana nemumwe munhu asina kuroora kana kuroorwa, mukuru. Munogara pamwe chete kana iwe:
kugara muimba imwe chete nemumwe ane makore 18 zvichikwira
iwe nomumwe munhu mupiro kumhuri
Kupa mhuri kunoreva:
kupa mari kumari yemumba kana
kuchengetana mumba nenzira dzakasiyana.
Mupiro wemari unobata, semuenzaniso, mari yeimba, mari yekugara uye zvimwe zvinodhura. Mupiro wemari unofanira kuva wehukuru hwakati uye kuva kazhinji kazhinji kupfuura apo neapo. Kutarisirana kunoreva, somuenzaniso, kuita basa repamba, kutenga, kubika, kana kuti kutarisira mumwe munhu muchiitiko chokurwara. Uku kutarisira kunofanirawo kuva kwemwero wakati uye kuva kakawanda kupfuura apo neapo.
Uye zvakadini kana ukapedza mwedzi mitanhatu nemumwe wako muThailand uye mwedzi mitanhatu moga muNetherlands? Muri kugara mese ipapo here?
Sekunzwisisa kwandinoita, muri kugara pamwe chete panguva yamuri muThailand uye musina murume kana muri kuNetherlands.
Saka iwe zvakare une akasiyana AOW mari.
[email inodzivirirwa], ndinotarisira tsamba dzedu.
https://www.svb.nl/int/nl/aow/tweewoningenregel/index.js
Heino chirevo.
https://www.svb.nl/int/nl/aow/tweewoningenregel/index.jsp
Iyi ndiyo link chaiyo
Hans anodaro.
Inogadziriswa.
Ndakatumira Rentenier email neatach.
Nemuenzaniso wangu
Anofanira kuizadza sei zviri pamutemo nemafomu chaiwo anobva kuSVB.
Kuzadza kwandakaita.
Ndinobvuma kuti ndinogara tese nevanhu vanopfuura 2, izvo anofanira kutumira pamwe chete.
Copy ID yevanhu vanogara ikoko, vanhu vakanyoreswa mubhuku reblue.
Iye pachake haagoni kunyoreswa
Zvakare fomu rechibvumirano cheboarding kubva kuSVB
Zvakare an atach yekuti vakauya kwandiri vakaita sample.
Uye mhedzisiro yeese macheki kubva kuSVB.
Ingopfupiswa
Tauya kumba kwenyu tichikurukura nemi zvamunogara, izvi hatina kuzvinzwisisa asi iye zvino. Mamiriro ako ekugara akakosha kwatiri pahuwandu hwepenjeni yako yeAOW.
Pension yako yeAOW haizochinji.
Izvi zvese zviri pamutemo kubva kuSVB.
Pamwe Rentenier angade kuzvisimbisa paThailandbloq
Hans
Ndinokutendai Hans,
Ndinoziva pandimire uye ndaida izvozvo.
Gr. Rien
Hans anodaro.
Ndakatambira email kubva kuna Rentenier asati andibvunza.
Ari kusvika kumakore 65 ezera, saka hapana penjeni yehurumende parizvino
Ari kugadzirira uye kufungidzira kana nguva yasvika.
Hans..
Mhoro Hans van Mourik,
Ndatenda neruzivo rwenyu.
Ndinovimba ndichave mumamiriro ezvinhu akafanana naRentenier gore rinouya.
NeAOW nepenjeni diki, pedza nguva yechando (mwedzi mitanhatu) muThailand neshamwari ine imba yayo.
Ini handidi zvekunetsana neSVB uye ndiri kutogadzirira zvishoma.
Ndinochengeta imba yangu muNetherlands.
Saka pane mutemo wedzimba mbiri.
Chinongonetsa ndechekuti baba vake vanogarawo mumba imomo.
Ini ndinonzwisisa kubva pane izvo zviri pamusoro apa kuti kune imwe mhando yekuvaka yeboarder inobvumidza iwe kuti uchengete singles yako inobatsira.
Mungandiudze zvimwe pamusoro pazvo here? Kana kuti pamwe nditumirewo email ruzivo rwawakatumira kuna Rentenier?
Yangu email address inoti: [email inodzivirirwa]
Kutenda mberi,
Isaac Verbeest
Hans van Mourik anodaro.
Isaac, wakabvisirwawo register kubva kuNetherlands?
email address yangu ndeiyi.
[email inodzivirirwa]
Hans
Hans anodaro.
Zvekuti baba vake vanogara newe hazvinetse
Kuronga nevanopfuura 2 vakuru vanogara pamwe chete.
Aive muAD kwemakore akati wandei uye mune mari nemutemo.
Muenzaniso
Kana hanzvadzi 3 dzichigara pamwe chete, dzinonzi hadzina kuroorwa.
Kana mumwe akashaikwa, havana kuroora uye vanowira pasi pekugara pamwe chete.
Hurumende yakamboda kumisa izvi, asi hazvina kuitika
Sezvineiwo handichina pakanyorwa.
Ndoedza kuzvitarisa.
Hans.
Hans anodaro.
1)Kana uchigara nemwana wako wega kana nababa kana mai vako. Kana zvakadaro, iwe (mese) unoonekwa seusina murume.
2) Kana uchigara nevatatu kana kupfuura vakuru, imi mose munotorwa seasina kuroorwa kuAOW.
Hans