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Home » Mubvunzo wemuverengi » Musikana weThai muNetherlands, isu hatiite sei vabatsiri vemitero?
Vadiwa vaverengi,
Musikana wangu ane visa yake yekugara kwenguva refu kubva munaKurume gore rino. Avewo nemwedzi achishanda uye awana muhoro wake wekutanga.
Iye zvino tinoda kuchengetedza imwe mari mwedzi wega wega. Uye iyo yakabatana saving account yakakwana kune izvi, hongu. Isu chete tinoda mutero kwete zvehunyanzvi kuva vadyidzani. Zvekuti achiri nekodzero yekupihwa mari yekuchengeta, etc
Zvino mubvunzo wangu ndewekuti tingavhura account yekuchengetedza pamwe chete tochengeta pairi pamwe chete, tisingave vadyidzani vemitero? Uye ndokupi kwatinofanira kupa ngwariro huru kune zvatinofanira kuita kana kuti zvatisingafaniri kuita kuti tisava mutero womutero? Uye mushure megore rino, saka isu tose tinogona kuronga zvakasiyana kudzorera mutero wedu, nezvimwewo?
Ndatenda nemhinduro yako!
Kwazisai,
Ruud
Kana usina kuroora kana kuroorwa, zviri nani kuti uchengete account yako.
Izvi zvinodzivirira matambudziko kana mumwe wevaviri ava akasarudza kuti haachadi kuva mudiwa obva atiza nemari yose.
Iwe unogona zvakare kungochengeta pamaakaundi maviri.
Izvi zvinodzivirirawo kunetsa kune vemitero, kana mari yacho ikawedzera, nekuti mari iyoyo ndeyaani muakaundi iyoyo?
Ndiani anofanira kuzivisa iyo mari yezvinangwa zvemitero?
Ita kuti upenyu huve nyore.
Akagovewa account kana account yako hazvina basa, chakakosha ndechekuti munogara mese uye muchigovana mhuri kuti muone kana uri mutero.
Iyo poindi zvakare kana iwe uchangowana mvumo yekugara kwenguva refu, saka izvo zvinobva pahukama. Uye kana musingagari pamwe chete, ndicho chikonzero chekubvisa mvumo, shure kwezvose, haisi chinangwa chokuti iwe uuye nemumwe munhu kuNetherlands uye usaenderera mberi pamwe chete. Wakafunga kuti izwi reiyo makore mashanu uye mukati meiyo nguva kana pasina hukama, nekugara pamwe chete, hausangane nemamiriro ekugara zvachose kwemusikana wako.
Unobva waita mubatsiri wako kubva pazuva rekutanga rawakanyoreswa pakero yakabatana. Uye kunyoresa kune imwe kero yekubatana kuchave kwakakosha kana wauya naye kuNetherlands semumwe wako, zvikasadaro iwe uchava nematambudziko neIND.
Mimwe miitiro inoshanda kumubatanidzwa wemutero: wakaroora kana kunyoreswa wawakaroorana naye, iwe wakabatana imba inova yako huru yekugara, mwana mudiki wemumwe wenyu akanyoreswa kukero yako, kana une chibvumirano chekugara pamwe chete, kana kuti wasarudzana semubatsiri ane homwe yepenjeni. Kana iwe ukasasangana neimwe yeaya mamiriro, iwe hausi mutero wekubatirana naye, asi iwe unogona kuramba uri mubatsiri wekubvumidzwa.
Kana iwe uchimhanyisa imba yakabatana, iwe uriwo vadyidzani nekuda kwemutero.
Usakanganwe kuti mhuri iyi yakabatana zvakare chinodiwa cheIND iyo anochengetedza kodzero yake yekugara.
Nzvimbo yemutero ine gwaro remibvunzo yekuona kuti uri mutero here kana mudiwa wekubvumidzwa. Kumhanyisa mhuri pamwe chete hakusi chikamu cheizvozvo. Unoita sei mhedziso iyi segweta?
Ruud, hachisi chokwadi chekuti iwe une mubatanidzwa (uye/kana) account yekuchengetedza iyo inosarudza kana iwe uchizowana rubatsiro rwehutano. Mari yakabatanidzwa, pakati pezvimwe zvinhu, inotaridza kuti une kodzero here yekupihwa rubatsiro rwehutano. Zvichienderana nemaitiro akati wandei, iyo Tax and Customs Administration inosarudza kana musiri mutero wemumwe nemumwe. Paunenge uchinyora mutero wekudzoka, iwe semumwe wako wemutero unokwanisa (haudiwe) kugovera zvinhu zvakati wandei, semuenzaniso kubviswa kwemubereko wemondi, uye izvo zvinogona kubatsira.
Ini handitaure maonero pamusoro pekudiwa kweakaundi yekuchengetedza pamwe chete. Iwe, ndinofunga, wakura uye wakachenjera zvakakwana kuti uite kudaro nezvikonzero zvakanaka.
Nekudaro, kuve neakaundi yekuchengetedza pamwe chete hakusati kwave kuumba mubatanidzwa wemutero kune vanogara pamwe chete/vanogara mumba.
Iwe uri shamwari dzemutero newaunoshanda naye mumba kana ukasangana ne1 yeanotevera mamiriro:
• Imi mese muri vanhu vakuru uye makapinda muchibvumirano che notarial cohabitation mese.
• Mune mwana mese.
• Mumwe wenyu akaziva mwana wemumwe.
• Wakanyoreswa nehomwe yepenjeni sevashandi vepenjeni.
• Muri vatenzi pamwe chete veimba yenyu yamunogara mese.
• Imi mese muri vanhu vakuru uye mwana mudiki wemumwe wenyu akanyoreswawo pakero yenyu (mhuri inoumbwa).
Mamiriro ezvinhu aya anoshanda kwauri here? Asi unorenda chikamu chemba yako kumunhu wawakanyoresa naye pakero imwe cheteyo here? Kana iyo pfuma ichirendwa pazvikonzero zvebhizinesi, hausi vabatsiri vemitero. Iwe unofanirwa kuve nechibvumirano chakanyorwa chetendi.
Pfungwa mbiri dzakakosha dzausina kutaura dzandinofunga dzakakosha.
+ ndiani kana chii chawakasiya kuti uve rubatso?
+ munogara panzvimbo imwe chete?
Zvese izvi zvakakosha nekuti ipapo zviremera zvemitero zvinofungidzira kuti iwe unomhanyisa imba yakabatana uye ine zvakanakira asiwo nekuipa.
Zvakare yeuka kuti kana ukaita chitsotsi uye vakuru vemitero vakaziva nezvazvo, izvi zvingangove nemhedzisiro pachimiro chemusikana wako, izvi hazvizogadziriswa neIMD.
-Iyi inotevera ruzivo kubva kune saiti yevakuru vemitero, ingotsvaga pagoogle -
Mutero wako ndiani?
Kuti une waunoshanda naye mutero zvinoenderana nemamiriro ako ezvinhu:
Wakaroora kana kuti une mubatanidzwa wakanyoreswa
Hauna kuroora, hauna mubatanidzwa wakanyoreswa uye mumwe munhu akanyoreswa pakero yako
Vanhu vakati wandei vanogona kuve mutero wako wemutero, semuenzaniso:
Wakaroora uye mumwe munhu akanyoreswa pakero yako
Vanhu vakati wandei vanonyoreswa pakero yako mukati megore
I don't know for 100%, asi kana muchigara mese haungowani mari yekuchengeta kana usina muhoro wakakwana.
Sekuziva kwangu, mari inowedzerwa zvakadaro.
Zvinotaridza kunge unoda kuva nazvo nenzira mbiri, zvakanaka kana wakatanga kuzviita makore mashoma apfuura seni.
Zvino zviremera zvemitero zvakabatana kune zvese nl uye th uye isu taiziva izvozvo. Isu ikozvino tinobhadhara mutero pamativi maviri uye nhamo kwauri kana vakaziva kuti achiri nekuchengetedza kunze kwenyika. Ipapo iwe uchabhadhara yakawanda ye "hupfumi bubble" pane iyo mu nl.
Kunyange iye zvino "vakacheka" mudyandigere wedu, nemamwe mazwi takaita sekunge mhino dzedu dziri kubuda ropa ... hapana dambudziko kwavari saka vanongotora kusvika kune imwe mari pamwedzi, izvo zvinotondichengetedza € 300 pamwedzi. Pamusoro pezvo, hutano hwese uye mamwe mabhenefiti anogamuchirwa achadzoserwa nefaindi, saka panguva ino iwe uchafanirwa kubhadhara kwemakore manomwe. Ndakafanonyeverwa ndaizoti; mari ye7.!!!!
Asi chokwadi iwe unofanirwa kuzviziva iwe pachako !!! Kubudirira nazvo.
Iwo masisitimu evaDutch neThai mutero wezviremera haana kubatanidzwa mune zvishoma.
Nekudaro, chibvumirano chemutero chakapetwa kaviri chakapedzwa pakati peNetherlands neThailand chine mutemo wekubvumirana (chinyorwa 25) uye mutemo wekutsinhana kweruzivo (Chinyorwa 26).
Iwe unotaura nezve "wealth tax". Neizvi unogona kureva (Dutch) capital gains tax (bhokisi 3) uye saka iwe uri mugari weNetherlands uye mutero.
Muchirevo ichocho handikwanise kuisa chirevo chako chekuti iwe zvino unobhadhara mutero kumativi ese. Iwe haugone kubhadhara mutero muNetherlands uye zvakare muThailand. Zvichienderana neChinyorwa 4 cheChibvumirano, iwe unongofanirwa kubhadhara mutero munyika imwe chete. Iwe haugone kuve mugari munyika mbiri idzi kwemazuva 1 kana kupfuura.
Nekuti ini ndakaverenga kuti iwe unofanirwa kubhadhara mabhenefiti, zvinogoneka kuti uchiri kugara muThailand, asi kuti wakadzima kubva kuNetherlands kunonoka uye saka wakanakidzwa nemabhenefiti kwenguva yakareba. Asi kunyangwe zvakadaro hapagone kuve nemubvunzo wekubhadhara (muhoro) mutero muNetherlands neThailand. Kunyoreswa kwako muBRP hakusati kuchitungamira kune yako yeDutch mutero, asi Chinyorwa 4 cheGeneral State Tax Act uye chinofanirwa kuongororwa zvinoenderana nemamiriro ezvinhu.
All in all a confused story..
Nekudaro, pane imwe chete inosarudzika yekubhadhara mutero wakapetwa pamari imwechete kana Rocky achiri kugara muThailand. Izvi zvine chekuita nekuchengetedzeka kwevanhu kubva kuNetherlands, senge AOW kana WAO bhenefiti. Izvi zvinodaro nekuti hapana chinodzorwa muChibvumirano uye nyika mbiri idzi dzinotenderwa kubhadharisa.
"Pamusoro pezvo, iyo account yekuchengetedza pamwe inogona dzimwe nguva kuve yakaoma kubva pamutero wemaonero. Izvi kazhinji harisi dambudziko kune vanobhadhara mutero, nekuti chiyero chinogona kugovaniswa sezvinodiwa nevatambi vemitero. Zvinochinja kana wafunga kuvhura account yakabatana neshamwari. Ipapo mumwe nomumwe anofanira kuzivisa vateresi chikamu chake chakachengetwa. ”
Sezvaratidzwa pamusoro apa, munhu wose anozivisa mugove wake pachake kumutero. Saka unogona kutora mabhiri maviri akasiyana, zviri nyore pane izvozvo. Inokuchengetedza iwe kuwedzera, kubvisa, kuwanda uye kupatsanura kubva pamaonero emasvomhu.
Zvema allowances zvinobva zvaita kuti iwe uri mudiwa wake weallowance after all and you add up for assets and income, then you have to keep an eye on what is and is coming in total. Pane inenge nguva dzose mari yekuwedzera zvichienderana naizvozvo.
Iwe uri mutero rini?
Iwe uri shamwari yemutero kana ukasangana neimwe yeanotevera mamiriro:
Wakaroora.
Iwe uri shamwari yakanyoreswa.
Hamuna kuroora uye mese makanyoreswa pakero imwe chete neMunicipal Personal Records Database (GBA), mese muri zera uye mapedza chibvumirano chekugara pamwe chete.
Hauna kuroora uye mese makanyoreswa muGBA pakero imwe chete uye munosangana neimwe yeanotevera mamiriro:
Une mwana pamwe chete.
Mumwe wenyu akabvuma mwana womumwe.
Wakanyoreswa nehomwe yepenjeni sevashandi vepenjeni.
Mune imba mese.
Mwana mudiki wemumwe wenyu anonyoreswawo pakero yako (composite mhuri). Ndapota cherechedza: mamiriro aya anoshanda kwauri here? Asi kuroja panzvimbo dzebhizimisi here? Kana zvakadaro iwe hausi vateresi vemitero. Unofanira kubva wanyora chibvumirano chekurenda.
Maitova vadyidzani vemitero gore rapfuura.
Kana ukasangana nechimwe chemamiriro ari pamusoro apa, unosungirwa kuve mutero wemutero.
Izvi hazvisanganisiri kuva neakaundi yekuchengetera mari. Kana iyo saving account yakagovewa uye munhu wese aine kodzero yeimwe mugove (semuenzaniso 50/50 kana 40/60), ipapo vese vanofanira kutaura chikamu chavo cheakaundi yekuchengeta mukudzoka kwemutero.
A joint savings saka hapana dambudziko zvachose, ingoita chokwadi chekuti zviri pachena kuti reshiyo ndeyei maererano nekuchengetedza.
Kana muchigara pamwe chete pakero imwe chete, munowanzova vadyidzani vemitero uye mari yemumwe nemumwe inofanirwa kuverengerwa kune mamwe mapoinzi (kusanganisira kubviswa kwemitengo yehutano)
Kuve mubatsiri wemutero kunogona zvakare kuve mukana, nekuti munhu anogona kushandisa zvese zviri zviviri zvisununguko uye kana mabvisirwo akakamurwa, izvi zvinogona kugoverwa kune mumwe wake ane yepamusoro-soro mutero wemutero.
Kupatsanurwa kwezvinhu zvinobviswa (bhokisi 1) uye zvinhu (bhokisi 3) zvinogona kutsanangurwa pagore.
Sei / chii chinongofanirwa kutariswa pamamiriro ezvinhu.
Ndaizozviita sezvakatsanangurwa naRuud pamusoro apa, uye iniwo handioni mutsauko mukuru mukuchengetedza pane yangu account.
Musiyano chete ndiwo mutero, uye mukana wekuti kana paine kurwa, mumwe wevaviri achabuda muguruva nemari yakachengetedzwa.
Uyezve, nekuchengetedza kwakabatana iwe zvakare unoisa njodzi yekuti mumwe wevaviri abvise mari kubva kuaccount nekuda kwekushandisa kamwe kamwe, izvo zvinoita kuti mumwe ave muponesi mukuru uye mumwe anofarira zvikuru.
Ndingatiwo zvichengetedze zviri nyore, uye enda zvishoma mberi, pamwe chete nekuchengetedza zvine musoro.
Nekubvumidzwa kwehutano, mari yese inowedzerwa pamwechete. Saka inova yakaderera uye pamwe zero. Mutero weshamwari kana kwete.
Ndichaita sezvataurwa pamusoro apa. Ramba uri nyore. Asi chaizvoizvo unofanira kukwanisa kuendesa mibvunzo yakadaro kuzviremera zvemitero iwe pachako. Ndinoziva kuti vanoita zvese kuti zviome (ini ndine ruzivo nazvo pachangu) uye vanoongorora ne Facebook ne Twitter kwaunogona kuendesa mibvunzo yako. Asi handifunge kuti idzi inzira dzekukurukura nyaya dzakadai uye mazuvano ndinongozviita netsamba kuhofisi yangu yemutero. Nezvo iwe zvakare une chimwe chinhu chitema uye chichena, chingakonzeresa matambudziko gare gare.
Hamukwanisi kuva mutero wemumwe nemumwe kana muchigara mese. Uye ndizvozvo, mushure mezvose, nyaya kana waunza musikana wako kubva kuTH pamusoro. Ipapo iye akanyoreswa kukero yako, uye iwe uri mutero wemutero nemunhu akanyoreswa pakero imwe chete. Vanhu vakati wandei vanogona kutonyoreswa pakero imwe chete. Ipapo mubatanidzwa wemutero unotarwa pahwaro hwemutero wekudzoka.
Zvino zvichave kuti unogara nemusikana wako chete uye hapana mumwe munhu pakero yako. Musikana wako atanga kushanda, anogamuchira muhoro, saka mutero wekudzoka munaKurume 2020. Iwe unogona kuisa chiziviso pamwe chete, iwe unogona zvakare kuita izvi pamwe chete. Sarudzo ndeyako. Asi iwe uri shamwari yemutero. Hapana sarudzo mune izvozvo.
Usanetseka nezve savings account. Chero zvazvingaitika, iwe haugone kuwana chero kufarira muNetherlands. Uye mune chero zvazvingava, iwe unogona kuisa yakabatana mutero-isina capital yeEuro 2018K ye60. Muna 2019 ndiyo Euro 720 yakawanda.
Enda kune webhusaiti yeMutero uye Customs Administration. Tokonya mazwi aya: mubatanidzwa wemari mubhokisi rekutsvaga chena kumusoro kurudyi. Verenga! Wobva wanyora mazwi anoti: mutero usingabhadhari. Verenga zvakare. Ndizvo zvazvaiva!
kuwedzera mutero-isina capital capital inofanira kunge isina mutero. Ona ipapo.
Muzviitiko zvakawanda zvinokwanisika kugara pamwe chete pasina mubatanidzwa wemitero. O kumusoro https://www.consumentenbond.nl/belastingaangifte/keuzehulp/fiscaal-partnerschap munogona kuona kana muri vateresi vemumwe nemumwe. Vagari vose vasina kuroora kana kuroorwa vasina chibvumirano chakanyoreswa chekudyidzana kana notarial cohabitation kondirakiti havasi mutero wemumwe nemumwe. Ivo vanogona, zvisinei, kutariswa neTax and Customs Administration sevabatsiri vanobvumirwa. Pane zvakanakira kubatirana mutero, asi zvinogona zvakare kuve nezvakashata.
Hongu, mudiwa Leo, kana iwe wakarenda kamuri pakero imwe chete / uchimhanyisa imba yakazvimirira uye saka hauna chekuita nevamwe veimba / newaunoshanda naye, mune iyo kesi iwe hausi mutero. Ini handifunge kuti zvine chekuita nemubvunzo wekutanga. Muchidimbu: kana muchigara mese, netsanangudzo muri vabatsiri vemumwe nemumwe.
RuudB: "Muchidimbu: kana muchigara pamwe chete, mune tsananguro mutero wemumwe nemumwe."
Ndiri kurega. Pana Chivabvu 25 na12:57 ini ndatopa mamiriro anoshanda kuti vatorerwe sevabatsiri vemitero. Izvi zvakadzokororwa zvakanyanya kana zvishoma nevamwe mushure. Zviripachena pane kurava kwakashata uye meseji dzisiridzo dzinoramba dzichibuda.
Izvi zvinoshandawo kune nyaya yekodzero ye (kutarisira) mabhenefiti. Ona maererano naizvozvo:
https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/toeslagen/hoe_werken_toeslagen/kan_ik_toeslag_krijgen/partner/mijn-toeslagpartner
uye:
https://www.belastingdienst.nl/wps/wcm/connect/nl/toeslagen/content/hulpmiddel-heb-ik-een-toeslagpartner
Mumhinduro dzakawanda ndinosangana nemitemo yemutemo yandakazvigadzirira, asi ndinoziva kuti havana simba remutemo.
Wadiwa Lammert, kuverenga nekuteerera hakusi nyore kune vakawanda uye nezvenyaya iyi ndinogona kunyatsonzwisisa kuti unonyora kuti urege. Asi ndinovimba kuti izvi hazvishande kune dzimwe nyaya (mutero-tekinoroji) nekuti ruzivo rwako rwehunyanzvi nezvemitero uye zvese zvine chekuita nazvo zvinotendwa zvakanyanya nevaverengi vazhinji veThailand Blog uye zvirokwazvo neniwo!
Ndichaenderera mberi nazvo, Leo Th. Ini ndinongosiya ushingi hwekutsanangura zvakare kana iwe uri mutero wemumwe nemumwe uye kuti mitemo ndeyei kana uchiwana mabhenefiti.
Ndine zano kune vanoda kuziva kuti mari yavo yemvumo inenge yakakwira zvakadii. Webhusaiti yeMutero uye Customs Administration ine nyore bvunzo kuverenga kuti uzive kuburikidza neinotevera link:
https://www.belastingdienst.nl/rekenhulpen/toeslagen/
Wadiwa RuudB nevamwe vanopindura,
Ndapota verenga chinyorwa ichi pawebhusaiti https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/relatie_familie_en_gezondheid/relatie/fiscaal_partnerschap/iemand_op_uw_adres_ingeschreven/iemand_op_uw_adres_ingeschreven
Kugara pamwe chete hakungoite kuti mumwe nemumwe ave shamwari dzemutero uye anobvunza achakwanisa kuzvisarudzira.