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Home » Mubvunzo wemuverengi » Muverengi Mubvunzo: Mabhangi eThai Matsotsi?
Muverengi Mubvunzo: Mabhangi eThai Matsotsi?
Vadiwa vaverengi,
Ndinozvibvunza mubvunzo uyu mushure mekunge ndaenda kunotora mari paATM yeSiam Commercial Bank (SCB) muUthai pedyo neAyutthaya nezuro. Chekutanga, iyo ATM yakapa chiyero chinongopfuura makumi matatu neshanu baht, nepo muyero panzvimbo yavo waipfuura makumi matatu nenomwe baht. Pamusoro pezvo, ndichine mari yeATM pachiratidziri, ndakaverenga 35 baht, asi parisiti yangu iyo mazana maviri baht yakanga ichiri kuverengerwa zvakanaka. Zvino iwe unogona kuti oh makumi maviri baht, asi ini ndinofunga ichi chitsotsi chaicho.
Saka vanhu vayambirwe, ndanga ndauya nemaeuro emari kubva kuNetherlands, asi kana wapfuura unotofanira kubaya zvakadaro.
Zvinonzwisa tsitsi kuti hofisi yebhanga iri iri kure nehafu yeawa kubva kwandiri netekisi, asi kana ndiri munzvimbo iyi rimwe remazuva ano ndichanyatsowana nyaya.
Kwazisai,
ba
Handizivi kuti chitsotsi here kana kuti mugadziri wacho akanga asina hanya.
Uye hongu, iwo maATM anodhura, asi izvo hazvisi hazvo scam kana.
Zvaizokwanisika dai pasina dzimwe nzira.
Pamwe iwe unofanirwa kungotaura chichemo chako nezve iyo 180 baht kuSCB.
Ini pachangu, handikwanise kufungidzira kuve nemaune.
Kune iyo 20 baht, sebhangi hausi kuzokanda zita rako kuti ubatwe.
Izvi zvinogona kukubhadhara zvakanyanya sebhangi.
Mutengo wemapini anga ari mazana maviri baht kwemazera, zvakare kuSCB. Ini ndinofunga inongotaura mazana maviri kana iwe uchipinza paSCB, asi sekutaura kunoita Ruud, inogona kunge iri bug musoftware.
Muyero unoonekwa pachiratidziro ndiwo unonzi DCC (Dynamic Currency Conversion, search google) rate, unozobvunzwa kana uchida kubvumirana nazvo kuti hongu kana kwete. Icho hachisi chiyero cheSCB asi chiyero chekambani yako yemakadhi (VISA / Maestro nezvimwewo) ini ndinogara ndichisarudza Nha.
Kana ukati Kwete, unongobhadhariswa THB uye bhangi rako rinoshandura.
Mutengo wekutsinhana kweSCB hauna chekuita nazvo munyaya yemapini ndinofunga.
Ini ndinofungidzira kuti wakashandisa kadhi redhibhiti reDutch, zvekuti makumi matatu neshanu baht angave anga ari mwero wekuchinjana webhangi rako reDutch.
Kwete, ndiyo chiyero icho SCB (mune iyi kesi) inokupa.
Vanoita izvozvo nekuti vakazvipira kwauri semutengi uye vanoda kukurerutsira pane zvakaipa, zvinonetsa, zvekusaziva ("gehena ringave chii?").
Nemutengo wakaderera, hongu…
Iwe unotaura nezvekubiridzira kana nhema. Iwe unofanirwa kuratidza izvo uye zvinondishamisa kuti unoerekana wanyora mabhangi ese eThai.
Pinda utore nyaya uye kana chiThai chako chisina kukwana, huya neThai inonzwisisika uye uchengetedze musana wako. Nehukuru ... hapana chaunowana munyika ino, hapana zvachose.
DCC (Dynamic Currency Converter), maATM mazhinji anoratidza DCC, usagamuchire uye iwe unobva wawana iwo chaiwo zuva renji.
Iyo ingangove mutengo nekutendeuka, mutengo wakatarwa. Kana ukasarudza pasina kutendeuka kazhinji unowana mwero uri nani
Ini ndinofunga yagara iri 180 baht.
Panogona kuve nemusiyano wakawanda pachiyero chekuchinjana kumabhangi akasiyana eThai.
Kana uchinge washandurwa nebhangi reDutch, unowanzo kuve nemutengo wepamusoro we1% -2,5%, zvichienderana nebhangi rako rebhangi. Saka izvi zvinofanirwa kunge zvisingasviki 2 baht mutsauko. Kushandura nebhangi rako pachako kunofadza nekubhadhara kadhi rechikwereti.
Mari yekuchinjana ichiri iyo yakanyanya kunaka sarudzo, asi izvi zvinoramba zvakaoma kufungidzira pachine nguva. Mazuva ano ndinochinjana mari kana ndasvika ndoiisa muakaundi yangu yekubhangi yeThai.
MuMyanmar ndakaita kuti 0 mutengo wakachajwa, zvakataurwawo parisiti.
Asi account yangu yakangoerekana yabviswa mari.
Unofanira kungwarira kwose kwose. Semuyenzaniso, kuGermany paATM yeresitorendi yepadivi pemugwagwa, ine mavara madiki mukona yepazasi meseji yekuti unobhadhara € 5 yekuwedzera.
Tsvaga ATM yeBANK chaiyo
Bhangi rinotora mukana wemutengo wepamutemo
Yakanakisa ndeye Krungsri. Nekuderedzwa kwe0,50
UTB. Exit. 1,00
Kasikorn uye SCB vanoshandisa kuderedzwa kwe2,00
Mari yekubvisa i200 baht yekubvisa kubva kumabhangi ekunze
Tarisa iyo yero yeruvara ATM ye0,50 kubuda uye
kunzwa kuri nani
Muyero wakanakisa uri kumahofisi ekuchinjana, unowana anenge 38.01 Bth ye1€. Kubvisa paATM, uye panhandare yendege yeBangkok, kunobhadharwa ……Hapana imwe mari yekuwedzera kumahofisi ekuchinjana. Sarudzo ndeyako!
180 baht uye chiyero chakashata zvirokwazvo chitsotsi. Maestro anofanirwa kunge akasununguka saka munhu wese anofanira kuramba pini iyoyo
Unoziva here bank risiri scammer. Ini handisi kana kuti watokanganwa kuti hurumende dzakasiyana dzakabhadhara mabhanga muEurope?
Zvino pano iyo 200 baht yanga ichishanda kubhangi rega rega kweinopfuura gore, yaimbove 1 baht.
Zvagara zviri izvo kuti iwe unowana + -1 baht zvishoma kana iwe uchibhadhara nekadhi rechikwereti, uye kumwewo pasirese, kunyangwe uine visa debit kadhi, hazvina zvazvinobatsira.
Zviri nani kutora madhora kana maeuro newe uye kana waenda kunochinjana, unenge uine mutengo wekuchinjana wauri kutaura nezvawo.
Kana kunyange zvirinani kana uine account pano, chinjisa ipapo iwe une yakanyanya mwero.
Kuzvitaura zvakajeka: wakasarudza nzira inodhura yekuwana mari yeThai. Ndinonzwisisa kuti dzimwe nguva haigone kudziviswa, asi zvakadaro. Unofanira kuziva. Iwe unobhadhara mari yakatarwa paPIN yekutengeserana kune zvese zveThai (200 bht) uye maDutch (ndinofunga €2,50). Mukuwedzera, iwe unowana chiyero chisingafadzi. Ini ndinofunga nezve 5% yakaipisisa kupfuura mwero wakashandiswa neThai bank iri mubvunzo.
Iwe uchagamuchira meseji kubva kune ese ari maviri pachiratidziro pamberi !! Saka zviri pachena wakapinda "hongu" kaviri.
Inongodhura asi "scam" haisi panzvimbo.
Ronny, kuchinjana panhandare yendege ndiyo nzvimbo yakaipisisa saka une 1 baht yakaderera pane mubazi rebhangi, ivo vanoziva kuti iwe unofanirwa kuchinjana uye kutora mukana weizvi, kwete muno mune dzimwe nyika chete.
Kubva pane zvandakanyora gore rapfuura: (iyo 180 Baht yave mazana maviri):
“Nekuda kwangu, ngativerenge zvakare kuti makadhi ekubhengi anodhura zvakadii pane kuchinjanisa mari.
Cash paTT exchange: 10.000 Baht inodhura 10.000 / 39.70 = € 251.89.
Debit card (pasina kutendeuka, Kasikorn/ING): 10.000 Baht inodhura 10.180 / 38.08 = € 267.33 + € 2.25 = € 269.58.
Pinning saka inodhura 7% kana iwe ukapinza zviuru gumi zveBaht panguva.
Uye 5.8% kana iwe ukapinza yakanyanya (ikozvino (2015) 18.000).
Chiyero che2 baht pazasi peyepakati-yemusika chiyero hachina kusarudzika pakubhadhara kadhi rechikwereti uye, zvakare, wakabvumirana nazvo iwe pachako. Panyaya yemusiyano we20 baht, zviri nani kuti uende kuATM zvakare, wotora pikicha yechiratidziro inoratidza 180 baht, wobva wabvisa dhizaini woenda kubhangi nehumbowo hwako (kana kwete…).
Isu takanyatso kushatiswa neaya ese ekuchinjana mahofisi anogara kune mashoma margin.
PaGWK unowana 32,29 baht yeEuro nhasi…
Masvondo maviri apfuura hapana mari yakabuda muATM yebhangi reBangkok. Zvisinei, mari yakadzimwa. Meseji netsamba yekubhangi yaikwana kuti mari idzoserwe mukati memazuva maviri. Chokwadi ndakanga ndisina umboo, asi bhengi pamwe akakwanisa kutarisa nyaya yangu.
Makore mashoma apfuura ndakava nezviitiko zvisingafadzi nekadhi rechikwereti reDutch. Pakanga pasina zvikanganiso zvisingasviki zvitatu muchirevo chimwe: chiyero chekuchinjana chakanga chakanyanyisa, mari yakanyanyisa uye zuva rekutengeserana rakanga risina kururama. Nekunetseka kukuru ndakawana mari yacho, asi hapana kukumbira ruregerero kana vimbiso yokuti vaizovandudza upenyu hwavo yaisagona kubviswa.
Wadiwa Erik, iwe unofanirwa kuverenga nekungwarira, iwo mubvunzo uye kwete chirevo, cherechedza chiratidzo chemubvunzo kuseri kwemusoro wechidimbu.
Asi musikana wangu aive chapupu ndokuti iro rakanaka bhangi rinongochaja 180 baht pachinzvimbo che200 baht, uye ndinoziva zvakare kuti kupinza paATM kunodhura zvakanyanya, asi kana vakakanganisa pano, vanogona kuzozviita mushure menguva. ATM. exchange rate, uye ndinoda kunyevera nezvazvo ramba uchitarisa yako bank account!!!!!
Saka ini handipe mhosva mabhangi ese eThai, asi ini handidi mabhangi kazhinji, kunyangwe maDutch, uyezve handisi ndega, sezvandanga ndichiverenga pane ino blog nguva pfupi yadarika.
Asi zvinosuwisa kuti tinofanira kubata nazvo.
mukadzi wangu anoita debit card mwedzi wega wega neDutch card asi anoita debit card kubangkok bank nekuti ine exchange rate irinani pane scb kwenguva yakareba.
Rombo rakanaka Rob,
Ini ndinofunga kuti mabhanga ese epasi rese iboka remakoronyera, asingasanganisire eThai.
Asi chii chaizvo chaunoda kuzadzisa kana nyaya yako ichizoita? Iyo ฿20 kumashure kana iri nani mwero retroactive?
Zano rangu, zviponese dambudziko uye kushatirwa kwaunowana pamutsipa wako, zvatopisa pano izvozvi.
Chokwadi ndiri kuda kuziva kuti zvakamira sei 🙂
Super rakapfuma silom mugwagwa. Ikoko iwe uchawana chiyero chakanakisisa chezvose. Manotsi e100 ndiwo akanyanya mwero.
Ehe, zita rangu rinozivawo kuti kuchinja mari ndiyo yakanakisa sarudzo, akati akange atoita izvi asi akange apererwa nema euro banknotes. Sezvineiwo, hapana netsanangudzo hofisi yekutsinhana yakanakisa, saka une makambani matatu akasiyana eSuperRich (mazita eiyo drue anosiyana zvishoma, uye iyo inotonga kambani logo ruvara ndeyegirinhi, orenji kana bhuruu zvakateerana) mudunhu riri pedyo neSiam Paragorn. Zvadaro panewo Linda exchange, Sia Exchange etc. Ndeipi yakanakisa shanduko nguva dzose, iyo isiri nguva dzose 1 ye3 makambani ane SuperRich muzita. Makwikwi anotyisa, saka hauzowana mwero wakashata pamahofisi ambotaurwa.
ATM inodhura chete. Inoseka yakakwira yekubvisa mari ye200 THB. 2x kadhi rekubhengi uye watove pamusoro pemuhoro wemazuva ese! Chiyero chekuchinjana chinotonyanya kusiririsa kupfuura mwero watove wakashata unochajwa nemabhanga pakuchinjana mari. Kana iwe ukasarudzawo DCC, yakananga / duyamic currency exchange kana mamwe maitiro akafanana, zvinozokudhurira iwe zvakanyanya. Kana iwe uchitsamwiswa nesarudzo yekuona iyo mari inobviswa zvakananga mumaeuro pachinzvimbo chemari yemuno, gara uchisarudza kusaita izvozvo. Zvakanakisa kushandisa iyo ATM seyokupedzisira sarudzo, kubvisa mari yakawanda sezvinobvira mu1x: zviuru makumi maviri zvebhaht, dzimwe nguva unofanirwa kusarudza 'imwe chiyero' woiisa iwe pachako. Kana kubata imwe ATM.
Mamwe maapplication kana masaiti (akataurwa mune chero shanduko / shanduko blog) anoratidza iyo ATM mitengo. Zvikasadaro, mwero wekutsinhana kwemari yemabhangi akasiyana-siyana chiratidzo chakanaka chekuti bhangi ripi rekuenda. Mune ruzivo rwangu, SCB (Siam bhangi) uye Bangkok (Thanakan Krungthep) bhangi rinenge ragara risingabatsiri pane Krungsi kana Kasikorn bank. Iyo inonyanya kuzivikanwa zita, iyo yakawanda bhangi / kambani inogona kutiza?
Pane SuperRich neimwe ndege paairport muBkk.ganz pasi pane MRT.
muromo
1 Tora mari yakakwana newe.
2 Kana iwe ukabvisa mari muThailand paATM, zvisinei nebhangi ripi, iwe ucharasikirwa ne180 baht/200 baht mumitengo yekutengeserana uye isingafadzi yekuchinjana kwemakumi matatu nenomwe baht. Saka kana iwe uchipinza, bvisa iyo yepamusoro mari inokwanisika.
3 Kadhi rekubhengi haringodyi mari yakawedzerwa muThailand, mabhangi eNetherlands anokumbirawo komisheni pamari yawabvisa muThailand. Saka kaviri manejimendi mutengo.
4 Zvandinowanzoita kuunza maeuro akawanda, kuunza 3000 euros kwe4 vhiki zororo.
Ndinosvika panhandare yendege uye pakarepo ndinodzika kusvika pakakwirira pe skytrain.
Ikoko iwe une maviri madiki ekuchinjana mahofisi kuruboshwe rweescalator pasi kwaunogona kuchinjana maeuro nechiyero che2 baht ye39,5 euro kana kupfuura. Sei uchibhadhara zvakanyanya iwe uchiziva nzira.
Ndatenda nemazano aya, Hans.
Ndanga ndisinganetseki nezvekuchinjana mari muThailand kwemakumi emakore, uye ndicharega kuita izvozvo kubva zvino zvichienda mberi.
KuThailandblog.nl: pamwe taura nezve Euro-Bath yekutsinhana mazuva ese mutsamba?
Unogonawo kushamisika kuti chii chaizvo chauri kunetseka nacho. Nakidzwa nekushamisika kuti iwe unogona kubvisa mari kubva kuDutch bank account chero kupi muThailand. Kana iwe ukaona zvinotora kuita kuti izvi zviitike, ipapo iyo mitengo inowira otomatiki pasi peiyo pinuts chitsauko. Funga serubatsiro pamukana mukuru uyu waunopiwa kwauri.
Rukwaziso rwose. Bz
Ndinobvumirana neizvi. Usafunge kuti zvaimbove nani pasina tekinoroji yemazuva ano. Ko maTravellers maCheques mazonetsa futi mazotorwawo. Neruremekedzo rwese rwakakodzera, asi ndinofunga kuti vanhu vanogona kushandisa simba ravo zvirinani mukuvandudza mamiriro avo ega, uko 200 baht yemapini inova isinganyanyi kukosha. Kana kungovhura iyo Thai account.
Mhoro Bob,
Pane zvakawanda zvekudzidza pano! Kana iwe uri pano zvishoma iwe uchadzidza izvozvo zvakare. Uye kuita semunhu wekuMadokero akatsamwa haisi iyo nzira uye ndicho chikonzero nei maThai kazhinji vasingatifarire. Huru uye hukasha!
Asi fungidzira kuti une zvakawanda zvekudzidza pano uye ndinozvitaura sezvizvi: mutengi anewo zvaanosungirwa!
Kugara wakadzikama uye ushamwari ndiyo tsika pano.p
Hongu, handisi Rob hangu, asi anoti anoda kuiwana kupi nyaya yake yehasha pano? Pane kuzvisimbisa. Hapana achakupa mhosva muThailand kana iwe ukabvunza tsananguro nezve chimwe chinhu. Sezvineiwo, mumakumi emakore achangopfuura ndakaona kutuka kwakawanda uye kunyange mhirizhonga kubva kuThais pakati pavo. Havana rugare zvakadaro. Verenga nhoroondo yavo uye uchaona musiyano mudiki nevamwe vanhu.
Munguva pfupi yapfuura yakatariswa mutengo weSuperRich uyezve mutengo weKrungsi; vakaratidza kuva vasina kumbosiyana. Izvi zvakandishamisa zvikuru nekuti nguva yatakapedzisira tiri kuThailand taifanira uye taichinjana mari kuSuperRich (MuPratoeNam/Sluis) nekuti 'zvainge zvakachipa' maererano neshungu + tete + vasikana. KuKrungsi tine account saka tinochinjana mari ikoko nekuedza kushoma.
Munguva pfupi tichaenda ikoko zvakare uye ndozotanga ndafonera Krungsi (zvakanaka, ndichafonera Thierak, Thai yangu haisati yanaka) uyezve tarisa mitengo kuSuperRich. Kune vashoma tenners ini handizonetsi kufamba!
Pane anozivawo here kuti ndeipi mari yekuchinja kubhangi kuThailand? Kana kuti unogona sei kuona izvozvo pachine nguva? Kune chikamu chemari inogona kuendeswa nebhangi, ndingada izvozvo, kana zvisingandidhure zvakanyanya. (Bhangi rangu ING)
Ndakangotarisawo.
Krungsi Bank: 37,25
Superrich: 37,55
Bangkok Bank: 37,10
TransferWise: 37,74
Ne1000 Euro unowana:
37.250
37.550
37.100
37.190
Kana kuti kuisa zvishoma zvakasiyana, kana iwe uchida kuwana zviuru makumi mana zveBaht unobhadhara:
1.074
1.065
1.078
1.075
Ndine account neBangkok Bank, saka ini ndakazviwedzerawo.
Iniwo dzimwe nguva ndinotumira mari kuburikidza neTransferWise. Saka ndakawedzerawo izvozvo. TransferWise inobhadharisa mari, asi ine mwero wekuchinja wakanakisa. (Ndaisa mari mumuenzaniso uri pamusoro.)
Pa1000 Euro musiyano mukuru ndeye tenner.
Kutaura chokwadi, ndinozvifarira kana kusazvifarira. Chero nzira yaunozviona.
Misiyano yacho ingave yakakura here munguva yakapfuura?
Nekuti mumakore achangopfuura ndakasarudza kuchinjanisa mari kuSuper Rich. Wobva waisa maBahts muakaundi yangu yeBhangi yeBangkok.
Ndichazvifunga zvakare
Kuendesa mari kubhangi rangu reBangkok kuburikidza neTransferWise kunoratidzika kunge kunokwezva.
Kwete ne1000 euros mumugwagwa, haufanirwe kuchinja, haufanirwe kuenda kuBangkok Bank uine zviuru makumi mana zvekuisa ipapo.
Supplement.
Saka ndakatora mari ndikaichinja kuSuper Rich ndokubva ndaiisa muakaundi yangu yekubhangi yeThai.
Asi chokwadi ndaingogara ndisina mari pakupera kwezororo rangu.
Saka ndaifanira kugara ndakapinira. (Nemitengo yese yakabatana. Chii mazuvano? 200 THB yeATM uyezve imwe 3,50 Euro yebhangi reDutch?)
Saka ndichazviita zvakasiyana:
Kana ndikaziva kuti ndinoda imwe mari, ndinoiendesa kuBhangi rangu reBangkok kuburikidza neTransferWise.
Ipapo ini ndinochengetedza mari yekubvisa paATM uye mari yebhangi rangu reDutch.
Ndakadzidza chimwe chinhu zvakare.
Kubva pane yangu email. 555
Rene Chiangmai: Maita basa nekunyatso tsvagurudza uye matipi. Tine chekuita nazvo. Mhedziso ndeyekuti haina kunyatso kukoshesa kuedza kutengesa mari, uyezve ini ndinosiya masaizi nemari yakakura chaizvo kunze kwekufunga. Kune vanhuwo zvavo, nzira yako kuburikidza neTransferWise kana zvimwewo ingangove yakanyanya kunaka.
Wadiwa Rob,
a tip pane 2 sarudzo paunenge uchipinza, ndizvo zvawakaita risiti nereti yekutsinhana uye mari. Usambofa wakaita izvi, chiyero ichi chinogara chiri pamusoro, chinochengetedza pakati pe5 uye € 7.5 pa € 200.-. Iva nechiyero chakaverengwa nebhangi rako pachako, iro rinogara rakakwirira. Saka usabvunze calculation nemapini. Izvi hazvishande kuThailand chete asi kwese kwese, ndakatokwanisa kuchengetedza zvishoma.
Rukwaziso rwose
Fund Brands
180 kana 200baht zvechokwadi chitsotsi nekuti maestro pass inofanira kunge isina mahara uye zvaimbova mbavha.
dzimwe nyika dzinongopinza mahara nemaestro
Thailand inobira vaenzi vavo
not normal