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Home » Mubvunzo wemuverengi » Mubvunzo wemuverengi: MuThai anoshanda ane inishuwarenzi yemitengo yehutano here?
Vadiwa vaverengi,
Ndakamboenda kuchipatara kuSri Racha neshamwari. Airwara nemudumbu ndokubva chiremba amupa mimwe mishonga. Mari yacho yaive 2500 baht. Izvi zvakajairwa nemuThai anoshanda uye pamwe ane inshuwarisi?
Zveshuwa ndakabvumidzwa kubhadhara mari yacho ini nekuti Farang wacho ndimillionaire after all. Ndaifunga kuti achati inishuwarenzi yangu ichabhadhara izvi uye ndaizofanira kubhadhara musiyano asi hapana chimwe chazvo.
Gare gare ndakanzwa kubva kune mumwe munhu kuti muThai ane kadhi dzvuku raanogona kuenda naro kuna chiremba, nekuti pamutengo iwoyo haagoneki kune Thai. Chimwe chiitiko chakapfuma, asi mari yakawanda murombo.
Kwazisai,
Guido (BE)
Zvinoenderana nezvizhinji zvezvinhu.
Ko shamwari iyoyo yakaenda kuchipatara chipi? Private eg. Bangkok Hospital kana imwe yemakiriniki mazhinji? Bhadhara hari yakazara muzvikamu zvakasiyana.
Kana kuti chipatara chehurumende? Uye mune iyi yekupedzisira aive aine inonzi 30 bath insurance policy. Mari yacho inobva yangogumira ku nil.At least for the.patient.
Chipatara chaive muShri Racha (chonburi) handizive kana icho chiri private hospital. Asi zvese zvairatidza kutsvinda. Handina mamwe mashoko. thanks in advance nemhinduro yenyu.
Guido, aive Chipatara cheHurumende muSi Racha. Neinishuwarenzi yehutano ye30 baht, anogona chete kuenda kuchipatara kwaakanyoresa. Unobhadhara mune chimwe chipatara. Zvichida vakapinzwa kunze kwemishonga yepakutanga uye vanobhadhara muripo. Ini ndakavhiyiwa muchipatara ichi nekuda kwe inguinal hernia, ndakapedza mazuva matatu ndiripo uye mutengo weiyo Baht 3-, hongu zviuru gumi nerimwe saka isingadhure. Ndakagamuchira mishonga uye ndakabhadhara imwezve yeBaht 11000 - yakazara nemari yeBaht 600 -. 1000 mwedzi 3x p / mwedzi mushure mekutarisa izvo zvandisina kubhadhara.
Shriratcha chipatara chehurumende, chedu chakavhiyiwa ipapo, takagarapo kwemazuva matanhatu, uye taingofanira kubhadhara imba (yairara mwanasikana wake) ingangoita 6 baht, imwe yese yaive yemushandirwi, akandiudza. More I don. handizivi futi.
Izvozvo hazvina kururama. Mudzimai wangu nemwanakomana vese vane kadhi remabhaht makumi matatu, asi netsaona (nerombo rakanaka diki) nescooter, taifanira kukwira muchipatara cheveruzhinji (zvaive zvakaita sekiriniki) (30 baht pamunhu). Chikonzero: yakanga isiri mumusha medu, asi mumusha uri makiromita makumi mashanu. mhiri. Iyo 500 baht kadhi haishande ipapo.
Vanhu vazhinji veThai havana basa rekugara uye nekudaro havana inshuwarisi kuburikidza nebasa ravo, kuburikidza neanonzi Social Security. Kuburikidza neSocial Security iyi, yaunobhadhara mari yemwedzi wega wega inoenderana nemuhoro wako uye inobviswa kubva kwairi nemushandirwi, unogamuchira kadhi, asi neizvozvo unogona chete kuenda kuchipatara 1 (uye kwete zvipatara zvese, semuenzaniso kwete iyo zvakavanzika). Nevamwe vese unofanira kubhadhara mari yacho. Iwe unogona kuchinja zvipatara kamwe chete pagore kana, semuenzaniso, iwe unotama kana kusagutsikana. Saka kana iwe uchida kutsauka kubva pazita riri pakadhi rako, sezvakaita vavakidzani vangu pavakabereka mwanasikana wavo wechipiri, iwe unobhadhara zvikwereti iwe pachako.
Pamusoro pezvo, vanhu veThai vanogona kuwana kadhi reinishuwarenzi yehutano kana vasina inishuwarenzi kuburikidza nebasa ravo. Asi pano zvakare, kadhi iri rinongoshanda kuchipatara chimwe chete, chinova chipatara chiri pedyo nenzvimbo yawakanyoreswa semugari. Maonero angu munzvimbo yangu ndeekuti hapana chero Thai ane kadhi rakadaro, kunyanya nekuti anenge munhu wese haana kunyoreswa muBangkok asi achiri munzvimbo yekare yekugara, kazhinji muIsan. Mhedzisiro: vanhu havadzokeri kunzvimbo yekare yekugara kwavakabva, asi mune dzimwe nguva vanoenda kuchipatara muBangkok vobhadhara mari yacho…kana kuti mumwe munhu anobhadhara mari yacho, sezvamuri.
Mazuva ano iwe unogona zvakare kujoinha kuchengetedzwa kwevanhu pasina hwaro hwakagadziriswa. Vatyairi vematekisi kana vanhu vane chitoro chidiki semuenzaniso. Kana zvakadaro unogona kuenda kuchipatara chiri padhuze nekwaunogara/kugara. Saka haifanire kunge iri nzvimbo yawakanyoreswa. Zvipatara zvakawanda asi hazvisi zvese zvine chekuita nesocial security. Zvipatara zvinodhura zvepamusoro zvakazvimiririra, semuenzaniso, hazvidaro, asi zvimwe zvipatara zvakazvimirira ndizvo.
Muchidimbu, unoenda kuchipatara chawakasarudza iwe uye chiri pakadhi rako. Muchiitiko chekukurumidzira, unogona kutanga kuenda kune chimwe chipatara kana chiri pedyo. Iwe unobhadhara bhiri iwe pachako, asi iwe unogona kuendesa kune social security.
Wese munhu ane basa rechigarire munharaunda yebhizinesi anomanikidzwa insured pasi pesocial security. Vanhu vanozvishandira vanogonawo kutora inishuwarenzi, asi havasungirwe kuita. Urongwa hwakasiyana hunoshanda kuhurumende.
Kunze kwemaguta makuru, vanhu vanonyanya kushandisa iyo yegoridhe 30 baht kadhi.
Iwe une rumwe ruzivo nezve kujoinha kuchengetedzwa kwevanhu pasina basa risingaperi? Handifunge kuti izvi zviripo, asi kana zvichikwanisika, zvinonzwika zvinonakidza.
Mukuwedzera, kune vanhu vazhinji, kubhadhara mari yezvokurapa, zvichida nemumwe munhu, kunovimbisa kuti kutarisira kuchava nani.
Ane imwe mhando yechimiro…..
Sezvakangoita Chris akatonyora, vanhu vazhinji mumusha wandinogara havanawo imwe inishuwarenzi yehutano.
Vazhinji, uye kune nhamba huru muThailand, vanogara pane dzimwe nguva mabasa, uye vanonyanya kuchengetwa kuburikidza neicho chinonzi 30 baht chirongwa.
Chirongwa chavanowanzo gamuchira muchipatara chiri padyo kunzvimbo yavo yekugara, uye iyo isingaenzaniswi neimwe nzira, sekuziva kwedu vazhinji kubva kuEurope.
Chokwadi muzvipatara zvehurumende muchange muine misiyano, asi chipatara chandakashanyira nguva pfupi yadarika nokuda kwavamwene vangu muno mumusha chakataura zvakawanda kwandiri.
Takatozomusununguka makuseni emusi weMugovera achirwadza muviri wese kuchipatara chaidiwa, ndipo paakatanga kunzwa kuti hapana Doctor aivepo paWeekend, akatozoshingirira kusvika Muvhuro apo Chiremba vainge vadzoka. imba.
Wadhi yacho yakanga ine tsvina, pasi ichiri kuratidza maronda eropa ekare kubva kune vaichimbova varwere, uye madziro akanga asati amboona chinwiwa chependi mukati meanopfuura makore 20, tichifunga nezvetsvina yacho.
Pasina kuwedzeredza ndakatoshanyira makiriniki embwa muEurope, iyo yakapa pfungwa iri nani maererano nekunaka uye midziyo.
Zvinhu zvakaratidzika zvakasiyana muchipatara cheSriborin chakazvimirira chiri muguta reChiangrai, umo vanhu vane mari vanoratidzika kuva vanochengetwa zvakanaka.
Chinhu chimwe chete chakandinetsa pano idambudziko risingadzivisike rekutengeserana, rekuti vanhu vakaunzwa nechimiro cheaccountal account mazuva ese, zvekuti vanhu vasina inshuwarisi yakanaka vangasawirirana.
Kana pane kushaikwa kwemari, kuitira kuti chiyero chezuva nezuva chebhiri raunzwa chisisabhadharwe, kurapwa kunobva kwaregedzwa, uye kana kusara kumba, kana zvakare grauen chipatara chenharaunda sechisarudzo.
Ndinoda kukoka mumwe munhu anogara achinyunyuta nezvehutano hwake muEurope uye anofunga kuti ndiri kuwedzera zvishoma kuti nditarise pano.
Kune munhu ane hurongwa hwekugara zvachose muThailand, inishuwarenzi yehutano yakanaka inokosha.
Musikana wangu akanga ane basa rakadzikama, saka ndakafunga kuti waizova neimwe rudzi rweinishuwarenzi kupfurikidza nomushandirwi zvakadaro. Chipatara ichi chaive muShri Racha mudunhu reChonburi.
Zvakadaro, handizive kana ichi chiri private hospital.
Ndatenda zvikuru nemhinduro yako Chris.
Ichokwadi kuti muThailand, munhu anogona kuenda kuchipatara, munzvimbo yekugara kana padyo nenzvimbo yekugara.
Mishonga mizhinji iri pamari yayo uye mhuri inofanirwa kugovera chikafu.
Ini ndinoziva mumwe munhu ari muchipatara muBangkok, anofanira kuzvibhadharira, asi akaenda kuIsaan kuti anovhiyiwa ikoko mahara, asi mushure mekuvhiyiwa achiri kuenda kuchipatara kuBangkok kunopihwa mushonga, ikoko kuma6 o' wachi mangwanani anoenda uye kumwe kunenge 11 kuuya uye zvechokwadi kune iyo 2000 baht isingabatanidzi mutengo wemishonga.
Izvi zvinogona kundisuruvarisa zvikuru, asi ndiwo mashandiro anoita hurongwa, ndinounganidza mishonga muno muNetherlands
iyo yandinotumira kuThailand ndinoziva kuti haisi pamutemo asi ibhandeji paronda hombe.
vanhu vaizozviponera nhamo zhinji kana vakanyoresa mumanispala kwavanogara chaiko.
Vazhinji vanoda izvi, asi kazhinji hazvishandiswe nachiremba uye kazhinji nehurumende.Hanzvadzi yemudzimai wangu yakada izvozvo uye yakangorambwa zvachose.
Vamwene vangu murwere wemoyo uye vakapihwa mvumo yekushanyira chipatara cheveruzhinji mune imwe purovhinzi nekuda kwechirwere chemoyo wavo. Anofanira kuita izvi pamberi pese kubvunzana. Akawanawo mvumo iyi nekuda kwerheumatism yake. Vatezvara vangu vanogara kuKrabi, asi hutano huripo huri subpar. Ndosaka vakachengeta kero yavo yekumba muGreater Bangkok. Anouya kuzoongororwa mwedzi miviri yega yega. Kana paine zvichemo zvakakomba, anouya nendege. Mutengo hausi 2 baht kunze kwemaawa epamusoro.
Thais vanoshanda muhurumende sevhisi vanopihwa inishuwarenzi kune avo vepedyo vemhuri.
Izvi zvinoreva kuti vanofanirwa kuenda kuchipatara chehurumende kunorapwa.
Zvakare mamwe makambani ekunze akadai seyedu padhuze neLamphun, makambani mazhinji eJapan muNikom industrial estate ane inishuwarenzi yehutano.
Pandakanga ndiri muchipatara cheHaripunchai makore maviri apfuura, kwaivewo nevashandi veku Thai fekitori ikoko vaisafanira kubhadhara chero chinhu.
Jan Beute.
Wese muThai ane basa renguva dzose mubazi rakazvimiririra ane 100% yezororo remahara rekurwara kuburikidza nemushandirwi wake. Izvi zvinoitwa nebazi rezvemagariro evanhu reMinistry of Labor. Iye nemushandirwi wake vanobhadhara mupiro wepamwedzi weizvi, unosvika 750 baht pamushandi. Mushure megore, kana usingashandi, unogona kuenderera mberi nebasa rako pachivande kwe1 baht pamwedzi kweupenyu hwose. Pazera remakore makumi matanhatu, unogona kubvisa mapremium anobhadharwa pamwe nemubereko, asi wobva warasikirwa neinishuwarenzi yako.
Ndezvipi zvakanakira
A 100% muchipatara chakabatana chakazvimirira chesarudzo yako mudunhu raunogara. Uye 100% yemahara ndeye 100% yemahara. Izvi zvinorevawo mishonga yose yakanyorwa, nzira dzose dzokuvhiya uye pekugara, physiotherapy, kuongororwa ropa, nezvimwewo. Muchidimbu, unongopa Identity Card rako padhesiki rekunyoresa. Hapasisina mamwe maitiro. Vese vashandi vekune dzimwe nyika vane chibvumirano chebasa vanobatanawo neizvi.
Mudzimai wangu, anga asiri kushanda kwemakore mapfumbamwe uye achibhadhara 9 Baht pamwedzi, achiri inishuwarenzi. Kuongororwa ropa kunoitwa mwedzi miviri yega yega (yemahara) akaitwa hysterectomy, 432 mazuva ekugara (akasununguka) akasarudza imba imwe chete ine kicheni, nzvimbo yekugara uye huru yekugezera surcharge 2 Bht pazuva. mammogram epagore (yemahara) Uye chero bedzi achibhadhara 3 baht pamwedzi anoramba akabatana.
Vanhu vanozvishandira vakaita sevatyairi vemakombi, vatengesi vemusika, vatengesi vezvitoro, nezvimwewo vanogonawo kujoina izvi, asi vanofanira kunge vaine nhamba yekambani.
Semushandi munyika yangu yandakabva, handisati ndambonakidzwa neutano hwemahara kudaro. Ndinodawo kutaura kuti nguva dzezviziviso muThailand zvakare zvakareba kupfuura muBelgium, uye kuti pano une kodzero yekukanda mari kana ukasiya basa rako pachako.
Izvi zvinonzwika zvakanaka Henry. Iye mudiki anozvishandira anogona saka inishuwarenzi ye432 baht pamwedzi. Zvino mubvunzo unotevera unobva wangouya mumusoro mangu, munhu anozvishandira angaitewo insure yemhuri here? Chokwadi ndinozvifunga ini, mukadzi akavimbiswa murume pamwe chete?
Chero ani zvake anogona kujoina Social Security kune iyo 432 baht pamwedzi. Haisi inishuwarenzi yemhuri, saka mumwe nemumwe wemumhuri anozvidzivirira ega.
Zvese saka 100% insured sekutaura kwaHenry. Kwete, pane zvakawanda zvinorambidzwa maererano nehuwandu hwechirwere chechirwere. Uye huwandu hwezvipatara zvekusarudza kubva zvakare hushoma (zvizhinji zvipatara zvehurumende uye zvimwe zvakazvimiririra).
Vashandi vazhinji kumakambani makuru, uye saka vanomanikidzwa insurance yeSocial Security, vanewo yakazvimiririra yehutano inishuwarenzi.
Henry anoti unogona kubvisa maprimiyamu ako kubva pazera re60. Handina kundijekera kuti anorevei nazvo. Ichokwadi kuti Social Security inewo mari shoma yepenjeni. Unogona kushandisa izvi kubva pazera re55. Kana uri pamudyandigere iwe unogashira 1% pagore reinsured nguva mari yekupedzisira ine muganho we15,000 baht.-.
Saka kana iwe wakabhadhara mapremium kwemakore makumi maviri, une kodzero ye20% yehuwandu hwe20.- kana huwandu hwe15,000.- baht pamwedzi.
Havasi vese vanogona kujoina. Mamiriro echibvumirano chebasa chenguva dzose kana nhamba yekambani. Saka nhengo dzemhuri hadzina inishuwarenzi uye hadzigone kujoina.
Kana iwe uchida kugadzirisa chimwe chinhu, unogona kudzima kunyoresa pamakumi mashanu neshanu (yakavanzika zera rekurega basa) uye iwe haugamuchire premium, asi penjeni sezvataurwa newe inosvika zviuru zvitatu zveBaht. Asi ipapo inishuwarenzi yako yehutano inopera.
Hapana muganhu pane imwe nyaya yechirwere. Ingori imwe mari yekuwedzera yekamuri yeVIP. Zvino kana iwe uchigara muBangkok, kune sarudzo yakakura yezvakabatana zvipatara zvakazvimiririra muPathum Thani, zvisingasviki zvitanhatu, kusanganisira ichangobva kuvhurwa Paolo Rangsit chipatara, chakavakirwa zvakanyanya varwere veSocial Security System. Zvechokwadi, mumapurovhinzi maduku hapana sarudzo yakadaro.
Chokwadi inyaya yekuti vazhinji veThai vanotora imwe inishuwarenzi. Asi hazvireve nekuti paizove nemiganho muhurongwa hwekuchengetedzwa kwevanhu, asi nekuti ivo vanoda kurapwa muzvipatara zvine mukurumbira zvakazvimiririra zvakaita seBungrumrad, Bangkok hospital kana zvimwewo.
Zvino ini ndinopa zano munhu wese kuti ashanyire dhipatimendi rezvemagariro epurovhinzi yako, kune mabhurocha echiRungu akakura akakugadzirira iwe.
Wadiwa Guido,
Mudzimai ari kutaurwa aifanira kuziva kuti ane inishuwarenzi here kana kuti kwete. Kunyanya sezvo achishanda uye zvinosungirwa; kana kuburikidza nemushandirwi kana kwete kuburikidza ne40 bhat scheme.
Asi chero zvazvingava, kana mumwe munhu achibhadhara zvakadaro, munhu wese anofarira kuenda kuchipatara chinodhura chakazvimirira. Nokuti pamutengo wakabhadharwa nokuda kwedumbu rakagumbuka, rinofanira kunge raiva.
Shamwari yeThai inofanirwa kuenda kuchipatara cheBKK mwedzi wega wega kunobvunzurudzwa uye mapiritsi. Nguva dzose inobhadhara mutengo wakafanana. Asi pandakanga ndiri ikoko nguva pfupi yapfuura, akangoerekana atofanira kubhadhara yakawanda. Haana kunzwisisa. Paiva nevamwe vaitaura vachidzoka uye mberi, vachiseka, uye ipapo kamwe kamwe akabvumirwa kubhadhara 'mutengo wake wenguva dzose' zvakare (nemari yake).
Saka unoona, vamwe vanachiremba zvakare vane mitengo yeThai neyeFarang.
Wakanga wakakodzera kubvisa chirwere chake here? Hauna kubatwa nechirungurira kana kuputika here?
Zvakanakisa,
Arkom
Haisi chiremba anosarudza mutengo wekubvunzurudza, asi chipatara. Uye chipatara cheBKK ndicho chipatara chinodhura zvakanyanya muThailand.
Ndinobhadhara neKasikorn Mastercard yangu uye nokudaro ndinotambira chidimbu che5% pamishonga pachipatara changu chakazvimiririra. TIT. Zvipatara zvakazvimiririra zvinoita zvinoshamisa asi zvakare zvinopa kukwidziridzwa nguva nenguva. Pane makwikwi akasimba. Kune zvipatara zvakazvimiririra, vanhu vakazvimiririra vane inishuwarenzi vanoita chikamu chakakosha chemari yavo. Hutano ibhizinesi hombe muThailand.
Kwete vamwe asi zvipatara zvese zvinoshandisa 2-mutengo system. 1 yeThai uye 1 yemutorwa. Musiyano unogona kuva wakakura.
Mushure mekunge ndamira kushanda muTH kune nyika dzakawanda, ndakaenderera mberi nekuchengetedza kwangu pachangu pachangu 432,00 thb pamwedzi. Ndakanyoreswa kuchipatara cheprivate, zvimwe zvipatara zvinotambirawo maclients anochengeterwa vanhu.
Kunyoreswa kuzita rangu kwainetsa uye kwakange kusinganzwisisike munzvimbo yandinogara, asi mushure mekufona kwakawanda kuBangkok ndakazowana kadhi.
Kubva mwedzi ndanga ndichishanda zvakare pachibvumirano chemwedzi mitanhatu nevemarudzi akawanda uye ndakasarudza kuramba ndichibhadhara SS pachangu kuti ndidzivise kukakavara kwechikumbiro zvakare.
Iyo SS kadhi kuburikidza nemushandirwi zvakare inokupa iwe mvumo yeWW-yakafanana bhenefiti, hongu, maererano nemutemo weThai, mari isingakodzeri yekubuda. Saka ndinokona kushandisa mushando uyu
Asi zvezvimwe zvinhu zvakaita semabhenefiti parufu rwangu (kumumwe wangu) uye mubhadharo pandinomira kushanda, mhando yeAOW, zvakare isiri mari yakawanda, asi mukuwedzera inogona kuramba iri mari yakanaka nekuti ini ndatova ne nhamba yekushanda kwemakore.
Unogona kunyoresa SS kadhi zvinoenderana nezvaunoda. Mumakambani andaishanda, mushandi aigara aine sarudzo yezvipatara zviviri/zvitatu zviri padyo nefekitari, zvetsaona, asi ini pachangu ndakanyoresa nzvimbo yangu yekugara nekushanda muBangkok..
Muzviitiko zvekukurumidza (pakufamba uye pazororo muTH) ndinogona kushandisa chimwe chipatara.Pane mukana wekuti iwe uchafanirwa kubhadhara iwe pachako, asi unogona kutora zvakare kubva kuSS kwawakanyoresa.
Vatungamiri vepakati uye pamusoro vanowanzogamuchira imwe zkv kuitira kuti vagone kuenda kuzvipatara zvega pasina kunyoresa kweSS.
Tichifunga nezve premium ye12 euros pamwedzi yeZKV yakazara, ini handina dambudziko neawa 2-3 yekumirira nguva inogona kuitika.
Uye inishuwarenzi iyi ndeyehupenyu !!!
Ngwarira Jacob kana ukakumbira kubhadhara, inishuwarenzi yako yeSS inopera.
Mudzimai wangu wekuThai ane inishuwarenzi ye30 baht uye anofanirwa kuenda kuchipatara kumusha kwedu kamwe pamwedzi. Anoongororwa, anotora bhegi remishonga uye haana kumbobhadhara chero chinhu.
Ndakaenda kuchipatara kakawanda nemusikana wangu.
Asi handina kumbomubhadharira!!!
Mudzimai wangu akasununguka mwanasikana wedu muchipatara chehurumende nenguva, ndinotenda kuti ndakapedza zviuru gumi zvekugeza
vakabhadhara.
Zvinhu zvose zvakanga zvafamba zvakanaka, kunze kwokuti akanga aita utachiona hwakakomba, mazuva mashanu ari padrip
Irimo, mari yaive 6000 yekugezera, rombo rakanaka pasina matambudziko akakomba.
Izvo zvipatara zvehurumende hazvigone kuvimbwa nazvo, hazvitarise zvakanyanya.
Uye ndinotova nechivimbo chakaderera muna vanachiremba ivavo, ndipei chipatara cheBangkok, vanachiremba ava
vakadzidza kunze kwenyika, vane ruzivo rwakanyanya.