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Home » Mubvunzo wemuverengi » Mubvunzo wemuverengi: Ndinofanira kubhadhara mutero muNetherlands papenjeni yangu yekuwedzera here?
Mubvunzo wemuverengi: Ndinofanira kubhadhara mutero muNetherlands papenjeni yangu yekuwedzera here?
Vadiwa vaverengi,
Ndine mubvunzo nezve supplementary pension. Ndakatora supplementary pension ne annuity capital yakabva yavapo. Ndaigara ndichibvisa mari yandaibhadhara gore negore pamutero wangu wemari.
Gore rinouya ndinoda kutamira kuThailand uye kuti ibviswe kubva kuNetherlands. Ini ndobva ndabhadhara mutero wangu muThailand, asi ini zvino ndaverenga kuti ndichiri kubhadhara mutero pamudyandigere wangu wekuwedzera muNetherlands nekuti ndagara ndichibvisa mutero kubva pamutero wangu wemari.
Nyaya iyi ndeyechokwadi here?
Kwazisai,
Theo
Kana iwe ukasabvisa kubva kuNL uye kunyorera kuregererwa pamutero muHeerlen, hongu, unofanira kuramba uchibhadhara.
Rudzi urwu rwechinhu rwakafukidzwa kakawanda pane ino blog.. ingo tarisa mibvunzo yemuverengi pane iyi nyaya
Kwaziwai
Tarisa mukati
Verenga chibvumirano chemutero cheNL Thailand uye/kana tumira tsamba kuvakuru vemitero
Izvo zvinoramba zvichionekwa kana iwe uchizobhadhara mutero muThailand. Ndakaedza kaviri kuwana nhamba yemutero, nguva imwe neimwe yakarambwa. Saka bhadhara mutero muNetherlands.
Ndine nhamba yemutero muThailand, asi ramba uchibhadhara mutero kuNetherlands iniwo ndakadzimwa.
Ini ndakadzimwa kubva kuNetherlands uye ndine 2 mabhenefiti ekutanga pamudyandigere. Ndakagamuchira nhamba yemutero mushure megore 1 (Kubvumbi apfuura 2016) uye ndakabhadhara mari yekubhadhara muThailand nekuti penjeni yangu inobhadharwa muNL. Mari yekubhadhara iyi yaive shoma…
Nemhaka yokuti haisi mari yepenjeni yehurumende, ndakanyorera kuti ndirege kupinda mujeri kuburikidza naHeerlen uye ndakazopedzisira ndanzi ndisunungurwe kwemakore 5 kuburikidza nehofisi yangu yemutero yandaigara. Mushure memakore mashanu ndinofanira kunyorera zvakare. Ndaifanira kutumira tsamba 5 dzakagamuchirwa dzekugadzirisa kumari yangu yepenjeni. Ini zvino ndinotambira mari yangu yese yepenjeni yakabhadharwa (saka handibhadhare mutero uye hapana maprimiyamu).
Mhoro Timker,
Zvakanaka kuti wakaronga sei izvi, mibvunzo mishoma:
Wakambotamira kuThailand kuti ugamuchire 2 yako penjeni.
Wakambokwanisa kubvisa mubhadharo wako kubva pamari yako inotererwa pawakanga uchiri kugara uye uchishanda muNetherlands?
Kana iwe waibvisa pekutanga, haigone kuve neimwe nzira kunze kwekunge iwe waigamuchira / waibhadhara, saka unofanirwa kugadzirisa nevakuru vemitero kana muThailand.
Hazvingambovi zvakadaro kuti iwe unotanga kubatsirwa nazvo uye gare gare mufaro uye haufanirwe kutarisa.
Vakuru havana kurara.
Kana iwe wakabudirira, saka une rombo rakanaka kana iwe sezviri pachena watora nzira chaiyo, mune iyo kesi; MAKOROKOTO.
Ndinovimba hauzodzoserwa pave paya.
Kwazisai,
boom
Penjeni yangu yakabviswa pamuhoro wangu wakazara muNetherlands uye, sezvandambotaura, mutero unobhadharwa pairi muThailand. Zvakadaro, Mitero yeHurumende muThailand haina kuda kuferefeta akaundi yangu yekubhangi yeThai kuti ndione kuti ndeapi madhipoziti epenjeni abva pazvinhu zvangu. Saka iyo mari yekugadziriswa pane yangu yekuThai mutero kudzoka.
Mhoro Theo,
Ndinoziva kubva pane zvakaitika, kana iwe uchida kutamira kuThailand uye wanga uine bhizinesi rako munguva yakapfuura uye waida kubvisa kubva pamutero, saka kana iwe uchida kuti ubhadharwe, saka zvechokwadi unofanirwa kubhadhara. mutero pairi kutanga. kubhadhara, haugone kutiza izvo uye izvo zvakare zvinonzwisisika kwazvo ..
Ndinoda kutsanangura kurongeka kwechiito kwauri uye kune nzira imwe chete uye ndiyo iyi, kana iwe ukasaita izvozvo iwe uchapinda mumatambudziko akawanda, zvose nemutero uye: neinishuwarenzi yehupenyu, kwaunomhanya ikoko.
Teerera:
Chekutanga, usati waenda kuThailand, unofanirwa kutsvaga kambani/bhangi rine chibvumirano neThailand kana uchida kuti mudyandigere wako ubhadharwe pazera rako rekuenda pamudyandigere, unotanga waita kuti mari yacho ishandurwe. annuity policy uye iwe unogona kusarudza mune imwe kuenda (asi wozobhadhara mutero wakawandisa pairi) kana muzvikamu zvenguva nenguva (muchiitiko icho unongobhadhara mutero pane icho chikamu).
Kune masangano maviri chete anoita izvi uye ndeaya: Nationale Nederlanden neDelta Lloyd, kana iwe unogona kuzviita kuburikidza ne123levensverzekering.nl semurevereri kune imwe-off chiyero che129 euros.
Zvekare, iwe unofanirwa kuronga izvi usati wabvisa register kubva kuNetherlands, kana ukasaita izvi, haugone kubudirira uye uchafanirwa kudzokera kuNetherlands kwechinguva uye kunyoresa zvakare kwemwedzi ye3 kuronga izvi.
Mamwe mamiriro ekukwanisa kutamira kuThailand, kune matatu akakosha mamiriro.
1) mari yako yepamwedzi yakawanda inofanira kuva 65000.- Bath
2) Kana kuve ne4400.000,- Bhati zvachose paThai Bank, kana wakaroora kuThai Kana:
Kana: 800000 Bath kana usina kuroora.
Asi chenjera: kana iwe ukagamuchira AOW yako, iyo pachayo isiri dambudziko kana iwe uchigara muThailand, saka iwe unofanirwa kufunga kuti iwe unofanirwa kuve uine GROSS huwandu hwe65000 Bath pamwedzi, zvikasadaro izvo hazvishande kana.
Saka Gross AOW uye Gross Pension / Old Age chirongwa pamwe chete.
Wadiwa Theo, ndinovimba ndakakwanisa kukutsanangurira zvakajeka zvakakwana uye kana paine mimwe mibvunzo, ndichafara kutsanangura, uyezve rombo rakanaka,
Makadii boeng
Anodiwa Boeng,
Ndatenda netsanangudzo yenyu. Nemari yakaburitswa ndakatora penjeni yekuwedzera kuDelta Lloyd ndikaita kuti ibhadharwe nguva nenguva kwemakore makumi maviri. Mubvunzo wandichiri nawo ndewekuti mari yangu yepenjeni yekuwedzera ichabhadharwa here kuThailand, kana kuti ndichatanga ndabhadhara mutero kuNetherlands ndozobhadhara mambure. Ini ndichakurumidza kubhadhara mutero muThailand pane iyi mambure. Ini ndinonzwisisa kuti kana iwe ukagara uchibvisa mutero weiyo annuity kubva pamutero wako wemari, yako yekuwedzera penjeni kubva kune yakaburitswa annuity inogara ichibhadhariswa muNetherlands, kunyangwe iwe uri mutero muThailand.
Zvakaita Theo
Ndine urombo pane 2) hongu iyi inofanira kunge iri 400.000 Bath uye kwete zvandakanyora pasi ipapo,
Theo nevamwe vaverengi,
Kubudirira
Yamunoti supplementary pension i annuity. Izvi zvinobhadhariswa mutero muNL kunze kwekunge mutemo wabviswa PASI peBroad Revaluation. Bvunza kambani uko mutemo wakapihwa.
Mhoro Erik,
Ndakapindura mubvunzo waTheo ndokubva ndapa mhinduro yawo, muvezi akabva anyora pfungwa yake ndichibva ndamupindura.
Kwawakadairawo.
Ndinoziva kuti yangu iMix Fund uye yakatorwa musi waKubvumbi 1, 2000 uye haina muripo uye kana yapera mari inofanira kubviswa pairi yandinenge ndabhadhara musi waZvita 1, 2017 mumari pamwedzi anopfuura makore gumi. uye ichabhadharwa neDelta Lloyd yakawanikwa kuburikidza neakaundi yekubhangi iyo mari inobhadharwa pamwedzi uye inogadziriswa nevakuru vemitero.
Kwazisai,
boom
Boeng, kazhinji isu hatiite kune mumwe nemumwe asi pamwechete. Moderation haitumire 5 minutes yega yega saka zvingaite senge tiri kutaura tese but kazhinji hatidaro.
Ndakapindura nyakubvunza kwete kwauri nekuti mhinduro yako yanga isati yavapo. Uyezve, ndasiya pachena mukana wekuti mubvunzi ane mutemo 'wekare'.