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Home » Mubvunzo wemuverengi » Ishoma AOW muThailand?
Ishoma AOW muThailand?
Vadiwa vaverengi,
Kutevera kubva kumusoro wekuwedzera kuri kuuya kweAOW, ndiani anoziva chikonzero nei ndichigamuchira shoma AOW kupfuura mukoma wangu mapatya (Euro 1209,52 inopesana neEuro 1261,52)?
Mamiriro ese anofungidzirwa akafanana, ini chete ndinogara muThailand uye iye muNetherlands.
Kwazisai,
Paul
Vatori: Iwe une mubvunzo kune vaverengi veThailandblog? Shandisa contact form.
Paul nemunin'ina, pakatanga penjeni yehurumende, mese makagamuchira sarudzo nekuverenga kwemari yakawandisa. Bata iwaya uone pane musiyano. Kana kuti ese ari maviri pinda muMy SVB uye woona kuverenga kweiyo gross bhenefiti.
Kana uri kutaura nezve mambure kubatsirwa, izvo ini ndinokahadzika, mhinduro iri nyore; wobva waisa ese ari maviri magross-net calculations padivi nepadivi woona kuti musiyano uripi. Izvi zvinogona kusanganisira chikwereti chemutero, mutero wekubhadhara uye mari yeinishuwarenzi yehutano. Unogona kuwana gross-net calculation paMy SVB pasi pe'payments'.
PaSVB ndakaverenga mambure anobatsira kune mumwe munhu (muNetherlands) ikozvino 1261,52
Uye zvakare pane izvo Eri anoti nezve kubviswa nezvimwe nekuti anogara kuThailand, saka Paul, saEli, anobuda ku1209,52. Nyaya yemapatya kuenzanisa gross nenet uye zvese zviri pakati.
Sezvineiwo(?) € 1261,52 ndiyo chaiyo mari yemwedzi nemwedzi ine penjeni yakazara yenyika uye kugara muNetherlands, Erik.
Gross AOW: € 1334,94 / mwedzi
Mutero wechikwereti: € 255,33 / mwedzi
Mupiro weinishuwarenzi yehutano: € 73,42 / mwedzi
Gross zororo mvumo: € 69,30 / mwedzi (ichabhadharwa muna Chivabvu)
Kugara muNL: € 1334,94 - € 73,42 = € 1261,52
Kugara muTH: € 1334,94 - € 255,33 = € 1079,61
https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen
Zvinoita sekuti Pauro angave akafuratira kusawirirana kumwe chete kana kupfuura pakati pake nehama yake. Zvikasadaro Pauro achagamuchira mambure (€ 1209,52 – € 1079,61 = ) € 129,91 kupfuura yaanofanira kuwana.
Hapana zvachose misiyano, iye chete anogara kuNetherlands uye ini ndinogara kuThailand.
Nehurombo, iyo SVB haisati yave kuwanikwa, zvakare kuburikidza neinternet, asi kusvika pari zvino ndinonzwisisa kuti ini ndinowana mutero wemutero wechikwereti, asi kwete general mutero chikwereti.
Asi sei, ndiri kuda kuziva.
Nekuti 'wedu' nyanzvi yemutero Lammert de Haan haasati apindura mubvunzo wako, ndichaedza.
Ndakaramba ndakatarisa ndikaona kuti mutero wekubhadhara wevanhu vane kodzero yeAOW une chikamu chemutero wemuhoro, chikamu cheNational Surviving Dependents Act (Anw) premium uye chikamu cheLong-Term Care Act (Wlz) premium. (Ini ndinofunga chinhu chakaipa kuti pawebhusaiti yeSVB (https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen) mutero wemubhadharo hauparadzwe kuita mutero wemuhoro, Anw premium uye Wlz premium, kusanganisira chirevo chezvikamu zvekubata.)
Muna 2022, iine gross AOW bhenefiti, mutero wemuhoro (mutero wemuhoro + Anw + Wlz) uchave 19,17%.
https://bit.ly/3SNzzfE
Muna 2022, nerubatsiro rwakakura rweAOW, mupiro weAnw i0,1% uye mupiro weWlz i9,65%.
https://bit.ly/3UORGDT
Mupiro weHealth Insurance Act (ZvW) i5,5%.
Nekuti haugone kuvimba neAnw, Wlz neZvw paunenge uchigara muThailand, semuenzaniso, haufanirwe kubhadhara mapremium uye mupiro weizvi. Saka chete chikamu chemutero wemuhoro chinosara chemutero wemuhoro uye mipiro yenyika yeinishuwarenzi, iyo inobviswa kubva mubhadharo wakakwana.
Mari yese yemudyandigere kubva musi wa 1 Chikunguru 2022, kune vanotora penjeni yehurumende imwe chete vane kodzero yepenjeni yakatanga mushure me1 Kukadzi 1994, ndeiyi:
pamwedzi € 1308,56
Mvumo yezororo € 69,30
Zvose € 1377,86
Mari yekutsigira AOW ndeye € 26,38 gross pamwedzi uye haina kuchinjika kana ichienzaniswa naNdira 2022.
Ona peji 5 pa https://bit.ly/3y2JNRI
Ndakaona zvakare kuti 'yedu' nyanzvi yemutero Lammert de Haan akapindura mubvunzo wako pakutanga pane ino foramu: https://www.thailandblog.nl/lezersvraag/een-vraag-over-de-aow-bij-emigratie-naar-thailand/#comment-662923
Chete (19,17% - 0,1% - 9,65% = ) 9,42% mutero wemuhoro unonyimwa kubva pakubhadhara kwako kwakazara.
€1334,94 × (1 – 0,0942) = €1334,94 – €125,75 = €1209,19
Zvadaro pane musiyano we € 0,33 ne € 1209,52 yauri kuti unogamuchira, asi ini ndinozviti izvozvo nezvikanganiso zvekutenderera semhedzisiro yekushandura gross yemari yegore kuita mari pamwedzi.
Ini handisi kunzwisisa mubvunzo wako kuti sei uchigamuchira mutero wekubhadhara mutero, asi kwete iwowo mutero kiredhiti. Asi pamwe waireva kunyora kuti haunzwisise kuti sei usingatore mutero wekubhadhara mutero uye usinga bhadhare mupiro weinishuwarenzi yehutano.
Erik Kuijpers (29-09-2022 08:35h) akatopa mhinduro kumubvunzo pamusoro pechikwereti chemutero wemutero. Hauchafaniri kubhadhara mari yeAnw neWlz uye mupiro weHealthcare Insurance Act, nekuti hausisiri inishuwarenzi pane izvozvo. hanya kana uchigara muThailand.
Kana uchine digid, unogona kuwana iyi data pa svb.nl!
Kwaziwai, Leo_C
MijnSVB haisi kuwanikwa nekuda kwebasa rekugadzirisa.
Ivowo havabatike nefoni.
Wadiwa Pauro,
Kana iwe uchigara muNetherlands, iwe zvakare uchawana rutsigiro rwemari ye € 26,38 kuwedzera kune AOW.
Iwe hauwane izvi kana uchigara muThailand. Musiyano uripo pakati pako nemukoma wako wakakura kudarika uyu uye handina tsanangudzo nawo.
Kune vanhu vanogara muNetherlands, rutsigiro urwu ruchaderedzwa ne € 2023 muna 25 uye ruchadzimwa zvachose muna 2024. Saka hapana penjeni yepamusoro yehurumende ye10% zvachose.
Iwe zvakare une kodzero yerutsigiro rwemari yeAOW kana uchigara kuThailand, Johan.
https://www.svb.nl/nl/aow/aow-buiten-nederland/u-gaat-buiten-nederland-wonen
Pane kurudziro kubva kuna Minister CEG Gennip yekudzikisa mari yekutsigira AOW kubva 1 Ndira 2023 mumatanho matatu epagore ne3/1.
https://www.fintool.nl/32994/aanpassing-inkomensondersteuning-aow.htm
Mhedzisiro yezvirongwa kubva muBudget Memorandum yakapihwa necabinet:
https://www.nibud.nl/nieuws/koopkracht-2022-2023-de-belangrijkste-veranderingen/
Zvinoenderana newebhusaiti yeSVB, ini (ndinogara muThailand) ndinowana rubatsiro rwemari.
Pamwe uri mumamiriro ezvinhu akafanana neni.
Yakabviswa kuNetherlands
Iwe haubhadhare mipiro yeinishuwarenzi yenyika
Iwe hauna kodzero yechikwereti chemutero papensheni yako yenyika, saka unobhadhara anenge 1550 euros mumutero wekubhadhara pagore.
Ndizvo zvazvakaita kwandiri uye ndinogamuchira zvakangofanana newe pamwedzi.
Iwe zvino unogona zvakare kuve nekuregererwa pamudyandigere wako unobvira, kunyangwe izvi zvakasiyana neizvi.
Zvinoita sekuti mhinduro iyi ndiyo yakanyanya kujeka: hapana kodzero yechikwereti chemutero.
Asi sei, ndiri kuda kuziva.
Ndeipi yaive pfungwa yekutora maAOW muThailand izvi.
Muchiitiko chedu 52 Euro pamwedzi?
Hazvisi zvemari, ndinoda kunzwisisa.
Paul, kodzero yekubhadhara mutero kiredhiti yakachinja pa1-1-2015 uye kwete chete kuvanhu muThailand. Mushure mekuenda kune imwe nyika, kodzero yezvikwereti zvemitero ishoma uye unofanira kusangana nemamiriro matatu panguva imwe chete. Imwe ndeyekuti iwe unofanirwa kugara mune imwe yenyika dzakatarwa / nzvimbo uye Thailand haisi imwe yadzo.
Ingotsvaga 'mutero anokodzera' mune ino blog kana kumwewo. Unobvunza kuti sei? Mune zvematongerwo enyika echiDutch kune mapato anoda kudzikisira kunze kweiyo mabhenefiti uye mvumo.
Muchidimbu, pasi pemamiriro akaenzana, hapafanirwe kuve nekuderedzwa kana uchigara muThailand. Wakambogara kunze kwenyika here? Nekuti ipapo chimwe chinhu chinogona kupera. Yakazara AOW makore makumi mashanu x 50%, gore rega rega kunze kweNL iri pasi pe2%.
Ini nehanzvadzi yangu mapatya tinogashira AOW yakazara yevanhu vasina kuroora.
Hapana kuderedzwa kana chimwe chinhu.
Mamiriro akafanana chaiwo.
Ndaireva kuti "ndaigara kunze kwenyika pamberi pezera reAOW" 🙂
Wadiwa Paul, mari yakagamuchirwa nemapatya yako sezvakaratidzwa neSVB pawebhusaiti yayo kune vanogamuchira AOW. https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen
Gross saka iEuro 1334,94, minus 0 (zero) Euro payroll tax, uye minus Euro 73,42 Healthcare insurance mupiro. Inoita mambure Euro 1261,52. Icho chokwadi chekuti iwe unogamuchira Euro 52 zvishoma inogona kunge iri nekuda kwekuti iwe unobhadhara mutero wekubhadhara. Kana kuti pamwe mukoma wako (achiri) anosanganisa Income rutsigiro ne0 euros yemutero wekubhadhara. Izvo zvese zvine chekuita newe uye yake yakaparadzana uye chaiyo mamiriro ekugara. Saka usatarise huwandu hwemambure, tarisa zvaunotambira gross. Pamutemo, mese munogashira huwandu hwakaenzana hweEuro 1334,94 (AOW huwandu kubva 1 Chikunguru XNUMX) Huwandu hwemambure zvino hunoenderana nehupenyu hwemunhu wese.
Zvinoita sokuti musiyano uri pakusawana chikwereti chomutero.
Isu tese tinowana mutero wekubhadhara mutero uye ese ekugara uye edzimba mamiriro akafanana.
Isu tose tinowanawo rutsigiro rwemari.
Mukupedzisira ini ndinotarisa huwandu hwemambure, nekuti pane musiyano we52 euros.
Uye ndinoda kunzwisisa izvozvo.
Wadiwa Pauro, mararamiro nekugara haana kufanana. Mumwe anogara muNetherlands, mumwe anogara muThailand. MuThailand iwe hauwane mutero wekubhadhara mutero. Hanzvadzi yako iri kuNetherlands inodaro. Mese munogamuchira Rutsigiro rweIncome, asi hamubhadhare ZVW Contribution. Mukoma wako anodaro. Muchidimbu: hazvibatsiri kuenzanisa mambure.
Kana iwe uchigara muNetherlands, mutero wemudyandigere wenyika uchabhadharwa mumashure uye pamwe unobviswa pamutero wako wemari. Kana iwe uchigara kunze kwenyika, mutero unobviswa zvakananga kubva kune yako SVB kubatsirwa. Kazhinji, kana uine kuregererwa, uyu ndiwo chete mutero wauchiri kubhadhara muNL.
Ndinovimba izvi zvinopindura mubvunzo wako.
Iyo AOW haina chibvumirano chemutero neThailand. Ndiko kusaka vachirega zvimwe. Ndiri muchikepe chimwe chete. Ndiri muBelgian uye ndinogashira zvishoma nekuti ndinogara muembassy. Dai ndaigara muBelgium ndingadai ndine zvakawanda.
Wadiwa Andrew,
kuti iwe, seBelgian, ugamuchire penjeni shoma nekuti wakanyoreswa kumumiriri, hazvina kunaka zvachose. Iwe uchagamuchira chaiyo yepenjeni sekunge iwe unogara muBelgium. Chikonzero chega chandinoona chingave chekuti penjeni yako yaendeswa zvakananga kuakaundi yeThai. Ipapo iwe unofanirwa kubata nemitengo yekuchinjisa uye mutsauko wekutsinhana.
Ini ndinobhadharwa penjeni yangu muakaundi yeBelgian uye ndinotambira zvakangofanana nezvandaizowana ndichigara kuBelgium. Nekugadziriswa kwegore negore ndinotova nezvakawanda zvasara nekuda kwekuti dzimwe mitero yepurovhinzi neyemanisipala haichabhadhariswa, kunze kwekuwedzerwa.