Vadiwa vaverengi,

Nekuda kwekutamira kuThailand muna 2018, ndakatambira fomu reM-declaration kubva kuVatongi Vemitero kuNetherlands. Pamubvunzo 65 (yehuwandu hwemibvunzo makumi masere nematatu pamapeji makumi mashanu nemasere!) mari inofanirwa kuchengetedzwa inofanirwa kuiswa (inosungirwa kana munhu atama).

Pamubvunzo 65a, uku ndiko kukosha kwekodzero dzepenjeni dzakaunganidzwa panguva yekubvakacha (kana ichibhadhariswa muNetherlands) kana huwandu hwemipiro yakanyimwa (kana ichibhadhariswa mutero munyika yaunogara). Mashoko anotsanangura pafomu reM anotaura zvinofanira kuzadziswa, asi haapi chinoratidza kuti mashoko aya angawanwa sei.

Kunyangwe ndisati ndatamira kuThailand muna 2018, ndinogamuchira mudyandigere kubva kumari yepenjeni maviri (ABP nePFZW), asi ini handikwanise kuwana ruzivo urwu muongororo yandakawana kubva kune idzi mari dzepenjeni.

Mubvunzo wangu ndewekuti: ndingawane kupi ruzivo urwu kana kuti ndingaverenga sei mari iyi kuti ichengetwe?

Kwazisai,

Gerard

28 mhinduro ku "M-declaration form kubva kuVateresi Vane masimba: kuverenga kwemari inofanira kuchengetwa?"

  1. Ruud anoti kumusoro

    I just requested that information from the insurer.
    Vanoziva zvose pamusoro peizvi, nokuti kutamira kune dzimwe nyika kunowanzoitika.

  2. ba anoti kumusoro

    Ruzivo urwu rwunopihwa nehomwe yako yepenjeni. Unofanira kuchikumbira kwavari. Zvinogona kutora nguva. Muchiitiko changu ndaifanira kumirira 4 mavhiki nokuda kwayo

  3. Peter anoti kumusoro

    Iwe unofanirwa kuvafonera kana email ivo uye ivo vanokuverengera izvozvo. Ndakatamawo zvachose gore rakapera uye ndaifanira kukumbirawo izvozvo.

  4. tom bang anoti kumusoro

    Ini ndinofunga unogona kufonera mutero runhare kune izvi, ivo ndivo vanokubvunza uye saka vanogona kukuudzawo maitiro ekuziva.

  5. Tarud anoti kumusoro

    Ndine mubvunzo mumwe chete. Ndakachengeta magwaro ese eABP uye handikwanise kuwana kuti zvibvumirano zvepenjeni zvakawanikwa ndezvipi. Saka iwe unofanirwa kukumbira ruzivo irworwo kubva kumupi wepenjeni. Iyo M fomu zvechokwadi yakadzama uye yakaoma kunzwisisa.

  6. Han anoti kumusoro

    Inofanirwa kukumbirwa kubva kuhomwe yepenjeni.

  7. muvezi anoti kumusoro

    Ndakazadza rumwe ruzivo kubva kuwongororo yegore yemubvunzo iwoyo, asi ndakataurawo kuti mutero uchabhadharwa muThailand papensheni inotevera munguva yakafanira. Ndinogonawo kutumira ruzivo rwangu rwemutero weThai sechinamatidzwa. Imhaka yekuti ndakatama kutanga kwegore ra2015 uye saka ndakanga ndatove pasi pemutero weThai mugore iroro !!!

  8. Kanchanaburi anoti kumusoro

    Wadiwa Timker,
    Ndinoda kuonana newe maererano nemimwe mibvunzo ine chekuita nekunyorera nhamba yemutero, Tin, kuThailand.
    Pamwe mungandipewo mazano??
    Ini zvakare ndakatamira kuThailand kwechinguva, saka.
    heino email address yangu: [email inodzivirirwa]

  9. Lammert de Haan anoti kumusoro

    Iwe hauzowana ruzivo rwunodiwa muongororo yawakagamuchira kubva kuABP kana PFZW, senge yako Uniform Pension Overview, Gerard.

    Ruzivo rwakakodzera rwunowanzonetsa kuwana kubva kuhomwe yako yepenjeni. Zvichienderana nemutongo weDare Repamusorosoro wa14 Chikunguru 2017 (ECLI:NL:HR:2017:1324), izvi zvine chekuita nekodzero uye mipiro pasi pechirongwa chemudyandigere chakaunzwa mushure me15 Chikunguru 2009 zvichiteerana neChikamu 3:81 cheMuhoro wa2001. Tax Act. haiverengwe semihoro uye izvo zvinofambiswa mutero. Zvese zvisati zvaitika izvo hazvina kubatanidzwa mumari yekubatanidzwa.

    Panyaya yepenjeni yako yeABP, unofanira kuzvibvunza kuti pension iyi waiwanira mukati mechigaro chehurumende here, zvino ndaverenga kuti unonakidzwawo nepenjeni kubva kuPFZW pamusoro pepensheni iyi. Kune zvakare masangano ehutano akazvimirira akabatana neABP. Penjeni yakadaro inowira pasi peChisungo 18 cheChibvumirano cheMutero cheKaviri chakapedzwa pakati peNetherlands neThailand uye chinobhadhariswa mutero muThailand pahwaro hweChinyorwa ichi.

    Ini zvino ndine makumi maviri eModel-M anodzoka uye kazhinji handipindi chero mari kuti ichengetwe. Muzviitiko zvakawanda, Mutero uye Customs Administration haibvunzi nezve mari iyi. Kana akakuitira izvozvo, uchine nguva yakawanda yekukumbira ruzivo rwakakosha kubva kuvatariri vako vepenjeni. Asi teerera kune zuva raChikunguru 20, 15!

    Sezvineiwo, mubvunzo wemari inochengeterwa hausi kunakidza chaizvo. Kana iwe ukasaita "chiito chinorambidzwa", ongororo yakapihwa pahwaro hwemari iyi icharegererwa mushure memakore gumi. Nekuita kwakadai iwe unofanirwa kunzwisisa kuchinja kwepenjeni yako. Zvakadaro, haungakwanise kuzviita nekuti hapana mushandi wemudyandigere achatsigira izvi sezvo izvi zvichipikisana nemutemo wePension Act.

    • Lammert de Haan anoti kumusoro

      Mari inopihwa "kubatanidzwa" inotaurwa mundima yechipiri inofanira kunge iri mari yeku "chengetedzwa".

    • Ger Korat anoti kumusoro

      Wadiwa Lammert, kana ukasapinza chero mari kuti ichengetedzwe, Vateresi Vemitero vachaitei nekudzoka kwemutero? Ini pachangu ndinowira pasi pechirongwa chaChikunguru 15, 2009 chawataura, chinoti penjeni yangu yese yakawedzerwa zuva risati rasvika uye saka hapana chandakapinda. Nekudaro, mushure mekuendesa fomu rangu reM, Vakuru Vemitero vanoramba vakanyarara. Sezvineiwo handisati ndave nepension asi ndinogona kuitanga chero nguva yandinoda kunyangwe ndikangomirira 9years kuti ndisarudze pandinoda kuti pension yangu itange.

      • Lammert de Haan anoti kumusoro

        Mune imwe nyaya, iyo Tax uye Customs Administration inotumira chikumbiro kuti ichiri kufaira mutero wemutero wemari inochengetwa, uye mune imwe nyaya haipindure. Sezvineiwo, ndine fungidziro yekuti Tax and Customs Administration ine hukasha zvakanyanya mushure mekutonga kweDare Repamusorosoro.

        Kwauri, nyaya yacho iri nyore: iwe unopinda € 0 semari inochengetedzwa.

        Kana wakaisa mutero gore rino uchishandisa Model-M, haufanirwe kutarisira (yenguva) ongororo Gumiguru/Mbudzi asati asvika. Vakuru veMutero vachiri mubishi kupedzisa mutero wemagetsi wakaunzwa pamberi paKubvumbi 1 kuitira kuti vasangane nekuzvipira kwavo kupa mhinduro Chikunguru 1 isati yasvika.

        Ita kuverenga kwakaringana kwemhedzisiro inotarisirwa kubva mumhedzisiro yemutero wako wekudzoka uye enzanisa izvi ne (yenguva pfupi) ongororo ichagamuchirwa mushure. Ini handisati ndaona fomu reM richigadziriswa nemazvo mune imwe kuenda neTax and Customs Administration/Hofisi Kunze kwenyika. Kutsauka nekuverenga kwangu kunowanzosvika ku € 2.000 kusvika ku € 5.000 kana kutopfuura. Zvisinei, izvi zvinongogara zvichibatsira sekutadza kwemutero.

        • Ger Korat anoti kumusoro

          Ndinokutendai zvikuru nokuda kwemhinduro.

  10. Ger Korat anoti kumusoro

    ABP ndeyevashandi vehurumende, ipapo mutero unowira kuNetherlands uye unokumbira zvinhu zvako zvakaunganidzwa kubva kwavari.
    PFWZ yakavanzika, saka mutero unowira kuThailand. Nokuda kweizvi unoda mapremium anobhadharwa nemushandirwi nemushandi. Zvisinei, ndeipi kambani inochengeta iyi uye/kana sangano remudyandigere harizokwanisi kana kuti harizokwanisi kupa muripo wakabhadharwa nemushandirwi, muchidimbu nekuti data racho rakanyanya. Hongu, chii chaunofanira kutaura paM-Form yako kana usingagamuchire chero ruzivo kubva kumupi wepenjeni kana mushandi (va)shandirwa maererano nemaprimiyamu akabhadharwa.

    • Lammert de Haan anoti kumusoro

      Penjeni yeABP haisi muzviitiko zvese mudyandigere wakawanikwa kubva pachinzvimbo chehurumende, Ger-Korat. Kana waishandira kambani yehurumende, penjeni yako yeABP inobhadharwa muThailand (Chinyorwa 18 cheChibvumirano). Rangarira, semuenzaniso, makambani ekare egasi emanisipala.

      Tine zvakare anonzi mahybrid pension, apo basa rehurumende rekutanga rinobva raitwa. Asi masangano mazhinji akazvimiririra akabatanawo neABP. Izvi zvinoshanda kunyanya kune akazvimirira edzidzo uye ehutano masangano. Semuenzaniso, kana wakashandira veruzhinji uye chikoro chakakosha chepuraimari/puraimari, penjeni yeABP inofanira kukamurwa kuita hurumende nepenjeni yakazvimirira.

    • han anoti kumusoro

      Ndine 6 mari dzepenjeni, ndakagamuchira ruzivo kubva kwavari vese mukati memavhiki matatu ekukumbira kwangu. saka hazvina kuoma kudaro.

      • Lammert de Haan anoti kumusoro

        Ko mari yenyu yepenjeni 6 yakafungawo here mutongo weDare Repamusorosoro randambotaura, Han?

        Mune mamwe mazwi, vakangopfuudza mipiro mushure meChikunguru 15, 2009 kwauri here? Kazhinji apa ndipo pane dambudziko guru. Kana zvisina kudaro, kuongorora kwako kwekudzivirira kwakaiswa pahuwandu hwepamusoro.

        • Han anoti kumusoro

          Kana ndikatarisa huwandu, handifunge, ndiri nitwit munzvimbo ino uye ndakaiburitsa kunze. Ndakangoshanda semukoto. Zvakapfuura izvozvo mwedzi wapfuura uye handina kana mhinduro kumashure.

      • Ger Korat anoti kumusoro

        Edza kutarisa zvinyorwa zvinobvunzwa neTax and Customs Administration. Kana, seni, ukagamuchira penjeni (s) yekambani uye uchigara kuThailand, nyika yechibvumirano, saka haufanirwe kutaura midziyo yepenjeni yakaunganidzwa sezvakataurwa nehomwe yepenjeni (zvingave zviri nyore) asi mibairo yakabhadharwa. , kubva kwauri semushandi uye wevashandirwi vako. Zvino edza kuikumbira kubva kuhomwe yepenjeni. Zvichida Lammert de Haan anogona kutsanangura kuti anokumbira sei mari yepenjeni nekuti ndinocherechedza kuti mari dzemudyandigere hadzipi izvi kana kutaura nezvevashandirwi vanodzokera kuhomwe dzepenjeni. Saka ndinofunga zviri kubvunzwa neTax and Customs Administration, ichitaura mapremium anobhadharwa penjeni, hazvigone kuitwa.

        • Lammert de Haan anoti kumusoro

          Sezvandakaratidza mumhinduro yangu kumubvunzo waGerard, kazhinji kazhinji zvakaoma kuwana mashoko akarurama kumutarisiri wepenjeni. Nezvekugara muThailand, zvine chekuita nemipiro yakaitwa mushure meChikunguru 15, 2009, izvo zvakakonzera kunyimwa kwemutero wakaderera. Izvi zvine chekuita nezvese chikamu chemushandi uye chemushandirwi. Ona mhinduro yangu kune post yaHan.

  11. Albert anoti kumusoro

    Sekuona kwangu, idzi ipension uye annuities zvisati zvabhadharwa.
    Kana iwe uchinge watogamuchira mabhenefiti epenjeni, mirau yakateedzerwa uye hapana mari yekuchengetwa.

    Kana uine mari yekuchengetedzwa, unogona kunyorera kuburitswa kana mabhenefiti atanga.
    Kana kuti mushure memakore gumi.

    • Lammert de Haan anoti kumusoro

      Wadiwa Albert,

      Izvi zvinopotsa zvachose chiratidzo. Kana iwe ukatama iwe uchinge watove pamudyandigere, iwe zvechokwadi uchafanirwa kubata nekudzivirira ongororo. Uye kana toreva nezvemuripo wemari, unoenda danho rimwe kupfuura mutongo weDare Repamusorosoro wandambotaura pamusoro pemuripo wepenjeni. Kusanganisira kushandiswa kwakashata pakuenda kune dzimwe nyika maererano nekutsvaga kwemari mukuongorora kwekudzivirira kunobvumirwa kana mari yakakodzera yakaitwa kubva muna Ndira 1, 1992 kusvika Ndira 1, 2001 kana munguva yakatevera Chikunguru 15, 2009.

      • Albert anoti kumusoro

        Wataura chokwadi, anga atova makore gumi nerimwe apfuura.

        Zvakabva zvabata nerevisionary interest inotorwa pa annuity + pension.

        "Pamusoro pemutemo wekuchinja weIncome Tax Act 1964
        izvo zvinopihwa zvekudzokorora kufarira hazvishande kune pre-Brede-Revaluation annuities
        (Art. I, chikamu O, Implementation Act Income Tax Act 2001 pamwe chete ne art. 75 Income Tax Act 1964).

        • Lammert de Haan anoti kumusoro

          Ndizvozvo, Albert. Hapana ongororo yekudzivirira ine yekudzokorora kufarira inogona kuisirwa pre-Brede-Revaluation annuities. Kuregererwa kweizvi, izvo munhu anowanzomanikidzwa kuita kana achigara kunze kwenyika, haisi chiito chinorambidzwa.

  12. Paul anoti kumusoro

    Nezvekuwedzerwa kwepenjeni, ndatumira ongororo yezvemainshurensi angu matatu emudyandigere kubva ku mijnpensioenoverzicht.nl. Izvozvo zvakagamuchirwa. Saka pamwe ipfungwa kuita izvozvo.

    Sezvineiwo, ndakafunga kuti fomu reM raive dhiragoni rechimiro, kwete nekuti ndakawana matauriro ezvese fomu uye manotsi anotsanangura asina hushamwari, kuti ndiise zvinyoro. Mukuwedzera, ndakaona kuti marongerwo asina kujeka uye kudhindwa kwacho kusinganzwisisiki. Ndakaratidzirawo ikoku mutsamba inoperekedza, asi, sezviri pachena setsika, handina kuwana mhinduro.

    • Lammert de Haan anoti kumusoro

      Nehurombo, iyo UPO haina ruzivo rwunodiwa kuzivisa mari kuti ichengetwe. Mari inofanira kuchengetedzwa pahwaro hwehwirudzuro iyi uye yozotemwa nenzira yemakore anotarisirwa kurarama upenyu ichatungamirira kuongororo yakanyanyisa.

      Kana iwe usiri mukutengesa, kuisa mutero kudzoka iwe pachako uchishandisa M fomu hakuna kuchenjera. Ini handisati ndasangana neanotevera (nguva pfupi) ongororo ichinyatsogadziriswa mune imwe kuenda. Kutsauka kwe € 2.000 kusvika ku € 5.000 kana kutopfuura kune mukana kana kusakosha kwemuteresi ndiwo mutemo kupfuura kusarudzika. Uye kana iwe usingakwanisi kuita kuverenga kwakakodzera kwechigumisiro chinotarisirwa iwe pachako, iwe uchakurumidza kubhadhara zvakanyanya kana kuti mutero muduku. Uye kana izvo zvakawandisa, zvakakosha kuendesa chikumbiro chekudzokorora kuongororwa kwechinguvana, uchitaura huwandu hwakapokana. Wobva waendesawo chikumbiro chekumisikidzwa kwekubhadhara kwemari yakapokana.

  13. Gerard anoti kumusoro

    Ndatenda nemhinduro kumubvunzo wangu! Maitiro aLammert de Haan kunyanya ane ruzivo runobatsira kwandiri.

    Ndakawana penjeni yangu yeABP kuburikidza nemushandirwi wangu, uyo akabatana neABP seB3 institution (mushandirwi wehurumende pasi pemutemo wega). Penjeni yangu yeABP saka inobhadhariswa mutero munyika yekugara (Thailand) zvinoenderana nechibvumirano chemutero pakati peNetherlands neThailand neNetherlands haina kodzero yemutero. Nekuda kweizvozvo, mamiriro 'P' anoshanda: "mibhadharo inobhadharwa kana Netherlands isina kodzero yekubhadharisa mutero pakubhadhara uye kubhadharwa kwemari". Saka pamubvunzo 65a ndinofanira kuisa mari yese yandakanyimwa kubva kumushandi mushure memusi wa15 Chikunguru 2009 uye miripo inobhadharwa nemushandirwi semari inotambirwa.

    Ini panguva iyi ndatumira email kuABP kuburikidza nefomu rekuonana pawebhusaiti yeABP nechikumbiro chekutumira maratidziro emari yakabhadharwa (mushure me15-Jul-2009). Yakagamuchira mhinduro yekukurumidza kubva kuABP:
    “Ndatumira shoko renyu kuValue Transfer Department. Vanozogadzirisa chikumbiro chako. Zvinotora mavhiki mana kusvika matanhatu usati wagamuchira chirevo chako. Mushure mekusangana neTax and Customs Administration nezve izvi, taita chibvumirano navo chekuti unogona kukumbira kuwedzerwa kwetemu kubva kuMutero neCustoms Administration. Kana zvakadaro, unotaura pachena kuti wakawedzera penjeni yako neABP.

    Muchidimbu, fomu reM declaration rinokumbira ruzivo rwausina saka haugone kuzadza, asi kuti unofanira kukumbira kubva kuhomwe yepenjeni, mushure mezvo zvinogona kutora kusvika kumasvondo matanhatu usati wawana mhinduro. Sei Tax and Customs Administration isingakurumidzi kutaura izvi zvakajeka pakutanga kwetsananguro pane kuti zvijeke chete kana uchinge wafunga kuti watopedza kuizadza? Mukuona kwangu, zvingatova nani kana Tax and Customs Administration pachayo ichikumbira ruzivo urwu kubva kuhomwe yepenjeni yakakodzera!

    Handisati ndabata vePFZW. Ndinoshamisika kuti zvichatora nguva yakareba sei kuti vape ruzivo. Pension iyi inobva kune aimbova mudzimai wangu nekutendeuka. Saka ini handina kumbobhadhara mari yepenjeni iyi!

    • Lammert de Haan anoti kumusoro

      Ndakanakidzwa nekuzviita, Gerard uye ndinofara kuti zvakabatsira kwauri. Ndiro zvakare simba reThailand Blog: kana uine mubvunzo, bvunza muBlog uye pane nguva dzose munhu anogona kupa ruzivo rwakanaka.

      Ndakaverenga kubva mumhinduro yako kuti wakanzwisisa zvese nemazvo.

      Nakidzwa nekugara muThailand uye kana uchiri kusangana nematambudziko ekunyora mutero wekudzoka kana nekugadziriswa kweizvi neTax Authorities / Foreign Office, ndapota inzwa wakasununguka kundibata pa: [email inodzivirirwa]


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