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Home » Mubvunzo wemuverengi » Mubvunzo wemuverengi: Inishuwarenzi yehutano yemusikana wangu weThai?
Vadiwa vaverengi,
Ndinoda kutora inishuwarenzi yehutano kumusikana wangu weThai kuti akwanise kuenda kwachiremba zviri nyore kana zvichidikanwa. Ndinoona kuti ari kuzeza kuonana nachiremba nekuda kwemitengo inobvira.
Takabvunza Bangkok Bank nezve inishuwarenzi yakadai, asi ine nguva yemakore makumi maviri. Ndiri kutsvaga inishuwarenzi yaunogona kutora gore negore, sezvakaita kuNetherlands.
Pane ane ruzivo nazvo here? Ndeapi ari akajairika premium mari? PaBangkok Bank inotanga nemakore masere, 8 baht pagore. Uyezve zviuru gumi baht pagore kwemakore gumi nemaviri. Pakupera kwemakore makumi maviri iwayo waizogamuchira mari zvakare.
Kwazisai,
Ferdinand
Ndakaitirawo musikana wangu insurance zvakadai. Ini ndinoshandisa 'Thailife' inishuwarenzi pane izvi. Iyo premium inowanzoenderana nezera uye huwandu hwekuvhara. Ini ndinobhadhara, ane 50+ uye -55y, 40.000THB/y uye anodzokororwa gore negore. Hongu, unogona kuwana izvi paInternet.
Mudzimai wangu wekuThai akashanda kusvika makore mashoma apfuura uye iye zvino ane makore makumi mashanu nerimwe uye ari kuramba achibhadhara inishuwarenzi yehutano yenyika uye kuchengetedzwa kwevanhu kuitira kuti arapwe mahara muchipatara chehurumende nemutengo we51 baht pagore.
Tichifunga nezve huwandu hweiyo premium yaunotaura - uye kuti iwe unowana mari kumashure mushure memakore makumi maviri - iyo Bangkok Bank inopa musanganiswa weinishuwarenzi yehupenyu uye inishuwarenzi yehutano. PaThai Life, sezvinoratidzwa naLung Addie, unogona zvakare kutora inishuwarenzi yehutano.
Social Security yakanakira Thais. Izvi zvinosungirwa kune vese vashandi, asi vanhu vasina mushandirwi vanogonawo kutora inishuwarenzi yekuzvidira. Ini ndinofunga mitengo iBaht 435 pamwedzi.
Ona zvimwe http://www.sso.go.th
kuna Petervz. Iwe unoti "ona mberi" uye wobva wapa webhusaiti yeThai Social Security hofisi.
Zvichida iwe unogona kupa chinongedzo chinokubvumidza iwe kuwana ruzivo urwu zvakananga. Iyo webhusaiti pachayo ingori nhanho yekutanga. Ipapo iwe unofanirwa kutsvaga webhusaiti kuti uwane ruzivo.
Ndinokutendai mose pamberi pekuisa kwenyu, ini ndichatevera mitsetse yenyu uye kuenzanisa ruzivo.
Ini zvakare ndaive nepfungwa yekuti Bangkok Bank yaive musanganiswa neinishuwarenzi yehupenyu, nekuti vanotaura nezve 200.000 ThB kudzoka mushure memakore makumi maviri.
Kwaziwai
Ferdinand
Ingo simbisa mari yako yehutano neBUPA. Iva nemapasuru akasiyana.
Zvakanakisisa,
Musikana wako wekuThai anopihwa inishuwarenzi muchipatara chehurumende yeThai yekugeza makumi matatu uye mushonga unofanirwa kubhadharwa wega.
Sei uchizobhadhara zvakanyanya?
Kwaziwai negore idzva.
Gino.
Mabhangi akasiyana akabvumirana pachibvumirano chekubatana nemakambani akadai seMuang Thai life uye aya ese einishuwarenzi ehupenyu anoenderana nezvamunoona neThai life insurance. Iwe unogona zvakare kushandisa mainishuwarenzi aya pamari yekurapwa, asi kazhinji inogumira mukubhadhara kwakanyanya. Asi iyi fomu inofarirwa nevanhu vazhinji veThai nekuti vanovaka chimwe chinhu chavanozobhadhara ivo pachavo. Iwe unogona zvakare kutora (yehupenyu) inishuwarenzi zvakananga kubva kune iwo makambani. Chakanakira ndechekuti iwe une yakagadziriswa poindi yekuonana kubva pakutanga uye iwe hauna izvozvo kubhangi. Mari yacho haina kumbosiyana. Iwe unotova neinishuwarenzi inonzwisisika yeanosvika zviuru zviviri kusvika zvitatu zvebhaht pamwedzi, kunyangwe muzviitiko zvakawanda uchifanirwa kubhadhara kwegore pamberi, kana dzimwe nguva une sarudzo yekuita izvi kota. Zvandinofarira zvingave zveinishuwarenzi yehutano "chaiyo", semuenzaniso nePacific Cross. Pamari imwe cheteyo iwe une yakawanda yekuvhara uye zvakare yakakura. Pano zvakare, iwe unobhadhara iyo premium gore negore pamberi, asi panguva ino uye mushure, kumwe kudzoserwa hakuna kuitwa kwaunowana neHupenyu Inishuwarenzi. Saka zvinongoenderana nezvamunoda.
Mubvunzo usinganzwisisike, kunze kwekunge musikana wako weThai achida kuita kuti chiremba ashanyire zvine umbozha uye akasununguka, uye anofarira kubvumidzwa kuchipatara. Wese Thai anowana iyo yega yeThailand yehutano inishuwarenzi system, verenga: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5104696/ woonawo: https://www.social-protection.org/gimi/gess/RessourcePDF.action?ressource.ressourceId=54059
Uye zvakare, Thais vane yavo yakaparadzana "homwe yehutano" kuburikidza nehurumende nemakambani, kubva kune vanobatana nemhuri vanogonawo kubatsirwa.
Uye zvakare kune dzimwe dzakawanda sarudzo dzekuti Thais azvisimbise (mukuwedzera). Zvinenge zvisingaite kuvimbisa kuti anoziva nezvazvo!