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Home » Mubvunzo wemuverengi » Mubvunzo wemuverengi: Ndinofanira kubhadhara mutero muThailand pane annuity kubva kuNetherlands?
Mubvunzo wemuverengi: Ndinofanira kubhadhara mutero muThailand pane annuity kubva kuNetherlands?
Vadiwa vaverengi,
Ndichakurumidza kugamuchira annuity yangu kubva kuNetherlands. Izvi zvakaitwa maererano nemitemo yemitero yeDutch uye unofanira kuzivisa huwandu kune zviremera zvemitero muNetherlands. Ini zvino ndinofanira kubhadhara mutero muThailand here?
Ndokupi kwandingabvunza nezve izvi kune accountant muKorat kana nharaunda yakatenderedza?
Kwazisai,
Jack
Mhoro Sjaak, wakatora Annuity naani, uye inowira pasi pechirongwa chekare kana chitsva?
Nekuti kana iwe ukaenda kuThailand kana kutogarako, ivo vanobhadhara kamwe chete, asi 52% mutero unobviswa.
Ivo vanobva vasanganisira izvi, iwe unogona zvakare kuzviona paPolisi kana rumwe ruzivo
Asi ingobvunza inishuwarenzi yako kana kwawakaitora
Aloysius
52% haisisipo muNetherlands.
Kune vanozvishanda, pamusoro pehuwandu hwepamusoro, panewo rubatsiro rweinishuwarenzi yehutano, nezvimwewo, zvekuti pamusoro pe50k, chikamu chepamusoro chichabuda. iri kukurukurwa).
Yakanaka, yakanaka, yakanaka ???
Aloysius, dambudziko iroro rapera, handizvo here? Kana kuti zvachinja zvakare?
Verenga izvi kana uchida: https://www.thailandblog.nl/expats-en-pensionado/belangrijk-financieel-nieuws-omzetting-lijfrente-emigratie-mogelijk/
Nezvemubvunzo waSjaak: Ini ndinofunga kuti Thailand chete ndiyo inokwanisa kana zvikamu zvenguva dzose zvichibhadharwa (saka hapana rudzikinuro) asi ini ndinopa maonero angu kune iri nani. Ndinoshamisika kana Sjaak ane ruzivo irworwo kubva kuvakuru vemitero kana kubva kune inshurensi......
Mubvunzo hausi kubhadhara mutero muNetherlands, iyo yave ichizivikanwa, asi kubhadhara mutero muThailand. Uye izvo zvakarongwa sei muThailand? Ndosaka ndichida kubata accountant muKorat.
Wadiwa Sjaak, nyora izwi rekuti "annuity" kumusoro kuruboshwe munzvimbo chena, tinya pa: "tsvaga", uye uchagamuchira ruzivo rwakasiyana nezveThailand neAnnuity: https://www.thailandblog.nl/?s=lijfrente&x=0&y=0
Wadiwa Jack,
Ini ndinofungidzira kuti uchawana mubhadharo wenguva nenguva uye kuti mari yacho haizobhadharwe kamwe chete. Chibvumirano chemutero chakapetwa kaviri chinotaura muChikamu 18 (1) kuti pensions uye annuities zvinotereswa munharaunda inogara munhu. Kunze kweizvi ipensheni yevakuru vehurumende, kodzero yekubhadharisa mitero iyo inopihwa - mune iyi kesi - Netherlands.
Vakuru vemitero yeDutch vanotora nzvimbo yekuti annuities inofanirwa kuve pasi pemutero weDutch. Mubvunzo ndewekuti ndizvo here.
Ndatambira annuity kwemakore mashanu izvozvi uye handisati ndamboiendesa kuThailand. Ini ndinongoendesa penjeni yekambani yangu kuThailand uye ndinobhadhara mutero pavari muThailand. Ndinochengeta AOW uye annuity muNetherlands uye ndinobhadhara mutero pavari muNetherlands. Kubva kuakaundi yangu yekubhangi yeDutch ndinobhadhara inishuwarenzi yangu yehutano kubva kuAsia mutemo uye zvakare mazororo angu kunze kweThailand. Nekuti vatungamiriri vemitero yeThai vanofungidzira kuti chii chaendeswa, ini handina dambudziko, asi kana ukatumira iwo annuities kuThailand, ndinofunga kuti zviremera zvemitero zveThai zvinoda uye zvinokwanisa kuvabhadharisa. Iwe zvino unofanirwa kurwisana neDutch tax zviremera.
Akanyorwa zvakanaka uye Rembrand inotaura nezvekusahadzika kwekuti Chinyorwa 18(1) kana (2) chechibvumirano chinoshanda. Vakuru vemitero yeDutch vanofara kunongedzera kundima 2 nokuti mutongi akasarudza nenzira iyi munguva yakapfuura.
Asi chero bedzi Sjaak isingaendesi iyo annuity kuThailand, iyo annuity haina mutero muThailand. Izvi zvinoenderana neChinyorwa 1 cheMutero Wemari Yemunhu muThailand. Izvi zvinopindura mubvunzo waSjaak.
Hi Rembrandt,
Mumhinduro yako unotaura kuti veDutch tax vane maonero ekuti mari yekubhadhara mari inofanirwa kuve pasi pemutero wechiDutch. Unoshaya kuti izvi ndezvechokwadi here.
Izvo chaizvo hazvisi izvo, asi chinzvimbo ichi hachina kuverengerwa neVatengi Vemitero.
Kubhadhara kwe annuity kunonyanya kubvisirwa mutero kuThailand (Chisungo 18(1) cheDouble Taxation Treaty chakapedzwa neNetherlands neThailand).
Chete kana iyo annuity yekubhadhara ichibhadhariswa kune purofiti yekambani yakavambwa muNetherlands, Netherlands inogona zvakare kubhadharisa izvi.
Pakati pa2013, Zeeland West Brabant District Court yakaita mitongo yakati wandei ichitsigira Vatongi Vemitero. Izvi zvine chekuita nemubhadharo we annuity wakapihwa neAegon uye sangano riri pasi peamburera kune mugari wekuThailand. Inoramba iine zvirevo izvi, uyezve nezve Aegon et al.
Dai ndanga ndiri iwe, ndaitanga nekucherechedza mutero wako wemutero kuti kubhadhara kwako kwe annuity hakuna mutero muNetherlands. Nezvevatengi vangu vekuThai nevePhilippines, hapana chandinoita zvakasiyana uye pasina dambudziko. Mashoko ane chekuita nekubhadharwa kwemari muChibvumirano chakapedzwa nePhilippines akafanana neaya eThailand.
Kana inspector ane maonero akasiyana, anosungirwa kuratidza kuti (kunyange ikozvino) mubhadharo we annuity unobhadharwa kune purofiti yekambani yeDutch.
Pamusoro pezvo, pane zvakawanda zvinoda kutaurwa pamusoro pemitongo yeDare. Zvichienderana neChisungo 18(2) cheChibvumirano, Netherlands (kureva kuwedzera kuThailand) inogonawo kubhadharisa mutero wemari kusvika pamwero wekuti muripo uyu unobhadhariswa purofiti yekambani yechiDutch. Mashoko acho haacherechedzi kuti Vemitero vanofanira kuita sei izvi. Nemamwe mashoko: zvirevo izvi zvachose kufuratira Article 23 -. "Kuregererwa uye nzira dzechikwereti" dzeChibvumirano, kudzivirira mutero wakapetwa kaviri.
Ikozvino izvi hazvishande kwauri sezvo usingabhadhare mutero wePersonal Income Tax pamari yako ye annuity, asi handigone kufungidzira kuti izvi zvakabatawo basa mumitongo yakaitwa neDare. Asi nyangwe dai zviri izvo, sekuona kwangu Dare raifanira kunge rakateerera izvi.
PAKUPEDZISIRA: maka yako annuity kubhadhara sekusiri kubhadhariswa mutero muNetherlands mune yako 2019 mutero wekudzoka mutero!
Paive nenyaya yakafanana pane ino saiti gore rapfuura uye ndiani anoziva, unogona kuwana chimwe chinhu kubva mairi.
https://www.thailandblog.nl/expats-en-pensionado/belangrijk-financieel-nieuws-omzetting-lijfrente-emigratie-mogelijk/
Mashoko ako anoshaya mhinduro yakajeka.
Ndinofungidzira kuti iwe uchagamuchira bhenefiti yepamwedzi, pamwe inishuwarenzi yepenjeni mune iyo nyaya.
Kana iwe uchigara muThailand uye wakadzimwa kubva kuNetherlands, unogona kunyorera kusabhadhara mutero muNetherlands. (dzimwe nguva zviri nyore, dzimwe nguva kwete)
Wobva wabhadhara mutero wemari muThailand panzvimbo yeNetherlands.
Kana iri bhenefiti kubva kune inshurensi inofanirwa kushandurwa kuita mubairo wepamwedzi, zviri nani kungotama zviri pamutemo mushure mekunge annuity yabhadharwa, nekuti mushure mekuenda kune imwe nyika haugone kushandura iyo yakaburitswa mu annuity chero kupi uye iwe uchamanikidzwa. kuzvipa..
Iyo inogona kunge isiri njodzi, nekuti kunyangwe wanga uchiri kugara zviri pamutemo muNetherlands muna 2019, unogona kukwanisa kuenzana mari yako mumakore matatu.
Izvozvo zvinogona kuchengetedza mitero.
Pakupedzisira.
Zvichipa mibairo yakaderera, kutora inshuwarisi ye annuity haina kunaka. (mitengo yakakwira, inobviswa kubva pamari yaiswa mari uyezve hapana chimbadzo pane chasara)
Paavhareji yezera rekufa, ungangove wakagamuchira mari shoma pane iyo capital yakaiswa.
Pamwe zviri nani kungozvitenga.
Wadiwa Ruud,
Anobvunza anotogara muThailand uye kubatsirwa kubva kuNetherlands hakusati kwaitika.
Hazvina kutaurwa murugwaro kuti mubvunzi anotogara muThailand.
Ndakanga ndatowedzerwa nguva yekugara uye ndakanga ndagara muThailand kwemwedzi mishomanana kuti ndironge zvose ndisati ndatama.
Pakupera kwegore ndipo pandakazodzimwa zviri pamutemo kubva kuNetherlands ndokuva mugari wemutero wokune imwe nyika.
Kuchinjira kumubhadharo wepamwedzi wega wega hazvibviri kana wakatotama.
Ndakatama kare uye ndakagamuchira ongororo yekudzivirira inotaura nezvepenjeni yangu diki uye annuities uye mapremiums ega. Chero bedzi ndisina kuibata kwemakore gumi, yaizova isingabhadharwi mutero.
Muna 2019, ndakatambira tsamba kubva kuvakuru vemitero yaitaura kuti handibhadharwe mutero pamari yakataurwa yepenjeni, annuities uye maprimiyamu imwechete kubva muna 2017, chero pasina chachinja.
Ini handisati ndasvika pazera rekubatsirwa, mamwe marongero anoita nekuti igwara rekuchinja, saka ndinogona kukumbira mabhenefiti pakati pe55 ne65. ini handidi. Kana ndava nemakore makumi matanhatu nemashanu, ndichaita kuti ibhadharwe kamwe chete uye ndongoichengeta muakaundi yebhangi reDutch kwerinenge gore 65. Ipapo haichisiri mari kune veThai mutero zviremera, asi yekuchengetedza uye isina mutero muThailand.
Ngativimbei kuti zvese zvichave zvakanaka muNetherlands, saka kazhinji mitemo inodzoserwa kumashure.
Roel, tanga watarisa marongero ako panguva iyoyo kuti uone kana rudzikinuro ruchigoneka. Uye kana zviri izvo, tarisa chibvumirano chitsva (chinenge chave panzvimbo panguva iyoyo) kuti uone kana kuregererwa kusingabvisi mutero muNetherlands. Nezvinangwa zvemutero, rudzikinuro rwakasiyana kubva kune annuity kana muripo wepenjeni.
Nekuda kwekutaura kwako kuti haugone kuita mutemo mushure mekutama, ndinokuendesa kune iyi link (yandakambotumira pano): https://www.thailandblog.nl/expats-en-pensionado/belangrijk-financieel-nieuws-omzetting-lijfrente-emigratie-mogelijk/
Makadii vadikani ndine gore ndine annuity yangu handina kana kamwe chete zvinogoneka asi sezvamanzwa kare 52% yemutero inobviswa musadaro ndingadaro vafunga kuti ndiri mupfumi vangadai vari matsotsi dai ndakaziva handina kumbo buditsa saka manje vanobhadhara mari mwedzi wega wega unozobviswa mutero in 5 years unenge wasara nezvakawanda zvinorwadza. zvishoma mwedzi wega wega, asi iwe hausati wavapo, unofanirwa kuve nekambani yeakaundi inokuchengetera iwe, iyo ichakubhadhara iwe 250 euros, tozokutumira mari pazuva rawakabvumirana, asi iwe kuita izvozvo kare usati wawana mari yako.
Iyo 52% mutero wekunyima unodiwa nevakuru vemitero iyo inshurensi inofanirwa kunyima, iyo yaunogona kuzotora kubva kune zviremera zvemitero kuburikidza nemutero wako.
Kana iwe ukachengetera annuity, pamwe neinobatanidzwa mutero, iwe haufanirwe kuitenga kunze, asi kutenga annuity yayo.