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Home » Mubvunzo wemuverengi » Mubvunzo wemuverengi: Ndinganyorera here mari yekuwedzera kune yangu yepenjeni yenyika?
Mubvunzo wemuverengi: Ndinganyorera here mari yekuwedzera kune yangu yepenjeni yenyika?
Vadiwa vaverengi,
Ini ndichaenda pamudyandigere mugore rimwe uyezve ndichagara muThailand kwemakore matanhatu. Gamuchira 1 percent pasi pemudyandigere wehurumende uye hapana kana penjeni yawawana. Ndave ndakaroora kwemakore gumi nematatu nemukadzi wechiThai muNetherlands neThailand, saka ndichakurumidza kugamuchira 6 euros.
Mubvunzo wangu ndewekuti, ndingakumbira here chekuwedzera kana mvumo kune imwe nzvimbo?
Kwazisai,
Jan
Kana iwe uchigara muThailand zvechokwadi, hauna kodzero yekuwedzera.
Mamiriro ako ekugara haana kujeka kwandiri, asi zvinoita sekunge unogara uye unoshanda muThailand.
Kana zvakadaro, mudzimai wako angangodaro asina kumbobvira agara muNetherlands uye haazove akawana kodzero dzeAOW asati awana kodzero yeAOW.
Batsiro yako yeAOW inogona kunge yakaderera pane yaunofunga kana usina kufunga nezvekuti iyo AOW accrual yakagadziridzwa kubva pa15 kuenda pa65 kusvika 17 kusvika 67.
Kumberi, hurumende yakabvisa 4% accrual, iyo yausina kuwedzera kumashure, nekuti unogara muThailand.
Iwe waizogamuchira 16% zvishoma AOW.
Kana iwe usina mafuta piggy bank, ndinotya sarudzo yako chete ndeye kudzokera kuNetherlands.
Kana kuti ramba uchishanda mushure mekuenda pamudyandigere, asi iwe unofanirwa kuunganidza mari yakakwana kuti uchengetedze vanoenda kune dzimwe nyika vachifara.
Mukadzi wako anogonawo kuenda kubasa.
Zvinoratidzika kwandiri, zvisinei, kuti uchanangana nekumanikidzwa kudzoka pane imwe nguva mune ramangwana.
Wadiwa Ruud,
Mijnheer ave akaroora mukadzi wechiThai muNetherlands kwemakore gumi nematatu.
Iye zvino anogara muThailand kwemakore matanhatu.
Nehurombo, hapana chikonzero chekuti murume uyu awane imwe mari yekuwedzera kubva
hurumende yeDutch nekuti anogara muThailand.
Kwete, mudzimai wangu haashande uye akagara muNetherlands kwemakore 8 uye ane makore 21 mudiki kwandiri, saka ini ndichakurumidza kusungirwa kudzoka kana ndichifanira kukutendai.
Kana uchigara muNetherlands, unogona kunyorera yekuwedzera kubva kukanzuru yaunogara, kuti usvike padanho rekubatsira munharaunda. MuThailand hauna dzimwe kodzero dzechiDutch.
Zvakare muNetherlands hauwane chekuwedzera, shamwari yangu ine zvakafanana.
anogara nemumwe mukadzi wechiThai muNetherlands.
iye zvino akaenda pamudyandigere, uye anowana anenge 700 euros nekuti anogara naye, ane makore makumi matatu (mudiki kwazvo) musanganiswa iye 30).
anofanira kuenda kubasa iye zvino, uye anoshandawo maawa makumi mana.
nzira chete yekugamuchira 1200 euros zvakare ndeyekurambana.
kana kuti anofanira kumunyorera kunze naye, pane imwe kero, anga achishanda pamusoro pazvo, angave akaita izvozvo, asi icho chakavanzika, kune vamwe, munonzwisisa.
Mhoro Jan,
Handikwanise kupindura mubvunzo wako nemazvo.
Edzai atkantoor.nl. Iri iboka revashandi vehurumende vakasiya basa vanogona kukurayira mahara.
Vakandibatsira makore mashoma apfuura. Ndinovimba nokuda kwenyu vachiri kushanda.
Kwaziwai Leo
Hongu iwe unogona kuzvinyorera, asi nezvikonzero zvipi zvaunofunga kuti icharemekedzwa?
Paunenge uchiwedzera yako iri kuuya yeAOW bhenefiti, kupedzwa kwenguva yakazara kunotariswa, kusanganisira iyo yekuti waigara nekushanda muNetherlands.
Chokwadi haugone kuita chero chirevo kune chero chirongwa chekuwedzera. Iyo "mubhadharo weshamwari" muAOW yakabviswa makore mazhinji apfuura.
Uye iwe wakabviswa zviri pamutemo kubva kuNL kwemakore matanhatu, dai zvisina kudaro ungadai usina kudzikiswa ne6% (12 x 6%).
Izvi zvese zvaizivikanwa pachine nguva!
Saka tanga wararama pasina mutero pano kwemakore, wozonyunyuta ikozvino kuti hauzokwanisi kuwana penjeni yako yakaderedzwa yehurumende mune ramangwana? Zvinoshamisa hazvo…
Ndiri kuona chinhu pano.
Mumwe munhu anotora danho kunze kweCalvinist Netherlands anoonekwa seakaramba kutenda.
Chinhu chakadai se "Zvakanaka kuti iwe unofunga zvakakura, asi hongu, zvinonzwisa urombo kuti zvinoodza moyo uye tingakubatsira sei" haisi muchena DNA.
zvishoma zvemashoko asina musoro uye asina kururama. Kana uchigara munyika une zvakanakira nekuipira nyika iyoyo. Kana uchigara kune imwe nyika, une zvakanakira nekuipira kune imwe nyika. Hazvinei necalivinism kana kuramba kutenda.
Hongu Jan,
haungazvifarire, asi zvakare funga nezve chinodikanwa cheThai chekuti iwe nemukadzi wechiThai munofanirwa kuwana mari ye400.000 baht, zvikasadaro hamugamuchirwe. pamwe izvi zvinogona kugadziriswa nemavhiza anomhanya. Asi ini ndinokahadzika kana iyi iri sarudzo yehupenyu hwako hwese. Kuchengeta muakaundi yebhangi ye400.000 kunobvumidzwawo. Kana uine kugara uku harisi dambudziko.
Kwazisai Anthony
Kudzokera kuNetherlands? Ndokuzo?
Nepenjeni yakaderedzwa yakwegura, zvichida yakabviswa kubva kuNL kwemakore uye pasina dzimba ipapo, pasina mafuta piggy bank uye Netherlands nyika inodhura kupfuura Thailand.
Kunyange mumamiriro ezvinhu akafanana.
Please advice.
D.
Bvunza kukanzuru yeDutch uko munhu akanyoreswa nezve (rendi) mvumo uye zvimwe zvinokwanisika kuregererwa.
Iwe unozofanirwa kutanga uine imba uye nekudaro kunyoresa usati wakodzera kune chero chirongwa.
Tanga pakutanga uye unyore nesangano redzimba kana hwaro hunorendawo dzimba dzevanhu. Iyo yakareba iwe yakanyoreswa, iyo yakawanda mukana weimba yakadaro. Kana iwe uchikwanisa kugara kwenguva pfupi nemumwe munhu uye wakanyoreswa, unogona kuenderera kubva ipapo uye uchikumbira nekukurumidza magariro ekugara kuburikidza, semuenzaniso, social work.
Wadiwa Jan, haugone kurarama nemari iyo! Kwete kunyange muThailand ... (pasina?) inishuwarenzi yehutano!
http://www.ouderenombudsman.nl/informatie/234/wat-en-voor-wie-is-de-aio-aanvulling
Mari (mambure pamwedzi pasina mvumo yezororo) inotarwa nehurumende semari shoma haina kufanana nemunhu wese. Kana uine mwana ari pasi pemakore gumi nemasere kana kuti uchigara nemumwe munhu, mari yaunowana inosiyana neyaunogara wega. Kana mari yako yakabatana isingasviki € 18 net pamwedzi, iwe ucharamba uchigamuchira iyo AIO yekuwedzera kubva kwatiri. Kana mari yako yakabatana inopfuura € 1.360,13 net pamwedzi, iwe hauchagashira yekuwedzera yeAIO.
Ndeipi mitemo ine chekuita nepenjeni yehurumende uye kugara pamwe chete?
http://www.ouderenombudsman.nl/informatie/233/wat-zijn-de-regels-op-het-gebied-van-aow-en-s
Nezvinangwa zveSVB, munogara mese kana muchi:
pamwe chete nomumwe munhu ane makore 18 kana kuti anopfuura, garai mumusha kwenguva inopfuura hafu yenguva yacho uye mugoverane mutengo wemba kana kuti kutarisirana.
Isu tinodaidza munhu waunogara naye kuti 'mudiwa' wako. Uyu anogona kunge ari murume wako, mukomana kana musikana, asiwo mukoma, hanzvadzi kana muzukuru.
Mumwe munhu anogara pamwe chete anogashira penjeni yeAOW ye50% yemambure mashoma
Kuti uve unofanirwa neAIO yekuwedzera, zvinotevera mamiriro anoshanda:
mari yako yakaderera pane 100% yenyika mudyandigere.
unogara muNetherlands.
une kodzero yekuwana penjeni yenyika.
iwe unogona kunge uine capital diki, semuenzaniso zvishongo kana imwe savings.
Iwe unogona kunge uine penjeni diki, chero bedzi iyo yakazara inowira pasi pe100% AOW.
Chii chaunofanira kuita? nemari iyoyo iwe une kodzero yezvipo zvakasiyana muNetherlands!
MuNetherlands anogona? uye uchiri kubvumidzwa kushanda… kuwana chimwe chinhu parutivi?
Unogona here kurwara muNetherlands?
Ita bvunzo yekuverenga rendi & yekuchengeta mvumo: https://www.belastingdienst.nl/rekenhulpen/toeslagen/
Kuyera kuziva ... ramba uchiita chirongwa
Nonsense, iwe unovaka yako yehurumende penjeni yega yega muNetherlands. Pasinei neruvara rweganda kana mavambo. Nekudaro, iwe unogona kugamuchira yekuwedzera kune yako isina kukwana AOW kana uchigara muNetherlands uye uchidonha pasi pehuwandu hwemagariro. Vanhu avo, nepenjeni yehurumende isina kukwana nerendi nerendi yehutano, vachine zvishoma zvekuti vanorarama muhurombo chaihwo. Ivo havatarise ruvara rweganda rako kune iyo yekuwedzera. Ichokwadi kuti kune vakawanda vaichimbova vashandi vaenzi, kana kuti tinofanira kungovarega vachienda? Saka vanhu ava vanowana rubatsiro kubva kuSocial Security, iyo inotsanangurawo zvakanyanya kuti sei vanoenda kune dzimwe nyika vachimiririrwa sevagamuchiri veSocial Security.
- https://www.rijksoverheid.nl/onderwerpen/algemene-ouderdomswet-aow/vraag-en-antwoord/hoe-kan-ik-mijn-aow-uitkering-aanvullen
- http://www.flipvandyke.nl/2014/10/uitkeringen-autochtonen-hebben-er-meer/
Ndinotya kuti Jan achafanira kutamira kuNetherlands munguva refu, musikana wake achafanira kutora bvunzo yekubatanidza nekuti haasati asvika 65+. Kuno muNetherlands anogona kuwana zvokuwedzera kubva mumagaba akasiyana-siyana. Kana akararama zvine mutsindo anogona kutarisira kutenga tikiti rekudzoka uye kupedza nguva yechando muThailand.
Akaroora muNetherlands kune murume uyu uye akagara muNetherlands kwemakore manomwe.
Ndinotenda Lodewijk, ndakanga ndapotsa kuwedzera kwemunyori kana kuti yakanga isati yasvika. Matauriro angu akananga kumashoko akazobviswa. Ndima yangu yekupedzisira yaive chinyorwa chemuzasi icho chisisiri chakarurama neruzivo rwekuwedzera uye izvo zvisingaite zvinodiwa zvemhando izvo zvinofanirwa kutarisirwa kwandiri.
Kana mudzimai wake akagara muNetherlands kwemakore 7, tinogona kufunga kuti akapedza kubatanidzwa kwake. Nediploma yekubatanidza muhomwe yake, haafanire kuita izvi zvakare, asi achafanirwa kuita iyo yese TEV maitiro (kunze kwekubatanidzwa muembassy uye muNetherlands). Kana kuti anofanira kunge ari mugari weDutch, izvo zvinogoneka nemudiwa wechiDutch mushure memakore matatu ekugara pamwe chete muNetherlands. Ipapo vaigona kubhururuka kudzokera kuNetherlands pamwe chete mangwana kana Thailand isisiri sarudzo.
Pasinei nenzvimbo yako yekugara muThailand kana Netherlands, unoramba usina mvumo imwe chete. Kana kuti vanofanira kurambana voita imba yakaparadzana uko pasina hukama hwakajeka sekunge vakaroora. Mashoko ari pasi apa akadai sekuti 'kurambana uye kuvaka imba yechipiri asi kurara mese' haashande. Ingotarisa chidimbu nezveAOW yaive muTelegraaf. Murume iyeye anogara muNL, mudzimai wake muTH, asi maererano nehurumende uye mutongi vanozvibata sevakaroorana vane hukama hwewanano / chaihwo uye saka hapana mvumo imwe chete kune munyoro.
https://www.thailandblog.nl/expats-en-pensionado/aow-gekort-na-huwelijk-met-thaise/
Zvakanaka mudiwa Rob iyo yekupedzisira link inoreva kune vakaroorana. Inodonha kana kumira nazvo. Vasina kuroora uye vangave pamwe chete kana kwete, saka iyo 50% kurongeka kweAOW kunoshanda, uko vese vanogarawo. Nekudaro, semunhu asina kuroora kana kuroora, kana vese vaine imba yavo uye nekudaro vese vaine mari yemba yavo nekuda kweizvi, unogona kuvimba nechirongwa chemba-2 uye ipapo AOW anodya penjeni achagashira AOW kune vanhu vasina kuroora. .
https://www.svb.nl/int/nl/aow/tweewoningenregel/index.jsp
Saka pane musiyano pakati pekuroora kana kusaroora nekuti mune muenzaniso mune yako link vese vane imba yakazvimirira asi vakaroora.
Semunhu asina kuroora anoshandisa iyo 2-imba chirongwa, unogona zvakare kuve pamwe uye kugamuchira iyo AOW yevanhu vasina kuroora. Mushure mezvose, munhu mumwechete ane mari yakawanda yeimba uye anobhadharwa nekuda kweizvi.
Pension yako yehurumende ichaderedzwa ne12%, sezvaunozvitaura iwe, uye uchawana 50% inobatsira nokuti unogara nemumwe wako. Iwe hauchakwanise kunyorera mvumo yemumwe wako mushure me1-1-2015, iwo kodzero dzapera nguva yako. Mukadzi wako achiri mudiki kuti awane penjeni yehurumende.
Saka yako gross state pension ichava 88% ye843,78, inova 742 euros gross uye mutero wekubhadhara ucharamba uchibviswa kubva ipapo. Ndinofunga mambure ako e680 euros akarurama. Uye ndizvozvo. Nevac mari isingaite matani matatu ebhaht pagore, saka hauwane wedzero pamari. Iwe uchafanirwa kuva uye kuchengeta matani mana mubhangi. Uye zvakare, iwe unofanirwa kupfuudza pamusoro pe3 baht pamwedzi paavhareji uye kana izvo zvinoshanda zvinoenderana nemamiriro ako pachako.
Iwe haunyori zvaunorarama nazvo zvino; pamwe kubva kumidziyo uye ndinovimba kuti piggy bank ichiri kunyatsozadzwa zvikasadaro skimpy hans ichava kicheni master. Uye ipapo haugone kurwara!
Jan, wokuNetherlands unogona kupiwa mari yacho, asi mukadzi wechiduku anofanira kuzviita anowanikwa kubasa uye ipapo iwe une kodzero yokuwana zvinodiwa nomunhu akaroora kana kuti kubviswa mari yakawanda iyo mudzimai wako anogona kuwana.
MuThailand, mudzimai wako anogona kutanga chitoro chake kana chimwe chinhu chakadaro owedzera mari yake nenzira iyoyo. Inishuwarenzi yehutano inokubhadharira mari shoma. Zvakaoma kurarama pa22000 baht pamwedzi kuvanhu vaviri
Mubvunzi aive asingazivi here kuti munhu anogona kuramba achibhadhara mari yekubhadhara yeAOW kwenguva yemakore gumi?
Ndakaitawo izvozvo, saka mukati memakore angu gumi nemana ekugara zvachose muno muThailand, ndaingova nemakore mana, saka 14% shoma AOW.
Mubvunzi akagara muThailand kwemakore matanhatu, saka dai akashandisa chirongwa ichi, angadai akazvidira kubhadhara mipiro kwemakore matanhatu uye angadai aine 6% AOW.
Jan Beute.
Ne 100% iyoyo ndinoreva, kudzivirira kusanzwisisana, 100% yehafu nekuti unogara nemumwe wako.
Jan Beute.
Anodiwa Jan uye muverengi,
Kana mudzimai wako agara muNetherlands kwemakore 6, achawana 12 muzana yepenjeni yehurumende munguva yakafanira.
Chokwadi, Peter Yai
Mudzimai ane makore 21 mudiki kuna Jan, Jan asati asvika zera remudyandigere renyika yemukadzi wake, Jan haazobatsiri zvakanyanya kubva ipapo.
Sarudzo yako ndeye kurambana muNetherlands, ipapo iwe unozogamuchira anopfuura mazana matatu emadhora pamwedzi
……uye mudzimai wake anofanira kuzviriritira? Nekuti kana akaramba achigara pamwechete mushure mekurambana, haazogamuchire iyo 300 euros zvakare.
Ipapo uchazvirojera imba isingadhuri;
ipapo hamuchagari pamwe chete uye munobva mawana mari yakawanda yepenjeni yehurumende.
Ini ndinongowana 52% gare gare, asi zvakare ndine zvimwe,
kupfuura zvakapetwa ka2 pane zvandinoshandisa zvino pamwedzi.
Zvakanaka, ndine 8 tons mubhangi reImmigration.
Ndiri kuronga kuzova mugadheni pano kana ndava nemakore 65
kuvaka imba diki inosvika zviuru zana baht,
muzita rangu, ipapo ndinowana 200 euros yakawanda pamwedzi
uye iwo 100.000 baht adzoka nekukurumidza
uye kwehupenyu hwangu hwese ndine 200 euros yakawanda pamwedzi.
Izvi zviri pamutemo chose , ndinorara nemukadzi wangu .
Kuwedzera imba asi kuenderera mberi nekugara pamwe chete panguva imwe chete - iyo SVB inogona kutarisa izvo zvakasiyana nezvaunofunga ...
Anodiwa Chris anobva kumusha,
Kana vakauya kuzoona uye, zvichibva pane zvavanoona, vogumisa kuti uri kushandira mhuri yakabatana, unogona (patsva) kubhadhara mari yakabhadharwa inodarika makore matatu pamwe nefaindi yakakura.
Saka: tarisa usati wasvetuka.
Kune iyo 2-imba chirongwa, ona: https://www.svb.nl/int/nl/aow/tweewoningenregel/index.jsp
Pandinotevera chinongedzo uye ndozadza zvese ini ndinowana hutachiona meseji… ..
Asi ine zvishoma zvinodiwa zvinotungamira kune imwe mhedziso yakasiyana pane 'Ndichawedzera imwe imba'. Iyo imba yekuwedzera ichafanirwa kuve neyayo imba nhamba, yekubatanidza nemamita kumagetsi nemvura, uye iwe uchafanirwa kunyoreswa 'nekanzuru', iyo iyo SVB inofuratira zvachose hurongwa hwekunyoresa mune dzimwe nyika seThailand. . Kana ukasapa chirongwa ichi 'chinhu' haugone kuzviita. Vanobaya napo.
Uye zvino mubvunzo wekuti mudiwa anobata sei pasina mari. Chenjerai, kune mapere munzira apa.
Pahwendefa rangu, dzimwe nguva ndinowana iyi meseji muChrome pandinobatana ne(semi) nzvimbo dzehurumende muNetherlands. Sarudza kumberi uye iwe uchaona iyo yepamutemo webhusaiti yeSVB.
Iyo SVB saiti inoshanda zvakanaka muChrome. Asi kana iwe ukazadza hurongwa hwemba-mbiri mune yako link uye uchipfuura nepakati payo nzira yese, inokutumira kumwe kunhu kune mhinduro. Uye ikoko ndinowana Norton360 meseji ye 'ngozi saiti'. Ndakabva ndarega.
Zvinoshamisa chaizvo, ndinoona chinongedzo changu chinoti "https" kubatana uye zvakare svb.nl, zvakanaka. Dzimwe nguva ndinowana meseji yekuti saiti haina kuchengeteka, asi ipapo ndinongoenderera nekuti ndinoziva kuti masayiti akavimbika (SVB, Tax Authorities, etc.). Ini ndinofunga chimwe chinhu chiri muChrome icho mamwe masaiti haazivikanwe sepamutemo (muThailand chete?). Zvichida Petro anoziva chikonzero nei.
Iyo SVB inoona iyo imba iri mubindu sechinangwa chakafanofungwa chekurasisa bhizinesi uyezve haungawane izvozvo. Imba diki iyoyo inonzi ndeyenzvimbo inogara vanhu.
Hongu uye kwete. Zvinoenderana nekuti imba iyoyo ine nhamba yeimba yayo, yekubatanidza, kubuda munzira yeruzhinji nezvimwe. Inofanira kunge iri 'chaiyo' uye kwete imba yebindu kwausingakwanise kugara. Iwe unofanirwa kuvapa chekugara muThailand vanogara panzvimbo yemumwe munhu uye dzimwe nguva vari pedyo zvakanyanya zvekuti vanofanirwa kukurukura kuti ndiani achavhura hwindo nhasi ......
Chinangwa chikuru hachisi chekuita neSVB; hamurambane munhu na jan joker! Iyoyo inhau yakakomba uye chisarudzo ichocho chinofanira kuremekedzwa. Sezvineiwo, pamusoro pekurambana, kugara wakaparadzana zvachose zvinogoneka, asi pane zvakare mamiriro usati watorwa seusina kuroora sezvakurukurwa pano.
Zviri pamusoro ZVINOGONA; kwete zvekufungira.
Takatokurukura nezvehupenyu hwakaparadzana uhwu uye 'kurarama hupenyu hwavo pachavo' nevose vakarambana. Kunyange mumhuri yakaparadzana chose chose, pangava nemamiriro ezvinhu anovhiringidza kodzero yokubatsirwa kwomunhu asina kuroora kana kuroorwa.
Ona chinongedzo kune iyo SVB saiti yandapa. Izvi ndizvo zvinopinda mune ino blog: https://www.thailandblog.nl/expats-en-pensionado/aow-gekort-na-huwelijk-met-thaise/
Muvambi wenyaya anogona kukwanisa kushandura chimwe chinhu kana akapinda muhukama hwekutengesa nemumwe mushure mekurambana zviri pamutemo kana kuparadzana zvachose; muverengi mumwe kana anopfuura anogaroverenga pano ari (aive) mumamiriro ezvinhu akadai uye ane/ane bhenefiti imwe chete.
Asi zvakare, ndezve CHOKWADI nezve ese ari maviri mamiriro ekurarama uye mari yacho. Kana mumwe wevanobatanidzwa asina mari kana midziyo yakakodzera uye saka achitsamira pane imwe, kanganwa nezvazvo.
Zvechinyorwa .
Ini handina kuroora, asi ndinongoti mukadzi wangu!
Kune gadheni rakakura rakatenderedza imba yake, nzvimbo dzinoverengeka, saka kune nzvimbo yakawanda.
Imba iyoyo ine mukova wayo,
yaro pachayo magetsi nemvura nenhamba yemba yayo
uye nyika yakabhadharwa.
Pachave nemubhedha wemunhu 1 nezvinhu zvangu zvese.
Uye chimbuzi nekacheche.
Uye ndiri kuenda kunyoresa kuti zvakare.
Iwe watozviona, ndazvifunga
uye ndinofunga kuti nenzira iyi hapana matambudziko.
Zvakafanana nekuva nekondomu muzita rako uye kugaramo wega.
Kwandinorara ibasa rangu!
Uye kuroora kana kuroora kana kusaroora hakuna mutsauko. Zviri zvekuva nemhuri yakabatana uye kana iwe uchida kuva neimwe imba, ndeye mahara, asi SVB haizopa mari iyoyo.