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Home » Mubvunzo wemuverengi » Mubvunzo wemuverengi: Ini ndinofunga kubvisa mari muThailand kunodhura zvakanyanya
Vadiwa vaverengi,
Ndakaverenga pane imwe nzvimbo kuti kushandisa kadhi rechikwereti muThailand kunokuita nyore € 20 kusvika ku30 €. Izvi zvinoreva kuti mari inobhadharwa kakawanda. Kadhi rekubhengi pacharo muThailand rinodhura mazana maviri baht (€ 200) panguva. Bhangi rako pachako rinobhadharisa mari yakawedzerwa pamusoro peiyo mari yekuchinjana ingangoita € 5,07. Mazhinji mabhangi eDutch anobhadharisawo mari yekubhadhara kadhi rechikwereti kunze kwenyika.
Izvo zvisingazivikanwe nevanhu vazhinji ndezvekuti iwe unowanawo mari isingafadzi kana iwe uchibhadhara nekadhi rechikwereti. Iyo inenge 2 baht yakaderera pane chaiyo yekutsinhana mwero. Nekubviswa kwe10.000 baht, uku kurasikirwa kwe13 yekuwedzera pamusoro pemutengo webhangi. Zvese mune zvese, unopedzisira warasikirwa ne20 - 30 euros mumitengo. Uye kuti pese paunobuda!
Ndofunga ndosaka zvakachipa kutora mari newe? Kana kuti ndiri kukanganisa?
Kwazisai,
Arnold
Mhoro Arnold,
Mari yemari iri nyore, kunyanya kana uine Thai account.
Chinjana kune akapfuma zvakanyanya kana mamwe mahofisi ekuchinjana, chiyero chiri nani futi!
Zvese zvinogona kurongwa paSuvarnabhumi.
Hapana kudhumhana nemari etc etc.
Kana iwe usina account yeThai, uchafanirwa kutakura newe.
Ndizvo chaizvo, tora mari uiise muakaundi yako yeThai
Ndakachinjawo kubva padebit card kuenda kunotora cash neni. Izvo zvakachengeteka zvishoma, asi unogona kuchengetedza zviri nyore makumi mana emaeuro pa1000 euros kana ukawedzera zvese kumusoro (zvinodhura ipapo uye pano kubhangi, chiyero chisina kunaka chaunowana)
Zvagara zvichizivikanwa kune vakawanda kuti kubvisa mari kubva kumaATM muThailand kwave (kana kwave) kudhura zvakanyanya.
Kunyanya, mubhadharo uyo mabhangi eThai anga achichaja kwemakore ndicho chikonzero nei ndisisatore mari muThailand (kana kumwewo).
Uye kuti chiyero chekutsinhana hachina kunaka ... izvo zvagara zvakadaro.
Kutsinhanisa mari kunopa kudzoka kwakanyanya uye kunonakidza pane "kuyedza" kuunza mari yakawanda sezvinobvira kuti uwane mari yako.
Ingotora mari newe (uye kadhi rebhangi uye kadhi rechikwereti kana pasina imwe sarudzo) ... Ndave ndichiita izvozvo kwemakore anoda kusvika gumi ikozvino. Ndaigara ndichitakura cheki dzevafambi neni, asi kuchinjanisa cheki idzodzo kwave kudhura. Saka iyo haisi imwe nzira.
Zviri pamusoro hazvisizvo zvachose. Kubvisa mari kunoda 2.25 euros per transaction kuSNS bank. Hapana chimwe chinouya pamusoro. Hazvina kudaro gore rakapera.
Ini ndinofunga iyo yakachipa sarudzo ichave kana iwe uine account neThai bank uye ita shuwa kuti unofanokwana zvakakwana kana iwe uri muThailand. Ipapo iwe unogona kungobvisa mari kubva kuThai account yako kuburikidza neATM, kana kuti ndakanganisa?
Idd Gert, Kana iwe uine Thai bank account uye uchiendesa mari kubva kuNetherlands. bhangi kubhangi rako reThai unobhadhara 5.5 Eur pakutengeserana uye muThailand unogona kutora mari mahara (kubva kubhangi rako reThai).
Ini handizive nezve mamwe mabhanga, asi iri paABN Amro.
Warasika chokwadi.
Kubvisa kadhi redhibhiti kunowanzo mahara kumabhangi eThai (kwete kwese kwese!), asi unofanira kutanga waendesa mari yacho kuThailand nemutengo UYE isingafadzi chiyero chekuchinjana.
Sarudzo yakachipa ndeye, uye inoramba iripo, kutora mari yakakwana newe inosvika zviuru gumi zvemaeuro, kuchinjana huwandu (taura 10,000 euros), uyezve imwe kana baht ichifarira zvakare. Mukufamba kwemwedzi kana miviri, izvi dzimwe nguva zvinogona kuchengetedza 1000 kusvika ku2 baht paeuro, saka pa3 euros iyo inosvika makumi maviri nenomwe baht yekuwedzera purofiti. Uchiri kukwanisa kukanda rimwe gonhi. Kana zvichidikanwa, unogona kugara uchiendesa kune yako Thai bank account.
Vanoda 500 manotsi, uye unongofanira kuisa makumi maviri acho muhomwe yako.
Ndave ndichiita nenzira iyi kwemakore, uye ndinoifarira chaizvo!
"Mukati memwedzi kana maviri dzimwe nguva inogona kuita mutsauko we2 kana 2 THB, saka pa3 Euro..." Iwe une 9000 Euro pamwedzi? uchiri kunetseka nezvei?
Asi chiyero chakakosha zvikuru. Kana iwe usingamanikidzwe kuendesa mari mwedzi wega wega, iwe unogona zvakare kumirira kusvika iyo Euro yavandudza uye zviri nani, asi haumboziva kuti pamberi uye unomirira kwenguva yakareba sei?
Ndiri kuzogara kuThailand uye ndinongoita kuti mudyandigere wangu uendeswe kuakaundi yangu yekubhangi yechiDutch nebhangi online. Ndine akaundi yekubhangi ine Thai ATM kadhi uye ndinogona kutora mareti ekuchinjana muaccount. Ini zviripachena ndinobvuma mari yese kwandiri pandinochinja uye bhangi rangu richichaja makumi matatu nerimwe eEuro padanho rega rega ingave 31 Euro uye iyo yepamusoro i10 Euro zvakare ye999 Euro. Sekureva kwevana vangu, mwero wekuchinjana wakanaka nekuti vanowana yakawanda THB kuaccount yavo kupfuura zvandaigarotarisira….
Pamusoro pemari, kubhadhara neVisa zvakanyanya sezvinobvira isarudzo yakanaka. Kunyangwe zvimwe zvitoro zvingada kubhadharisa muripo. Hapana dambudziko pamasupamaketi makuru akaita seTesco neBig C. Mari yeBaht inonzwisisikawo.
Arnold.
Cash inopa mwero wakanakisa. Kana muyero wava 39.3, unowana angangoita 37. Mitengo pabhangi inosiyana pabhangi. Saka, kana ukabvisa zviuru makumi maviri baht, semuenzaniso, zvinobhadhara kutanga watarisa zvaunobhadhara. Nyora pasi woiputsa. Zvadaro ita izvi pabhangi rega rega. Inogona kuchengetedza zviri nyore 20000 euros pa500 euros.
Cash inogara yakanakisa. Panzvimbo. Bkk.pattaya phuket munzvimbo dzine vashanyi vakawanda. Airport yakashata zvikuru
Kana uchibvisa mari muThailand, bhangi reThai rinochaja 180 Bath pakutengeserana, uye kumabhangi mazhinji unogona kutora kusvika zviuru gumi Bath. Nekudaro, kune zvakare mabhangi kwaunogona kutora makumi maviri e10.000 Bath mune imwe chete kuenda, uko Thai bank inobhadharisawo 20.000 Bath mutengo. The chete hove kazhinji kuchinjanisa mwero musiyano, saka zvinogona kuitika kuti kana iwe kubvisa 180 Bath, haubhadhari 20.000 Bath, asiwo kuchinjanisa mwero musiyano, kuitira kuti mari yose inowanzosvika kupfuura 180 Bath. Izvo izvo bhangi guru muEurope rinochaja yakawedzera zvinoenderana nebhangi nenyika. Mumwe munhu anobvisa mari muThailand anofanirwa kutarisisa zvakanyanya pamusiyano wemari yekuchinjana uye kuti asatsauswe nemutengo wepamwechete pakutengeserana kwaanofanira kubhadhara kwese kwese. Kutakura mari zvirokwazvo kwakachipa, asi kana yakarasika inodhura zvisingaenzaniswi. Munhu wese anofanira kuzvisarudzira kana achida kutora njodzi iyi.
Musiyano unogona kudzikiswa nekugara uchisarudza iyo 'Enderera USINA kutendeuka' kana uchibhadhara PIN. Izvi zvinoreva kuti muyero weATM haushandiswe (dynamic currency conversion), asi VISA/Mastercard rate. Izvi zvinowanzova pedyo zvakanyanya nechiyero chaunowana kana uchichinjanisa mari (dzimwe nguva zviri nani). Kazhinji inongori mitengo yePIN yeATM pachayo inoita mutsauko kana USINA shanduko yakarongerwa otomatiki neThai bank.
Pazororo rangu rekupedzisira muThailand, mari yekubhadhara kadhi rechikwereti yaive shoma. Saka zvishoma zvekuti mukuona kwangu hazvina kukodzera kutakura mari.
Ndakaiedza, ndikaita kuti musikana wangu abhadhare nekadhi muThailand nekadhi rangu uye panguva imwe cheteyo ndichiendesa mari netransferwise kuakaundi yake yeThai. Kuendesa kwaive 26 euros yakachipa pane debit card!
https://transferwise.com/u/869d15
Ndichangodzoka kubva kumwedzi miviri kuThailand. Ini zvirokwazvo ndinokurudzira kutora maeuro newe nemari uye uchichinjana nawo Bath kumahofisi ekuchinjana muThailand.
Paunosvika panhandare yendege uchasangana nemahofisi akawanda ekuchinjana akananga pamutoro wekutakura. Usachinje pano, asi tora nhamburiko yekudzika pasi 2 pasi muelevator uye kufamba uchienda kunzvimbo kwaunogona kutora Rail link kuenda kuBangkok. Ingotevera zviratidzo.
Pano iwe unowana iyo Superrich exchange office.
Mukuita: Muna Ndira pamutoro unotora 37,4 Bath ye1 euro
PaSuperrich pachitima chekunokwira 38,75 Bath ye1 Euro.
Kune akawanda mahofisi ekuchinjana munzvimbo dzakakura dzevashanyi.
MuPataya, TT ndiyo yakanyanya kunaka. Kosi inoratidzwa kwese kwese.
Mwero kubva muna Ndira kusvika svondo rapfuura wakachinja pakati pe38,25 kusvika 39,05 Bath per euro.
Iwe haubhadhare chero komisheni kumahofisi ekuchinjana.
Zvinosuruvarisa, ndaifanirawo kubhadhara nekadhi nguva shomanana mumavhiki apfuura. Zvakaipa kwazvo kune chikwama chako.
Inodhura 200 Bath per pini transaction. Rate 37,45 Bath per euro uye pashure ABN ichachaja imwe 2,25 euros per pini transaction.
Saka mazano kune wese. Tora maeuro newe uye uchinje ipapo. Ndokumbira utarise: akakuvadzwa, akabvaruka uye akaunyana euro manotsi haagamuchirwe.
Kubva pane zvandakanyora kubva muna Nyamavhuvhu gore rapfuura (iyo 180 Baht ikozvino yawedzera zvishoma):
.
Cash paTT exchange: 10.000 Baht inodhura 10.000 / 39.70 = € 251.89.
Debit card (Kasikorn/ING): 10.000 Baht inodhura 10.180 / 38.08 = € 267.33 + € 2.25 = € 269.58.
Pinning saka inodhura 7% kana iwe ukapinza zviuru gumi zveBaht panguva.
Uye 5.8% kana iwe ukapinza iyo yakanyanya (ikozvino 18.000).
Kubvisa paATM muThailand neKnab bank kadhi ndeye 0,5% yekuchinjana mari yekuwedzera (imwe yeinochipa)
Ita shuwa kuti unogonesa kurekodha kunze kwenyika, zvikasadaro hazvishande.
Nekuremekedzwa kwose kwakakodzera ... Vanhu vazhinji vanoenda kuzororo kwemavhiki maviri kusvika ku2. Sei iwe uchitora mari yako yese yezororo newe uye panjodzi yekurasikirwa nayo?
Ndinogara ndichiita 50/50. Uye kana iwe ukapinza, ita sekureva kunoita munhu wese pasina kutendeuka.
Fungidzira kuti inokutora makumi mashanu emaeuro kwezororo rese, mutsauko upi wazvinoita kuti uchengetedzeke.
Muenzaniso: Ini ndave muKoh Lanta, mwero unochinja zvishoma pakati pe37 ne38 pano pamahofisi.
Asi kana ndikapinza 10000 yekugeza ndinosvika pachiyero che38,4
Chinokosha ndechekuti, isu tiri pazororo, nakidzwa nazvo uye usanyengerwa nekuchengetedza pakati pe30 ne50 euros.
Gr Giovanni.
Kwekugara kwenguva pfupi zvinokurudzirwa kutora mari yakakwana newe; kwekugara kwenguva refu zvinotevera zvinofanirwa kutariswa:
Ndinoendesa mari kushamwari yangu yeThai mwedzi wega wega. Ndinoita izvi kuburikidza neTransferwise. Inoyevedza kwazvo: mwero wakanakira, dzimwe nguva zvakatonaka kupfuura mwero wandinowana pandinochinjanisa mari nemaeuro pahofisi yekutsinhana (uyezve ndinotsvaka hofisi yekutsinhana inonyanya kufarirwa). Kuchinjisa chete kunoita izvi nechikonzero: € 7,00 ye20.000 THB. Ehe iwe unofanirwa kuendesa mari kuaccount yeThai. Shamwari yangu zviri pachena kuti ine Thai account, asi ini ndakavhurawo Thai account ini.
Mabhanga ane simba, chinhu chichiri kushanda imari, ikozvino mubereko usina kunaka uye tinowana kunyange kushoma ... cash is king