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Home » Mubvunzo wemuverengi » Kutamira kuThailand uye WAO yangu?
Kutamira kuThailand uye WAO yangu?
Vadiwa vaverengi,
Ndanga ndiri pahurema kwemakore 18, ndakarambwa 80/100. Ndakaroorwa nemusikana wekuThailand, ave nemakore gumi nerimwe achigara muNetherlands. Tiri kuronga kutamira kuThailand.
Chii chandinofanira kugadzirira uye ndicharamba ndiine WAO yangu? Pane zvimwe zvinhu zvandinofanira kungwarira here?
Kwaziwai.
Klaas
painternet panoti paUWV paunofanira kutevedzera nezvaunofanira kuita, zvese zviripo unogonawo kufona nemibvunzo kuUWV nezvekutama, kana mabhenefiti ako achaderedzwa, nezvimwe.
Ini ndingati tsvaga kutanga, chaungaite zvakare kunyoresa kune mumwe munhu muNetherlands, ipapo iwe uchine kodzero dzako dzese, uye dzoka kamwe pagore kuronga zvese zvako zveposvo.
Ndaizofunga nezvazvo zvakanyatsonaka, Thailand iri kuchinja zvakanyanya, bhati ikozvino yakaderera zvikuru pa 34.5, saka ikozvino yanyanya kudhura, iwe unofunga kuti iwe wakachipa, asi iwe uri kukanganisa pamusoro pazvo.
Usanyorese kune chero munhu, tora kero yetsamba yemumwe munhu. Hazvisi nyore asi zvinogoneka, ndave ndiinayo kwemakore makumi maviri
SVB inotarisisa, zvakare nenzira yekushanya kumba. pachezvako ruzivo. Inoshanda zvese nekero yeposi uye nekunyoresa neimwe. Zvakare, kunyoresa nemumwe munhu kunoonekwa sekugarisana, zvese neSVB uye neTax and Customs Administration.
Hongu, inotariswa kuti ichokwadi here. Uyewo ane ruzivo.
Kuwedzerwa "sezvakaita neTax and Customs Administration" isarudzo inosuruvarisa.
Izvi zvinoramba zvisina mibairo kune Vemitero. “Kugara pamwe chete” hakukodzeri seshamwari dzemutero. Pamusoro pezvo, kunyangwe paine vadyidzani vemitero, ivo zvakare vakazvimiririra zvidzidzo zvezvinangwa zvemutero wemari: munhu wese anofanirwa kutarisana nemamiriro ake. Zvakanakira kuva vadyidzani vemitero zvinongogumira pakukwanisa kugovera zvakabviswa nenzira yakanaka, zvakadai sokugovera zvakabviswa zvakazara kana kuti chikamu kumari inotambirwa zvikuru. Asi iwe haufanirwe kutarisana nazvo kana uchigara muThailand.
Mune zvimwe zviitiko, vadyidzani havagone kusarudza, asi "sarudzo" inobva mumitemo yemutemo. Pamusoro pezvo, iyo Tax uye Customs Administration inobhadhara mari yekubvumidza. Saka kuwedzera kwangu hakusi "kusiririsa".
Wadiwa Frans Nico, ndine fungidziro yekuti hauna kunyatsonzwisisa mhinduro yangu yekutanga kana kuti haugone kuinzwisisa zvakakwana. Ndosaka ndava kutumira mamwe mashoko akadzama.
haungambo sarudza kuve mutero wemumwe nemumwe kana iwe uchigara muNetherlands kana iwe usingasangane neimwe yemamiriro. Izvi zvinotsanangurwa zvizere muIncome Tax Act 2001.
Semuenzaniso, muri vadyidzani vemumwe nemumwe kana makaroora kana kuti makapinda mumubatanidzwa wakanyoreswa.
Uye zvakare, iwe uri mutero vanobatana newaunoshanda naye mumba kana ukasangana ne1 yeanotevera mamiriro:
• mese muri vanhu vakuru uye makapinda muchibvumirano chekugara pamwe chete.
• mune mwana mese.
• Mumwe wenyu aziva mwana wemumwe.
• wakanyoreswa nehomwe yepenjeni sevashandi vepenjeni.
• mune imba yenyu mese yamunogara mese.
• mese muri vanhu vakuru uye mwana mudiki wemumwe wenyu akanyoreswawo pakero yenyu (mhuri yemunhu).
Mamiriro ezvinhu aya anoshanda kwauri here? Asi unorenda chikamu chemba yako kumunhu wawakanyoresa naye pakero imwe cheteyo here? Kana uri kurenda panzvimbo dzebhizimisi, hausi vadyidzani vemitero. Unofanira kuva nechibvumirano chokurenda chakanyorwa.
• Uri munhu mukuru uye unogara nemwana mudiki muimba inochengeterwa vanhu kana imba inochengeterwa imba yawakagamuchira pasi peSocial Support Act 2015. Unogara pamusha iwoyo nemunhu mukuru uyo, maererano nekanzuru, akanyoreswa zvakare. pakero iyoyo.
Hamudi here kuva vadyidzani vomutero nomunhu iyeye? Ipapo iwe unofanirwa kuendesa chikumbiro cheizvi pamwe chete. Iwe unofanirwawo kusangana nemamiriro akati wandei.
• Maitova vadyidzani vemitero gore rapfuura.
Asi kana iwe uchigara muThailand, kugara pamwe chete uye kuva (mutero) vadyidzani hapana basa zvachose kune Vemitero. Ingozadza fomu C. Ipapo iwe uchakurumidza kugamuchira iyo meseji pachiratidziro chako kuti hapana mibvunzo ichabvunzwa nezve mudiwa.
Saka kutaura kwangu nezve mutongo wawakatumira: "Pamusoro pezvo, kunyoreswa nemumwe munhu kunoonekwa sekugarisana, zvese neSVB UYE NEVAMWE VEMAHUMUSO." Kusiyana neSVB mumamiriro ekubatsira kweAOW, kugarisana muThailand uye kuti mubvunzo ndewei, saka hakuna mhedzisiro kune Vatongi Vemitero (uye nekudaro irombo rekutaura/wedzero, nekuti izvi zvinoreva zvinokurudzirwa, kunyanya. zvino kuti izvi zvinotora nzvimbo mukufema kumwechete sekutaurwa kweSVB!).
Mhinduro yako: "Pamusoro pezvo, iyo Tax and Customs Administration inobhadhara mabhenefiti" zvakare isarudzo inosiririsa. Mushure mezvose, mubvunzo ndewe "kutamira kuThailand". Muchirevo chechinyorwa chino, unoona sei basa reTax and Customs Administration maererano nekubhadharwa kwemvumo?
Basa iroro harina zvachose. Semuenzaniso, haugone kutora yako rendi uye mvumo yehutano kuenda newe kuThailand. Mumamiriro ezvinhu emabhenefiti, iwe uchauya kuzogara muThailand, saka hauzosangana nevakuru vemitero zvachose!
Pfungwa yekuti "ndinongodzvova" haina musoro. Pfungwa yacho ndeye kero yepositi muNetherlands kana kunyoresa kukero nemumwe munhu muNetherlands. Ndakataura mhedzisiro yacho. Kana Klaas akanyoresa pakero yomumwe munhu wokuNetherlands, Klaas anoita kuti zviratidzike sokunge iye nomudzimai wake vanogara kuNetherlands. Klaas saka achiri mutero anogara muNetherlands uye kwete weThailand. Kana akabudirira kuita kudaro, Klaas "ane kodzero" yekubatsira, zvakadai sehutano hwehutano. Maallowances anobhadharwa neTax and Customs Administration. Zvakare, iyo haisi "inosuruvarisa" kutaura.
Kugovera imba nemumwe munhu kunogona kuve nemhedzisiro yemutero. Izvo zvinogona kuve zvaKlaas, asiwo kune vagari vanogara pakero iyoyo. Pane mienzaniso yakakwana yeiyo. Handifanire kutsanangura zvimwe pamusoro pazvo. Musoro hauna kuitirwa kubata musangano wemutemo wemitero. Uye Lammert, nemashoko ekunyomba zvisina musoro hazvina musoro… ..
Wadiwa Frans Nico, ndichangobva kuverenga maitiro angu pazviri, asi hapana kwandinoona kuti ndingadai ndati uri kungodzvova. Iwe unoisa izvi mumakotesheni uye uri kutora ini. Asi, zvinopesana nezvaunofunga / kutaura, hausi kutora mazwi angu uye saka imhedziso chaiyo kana isiri yako.
Ndinoona kutaura kwako pamusoro paKlaas "kuita kuti zviite sokuti achiri kugara muNetherlands nemudzimai wake" kuva asina kufanira zvikuru. Izvi zvinoshandawo pakutevera kwako. Mubvunzo waKlaas haupe chero chikonzero chekudaro uye saka ngatirambei tichinamatira kushuviro yake yaakataura yekutamira kuThailand. Chiteshi chakavhurika senge Thailand Blog haisi chiteshi chekukurudzira nekuziva kana kusaziva kuti munhu abire kana kutaura nezvayo kana kufungidzira nezvazvo iye zvino Klaas haana chikonzero chekudaro. Chero kutaura kune iyo nzira hakuna mubvunzo. Uye kuti iwe wakataura mhedzisiro, sezvaunotaura, iri kure nechokwadi. Tiri kutaura zvehutsotsi pano! Pamusoro pekudzorera zvakawanikwa zvisiri izvo, achatarisana nefaindi yakakura kana zvikaonekwa kuti ifaindi yekutonga uye isina kukwidziridzwa kumutemo wemhosva!
Mhinduro yako yandakapindura inotevera inoti:
“SVB inoongorora nekushingaira, zvakare nekushanya kumba. pachezvako ruzivo. Inoshanda zvese nekero yeposi uye nekunyoresa neimwe. Zvakare, kunyoresa nemumwe munhu kunoonekwa sekugarisana, zvese neSVB uye neVatongi Vemitero. "
Ini pakutanga ndakakodzera kuita uku se "sarudzo isina rombo" asi muchokwadi hazvina musoro!
Munganditsanangurira here kuti SVB ine chekuita nei izvozvi sezvo mubvunzi Klaas haasati asvika zera remudyandigere wehurumende? Ko SVB ichazoshanyira kero yake yepositi kuti iongorore tsamba yake (uye ichiita zvinopesana neChinyorwa 13 cheBumbiro reMitemo)? Handigoni kufungidzira!
SVB inobvumira Klaas kuti "agare pamwe chete" (nenzira, akaroorwa neThai). Kana kuti unozviona zvakasiyana?
Sezvineiwo, ndinosarudza kutaura nezve "kero yekumba" uye "kero yepositi". Neizvi ini ndiri mukuwirirana nemafungiro emutemo uye zvose zvinova zvishoma zvakajeka. Ngatidzivisei kuita gadziriro dzedu pachedu dzemutemo. Izvi zvinokurumidza kukonzera kusanzwisisana kana kuvhiringidzika kwendimi.
Tsanangudzo yekero yekugara ndeiyi:
"Chinyorwa 1.1 BRP
o. kero yekugara:
1 ° kero iyo munhu ane hanya anogara, kusanganisira kero yeimba iri mumotokari kana chikepe, kana motokari kana chikepe chine nheyo yekusingaperi kana bheti, kana, kana munhu ane hanya achigara pane imwe kero, kero uko kune mufungo kukarira kuti achagara kakawanda mukati memwedzi mitanhatu;
2 ° kero apo, pasina kero sezvakataurwa pasi pe1, munhu ane hanya anogona kutarisirwa zvinonzwisisika kupedza usiku hunenge zvikamu zviviri kubva muzvitatu zvenguva mukati memwedzi mitatu;
Tsanangudzo yekero yepositi ndeiyi:
"Chinyorwa 1.1 BRP:
p. kero yepositi: kero inotambirwa magwaro akanyorerwa munhu wacho;
………… ..
r. mutauriri wetsamba: munhu wechisikigo kana wepamutemo, anotaurwa muChinyorwa 2.42, anopa kero yetsamba;
Klaas akanyatsoratidza kuti anoda kutamira kuThailand. Muchiitiko ichocho, kuchengetedza kero yekugara haisi nyaya. Panogona kuva nekero yepositi (yakawanda kana shoma) muNetherlands kana iye asati akwanisa kupa kero yepamba muThailand uye iyewo haakwanisi kuwana PO bhokisi ikoko. Pamusoro pezvo, kero yepamba kana kero yeposvo inongoshanda kune 'shiri dzechando'. Asi haasi Klaas uye ngatimupeiwo kodzero iyoyo!
Nezve kutama uye kubvisirwa kunyoreswa kubva kukanzuru, iyo BRP inoti:
"Chinyorwa 2.43
• 1. Mugari anotarisirwa zvinonzwisisika kugara kunze kweNetherlands kweinenge zvikamu zviviri muzvitatu zvenguva mukati megore anofanira kutumira chiziviso chakanyorwa chekubva kuna meya nevakuru vekanzuru asati asimuka kubva kuNetherlands. Nguva yekuzivisa inotanga pazuva rechishanu zuva rekusimuka risati rasvika. "
Zvino, pamusoro pekutaura kwako kuSVB, ini handikwanise kuisa revo kune Vakuru veMutero mumutsara unotevera:
"Pamusoro pezvo, kunyoresa nemumwe munhu kunoonekwa sekugarisana, zvese neSVB uye neTax and Customs Administration", zvichireva mabhenefiti anotevera.
Pamusoro petsananguro yangu iri pamusoro maererano neSVB, ndakatokutsanangurirai kuti kugara muThailand hakunei nechokuita nekuva vadyidzani (mutero) maererano neVatongi Vemitero. Klaas akaroora uye, ndinofungidzira, vanogara pamwe chete, asi izvo hazvina basa chero kubva pamutero wekuona. Pamusoro pezvo, ini ndakatoratidza kuti haugone kutora mvumo yako kuenda kuThailand. Asi pamwe unoona izvi zvese zvakasiyana.
Mhedziso:
a. kugara pamwe chete kunozivikanwa neSVB asi hakuna mhedzisiro (izvi hazvitariswe zvakare nekuti akaroora uye haatombowana rubatsiro rweAOW);
b. kugara pamwe chete hakuite basa maererano neVakuru veTax;
c. zvibvumirano zvichamiswa pakarepo mushure mekubva kune imwe nyika (nokuti ndizvo izvo Klaas ari kungotaura nezvazvo uye naizvozvo pasina hunyengeri);
d. Mugore mushure mekubva kune imwe nyika, Klaas anofanira kuisa mutero wekubhadhara mutero achishandisa iyo yakashata Model-M (pepa rekudzoka kwemapeji makumi mashanu ane mapeji anopfuura 50 ekutsanangura);
e. Ndinotarisira kuti haazogamuchire kukokwa kubva kuVateresi Vemitero kuti vanyorere mutero;
f. anogona kunge achiri kukwanisa kutarisira sarudzo dzekugadzirisa kubva kuVatongi Vemitero maererano nemvumo, asi izvi zvingangoita kuti apedzisire kusangana kwake neVatongi Vemitero.
Wadiwa Lambert,
Mhinduro dzangu dzaive dzekupindura dzimwe mhinduro, KWETE kumubvunzo waKlaas.
Mumaquotation marks zvinoreva zvimwewo. Ingori quote chete kana yakatangirwa nekoroni. Saka hazvirevi kuti ndiri kutaura chero chinhu.
Kune zvimwe, handisi kuzopinda mu "tsamba" yenyu. Icho chinoshanduka kuva chiitwa chisina maturo. Rombo rakanaka.
Mukutonga, hongu, sekutaurawo kwaJan. Kana ukawana mvumo kubva kuUWV, bhenefiti yako inobhadharwa yakawandisa uye unozobhadhariswa mutero muThailand. Mukuwedzera, iwe hausisiri kuwedzera kodzero dzeAOW uye haugone, semuenzaniso, kutora inishuwarenzi yako yehutano newe. Usakanganwa kutarisa, semuenzaniso, zvinodiwa vhiza uye zvimwe zvinhu muThailand. Kubudirira nazvo.
Mukuwedzera kune chokwadi chokuti Klaas haasisiri kuvaka AOW, izvi zvinoshandawo kumudzimai wake. Agara muNetherlands kwemakore gumi nerimwe, awana 11% AOW.
Pamusoro pezvo, mvumo yemumwe weAOW haichavepo. Saka kana mudzimai wake ari mudiki kuna Klaas, anongowana 50% yemuhoro wakaderera mushure mekuenda pamudyandigere uye mukadzi wake, kana akaenda kuThailand izvozvi uye asvika zera rekuenda pamudyandigere, anongowana 22% ye50% yemuhoro wakaderera.
Dai vese vanga vatove nemudyandigere izvozvi, kubatana kwavo kweAOW kwaizongova 72% yemuhoro wepasi. Parizvino ingave € 637,94 kuna Klaas uye € 140,35 kumukadzi wake, pamwe € 778,29 net pamwedzi. Pamusoro pezvo, Klaas haachagamuchire chero mvumo pakarepo mushure mekuenda kuThailand. Asi nekuda kwekuti Klaas haasati asvika zera rekuenda pamudyandigere, haasvike makore makumi mashanu emudyandigere accrual uye majoini AOW anotodzika. Chii chinonzi Uchenjeri? Tarisa usati wasvetuka.
Izvo hazvina kunaka, Rene Martin.
Kunyangwe hazvo Netherlands yakagumisa chibvumirano neThailand kudzivirira mutero wakapetwa kaviri, chibvumirano ichi hachitauri nezve mabhenefiti ekuchengetedzwa kwevanhu, kusanganisira mabhenefiti eAOW neWAO. Iko hakuna zvakare iyo inonzi "inosara chinyorwa", umo iyo gadziriro inosanganisirwa iyo mari isina kutaurwa nezita muChibvumirano inogona kubhadhariswa mutero munyika yekwakabva (munyaya iyi Netherlands), kana (kazhinji) munyika ye pekugara (munyaya iyi) nyaya yeThailand).
Kana pasina chibvumirano chechibvumirano, mutemo wenyika unoshanda kuNetherlands. Izvi zvinoreva kuti Netherlands, seyakabva nyika, inobhadhara iyo AOW uye WAO mabhenefiti.
Asi izvo zvinoshanda kuNetherlands zvinoshandawo kuThailand. Mutemo wemutero weThai zvakare wakavakirwa pamutero wepasirese mari yevagari vayo. Nekuda kwekushaikwa kwechibvumirano chine chekuita nekuchengetedzwa kwevanhu, Thailand senyika yekugara inogona kubhadharisa mutero pane izvi mabhenefiti, kunyangwe akagamuchirwa kubva kumhiri kwemuganhu. Mushure mezvose, haufarire kuchengetedzwa kwechibvumirano, zvichiratidza kuti ndeipi nyika yakatenderwa kubhadharisa uye kuti ndeipi nyika yakapa rusununguko kana kudzikiswa kweizvi.
Verenga zvinotaurwa neThai Revenue Department nezveizvi:
“Munhu Anotereswa
Vateresi vanoiswa mu "mugari" uye "asiri mugari". "Mugari" zvinoreva chero munhu anogara muThailand kwenguva kana nguva dzinopfuura 180 mazuva mune chero mutero (karenda) gore. Mugari weThailand ane mhosva yekubhadhara mutero pamari inowanikwa kubva kuThailand, pamwe nechikamu chemari kubva kune dzimwe nyika inounzwa kuThailand. Munhu asiri mugari
iri, zvisinei, iri pasi pemutero chete pamari inobva kuThailand. "
Mukuwedzera, Klaas anofanira kufunga kuti anofanira kubhadhara mutengo mukuru muNetherlands mumutero wekubhadhara / mutero wemari. Kubva 1 Ndira 2015 iwe hausisina kodzero yekubhadhara mutero kana uchigara muThailand, pakati pedzimwe nzvimbo. Izvi zvinomudhura kupfuura mwedzi we1 wekubatsira pagore.
MuThailand iwe unofanirwa kubhadhara mutero kana iwe uri pamubhadharo wekuremara kana ukagara mazuva anopfuura 181. Handisati ndambonzwa nezvemutero wakapetwa kaviri.
Ndiyo nguva yekutanga kwauri, Rene Martin.
Sezvineiwo, kana iwe pachako uchizonakidzwa neWAO bhenefiti paunenge uchigara muThailand, unofanirwa kunge wakaziva kare kuti Netherlands inobhadharisawo pane izvi. Izvi zvinongogona kusiyana kusvika Ndira 1, 2019, kana iyo UWV yakashandisa zvisizvo makiredhiti emutero asi izvi zvisati zvawanikwa neVateresi. Muchiitiko ichocho iwe wakanga uine rombo rakanaka, kunyange ini ndichiziva zvisingaverengeki vanhu vechiDutch vanogara kunze kwenyika vakapukunyukawo kutamba. Kana iwe uchigara muThailand, semuenzaniso, kiredhiti yemutero yakatopera musi wa1 Ndira 2015.
Kubva 1 Ndira 2019, hapana institution inogona kushandisa kiredhiti yemutero kana uchigara kunze kweNetherlands. Kana iwe uchitenda kuti une kodzero yeizvi, unofanirwa kunyorera kuongororwa kwechinguvana. Iyo Tax and Customs Administration inobva yakupa makiredhiti emutero. Asi kunyorera ongororo yenguva pane iyi chinhu chisina kunaka kana uchigara muThailand.
Usakanganwe kuti kana wadzimwa kunyoresa hauchaemese mari yepenjeni yehurumende, zvimwe chetezvo kumukadzi wako. Wobva wabhadhara mapremium anosvika makore gumi kana kuti gadzirisa penjeni yehurumende yakaderera mune ramangwana. WAO inomira kana wasvika zera rako remudyandigere.
Wadiwa Klaas, ndinofungidzira kuti wava nemakore anopfuura makumi mashanu, zvikasadaro haufanirwe kutanga. Iwe unobvunza: chii chandinofanira kuita uye ndinogona kutora WAO yangu neni? Zvakanaka, paunotanga kunyorera vhiza unenge watotarisana nemubvunzo wekuti iwe uchapinda semunhu anotanga kuenda pamudyandigere. Hazvina kudaro, izvo zvinokupa pakarepo nharo imwe shoma. Saka iwe unofanirwa kunyatso ongorora kuti ndeupi rudzi rwevisa yaunoda kushandisa kuti usvike kuTH, uye wozonyorera yako yekuwedzera ipapo. Tora nguva yakawanda yekudzidza Ronny LatYa's Thailand Visa faira. Ona kuruboshwe rwepeji rino pazasi: Mafaira.
Verenga kunyanya izvo zvinoda mari inosetwa neThailand, uye kana uchikwanisa kuzadzisa izvo zvinodiwa mari.
Kana iwe uchida kutamira kuTH semugamuchiri weWAO, unotora bhenefiti yako newe. Ndokumbira utaure neUWV nezve izvi. Izvi zvinosungirwa kana iwe uchida kuenda kunze kwenyika uchichengeta mabhenefiti. Verenga: https://perspectief.uwv.nl/artikelen/arbeidsongeschiktheidsuitkering-meenemen-naar-het-buitenland
On: https://www.uwv.nl/particulieren/internationaal/met-uitkering-naar-buitenland unowana mazwi akafanana. Ungadai wakazvitsvaga iwe pachako.
Ndokumbira utarise: kuenda kwako kune mimwe mhedzisiro kuAOW yako gare gare pane yako WAO ikozvino. Hautauri kuti une makore mangani, asi unoda kuwana penjeni yehurumende kwenguva yakareba kupfuura yauinayo pari zvino. Gore rega rega raunobva kuNetherlands unowedzera AOW kuderedzwa kwe2% pagore. Semuenzaniso: kana wava nemakore makumi matanhatu nemaviri ekuberekwa, uchagamuchira makumi mapfumbamwe muzana emari yako yeAOW mumakore mashanu. Kana iwe uri mudiki pane 62, iyo mutero ichave yakakura.
Chero zvazvingava, haungagamuchire penjeni yehurumende imwe chete nekuti wakaroora (izvi ndizvo zvakaitikawo muNetherlands kubva pazera re67). Mudzimai wako anotarisirwa kunge ane mari yekuwana mari. Zvakare muTH! Saka iwe uchave uri pazasi peiyo WAO huwandu. Mudzimai wako anozopedzisira awana 22% AOW kubva pamugove wemumwe wake nekuti agara muNetherlands kwemakore gumi nerimwe. Mugove wemumwe wako wave kuita maEur 11 pamwedzi. Saka zviverengere iwe.
Ona zvimwe: https://www.svb.nl/int/nl/aow/zoek.jsp?q=aow+wonen+in+buitenland
Chii chimwe chaunofanira kuteerera? MuTH iwe unotarisira yako wega inishuwarenzi yehutano. Iwe unofanirwa kutarisana nemaprimiyamu akakwirira. Nekuti iwe uri muWAO uchafanirwa kubata nekusabatanidzwa kwakawanda.
Kune vamwe vose, hazvina kusiyana kune chero munhu asiri pamudyandigere. Iyo Euro inobereka zvishoma pane yakashandiswa / inoda. Ipa (yakachengetwa zvakanaka) piggy bank. Asi chenjera: mari inonyanya kufarirwa muTH. Usaite maSinterklaas, usaite sugar daddy, tanga watarisa katsi iri mumuti. Dzvanya pane iyi link: https://www.thailandblog.nl/?s=WAO&x=29&y=14
Chinokanganwa kutaura ndechekuti iwe unokwanisa kuramba uchibhadhara yako AOW premium iwe pachako kweanopfuura makore gumi.
Ndakaitawo pandakamira kushanda, kwandiri ini ndinongosuwa 2 years, saka 4%.
Jan Beute.
Izvi ndezvevakapfuma chete. Ikozvino mupiro wekuzvidira wakatenderedza 18% yemari yegore negore p.yr. Ngatiti iwe une WAO yeEur 15000 p. jr. Ipapo iyo premium ichave iri kutenderera Eur 2700.
Ngatiti iwe unoda kuita izvozvo kwemakore 5: Eur 13500. Chii chaunowana mukudzoka neiyo yakaderera AOW yekugovana mugove? https://www.svb.nl/nl/vv/ Dzvanya iwe pachako hongu.
Zvinhu zviviri zvakakosha!
-Iwe haunyore zera rako, izvo zvakakosha kune ramangwana rezvemari mufananidzo. (mari)
-Chinodiwa chekubvumidzwa kuThailand imari inoratidzwa ye65.000 Baht (inenge 1850 euros) pm.
Iko kunoenda kubva kune rendi uye hutano inishuwarenzi 2 vanhu!
Kunze kwezvimwe zvinodhura, iyi ichave bhajeti yakasimba yekurarama nayo.
Usafunge kuti vazhinji vangaombera maoko kana vaine 65.000 Thb pamwedzi yekushandisa.
Nenzira, anonyora "akaroora kuThai", saka chinodiwa chichiri Thb 40.000.
Sekuona kwangu, unogona kurarama hupenyu hwakanaka kana uchirarama hupenyu hwakajairika pasina zvinodhaka uye rock 'n roll
Ndichakuudza kuti hatigaye izvozvo mwedzi wega wega pano, asi hatina mari yekugara kunze kwebhiri remagetsi nemvura.
Ndinofunga Klaas ave kusuruvara zvishoma mushure mekuverenga zvese izvi. (Neniwo, nenzira, ndakatamba nepfungwa yekuenda kuThailand zuva rangu rekurega basa risati rasvika)
Zvakadaro zvinogoneka, chero iwe uchichengeta yako base muNetherlands uye uchidzoka nguva nenguva. Iwe unongoenda kuzororo kuThailand kwemwedzi mitanhatu gore rega rega. Asi ipapo mari yako inofanira kuzvibvumira.
Ndakagara muSpain kwemakore 15, asi ndakachengeta nzvimbo yangu muNetherlands. Ndakanga ndisina dambudziko nepenjeni yangu yenyika kana mamwe matambudziko emutero uye mukadzi wangu wekuThai akanga asinawo. Iniwo ndaive ne100% kodzero yeWAO mumakore ndisati ndaenda pamudyandigere. Chero bedzi iwe usingaputsi "zvese zvisungo" neNetherlands.
Ndine WIA, uye ndiri 50, uye ndakaroora kuThai.
Visa yangu (yemuchato) yekuThailand yanga isiri dambudziko, ndaingoda statement kubva kubhangi rangu.
Iyo UWV inopa chete zvinyorwa muDutch (??)
Chokwadi ndanga ndichisangana nevakuru vemitero.
Iyo bhenefiti inobhadhariswa mutero muNetherlands, yakapihwa chibvumirano, Thailand inogona kunge isingaitewo mutero.
Mutero wemuhoro, zvisinei nekwakabva kwabva, unoramba uri mutero wekubhadhara.
Ma social premiums anopera. (Kupfuura 28%)
Ini ndinofungidzira kuti ndichabhadhara mutero wemubhadharo pane iyo 28% "imwe mari" 🙂
Kunyangarika kwechikwereti chemutero uye zvese zvakabviswa zvinorwadza.
Kubatsirika kwangu hakuna kugadziriswa neinonzi nyika factor. (Thailand 0.4)
Pension yevakuru ndeye!!
Emigration zvinoreva kuti unoda kugara ikoko.
Ini hangu handichatore mabenefits ekuremara.
Iyo 30 kusvika 40% yandinowana shoma inenge isina basa. AOW ye1000 inova mazana mana emaeuro
IPV 400 ndinogamuchira +/- 250..
Ndizvozvo, 150 zvishoma pamwedzi.
Kuramba uchibhadhara mubhadharo isarudzo, asi isingabvisirwe ??
Sezvineiwo, penjeni yangu chaiyo inoramba yakafanana, hapana chinhu chenyika.
Mishonga yandinoda (nenhamo) (ini handisi muWIA yetsoka dzangu dzinodikitira) chikamu chidiki chemutengo pano muNL.
Kazhinji handisi kana kuendesa mabhiri izvozvi.
Pano 3 maeuro, muNL €120,-
Ndinoramba ndichishamiswa kuti izvi zvinogoneka sei nemishonga yakafanana.
Iyo 375 yemunhu mupiro saka yakanaka kuita 🙂
Ndakanga "ndazvigadzirira" (kuronga kubva 1 - 1 - 2020), asi neruzivo rwekuti zvikwereti zvemutero uye kubviswa hazvichagoneki, kutama ndiko kurasikirwa kukuru.
Fonera IRS mangwana.
Zvingave net 300 pamwedzi zvishoma kwandiri.
Icho hachisicho chinangwa.
LOL
Hatikwanise kuita kuti zvive nyore… (zvakanyanya kuvhiringa)
Kutsvaga pane IRS saiti inopa 36.65% uye 38.10% semutero wemari.
3 runhare gare gare pane pakupedzisira mumwe munhu anogona kundiudza kuti izvi zvinosanganisira iyo 27.65% yenyika inishuwarenzi. (2019)
Tichifunga kuti mari iri € 34.300, iwe unobhadhara 20.384% mutero kusvika ku € 9 uye pamusoro peiyo 10.45% mutero.
pamusoro pe € 34.300 iwe haubhadhare mapremium, asi zvese semutero, = 38.10% (kusvika 68.508)
Kuchengetedza iyo € 34.300, iyi € 3.260 mumutero uye € 9.354 mumutengo wekutanga = € 21.686 muNetherlands.
muThailand inosara € 3.260 mumutero, € 0 mumutengo wekutanga = € 31.040
kuverenga uku hakutore mutero zvikwereti, nezvimwe.
iyo € 21.686 ichave iri padyo nemambure € 24.000
muThailand hapana kubviswa, hapana kuderedzwa kana kusasununguka, saka izvi zvinokurumidza uye zvine tsvina.
kune mari / mabhenefiti ari pamusoro pe € 34.300, chikamu chepamusoro chinobhadhariswa mutero pa38.10%
a € 40.000 yaizova € 25.200 muNL
uye muThailand € 33.451
zvevateresi…. (Ini handisi) ndinoda kupfura nechinangwa!
mari yehutano hwekunze (kuchipatara chete) inofananidzwa neDutch basic inishuwarenzi (115 pamwedzi, + 375 = 1750) (expat hospital chete = € 2.000)
zvakajairika kushanya kwachiremba kwakachipa kwazvo pano.
saka zvakandinakira.
zvinoita sekunge kutama kucharamba kuchienderera mberi 🙂
Wadiwa Frank, mamwe mazwi:
1- kuti UWV inongopa magwaro muchiDutch haina basa. Kwete iyo UWV, asi iwe une zano, chirongwa, saka gadziriro. Kusanganisira kushandura zviri pamutemo kwemapepa.
2- Kuti TH haibvumidzwe kubhadharisa mutero haina kunaka. Kana TH ichiita iyo imwe nyaya. Verenga zvakawanda tsananguro nezve izvi kubva @Lammert de Haan.
3- Wakaroora, saka haugamuchire 1000 euros AOW, asi ± Eur 850.
4- AOW haiwire pasi penyika, nekuti SVB + TH! Iwe uri mukukanganisa zvachose pano.
5- WIA inowira pasi pechinhu chenyika, nekuti UWV + TH, asi haishandiswe nekuda kwekudyidzana.
6- Nekufamba kwenguva haugamuchire ± Eur 250 asi ± Eur 550
7- Kuzvidira kuenderera mberi kubhadhara kweAOW premium inodhura ± 18% yemari yako yepagore pagore reAOW raunoda.
8- Kugara zvachose muTH, NL inishuwarenzi yehutano haigoneki.
9- Kuzvipa inishuwarenzi yako pamusoro pemari yekurapa muTH richava basa rakaoma, shure kwezvose, pasina tsoka dzinodikitira.
10- Handifunge kuti "wakagadzirira" Ndira 1. Zvakadaro: kubudirira!
Mhoro Ruud,
Nyaya yekuti UWV haipe magwaro muChirungu yakaoma uye inodhura zvakanyanya. Zvinenge zvikamu zvose zvehurumende zvine mitauro yakawanda. (Mataundi, dunhu, zviremera zvemitero, nezvimwewo)
Sezvandakanyora, statement rebhangi rechirungu rine rombo rakanaka rakakwana vhiza rangu.
Iwe unofanirwa kuve uine gwaro kubva ku "hurumende" rakanyoreswa zviri pamutemo muHague. Kana ichida kushandurudzwa, inotanga kunyoreswa zviri pamutemo, yozoshandurwa yobva yanyoreswa zviri pamutemo. Phew.
Wataura chokwadi nezve AOW. Ndakaudzwa zvisizvo.
Zvakare, kubhadhara 18% mari ye2% ye850 yakawanda kwazvo. Penjeni yangu yenguva dzose yakakwana.
Neraki, iyo WIA inoramba yakafanana kwandiri. Kugara muThailand kwakachipa, asi zvirokwazvo kwete 40%
Chibvumirano pakati peNL neThailand ndechekuona kuti hapana mutero wakapetwa kaviri unobhadharwa.
Ndinoziva kuti pane kuvhiringika kwakawanda pamusoro peizvi. Semuenzaniso, AOW inotereswa muNL, asi penjeni yako haisi. Izvo zvinogona kubhadharisa Thailand.
WIA haigone kuvateresa.
Ndanga ndichigara muThailand kwemakore mashoma ikozvino, ndichigara ndichipedza 3 kana 4 mavhiki muNL. (Kuzvivaraidza kunodhura, matikiti iwayo)
Ini pachangu ndinofunga kuti ndichave ndakagadzirira panosvika Gumiguru 1st 🙂
Zvimwe zvese zvakagadziriswa kwechinguva.
Chikonzero chikuru chekusiya "zvechokwadi" ndiyo yakawedzerwa mari inowanikwa.
Kana kuti, kusashandisa mari yemagariro @ €9.350 pagore.
Zvinhu zvakadai semotokari neimba, nezvimwewo zvakarongwa kwenguva yakati.
Inishuwarenzi yeExpat haisi dambudziko kwandiri, iyo yakasarudzika yakanyanya kushomeka.
(Chiremba akagadzira kukanganisa / kukanganisa.
80-100% yakaramba, asi yakagadzikana.
Kunoganhurira kwazvo, hapana chikonzero chekusarudzika. Izvo zvinopihwa zvirimo.
NL inishuwarenzi inomhanya kusvika 1-1-2020.
Takatarisa akawanda ekutarisa aripo, mashoma uye mashoma zvikonzero zvekuchengeta NL.
(Isu = pamwe chete nemudzimai wangu neshamwari dzakawanda dzeDutch)
Mushure memakore gumi nemashanu eWIA handitarisiri kuti vachangoerekana vanditendera :-) Bonsai muti murimi? LOL
Wadiwa Frank, uri kuita zvakanaka uye mune zvemari zvakare. Ini ndinogara ndichitsigira izvo nekuti zvinodzivirira kwakawanda kunyunyuta uye kunyunyutira kune TH neNL hurumende. Kana iwe uri kutaura nezve inodarika Eur 9K mumipiro yekuchengetedzwa kwevanhu, une mari yakakwana yekuzadzisa zvinodiwa mari uye kugara zvakanaka.
Kungogadzirisa kudiki: AOW inogona zvakare kuve pasi pemutero muTH. Ona @L's comments. de Haan pano neapo kumibvunzo uye maitiro kubva kuvaverengi nezveTH fiscus neNL AOW. Muchidimbu, zvinouya kune zvinotevera:
Tevera @L. de Haan: ……”muChibvumirano hapana kana izwi rimwe chete nezve mabhenefiti ekuchengetedzwa kwevanhu (kusanganisira rubatsiro rweAOW kana WAO). Mukuwedzera, chinhu chinonzi chisaririra chinoshaikwa.
Izvi zvinoreva kuti mutemo wenyika unoshanda kuNetherlands neThailand, zvinoreva kuti nyika mbiri idzi dzinogona kubhadharisa mutero pachikamu ichi chemari yako (yepasi). Netherlands inoita izvozvo senyika inotangira uye Thailand senyika yekugara. " Anoenderera mberi achiti:
"Kusvika imwe nguva yapfuura, vashandi vemitero veThai vakateerera kushoma kana kusatomboteerera kune rubatsiro rweAOW kubva kuNetherlands. Nekudaro, nguva pfupi yadarika ndanga ndichinzwa zvakanyanya kubva kune vatengi vangu veThai kuti vakuru vemitero veThai vari kuwedzera kubvunza nezve izvi!
Izvi zvinoreva kuti mutero wemari yakapetwa kaviri unogona kubvisirwa papenjeni yako yehurumende. Pamusoro pezvo, iwe "unga" kubhadhara mutero wemari yakawanda muNetherlands pane yako AOW bhenefiti kupfuura zvazvaizodai dai waigara muNetherlands. Izvi zvakakonzerwa nekupera kwemazuva emutero kubva muna Ndira 1, 2015 pakugara muThailand, pakati pevamwe. " (kupera kwemakotesheni) Zvino zviri kwauri kuti ukumbire kuregererwa kubva kuna Heerlen. Ndinokushuvira iwe makore akanaka muTH!
Ndakanganwa chinongedzo ku @L. de Haan: pano. https://www.thailandblog.nl/lezersvraag/aanvraag-cq-vervolgaanvraag-voor-vrijstelling-loonbelasting-en-premie/
RuudB, chirevo chako '..Zvave kwauri kuti ukumbire kuregererwa kubva kuHeerlen…' inoratidzika kwandiri sechinhu chekupa kuna Lammert de Haan. Tekinoroji yakatenderedza yaunodaidza kuti 'kuregererwa' yakasiyana.
"Heerlen" haizopa kuregererwa maererano neAOW uye WAO mabhenefiti. Izvo zvatove zvataurwa murugwaro rwandakatumira uye rwakatorwa naRuudB mune izvi. Onawo zvandakanyora muna Chikunguru 10 na18:45 PM mune yazvino musoro mukupindura meseji yaRene Martin.
Saka ini ndinofunga kuti zvakataurwa naRuudB: "Zvino zviri kwauri kuti ukumbire kuregererwa kubva kuHeerlen" zvakanyanya kuitirwa se "Ingotarisa zvaunoita nazvo" uye saka ini handibatike zvakanyanya kukosha kune izvozvo.
"Eur 9K mumaprimiyamu emagariro imari inokwana kudarika kuzadzisa zvinodiwa nemari uye kurarama hupenyu hunofadza."
the toppic starter, Klaas, haatauri mari yake, hongu bhizinesi rake rega, asi zvakakosha kana iwe uchida kuwana mari!
mu "https://www.thailandblog.nl/lezensvragen/emigreren-thailand-iva-wao/" nezve mubairo wakakura we4000 € pamwedzi… ndinodawo izvozvo 🙂
asi hey, handisi kunyunyuta.
WIA haisi nguva dzose 70% yemuhoro uchangobva kuwanikwa.
Kwandiri chimwe chinhu chakaita se40% yemuhoro wangu wekupedzisira wandakagamuchira.
Neniwo ndanga ndisiri kunyunyuta 🙂
Musiyano?
Kune muhoro weawa, uye muhoro uko maawa ari pasi.
Ndaida basa rangu, ndakafamba zvakanyanya kuburikidza neEurope nedzimwe makondinendi, uye saka zvakangoerekana zvakasiyana ne "missection panguva yekuvhiyiwa".
Kufamba dzimwe nguva kwainakidza, dzimwe nguva zvinoyamwa kuti ungokwanisa kuona Eiffel Tower (zvakare) kubva mutekisi.
05.00 kubva kumba, 23.00 kudzokera kumba, zuva rinotevera chete 09.00 kudzokera kuhofisi.
Musiyano Pakati Pekubhadhara uye Muhoro 🙂
Zvakadaro. ine 34.000 gross iwe "wagara" uine iyo € 9.354 mumaprimiyamu, hazvichave zvakadaro. (mutero hongu)
Kunyangwe 34.000 gross (= ingangoita mambure €1.750) pamwedzi imari yakanaka?
Zvinoenderana neyakajairwa yako, yako yakatarwa mari.
Mushure memakore gumi nemana, chiyero changu chave nenguva kubva chakagadziridzwa kune mari yangu. (inopfuura €14)
Koophuis inotengeswa (yatove mushure memakore matatu), yakachipa yakura mota, nezvimwe.
Imba yekuroja iri nyore kubva, mota inoenda kumwanakomana wangu mukuru.
Isu ikozvino tinozviita nemari isingasviki € 1000 (+/- 30.000 THB) pamwedzi muThailand.
zvimwe zvinoenda kumitengo yakatarwa muNL. ( rendi, GWE, kutarisira kwatova € 800)
matikiti akabva kuakaundi yangu yekuchengetedza, zvino anenge asina chinhu..
asi neiyo 30.000 THB yatinayo, ndinofunga, yakawandisa.
Yakapamhama yakaringana isaan, Laos muganho dunhu.
Mari yemotokari yakaderera, isu tinorarama "kunze kwegridi" saka hapana mari yeGWE.
Ivhu nderemukadzi wangu, tiri kuvaka nzvimbo yedu itsva zvishoma nezvishoma.
+ 200 huku, nyama yakawanda 🙂
Kwandiri izvi zvakanaka, "hupenyu hwepurazi" huri nyore, husina mhirizhonga uye kushungurudzika.
Kana paine imwe yekuwedzera € 1.250 pamwedzi (inochengetedza fungidziro, hapana kana kushoma mitengo yakatarwa muNetherlands uye zvishoma mabhenefiti nekuda kwekutsakatika kwemagariro mipiro), izvi zvichave zvinogamuchirwa kwazvo kuti iyo saving account idzoserwe kusvika pachiyero!
Kubva pa5 manhamba kusvika pa4 chete… inogona kushandisa chimwe chinhu.
Handisati ndatya mutero muThailand.
Mari inosvika paakaundi yangu yechiDutch, uye kazhinji inoenda mumari.
(Shandura paBKK airport mukamuri yepasi / yechitima matiraki, USAFANIRA muhoro yevanosvika !!)
mberi kana zvichidiwa ATM.
Zvinenge zvakanaka! 🙂