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Home » Mubvunzo wemuverengi » Kutamira kuThailand: ABN-AMRO inoda kuvhara account yangu yekubhangi
Kutamira kuThailand: ABN-AMRO inoda kuvhara account yangu yekubhangi
Vadiwa vaverengi,
Kwamakore ndakarava mibvunzo yose yavaravi nezviito nokufarira, asi zvino ndine mubvunzo wandisingaoni uchipindurwa zvakakwana munyaya dzakapfuura pamusoro peiyi nhau. Ini (ane makore makumi mana nerimwe) ndichaenda kuThailand kutanga kwaKurume ndine yakawanda yekupinda vhiza yevashanyi yemwedzi mitanhatu nechinangwa chekuzogara ipapo zvachose. Iye zvino ndanyora tsamba kuna ABN AMRO yezvizhinji zvezvinhu zvinoshanda uye ivo zvino vanoerekana varatidza kuti vanoda kuvhara maakaunti angu. Pa ING panoitawo kunge pasina sarudzo.
Iye zvino ndichachengeta imba muNetherlands iyo ichabhadharwa uye ndinoda kuchengeta Dutch bank account yekugamuchira mari yekurenda uye kuita mari shoma yeimba. Pane munhu anogona kundipa ruzivo rwekuti vamwe vanhu vanozviita sei?
Ini ndinoda kuve neThai bank account mukufamba kwenguva, asi izvo zvinotora imwe nguva uye zvechokwadi zvakare kuwana NON IMMIGRANT vhiza uye mvumo yekushanda.
Saka ndiri kuda kuziva kuti vamwe vanhu vanoita sei izvi, makomendi ese anogamuchirwa!
Kwazisai,
Bo
Dear Bo,
Iwe une vhiza yevashanyi yemwedzi mitanhatu, chero uchiri kunyoreswa muNetherlands, ABN-AMRO haizovhara account yako yekubhangi.
Ndini, ndagara pano kwemakore gumi nemana uye zvakare vazhinji pano vakanzurwa account yavo neABN, ndakakwanisa kuvhura account neING bank muna 14. Ini ndinofunga unojekesa kuING kuti unoda kuve neakaundi yebhangi, havaite bopoto nekukuvhurira account, usataure zvauri kuronga kuita mukufamba kwenguva.
Ini ndaive nedambudziko rakafanana newe, zvakare mari kubva pakurojesa asi nekudaro mubhadharo uyezve Dutch bank account inofanirwa.
Iyo imwe, isiri-mutorwa uye mvumo yekushanda, ndaizofunga zvakare, iri kuramba ichioma uye nekuwedzera kutonga. Yakawedzerwa kugeza kwakasimba manje, hongu hakuchinakidzi zvakare.
Rombo rakanaka.
Kwaziwai, Roel
Dear Bo,
Musangomutsa imbwa dzakarara.
Chinja account yako kukero yekuNetherlands. ABN AMRO haisi kuzosimbisa kero yako. Iwe wobva washandura zvirevo zvako zvese kudhijitari. Ipapo unongogamuchira kadhi rako rekubhangi pakero. Hungwaru kunyorera kupasa patsva usati waenda. Izvi zvakare zvine huwandu hunobatsira hupenyu. Zano isa iyi pass musutukesi yako sechipo. Unogona kushandura kadhi iri chero kupi zvako munyika nekurishandisa muATM. Rombo rakanaka muThailand uye usarege nhengo dziri pathailandblog dzichikupengesa. Ndiani asingatyi, asingakundi.
Chokwadi, izvi zvinoshanda zvakanyanya, kunyangwe kana vabereki vako vakafa uye iwe ukasazvipfuudza, bhiri rinoramba richishanda.
Une dambudziko ndinokutya.
Zvinoenderana neyakajairwa mazwi uye mamiriro, ABNAMRO inogona unilaterally kumisa chibvumirano chako.
Kunyangwe izvo zviri mhedziso sezvinoratidzwa nebhangi, ndinokahadzika, asi kana iri nyaya yekutama kwako pamwe ndizvo.
Dai wanga uine miriyoni yemaeuro muakaundi yako, waigona kungoramba uchibhanga neABNAMRO.
Asi pamwe hazviiti.
Unogona kutora dhipoziti yemakore gumi, asi handikuvimbisi kubudirira.
Pakati pezvimwe zvinhu, ndakashandisa iyo dhipoziti yemakore gumi mukuzvidzivirira kwangu pakuregererwa kweakaunti yangu, mushure mezvose ndine chibvumirano chemakore gumi neABNAMRO.
ABNAMRO inoti vachavhara dhipoziti yangu nekuti vari kuvhara account yangu, uye ndinoti havakwanise kuvhara account yangu nekuti ndine kondirakiti yemakore gumi.
VaKifid havasati vataura nezvenyaya iyi.
Izvozvo zvichaitika nokukurumidza.
Unogona kuedza bhangi reRabo.
Ndakakwanisa kuvhara account ikoko gore nehafu rapfuura, asi vaida kuziva kuti imarii yandaizoisa muakaundi iyoyo.
Kana iwe ukasaenderera mberi, bhangi rekutengesa repasi rose seDeutsche Bank rinogona kunge riri imwe sarudzo.
Kugona ikoko kwakambotaurwa kwandiri mune imwe yekukurukurirana kwakawanda kwandakawana mufaro wekuita nezveABNAMRO.
Nekudaro, ini handina kuzoongororazve sarudzo iyoyo, nekuti ndakakwanisa kuvhara account neRabobank.
Ipapo panogona kunge paine mutengo wakasiyana pabhangi.
Vhura account neASN, iri zvakare yakachipa muNetherlands.
Zvese zviri kuenda digital ikoko.
Ndanga ndiine maakaundi e ING muThailand makore ese uye nguva pfupi yadarika ING yakandiudza kuti bhangi harina chinangwa chekuvhara account kana watama. Vhura account ipapo uye usamutsa imbwa dzakarara; hamuna mukoma here kana sisi vangachengeta bhiri pakero yake?
Sekunzwisisa kwandinoita kubva munyaya iyi, chinangwa ndechekuti imba inorojeswa panguva yauri kugara kunze kwenyika.
Kana paine chibatiso pairi, mvumo kubva kumukweretesi wembandi inowanzodiwa uyezve teerera kune kadikidiki maererano neinishuwarenzi yekumba kana iwe usingachanyoreswa kukero.
Kana ukadzima kubva kuNL, hauchafaniri kubhadhara inishuwarenzi yehutano, asi zvakare inodhura 2% AOW pagore. Muchiitiko ichocho, rudzi rwakasiyana rweinishuwarenzi yehutano hunodiwa.
Kana ukasabvisa kunyoresa, unenge uine kero uye account inogona kuvhurwa chero kubhangi.
Visa ine mvumo yebasa ichiri kuratidzika kunge isati yakwana kwandiri nekuti ipapo unofanirwa kuvimba nekambani. Zviripachena izvo hazvisati zviripo uye zvingave zviripo mumwedzi mitanhatu here?
Ini handingaite kuti zviome sezvazviri uye mumwedzi mitanhatu iwe uchaona zvimwe nekuti zvese zvinogara zvichibuda zvakasiyana pane zvakarongwa.
Rombo rakanaka.
Imba yekurojesa haigone kungoita sublet!
LS
Ndaizotora rimwe bhanga. SNS, semuenzaniso, haina kuoma
Kwaziwai.
Ndakaita kubvunzana parunhare neING 2 mwedzi yapfuura, ini ndiri ING mutengi pachangu
Akatsanangura kuti ndichaenda kuThailand kwenguva yakanaka pakati pegore rino, asi ndinoda kuchengeta account yangu yeING.
Hapana dambudziko zvachose, nekuti ini ndinopinda muwebhusaiti uye ndinoshandura kero yangu yekero yangu yeThai. Ndizvo zvose.
Ini ndinogamuchira dj dhijitari uye kadhi rebhangi rinotumirwa kukero yeThai.
Edza Van Lanschot, iyo isingaite dambudziko zvachose, asi mari inonzwisisika inogona kuiswa kana zvikwereti zvenguva dzose.
zvakanaka,
Ndinokupa zano kuti ufunge zvakare, kubva muNetherlands pazera re41.
Iko kuwedzererwa kweAOW yako inomira (2% pagore)
Inishuwarenzi yehutano inomira, (yakachipa pasirese)
Ese masevhisi ezvemagariro muNetherlands achamira.
Asi
MuThailand une mamiriro ekunze akanaka mazuva 365 pagore.
AOW yevanhu vane pasipoti yeThai isingasviki mazana matanhatu Bhat pamwedzi.
Inishuwarenzi yehutano yevanhu vane pasipoti yeThai ye30 Bhat.
Uye kune Nyanzvi;
Kugara kuchichinja zvinodiwa, izvo zviri kuramba zvichioma uye kwaunofanirwa kugamuchira angangoita 65.000 Bhat pamwedzi kubva kunze kwenyika. Inishuwarenzi yehutano yeinenge € 400 pamwedzi.
Kana iwe wakagamuchirwa kune chimwe chirwere, izvi zvinozobviswa kubva pasuru.
Mari yekugara yakachipa kupfuura muNetherlands, asi iri kuwedzera kudhura gore rega.
Iwe unogona kukanganwa nezvemvumo yebasa, kushanda zvisiri pamutemo zvinoreva rwendo rwenzira imwe chete (nemari yako) kuenda kuNetherlands
Asi zvakadaro simba.
Kuwanda kwepenjeni yehurumende yako kunomira … 2% pagore … unonyatsofunga here (ane makore makumi mana nerimwe) kuti zvichine basa? Kuti zvese zvichange zvakangofanana mu41 (pamwe kunyange 26) makore? Chengetedza imba yako muNetherlands uye uvake mamwe mashoma, kana zvichibvira, munyika dzakavakidzana dzeThailand uye woirenda zvakare.
Kana uchiri nechikwereti chemba neabnamro, bhangi iroro richaremekedza kondirakiti iyoyo (abnamro ataura zvakajeka) uye nayo account yako. Nekudaro, kana uine chikwereti chemba, haubvumidzwe kuroja imba yako pasina mvumo kubva kubhangi.
Saka haufanirwe kunge wambotaura chero chinhu, kunyanya sezvo iwe uchiratidza kuti urikuda kugara muThailand, saka zviri pachena kuti hazvina chokwadi.
Dai ndaiva iwe, waizonyora tsamba itsva inotaura kuti zvirongwa zvako zvachinja,
kana kuti wakazvitsanangura zvisizvo,
kana kuti bhangi harina kukunzwisisa,
kana kuti wakaona kuti, zvichibva pazera rako re41, haugone kuwana vhiza kwenguva yakareba kupfuura mwedzi mishoma uye saka wafunga kugara muNL kwemwedzi mina panguva uye saka usadzima kubva kuNL.
Uyezve: iwe uri makumi mana nerimwe, saka une dambudziko nevhiza yako (hapana vhiza rekurega basa rinogoneka pazera iroro). Iwe unozofanirwa kutanga bhizinesi, uchidyara akati wandei mamirioni baht + uchishandisa vashoma veThais. Kuwana basa semushandi kuchanetsa.
Wadiwa Roel,
Ndinofunga kuti dambudziko nderekuti iwe hausisina kero yekunyoresa muNetherlands. Saka hauchagone kugamuchira Mail ipapo. Kana iwe uine nzvimbo inotumirwa Mail, ndinonyoresa pano neinonzi kero yetsamba. Unofanira kukumbira izvi nekunyora munzvimbo ine kero. Kero kuna Meya & aldermen.sign uye kana zvichidikanwa ipa magwaro anotsigira. Ipapo iwe zvakare ucharamba uine inishuwarenzi yemitengo yehutano. Urongwa hwenyu ndehwekuti kana 6 months ndanzwisisa. Hibernators vanoita izvi zvakare ..
Iwe unogona kuwana rumwe ruzivo nezve izvi paInternet.
Kwazisai Anthony
Wadiwa Ruud, senge iwe unogona kudzima dhipoziti, ABN AMRO inogona kuzviitawo. ukakurumidza kukanzura zvinokudyira mari uye kana vakakanzura zvinovadyira mari . Ini pachangu ndinobatanidzwa mukurwisana kukuru navo pamusoro pekubhadharwa kwedhipoziti yangu saka kutora dhipoziti nekukurumidza hakusi kuzoshanda.
Iyo Kifid ine izwi rekupedzisira mune iyi nyaya, uye kuedza hakuna chinhu.
Uye kana zvichivadhurira mari, ndicho chimwe chikonzero chekutora dhipoziti, handiti?
Mamiriro ebhangi anoti vanogona kukanzura account yangu yakavanzika, asi hapana kwainoti vanogona kudzima kondirakiti yangu yemakore gumi.
Saka ndiri kufungidzira kuti parizvino havakwanise kuvhara iyo account chero dhipoziti iri kushanda.
Uye kana zvakasiyana, ndichaona, uye tichaenderera mberi kuronga B.
Nyoresa seexpat neABN AMRO munguva yakafanira. Iwe hausi kutamira kuThailand. Iwe uchagamuchira mvumo yekugara kwenguva pfupi. A NON (= kwete) vhiza yekubva kune imwe nyika pamwe nekuwedzera kwegore mushure.
ABN AMRO inotsigira expats.
Haazviwani, kunyange makumi mashanu.
ING yakaoma kwazvo kana uchichinja kero kuenda kuThailand.
Mushure memavhiki e4 ndakagamuchira kodhi yangu yekushandisa, ndakapomera iyo Thai post.
Mushure mekufona kwakawanda uye kutaura, nhamba yangu yenhare yeThai haisati yapinzwa mushure memwedzi mishanu.
Tsamba dzinobva kuNetherlands kuenda kuThailand dziri kunonoka zvinorwadza.Nhasi ndagamuchira tsamba kubva kuNetherlands iyo yakatumirwa muna Ndira 18. Saka zvakatora mazuva 34. Handizivi kana izvozvo zvichikonzerwa nePost NL kana Thai postal services.
Vadiwa vaverengi,
Ndatenda nemhinduro dzese. Nekuda kwekureruka, ini ndinongopindura kumibvunzo mizhinji / makomendi andinoona. Imba haichabatiki uye ndine bhangi rakanaka. Ndinogona kuvhura account nerimwe bhanga. Pakupedzisira, bhangi rinofambisa mune imwe nzira uye nderipi bhangi rinoita izvo zvisina kunyanya kukosha (ok, ini handisi kuenda kubhangi rakafanana naDirk Scheringa). Ndakambodzidza muThailand kwemakore 1,5 uye ndakasvika pakuziva diki network yevanobva kunze uye Thai uye ndakadzidza kutaura mutauro wacho zvine musoro. Hapana chiri nyore, asi pane chido pane nzira.
Saka handisi kusvetukira mugomba, nekuti ndave nezororo rakanaka, asi ndanga ndichishanda pachirongwa ichi kweanopfuura makore gumi. Ndinonzwisisa kuti kuwana mvumo yekushanda hakusi nyore, asi hazvibviri.
Ndakaverenga mumhinduro yaKareltje kuti inishuwarenzi yehutano yaizoita €400 pamwedzi. Ndakagamuchira quote kubva kuOom ye €135 pamwedzi. Mari yemwedzi nemwedzi kubva pakurojesa imba yangu inofanira kukwana, kunyangwe nekuchinjana kwakashata, kurarama. Hupenyu hwakareruka husina humbozha hwakawandisa, asi ini handinwe kana kuputa uye ndinoda chikafu cheThai (mumugwagwa nematare ezvekudya). Mumwedzi mitanhatu inotevera ndichaongorora kuti chii chaizvo chinodiwa kuti zviroto zvangu zviitike. Ndatenda zvakare nemhinduro!
Kwazisai,
Bo
Ndokumbira utore nguva yako yekuverenga kuburikidza nesarudzo dzaunowanikwa pa: https://transferwise.com/
Iwe unozove neakaundi kuGermany nemabhenefiti ese eEU.
Neakaundi yebhangi yepasirese yakadai unogona kugadzirisa matambudziko mazhinji.
Zvese zviri kutenderera pasirese, mabhanga akangwara anoenda pamwe chete nazvo pane kuita so coy.
Muverengi anodiwa
Iyo meseji kana iwe ukadzima, inodhura 2 muzana AOW pagore, hongu, haifanirwe
unogona kuramba uchibhadhara yako AOW premium.
Ingo shuma uye ubvunze kuti chii chinodhura, zvinogoneka kana iwe uchigona kuwana zvishoma kune 527 euros pagore.
zuva rekufara Peter Yai
Unogona kuenderera mberi nekuzvidira yako AOW accrual kweanopfuura makore gumi. Mubhadharo unoenderana nemari yaunowana uye nekudaro uchafanirwa kuzviratidza nemagwaro, mareferensi emutero kana chii zvacho, nemari shoma yakataurwa naPeteryai ye10 Euro pagore.