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Home » Mubvunzo wemuverengi » BNP Paribas Fortis bhangi rinopedza kubatana, bhangi ripi izvozvi?
Vadiwa vaverengi,
Ini handina kugamuchira nhau dzakanaka nhasi, kureva BNP Paribas Fortis bhangi kwandanga ndiri mutengi kwemakore anopfuura 45, kubatana kunopera. Pane vamwe here pakati pavaverengi vakagamuchira shoko rakadaro?
Saka ndeipi mhinduro yakanakisa yekuendesa makiredhiti angu kureva pension nekuremara kuaccount itsva? Ndinogara kuThailand.
Kutenda mberi.
Kwazisai,
Jojiya
Vatori: Iwe une mubvunzo kune vaverengi veThailandblog? Shandisa contact form.
unogona kuvhura account neWise (Transferwise).
Unoda kero muBelgium, asi zviri nyore kugadzirisa.
Sekuona kwangu, ndiyo yakapusa uye zvakare inokwanisika sarudzo yekuisa penjeni yako nemabhenefiti uye woendeswa kuThailand.
Handizive kuti imarii kana iwe, semuenzaniso, uine penjeni yako uye mabhenefiti aendeswa zvakananga kuThailand, pasina kupindira kwebhangi, unogona kukumbira izvozvo kubva kune zviremera.
Kubudirira
Zvinoshamisa, chikonzero chii?
Ini ndinogara kuThailand uye ING yakadzima hukama hwangu hwebhangi. Ndakabata BNP Belgium uye ndakavimbiswa kuti ndinogona kuvhura akaundi yekubhangi. Ndinofanira kundipa pachangu wrl kuhofisi yebhangi muBelgium, zvichaitika svondo rinouya.
Hi Luke,
Ini zvakare ndinoona izvi zvinoshamisa kuti unogona kuvhura account naFortis nepo yangu yakavharwa mushure memakore anopfuura 45. Tsamba yandakagamuchira inotaura kuti vese bhangi nemutengi vanogona kuputsa hukama chero nguva.
Ndinoda kutsanangura kuti sei ndichifunga kuti bhangi riri kuvhara account yangu.
Mwedzi mishoma yapfuura zvakafanana zvakaitika kune mukoma wangu, aive nemabhangi maviri, anoti Argenta naRaededemackers, maakaundi ake akamiswa, kutanga Argenta uye 2 mwedzi gare gare Raededemackers, saka akatanga kuendesa zvinhu zvake kubva kune rimwe bhangi Argenta kuenda kune rimwe bhangi. Paive nemari yakawandisa pairi, asi raisava dambudziko kuiendesa,
Pakuvhara bhangi rake rechipiri, takabata mamwe mabhanga akati wandei, asi zvinosuruvarisa kuti pakanga pasina nzira yekubuda nayo, saka ndakati aise mari muakaundi yangu, ini ndokuzoiendesa kuaccount kuThai account yangu. Kusvika masvondo mashoma apfuura ndakagamuchira bhiri kubva kuFortis umo vaifanira kuziva kuti sei ndaiendesa mari nguva imwe neimwe kuburikidza neWise kuakaundi yangu yeThai.Paunoendesa mari, panofanira kunge paine chirevo chinotaura chikonzero uye neWise. Panguva iyi, mukoma wangu akanga atengesa chikamu chemunda chaakanga achine chake kuBelgium uye mari iyoyo yakaiswawo muakaundi yangu uye bhangi raifanira kuva nekondirakiti yepamutemo yeizvi.
Ndakabva ndatanga kunyumwa chinyararire kuti pane zvakanga zvisina kumira mushe, zvekuti ndakabata bhanga ravaibvunza kakawanda kuti mari iyi yaimbovepi.Kutaurisa kwecode kwaWise kwaisavakwanira, mhinduro yaive yekuti bhanga ringadaro. check.
Saka Luc, rombo rakanaka nekuvhura account yako, ndinovimba haisi kuzotora nguva pfupi, sezvandinonzwa kuruboshwe nekurudyi kuti maBelgians mazhinji anogara kunze kwenyika ari kumisa maakaundi avo.
Jojiya
zvakanaka,
Kana mabhanga achiita bhizimisi munyika dzose, anofanirawo kutevedzera zvisungo zvenyika imwe neimwe, pasi pechirango chefaindi dzakakura. izvi hazvichagariki kumabhanga. Kunyanya kana paine vatengi vashoma vanogara munyika iyoyo kuti vavhure hofisi yavo. Mabhanga mazhinji ari kudonha, kusanganisira ABN-AMRO Bank kubva kuNetherlands.
Zvakanakisisa,
Izvo zviri nyore uye bvunza iyo Pension Service uye mukuremara sevhisi kutumira mudyandigere wako nekuremara kuakaundi yako yeThai, haufanirwe kuendesa mari kana zvakarongeka, zvinoitika otomatiki uye nekudaro pasina kunetsekana, mitengo zvakare yakaderera.
NeAkachenjera iwe uchave nezvakawanda, asi pane iyo huru iyo yaunoda kero muBelgium.
Marc, hazviwanzo kuitika zvakapesana, asi unoendesa sei mari kubva kuThailand kuenda kune veBelgian mitero kana uchifanira kubhadhara? Izvi hazvidhure kubva kuThai Bank. Uye izvi zvinofanirwa kuitwa kubva kuThai Euro account kana kuti zvinogona kuitwa kuburikidza neBaht account? Ipapo iwe unofanirwa kuziva chiyero chekuchinjana uye mitengo kuitira kuti iyo chaiyo mari isvike kuBelgium. Kana kuti ungaite kuti vaise mari yacho kuburikidza nemhuri kana shamwari iri kuBelgium uye iwe wozoironga gare gare nemhuri kana shamwari?
Vhura account naWise. Ndokumbira uvhure account. Sevha iyo mari uye woiendesa kubhangi rako reThai pese paunoda.
Ziva kuti Wise haina kuvharwa neEuropean bank garandi system. Muchiitiko chekubhuroka, saka unogona kurasikirwa nechimwe chikamu kana zvese (nekuti mutirastii achatora zvinhu izvi pachinzvimbo chevakweretesi vakasiyana).
@RobV.
Hungwaru ANOsangana nezvinodiwa zveEuropean bank garandi…
Oh? Handifungi kudaro, sezvo Wise pachake achitaura kuti harisi bhangi uye vakweretesi vanogona kutora chikamu chezvinhu zvako. Saka 1) haisi bhangi uye kubva pane izvi ndinofungidzira kuti haina rezinesi rebhangi uye saka haiwire pasi peEuropean garandi system. Bhanga rine rezinesi rekubhanga rinowira pasi pechirongwa ichi. 2) Akachenjera anonongedza kuti kana vakakundikana, mutirastii achagovera zvinhu zvese kusanganisira mari yevatengi Vakachenjera pakati pevakwereta, saka unogona kurasikirwa neX chikamu chemari yako.
Quote kubva kuna Wise, yambiro mune matema-tema kuti unogona kurasikirwa nemari X kana vakabhuroka:
Akachenjera haasi bhangi. Isu tiri e-mari institution. (…)
Chii chaizoitika kana Wise akashaya mari?
Mari yakachengetedzwa haisvikike kune vatikweretesa, mabhanga edu kana mamwe mapato echitatu. Saka mari yako inogara ichiwanikwa kwauri mune yakajairika kosi yebhizinesi redu.
Dziviriro inopiwa nokuchengetedza kugara panzvimbo yacho kunyange mumamiriro ezvinhu asingabviri kuti Wise azova asina mari. Zvakadaro, kana izvi zvikaitika, imwe yemari iyi inogona kushandiswa nemukuru we insolvency kubhadhara mari yavo. Izvi zvinoreva kuti mari yakadzoserwa kwauri inogona kuve yakaderera pane yakazara mari yawaive nayo muakaundi yako. Zvinogonawo kutora nguva kuti maneja we insolvency akudzosere imwe mari yako.
Hatidi kubuda mubhizinesi, uye zvirokwazvo kwete nenzira yekutadza. Isu tinofanirwa kubata regulatory capital sechikamu cherezinesi redu reFCA. Iri capital rakagadzirirwa kuchengetedza Wise, uye mari yako, kubva kune chero zviitiko zvisingatarisirwe zvemusika.
Isu zvakare tinoita nguva dzose kuyedza kushushikana kwebhizinesi redu uye nemashandiro atinoita. Tichafunga nezvenyaya yakaipisisa - tobva tashanda kumashure kuti tive nechokwadi chekuti takafukidzwa kana mamiriro acho akaitika. Isu tinogara tichiyedza nekutarisa huwandu hwemari yatinobata, kuti tive nechokwadi chekuti yakakwana kuvhara chero njodzi dzinogona kutarisana nebhizinesi redu.
Kunobva: https://wise.com/help/articles/2949821/is-it-safe-to-keep-money-in-my-wise-account
Kana ndakanganisa, ndinoda kwaanondiratidza. Uye pamwe e-mail zano kuna Wise kutaura panzvimbo yavo kuti vatengi muEurope vanongoti 100% chokwadi kuwana mari yavo pasi garandi hurongwa nguva dzose. Ivo havataure izvozvo uye mumwe munhu asingadi kuisa njodzi nemari inosvika zviuru zana zvemaeuro anogona ikozvino kusarudza kusachengeta mari paWise.
Wise ibhengi rinozivikanwa uye rine zvese a
IBAN: BE79967040 as
BIC: TRWIBE
uye zvechokwadi yakafukidzwa neEuropean bank guarantee scheme.
Thanks Lung Adie, zvinondishamisa. Ikoko kwave kuri munguva pfupi yapfuura here? Tichifunga kuti Wise pachayo haibudisi pachena pawebhusaiti yavo uye inonongedza kune chokwadi chekuti ivo havasi bhangi uye havavimbise kuti uchadzoserwa mari yako yese. Izvo zvinogona hazvo kungononoka kana hafu kuitwa newebhu sevhisi. Ndinofunga vanofanirwa kujekesa saiti yavo…
Ini handiwedzere zvakanyanya kuburikidza newebhusaiti yehurumende yeBelgian, inotaura kuti mabhanga anozivikanwa nebhangi reBelgian anowira pasi peGuarantee Scheme, asi rondedzero yavo haipo. (Pano zvaizobva zvawedzera kukosha kana Wise akazivisa kuti ine kuzivikanwa kuzere kubva kubhangi reBelgian).
Kana ini Google yakatenderedza pa "Wise Guarantee Scheme", inenge yese saiti iri kumusoro kwekutsvaga mhinduro (zvichiri?) inoratidza kuti Wise haina kuvharwa nedhipoziti dhipoziti chirongwa, kunze kwe1 saiti. Ini ndinodzokorora, ine saiti uye gore rekuvandudza mumabhuraki:
“Kuchenjera harisi bhanga asi kuUK electronic money institution. Iyo dhipoziti dhipoziti chirongwa saka haishande. Zvakadaro, hausiyiwe usina chinhu kana wabhuroka, nekuti mari yako inochengetwa yakaparadzana. National Bank yeBelgium inotarisira izvi. " (Bank Comparison.nl 2022)
“TransferWise ikambani yezvemari iri kuUnited Kingdom. TranserWise inotariswa neFinancial Conduct Authority (FCA): mutongi weBritish. TransferWise haina kuvharwa neDeposit Guarantee Scheme, sezvo iri yemagetsi mari institution uye isina rezinesi rekubhanga. Iyo kambani inotaura kuti mari yevatengi iri mune yakaparadzana, yakachengetedzwa account. Nekuda kweizvozvo, maererano neTransferWise, vatengi vanodzoserwa mari yavo kana vabhuroka, semuenzaniso. " (Consumtenbond.nl 2020)
"Guarantee system: Hapana" (Bank.nl 2021)
"Zvakakosha: TransferWise harisi bhangi uye nekudaro haiwire pasi pedhipoziti dhipoziti chirongwa." (Banknu.nl 2021)
“Kuchenjera harisi bhanga, asi kuti munhu anoburitsa mari yemagetsi. Deposit guarantee scheme saka haishande. " (Geldnerds.nl 2021)
“TransferWise isangano remari yemagetsi, kwete bhanga. Naizvozvo, haina kuvharwa neEuropean Deposit Guarantee Scheme ”(fififinance.com 2021)
Etc.
Kubatanidza kune imwe nzvimbo kubva kune yepamutemo Belgian institution inoratidza kuti Wise yakavharwa nedhipoziti dhipoziti chirongwa chingave chakanaka. Ini handisi kuzoisa imwezve simba, dai ndanga ndiri mutengi saka zviri kunyanya kuna Wise kuti andizivise nemazvo, zviri nani nekubatanidza kuBelgian Bank (kana zvakafanana) kuti iwe ugone kuzvisimbisa iwe pachako neBelgian. hurumende.
Ndichazvisiya izvezvi. Kana paine munhu ane dzimwe tsananguro, zviri nani nekwabva, ndotenda pamberi paizvozvo.
Wadiwa RobV,
tarisa pano:
https://wise.com/help/articles/2932124/wise-bank-details
Ini handizvinzwisise, ndawedzera kuonana neRabobank kwandine account, hapana dambudziko mune ramangwana, chinhu chega ndechekuti hauchave mutsvuku kana uchigara muThailand.
Ndanga ndiri mutengi weFINTRO kwemakore, chikamu cheFORTIS-BNP.
Nezuro ndakabata shamwari yakanaka kwazvo, maneja webazi reFintro muNinove. Akabva angotaura nehofisi huru uye mhinduro yake kwandiri yaiva yokuti: “Hapana mutemo mukuru wokuti makasitoma ari kunze kweEU asabatanidzwa. Chete kubva kune vatengi vanogara vachiita 'vanofungira' kutengeserana.