Ini ndiri muDutch, ndinogara muBelgium uye ndinogara muThailand uye ndine mibvunzo nezve inishuwarenzi yehutano uye inishuwarenzi yekufamba
Vadiwa vaverengi,
Semugari weDutch akarega basa, ndinogara kuBelgium uye ndinodyidzana neLiberal Mutuality ikoko maererano neMutuality.
Ini ndinopedza chikamu chikuru chegore muThailand uye nekuda kweizvi ndakatora inoenderera mberi inishuwarenzi yekufamba inobata nguva yegore rimwe, nguva mbiri dzemwedzi mitanhatu.
Ini ndinogashira penjeni yeABP neAOW inobhadhariswa mutero kuNetherlands - saka handibhadhare mutero kuBelgium. SVB inoona Belgium senyika yangu yekugara.
Ini ndichangogamuchira meseji kubva kune mutuality iyo yakapa chimiro changu semudyandigere, kwete pasi pemutero muBelgium, hapana chikonzero chekuve nhengo yekubatana. Zvisinei, kuti ndikwanise kutora inishuwarenzi yekufamba inoramba iripo muBelgium, ndaifanira kuratidza kuti ndakabatana nehomwe yeinishuwarenzi yehutano (semunhu wechiDutch anogara muBelgium, handikwanise kutora inishuwarenzi yekufamba inoramba iripo muNetherlands?) .
Kambani yangu yeinishuwarenzi yehutano yeBelgian haidzoreri mitengo kunze kweBelgium, semuenzaniso Thailand. Asi ndizvo zvakanakira inishuwarenzi yangu yekufamba neinodarika € 6.000 pagore - yepagore premium €000. (kusvika kuEurope, ndine EHIC kadhi).
Ndiri kugutsikana zvikuru nehurongwa hwazvino, asi ndichine mibvunzo miviri:
- Kune homwe yeinishuwarenzi yehutano muBelgium iyo inobhadharawo mutengo muThailand, semuenzaniso?
- Pane inoenderera mberi inishuwarenzi yekufamba muNetherlands iyo inogona kupa vanhu vechiDutch vanogara muBelgium inoenderera inishuwarenzi yekufamba pagore (semuenzaniso kaviri mwedzi 6)?
Kwazisai,
Wim
Wim, unogona kutora inishuwarenzi yeDutch inoenderera mberi yekufamba pano kana uchigara muBelgium: https://www.reisverzekering-direct.nl/speciale-reisverzekeringen/reisverzekering-woonachtig-belgie/
Iwe une inishuwarenzi yemazuva anokwana 180 akatevedzana. Saka haugone kugara muThailand kwemazuva anopfuura zana nemakumi masere, asi kana ukabhururuka uchidzokera kuBelgium, unogona kugara kwemazuva zana nemakumi masere zvakare.
Ndatenda Peter, ndatokubata uye chokwadi inishuwarenzi iyi isingasviki hafu yeyandinayo ikozvino.
Kana uri mubvunzo wako wekutanga.
Iko hakuna kambani yeinishuwarenzi yehutano yeBelgian inovhara kugara kwemwedzi mitanhatu muThailand.
Nezvekugara kwemwedzi mitatu inodarika, iyo Socialist mutual insurance company chete (De Voorzorg naBond Moyson) ndiyo yava kuvharira kugara uku kuburikidza neMutas. (Pamwe zvakare njanji yehutano inishuwarenzi homwe nekuti yakafanana neiyo SocMut))
Mamwe makambani einishuwarenzi ehutano, kusanganisira Thailand, akabvisa kuvharwa kwavo kubvira 2016/2017, ndakafunga. Ikoko ikozvino yakanyanya kuganhurirwa kuEurope uye nyika dzeMediterranean uye chete mhiri kwemakungwa nzvimbo dzeEurope.
ona CM semuenzaniso https://www.cm.be/media/Geografische-dekking-CM-reisbijstand_tcm47-24482.pdf
(kunyangwe Siria…..)
Zvinoenderana neiyo SocMut webhusaiti
Kudzorera mari yekurapa
.......
- iwe uri kunze kwenyika kwechinguva uye nekuda kwezvikonzero zvekuvaraidza. Nguva yacho inogumira kusvika kumwedzi mitatu pamusoro penguva ye3-gore.
https://www.devoorzorg.be/antwerpen/voordelen-advies/terugbetalingen-ledenvoordelen/In-het-buitenland/op-reis/Medische-zorgen-in-het-buitenland/Reisbijstand-Mutas/Pages/default.aspx#tab=ctl00_PlaceHolderMain_hreftab2
Uye zvakare maererano nemitemo yeSocMut neMutas.
2.2 Mamiriro ezvinhu
… ..
c. Kugara kwenguva pfupi kune dzimwe nyika kune hunhu hwekuvaraidza uye hahugari
yakareba kupfuura mwedzi mitatu
https://www.devoorzorg.be/SiteCollectionDocuments/Formulieren/300/StatutenMutas.pdf
Kana uchifarira.
Ini nemukadzi wangu tine AXA Rubatsiro Exellence Mhuri.
Izvi zvine chivharo chakajairwa chemwedzi mitanhatu yekugara, asi ini ndakawedzera kusvika kumwedzi ye6 yekuenderera mberi kwekugara.
Ndakave nezvimwe zvinhu zvakabviswa kubva muchibvumirano chakajairwa nekuti ini ndatova inishuwarenzi kwavari (kubvisa rwendo / mukwende, nezvimwewo), kana nekuti hazvina basa (zvisina chinangwa) (Mota).
Izvi zvinoreva kuti ini nemudzimai wangu tinogona kugara muThailand kwemwedzi ye9 nguva dzose uye tichibhadhara 304 Euro yeizvi gore negore semhuri (kusanganisira kuwedzerwa kumwedzi 9 = +75 Euro).
Kubva gore rinouya ichawedzera, nekuti ini ndichabva ndaita kuti iwedzere kusvika kumwedzi gumi neimwe uye zvino ingangoita kutenderedza 11 Euro yemhuri (Mudzimai wangu neni).
https://www.assudis.be/nl/excyeargen.aspx
https://www.assudis.be/nl/excyearwar.aspx
https://www.assudis.be/nl/excyeartar.aspx
https://www.assudis.be/files/nl/pdf/Tech-Reference-Excellence-042017-NL.pdf
Pamwe zvichakubatsira (kana vamwe vaverengi)
Bvunza Ronny,
Ndatenda neruzivo rwako rwakajeka nguva dzose.
Iwe unotora inishuwarenzi yeAXA muBelgium kana Thailand?
Ndakapedza izvi muhofisi yangu yeAXA muMechelen.
Ndichiri kushamisika….
Handizivi kuti mamiriro ako ezvinhu akarurama sei, nokuti kana iwe usisiri wakabatana nehomwe yeinishuwarenzi yehutano muBelgium, unowana sei mari yako yekurapa, mari yechipatara uye mishonga inodzorerwa?
Mhoro Ronny. Ini ndine (CAK) EHIC kadhi rinoshanda kuEurope yese. MuBelgium handifanire kubhadhara chiremba kana chipatara, CAK inoita izvozvo. Kana pane deductible kana kurapwa muBelgium kana imwe nyika yeEurope inodhura kupfuura muNetherlands, ndinofanira kubhadhara kuwedzera kuCAK.
Iwe unobvunza nezve inishuwarenzi yekufamba inovhara 2x 6 mwedzi. Ndokumbira utarise kuti panguva yekugara kwenguva refu muThailand, kana paine chikumbiro, mibvunzo inogona kubvunzwa nezve hurefu hwekugara kwako uye nzvimbo chaiyo yekugara.
Anotogara kunze kwenyika...
Zvine mutsauko here kuNetherlands ingave iyi Belgium kana Thailand?
KuBelgium, nenzvimbo yake yaanogara ikoko, anongofanira kuzivisa kusavapo kwake kukanzuru yake kana asipo pakero yake kweinopfuura mwedzi mitanhatu uye isingasviki gore. Achazoonekwa se "asipo kwenguva pfupi", asi iyo ingori chinzvimbo chekutonga uye haina mhedzisiro kune chero chinhu.
Unotofanira kudzima register kana asipo pakero yake kwerinopfuura gore
(kunze kwemamwe mapoka. Somuenzaniso, ndakashanda muDutch Navy kwemakore matatu, asi handina kufanira kudzima kubva kuguta rangu reBelgian nokuti ndaiva musoja weBelgian. Saka ndakaramba ndiri muhurumende "ndisipo kwenguva pfupi" kwemakore matatu. Ndiro nderimwe remapoka akasarudzika kumutemo iwoyo.)
Chokwadi zvikuru, ndiwo matsanangurirwo andakanga ndaitwa pandakagara muBelgium (ndakanga ndatogarako kwemakore 27).
Janbelg
Kusvika parizvino, sangano reMoyson (socialist) richiri kudzosera mari kunze kweEurope
Jan
Kusvika pakugara kwemwedzi mitatu…. ona mhinduro yangu yapfuura.
Saka hazvimubatsire kana achida kuenda 6 months
Ndinoziva munhu wechiFlemish aigara muBangkok gore rose uye akadzorerwa mari yese paEurocross kuburikidza neMoyson Bond. Iye zvino akafa negomarara.
Ini zvakare ndakabatana neBM uye muzvikumbiro zvangu zvekudzoserwa mari yekurapa, hazvina kumbotariswa kuti ndakagara nguva yakareba sei muThailand uye kazhinji kaviri mwedzi mishanu.
Kuti ndive parutivi rwakachengetedzeka, ndaive neinishuwarenzi yekufamba neVAB.
Ndine urombo, Eurocross inofanira kunge iri Mutas.
Hongu, isu tose tinoziva mumwe munhu zvakasiyana kwaari ... Uye chii chaive, saka hachisisiri ... Pamusoro pezvo, faira yega yega yekune dzimwe nyika inosarudzwa zvakasiyana uye pane musiyano pakati pemitengo yekukurumidzira yekugamuchira chipatara kana mari yevarwere.
Saka handingavimbi nebofu kuti vachadzosera zvese uye kwete kuti vachapindira panzvimbo yekugara kwe + 3 mwedzi.
Muchokwadi, mamwe makambani einishuwarenzi ehutano akabatana haaite iwo ekupedzisira kubva pazuva 1.
Uye zvese zvakanaka uye zvakanaka kuti vatange kudzosera zvinhu kudzamara wabvumidzwa kubhadhara kubvumidzwa kwakakomba kubva muhomwe yako uye unogona kutanga wasimudzira zvese kana kutarisira yako yekudzoserwa. Uye havasi kuzoripa zvekupedzisira. Iva nechokwadi nazvo.
Inishuwarenzi yekuwedzera yekufamba saka zvirokwazvo haina kufanira.
Nenzira, kambani yeinishuwarenzi yekufamba ichatanga zvakare kubata kambani yako yeinishuwarenzi yehutano uye inongodzosera izvo zvinhu izvo kambani yako yeinishuwarenzi yehutano haina kudzosera kwavari. Ndokusaka uchifanira kuve wakabatana nehomwe yeinishuwarenzi yehutano kutora inishuwarenzi yekufamba yechinyakare.
As for Mutas rubatsiro.
Pano panonyatsotaurwa mutema nemuchena kuti maconditions erubatsiro kubva kwaMutas ndeapi uye kubva ipapo unofanira kuenda. Inongoshanda kuSocMut (Bond Moyson naDe Voorzorg)
Nenzira, De Voorzorg naBond Moyson vakafanana chaizvo. Ose ari maviri anowira pasi peSocMut.
Musiyano chete ndewekuti Bond Moyson ndeyeEast neWest Flanders, uye De Voorzorg ndeyeAntwerp neLimburg.
Ini ndachinja chinongedzo kuBond Moyson. Ini handifanire kugadzirisa zvinyorwa nekuti zvakafanana.
Zvinoenderana newebhusaiti yeSocMut Bond Moyson
Kudzorera mari yekurapa
.......
- iwe uri kunze kwenyika kwechinguva uye nekuda kwezvikonzero zvekuvaraidza. Nguva yacho inogumira kusvika kumwedzi mitatu pamusoro penguva ye3-gore.
hhttps://www.bondmoyson.be/ovl/benefits-advice/repayments-leden-benefits/In-het-buitenland/op-reis/Medische-zorgen-in-het-buitenland/Reisbijstand-Mutas/Pages/default. aspx# tab=ctl00_PlaceHolderMain_hreftab2
Uye zvakare maererano nemitemo yeSocMut (Bond Moyson) neMutas.
2.2 Mamiriro ezvinhu
… ..
c. Kugara kwenguva pfupi kune dzimwe nyika kune hunhu hwekuvaraidza uye hahugari
yakareba kupfuura mwedzi mitatu
hhttps://www.bondmoyson.be/SiteCollectionDocuments/Formulieren/300/StatutenMutas.pdf
Unogona kutora inishuwarenzi yekuchipatara neDKV, semuenzaniso. Zvose zvakavharwa here?
Somugari wechiDutch anogara muNetherlands asi nguva dzose ndichishanda muBelgium kusvikira pakupera kwegore (65), ndine inshuwarisi neFSMB (kuburikidza nehofisi yeDiest nokuti muLeuven neBrussels = vanhu vakuru vehofisi havatauri Dutch zvakanaka).
Ndine imwe inishuwarenzi ipapo uye ndakave inshuwarisi neni kubvira 2004, mabhiri anobhadharwa seakajairwa ???
Iinewo mamiriro ayo uye nguva inogumira.
DKV kazhinji haichakuvharidzi kuti ugare kunze kwenyika kweinopfuura mwedzi mitatu. (Pamwe zvimwe zvisiri izvo)
Hazvisi pasina chikonzero kuti vanyore zvinotevera pawebhusaiti yavo.
“Paunogara kunze kwenyika, unokodzerawo kuwana inishuwarenzi yakanaka kwazvo yeutano. Kana uchienda kunze kwenyika kwemwedzi mitatu kana kupfuura, tinokurudzira Globality Health.”
https://www.dkv.be/verzekeringen/ziekteverzekering-buitenland
Zvechokwadi, zvinhu zvose zvine mutengo wazvo.
Uyezve, ikozvino, semudyandigere, ndiri kujoina DKV...
Kutanga pachava nekuongororwa kwechiremba pamwe nekusabatanidzwa, nguva yekumirira uye premium yegore haizove yakaipa zvakare.
Semusoja, ini (uyewo mudzimai wangu) taiva neinishuwarenzi yechipatara neDKV kuburikidza neDziviriro.
Ndakapa chiziviso pandakaenda pamudyandigere nekuti hazvina musoro kwatiri.
Yaiva, pakati pezvimwe zvinhu, zvinotevera;
Kubatana kunogona kuitika chete kusvika pamwero wekuti vanhu vanobatanidzwa:
-Iva pasi peBelgian Social Security uye ubatsirwe nayo
- Iva nenzvimbo yavo yekugara uye yekugara zvachose muBelgium kana munyika yakatarisana neBelgium
Nhengo yacho inopera kana ukagara kunze kwenyika kweanopfuura mwedzi mitatu isina kukanganiswa.
https://cdsca-ocasc.be/sites/default/files/content/DKV_HOSPIT/2018/bijlage_1_-_samenvatting_defensie_nl.pdf
Saka zvakanaka kuti uverenge matemu nemamiriro ako zvakanaka….
Kuti uwane ruzivo.
Handina chimwe chinhu kunze kwekurumbidza nguva dzandakafonera DKV kuBelgium kuti ndigare muchipatara. Zvese zvaigarorongwa kusvika padanho rekupedzisira.
Wadiwa Wim,
Wakatora kondirakiti nekambani yese yeinishuwarenzi here?
MuBelgium, Bond ichiri kuvhara Moyson zvakananga, zvichireva kuti vanobhadhara mabhiri ako kana uri muchipatara Pane imwe mari ye100 euros pane imwe mari yekurapa.
CM yakamisa kubhadhara kwakananga musi wa 01/01/17, asi iwe uchadzorera mari yako, asi unofanira kutanga wabhadhara zvose iwe pachako, kana wozozvienzanisa nemitengo yeBelgium, uye hauzombofi wakabhadharwa kupfuura izvo zvinodhura. muBelgium.
Ini pachangu ndaifanira kuita ablation yemoyo muchipatara cheBKK-PTY, mutengo 1.000.000 yekugezera, muAZ Brugge 6000 euros Vakati hauchabvumidzwe kubhururuka zvakare, purofesa weAZ Brugge akaunza faira rangu rekurapa ndokundiudza kuti ndisvetuke. kaiti.
Fernand ane Liberal Mutuality uye inoenderera inishuwarenzi yekufamba neEurop-rubatsiro. Asi muBelgium uye neEurope yose ndinoshandisa kadhi rangu reEHIC (European Healthy Insurance Card). Saka handidi inishuwarenzi yehutano. MuBelgium chete kuti ndikwanise kutora inishuwarenzi yangu yekufamba.
Pane chimwe chinhu pano munyaya iyi chinoita kuti ndisave nechokwadi.
Munyori anotaura kuti anogamuchira AOW nepenjeni kubva kuNetherlands uye anobhadhara mutero muNetherlands. Kusvika parizvino zvese zvakanaka…..ASI…. Kuti ukwanise kunakidzwa nehutano muBelgium, pane chimwe chinhu: iyo RSZ (National Social Security). Kambani yeinishuwarenzi yehutano inongoshanda se'mubhadharo wechitatu', mari yacho inobva kuRSZ. Mumwe munhu anoda kubatsirwa kubva pane izvi anofanira kuva nemhosva yekuchengetedzwa kwevanhu kana, kana pasina mari yake pachake, anofanira kunyoreswa nemumwe munhu ari (semuenzaniso vana, vasina kushanda ...). Iyo RSZ inobviswa zvakananga kubva pamudyandigere, kunyangwe kune vari pamudyandigere, mutero usati waverengerwa.
Iwe unogona kugara uchijoinha homwe yeinishuwarenzi yehutano, asi hazvireve kuti une kodzero yekubatsirwa. Zvakajairika kuti munyori akagamuchira tsamba kubva kukambani yeinishuwarenzi yehutano ichitaura kuti aisafanira kubhadhara mupiro iwoyo, nekuti pamwe haabhadhare chero mupiro wekuchengetedzwa kwevanhu (13.07% yemari yakawanda) muBelgium, kunze kwekunge abhadhara izvi. his own initiative, zvandisina chokwadi nazvo, haana kodzero yekudzoserwa mari zvakadaro.
Inishuwarenzi yako yehutano inoramba ichishanda
---------------
Vese maBelgian vanobhadhara mari yeinishuwarenzi yehutano mune chero mamiriro akavharwa neinishuwarenzi yehutano. Izvi zvinoshandawo kana uri kunze kwenyika kweinopfuura mwedzi mitatu.
Zvibvumirano zvakaitwa nenyika dziri muEuropean zone. Iwe unozodzoserwa chikamu chikuru chemitengo yako yehutano, sezvakaita kuBelgium. Ndokumbira unyore yako yeEuropean Health Insurance Card pamberi kubva kune yako yehutano inishuwarenzi homwe. Nenzira iyi iwe unogara uine waranti muhomwe yako. . Inoshanda munyika dzese dzeEU, asiwo muIceland, Norway, Switzerland neLiechtenstein.
Kana iwe ukafamba kunze kweEurope, kudzoserwa kwemitengo yehutano hwako huchabva pamitengo yeBelgian. Iwe unofanirwa kuterera pano nekuti mareti anobhadhariswa anogona kusiyana zvakanyanya kubva kumareti anoshanda munyika yedu. Semuenzaniso, kana ukaenda kuUnited States, uchabhadhariswa mitengo yakakwira zvakanyanya. Asi iwe une kodzero yemitengo yeBelgian.
Inishuwarenzi yako yekuchipatara inoramba ichishanda
------------------
Inishuwarenzi yechipatara inopindira kunze kwenyika. Mari yekubhadhara kunze kwenyika yakasiyana neyekumba. Asi izvozvo hazvina chekuita nehurefu hwekugara kwako.
Kudzoserwa kwako kwaMutas kunomira mushure memwedzi mitatu
--------------------
Mutas rubatsiro rwekufamba imbiru yechipiri yehomwe yeinishuwarenzi yehutano. Irwo rubatsiro rwezvekurapa rwepasi rose runopawo kudzoserwa kuBelgium. Mupiro weMutas unoshanda chete kwemwedzi mitatu pagore. Kana ukagara kure kwemwedzi inopfuura mitatu, unodzokera painishuwarenzi yako yehutano inomanikidzirwa.
Naizvozvo ndinofungidzira:
Kana "Belgian" kana "asiri-Belgian" akabatana nehomwe yeinishuwarenzi yehutano, iwe unogara uchiwana kudzoserwa. chete "Mutas" haichakubatsiri kunze kwenyika uye unofanirwa kubhadhara mabhiri ese pachine nguva, mamwe acho unozodzoka.
Kunobva:
https://radio2.be/de-inspecteur/langer-dan-3-maanden-in-het-buitenland-hier-moet-je-op-letten
Wadiwa Wim,
Ndakaverenga kuti rubatsiro rwako rweAOW runotereswawo muNetherlands uye kuti iwe naizvozvo haubhadhare mutero pairi muBelgium kunyange iwe uchigara muBelgium. Asi zvino chimwe chinhu chinombotadza.
Chisungo 18 cheChibvumirano Chekudzivirira Mutero Kaviri chakapedzwa neNetherlands neBelgium chinopa zvinotevera:
Chisungo 18. Pensions, annuities, social security benefits uye alimony kubhadhara
o b. Pensions nezvimwe zvikomborero, zvingave zvenguva nenguva kana kwete, zvakabhadharwa maererano nemitemo yezvemagariro evanhu yeNyika Inoita Kondirakiti kumugari weimwe Nyika Yekondirakiti ichabhadhariswa mutero chete muNyika yakazotaurwa.