Vadiwa vaverengi,
Ndakaverenga zvakanyanya uye nekunyatsoverenga faira yemutero, asi ndasara ndiine zvimwe zvisinganzwisisiki. Sezvineiwo, ini ndatove nekusunungurwa pamutero wemari papensheni yekambani yangu kubva kuvakuru vemitero yeNL.
Mune faira pakupera kwe "Mubvunzo 2" zvinotevera:
"Mune iyi blog: vatorwa vanobhadhara 7 muzana mutero. Izvo hazvina kutaurwa mumutemo uye hazvisi maererano nechibvumirano: kusarura kunorevawo kusarura. Mutero weVAT munyika muno unosvika zvikamu zvinomwe kubva muzana.
KUFUNGWA
Pension inobhadharwa muTH. "
Ndinoda kuisa chiziviso nevatungamiriri vemitero yeThai muPattaya kusati kwapera Kurume 2017. Yakawanda sei mutero wemari yandichabhadhara papensheni yangu yekambani yeDutch pano? Pamusoro ndakaverenga kuti vatorwa vanofanira kubhadhara 7%, asiwo kuti haisi mumutemo. Ndekupi kwandingawane chikamu chakanyanya chechokwadi mufaira, kana kuti munei link?
Pa link http://www.rd.go.th/publish/6045.0.html3.1 Progressive Tax Rates, pane tafura iri pazasi:
Mutero wemutero wemuhoro wega wega unoshanda pamari inobhadhariswa ndeiyi inotevera
Mitero yemitero yePersonal Income Tax
Inobvisirwa Mari
(baht) Mutengo wemutero
(%)
0-150,000 Exempt
vanopfuura 150,000 asi vasingasviki 300,000 5
vanopfuura 300,000 asi vasingasviki 500,000 10
vanopfuura 500,000 asi vasingasviki 750,000 15
vanopfuura 750,000 asi vasingasviki 1,000,000 20
vanopfuura 1,000,000 asi vasingasviki 2,000,000 25
vanopfuura 2,000,000 asi vasingasviki 4,000,000 30
Kupfuura 4,000,000 35
Ichashandiswa kwegore remutero ra2013 na2014.
Mari yangu inenge 600.000 baht pagore. Iyi tafura inoratidza kuti ini ndinofanira kubhadhara 15% pamusoro pe600.000 150.000. Zvichida iyo 7 inosunungurwa inofanira kuderedzwa? Kwandiri zvinovhiringa, 15% kwete zviri pamutemo zvichipesana negumi neshanu muzana muPIT tafura. Chinofanira kuva chii?
Ndinewo mubvunzo wechipiri:
Pandinoisa iyo mutero wemutero muPattaya gore rinouya, ndinogona kuratidza iyo mari pahwaro hwekutaura kwangu kwegore. Asi ndinonzwa nevanhu pano kuti hofisi yemutero haidi kuiona, asi inoda kuona bhuku rekubhangi. Nekudaro, mubhuku rangu rekubhangi (ma) iwe unogona kuona kuti imarii yandakabvisa kubva kuaccount yangu yeING kuenda kuaccount yangu yeThai Kasikorn, asi mari iyoyo imari yepenjeni yekambani yeAOW PLUS. AOW yakatobhadhariswa mutero muNL, saka ndinoratidza sei kuti yakawanda PENSION yandakagamuchira kuburikidza nebhuku rekubhangi? Izvo hazvigoneki? Ndozvigadzirisa sei?
Kutenda mberi.
Fact tester
Pane chibvumirano chemutero chakapetwa kaviri pakati peNetherlands neThailand icho chinotaura zvakajeka pasi peZvinyorwa 18 ne19 kuti (nyika) penjeni uye imwe mari kubva kubasa rekare zvinongobhadhariswa mutero mudunhu umo mari yemudyandigere kana imwe mari yebasa rekare inobhadharwa.
Saka nei uchifanira kutarisa kune kwaunogona kubhadhara mutero?
Dear Fact Tester. Rega nditange ndataura kuti VAT 7% haina chekuita nechiziviso. Iwe zvakare unotaura kuti iwe unofanirwa kubhadhara 15% paB.600000. Mune maonero angu anozvininipisa izvo hazvina kururama.
Une mudyandigere, saka unofanira kuva nemakore makumi matanhatu nemashanu kana kupfuura, wobva wapihwa mvumo yekuregererwa paB.65 (chirongwa 190.000/0702) Saka izvi zvinobviswa paB.3649 iyoyo Chasara iB.600.000. Zvino pane Personal allowance yeB.410.000, inobviswawo. Saka zvinosiya B.30.000.
Zvino tafura yemutero: 0 – 150000 = NIL inoramba iri B. 230000,–
150000 - 300000 = 5% 5% ye150000 = B.7500
300000 - 500000 = 10% 10% ye80000 = B. 8000
Iyo Cumulative mutero ipapo B15500 uye izvo zvishoma pane iyo 15% paB600000.
Kana nyanzvi dzemitero pakati pedu dzichifunga zvakasiyana, ndingada kunzwa nezvazvo nekuti ini handina hunyanzvi pahuchenjeri.
Kana iwe ukadhawunirodha fomu remutero, fomu reThai neChirungu rakafanana. Hapana mutsauko mukubhadhara mutero kunyangwe uri mutorwa kana Thai, saka hapana zano rauri kureva nekubhadhara iyo 7% mutero semutorwa. Ini handizive kuti MartinX inorevei futi. Muchibvumirano chemutero pakati peNetherlands neThailand, kubhadhara mutero paAOW nemapenjeni ehurumende kwakagoverwa kuNetherlands. Kana iwe ukagara muThailand kwemazuva anopfuura 180 pagore uye saka uchifanirwa kubhadhara mutero pano, iwe unobhadhara mutero kune mamwe mapenjeni ekambani pano.
Heino pfupiso yemutemo wemutero weThai.
1. Mari yemunhu Baht
• Muteresi: 30,000
• Mudzimai (kana mukwanyina asina mari): 30,000
• Vana vemuteresi (vasingaverengeki 3), mumwe nemumwe: 15,000
• Mari yekuwedzera yedzidzo yemwana wega wega: 2,000
• Kutarisira kwevabereki, imwe neimwe: 30,000
• Kuchengeta mhuri dzakaremara kana dzisingakwanisi
nhengo, imwe neimwe: 60,000
• Kuchengeta akaremara kana munhu asingagone
kunze kwenhengo yemhuri: 60,000
Uye zvakare, mugari weThai ane makore makumi matanhatu nemashanu kana kupfuura ane kodzero
kuregerero yemutero wemuhoro wega pamuhoro unosvika pamari kwete
inodarika Baht 190,000.
Saka iwe unogona kubvisa kubva pamari yako 30.000 thb uye kana iwe uri 65 190.000 thb.
Saka kana ndikasaita chikanganiso chekuverenga uye iwe uri 65, 600.000-30.000-190.000=380.000 thb yemutero mari. Izvi zvinokudonhedza mumabhuraketi matatu pamusoro pekutanga 150.000 0% mune inotevera bracket kusvika mazana matatu 300.000 thb 5% i7500 thb uye yasara makumi masere 80.000 thb pa10% i8000 thb. Saka kubhadhara 15500 thb.
Handizive kana zvakafanana kwese kwese, asi paSamui vakuru vemitero vanobatsira kuzadza mafomu gore rega rega. Iwe haufanirwe kuenda kuhofisi yemutero kune izvo, asi ivo vaive vekutanga muTesco uye ikozvino mune hombe yekutenga nzvimbo (Central Festival). Zvakakwana kuunza fomu (ma) emari yako yegore kubva mupenjeni yako.
Dear Fact Tester,
Iwe unotarisisa dambudziko rakakura, kuti ugare muThailand unofanirwa kuwana mari inosvika mazana masere ezviuru zveBhat pagore.
600.000 Bhat ishoma kwazvo, kunze kwekunge uine nzvimbo yakakura inokwana mazana masere ezviuru.
Kwaziwai Nico
Izvi zvine chekuita ne600.000 THB penjeni, pamwe neAOW. Iyo 800.000 inogona zvakare kuve musanganiswa wemari mubhangi nepenjeni. Saka izvo hazvifanirwe kunge zviri mari,
Kana iwe uchigara muThailand, penjeni yekambani haina mutero wemari muNetherlands asi inotererwa muThailand kusvika painopinda Thailand. State pension inobhadharwa muNetherlands. AOW haisi mudyandigere asi bhenefiti kubva kumagariro ekuchengetedzwa kwevanhu uye nekudaro inobhadhariswa mutero muNetherlands, saka muThailand haina mutero. Kuverengwa kwemari inofanira kubhadharwa maererano netafura. Shanyira mutori wenhau weThai uye umuite kuti anyore mutero wako uye agadzirise nevakuru vemitero. Hapana mari inodhura.
William Doer
Wim Doer, ndinoziva shamwari yeakaunzindi yakandiendera kuhofisi yemutero, iine mafomu, ikadzoka neshoko rekuti ndaiva mushanyi saka handibhadhare mutero muThailand. Isu tiri kugara pano pakuwedzera kwegore kune vhiza yako yemwedzi mitatu isiri-immigrant. Saka vashanyi. Iwe unosungirwa mutero chete kana uchigara uye uchishanda pano, izvo isu tisingaite. Iwe haugari pano uye haushande pano, asi iwe unogona, nemvumo kubva kune Immigration, kugara pano kwegore 3 panguva (chinyorwa "gara" = kusararama). Iwo mazuva 1 iheti yekare sezvo Prime Minister Anand akaigumisa. Ndakabva ndaenda kuSanam Luang BKK Finance Ministry kuti ndiwane Mutero Wekusunungurwa wandaifanira kuratidza kuairport pandaienda.
Aya ndiwo ruzivo kubva kuhofisi yezvemari. (Kusvika pari zvino).
1.Mutero Munhu
Vateresi vanoiswa mu "mugari" uye "asiri mugari". "Mugari" zvinoreva chero munhu anogara muThailand kwenguva kana nguva dzinopfuura 180 mazuva mune chero mutero (karenda) gore. Mugari weThailand ane mhosva yekubhadhara mutero pamari inowanikwa kubva kuThailand, pamwe nechikamu chemari kubva kune dzimwe nyika inounzwa kuThailand. Asi asiri mugari, zvisinei, ari pasi pemutero chete pamari inowanikwa kubva kuThailand.
Saka handizive kuti unowanepi zvekuti hausi mutero wekugara pano kana uchigara pano mazuva anopfuura 180 pagore.
Dear Fact Tester,
Ini ndinofungidzira kuti iyo penjeni yebasa haibhadharwe muNetherlands. Iwe unogona kuverenga nezve mari inobhadhariswa muNetherlands uye ndeipi muThailand muchibvumirano kudzivirira mutero wakapetwa pakati peThailand neNetherlands. Muna 2016, unofanirwa kubhadhara 9,500 Baht Personal Income Tax (PIT). Ndinofungidzira kuti hauna kuroora.
Iko kuverenga kwakafanana neinotevera: 600,000 Baht minus Deduction inotenderwa kuverengwa kwePIT Yemuhoro kubva kuBasa 60,000 Baht, kubvisa Allowance mumwe muteresi 30,000 Baht uye kubvisa 190,000 Bahr nekuti une makore makumi matanhatu nemashanu kana kupfuura (ona pamusoro). Mari inobhadhariswa inozova 65 baht. Pane izvi unobhadhara 320,000% mutero pane yekutanga bracket ye150,000 uye 0% mutero (150,000 Baht) pabhuraketi re300,000 - 5 Baht uye gumi mutero (7,500 Baht) pane yasara zviuru makumi maviri Baht. Saka mune yakazara 20,000 baht PIT mutero.
Ziva kuti kuverengwa kwemutero wemari yegore ra2017, zvese Kubviswa kwe60,000 Baht uye Kubvumirwa kwe30,000 Baht kuchawedzerwa.
Ndingakupa zano rekuvhura maakaundi maviri emuThai muhoro. Iwe unotamisa mari inobhadhariswa muNetherlands kune yekutanga uye iwe unoendesa iyo yepenjeni yebasa kune yechipiri. Nebhukwana rekupedzisira raunoenda kune veThai Tai tax, ronga nguva yekubatsirwa nekuzadza mutero wako uye woendesa makopi ebhuku rino. Chokwadi tester yakagadzirira!
Rombo rakanaka!
Kubviswa ikoko kwakarurama here, mari inobva kubasa. Ndinoshandura kuti semari inobva kubasa, penjeni inowira pasi peizvi.
Hongu, pensions inowira pasi pe "Income yakabva kubasa":
“Section 40 Mari inoongororwa imari yezvikamu zvinotevera kusanganisira chero mutero unobhadharwa nemubhadhari wemari kana nemumwe munhu akamiririra muteresi.
(1) Mari inobva kubasa, ingave iri muhoro, muhoro, pa diem, bhonasi, bounty, gratuity, mudyandigere, mari yerendi yemba, kukosha kwemari yenzvimbo yekugara isingabhadharwi inopihwa nemushandirwi, kubhadharwa kwechikwereti chemunhu. mushandi anogadzirwa nemushandirwi, kana chero mari, pfuma kana rubatsiro runobva pabasa."
Uye zvino inoenderera mberi nezvikamu 2 kusvika ku8.
Dambudziko revakuru vemitero muThailand nderekuti vatorwa vanogara ikoko kubva kumazana mashoma nyika dzakasiyana, vangangove vane marudzi ese ezvibvumirano zvemitero zvakasiyana zvezvinangwa zvemutero.
Mahofisi mazhinji haagone kufambirana neizvi uye vane hurongwa hwakareruka.
Zvese zvaunounza munyika zvinobhadhariswa mutero.
Iwe unofanirwa kuona kuti yakawanda sei iyo kuverenga inokubhadhara iwe kupfuura iwe yaunofanirwa kubhadhara.
Sezvo iwe ungasazokwanisa kunyengerera hofisi yePattaya, zvinoreva kuti unofanirwa kuendesa dambudziko kuvakuru vemitero muBangkok.
Ivo pasina mubvunzo vane ruzivo ipapo.
Ipapo iwe unogona kufunga kuti iwe unoda kuita nhamburiko here kana kuti kwete.
Sezvineiwo, mitero sezvakataurwa mumhinduro haienderane nechibvumirano.
Thailand inogona kubhadharisa mutero wakawanda, asi haidaro (zvakadaro?).
Ndinoda kuziva kwaunowana pfungwa yekuti zvese zvaunounza munyika zvinobhadhariswa mutero. Mutemo wemutero weThai unoti unosungirwa kuzivisa mari yaunowana, senge penjeni. Kana iwe ukatamisa mari, haibhadharwe mutero uye iwe saka haufanirwe kuisa mutero kudzoka. Ikozvino zvibvumirano zvemutero hazvizosiyane zvakanyanya pachinhu ichi, mutero unopihwa kuThailand kana kunyika yekumba.
Ndodawo kuziva zvauri kureva kuti malevi sezvakataurwa mumhinduro haaenderani nechibvumirano?
Uye Thailand inogona kubhadharisa mimwe mitero, asi haisati ichidaro?
Kana iwe ukatarisa fomu yemutero uye pay slip (kubva kumukadzi wangu) pano, zviri nyore pachazvo.
Wataura chokwadi pakutaura kuti mari chete inobhadhariswa mutero.
Kungove wakarurama nekuva wakarurama zvinhu zviviri zvakasiyana.
Vakuru vemitero muThailand vanozoteresa chero mari yaunounza, kunze kwekunge iwe uchikwanisa kuratidza kuti hauna chikwereti chemutero pairi (izvi zvinogona kusiyana pahofisi, sezvinodiwa nemahofisi ekubvakacha).
Izvo hazvigoneke kuti zviremera zvemitero zveThai zvione kuti mari yako inobva kupi uye saka vanoisa mutoro wehumbowo hwekuti iwe hauna chikwereti chemutero pamari iyoyo pauri.
Ndakanganwa nhamba yechinyorwa chechibvumirano chemutero, chiri kumwe kunenge 19, 20 21.
Chinyorwa ichocho chinobvumira Thailand kubhadhara mutero wako muThailand, yakaverengerwa pa - semuenzaniso - penjeni yako yenyika pamwe neinishuwarenzi yako yepenjeni.
Mutero paAOW yako unobva wabviswa kubva pane izvi.
Asi iyo mari inobviswa zvakare, hongu inosanganisirawo kuregererwa kwako uye mutero wakaderera.
Saka tomboti AOW i1.000 euros pamwedzi uye inishuwarenzi yepenjeni = zviuru zviviri zvemaeuro pamwedzi.
Ipapo mutero unoverengerwa pa3.000 euros.
Mutero we1.000 euros weAOW unobva wabviswa kubva pane izvi.
Iyo AOW ichasanganisirawo kusabvumirwa kwako muThailand uye mitengo yakaderera yemabhuraketi.
Saka iyo imari shoma chete inobviswa kubva mutero wemutero.
Pachiyero, ongororo yakakwira kupfuura dai waingova ne2.000 euros muinishuwarenzi yepenjeni.
Handisi kunyatsonzwisisa kuti sei uchifanira kuisa report kana zvichidiwa. Iwe uri pamusoro pe50 uye pano pane visa (ini ndinofungidzira). Iwe unofanirwa kuendesa chirevo chemari gore negore uye izvi zvinogona kuitwa pahwaro hwemashoko epagore aunogamuchira. Kana izvo zvakakwana, ona faira, sei kuisa mukuedza kwakawanda? Taura mazuva makumi mapfumbamwe ega ega. Uye ndizvozvo. Dai ndanga ndiri iwe, ndaizochengeta account yangu yekubhangi yeDutch ndorega mari yacho ichipinda imomo (sezvichiri kuitika kana zvimwe zvisingagoneke neSVB) uye kuendesa mari kubhangi account yeThai sezvinodiwa. Zvaisagona kuva nyore. ([email inodzivirirwa])
Muhurukuro inofungidzirwa kuti AOW inobhadharwa muNL. Ndakatarisa zvakare kune yangu AOW uye ndakaona kuti SVB haishandisi chero (!!) kubviswa. Saka gross AOW inobhadharwa kunze.
Handina kumbobvunza SVB kuti irege kuregererwa. Ndine dhipatimendi papenjeni yangu yenyika nekuti ndakashanda kunze kwenyika kweanenge makore 5 uye handina kubhadhara premium.
Ini handigone kufungidzira kuti SVB inongondisunungura kubva chero kubviswa. Saka mhedziso inofanirwa kuve: AOW zvakare - mumusimboti - inobhadhariswa mutero pano muThailand.
Iwe haugone kuwana kuregererwa kubva kuAOW sezvo ichigara ichibhadhariswa mutero muNetherlands. Saka kana iwe ukagamuchira yako AOW isina mutero, iwe uchiri kubhadhara mutero pairi muNetherlands. Kana ukasaita izvi, ucharamba uchiwana imwe ongororo.
Ndinofunga unofanira kungwarira izvi. Kubva muna 2015, mutero wekubhadhara wevanobuda kunze wakabviswa uye SVB inofanira kuinyima. Nekudaro, izvo hazvina kuitika kwandiri uye muna Chikumi 2015 ndakabvunza SVB kuti ikozvino itore mutero wemubhadharo muaccount. Mhedziso ndeyokuti SVB haingorevi izvi. Pandakaisa mutero wangu wa2015, mari yaive ichiri kukweretwa kwemwedzi mitanhatu yekutanga yakabva yaoneka.
Zvakare mu2014 hapana mutero wakavharirwa kubva kuAOW yangu (yakatanga pakupera kwa2013). Sezvineiwo, mapremium eAOW haabviswe mutero, saka unobhadhara mutero kaviri.
Ndinocherechedza. Tichatarisa zvakare neSVB munguva yakafanira.
Wadiwa Teun, kusvika uye kusanganisira 2014, mubhadharo weAow waive wakakura/mambure uye handina kubhadhara mutero pairi.
Zvakare: izvi zvachinja kubva 01/01/2015. Iwe pasina mubvunzo uchagamuchira imwe yekuwedzera mutero yekuongorora ye 2015 nekufamba kwenguva. Kuti udzivise izvi mune ramangwana, zviri nani kutumira email kuSVB inotaura kuti iwe unofanirwa kutora mutero wemubhadharo muaccount.
harry,
Ndiri kungotarisa chirevo changu chegore ra2014 kubva kuSVB. Tsananguro iri kumashure inotaura pasi pemusoro wekuti "Payroll tax credit" (yakanyorwa kumberi kuti izvi zvinoshanda):
“……..Chirevo chako chepagore pasi pe'loonbelasting' chinoti E0,00. Zvadaro zvikwereti zvemutero zvakakwirira kudarika mutero wekubhadhara waunofanira kubhadhara ".
Izvi zvinoita sezviri pachena kwandiri. Muchidimbu, mutero wemubhadharo unoiswa, asi izvi zvinova pasina nekuda kweiyo yakashandiswa mutero kiredhiti.
Zvingave izvo kwandiri (yakaderera AOW kubatsirwa nokuti handina kubhadhara premium kwemakore 4-5 nokuti ndakashanda kunze kweNetherlands) uye naizvozvo kuderedzwa kweanenge 10% (5 x 2%).
Zvisinei, munhu wose anoita seakarurama. Inotereswa asi isina mutero nekuda kwepamusoro mutero wekubhadhara mutero kiredhiti.
Zvichiri zvakanaka kuziva, handizvo here?
Hazvina musoro futi. Nhanho yerubatsiro rwemagariro i70% yemuhoro wepasi (inenge E 1500 p/m). Uye izvo zvinoshanda kusvika kuE 1.000 p/m. Ini ndinofungidzira kuti BV Nederland haipe rubatsiro nenzira yeGROSS huwandu. Asi nemari yakawanda. Nekuti sei uchichaja mitero gare gare parubatsiro rwerubatsiro rwawakabhadhara iwe pachako? Ndiko kunenge kuri kurapwa kwemabasa.
An AOW yeanenge E 1.000 p/m (munhu mumwechete) saka inofananidzwa nehuwandu hwekubatsira kwevanhu. Uye saka BV Nederland haibhadharisi chero mutero, sezvinoratidzwa neSVB pachayo.
Kana munhu (AOW) achiratidza kuti haakurudzire kusanyoreswa kwechikwereti chemutero, ipapo AOW inobhadharwa zvachose = mambure.
Tsananguro kuwongororo yangu yegore 2015 inopa ruzivo rwakafanana nerwa2014.
Sekuda kwangu, izvi zvakajekeswa neSVB pachayo.
Kuti iwe unobhadhara mutero kana kusabhadhara muThailand saka zvinoenderana ne:
1. ndeipi hofisi yemutero yauri pasi uye
2. ndeupi mukuru waunosangana naye kuhofisi iyoyo.
Saka izvo zvinokonzeresa misiyano.
Mukuita, chakanyanya kukosha - kazhinji - ndechekuti vazhinji vedu hatina de facto mari yemutero pasi pezvirongwa zveThai.
Mubvunzo wakakosha ndewekuti: NL inogona kuramba ichibhadharisa mutero muThailand kana pasina mutero unobhadharwa. Handifungi kudaro ini. Kana Thailand ichiita senge ichishandisa 0% chiyero, vatungamiriri vemitero veDutch vanofanirwa kuigamuchira.
Ini ndinogona kubvumirana nemapoinzi 1 uye 2 aunotaura, kusaziva kwevakuru pamusoro pemitemo uye wobva wangoita chimwe chinhu pazviri.
Mhinduro iri pamusoro apa yatoratidza kuti zviri nyore kuve neakaundi inogamuchira mari yemutero uye iyo inogamuchira isingabhadharwe mari (mudyandigere wehurumende, mari yekuchengetedza, nezvimwewo).
Zviremera zvemitero zveDutch hazvina chekuita nemabatirwo emitero, kubviswa uye kuregererwa kuri muThailand. Saka kana penjeni isina kunyanya kukwira, hapana chekubhadhara. Handizivi kana iwe uchikwanisa kuunza return kana usina chaunokwereta. Kana zvisina kudaro, saka kana uchinyorera kuregererwa, zviremera zvemitero zveDutch zvinofanirwa kuita nefomu remutero rakapedzwa, risingazogadziriswe.
Ndiri kungopindura kune meseji yaTeun yekuti hapana kubviswa kunoitwa kubva kuAOW yake neSVB.
Izvi zvinogona kunge zviri izvo nekuti zvinoenderana nechibvumirano chemutero pakati peNetherlands nenyika yawakapedzisira kugara. Semuyenzaniso, muFrance mari yese inowanikwa kuFrance (FR yakasimba ZVAKAWANDA munhaurirano kupfuura NL!), saka hapana kubviswa kwakaitwa neSVB. Saka inyaya yekunonoka.
Izvi hazvireve kuti kubva pawakabva munyika iyoyo, hauna chisungo chemutero kuNL uye kuti SVB inofanirwa kuinyima sezvo uchigara muTh uye chimwe chibvumirano chemutero chiri kushanda! Unorarama zvakachipa asi zvine ngozi! Kudaidza SVB kune njodzi zvakanyanya.
aad,
Ini chaizvo ndinoshamisika kuti sei SVB (kana vachifanira / vangave) vasina kubata chero mutero kubva pakutanga (kupera kwa2013). Ndisati ndatamira kuThailand (kupera kwa2008), ndaimbogara muNetherlands. Ini zvino ndinosungirwa kufunga nekuzivisa SVB kuti vanofanirwa kuita basa ravo nemazvo? Uye mune ramangwana - pasinei nekuregererwa kwepenjeni yangu yekuwedzera - kuisa kudzoka kwegore negore muNetherlands?
Ndakangofara kuti ndibvise geode riya.
Chinotevera chete. Maprimiyamu eAOW aibhadharwa kare akange asingabviswe mutero. Saka nei kubatsirwa kweAOW kuchibhadhariswawo mutero?
Mushure mezvose, panyaya yepenjeni yekuwedzera (yekambani), mapremium aibhadharwa aibvisirwa mutero, saka zvine musoro kuti mapenjeni ekuwedzera aya abhadharwe. Kugara muThailand, iwe unogona saka kukumbira uye kugamuchira kuregererwa kubva kune zviremera zvemitero muNetherlands. Kusunungurwa kubva kuAOW kunofanirawo kuitika mune iyo pfungwa.
Pane mutsauko unoshamisa muAOW system. Uye kana iwe uchingogara paAOW pano muThailand (iwe ipapo une TBH 8 matani + muakaundi yebhangi yeThai) iwe uchabhadhara mutero muNetherlands paAOW yako, asi iwe uchanyimwa kodzero yako yehutano inishuwarenzi muNetherlands !! ! Uye saka iwe unofanirwa kutora inishuwarenzi yehutano muThailand iyo inodhura 2-3 nguva. Saka kuBV Nederland mabhenefiti (kureva mutero wemutero) asi kwete kodzero yemuteresi kune mukana weinishuwarenzi yehutano yakawanda muNetherlands (iyo yaakabhadhara mapremium makore ese aya!).
Pakupedzisira: munhu mumwe chete muNetherlands angapfuura sei neAOW chete inobatsira inenge E 1100 p/m gross kana iye achifanira kubhadhara 18% mutero pane izvozvo? Izvi zvinoreva mambure anenge E 900,- p/m. Kunyanya kana izvo zvinosanganisira E 110 p/m yehutano inishuwarenzi premium, E 500 rendi uye E 100 mune dzimwe mitengo yakatarwa (fenicha, G/W/L, nezvimwewo). Ipapo iwe zvechokwadi uchawana rubatsiro rwerendi. Zvakanaka, kwete mutero ipapo ndinofunga.
Iyo AOW igadziriro yekugovera, zvinoreva kuti iwe unoshandisa iyo AOW premium kubhadhara iyo AOW bhenefiti yemumwe munhu muNetherlands.
Kusiyana neinishuwarenzi yemudyandigere, hauchengetere ramangwana.
Iyo AOW haigone kufananidzwa nepenjeni, kana mitemo yayo.
Iwe unogara muThailand uye unoshandisa yako mudyandigere yenyika muThailand.
Nekuda kweizvozvo, Netherlands inorasikirwa nemhando dzese dzemari, senge VAT, mitero yezvakatipoteredza uye chero mari kubva pamudyandigere inobhadhariswa muThailand, asi iyo yawakambobvisa mutero muNetherlands uye wakabhadhara mari shoma yekuchengetedzwa kwevanhu.
Iwe zvakare hautengi chingwa chako muNetherlands, izvo zvinozove pamubhadharo webasa.
Uye kusawirirana muhurongwa.
Ndakabhadhara mutero upenyu hwangu hwose nokuda kwevana vomumwe munhu.
Zvemadzisekuru emumwe munhu.
Zvedzidzo yevamwe.
Zvechikwata chenhabvu chevamwe.
Kuti mubhadhare mari yemubatanidzwa yehomwe yeinishuwarenzi yehutano.
Iwe unosarudza kugara muThailand, uko rendi dzinowanzova dzakachipa uye kana usina hombe yekufefetera pamadziro, magetsi akachipa.
Uye uko chikafu cheThai chakachipa. ndizvo.
Iwe unosarudza pasuru yakazara ine zvese zvakanakira uye nekuipa.
Vakweguru vazhinji vangangoshamisika kuti vakweguru muNetherlands vangararama sei nemari yemudyandigere yakadai.
Nekudaro, ivo vanogashira kiredhiti yemutero, iyo iwe yausingawane muThailand.
Zvinorwadza zvakare.