Vadiwa vaverengi,
Vhiki rino ndakagamuchira hamvuropu gobvu kubva kumatare emitero yeThai ine fomu rekuongorora "mutero wemari". Zvino ndakanga ndichangobva kunyorera (uye ndagamuchira) kadhi yemutero gore rapfuura uye nhamba iyi yakataurwawo pane iri fomu rekuongorora.
Ndakarara zvakashata mushure mezvose, nokuti hongu, unoita sei nefomu, zvachose muThai hongu, sezvakangoverengeka kwandiri seChinese kune dyslexic tsoko muArtis. Akashongedzwa nemapepa anodiwa uye 'akaunganidza ruzivo painternet', asi nemoyo unorema, kuhofisi yemutero.
Zvakaipa zvikuru, mukadzi aitaura 'Chirungu' akandiendesa kubhangi rangu, nokuda kwechimbadzo chandakawana. Ndakapiwa nhamba dzake dzerunhare uye mushandi wemubhangi uyu akakurukura naye zvakanaka. Ndakagamuchira fomu rakadhindwa, iro raitaura 'chimbadzo' uye mutero we15% wakabhadharwa. Kuti zvive nyore, iti zviuru makumi maviri zvebaht zvakazara mubereko, uine gumi neshanu muzana = 20.000 baht mutero, saka zviuru gumi nezvinomwe zvemubereko zvinokwana pazvirevo zvebhangi.
Nechinyorwa ichi dzokera kuhofisi yemutero, mushure mezvo mukuru wechikadzi akaenda kubasa. Nekuda kweizvozvo, cherechedza kuti mukati memwedzi mitatu ndinogamuchira cheki kubva kuvakuru vemitero ye3 baht…. Sezvinobvumwa yakaderedzwa ne3.000 baht mutengo, asi kuchema kunoteerera kune izvo.
Ndiani anoziva kuti sei uye nei izvi zvakadaro, unogona kunditsanangurira? Tsananguro ye'Hedgehog' yemushandi weThai yaive, kwandiri zvirinani, nyaya imwechete yetsoko iya muArtis.
Kwazisai,
William
Mari yako yemutero muThailand saka inoramba iri pasi pekusabvumirwa.
Saka pane kudzorera.
Ndinoona sekuti mari yake yese yasara.
Pamwe wakabhadhara mutero wakawanda kudarika zvawakakwereta pamari yako yawakachengeta.
Munyaya yakaipisisa, iwe unongobhadhara mutero nemari ye90.000 + 150.000 = 240.000 Baht.
Ndichadana avo 90.000 rechiuto uye avo 150.000 wokutanga mwero chibhuraketi 0%.
Ini ndinoita izvi, nekuti iyo 150.000 ine mamwe madhiraivha uye saka inogona kushanduka kuita, semuenzaniso, 1%.
Ngatitii wange usisina imwe mari, unongokwereta mutero pamari yawakachengeta.
Zvakadaro, bhanga rakabvisa mutero wegumi neshanu kubva muzana pane izvi.
Nekuti mari yako yese inotererwa mumuenzaniso wako yaingove makumi maviri e20.000 baht uye unongofanira kutanga kubhadhara inodarika mazana maviri nemakumi mana ezviuru zveBaht, wabhadhara mutero wemubereko wekuchengetedza zvakanyanya.
Saka wazvidzosa.
Mutero unobhadharwa pamubereko wakatambirwa padhipoziti account, saka hapana akaundi yakajairika yekuchengetedza inogona kudzoserwa kubva kuvakuru vemitero. Handina kugamuchira meseji kubva kuvakuru vemitero, asi ndakazadza fomu rekudzorera ini pachangu (nerubatsiro kubva kuhofisi yemutero). Uye gare gare akagamuchira cheki nemutero wakabhadharwa pamubereko wakadzorerwa. Ndinofungidzira kuti uri kunetsekawo nekudzorerwa uku.
Mutero unobhadharwa pamubereko wakagamuchirwa muakaundi yedhipoziti, hapana akaundi yebhangi yakajairwa inogona kugamuchirwa kubva kune zviremera zvemitero. Izvi zvinenge zvave kuitika kwauri. Ndabhadhara mutero pamubereko pachangu, ini chete ndazadza fomu rakakodzera nerubatsiro rwemutero. Panyaya iyi ndaidawo fomu rekubhanga rinoratidza kuti imarii yakabhadharwa pamari ipi. Handisati ndagamuchira fomu reizvi kubva kuvakuru vemitero.
Hapana chinoshamisa pazviri: Ndanga ndichiita nenzira iyi kwemakore. Izvo zvine chekuita nemari yemubereko kubva mukuchengetedza uye dhipoziti maakaundi, isiri iyo yazvino account. Bhokisi rinonyima mutero pamari inowanwa. Inogona kuverengerwa mubhuku rebhangi, kana kuvandudzwa kwegore kunogadzirwa kwechido chakakweretwa.
Kana iwe uchizivikanwa kune zviremera zvemitero zveThai, unogona kuuya wega pamberi paKurume 1 wegore razvino nekuda kwekudzorerwa. Onawo zvakambotaurwa.
@Han: kana iwe ukabhadhara mutero papenjeni yako muNetherlands, iyi (chikamu chemari yako) icharamba isina mutero muThailand. Iwewo haufanirwe kukanda mapfumo pasi. AOW inogara ichibhadhariswa mutero muNetherlands uye haigone kupihwa kuThailand. Kana iwe uine mamwe masosi emari mukuwedzera kune aya maviri masosi, ndapota ita yako kuverenga zvichienderana nemabhuraketi emutero weThai. Vakuru vemitero yeThai vanogona kukubatsira maererano nekubviswa kwaungaitwa. Semuyenzaniso, mamwe maprimiyamu einishuwarenzi yehutano nehupenyu anobvisirwa, yakawedzera kubhadharwa mutero wekugovera, uye, semuenzaniso, mari yekuchengetedza yemudzimai, mhuri uye hama.