Yakatumirwa: Inishuwarenzi yehutano yeBelgians muThailand
Vadiwa vaverengi,
Nguva nenguva zvakanaka kugadzirisa zvimwe zvinyorwa pabhurogu, senge mibvunzo ine chekuita neinishuwarenzi yehutano kunze kwenyika (munyaya yangu yeBelgians).
Ndinoziva kubva pane zvakaitika kuti maChristian Mutualities haana chibvumirano neThailand. Izvi zvinoreva kuti "mari yevarwere vekunze" (chiremba, chiremba wemazino, nezvimwewo pasina kubvumirwa kuchipatara) inovharwa chete kana ichidarika EUR 200. Pamafaira anodarika EUR 200, dzinenge dzese mari dzekuchipatara dzinozodzoserwa. Franchise ye60 euros inoshanda pafaira uye pamunhu ane kodzero.
Rubatsiro runovimbiswa kwemwedzi mitatu kubva pazuva rekutanga rekutarisirwa kunze kwenyika. Panewo kusava nechokwadi nezve "zuva rekutanga rekutarisirwa". Ndakabvunza vashandi vakawanda vomunzvimbomo. Mumwe anoti iwe unongovharwa kwemwedzi mitatu yekugara kunze kwenyika nekuti kutarisirwa kunopiwa zvinobudirira kunoreva nguva yeinishuwarenzi, nepo imwe ichiti iyo 3-mwedzi inotangira kubva panguva yaunobvumirwa kutarisirwa. Nekudaro, ivo vanogona kukumbira kopi yematikiti ako endege kuratidza nguva yerwendo rwako. Kunyange ivo pachavo vasingabvumirani, ini ndichanamatira kune yekutanga. Iwe unovharirwa kwekugara kwemwedzi mitatu kunze kwenyika. Zviri pamutemo rinoti: "Rubatsiro runovimbiswa kwemwedzi mitatu kubva pazuva rekutanga rekutarisirwa kunze kwenyika."
Uyezve, izvi zvinongoshanda kune dzimwe nyika kugara "nekuda kwezvikonzero zvekuvaraidza". Saka zvakanaka kunyepedzera kuti mhino yako iri kubuda ropa uye kusataura kuti unogara ikoko nguva dzose kana kuti unenge zvachose. Iyo "Mutas kadhi" yerubatsiro rwekufamba kune dzimwe nyika inoshanda kwegore, saka haufanirwe kutaura kuti uri kugara muThailand, kudzamara vakumbira matikiti ako.
Ndakangoona macomments kubva 2013, ndosaka ndiri kukupa ruzivo urwu.
Kwaziwai,
Patrick
Nyaya chaiyo yevarume vezvitima... The Medical Care Fund yeNMBS (Railways, compulsory health insurance fund yevashandi vechitima) hainawo zvibvumirano zviri pakati nepakati neThailand. Saka tora rubatsiro rwekufamba gore negore neEthias online kana Touring, ingangoita makumi mashanu kana zana emaeuro zvakateerana kumhuri yese, pasi rese. Unoendesa mabhiri ako ekuchengeta varwere vekunze kuNMBS mushure merwendo rwako uye ivo vanokupa chitupa chekuti havazodzosera chero chinhu nekuda kwekusina zvibvumirano zvepasirese mavhiki matatu. Izvi zvine chekuita chete nekuchengetwa kwevarwere vekunze. Ndokumbira utarise kuti kana ukashandisa yakawandisa, uri "mutengi akaipa" uye uchadzingwa kunze, izvi zvinotaurwawo mumabhii madiki muchibvumirano cheinishuwarenzi, kureva kubviswa kweinishuwarenzi unilateral…
Zvakaitika chaizvo.
Tsaona yemudhudhudhu muThailand nekugara kwakati wandei muzvipatara zve3 nefurati kunyangwe yemukadzi kana murume uye kudzoserwa mukirasi yekutanga uye ambulensi kuGhent (BEL) kumba, ini handigone kutaura zvakaipa nezveEthias, zvese zvakabhadharwa uye chete kuzivisa. ruzivo nezve tsaona yakapiwa kwavari neemail, zuva nezuva norunhare kuonana nomumwe Ethias mushandi anopa ruzivo uye mazano pamusoro mabhiri uye amburenzi chokufambisa, kutarisirwa, etc. Asi rimwe gore gare gare yakakandwa kunze nokuti yaidhura zvikuru (ivo. shandisa izwi rekuti "akaipa mutengi", isu hatina kumbozivisa Mutas nekuti ivo vachiri kutaura kune yako yekuwedzera inishuwarenzi yekufamba uye iwe unogona kungotora imwe inishuwarenzi panguva ... Hapana chinhu chakabhadharwa muThailand kunze kwekutanga chipatara chemumunda kwakatanga. rubatsiro rwakaitwa ... Nehurombo, taifanira kuchinjira kuinishuwarenzi itsva yekubatsira kufamba iyo inodhura zvakanyanya ipapo Ethias ... zvakanyanya kuipa nekuti inishuwarenzi yedu yechipatara yeBEL iri zvakare neEthias ... Iye zvino neTouring yakazara mhuri yepasirese vimbiso. Mushure mezvose, hausi kubvunza njodzi ...
The Socialist mutual insurance makambani eBrabant anondizivisa kuti kubva 01.01.2014 hapachazove nekupindira kwekubatsirwa kwekurapa muThailand, pakati pevamwe. Ndakaenda kuna chiremba wemazino muBangkok pakutanga kwegore rino uye saka ndinogashira € 0 kumashure. Vanondirayira kuti nditore inishuwarenzi yekufamba (iyo ine rombo rakanaka kuti ndinayo). Ndokumbira utarise kuti inishuwarenzi yekufamba inoshanda kwemwedzi mitatu chete, asi inogona kuwedzerwa nemupiro wekuwedzera.
Izvi ndezvechokwadi, asi zvinongoshanda kune Socialist Mutuality Brabant.
Zvingave zvakakodzera kuchinja makambani einishuwarenzi ehutano.
https://www.fsmb.be/mutas-bijstand-in-het-buitenland
Izvo zvakadzoserwa kubva kune imwe SocMut zvichiri zvakafanana.
Unogona kuzviverenga pano pamwe nezvinyorwa zvekushamwaridzana naMutas.
http://www.devoorzorg.be/antwerpen/voordelen-advies/terugbetalingen-uitkeringen/In-het-buitenland/op-reis/Medische-zorgen-in-het-buitenland/Reisbijstand-Mutas/Pages/default.aspx
Pamwe tarisawo kuCM
http://www.cm.be/diensten-en-voordelen/vakantie-en-vrije-tijd/reisbijstand/tegemoetkoming.jsp
kana kutarisa muResidence Kero File Thailand -Be.
Izvi zvinotsanangura muchidimbu misiyano pakati pemakambani einishuwarenzi mutual.
(Zvichienderana neruzivo rwandaigona kuwana nezvazvo)
Eric
Ndakaverenga zvakare uye ndakawana zvinotevera pawebhusaiti yeSocialite Mutuality Brabant
https://www.fsmb.be/dringende-zorg
KUNZE MUEUROPEAN UNION
Nyika dzisina chibvumirano neBelgium
Iwe unogona chete kuwana mari yekudzoserwa pachiyero cheBelgian kana wapinda muchipatara nechimbichimbi kana iwe ukapa ma invoice ekutanga kuhomwe yeinishuwarenzi yehutano mushure mekudzoka kwako.
Zvichida izvi zvichakubatsira
Inishuwarenzi yekufamba haina chinangwa chekuenda kuna chiremba wemazino kunze kwenyika Kambani yeinishuwarenzi yehutano inopindira kune kumwe marapirwo muBelgium, sekuisa chisimbiso chemazino, kana munhu akaenda kunoongororwa gore negore nachiremba wemazino anorapa hazvibatanidzi kana izvi zviri izvo pane imwe zera iwe unogona kuwana mari kumashure kune imwe chiyero che, semuenzaniso, munyengetero wenhema, kusvika kuhuwandu hwe1000 euros mukupindira.
Kurapwa kunofungidzirwa kuti hakusi kwekukurumidzira nekuti kwakachipa muThailand, iyo inishuwarenzi yeBelgian haipindire kana paine zvikanganiso zvekurapa uye zvipatara zveThai zvichakuita kuti usaine chibvumirano chekuti ivo havana mhosva yepamutemo yekukanganisa kwekurapa, izvo kuderera kwemenduru.
@Geert: Ndiri murume anenge asiya basa. Ndichange ndichigara muThailand zvachose kubva muna Ndira 2015. Ndakadzidza zvakawanda nezve inishuwarenzi yedu yehutano uye Ethias (inishuwarenzi yechipatara). Parizvino ndagara ndichinzwa shanduro dzakasiyana maererano nekuvhara. Pane chero munhu anogona kupa tsananguro yakajeka ndapota?
Chinhu chimwe ndechechokwadi: neinishuwarenzi yekufamba unovharirwa kwemwedzi mitatu. Saka chenjera kana ukagara kure kwenguva refu.
Unorevei nepenjeni? gara kune imwe nyika ipapo munhu anofanira kunyorera muripo wekushaya basa ipapo, saka muThailand i zero.
Uye jee rekusabvisa register kuitira kuti ugone kunakidzwa nezvimwe zvakanaka muBelgium ikozvino zvakare yakanyatso kuteverwa nemanisiparati uye kana zvichidikanwa ivo vanokuregedza kunyoreswa nemhedzisiro yese inosanganisira.
Patrick
Iwe unonyora - "Nguva nenguva zvakanaka kugadzirisa zvimwe zvinyorwa pablogi, senge mibvunzo ine chekuita neinishuwarenzi yehutano kunze kwenyika (munyaya yangu yeBelgians)."
Iwe unogona here kutaura chaizvo kuti ruzivo rwako rwakasiyana sei kubva kune iri muDossier Residence Kero Thailand -Be?
Ronny
MuResidence Kero File Thailand.be, ingangoita yakapfupikiswa vhezheni nekuti iyo PDF gwaro rinoita serakakanganisika zvinoenderana nebrowser yangu, inotaura kuti CM inopa kuvharika kwemwedzi mitatu kubva pazuva rekutanga rekupihwa hutano. Izvi zvinopokana uye saka zvingave mwedzi ye3 kubva pazuva rekutanga rekugara kwako kunze kwenyika (vanogona kukumbira matikiti ako, chii chimwe chakanakira ???). Uyezve, inotaura kuti CM inobhadhara zvese zvinodhura, asi kuvharwa kunongopihwa kune zvirevo pamusoro pe3 EUR. Kuonana nachiremba muchipatara chepasi rose chaunobhadharira mari inosvika EUR 200 (sezvandakaita) haidzoserwe sendi neCM.
@Patrick Edza iyi link: https://www.thailandblog.nl/wp-content/uploads/Verblijf-in-Thailand-woonadres-in-Belgi%C3%AB-Volledig-artikel.pdf
Patrick,
Hurukuro iyoyo pamusoro pemwedzi mitatu yakatoitwa kare.
Vanhu vakati wandei vakabvunzawo kuhofisi yavo yeCM uye mhinduro imwechete yaigaropihwa "yezuva rekutanga rekuchengeta".
Nenzira, ndakachinja inishuwarenzi yehutano nekuda kwechikonzero ichocho.
Mwedzi mitatu iyi inoshanda kwegore, saka kana wanga watobviswa pakutanga kwegore, izvi zvinobviswa pachikwereti chako chemwedzi mitatu.
Saka handisi kuzozoita hurukuro iyoyo zvakare kana ndisina kukumbira matikiti.
Hapana painoti inogona kukumbirwa kana kuti unofanira kuichengeta seumboo.
Izvo CM inonyora zvakajeka - "Sevhisi inovimbiswa kwemwedzi mitatu uye inotanga pazuva rekutanga rekutarisirwa".
Izvi zvinotsanangurwa zvakajeka muzvinyorwa zvavo zvekubatana uye zvinoshanda.
http://www.cm.be/binaries/Statuten-reisbijstand-2014_tcm375-132183.pdf
ona ndima 3
Izvo SocMut inonyora zvakare yakajeka
http://www.devoorzorg.be/SiteCollectionDocuments/Formulieren/300/StatutenMutas.pdf
ona ndima 2.2
“Kugara kunze kwenyika kwenguva pfupi ndeyekutandara uye hakupfuuri mwedzi mitatu.
Saka pano zviri pachena kuti inotanga kuverenga kubva pakubva kwako.
Ini ndichangonamatira neiyi kana kuti ndiri kunyora faira rangu zvakare, asi iwo ndiwo misiyano mikuru pakati peCM neSocMut.
Nezve faira
Ndinonyora mibvunzo
“Ndichatanga ndanyora mibvunzo inowanzozivikanwa yandinogara ndichigamuchira, nemhinduro pfupi yezvandakawana pamusoro payo. Kuti uwane tsananguro yakadzama, ndinonongedzera kuchinyorwa chakazara Gara muThailand, kero yekugara muBelgium?, inogona kutorwa sePDF.
Mufaira unogona kuverenga nezve 200 Euro, saka pamwe waifanira kunge wakamirira uye wotanga wataura kuti hauna kukwanisa kuvhura faira….
Ini handitaure kuti faira iri rakakwana, uye ndinopota ndichiburitsa vhezheni itsva, asi ini handina nguva yacho.
Munhu wose anobvumirwa kutaura, asi ita saizvozvo pamusana pefaira yose uye kwete hafu yayo.
Iwe unofanirwawo kuve nenzvimbo yekugara muBelgium, zvikasadaro iwe ucharamba uchibhadhara mupiro unosungirwa kuhomwe yeinishuwarenzi yehutano asi hapana chaunokwanisa kubvisa. Nzwisisa kuti ndiani anogona.
Ndakafamba kwe 1 year. Ndiri nehomwe yakazvimirira yeinishuwarenzi yehutano uye ndakanga ndatora imwe inishuwarenzi yetsaona yekufamba neAllianz Global.
Ndanga ndichida rubatsiro rwekunze ka3. Kurapwa kwose kwakaitika mukati memwedzi mitatu, asi panguva iyoyo ndakanga ndatobva kuBelgium kwemwedzi mitanhatu. Mutengesi wangu weinishuwarenzi akatanga aita kuti ndiendese mainvoice ese kuhomwe yeinishuwarenzi yehutano.
Mari yeinishuwarenzi yehutano yakaziva kuti ndakanga ndatova kunze kwenyika kwemwedzi mitanhatu, nokuti zuva rekutanga rwendo rwakanga rwataurwa pane chiziviso cheinishuwarenzi, icho chakaendeswawo kuhomwe yeinishuwarenzi yehutano.
Ndakadzoserwa zvese kubva kuhomwe yeinishuwarenzi yehutano nekuregererwa kwe200 euros pa "claim".
Allianz akazobhadhara izvo homwe yeinishuwarenzi yehutano isina kudzosera.
Iyo 3 mwedzi sezviri pachena inongotanga kubva pakurapa kwekutanga kunze kwenyika.
Pano ndadzoka (ndine hurombo nekumhanya-mhanya) asi zvichandibatsira ini nevamwe vatinoshanda navo vari kana kuti vachange vari mumamiriro akafanana:
1) Ndakatanga kudzidza kubva kuna Ethias pachayo, kwavakandisimbisa kuti, chero bedzi iwe uchibhadhara inshuwarisi yehutano yako muBelgium (yakananga yakabviswa kubva mupenjeni yako), "inishuwarenzi yechipatara inoenderera mberi, zvakare muThailand".
2) Akabata kambani yeinishuwarenzi yeNMBS mutual insurance: "Kana uchifanira kuendeswa kuchipatara muThailand, hapana dambudziko: bhadhara zvese, tumira ma invoice kuGGC yaunobva uye iyo mutual insurance company neEthias vachadzosera zvese"
3) Ndakaenda kuhofisi yakakodzera kuNMBS inotarisira Ethias: "Ndizvo chete zvekuwedzera izvo inishuwarenzi yechipatara inodzosera, zvakakosha kutora inishuwarenzi yakasiyana muThailand". "Chete kana pakaitika kuchipatara MUBELGIUM, mari yese inovharwa ..."
Ini ndakasiya basa uye ndinogara muBangkok, ndinobhadhara makumi maviri emadhora mwedzi wega wega anobvisirwa mudyandigere uye NDICHINOGONA kunakidzwa neinishuwarenzi yehutano! pamwe nemitero, vane chibvumirano neThailand, asi kwete chehurwere kana tsaona. Ndiyo Belgium.
Kwaziwai Gilbert
Iwe unogona kuramba uchibhadhara yako inishuwarenzi yehutano kana uchigara muThailand uye wakanyoreswa, asi chete kurapwa muBelgium, saka unofanirwa kutora inishuwarenzi yehutano ikoko.
Uye nerombo rakanaka kuti Belgium haina chibvumirano neThailand nekuti ivo vakanyatsogadzira ipapo mukugadzirira mabhiri avo.
Mamwe mainishuwarenzi ekuchipatara eBelgian ane mapakeji ekubuda kunze, asi zvakare pasi pemamwe mamiriro, akadai seDKV.
Verenga chinyorwa zvakanyatsonaka, mwedzi mitatu inotanga kubva pazuva rekutanga rekurwara, saka nyaya ndeyekuti iwe unongova ne3
kubvumirwa kugara kunze kwenyika kwemwedzi yakawanda zvakaipa.
EUROPE ASSISTANCE, inishuwarenzi yekufambisa yegore negore nekugara kunze kwenyika kwemwedzi mitanhatu
fomula yemhuri inodhura zvakanyanya
Ini ndinongoona ruzivo nezve socialist uye CM mututality.
Pane chero munhu ane ruzivo nezve imwe mari yeinishuwarenzi yehutano?
Ini ndakabatana neFlemish & Neutral health insurance fund uye ndinoronga kugara kwenguva refu muThailand.
Pauro,
Handikwanise kuwana chero zvinyorwa zvekudyidzana neMutas zveFlemish & Neutral health insurance fund.
Havabudisi padandemutande ravo.
Kubva pane zvandinowana pawebhusaiti yavo hazviratidzike zvakanaka.
"Kubva muna Ndira 1, 2012, hapachazove nekubhadharirwa pasi rose kwemitengo yekukurumidzira kunze kwenyika."
Tarisa pano.
http://www.vnz.be/diensten/vakanties/eurocross/public
Nenzira, ndakanga ndatonyora izvi muDossier Residential Kero Thailand - Be
http://www.vnz.be/diensten/vakanties/eurocross/public - Mafungiro iwayo
kurudzira kutora imwe inishuwarenzi yekufamba kune dzimwe nyika dziri kunze kweEurope, saka hapana chekuvhara ipapo ?????
Shanyira kambani yako yeinishuwarenzi yehutano.
Zvichida zvakafanana neSocialist Mutuality Brabant.
Vanonyorawo kuti hapana kuvharwa kwepasirese, asi wobva wawedzera.
KUNZE MUEUROPEAN UNION
Nyika dzisina chibvumirano neBelgium
Iwe unogona chete kuwana mari yekudzoserwa pachiyero cheBelgian kana wapinda muchipatara nechimbichimbi kana iwe ukapa ma invoice ekutanga kuhomwe yeinishuwarenzi yehutano mushure mekudzoka kwako.
Ndiani anoziva, iwe ungangofanira kubhadhara kune zvese iwe pachako kutanga, asi iwe unogona gare gare kudzorera chikamu chacho nemapepa epamutemo. Kusaziva. Ndokumbira ubate kambani yako yeinishuwarenzi yehutano kuti uwane rumwe ruzivo nezve izvi.
Tizivise kuitira kuti igoverengerwa mune inotevera edition yeDossier painishuwarenzi yehutano.
Inishuwarenzi yekufamba yeBaloise nerubatsiro rwemutemo €90 pagore
Inogona kukupa mamwe mashoko uye refs. Handikwanise kuwana inishuwarenzi yekufamba pawebhusaiti yavo.
Mhoro Ronny, ndine inishuwarenzi yemotokari yenguva dzose naBaloise, ipapo ndakatora imwe inishuwarenzi yekufamba uye rubatsiro rwepamutemo, uye kana ini uye/kana mumwe wemitezo yemhuri yangu akaita tsaona, semuenzaniso, vaizodzoserwa uye/kana kudzorerwa kudzoserwa kuBelgium, kubva kune chero nyika pasirese, izvi zvinoshandawo kana iwe ukaenda kuzororo nemhuri yako, saka ne € 90 pagore uri pakanaka.
Kwaziwai Martin
Martin,
Ndakatarisa policy yacho nekukurumidza.
Yakakura Baloise Rubatsiro Mota uye Vanhu
http://legacy.baloise.be/upload/main/Algemene%20Voorwaarden/B0166.VAR.03.14%20AV%20Uitgebreide%20Baloise%20Assistance%20Voertuig%20en%20personen_22437126.pdf
Izvi zvinogona kuva mhinduro kune vamwe.
Iyo chaiyo yakajairwa inishuwarenzi yekufamba seimwezve mutemo kune yako mota inishuwarenzi
Cheap ? Ini handizive nekuti unofanirwa kuwedzera inishuwarenzi yemotokari nekuti handifunge kuti uchaiwana zvakasiyana ne90 Euro.
Iwe zvakare unogumira kumwedzi mitatu zvakare.
"kuenda kunze kwenyika kwemazuva anopfuura makumi mapfumbamwe akatevedzana:
Kana munhu ane inishuwarenzi achienda kunze kwenyika kweinopfuura mwedzi mitatu yakatevedzana, zviitiko zveinishuwarenzi zvinokodzera kubatsirwa ndezviya zvinoitika mwedzi mitatu yekutanga yekugara kunze kwenyika isati yapera."
Iwe waizozvienzanisa nemamwe mainishuwarenzi ekufambisa uye munhu wese anofanira kuona zvakavanakira
Ini ndinotofungidzira kuti iwe unotora mutemo wakadaro neinishuwarenzi yega yega yemotokari, asi ini handina ruzivo nezvemitengo
Ndatenda nezano zvakadaro
Zvichida iwe unofanirawo kutaura, madzimai nevarume, kuti nekuda kwemutemo wemauto muThailand kana dzimwe nyika dzine njodzi huru, inshurensi haazodi kukupa chibvumirano kana kuti haazodi kupindira nekuda kwekudaidzwa kunowedzera ngozi.
Ndinofunga kuti izvi chete kana pane mazano asina kunaka ekufamba. Kwete nyaya yeThailand ndaifunga.
Kana usina chokwadi, semuenzaniso Coup d'état senge muThailand, zviri nani kubvunza. Iri zvakare izano reBazi rezvekunze uye rinogona kuwanikwa pawebhusaiti yeBelgian Embassy.