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Ini handisi kunyatsonzwisisa kuti sei vanhu pano vachinyanya kufarira nezveTransferwise, pasina kana nuance.
Pandinoendesa mari kubva kuBelgium kuenda kuThailand, ndinozviita kubva kuDB account yangu kuenda kuThai account yangu pano. Iyi Thai account iakaundi muEUR. Ndine imwe yeiyi muUS$.
Zvino chii chakasiyana neTransferwise. Zvakanaka, kuichengeta pfupi. Semuenzaniso, kana ndichiendesa EUR 30.000, ndinobhadhara DB komisheni yakatarwa yeEUR 41,32, inova 0,138% yemari yakatamiswa. Dai ndaizoita zvakafanana kuburikidza neTransferwise (nhasi nhasi) ndaizobhadhara komisheni (mubhadharo) we0,62% kuTFW.
Nekuwedzera kusakosha kwekuti maEuro angu anobva ashandurwa kuita THB, pamwero wakanaka wekuchinjana, ndinofanira kubvuma, asi kana maEuro akaiswa mumaEuro paakaundi yako yekubhangi yeThai, une nguva yakawanda yekumirira kusvika Euro yaonekwa. yakasimba isati yachinja kune THB. Munguva yekudhura kweTHB, zviri nani kubva pazuva rimwe chete kana gare gare iyo THB ichadonha zvakare, inongori nhoroondo yemitengo yekutsinhana, kumusoro kwechinguva… pasi kwechinguva.
Iye zvino ndinofunga kuti mutsauko wemari 0,138% uchienzaniswa ne0,62% hauna hanya. Munyaya yeEUR 30.000, izvo zvinoita mutsauko weEUR 144,60 pamwe nerusununguko rwekumirira zvishoma usati washandura kuTHB, zvishoma kana pamari yese.
Yakatumirwa naRoland
Roland,
Kuenzanisa kwako kwakafanana nekuenzanisa maapuro nemaorenji.
Maeuro haashandi muThailand. Unozogara uchiashandura. Uri kubheja paEuro iri kukwira uchipokana neBaht. Une nguva yakanaka ikoko zvino, asi mumakore achangopfuura zvakatonyanya kuipa. Ruzhinji rwevanhu vanoendesa mari vanochida nekukasika. Uye izvi zvinowanzobatanidza mari shoma kudarika 30.000 euros.
Kuvanhuwo zvavo vari pakati pedu, basa rakaderera uye mwero wakanaka kwazvo ndizvo zvinonyanya kukosha. Kufungidzira inyaya yakasiyana zvachose.
Ndosaka uchivaverengera kuThailand zvakadaro. bvuma kare! Iwe pakupedzisira uchada kuchinja maEuro ako; kuitira kuti uzviverengere kuThailand zvakadaro. Parizvino iwe unowana 35,40 baht kune imwe euro kuBangkok Bank; paTransderwise inenge 36 baht. Izvo zvinotochengetedza 0,60 baht pane imwe euro. Iwe zvakare unobhadhara mari kana uchichinjana yako euro account. Kana iwe ukafunga zvese izvi, saka kwete chete komisheni yekutamisa kubva kuEurope, iwe ungangozopedzisira wawana mutengo wakachipa we30.000 euros neTransferwise. Musiyano wekuchinjana wega unotochengetedza 18.000 baht.
Kana ndaida kumirira nguva yakanaka, ndaizosiya mari yangu yakachengeteka muNetherlands. Ndichiri kugona kukurumidza kuiendesa chero nguva yakakodzera.
Kuenzaniswa neWestern Union, nezvimwewo, Transferwise yakachipa uye ine mareti ari nani.
Zvichida zvakare nekuti ini handishande nemakumi ezviuru zveeuro panguva imwe chete, asi mazana akati wandei panguva.
Roland zvinoreva kuti zvakachipa kubata account yemari yekunze (FCA) nebhangi reThai. Anobva aendesa maeuro kubva kubhangi rake reBelgian kuenda kuaccount iyoyo. Izvi zvinomubhadharira 0,138% yemari yakatamiswa. Anobva asiya maeuro aya paFCA iyoyo kusvika atenda kuti Thai Baht yasvika padanho rakakwana rekuchinjanisa maeuro ake. Roland anobva apikisa kuti nzira iyi yakachipa pane kuisa maeuro kuburikidza neTransferwise.
Asi ini ndinofunga kuti hapana munhu anongotumira maeuro kuThailand chero nguva kana mwero wekutsinhana usina kunaka, saka kuvhura FCA nekuda kwechikonzero ichocho hazviratidzike zvakafanira kwandiri. Ndichamirira kusvika pakupera kwegore mutengo wacho wakanaka. Kunze kwezvo, kana Thailand ikasaimba zvishoma zvishoma, ini handitumire chero chinhu.
Roland anokanganwa, pasina chero nuance, kutaura kuti kubata euro account muThailand hakusi mahara, uye kuti kubvisa uye kutamiswa kubva kuaccount kunoenderana nemitengo.
Mushure mekubvisa / kuchinjana maeuro kakati wandei kana kutumira muThB, iwe uchakurumidza kurasikirwa ne0,6% yemari yakaiswa mumitengo yebhangi.
Zviverenge kubva kune anotevera ruzivo mapepa: https://www.bangkokbank.com/en/Personal/Other-Services/Foreign-Customers
Pane imwe nuance: haungoise € 30 zviuru kuThailand. Unoitei nemari iyoyo semushanyiwo zvake? Iwe une vhiza rekuenda pamudyandigere muThailand neThB800K mubhangi, kana ThB65K inoiswa mwedzi wega wega, wobva waita zvakanaka. Iwe hautombosvika pakudya iyo ThB65K mwedzi wega wega. Asi iwe une kambani kana zvakafanana muThailand? Ehe ipapo iwe unozotarisa dzimwe sarudzo kunze kweiyo kuburikidza neTransferwise. Muchidimbu: kwandiri TW inzira inorumbidzwa nuanced kune yangu yakajairwa ING account!
@Josef,
Chaizvo.
Kukanganisa kukuru kweakaundi yeeuro nderekuti hauna sarudzo kwaunogona kuichinjanisa nebaht, nekuti bhangi harikubhadharire euro, saka unosungirwa kuichinja kubhangi iroro.
Ikozvino tose tinoziva kuti kuchema kunopera ukaona mari inoshandiswa nemabhanga.
Saka zvakachipa kumativi ese neTransfer Wise.
Kwaziwai.
Louise
Ikozvino chimbomira uone kana vachirega kuita uku kumire.
Hongu Jozef ndinonzwisisa kufunga kwako, asi chekutanga handisi mushanyi muThailand, ndinogara pano zvachose kusvika pakufa kwangu.
Uyezve, mune yangu haisi iyo nyaya yekuti ndinofanira kubhadhara mari yekuwedzera kubhangi rangu reThai (UOB) kushandura maEuro. Vanotondibhadharira mwero wepamusoro pane "zvakajairika" sezvavanondidaidza semutengi akanaka, havadi kushandisa "kodzero" yavo (VIP) pano sezvandisiri asi iwe unoziva Thai.
Chikonzero changu chega chekusarudza izvi zvakare nekuti ini ndakura (71) uye chimwe chinhu chinogona kugara chichiitika (hutano) chausingakwanise kudzora uyezve ndine vimbiso yekuti ndine zviwanikwa zvakakwana pano.
Asi mukufunga kwangu ndinonzwisisawo kuti kune vanhu vanongogara pano kwenguva pfupi kana vadiki zvakanyanya, izvi hazvina musoro.
Usandifungire zvisizvo, haisiriyo chinangwa changu kuputsa TFW, iniwo ndaive neruzivo nazvo munguva yakapfuura.
Wadiwa Roland, pamwe nguva inotevera pandinofanira kutaura chinzvimbo chine zvishoma zvishoma. Zvakadaro, zvinoratidzika kwandiri kuti haugari uchiendesa € 30K kuThailand nekuda kwezvikonzero zvehutano. Ichanamatira kune kamwe chete kana kaviri. Zvakanaka kuti iwe uve UOB-Vip, asi izvo hazvitauri nezve TFW. Zvese mune zvese, hapana chekunetseka nazvo!
Handifunge kuti kune vanhu vazhinji vanowanzoendesa zviuru makumi matatu zveEuro kuThailand.
Uye kana vakadaro, vangangotadza kurasikirwa nehope pamusoro peiyo misiyano mishoma yeEuro mukomisheni.
Wati wamboona here kuti pane imwe nhanho yekuti mabhangi akachipa, asi TW inonyanya kurumbidzwa nemari yakaderera, uye "inooneka" nyore kutumira.
Ini ndichaenderera mberi nekutengesa kuburikidza nemabhangi, asi ini handisati ndada chero kutamiswa kwemakore mana nekuda kwekukanzurwa kwekugadzirira kutenga condo.
Uye saka hapana njodzi dzekutsinhana dzinofanirwa kutsungirirwa. Baht inowanikwa muno muThailand, uye maEuro achisvika kuBelgium, uye kugara ikoko, zvakanaka!
Mukuona kwangu, mukana mukuru weTW ndiko kukurumidza, kuendesa kwangu kwekupedzisira kwemwedzi kwakapedzwa mukati memasekondi mashanu, chiyero chinogara chiri nani pane cheimwe bhangi !!
Kune (zvichida) huwandu hwakaderera, muzana pamwe nemari diki (iyo tfw komisheni) yakachipa pane muripo wakapfava. Zvichiri kuchenjera kugara uchitarisa kuti ndeipi nzira inonyanya kubatsira kune huwandu hupi. Ini ndinofunga imwe mukana wetfw ndeye debit kadhi yekuve nayo kune emergency. Neyo (yemahara) kadhi iwe unogona kubhadhara muzvitoro uye kubvisa mari kubva kuATM mumari yemuno.
Kana maeuro ako akashandurwa kuita Thai baht neTransferWise, zvakachipa.
Kana ukaendesa maEuro kuEuro account, unozopotsa mukana wekuchinjana.
Sezvineiwo, bhangi rekutamisa rinobhadharisa mubhadharo weSwift, uye zvinoratidzika kwandiri kuti bhangi rinogamuchira rinoita zvakafanana, uye kana bhangi repakati richishandiswa, TransferWise hairatidzike seyakanyanya kubatsira.
Ndakazviedza kamwe chete.
Mari yakafanana kuburikidza neSwift uye TransferWise.
Mari yese inosanganisirwa, TransferWise yaive yakachipa 823 Baht pachiyero che1000 euros.
Uye nekukurumidza zvikuru.
Hakuzove nevakawanda expats muThailand vanogara vachitamisa zviuru makumi matatu zvemaeuro. Kune vakawanda, iwoyo muhoro wepagore wakakwana. Ini handina ruzivo rwekugadzirisa uye mutengo wemhando idzi dzemari. Zvinoratidza kwauri kuburikidza nebhangi rako pachako pane Transferwise.
Mwedzi wega wega ndinoendesa mari iri pakati pe1000 ne1500 euros zvichienderana nemitengo yandinogona kutarisira mumwedzi unouya. Mubvunzo wakakosha ndewekuti nei Transferwise ??
Transferwise iri pachena, iwe unoziva zvaunowana muThai bank account yako. Nhoroondo yako yekutamisirwa kubva kare inoonekwa. Iwe unoziva paunogona kutarisira mari yako muThailand munguva pfupi yapfuura.
Ndinogara ndichinyora mutengo wakaderera uye kazhinji ndisati ndavhara saiti, ndinotogamuchira meseji kubva kubhangi reBKK kuti mari yangu iri muakaundi yangu imomo. Nhasi Chishanu masikati 17hr25 ndinowana 1000 euros yakaderera mutengo wekuendesa kubhengi reBKK 35921 thb. Mhedziso, tr.wise inokurumidza, inonzwisisa uye yakanaka mwero, yakaderera mutengo.
A SuperRich, TransferWise, etc. kazhinji haisi yakashata sarudzo, asi zvirokwazvo kwete nguva dzose kana kune wese munhu akanakisa sarudzo. Nguva dzose tarisa-tarisa, vanhu vanokurumidza kutevera zita rinozivikanwa. Uye chii chakanakira munhu A haatombofanire kushandisa kune mamiriro emunhu B. Ingozvitarisa iwe pachako, hakusi kuedza kudiki here?
Kana tichichinja, tinoramba tichiona zita rekuti 'SuperRich' (apo zvinoita sekunge vatauri vazhinji havazive kuti makambani mashoma ane 'SuperRich' muzita ravo), uye vanokwikwidza vanotaurwa zvishoma. Zvishoma zvinozivikanwa? Kunyangwe kana mukwikwidzi kazhinji ari nani zvishoma? (Funga nezvaSia, Linda nezvimwewo).
Izvo zvakafanana zvekutamiswa kubva kuEU kuenda kuTH: TransferWise plus inozivikanwa kwazvo, mukwikwidzi haatauri zvishoma. Funga nezveAzimo.
Kune masayiti anofananidza bureaux de shanduko, nzvimbo dzekutumira mari uye zvichingodaro. Unogona kuona nekudzvanya zvishoma kuti ndedzipi sarudzo dzakanakisa pazuva iro, panguva iyoyo. Zvechokwadi gara uchitarisa webhusaiti yekambani pachayo kuti uone. Funga imwe http://www.thailandexchanges.com/ (mahofisi ekuchinjana) kana https://www.monito.com/send-money/netherlands/thailand/eur/thb/500 (Kuendesa mari).
Kana iwe ukazoisa mamwe mari, kana kutarisa mitemo yemutambo, uchaona kuti nemari yakaderera, Azimo kana TransferWise yakachipa zvakanyanya kupfuura bhangi rakajairika. Asi nekuda kwehushoma uye huwandu hwemari inochajwa nemabhanga mazhinji, mukana iwoyo uchadzikira nemari yakakomba. Semuenzaniso, kana ukaendesa makumi ezviuru zveeuro. Asi ndeupi munhu akaenzana wega anoita izvozvo? Avhareji Thailand mushanyi anotamisa huwandu hwe500, 1000 kana 2000 euros, kwete makumi ezviuru zveeuro. Zvadaro mutsauko wacho wakachipa uye unotorwa zvakanaka nekuedza kushoma. Zvadaro zvakadaro: tarisa-tarisa nguva nenguva, nekuda kwemakwikwi uye nehukuru hwehuwandu, inogona kubhadhara kushanda neimwe kambani. Usatevere zita noupofu nekuda kwekunakira kana usimbe segwai rakapingudzwa. Kuenzanisa kanenge kamwe pagore kunobhadhara.
Wadiwa Roland, wanga uchishandisa TransferWise kwemakore pasina matambudziko uye nemutengo wakachipa kupfuura mabhangi enguva dzose nekuti izvo hazvina kukwana, asi muenzaniso wako we30.000 euros chinhu chatisingatumidze isu vanhuwo zvavo vhiki nevhiki, uye pamari iyoyo. Ini ndinowana 144 maeuro zvakare chidimbu chekeke.
Kunze kweizvozvo ramba uine hutano munhu wese.
Hongu, iwe wakarurama, ndakanyora chinyorwa nekukurumidza, asi mukuona kumashure zvinogona kutungamirira kune kumwe kusanzwisisana.
Hazvisizvo hazvo kuti ndinotamisa mari iyi kakawanda pagore.
Kazhinji kamwe chete pamwedzi 1-11.
Zvadaro ndine mari yakawanda kana chimwe chinhu chakaitika (kuchipatara nezvimwewo .. etc..) uye handizokwanisi kuita shanduko.
Asi chokwadi izvi hazvishande kune wese munhu, ndaifanira kunge ndakateerera izvozvo pakunyora post yangu.
Ini ndatochembera uye kana mari yacho yatove muThailand zvinondipa kugadzikana.
Uye zvakare yakanaka mukukwira kweEuro, ndinovimba icharamba ichikwira.
€ 41,32 mubhadharo we € 30.000 iyo yakanaka, paTransferWise ingangoita € 186, asi hapasisina mutengo, ungadaro?
Kwete, bhangi pano harindibhadharise imwe mari kana ndashandura chikamu cheEuro kuita THB.
Mukuwedzera, vanondipa "mutengi akanaka" chiyero cheEuro. Haina kunyanya kushata.
Ini handigashire mubereko pane iyo account yeEuro muThailand, asi vanondipa mubereko wepagore paUS $ account yangu.
Kana uchiendesa mazakwatira emari, senge yako 30.000 euros, zvingave zvakanyanya kunaka kuzviita kuburikidza nemachaneli kunze kweTransferwise. Kuenzanisa kungangoita kuchengetedza mari. Asi ruzhinji rwevashandisi veTransferwise vanoendesa mari yakaderera kuakaundi yavo yebhangi yeThai kana yemumwe wavo kana mhuri muThailand uye havana account yeEuro nebhangi reThai. Pamusoro pezvo, ivo vanowanzoda kuwana nekukurumidza kumari inotamiswa uye havakwanise kumirira kusvika euro yasimba kurwisa baht.
Kunze kwekuenzanisa maapuro nemaorenji sezvataurwa nevamwe, unogona zvakare kuchengeta maeuro ako kuTW (kunze kweiyo chokwadi kana izvo zvine hungwaru nemari yakadai). Ipapo iwe unogona kushandura maeuro ako mukati meTW kuita baht chero nguva yaunoda, saka pasina kuiendesa kune yako Thai bank account, kana iwe uchida chiyero chekuchinjana. Iwe unogona ipapo kuvaendesa kuThai bank account yako pese paunoda, kana kuvabvisa zvakananga (asi wobva wabhadhara muripo wakakwira paATM).
Wadiwa Roland,
Hurukuro yekusingaperi pamusoro pezvakanakira uye zvakaipira zveTransferwise. Kana iwe ukanyatsonyura mairi, iwe uchakurumidza kuona hoko nemaziso munyaya. Transferwise ingori nzira yakanaka yekufambisa mari pasi rese. Kazhinji pane zvirambidzo zvakadai se: izvi zviri nani kana kuipa, kuunza mari zviri nani, matavi anototaurwa apo mari inogona kuchinjana yakachipa muThailand, zvimwe zvivakwa kana mabhangi zviri nani kana kuipa, etc. Zvinoenda pakupedzisira zvaunonzwa. yakanyanya kugadzikana nayo.
Chiitiko changu neTransferwise chakanaka. Kana ini ndisinganzwisise chimwe chinhu, ndinogona kungofona kana kutumira email uye ndinogara ndichibatsirwa nekupindurwa nemazvo. Chigadzirwa chacho chakajeka uye chakajeka uye ndinofunga kuti zvinokwanisika.
Pane akati wandei ekuyera mapoinzi aunofanira kutarisisa iwo chaiwo kana uchitumira mari kuThailand. Zvinoita marii kutumira mari yako kuThailand, imarii kuti uve neThai account, zvinodhura marii kushandura maeuro ako kuita Thai Bath kubhangi rako reThai, zvinodhura marii kubvisa mari yako kubva an ATM muchina , ingani mari inobhadhariswa muEurope nekuda kweizvi uye marii yavanochaja muEurope yekuchinjisa kuThai Bath uye iwe unogona kuenderera mberi nekuenderera. Aya anowanzo snapshots ausingakwanise kana kuenzanisa nemumwe.
Tora muenzaniso wako. Vangani vanhu varipo vanogara vachitumira $30.000 kuThailand? Kana iwe uchireva Deutsche Bank neDB, saka rondedzero yavo yemitengo muBelgium inotaura kuti mutengo uri € 50 per transaction, saka kunyangwe ukangotumira € 1.000! Asi ipapo mari yako inoenda kuThailand uye yobva yasvika mune yako wega Thai bank account. Ipapo iwe unofanirwa kubhadhara mari muThailand yekugamuchira mari yekunze, kana iwe uchizochinjana iyi mari muThai Bath, iwe unogashira mwero wakaipisisa wayo uye bhangi reThai rinozobatsirwawo nazvo. Tarisa zvakanaka! Ndine makore eruzivo neizvi, ndakashanda kubhangi ini uye ndine maakaundi nemabhangi akasiyana eThai ini uye nemumwe wangu.
KuTransferwise ndiri "customer" uye ndine kadhi rechikwereti kubva kuMastercard. Kubva pano (Europe) ndinogona kungoisa mari pane iyo account, ndinogonawo kuibvisa kana kuiendesa, uye ndinogonawo kubhadhara kwese kwese nekadhi rechikwereti. Ini ndinogona zvakare kuvhura account yeUS (nedzimwe mari) neTransferwise, uko vatengi vangu vari kuUS vanogona kungoisa maDollars uye ini ndinogona kuendesa kwavari. Kana pasina madhora akakwana muakaundi yekubhadhara, maEuro anozoshandurwa pamutengo wekuchinjana unoshanda panguva iyoyo uye nemitengo yakabatana. Zvisinei ikozvino Thai Bath. Ndakaisa maEuro paaccount yangu paTransferwise. Mwero wekuchinjana wakanaka kana kuti ndinoda kuendesa mari nekukasira, ndozoraira Transferwise kuiendesa kuaccount yangu muThailand kuburikidza neThai Bath app. Vanoendesa mari muThai Bath kubva kubazi ravo reThai, saka handifanire kubhadhara chero mari kubhangi rangu reThai yakauya nemaEuro kana Thai Bath kubva kuEurope. Muyero unoverengerwa neTransferwise wakanaka uye mitengo haina kudhura zvakanyanya mumaonero angu. Kukupa muenzaniso: Ndakatamisa € 12 kuThailand kubva kuTransferwise account yangu nezuro nenguva dza2.000 masikati. Paive ne71.892,83 THB muakaundi yangu yeThai mangwanani ano. Transferwise yakachaja €13,95 mumitengo uye yakashandisa chiyero cheTHB 36,1989 uye mwero iwoyo wakavimbiswa kwemaawa makumi masere nemana nekutengeserana. Nenzira iyi ini zvakare ndine account yeEuro, yandinogona kusarudza kubva pane dzimwe nguva zvinondinakira, pandinochinjana mari muTHB. NB zvakare kubva kuDhora rangu, Pound, etc. account ine imwe Transferwise.
Fast uye zvakachipa! Ndosaka ndichifarira kuita bhizinesi neTransferwise. Chero ani anonzwa akasununguka kune imwe nzvimbo, anofunga kuti zviri nani uye zvakachipa kune imwe nzvimbo kana anofarira kufamba munhoroondo yenyika nemabhegi emari, ndinovashuvira kunakidzwa nesarudzo yavo.
NB2 Iyo Transferwise account uye debit kadhi ndezvemahara. Akaundi yakachipa paDeutsche Bank inodhura €12 per trimester uye haisanganisire mahara debit kadhi.
Wadiwa Harry, sezvandapindura kare, usandikanganise.
TFW zvirokwazvo chigadzirwa chakanaka pachayo uye ndinewo account ipapo asi pamwe ndinonzwa kutya kutamisa mari yakawanda kuburikidza navo sezvo account yangu yeTFW yakabiwa anenge mwedzi 18 yapfuura, rombo rakanaka ndakanga ndazviona munguva .
Saka izvo zvinewo basa mune yangu.
Asi sezvamakataura maererano nemutengo, handizvo zvakaitika kwandiri. MaEuro angu anoiswa kuaccount yangu yeThai EUR (mushure memazuva maviri) uye ini handifanire kubhadhara chero mutengo pano.
Saizvozvo, kana ndikashandura chikamu cheEUR kuita THB, handifanire kubhadhara chero mari kubhangi rangu uye ivo vanondibhadharira mari yekuchinja iri nani nekuti ndiri mutengi akanaka navo.
Asi chokwadi izvo hazvifanirwe kuve zvakajairika, zvinoenderana nenyaya kune imwe nyaya, Thailand chaiko…
Uye kubvisa THB mahara kubhengi rangu kusvika kune akati wandei ekubvisa pamwedzi, mushure meiyo 20 THB pakubvisa.
Roland,
Chirevo chako chinoti: "Transferwise kwete yakachipa sezvagara zvichitaurwa". Ndizvo chaizvo kutaura! Kunze kwekuti chirevo ichi hachina kururama, zvimwewo tsananguro dzako hadzina kururama mumaonero angu.
Bhangi rinoita mari yaro, pakati pezvimwe zvinhu, kubva pamari yarinotonga uye sevhisi yarinopa kune vatengi varo. Izvo "zviri nani" (verenga zvakapfuma) mutengi, zvakanyanya ivo vanogona kuwana. Semuenzaniso, iwe unoti yako € 30.000 ichange iri munzira mumazuva maviri, iyo yatova yekutanga mari yemuenzaniso, ivo vachatowana kubva kumari yako kwemazuva maviri iwayo. Nyika inobva mari yako inoita kunge Belgium, kwaunobhengi neDeutsche Bank, kwaunofanirwa kubhadhara kubhengi account yako, asi kwete muThailand. Thais anoda chikafu cheThai uye anoda kuwana mari kubva ku "farrang". Zvino iwe unotaura pano kuti aya "mashoma" masendi aunotumira kuThailand gore rega rega chikonzero chakakwana kuti chionekwe seVIP ipapo, kuti haufanirwe kubhadhara yako bhiri ipapo uye kuti iwe zvakare unobhadharwa zvakanyanya chiyero. kana vamwe vatengi. Bhanga iri rinoita mari yaro sei? Pasinei nechokwadi, unonyora kuti unewo account mumadhora kubhangi rimwe chete. Iwe unewo mari mumadhora here kana kuti unofanira kutanga wachinjana kubva kueuro? Izvozvo zvingadhura zvikuru. Kumwe kunhu iwe unonyora kuti haufanirwe kubhadhara VAT muBelgium pamutengo wedhipoziti kuThailand. Iwe unobhadhara (iwe unoti) € 2, iyo chaiyo mutengo i2 € paDeutsche Bank. Ex VAT iyo iri €41,32 uye kwete €50. Kunze kwekuti VAT inobhadharwa kuhurumende, saka hurumende inokupa mutero here? Kana iwe unogona kuisa "dema" kuDeutsche Bank? Kana kuti uchine kambani pano kwaunogona kubvisa mari yakavanzika yekuendesa mari yako? Wobva wavaudza kuti unogona kutora kadhi rako paATM "mahara" kashoma pamwedzi, wozobhadhara 39,50 THB nguva yega yega. Ini ndinogona kugara ndichibvisa mahara munharaunda yandakavhara account yangu yeThai, asi kunze kwedunhu inodhura makumi maviri THB panguva. Haisi ropafadzo, zvinogara zvakadaro. Unonyorazve kuti une account neTransferwise. Kana iwe wakambosarudza izvo (ndinofunga mushure mekunyatsoferefeta) ndinoshamisika kuti sei wava kuuya nechirevo ichi? Kana iwe uchitove nekusahadzika iyo Transferwise brand, nei uchine iyo account? Iwe unonyora kuti account yako yakatobiwa, saka hautye kutumira mari yakawanda. Kana Transferwise yakagadzirisa iyo "hack" zvakatsvinda uye nemazvo kwauri, icho chingave chikonzero chekugara uchishanda navo kubva zvino zvichienda mberi.
Ndaigona kuenderera mberi, asi ndinofunga ndaita chirevo changu. Kunze kwekuti ini ndinoona mhinduro zhinji kwauri dzinoreva chinhu chimwe chete. Ndinovimba chirevo chako chinotevera (kana paine chimwe) chine nuances uye chakasimbiswa. Kubudirira nazvo.
Wadiwa Harry,
Hongu ndakaita kutumira nezve chiitiko changu neTfW izvo zvandinotodemba kare.
I don't understand why you react aggressive, handina kuzvijaira, especially handisi munhu anokakavara futi.
Kana iwe uchiri kuda kupinza zvinyorwa zvishoma, zvakanaka, kuti 41,32 € ndiyo yandakabhadhara nguva yekupedzisira pakupera kwe 2019. Nenguva isipi ndichaona kuti zvinodhura zvino ndezvipi, zvichida izvo zvakashandura zvimwe, saka chii.
Ini ndanga ndichitaura nezve VAT asi inogona zvakare kuderedzwa, handina kutarisa kunyanya.
Imwezve diki diki, hongu munharaunda yangu yeBangkok ini handifi ndakabhadhara chero mutengo wekubvisa ATM, kunze kwedunhu.
Pandakataura nezve iyo € 30.000 (kamwe chete pagore) saka maEuro aya ari paaccount yangu pano zuva rechipiri, chii chakashata nazvo? Mari haiunzi mhindu zvakadaro mazuva ano.
Kana iri US$ bhiri, pane tsananguro iri nyore pane izvozvo. Sezvineiwo, ini zvakare ndiri kuita zvishoma mumusika wemasheya uye muNew York iri mumadhora. Nekuda kweizvozvo, masheya anobhadhara zvikamu uye izvi zvinobhadharwa kwandiri nemadhora. Saka ndine madhora uye ndinogona kuaendesa kuThailand pane yangu yeThai US$ account. Pane chakaipa here nazvo?
Ini handina basa pazera rangu rakaropafadzwa, ngaribude, kwete pano kana kumwewo pasi.
Uye iniwo handina mari nhema, handione kuti zvingaite sei neizvi.
Wava neruzivo rwakakwana here?
Uye pakupedzisira, chii chandingave ndichipesana neTfW? Hapana zvachose, ivo mutambi akanaka kwazvo muindasitiri yevanhu vanoibatsira. Saka?
Mushure meiyo yekubira (iyo yandakatumira nezvayo panguva iyoyo, nenzira) TfW yakagadzirisa izvi zvakanaka, yakadzima account yangu yekare uye yakagadzira imwe itsva. Hapana dambudziko ipapo, asi ini ndinogona zvisiri izvo ndichiri nekutya kudiki, ndosaka.
Ne "nuance" ndaireva kuti kune akawanda akasiyana profiles evatengi uye kwete vanhu vanotamisa diki mwedzi wega wega, asi izvo zvinoita kunge zvisina kuuya zvakanaka. Izvo zvakajairika kune vanhu vanongouya pano pazororo uye vasingagare pano zvizere. Asi kunyange zvakadaro munhu wose akasununguka kuwana zvaanoda.
Wadiwa Harry, inzwi rehasha rakanga risingakoshi, usanzwe kurwiswa.
Roland zvese zvakanaka sezvaunotsanangura asi usataure kuti mutengo ndeweEuro account kubhangi reThai.
Iwe unobhadhara mari yakapetwa kaviri kana isina kushandurwa nekukurumidza kuita Baht.
Realist
Kune vese vakapindura ndinodzokorora pano zvandambotaura ndega pano nepapo.
Ndinobvuma kuti mukuona kwekupedzisira ndaifanira kunge ndakagadzira chinyorwa changu zvishoma, ndinokumbira ruregerero pamusoro pazvo.
Zvakadaro, ini handifanire kubhadhara chero mari kubhangi rangu reThai pakushandura EUR kuita THB.
Pamusoro pezvo, ini ndinowana mwero wakanakira wekuchinjana nekuda kwekuve mutengi akanaka, asi izvo hazvishande kwandiri chete.
Uye ini handifanire kubhadhara VAT pamitengo yandinobhadhara kubhangi rangu reBelgian, sezvo ndakadzimwa kuBelgium.
Ndinosimbisa kuti TfW zvakare chigadzirwa chakanaka kune vanhu vanoishandisa nguva dzose uye kwete yakawandisa.
Asi kutaura chokwadi, zvinondityisa zvishoma kana kuti hombe kuendesa kuburikidza neTfW sezvo account yangu yetfw yakatobiwa kamwe, nerombo rakanaka pasina mhedzisiro yakakomba.
Asi ini ndaifunga kuti nzira yangu yaive yakanaka kana iwe uchida kuendesa yakawandisa mari mune imwe kuenda nenzira yakachengeteka uye kunyanya kana iyo EUR yakaderera uye unogona kumirira kubvisa mari.
Zvinondipawo runyararo rwepfungwa kuti ndine nzvimbo yakakura yekuchengetera muThailand kana ndikasazokwanisa kufambisa basa nekuda kwekurapa kana zvimwe zvikonzero.
Uye saka ndinomirira zvakadzikama nguva chaiyo yekuchinja kuTHB.
Kana iyo THB yakadzikira, zvingaite zvisina musoro nekuti inogona kungosimuka uye iwe unofanirwa kupindura nekukurumidza.
Zvakanakisisa,
Iwe unofungidzira kuti une DB account.
Haasi munhu wese - ndingatofungidzira vashoma - vane account neDB.
Saka ndiyo pfungwa yekutanga muchirevo ichi.
TransferWise hongu inoshanda pamusoro peDB uye inoramba iri mhinduro iri nani kune ruzhinji rwevagari vekuEurope kuti vafambise pamwero wakanaka wekuchinjana.
DB sebhangi remba yako isarudzo yaunozviitira iwe. Kunaka kana kushoma kunaka zvakare inyaya yekuti unonzwa sei nezvazvo.
TransferWise inoramba iri mhinduro iri nani kune vese avo vanhu vasingade kana vane DB sebhangi ravo guru>
Transferwise yakanakira mari shoma mumaonero angu.
Mudzimai wangu anotumira mari kuakaundi yake yekubhangi kuThailand nenzira iyi mwedzi wega wega.
Kadhi rake rekubhangi riri kuThailand uye amai vake vanogona kutora mari paATM.
Mari yacho inoendeswawo nekukurumidza, izvo zvinoita kuti zvive nyore kana chimwe chinhu chisingatarisirwi chikaitika
chii chinoda kutumirwa chekuwedzera (muchina wokuwachisa, firiji yakaputsika kana moped kugadzirisa kana zvakadaro).
Patinenge tiri pazororo muThailand, tinogonawo kukurumidza kuisa mari yedu muakaundi yake yebhangi uye
izvi pasina mimwe mari yekuwedzera (yakanyanya kuwedzeredza mwero, kubhadharisa pakutengeserana, nezvimwewo).
Zvakanaka kuti mari yekuchinja iripo inochengetedzwa, uye hatifanirwe kunetseka
kuti tine mari inokwana nesu here kana kuti takachinjana (ATM/Bank remudzimai wangu riri makiromita makumi matatuwo).
Nekuda kweizvozvo, hatitombotore mari nesu (zvishoma sekuwedzera paruoko) uye izvo zvinoitawo mutsauko uye izvo zvinoita mutsauko mumutengo wekuchinjana unoshandiswa nemahofisi (kazhinji tinotora imwe euros yatauya nayo kumba nesu. )
Kune idzi mhando dzezvinhu igodsend kwatiri uye isu tinochengeta yakati wandei mari nekufamba kwemakore.
Wadiwa Maurice, mune yako ini ndinobvuma zvachose kuti TransferWise ndiyo yakanakira mhinduro.
Zviri nyore uye nekukurumidza uye zvinokupa iwe yakanaka kwazvo (yakanakisa) yekuchinjana.
Asi sezvandakataura, ini pachangu ndiri mumamiriro ezvinhu pano (ndakwegura uye ndichagara pano kwehupenyu hwangu hwose) iyo inopa mhinduro iri nani kwandiri kuti ndirege kutengesa kuburikidza neTfW nemari yakawanda.
Kune vamwe vese, hapana dambudziko neTfW.
Tora musiyano wekutsinhana kwemitengo chaiyo, kuendesa kwakadzika kunotora kukosha sezvatinoziva kubva ku "stock exchange", hapana mari yakavanzika se99% yemabhangi.
Wedzera izvi uone kuti ndiani akachipa, ndiri kuda kuziva.
LS
Ini ndinofunga Transferwise ikambani huru yekuendesa mari.
Ndakatamisa mari svondo rino uye yaive muaccount yangu muThailand mumasekonzi manomwe.
Hazvina kumboitika.
Ndokumbira utarise kuti hausi kutamisa mukati mekupera kwesvondo, saka zvinotora nguva yakareba.
Kune yega yega 1000 euros vanochaja 7.20
Asi semuenzaniso zviuru gumi zvemaeuro unozobhadhara makumi manomwe nemaviri emaeuro, asi iyo makumi matanhatu emaeuro!
Saka kana iwe uchinyanya kutamisa, zvinova zvakachipa.
Asi gara uchiichengeta pazasi 10000 nekuti ipapo zviremera zvemitero hazvingataridzi !!!
Hazvinakidze kwavari !!!
Mazano emahara
maererano rob
Zuva,
Mwedzi mishoma yapfuura ndakatamisa 300 EURO kuburikidza neTW kumusikana wangu muCambodia kekutanga.
Ndakafunga kuti kwanzi fast and cheap.
Kutamiswa kwakaitwa kubva kuakaundi yangu yeBelfius kuenda kuaccount yake kubhangi reABA.
TW haina kubhadharisa chero mari kekutanga.
ASI… mushure mekunyorovesa runako rwangu rweCambodian akati aingowana 268 USD muakaundi yake. Ndakabata nehasha neTW kuburikidza neemail ndikawana mhinduro yekuti kuchinjirwa kwakaitwa kuburikidza neSWIFT uye kuti vaisaziva kuti imarii uye ndiani bhangi repakati.
Taura nezve sangano rakanaka !!!
Svondo rapfuura ndakamutumira zvakare 300 EURO kuburikidza nebhangi rangu reArgenta randinobhadhara mari ye € 15 uye akagamuchira 5 USD paakaundi yake mushure memazuva mashanu!
Saka ini handisi kunzwisisa TW zvachose !! Zvakachipa uye nekukurumidza… hongu zvakafanira!
Serge