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Home » Reader Submission » Muverengi kutumira: Tariro mishumo pamusoro pekuwedzera kwekuwedzera mupenjeni yehurumende
Muverengi kutumira: Tariro mishumo pamusoro pekuwedzera kwekuwedzera mupenjeni yehurumende
DutchMen / Shutterstock.com
Mishumo muDutch media nezvekuwedzera kwekuwedzera mupenjeni yehurumende inokurudzira. Aya aive mameseji aya:
- NRC: AOW inowedzera zvakanyanya uye chikamu inotsiva iyo inotarisirwa kuderedzwa kwepenjeni.
- AD: Kuwedzera kwakanyanya muAOW mumakore makumi maviri: 'Kukura kwakasarudzika'. Mabhenefiti eAOW haana kusimuka nekukurumidza sezvavakaita ikozvino kubvira 20. Muna 1998 na2019, penjeni yenyika ichawedzera ne2020 muzana, sekureva kweABN Amro's Pension Monitor. Bhangi rinotaura nezve 'kukura kunoshamisa'.
- Trouw: Mukutaura kwekongiri, vapenjeni veAOW vachawana imwe 2,4 muzana muAOW muhafu yekutanga yegore rinouya, maererano nekuverenga kuri kuratidzwa naABN Amro nhasi. Muna Chikunguru 2020, izvi zvingangowedzera neinopfuura 1 muzana. Kuwedzerwa, mari yepamwedzi yakabva yawedzera ne8,3 muzana kana zvichienzaniswa naNdira wegore rino.
Zvisinei, chii chiri muitiro wacho? Ndichawana imwe 1,1% muna Ndira…. Ndakangobata SVB. Chiitiko ichi chakandibvisa muhope dzangu.
Yakatumirwa naHank
Mari yangu yepenjeni yehurumende ichakwira nezvikamu zviviri nechidimbu kubva muzana mwedzi uno kana zvichienzaniswa naZvita. Iwe unofanirwa kuregeredza zvinofurira mutero wemutero uye yehutano inishuwarenzi premium. Uri kutaura zvingangoita makumi emakumi emaeuro ebasa pamwedzi.
Kana iwe uine MySVB iwe unogona kuona huwandu iwe pachako pasi pe 'payments' uye iwe unogona kuona iyo yakatarwa.
Zvichida kuti kuwedzera ikoko kwaive kwakashata uye kuti yakabva yadzorerwa kuburikidza nekuwedzera kwemutero?
Sehurumende munofanirwa kuita chimwe chinhu sezvo sarudzo dzaswedera.
Chekutanga yaive vimbiso ye1.000 euros uye ikozvino yeakawanda AOW.
Zvaurikupindura handizvinzwisise,zvese zvakarongeka isu.Hatina zvekutaura panyaya iyi,tingangozvitambira.Chokwadi kana vachida kuti uwedzere 50 percent,mutero unobviswa futi iwe. vachiri kuwana zvishoma pane kare.
Wadiwa Henk, wakaita rombo rakanaka. Ini ndinongowana imwe yekuwedzera 1,01% mambure. Asi zvakadaro, hadzisi nhema dzese mumapepanhau aunotaura. NRC yakashuma muna Gumiguru 2019 kuti kuwedzera kweAOW kwaizosvika 1% kubva muna Ndira 2,4, uye kuti imwe 1% ichawedzerwa kubva munaChikunguru 1.
Ukatarisa kuti 2,4% neSVB, uchaona kuti zvese zvakarurama. https://www.nrc.nl/nieuws/2019/10/17/abn-amro-voorspelt-forse-stijging-aow-a3977090
Zie ok: https://www.svb.nl/nl/aow/bedragen-aow/aow-bedragen
Iyo AD inotaura zvakafanana zvakafanana: https://www.ad.nl/economie/hoogste-stijging-aow-in-20-jaar-uitzonderlijke-groei~a4634d9d/ Chokwadi, pakati pemitsetse iwe yaunogona kuverenga iyo ichienzaniswa ne2018, kuwedzera kuchaitika mumakore 2019 uye 2020. Saka zvinogoneka kuti kubvira 1-1-21 kuti 8,3% yakarurama. Mishumo yemapepanhau inoverengwa zvakanyanya nekureruka.
Imwe nyaya ndeyekuti isu vakasiya basa tinowana chimwe chinhu pazviri here? Izvi hazvizove zvakadaro nekuti mutero wekutanga wakawedzerwa (uye 2020 hainawo kuregererwa kubva mukuderedzwa kwepenjeni). Kuwedzera, semuenzaniso, kuderedzwa kwevakura uye kwevakuru hakunyatso kubatsira.
Zvakadaro, hazvinzwisisike kuti sei vari pamudyandigere vasina kutaura pamusoro pekuti havana kubvumidzwa kubatsirikana kubva mukuvandudzwa kwehupfumi hwenyika kwemakore. Masangano evakwegura akaita seANBO, KBO-PCOP pamwe nekubatana kutsva kwePensioners Association anofanira kutora mukana wegore rino kutora matanho akaomarara pamberi pesarudzo dza2021, kwete kuMalieveld chete. Ngavabvunze varimi nevanovaka kuti vangaratidza sei makore ekusagutsikana.
Bato rezvematongerwo enyika rakaita se50Plus rinofanirawo kumira zvakasimba kune zvatinoda. Izvo zvese zvinosetsa (asi zvakare hupenzi) apo Henk Krol anoimba rwiyo rwemazuva ekare kamera paRTL4 Eva Jinek uye anoti ari kutarisira kuuya kuEurovision Song Contest, asi isu tine zvimwe zvinotinetsa mupfungwa dzedu kupfuura chiratidzo chekuti. anonunura: kuita senge pias yakwegura kana yakumbirwa.
https://nos.nl/artikel/2317057-grootste-ouderenbond-ontstaat-uit-fusie.html
Chiito! Hunza iyo Randstad kumira ine mobility scooters! Vhara chivanze nevafambi! Gara pasi pane polder track!
Chero chinhu chiri nani pane kugara tichingorega zvese zvichiitika kwatiri
uye ngatinyengedzwe.
Kuvimbisa zvakawanda uye wozozvidzorera kuburikidza nemitero zvechokwadi zvinoseka.
Zvakawanda ado nezve (zvinenge) hapana.
Chifananidzo ichocho chine mobility scooters uye vanofamba chiri kuda kugadziriswa kukuru. Muvakidzani wangu ari kuruboshwe ane makore makumi masere nemaviri ekuzvarwa, semapry sezvaaive makore makumi maviri apfuura, kugwinya mazuva ese uye anoshanda seanozvipira zuva rega rega mumusha wevakwegura uri padyo. Muvakidzani wangu ari kurudyi ane makore makumi matanhatu nemana uye akaodzwa mwoyo zvakanyanya nekuti zera rake rekuenda pamudyandigere rinoramba richienda mberi uye huwandu hwemabhenefiti ake hunodzokera kumashure. Vaizofara kugeza nzeve dzevezvematongerwo enyika pano nepapo. ndinotora chikamu.
Eya, ndakashandawo kwemakore 45 uye zvino ndine makore 64. Ndakawana betsero dzokurovha gore rapfuura.
Chingoenda unotsvaga mabasa futi, zvinokunetsa
Ndinofanira kusvika ndave nemakore 66 ne7 months.
Ini handina kukumbira izvi, asi ndinogona kubatanidza nguva pasina mari ini.
Zvese Rutte et al. do zvinoitirwa kuti hupfumi uye hombe capital iwedzere kupfuma.
Uye izvo zvinofanirwa kubhadharwa nevanodya penjeni, pakati pevamwe, kubva paurefu kana hupamhi.
70% yemakambani muNetherlands haatumire kunze, 30% yemakambani anoita kunze kwenyika.Sekureva kwaRutte et al., Netherlands, kwete maDutch, inofanirwa kuvimba zvachose ne30%.
Chete, avo 30% makambani echiDutch kana zvimwe makambani anongoisa mari yavanowana kunze kweNetherlands,
Iyo yekupedzisira hongu.
Chokwadi, yave nguva yekuti vakasiya basa vadaidzewo.
Rutte anofanira kuziva chinonzi hupenyu, chii chihombe chejellyfish chiriko. Penjeni yangu yakaderedzwa ne300 euros sekutenda mushure memakore iwayo ekuvhotera VVD.
Mhedziso yako yekuti vanogamuchira Aow havasi kufambira mberi yakakosha ndeyechokwadi. Yangu net state pension ichawedzera ne7 euros mwedzi uno, mari imwechete iyo kambani yangu yepenjeni ichadzikira. Ini ndinogoverawo maonero ako kuti hazvinzwisisike kuti vakasiya basa vari kurasikirwa nemari yavanorasa gore negore. Ikozvino handisi kuona pakarepo Malieveld muThe Hague achizadza nevanhu vakura kuseri kwevatambi kana mumamobility scooters, kunyangwe ruzhinji rwevanopfuura makore makumi matanhatu nematanhatu havadi rubatsiro urwu uye vachiri kushanda zvizere, asi masangano echikuru nemapato ezvematongerwo enyika vangada. kazhinji kuita chirevo chakasimba uye hachichafaniri kubvuma kuti vakwegura havabvumirwi kubatsirwa nehupfumi hwehupfumi. Munguva ichangopfuura yakaitwa hurukuro muImba yeVamiririri, Henk Krol akanga achikumbira Mark Rutte kuti afadze kusasiya vapenjeni kunze kwechando. Zvakanaka, Rutte haana basa nazvo zvachose. Tsigiro ye66Plus yaive yakakosha pazvirongwa zvehurumende maererano nekuburitswa kweCO2, saka Krol aifanira kunge akarova chibhakera patafura uye kuita zvinodiwa kuti atsigirwe akavimbiswa. Vashandi vari muzvipatara nemasangano ezvehutano, vadzidzisi, mapurisa, nezvimwewo vachawana mubhadharo unonzwisisika gore rino, kazhinji uchiperekedzwa nekubhadhara kamwe chete kweinenge chiuru chemadhora. Vanokodzera izvozvo zvakare uye vakafanirwa nazvo. Asi nei vezvematongerwo enyika vasingapi vanotora penjeni kana indexation yepenjeni yavo? Izvo hazvina mari yehurumende zvachose, pane zvinopesana, inounza mari yakawanda yemutero. Mhedzisiro chete ndeyekuti homwe dzepenjeni dzinoona hupfumi hwavo huchiwedzera nekukurumidza. Vatungamiri vehomwe dzepenjeni, kusanganisira vehomwe huru, yeABP, vanoifarira, asi vakasungwa mawoko nemakumbo nemitemo yakatarwa nezvematongerwo enyika.
Ndatumira zvinotevera kuhurumende, pakati pezvimwe.
Ndinokutendai nekuedza kwamakaita kukwevera pfungwa dzenyu kuzano renyu pamusoro pemihoro yeMessrs. Van Olphen naVelzel.
Nemuhoro 3x Balkende mwero uye bhonasi pamusoro peiyo, "varume" "vanotambira" nemari yevanodya penjeni paABP.
Vemudyandigere havana kukwanisa kuwedzera imwe euro kweanoda kusvika makore gumi nerimwe!
Nekudaro, iyo mitengo nekuwedzera kwese, kunyangwe iyo yakaderera VAT mwero yaifanira kuwedzera.
Ini ndatumirawo zano kuImba yeVamiriri kuti vape mubhadharo kamwe chete we1000 euros kune vanodya penjeni! Ndakagamuchira mhinduro yavo vachipindura.
Utano hwepenjeni nekugara zvakanaka zvakangofanana, zvishoma nekuda kwekuwedzera kwemutero...! Ndakafonera hutano nemagariro. Musikana akapindura nemufaro; kwete, mari yako yemudyandigere yaramba yakafanana….
Iyo ABP yakashuma svondo rino kuti penjeni haizogurwe muna 2020.
Ndinobvumirana nemi chose, yave nguva yokuti vanhu vose vane penjeni yehurumende chete uye vanodya penjeni yehurumende vane mudyandigere muduku vabatane uye vamire vachirwisana nemhando idzi dzemakabati nguva isati yakwana. Varimi, vavaki, vadzidzisi uye vehutano vari kuona zvishoma nezvishoma chiedza uye kuita chimwe chinhu pamusoro pazvo, zvakakwana zvakakwana.
Kana tikasasimukawo, zvichaitika kwatiri nokukurumidza.
Ingotarisa zvakare. Mutero wakanyimwa muna Zvita € 115, muna Ndira € 127. Izvo Ruud anonyora saka chikamu chechokwadi. Ndizvo zvazviri, vimbisa zvakawanda uye ipa zvishoma!
Kumunhu mumwe chete, gross AOW bhenefiti (ne100% bhenefiti uye pasina zororo) inowedzera kubva pa1.228,22 € kubva 1-7-2019 kusvika € 1.255,87 kubva 1-1-2020. Pasina kodzero yezvikwereti zvemutero, mutero wemuhoro/mutero wemuhoro unokwana € 110,54 (9,0%) zvichiteerana. € 121,82 (9,7%) kuitira kuti uve nehuwandu hwemambure e1.117,68 zvichiteerana. €1.134,05. Iko kuwedzera kwe € 16,37 kana 1,46%.
Kune vanhu vakaroorana kana vakaroorana vari kugara pamwe chete, kubatsirwa kweAOW (ne100% bhenefiti uye pasina zororo) inowedzera gross kubva pa843,78 € kubva 1-7-2019 kusvika €859,55 kubva 1-1-2020. Pasina kodzero yezvikwereti zvemutero, mutero wemuhoro/mutero wemutero unosvika € 75,94 (9,0%) zvichiteerana. € 83,38 (9,7%) kuitira kuti uve nehuwandu hwemambure e767,84 zvichiteerana. €776,17. Iko kuwedzera kwe8,33 € kana 1,09%.
Haisati yava nguva yekusimudza (Dutch) mureza. Aya haasiwo makwikwi ekukanda musuwo. Ndaingonamatira pahafu yesuo!
Wadiwa Lammert, katsi flap iri kuuya pedyo. Nenzira, ndine mambure mashoma AOW pane iyo mari yaunotaura kune anogara pamwe chete nekodzero yekubatsirwa kwe100%.
Muna 2019, mari yese yaive €843,78, iyo € 157,75 yakabviswa pamutero wekubhadhara uye mupiro weZvw we €48,09, zvekuti ndakagamuchira mubhadharo we637,94.
Muna 2020 gross € 859,55, kubva pairi € 167,17 mumutero wekubhadhara uye € 46,84 muZvw, kuitira kuti mambure angu AOW ave € 645,54 uye nekudaro anenge manomwe euros mamwe, sezvandakanyora mumhinduro yangu yapfuura.
Roedi akarurama mukutaura kuti vazhinji vakasiya basa vachiri kushanda zvakakwana uye vanobatanidzwa zvizere munzanga, asi maererano nezvematongerwe enyika, havaverengi.
Handigoni kunzwisisa kuti nei hurumende dzakasiyana-siyana dzemakore ekupedzisira e10 dzichiita sedzinofunga kuti zvakajairika kuti vanodya penjeni vane mari shoma yekushandisa gore negore uye kuti vamiririri vevanhu vanobvumira zvose izvi kuti zviitike. Ndakanyorera vatungamiri vezvikwata zvakasiyana-siyana nezvazvo, asi kwaiva kutambisa simba. Mhinduro yavo isina revo yakanga iri yokuti nzvimbo yezvemari yavapenjeni zvirokwazvo yakanga ine ngwariro yavo nepekutanga. Nehurombo, kusvika parizvino pasina mhedzisiro yakanaka uye ini handisi kuona izvo zvichiitika mune ramangwana.
Mhoro Leo Th,
Gonhi rehafu rinogona kunge rakawedzeredza uye zvingave zviri nani kuve nekatsi flap.
Yako €157,75 yemutero wekubhadhara uye mupiro weZvw we €48,09 unoratidza kuti unogara kuNetherlands. Munyaya yako iwe unozove nekodzero yekubhadhara mutero wekare uye kuderedzwa kwevakuru, izvo zvinoreva kuti iwe hauna chikwereti chemuhoro pane yako AOW pundutso. Kana iwe uinewo mari yepenjeni kana annuity mukuwedzera kune yako AOW bhenefiti, iwe zvechokwadi unongove nekodzero yekubhadhara mutero kamwe chete.
Hurongwa hwangu hwakavakirwa pakugara mu (pakati pevamwe) Thailand sezvo mubvunzo uyu wakabvunzwa muThailand Blog. Iwe uchabva wakwereta mutero wekubhadhara kana mutero wemuhoro we9% ye2019 uye 9,75% ye2020 (1st bracket). Saka iwe haubhadhare mipiro yenyika yeinishuwarenzi, senge Yenguva Yakareba Care Act, uye hapana mupiro unoenderana nemari kuHealthcare Insurance Act. Izvi zvinobva zvareva kuti hausisiri inishuwarenzi yeizvi. Nehurombo, kodzero ye (yemutero chikamu che) kiredhiti yemutero ichaperawo, kuitira kuti iwe unozonyatso kwereta mutero muNetherlands (uye pamwe muThailand) pamubhadharo wako weAOW. Uye izvo zvinoguma neanopfuura mwedzi we1 wepasi peAOW kubatsirwa kana uchienzaniswa nekugara muNetherlands (kureva 12 x 9% kusvika 9,75%).
Kana kuri kushoropodza kwako mutemo wehurumende, ndinoitsigira zvizere. Chirevo cheHurumende kwemakore akawanda chave chiri chokuti: “Basa rinofanira kuva nomubayiro zvikuru.” Kana kuti: "Kutowana mari yakawanda kunofanira kungowedzera." Kana iwe "wakasimudza ruoko rwako", sezvinoitwa neAOW inobatsira semari yekuwana pasina basa, saka iwe unofanira kukurumidza kugutsikana nezvimedu. Asi chizvarwa ichi chaunza Netherlands kwairi nhasi!
Kune rumwe rutivi, hatifaniri kukanganwa chokwadi chokuti, kana vanodya penjeni yehurumende iye zvino vanobatsirwawo zvizere nekubudirira (izvo vakavimbisa), zviratidzo zvekurega zvinogona kubuda muboka iri. Mushure mezvose, ivo havana kujaira budiriro iyi uye sezviri pachena Hurumende inofunga kuti zvine hungwaru kuisiya iyo nzira, kuitira kudzivirira kuitika kwezviratidzo zvekusiya izvi, izvo zvinogona kutungamirira kumari yepamusoro yehutano. Asi zvichida Rutte anogona kuvavimbisa (uye iyo inosanganisira ini) imwe € 1.000 (uye kwete kuchengeta vimbiso yake panguva ino!).
Wadiwa Lammert, mipiro yako paThailandblog maererano nenyaya dzemutero uye zvine chekuita nenyaya idzi hazvienzaniswi uye zvinonzwisisika mune zviri mukati. Mhinduro yangu yekutanga yakanga isina kurongedzerwa, asi kungozivisa huwandu hwekubatsirwa kwangu kweAOW, semugari weNetherlands. Ini ndinoisa kodzero yekubvisa mutero kune kambani yangu yemudyandigere. Ndinoona kutaura kwako nezvezviratidzo zvekusiya zvinosetsa, asi pane chokwadi chirimo. Kubhadhara kamwe chete kwechiuru chemadhora kune vanodya penjeni saka kucharamba kuri manyepo.
Uye zvakare kune zviremera zvemitero zveBelgian, izvo zvichiri kutenda kuti mari yeAOW imari kubva kubasa! Saka inenge hafu yepenjeni yehurumende kubva pazera remakore 65 inoenda kumitero! Ndakagara muBelgium kubvira 1969 uye saka ndine mhosva yekubhadhara mutero ikoko semugari weDutch. Mitemo yeEurope panyaya iyi haina kururama!
Kana wakagara muBelgium kwemakore makumi mashanu, Leeny Peeters, saka hauna kuvaka penjeni yeAOW zvachose pazera re50, wadaro? Kana kuti pane zvandiri kurasikirwa nazvo?
Izvo hazvina kururama muABP.Tinoramba takafanana, asi nekuda kwekuchinja kwemutero, ndinotenda kubva pa3 kusvika ku2 mabhuraketi, isu tichiri kudzokera kumashure.
Chokwadi kwete ABP muchidimbu. Iyo homwe huru yepenjeni muNetherlands ine amateur manejimendi! ING pension fund 138%, ABP zvishoma ne100%. Kunyadzisa kukuru. Vatungamiri vese ishamwari dzezvematongerwo enyika? Zvinoita sokudaro. Hapana indexation yemakore gumi. Benzi, benzi, benzi.
Izvo hazvina kunaka muchidimbu!
Hurumende inoita izvozvo nekuwedzera kwayo kwese!
rumwe ruoko runopa uye rumwe ruoko runotora. kuwedzera kwerendi / resp. kuwedzera kwemutero wepfuma, mutero wesimba wakawedzera, peturu yakawedzera ne 1,5 masendi parita, mari yeinishuwarenzi yehutano yakawedzera, iwe unofunga kuti ichadhura zvakatipoteredza zvino, hapasisina gasi kubva kuGroningen (nerombo rakanaka) Europe inoda zvakawanda uye gore rinouya. mushure meBrexit zvakanyanya? Rutte anogona kundiudza zvimwe pamusoro pekuti ndiani akafambira mberi mumakore apfuura pazvakafanotaurwa?
Ndine urombo, ndine rombo rakanaka ndine penjeni yangu uye handina kumboshandisa zvese.
Heino mari chaiyo: https://www.svb.nl/nl/aow/nieuws/bedragen_aow_januari_2020
Hi Ernst,
Ndinoda kucherechedza kuti idzi mari dzinoshanda kana uchigara muNetherlands.
Ini ndinofungidzira kuti vanhu vazhinji vechiDutch vanogara muThailand vane AOW bhenefiti vanoverengawo Thailand Blog. Nhasi na14:53 PM ndataura mari dzinoshanda kwavari uye dzinonyanya kushanda kwavari.
Dzimwe nguva ndinosangana nemhinduro yekuti kuwedzera kwechiyero mu1st bracket yemutero wemari kubva ku9,0% kusvika ku9,7% chikamu chinobhadharwa nekuwedzera kwemutero wemutero, chikwereti chekare chemutero uye (zvichida) kuderedzwa kwevakwegura kumwe chete. Ndizvo chete kana uchigara muNetherlands. Kana iwe uchigara muThailand, iwe hauchazove nekodzero yekubhadhara mutero kubva 1 Ndira 1, zvichikonzera kurasikirwa kweinopfuura 2015 mwedzi weAOW bhenefiti pagore!
Ndiri kufunga zvishoma nezvishoma kuti ndiani tsotsi pano. Kuba zviri pamutemo imhosvawo. Kana vatungamiri venyika ino vakaenderera mberi kwemamwe makore mana, isu sevagari vemo tinogona kukanganwa nezvazvo. Anopfuura makore makumi mashanu ebasa, makore makumi matanhatu nemasere uye €4, ndizvo zvaunofanira kuita nazvo. Tingadai takashanda pamwe chete zvakadini? Vanhu vazhinji vanofa kare kare, unogona kufungidzira kukura kwehari. Vanofanira kubhadhara mari yakachengetwa kamwe chete. Ingava yakawanda sei? Yedu AOW poto yakakosha zvikuru kuna Rutte uye cs, kirabhu iyi inokwereta kubva muhari iyi.
Ndinofunga vaizopenga kana izvi zvaifanira kuitika. Pasina chiito chakasimba tichafanirwa kuita neizvi. Uye zvino ngatirambei tichitaura. Zvinosuruvarisa, izvozvo hazviiti kuti zvive nani.
Waita rombo rakanaka zvakare.
Ndave nenguva ndisina kunyengerwa. Inenge 30 euros ekuwedzera, zvese zvinova zvinodhura. Tichawana sei kubva pane izvi? HAPANA. Ndichafara zvikuru kana ndikawana penjeni yehurumende zvakare gore rino. Asi ndinotya zvakanyanya.
Iyo AOW haibvi kuhomwe iripo zvachose, asi inobhadharwa nevateresi vanhasi. Pamusoro pezvo: nhaurirano yese iyi inotanga nezviverengero (sensational?) mishumo kubva mumapepanhau. Ndinofunga kuti zvingava nani kungovimba nekutaura kubva kuSVB pachayo, pane kuverenga papepanhau.
Chinhu chinotsamwisa pamusoro penhaurirano yose yepenjeni ndechokuti hurumende dzedu dzinoona kure, munguva yakapfuura, dzaisanganisira mumutemo wepenjeni zvinotevera zveactuarial interest rate ye indexation yepensheni. Hapana imwe nyika yeEU yakaita izvozvo. Saka kana penjeni ichizonyorwa, mutemo unofanirwa kuvandudzwa. Asi Brussels haifarire izvozvo! Uye ndosaka dambudziko reindex risina kuchinjwa.
Mudikani.
Zvakabva pamoyo wangu.
Ndinoshuvira munhu wese muhoro uri nani muna 2020
Ndiri muhutano ini.
Ndinovimba kwamuri mose kuti izvi zvichateererwa.
Zvinonyadzisa kuti hurumende inoda kutibira nemari yakawanda ye7.50 €. Rutte haana kumbonzwa kuti mari yehutano yega ichawedzera ne €16. Ipapo pachave nekuwedzera kwerendi uye kuwedzera kwemari yekugara. Uye ipapo anoshinga kutaura kuti vakuru vari kuvandudza. Akaenda kupi kuchikoro?
VVD kure nazvo.
Ndave nenguva ndisina kunyengerwa. Inenge 30 euros ekuwedzera, zvese zvinova zvinodhura. Tichawana sei kubva pane izvi? HAPANA. Ndichafara zvikuru kana ndikawana penjeni yehurumende zvakare gore rino. Asi ndinotya zvakanyanya.
Vakasiya basa vari kuita dambudziko kana kuti vanga vari kudaro kwenguva yakareba. Iro boka rinotarirwa riri kuramba richikura, rinodhura zvakanyanya uye haribereki chinhu maererano nevakawanda Rutte makabati nevasonganiri. Dai vaida kuita chimwe chinhu, izvi zvingadai zvakaitwa kare kare, saka zviito zvavo, kana kuti kusaita, kunotaura zvakawanda.
Nguva pfupi yapfuura ndakava nhengo yePension Preservation Foundation.
Ini ndinopa zano munhu wese kuti atarise saiti yavo uye vatevedzere muenzaniso wangu. Zvinogoneka kuti vanogona kuwana chimwe chinhu uye chakakodzera kune shoma 10 euro deposit (nhengo).
Ruzivo runogona kuwanikwa kuburikidza ne: https://www.stichtingpensioenbehoud.nl/
Ini ndinowana nhaurirano yese, sezvakataurwa mumhinduro dzakasiyana-siyana, ine divi rimwe chete. Sezvakataurwa naJan mumhinduro yapfuura, iyo AOW inobhadharwa neavo vari kushanda parizvino. Mukuwedzera kune chokwadi (!) kuti boka rezera rekare riri pakati pevakapfuma munzanga (paavhareji). Chero kuwedzerwa kwepenjeni yehurumende kunofanirwa kubhadharwa nevashandi, kana zvisina kudaro mari ichabva kupi? Saka tsanangura nyaya iri pamusoro kumuvakidzani wako anoshanda uye uvaudzewo kuti vanogamuchira penjeni yehurumende vangada kuva nemari yakawanda uye naizvozvo kuti vanhu vanoshanda (kureva muvakidzani) saka vanogamuchira mari shoma. asara. Nokuonga, voruzhinji vachabvumirana newe, kana kuti kwete? Iva nemaonero echokwadi: izvo munhu mumwe anobatsirwa nazvo ndezvekubhadharisa mumwe, zvirinani maererano nemari uye mabhenefiti ane chekuita.
Ini pachangu ndiri mhando yakakwana-yakakwana uye ndinogutsikana nezvandinazvo sezvandakaziva nguva dzandaingova nemaEuro mashoma ekushandisa pazuva. Uye ini ndinozivawo mamiriro ezvinhu muThailand kwandinogara, uko ruzhinji runofanira kuita nemazana mashoma baht pazuva uye mudyandigere wehurumende we600 kusvika 1000 baht pamwedzi. Tarisai, izvi zvinondidzidzisa kuisa zvinhu mugwara.
Dear Ger, ichokwadi kuti AOW yangu inopihwa mari neavo vari muNetherlands vasati vasvika zera reAOW. Sokungonyimwa mipiro pamari yangu mukati mamakore 17 kusvikira ku 66 pamuhoro wangu wavapenjeni vehurumende panguva iyoyo. Uye chero huwandu hwevanhu muNetherlands huchiwedzera, parizvino vanopfuura mamirioni gumi nemanomwe, mamwe mapremium achabhadharwa zvakare. Kuisa zvinhu mumaonero inyanzvi. Asi kuti ndiise zvese mugwara izvozvi kuri kuenda kure kwandiri. Ini zvakare handisi kuzoudza muThai anofanirwa kuita nemari shoma ye17 baht pazuva kuti azvione seakapfuma achienzaniswa nevanhu vazhinji muAfrica, vane mari ye350 dhora (1 baht) pazuva. Ini handisi kuzokurukura chokwadi chekuti wakataura kuti vakweguru muNetherlands vari pakati pemapoka evanhu vakapfuma, kunyanya nekuda kwekuwedzera kwemitengo yedzimba, pano. Kutumira kwaHenk kunotaura nezvemisoro yenyaya inoratidza kuti vanogamuchira Aow vachabatsirwa nezvikamu zvakawanda kubva muzana, nepo chokwadi chiri chekuti mari yacho inokwana maeuro gumi pamwedzi, isingashandiswe kubhadhara mari yakawedzera.
Ndinoda kutonga izvi zvakare. Pamusoro pepfuma pakati pevakwegura
Ini nemurume wangu takaroorana muna 1969, takanga tisina kana chinhu. Takanga tisingabvumirwi kudzidza, asi takabvumirwa kushanda pazera ramakore 14 ndokuisa mari yacho kumba kusvikira zuva romuchato. Kwakanga kune kushomeka kwedzimba zvekuti takamanikidzwa kugara nevabereki vangu.
Save Ho Asi taifanira kubhadhara mari yakawanda kwazvo yebhodhi (Takakwanisa kuita imba pairi 2 makore gare gare)
Pandinoona zvino, nerufaro, izvo vechidiki vedu vari kutanga nazvo, zvidzidzo zvipi, mikana ipi uye mari inowanikwa nevakawanda, ndinotarisa pasi chizvarwa chinoshanda nesimba chekare.
Ndinodawo kuratidza kuti ndezvipi zvisungo zvemari zvaunokwereta muNetherlands (iyo yakatarwa mitengo) inodhura yakawanda uye yakawanda yemari yako.
Vakwegura vanofanira kurega basa rokuzvipira, vobva vaona kuti vakwegura vachiri kurevei kunzanga yedu.
Hi Ger-Korat,
Sezvinowanzoitika, wakapotsa zvakare pfungwa yacho zvachose. Unorovera pasati pava nepuranga (rega mbambo) pedyo. Ndiani akakuudza kuti mabhenefiti eAOW anopihwa mari nevaya vari kushanda iye zvino uye kuti chero kuwedzera kweAOW kunofanirwa kubhadharwa nevanoshanda? Akanga ari Jan here, sezvaunonyora? Nekudaro, haufanirwe kutenda zvese zvakanyorwa pano asi ita tsvakiridzo yako wega.
Ini zvakare ndakarega basa uye, pamusoro pemubhadharo wepenjeni, ndinowana rubatsiro rweAOW semunhu akaroora. Ini ndinobva ndabhadhara zvizere iyi AOW zvibatsire ini nekubhadhara mutero wemari. Nokuda kweizvi ndinobhadhara kaviri euros kune zviremera zvemitero pane zvandinowana kubva kuSVB nenzira yeAOW. Hapana kushanda kunobatanidzwa!
Chausingazive ndechekuti iyo AOW inobatsira inopihwa mari inodarika 40% kubva kune zvakajairwa zviwanikwa, i.e. mitero. Nekuda kwekuwedzera kuri kutarisirwa kwenhamba yevanobatsirwa neAOW uye kutonhora kweiyo AOW premium, chikamu ichi chinongowedzera mumakore anotevera. Neizvi isu tave kutofamba zvakanaka mugwara rezano reDijkhuizen Commission kubva makore mashoma apfuura kuti zvizere mutero weAOW mabhenefiti (kureva, nekubviswa kweiyo AOW premium kubhadharwa zvachose kubva kumari yemutero). Unorevei: "AOW mabhenefiti anotsigirwa neavo vari kushanda iye zvino uye kuti chero kuwedzera kweAOW kunofanira kubhadharwa nevaya vari kushanda"? Vakarega basa kamwe kamwe havachabhadhara mutero wemari here? Ndinoda zvakadaro! Naizvozvo ndinogona kukakavadzana nechivimbo nenzwi guru nevavakidzani vangu (avo vose vachiri kushanda) nokuda kwekuwedzera kwemubairo weAOW, uyo wavachakohwawo zvibereko pashure pokunge vasvika zera remudyandigere wenyika.
Mukuwedzera, Leo Th anorovawo zvachose chipikiri pamusoro nekutaura kwake pamusoro pekubhadhara mari yekubhadhara panguva yehupenyu hwake hwekushanda. Muchokwadi, iye achiri kupa mari yepenjeni yenyika yake nekubhadhara mutero wemari papenjeni yake. Izvo zvinoshandawo kwandiri uye kune vanhu vazhinji vechiDutch!
Iwe unogara muThailand. Izvi zvinoreva kuti mutero wemubhadharo weAOW, uyo wave kupfuura 40% (kunze kwekunge uchifarira mudyandigere wehurumende ipapo kana rubatsiro rwekuchengetedzeka kwevanhu rwunobhadhariswa mutero kuNetherlands), zvakare unokupfuura, pasina izvi zvichidhura. yezvinoenderana nehuwandu hweAOW yako inobatsira!
Ndakazvinyora nezuro: mutemo wehurumende une chinangwa chekusabvumira vakwegura kubatsirwa nekuwedzera kubudirira. Ivo havana kujaira budiriro iyi munguva yakapfuura uye kudzivirira kuregera zviratidzo uye nekudaro pamwe yakakwira mari yehutano, zvingave nani kuzvisiya zvakadaro. Zvisinei, ikoko kwakanga kuri kutsvinya!
Mumakore achangopfuura, mutoro wemutero muNetherlands wakaderedzwa neanenge mabhiriyoni gumi nemashanu emadhora. Nekudaro, mashoma emagariro uye vanodya penjeni yehurumende havana kumbobatsirika kubva pane izvi. "Iyo mari hombe" yakaenda kudzimba dzine mari mbiri dzine 15 zvakapetwa paavhareji + ½ nguva paavhareji nevana. Uye ipapo uri kutaura nezve mari yemhuri inosvika € 2. Muna 90.000, semuenzaniso, vakawana avhareji ye2017, nepo vaviri vakaroorana vane penjeni yehurumende chete vakarasikirwa negumi. Vakaroorana vane AOW + € 1.470 penjeni vakawana € 10 shoma. Pamusoro pazvo, tsumo yeHurumende yave nemakore ichiti: “Kushanda kunofanira kuva nemubairo wakawanda” uye zvinoshamisa kuti hazvireve kuti “kushanda zvakanyanya kunofanira kuva nemubairo mukuru” asi “kuwana zvakawanda ikozvino kunofanira kubereka zvakawanda”. Asi kana iwe wakatoshanda kwemakore makumi mashanu uye ikozvino unonakidzwa nemari isina basa (uye naizvozvo "simudza ruoko rwako"), iwe hauchafariri chimiro ichi chakachengetedzwa.
Nehurombo uye kushandisa sirogani yeVateresi Vemitero:
“HANDICHAKITA KUTI ZVIMWE ZVAKANAKA”
Kwete chete mutero paAOW, Lammert! Vanhu vasingashande vane WW neWIA/WAO nemamwe mabhenefiti vanobhadharawo mutero wemari. Vanhu vakwegura vane AOW chete asi vane zvinhu zvakare vanobhadhara bhokisi 3 mutero uye iyo inopinda muhari iyo AOW inobhadharwa zvakare. Nyaya yekuti 'vanhu vanoshanda' vanobhadhara AOW kune vanhu vanorara pambongoro dzavo muzuva haisi yechokwadi! Zvinosuruvarisa, haasi munhu wose anoziva izvi.
Kuwedzera kwepenjeni yangu yekuroora yenyika i8.11 euros. Ndakanga ndine 768.22 euros. Saka iyo 1,05%
Isu tose tinoziva chirevo chokuti "Kana pasina chinhu chikava chimwe chinhu, chimwe chinhu hachichazvizivi."
Rangarira, somuenzaniso, bato rezvamatongerwe enyika bedzi rinotaura kuti rinotsigira vakweguru. Vatungamiriri ivavo zvino vanowanawo zvakakwana uye havachamirire vakwegura, aiwa, pane kudaro, vanosarudza hurongwa hwekusagarisana kwevanhu nevanoreva nhema uye vanokanganwa (pakati pevakwegura iyi inonzi DEMENTIA) chikwata chinongofarira vapfumi kwavari ivo pachavo. vagova, kuitira kuti varege kusiyiwa uye varasikirwe nemari yavo mushure.
Zvakafanana nepenjeni yekuvaka, vaizowedzera zvishoma, asi ini ndinowana inenge 2eu shoma, chii chikwata chembavha.
Hongu Henk, sei mapepanhau ari kuita zvakashata kudaro, ikozvino nekuda kwerudzi urwu rwe txt isina chinhu. Kufadza vanhu neshiri yakafa. Vachembera havaverengeki munyika muno. Vanorasa mamiriyoni kuti vagadzire mapurogiramu asingashandi emakombiyuta ehurumende. Mari yavo yepamba haina kunyatsojeka uye kuti mari yaiitirwa zvimwe zvinhu, zvakaita sekupa vapenjeni chimwe chinhu chokuwedzera. Nyika inosuruvarisa ine hurombo hwakawanda.
Ndakatorawo mhedziso imwechete, uye nekubuda kweinishuwarenzi yehutano pamwe nekukwira kwemitengo, ndiri kuita zvakanyanya kuipa zvakare, sezvandakaita mumakore mashoma apfuura. Mamwe makore maviri akadai uyezve ndinogona kuenda kubhangi rechikafu, nekuda kwekabati iyi.
Sei vazvipiri vese vakasiya basa vasingaregi basa ravo rekuzvipira kwevhiki, ipapo hafu yeNetherlands icharasikirwa uye ipapo hurumende ichamuka?
Chimbotarisa kuti vakuru vachiri kudii
Kwaziwai
Dai ndine tarakita hombe.
Rega vazvipiri vese vakatosvika zera rekurega basa vazvipe kwevhiki (usatombozvifunga nezvazvo) uye ipapo pamwe vachamutswa muHague kuti vaone izvo vanhu vakwegura ava vachiri kureva kunzanga yedu.