Vanodiwa vamwe mablogiki, zvakawanda zvakatonyorwa pamusoro pekuendesa mari kuThailand. Kazhinji yaibata nemamiriro ezvinhu apo Thai baht yaigamuchirwa muThailand. Naizvozvo ingori meseji yekutumira maeuro nebhangi reDutch uye kugamuchira maeuro muThailand. Iyo yekupedzisira, hongu, mune euro account (FCD, account yemari yekunze) kubhangi reThai. Ndingori ruzivo rwangu mumakore akawanda.
Rega nditore muenzaniso wekuendesa € 10.000 kuaccount yangu euro kubhangi reThai. Chokwadi hauna chekuita nemari yekuchinjana. Bhengi rako reDutch rinotaura nezvemitengo ye € 6. Hongu, iyo yaimbova inenge € 25. Nekuderedzwa uku kweDutch bank cost, ING kunyatsojeka, ING yakashuma izvi sekuvandudzwa kukuru.
Zvakadaro, chavasina kutaura ndechekuti vanoitumira kuburikidza nebhanga repakati rinobhadharisawo mari pazviri. Handina kumbozviona pakutanga. Izvo hazvitaurwe chero kupi uye bhengi repakati, hapana zano rekuti ndeipi, haritauri izvozvo zvakare. Asi unongozviona chete kana uchienzanisa zvawatumira nezvaunogamuchira. Zvino zvakazoitika kuti ingangoita € 20 zvishoma inogamuchirwa pane izvo bhangi reDutch rinoti rakatumira. Saka € 20 yakanyangarika pakati pekutumira kubva kuNetherlands uye kusvika kuThailand. Bhangi reThai rinowanzobhadharisawo muripo uye rinotaura izvi zvakasiyana. Ini handisati ndawana mhinduro yekunzvenga mubhadharo wepamwedzi wepasi pezana remaeuro pagore.
Iye zvino kuendesa kuakaundi yeThai baht. Zvakawanda zvakanyorwa pamusoro peizvi, asi kwete kamwe (ndinofunga?) apo zvakafanana zvakaenzaniswa zvakafanana. Kuti ndijekese izvi, ndakaita ongororo. Ndakatamisa zvinopfuura € 9.000 kaviri pazuva rimwe chete. Kamwe kuburikidza nebhangi rangu re ING uye kamwe kuburikidza neWise (yaimbova Transferwise). Bhengi rakachaja € 6, - mutengo uye wakaratidza kuti waizotumira rinhi (38,52 Baht yeEuro) uye kuti yakawanda sei yandaigona kutarisira. Nekudaro, mari yandakagamuchira muThai baht yaive yakaderera. Ndakagamuchira ingangoita mazana mapfumbamwe eThai Baht zvishoma, saka inenge € 900 iri pasi peiyo ING yakataurwa sekutumirwa. Mari yese yakachajwa yaive € 23 plus € 6 is € 23
Kana uchitumira kuburikidza neWise, zvinongoratidzwa kuti ndezvipi mutengo uye nechiyero chipi chavanoshandura euro kuita Baht. Mari yaive € 50,-. Uye mwero wekuchinja waive 39,27 baht yeEuro imwe. Kutumira nebhangi saka kunodhura € 29. Kutumira kuburikidza neWise kunodhura € 50. Asi kuenzanisa hakuna kukwana! Mari yebhangi yaive 38,52, yeWise yaive 39,27. Saka € 9.000 inoburitsa 353.430 baht paWise uye 346.680 baht kubhangi. Izvi zviri pamusiyano we6.570 THB (inenge € 170) mukufarira Wise.
Muchidimbu
Kutumira nebhangi kunoda € 6 kubhangi rechiDutch uye 900 THB (€23) imwe nzvimbo pakati pezvinotumirwa nebhanga rechiDutch uye zvinogamuchirwa nebhanga reThai. Pamwe chete € 29.- mumitengo. Kutumira kuburikidza neKuchenjera kunokubhadhara iwe € 50. Asi chiyero chekutsinhanisa chinopiwa ndicho chinhu chekusarudza mukuenzanisa! Wise akachaja chiyero che39,27 uye bhangi rakachaja chiyero che38,52. Musiyano kana uchichinjisa uri € 170 uchifarira Wise.
Mhedziso: Hungwaru inodhura € 21 kupfuura bhangi, asi inopa € 170 yakawanda muThai baht kupfuura bhangi. Saka pachiyero, Wise ari € 149 yakachipa!
Yakatumirwa naJohn Koh Chang
Wadiwa John,
iyo yepakati bhangi iri/yaive Deutsche Bank. Ndakatosimudza izvi naKifid kare kare nekuti maererano nemitemo yeEurope mari yose inofanira kutaurwa. Kifid uye ING vanofunga kuti hapana mari yakavanzika, ini ndinoramba ndisingabvumirani, asi kuve wakarurama kana kuve wakarurama zvinhu zviviri zvakasiyana. Usatamisa chero chinhu kuburikidza neING, asi shandisa Hungwaru chete.
Ndizvo chaizvo yaive Deutsche Bank. ING yakaenda makore gumi nemana pasina kupindira kwerimwe bhangi kusvika makore maviri apfuura. Ndakaenda kubhangi reBangkok nepfungwa yekuti bhangi reBangkok rakangoerekana rachaja imwe mari. Izvi zvakagadziriswa nekukurumidza neprintout kubva kubhangi uye ipapo ndakaona zita reDeutsche Bank.
Yakafonera ING ndokubvunza kuti sei kwangoerekana kwaita rimwe bhanga pakati. The best man aisaziva, hongu maybe server yanga yakabatikana!!! asi iyo 15 euros yakadzoserwa. Zvisinei, kubva panguva iyoyo ndakachinjira kuna Wise. Kosi yakanaka uye kusvika pari zvino inogara yakatemerwa zuva rakatevera panguva dza14.00 p.m.
Vhiki rino ndakaendesa mari shoma yeEuro 750 kubhangi reBangkok mukati memasekondi gumi. Kukurumidza kupenga.
Ndatenda Henry neshoko rako. Ndakafunga kuti kutumira maeuro kuakaundi yeeuro via Wise zvaisaita. Ndakaedza zvakare uye hongu. Ini ndafuratira chimwe chinhu ASI transferwise inoratidza kuti kutumira hakusi kuenda nechiteshi chavo asi kuburikidza nekukurumidza kana rimwe bhangi uye kuti zvinogona kutora mazuva mashoma uye kuti pamwe iri repakati bhangi rinotorawo mubhadharo! Chero zvazvingaitika, izvo zvakajeka pane izvo bhangi reDutch rinoti kana uchiendesa. Kungoti hapana!! Iwe unongozviwana kana uchienzanisa mari yakagamuchirwa nemari yakatumirwa.
Ndichangobva kuendesa maeuro kuaccount yangu yeeuro. Zvinotora mazuva mashoma kuona zviri kuuya.
Painongosvika kubhangi reThai, ini ndichawedzera pano kuti ingani uye ingani yatambirwa, uyezve kuti yakachaja marii uye sei iyo intermediary bank kana swift. Ndatenda nekuwedzera kwako. Ndinovimba wataura chokwadi kuti hapana chinobhadhariswa nebhangi repakati
Kwete, pane chauri kurasikirwa nacho. Kureva kuti iwe unongoda bhangi kuti utumire maeuro kueuro account. Iwe haugone kuita izvozvo neWise!
Vhiki rino ndakatamisa maEuro kubva kuABNA kuburikidza nehungwaru kuenda kuEuro account yangu kuBKKbank kuThailand. Mari yeEuro kubvisa 3.96 Euro mutengo kubva kuna Wise uye kubvisa 12.75 Euro mitengo kubva kuBKKbank yaive paakaundi mukati meawa imwe.
Pakarepo mushure mekutengesa kwemaeuro mashoma kuaccount yangu yeTHB paBKKbank imwe chete. Zviremwaremwa zvakangosvika papera mazuva maviri chete. Chikonzero maererano neKuchenjera: Kusimbisa.
Saka maEuro via Wise zvinogoneka. Uyewo mamwe mari kune mamwe maakaundi kune yakanaka mitengo yekuchinjana.
Wadiwa John,
Ini handina account yeEuro nebhangi rangu reThai saka handikwanise kuenzanisa. Zvakangotaurwa kuti ING inoshandisa Deutsche Bank sebhangi repakati uye kuti imwe 15 euros inobhadhariswa semhedzisiro. Iwo maEuro gumi nemashanu haana kutaurwa chero kupi uye sezvo mitemo yeEurope iri pachena nezve mutengo pachena, ndakanyorera Kifid. Ndatotaura nyaya yese muThailandBlog imwe nguva yapfuura. Ikoko kwaive neruzivo rwevamwe vashandisi veING.
Kubva ipapo ndinongotamisa kuburikidza neWise uye izvo zvakanakisa maererano nekumhanya kwekutamisa pamwe nepamusoro wekuchinjana.
Une mubvunzo kwauri. Bhanga reThai rinoshandisa mwero wei kana iwe uchida kushandura maEuro kuenda kuThai Baht? Mukuona kwangu mutengo wakaderera pane izvo Wise anoshandisa. Saka purofiti iripi?
Sezvineiwo, garandi kumabhangi eThai ichaderedzwa kusvika panosvika miriyoni imwe Thai Baht pamunhu ane account. Ikozvino handisi kunyatso fungira kuti mabhanga makuru eThai achadonha, asi kupaka mari zhinji pabhangi reThai kunogona kuve njodzi. Ipapo vimbiso yechiDutch ingangove nani.
ps Zvakare yakashumwa paThailandblog panguva iyoyo.
John, ndokumbirawo uite mari yacho paunenge uchiendesa chiuru chemadhora uye zviuru gumi nezvipfumbamwe zvemaeuro. Ini ndinofunga kuti Wise yakachipa pazviyero zvakati wedzeredzei nekuti ipapo mutsauko wekutsinhana unonyanya kunetsa.
Ini ndinongochinja neWise nekuti inokurumidza kupfuura nemabhangi ekutengesa.
bunq inoshandisawo hungwaru.
Rabobank anozviitawo kuburikidza nep2p banking bato panzvimbo yebhengi rekare kubhengi sepa
Panguva iyoyo ndakawana maeuro makumi maviri kumashure 1x, uye ndiyo yaivewo nguva yekupedzisira ini kushandisa ing.
Wise anotiwo bhangi rinogamuchira rinogona kubhadharisa mari, asi ini handisati ndazviona muThailand.
Maarten, sezvandangonyora pasi apa, ndakaisa pamuedzo. Pandinongoigamuchira ndinogona kukuzivisa nezvemhedzisiro.
Eric, ndakadaro. Unogona here kuedza usina kuzviita. Akachenjera anoziva chikamu chakatarwa chemari inofanira kutumirwa. Ukatumira €9000 inoita kunge €50 uye ye1000 chikamu chimwe muzvipfumbamwe izvozvo.Unogona kuona kana wapinda zvachose asi usingabude. Saka iwe unogona kuverenga mutsauko nebhangi.
nyaya inofadza, asi zvakadini nemari yakaderera yakadai se € 5000 uye € 1000? ndeipi nzira yekufambisa inonyanya kubatsira? Ndinofunga kuburikidza nebhangi renguva dzose. Kuchenjera kunongochipa kune yakawanda yakawanda senge € 10000, semumuenzaniso uyu.
Zvakajeka, ndatenda
Iva neakaunzi yeWISE uye uve ese maEuro neThai Baht pairi.
Kuendesa maEuro kuWISE kubva kubhangi rangu zvinokasira uye mahara, saka zviuru zviviri zvinotamiswa uye zviuru zviviri zvakagamuchirwa.
MaEuro angu aripo kusvika mwero wekuchinja waita zvakanaka uyezve ndoshandura maEuro kuenda kuThai Baht.
Pa2.000 euros, mutengo waive 10,74 euros.
Kana ndikaendesa 37.000 Thai Baht kuakaundi kuThai Bank, mari yacho haikoshesi (32,89 Thai Baht).
Chimwe chakanakira ndechekuti ndinokwanisa kubhadhara nekadhi rechikwereti kwese kwese nekadhi rangu reBhangi rakachenjera.
@Rudolph,
Yakanaka iyo yakasvibira yakapenya Wise kadhi, asi kana uchikwanisa, chengeta kero muNL yeWise.
Kadhi rangu rinopera kupera kwemwedzi uno uye nekuti ndakaendesa account yangu yeWise kukero yangu yeThai, handikwanise kukumbira kadhi idzva.
Zvinoshamisa asi chokwadi…..
Kuchinjisa kubva kuNL kuenda kuThailand kuchiri kuitika, asi hauchakwanisa kushandisa kadhi sedhibhiti kana ATM.
Tarisa mumamiriro ezvinhu.