Kutumira muverengi: Mhinduro yekukurumidza kubva kuABN-AMRO?
Nguva pfupi mushure memhinduro yangu paThailandblog nezve mamiriro neABN AMRO, email inotevera yakasvika. Ndichiri kufanira kuidzidza, asi zvinoratidzika kubva mukuverenga kwechinyakare kuti havana kutaura zvinhu zvakati wandei.
Musoro: Chichemo chako pamusoro pemutemo wenyika Wadiwa Mr XXX,
Makatinyorera tsamba musi wa30 Chikumi, 2018. Mutsamba yako unopokana nedanho reBank rekuonekana newe. Izvi zvine chekuita nesarudzo yeBhangi yekuonekana nevatengi avo, pakati pezvimwe zvinhu, vanogara muThailand.
Tasarudza kusabva pane zvatakambotora. Mutsamba iyi tinopa tsananguro yedu. Chichemo chako ndechei? Mutsamba yako unoratidza kuti une fungidziro yakasimba yekuti ABN AMRO Bank ine marezinesi ekubhanga ekubhenga kunze kweEurope. Une fungidziro iyi nekuti yakasarudzika inoitirwa expats uye kune vatengi vachiri ne "chigadzirwa" chiri kushanda. Chekupedzisira, iwe ungade kuona yakasimbiswa yemutemo tsananguro yepfungwa yeimba. Iwe unoratidza kuti wakatama kubva kuNetherlands, asi kuti hauna kutamira kuThailand. Unozviona sekugara kwenguva pfupi muThailand. Nzvimbo yeBhangi ndeipi?
Musi waChikumi 26, 2018, makasangana parunhare nemutemo wenyika weABN AMRO Bank. Mushure mekubvunzana parunhare uku, iwe unozogamuchirawo email inosimbisa iyi hurukuro. Bazi reInternational Clients Retail raburitsa pamire bhanga iri maererano nekupedza hukama hwekubhanga nevatengi vari kunze kweEU. Isu tinotsigira chinzvimbo chakatorwa uye hatigone kuita kunze kwako. Kune bhangi, tsananguro yeexpat haina kusiyana neyakajairwa tsananguro yeexpat. An expat munhu anogara kwenguva pfupi uye anoshanda munyika. An expat saka akasiyana nemutorwa. Mumwe mutorwa anotamira kune imwe nyika kunovaka upenyu hutsva ikoko. Hauna kutiratidza kuti uri kugara muThailand kwenguva pfupi.
Iwe unogona kuratidza kugara kwako kwenguva pfupi kunze kwenyika nekuzadzisa chiziviso chakazara che expat. Hatisati tawana chirevo chakadaro kubva kwamuri, saka tiri kukuonekai semutengi. Izvi zvinorevei kwauri?
Iwe une Savings Deposit nesu ine nguva yakatarwa uye yakatemerwa mubereko. Iwe haugone kuvhara iyi saving account wega. Tichakuitira izvi pasati papera mwedzi 7 kubva munaChikunguru 3, 2018. Iwe uchagamuchira chiyero uye kufarira pane yekutarisa account yakabatana neakaundi yako yekuchengetedza. Pamusoro pemubereko wakawedzerwa, iwe zvakare unogashira mune imwe kuenda iyo mubereko wauchazogamuchira kusvika pakupera kwetemu. Ungade here kutarisa kana account yako iripo muInternet Banking? Unogona kushandura iyi contra account mukati memwedzi mishanu kuburikidza nekaCancellation form. Kana yako contra account isiriyo usingatarisire, tinoisa mari muABN AMRO account yekufungira. NB! Iwe uchabva wagamuchira kusafarira pane izvi.
Musi waNdira 1, 2019 tichakuoneka semutengi. Yako Savings Deposit ichamiswa pasati papera kupera kwaNdira 2019. Akaunti yako yekutarisa inogara yakavharwa kekupedzisira. Kana nhamba yako yeContra account isingazivikanwe kwatiri panguva yekukanzura, mari inoiswa muakaundi yekubhangi. Iwe unogona ipapo kubata bhangi uye isu toendesa mari kuaccount yaunotsanangura. Mari yacho zviri pachena kuti inoramba iri yako.
Mitemo nemirairo
Tinoda kutsanangura pahwaro hwemutemo nemitemo iyo Bhangi rakasarudza kugadzirisa mutemo wayo. Sezvambotaurwa nebhangi, zviri kuramba zvichioma, zvine njodzi uye zvinodhura kuti bhangi ripe mabasa kunze kweEurope. Izvi zvinokonzerwa nekuwedzera kwemutemo uye mirau pazvigadzirwa zvemari nemasevhisi munzvimbo ino. Bhangi rinofanirwa kutevedzera mitemo nemitemo yenyika inogara mutengi, pamwe nemutemo weDutch pamusoro pekudzivirira mari yekubira uye mari yemagandanga (zvino: Wwft). Pasi apa tichakurukura marudzi akasiyana emitemo mune zvakadzama. Pamusoro pesarudzo yepolicy, mutemo wakagadziridzwa wevasiri vagari wakavakirwa pambiru mbiri:
(1) chii chinogona kupihwa munyika zvinoenderana nemitemo nemirau yemuno uye (2) ndezvipi zvisungo zveWwft zvinofanirwa kutevedzerwa neBhangi nekuda kwemutengi anogara kune imwe nyika? Kubva pane zvataurwa, takagadzira mutemo mutsva. Nehurombo, izvi zvaita kuti titaure kune vamwe vatengi.
Sezvingatarisirwa, isu takaongorora kana shanduko yepolicy isingazotungamira kune zvisina kufanira mhedzisiro kune vatengi vari mubvunzo. Izvi zvakaitikawo munyaya yako uye Bank rasvika pakufunga kuti handizvo. Kana Bhangi ichipa masevhisi kune vatengi kunze kweNetherlands, inofanirwa kutevedzera mitemo yemuno nemirairo. Izvi hazvina kusiyana kana, semuenzaniso, bhanga reThai richida kupa masevhisi muNetherlands. Zvichienderana neChinyorwa 2:11 Wft, zvinorambidzwa kuita bhizinesi rebhangi muNetherlands pasina rezinesi kubva kuECB. Zvichienderana neChinyorwa 2:11 Wft, bhanga reThai - iro rine rezinesi muThailand - saka haribvumidzwe kupa masevhisi muNetherlands.
Izvi zvinoshandawo kuBhangi, rinofanira kuongorora nyika imwe neimwe inogara makasitoma eBhangi iri kuti ringabatsire here vagari venyika iyoyo vasina rezinesi munyika iri kutaurwa. Mitemo nemitemo (inoenderera mberi) Iri harisi dambudziko kune vatengi vanogara mukati meEEA, nokuti Bhangi rine European Passport. Iyi Passport yekuEurope inomutendera kuti ape masevhisi ekuyambuka muganhu mukati meEEA pahwaro hwemvumo yake yaakapihwa muNetherlands. Kune vatengi vanogara kunze kweEEA, zvinofanirwa kutariswa nenyika kuti masevhisi anogona kupihwa here kana kuti kwete. Mitemo yemunharaunda nemitemo yakakosha kune izvi. Zvisineyi nemubvunzo wekuti Bhangi ringape masevhisi pasina rezinesi mune dzimwe nzvimbo, kunyanya kunze kweEEA, mitemo yemuno yekuzvibata inogona kushandawo, ingave iri yekumanikidza kana kwete. Bhangi rinofanirawo kutevedzera izvi.
Kusaziva zvakakwana mitemo yemuno kunosanganisira njodzi kuBhangi. Zvakare nekuti kuwana ruzivo rwakakwana nezve mashandisirwo emitemo yemuno kunosanganisira mari inodiwa yeBhangi. Izvi zvine basa zvakare mumutemo wevasiri vagari wakagadzirwa neBhangi. Zvichienderana nedata uye rairo iro Bhangi rakagamuchira kubva kune (ane mukurumbira) varairidzi vekunze uye mafemu emitemo pamitemo nemirau inoshanda yemuno, zvinoita sekunge (hazvichagoneke) kupa "cross border banking" kuvagari veThailand pasina mvumo kana. kuvapo kwenyama muThailand.
Muzano iro Bhangi rakagamuchira, musiyano unoitwa pakati pemhando dzemasevhisi anotevera: (1) mutengi anogara kuThailand anoenda kuhofisi yebhangi kuNetherlands, (2) mabasa epamuganhu, uko mushandi webhangi ari. muNetherlands uye mutengi muThailand, semuenzaniso neemail kana runhare (3) mushandi webhangi anoenda kuThailand kunosangana nemutengi muThailand. Kune yega yega sevhisi, zvinoratidzwa kana aya masevhisi ekubhengi kana zvigadzirwa zvemari zvingapihwa munyika yakakodzera mune iyi Thailand faira. KuThailand, ese ari pamusoro pezvikamu zvitsvuku zve 'cross-border banking'. Izvi zvinoreva kuti hazvigoneke kupa masevhisi aya pasina mvumo kana kuvapo chaiko muThailand.
Zvichienderana neChinyorwa 3 cheWwft, Bhangi rinofanirwa kuitisa mutengi kungwarira kudzivirira kubirwa kwemari uye mari yemagandanga. Kana paine njodzi yakakwira, Bhangi rinofanirwa kuitisa imwezve mutengi kushingairira zvinoenderana neChinyorwa 8 cheWwft. Nheyo yakakosha apa ndeyekuti Bhangi rinofanirwa kuita ongororo yaro yenjodzi kuti rione kuti ndeapi marudzi evatengi, masevhisi uye mabatirwo anounza njodzi yakanyanya yekubira mari kana mari yemagandanga. Bhangi rinosungirwa kuona kuti ndedzipi nyika dzinowedzera njodzi, vachishandisa, pakati pezvimwe zvinhu, zvinyorwa kubva kuFinancial Action Task Force (FATF). Pamusoro pezvo, Bhanga rinoshandisa zvinotevera, pakati pezvimwe, kuona kana kune njodzi yakawedzera mune imwe nyika: Zvitubu zvekunze · Basel Committee on banking supervision/Bank for International Settlements · The Wolfsberg boka remabhanga · Council of Europe · Dutch mutemo (Wft/Wwft) · Supervisors (DNB, ECB nevamwe vakaita seBaFin neFCA) · OECD common reporting standards · IHS (Information kubata sevhisi, mepu dzenjodzi dzemhosva dzemari) Zvemukati · Kugamuchirwa kweClient uye Anti-Money Laundering (CAAML )) mutemo
Zvichienderana nezviri pamusoro, nyika imwe neimwe inopiwa mwero wakati. Pamusoro pezvo, ongororo yemhando yepamusoro inoitwawo nebhanga reCompliance and Security & Intelligence Management department, pakati pemamwe. Zvichienderana nemhando uye huwandu hwengozi chibodzwa, njodzi inozotemerwa nenyika. Zvichienderana neongororo yenjodzi yakaitwa neBhangi, Bhangi rinotenda kuti Thailand inokodzera senyika ine njodzi yakawedzera, zvinoreva kuti Bhangi rinofanirwa kuita imwezve hunyanzvi hwevatengi. Izvi zvinotungamira kumitengo yakakwira kune chikamu cheBhangi uye nechikonzero ichocho Bhangi rakasarudza kugadzirisa mutemo wayo.
Kune vamwe vese, tinotaura nezveChikamu 35 cheGeneral Terms and Conditions yeABN AMRO Bank NV, iyo inotaura kuti bhangi rine kodzero yekugumisa hukama, ichitaura chikonzero kana ichikumbirwa. Zvese izvi hazvichinje chokwadi chekuti ABN AMRO inonzwisisa kuti shanduko yepolicy inogumbura vatengi inobata. Kunyanya kune vatengi vanga vachibhanga nesu kwenguva yakareba. Nekudaro, iro bhangi hariite zvisizvo mune izvi, uye nekudaro kwete kwauri zvakare. Zvisinei, bhangi rinogara rakagadzirira kupa rubatsiro runoshanda mukugadzirisa nyaya dzebhangi.
Mhedziso
Tinonzwisisa kuti shanduko yedu yepolicy ine chekuita newe. Nekudaro, iro bhangi rinoramba rakazvipira kune raro mutemo uye zvinosuruvarisa kuti haringaite kusarudzika kwauri. Pamibvunzo inoshanda pamusoro pekugadzirisa, ndapota tarisa kune yedu International Clients Retail department. Nhoroondo ye ABN AMRO Bank N.V
Yakatumirwa naRuud
Hi Ruud,
Kutevera kumiswa kweICS-VISA kadhi rechikwereti (rimwewo ABN AMRO), ndakatsvaga: http://www.kifid.nl nezve ABN AMRO sarudzo. The Judgments Register ine Financial Services Disputes Committee Ruling nhamba 2018-281. Zuva rekutonga Chivabvu 2, 2018 uye chimiro chekutonga semazano anosunga. Sezviri pachena ABN AMRO inongove nemvumo kubva kubhangi reEuropean kuronga nyaya dzebhangi kune vanhu vanogara mukati meEU.
Vanotaura izvozvo, asi bhangi haritauri kudaro, uye mumaonero angu izvi hazvisi zvechokwadi.
Mushure mezvose, vangaite sei kubhengi kune vanobuda kunze kana vasina zvibvumirano izvozvo?
Tsamba yacho inotaurawo kuti ivo havazondisiire INI, izvo zvakasiyana neidi rokuti ivo havagoni kuita zvimwe zvinhu.
Uye kana iwe uchigona kusarudzira munhu mumwe, iwe unogona zvakare kuita kusarudzika kune zviuru gumi nezvishanu zvevanhu.
Saka inyaya yekusada.
Saka iniwo ndine kusahadzika nezvekutaura kwaKifid.
Idi rekuti kutaurwa kunoitwa kugwaro renyika rinoratidzawo kuti riri maererano nepolicy.
Nenzira, handisati ndawana mhinduro yakajeka kumubvunzo wekuti sei vachifunga kuti vanogona kudzima kondirakiti yedhipoziti yangu yemakore gumi.
Kondirakiti ine mapato maviri.
Icho chokwadi chekuti vanoratidza kuti vachabhadhara mubereko pamusoro petemu yese haisi nharo mumaonero angu.
Ini zvakare handisati ndave nemhinduro nezve chirevo chekuti handisi kugara muThailand, asi ndiri kugara ikoko (kwenguva pfupi).
Izvo zvinofanirwa kuve pachena kuti zvirinani hurumende yeThai ine mufungo wekuti ini handisi kugara muThailand.
Kuwedzera kwako kweSTAY kunobva pane NON-IMMIGRANT visa.
Uye kana ukakanganwa kumutsiridza nguva yako yekuwedzera nenguva, uchasungwa, woendeswa kumatare edzimhosva uye wodzingwa munyika.
Izvi hazvisi izvo zvandinonzwisisa nezwi rekuti "kurarama".
Zvakare, ini handisati ndakwanisa kuwana tsananguro yechirevo che "pekugara" sezvakataurwa mumutemo wakataurwa.
Vanhu vakavhotera mutemo iwoyo mumba umu havanawo ruzivo.
Mhinduro yakanakisa yandakawana ndeyekuti: Izvo zvinofanirwa kunge zvichiferefetwa.
Izvi zvave kureva kuti bhanga iri rinoendesa vanhu vasingazive kuti vanenge vavharirwa nemutemo wakakodzera here.
Nenzira, ndakaverenga mutsamba kuti chimwe chinhu chakachinja kubva patsamba yekutanga.
Apo ABNAMRO yaizotanga kuvhara mari yako, ivo zvino vanotumira mari yacho vasina kukumbirwa kune contra account yavanoziva.
Sezvinei vakakanganwa kutaurirana izvozvo.
Wadiwa Ruud,
Sarudzo nenharo yaABN-AMRO ine mativi mazhinji anotungamira kunhaurirano. Chinonyanya kukosha idivi remutemo renyaya, chisungo chekuferefeta uye chikamu chemutengo. Kubva pamaonero aABN-AMRO, iyo yekupedzisira mutengo inoita senge ine sarudzo. Bhangi rega rega, risingasanganisire ABN-AMRO, rinoshandisa mamiriro anobvumira bhangi kumisa chibvumirano. Semutengi wakabvuma izvi, saka usanyunyute. Zvakangodaro, ABN-AMRO yanga yakarerutsira maringe nedhipoziti yako nekubhadhara mubereko uzere mukati metemu yese, nepo mari ichiwanikwa kwauri kare. Sezviri pachena chisarudzo cheABN-AMRO hachifananidzi iwe, asi bhangi haigoni kuisa muenzaniso, nokuti ipapo chero munhu anogona kuvimba nayo.
Nezvekutsanangurwa kwedzimba, ndinoda kucherechedza zvinotevera. The Housing Act muNetherlands inovamba pfungwa yeimba padzimba sekushandiswa kwakajairika mukutaura. Mune mamwe mazwi, maererano neyakagadziriswa pateni ine yakajairika chibvumirano chekurenda nemhuri kwenguva yakareba, uko musimboti wehupenyu hwemagariro unoitika mumba ino. VeTax Authorities vanoshandisawo tsananguro iyi. Pfungwa ye "nheyo yehupenyu hwemagariro evanhu" inogara ichiita basa.
An expat anozivikanwa pachine nguva kuti kugara kwake ndekwenguva pfupi. Kana kugara kusiri kwechinguvana, saka haisi expat. Izvi zvichacherechedzwa pakubva kwake kwenguva pfupi kubva kuNetherlands. Mazhinji masevhisi ehurumende anobva atora chimiro chenguva pfupi. Iwe uchangotamira zvachose kuThailand. Zvekuti unodaidza kuti immigration kana kuti kwete hazvina basa. Wakazvibvisa zvachose semugari muNetherlands. Kwaunoenda hakuna kukosha kubhangi, kunze kwekunge wagara mukati meEU.
Pachokwadi,
French Nico.
Hazvina kukosha zvinotaurwa nemutemo wedzimba.
Hazvisi zvekugara kunze kwenyika.
Mafungiro ako nezve expat haana kururama.
Mubvunzo hausi wekuti ndiri expat, asi kuti ndinogara kuThailand.
Kuhurumende yeThai, ini handisi mugari weThailand.
Izvi ndezvezvikonzero zvandambotaura.
Kunyangwe ndiri mugari weThailand nekuda kwekutsvaga mari ndemumwe mubvunzo.
Izvo hazvisati zvapindurwa.
Kunyangwe, zvichipihwa kuti ABNAMRO yatora nzvimbo ine rupo, kodzero yekuvhara dhipoziti yangu ye0,8% pagore ndiyo mubvunzo.
Dai paiva ne100.000 euros padhipoziti, ndinobvuma, asi munyaya iyi ndinosarudza kuchengeta dhipoziti yangu.
Handizive kuti chii chaizvo chiri mukondirakiti yangu nebhanga.
Ndichaverenga izvozvo kana zvikave zvakakosha.
Parizvino, bhanga harisati ravimba nechinyorwa chakadaro.
Nenzira, ndinofunga zvingave zvinonyadzisa kana zvikaitika kuti iwe semutengi webhangi chero ripi zvaro hauna kodzero zvachose.
Ipapo hauchakwanisi kutaura nezvekuita sarudzo.
Kunyangwe ndakatamira kuThailand ndizvo chaizvo izvo zvese zviri pamusoro.
Kana ndisina kutamira ikoko, handigari ikoko.
@David: izvo zvibvumirano zviripo, nekuti vanogona kubhengi kune expats.
Vaisagona kuita izvozvo vasina zvibvumirano izvozvo.
@Sjaak S: tumira mari yangu kunyika ine junta iri kutonga?
handifungi kudaro.
@Kees2: kuvhura account muNetherlands kubva kuThailand hazvigoneke.
@Riaz: pane akati wandei sarudzo dzekuvhura account, asi iwe unofanirwa kuve uine mari yaunayo.
Kana kuti mumwe munhu akafunga kuti kana mhuri yekwaHeineken yafunga kugara muThailand, bhangi richavaudza kuti vavhare account yavo?
Panogona kunge pasisina sarudzo neAOW chete.
@Richard: Ini handisi kugadzira mamiriro anoshamisa.
Mitemo inogadzira iyo mamiriro.
Izvo zvinoshanda kwandiri zvinoshanda kune vamwe vanhu vazhinji vechiDutch muThailand.
Ini handina ruzivo nezve dzimwe nyika, izvo zvinoenderana nemitemo yavo.
Mhoro Ruud,
Isu tagamuchira zvinotevera "kusimbisa" kubva kuICS:
"Iyi ndiyo mhinduro yedu kumubvunzo wako nezve humbowo hwegwaro renyika rakashandurwa.
Nekuda kwekuwedzera kwenhamba uye kuoma kwemitemo nemirairo yekunze, ICS yafunga kupa masevhisi ayo munyika shoma. Mimwe mitemo inoshanda pakupa masevhisi edu kunze kwenyika uye zvinosanganisira njodzi dzinowedzera. Saka mari yeizvi iri kuramba ichikwira. ICS saka yasarudza kutarisa zvakanyanya pamusika weEurope.
Tinovimba kuti takuzivisai zvakakwana.”
Pachokwadi,
International Card Services BV
Onawo mhinduro yangu ya10.39:XNUMX am. ICS inongofanirwa kutevedzera ABN AMRO mitemo. Nenzira, World Card inogona kubviswa.
Hi Ruud.
Nhau yakanaka kubva kudivi ravo, asi chikonzero chaicho chekumira kunze kweEU.
ABN-AMRO haina mvumo yekubhanga kunze kweEU.
Vese vanobvumidzwa kushanda semabhanga mukati meEU.
Asi ABN-AMRO inoita kuti zviite sekunge EU inofanirwa.
Aiwa, bhanga rakanga risina kuita basa raro rechikoro nemazvo uye isu tatova vanyajambwa nazvo.
Hazvina kunaka kuti bhangi rinoedza kupa mhosva kukanganisa kwaro pasarudzo yeEU.
ABN-AMRO achakunyadzisa Nekuparadzira nhema idzi, vaudze kuti wakakanganisa.
Munoziva manyepo nekukasira sekuti chokwadi chinobuda nacho.
Kwaziwai Dhavhidhi
Ndinofunga kuti uri mutorwa kuNetherlands (uye naizvozvo ABN-AMRO).
KuThailand iwe uri mutorwa.
Kunze kwekunge waronga kuenderera mberi nekugara muThailand kudzamara wava (zvazviri) 100% chokwadi, ini ndinongopedzisa chirevo chakadaro chekunze (pane chimwe chinhu chakakosha mairi chaungazotaura nhema?).
Mushure mezvose, ndezvechiitiko chisina chokwadi chemunguva yemberi.
Ndichifunga zvishoma pragmatically, ndaizoti: kana isingakwanise kuitwa nenzira yainofanira kuita, zvino inofanira kuitwa nenzira yainogona kuitwa nayo.
Hachisi chokwadi here kuti hausi mutorwa wekuThailand? Vazhinji havana mvumo yekugara zvachose muThailand uye saka vanongogara muThailand kwenguva pfupi.
https://www.abnamro.nl/nl/prive/expats/index.html
Tsamba kubva kuABNAMRO ine tsananguro yeexpat: kurarama nekushanda.
Ndakasiya kushanda kuNetherlands pandakaenda kune imwe nyika, saka handisi wekune dzimwe nyika weABNAMRO.
Kune zvakare dzimwe tsananguro dze expat.
Ini ndiri mutorwa kubva kuNetherlands.
Asi muThailand handisi mutorwa.
Ona mhinduro yangu yapfuura.
@Wim: Handisiyi mukadzi wangu nekuda kwayo.
Kana ndikakundwa muhondo hazvina kusiyana.
Hazvirevi kuti hapana chaunofanira kuita.
Uye sezvandambotaura, hazvisi pamusoro pangu chete, ndezvevanhu vakuru vanogara pano - nekumwewo - vasingachakwanisi kuzvidzivirira.
Ungatarisira here kuti ane makore makumi masere ekuzvarwa ane mudyandigere mudiki muThailand achiri kupokana neABNAMRO?
Vashoma pamwe.
Pane akati wandei mapoinzi andinonzwa ndakasimba pazviri.
1 Kutyorwa kwekodhi yemaitiro emabhangi, chinyorwa 2. (zvido zvemutengi zvinouya pekutanga)
2 Chibvumirano chemakore gumi chedhipoziti.
3 Tsanangudzo yepfungwa yedzimba nechinangwa chemutemo wekubira mari.
4 Zita “rakanaka” rebhangi.
Bhanga iri riri kutaura nezvevatengi zviuru gumi nezvishanu vachafanira kubuda.
Vatengi ivavo vane mhuri neshamwari.
Vese vachanzwa zvichemo zvekuti vari kudzingwa nebhanga zvisina tsarukano.
Sekufungidzira kwekuchengetedza, ndinoshandisa vanhu makumi maviri pamutengi.
Ipapo iwe uri kutaura nezve 300.000 vanhu vangangove vasingasarudze ABNAMRO pavanenge vachitsvaga bhangi.
Ipapo handisi kana kutaura nezve zvinobvira macontact kuburikidza nesocial media.
Ini handishandise social media ini, saka handizive zviri kuitika ikoko.
Saka ini ndinoona sekuti bhanga rine chido chose mukubata zvinhu nemazvo. (chimwe chinhu chavaifanira kunge vakaita pakarepo: batsira vanhu kuchinja)
Kana zvinhu zvikasafamba zvakanaka, moto unozonetsa kudzima uye bhangi richaiswa zvakare pasi pekugamuchira.
Handizivi kuti bhangi rinozviziva here.
Ndine manzwiro ekuti bhangi richiri kuzviona serinokoshesesa system bank.
Zvisinei, nheyo yevatengi inonyanya kuenderana netiweki yakakura yebazi rekare.
Nekudaro, iyo network yebazi haisisipo, uye kune vatengi vatsva vebhangi, ABNAMRO ingori imwe yemabhangi mazhinji mumutsara wakareba painternet.
Hapana chikonzero nei munhu achifanira kusarudza ABNAMRO pane chero rimwe bhangi mumutsara iwoyo.
Havana kana zita rehudyu rinofadza vechidiki.
Chavanongobatsira ndechekuti zita ravo rinotanga neA, saka ivo vanowanzove pamusoro.
Iyo yekune dzimwe nyika (chengetedzo) mutemo weUSA, pasi pehutongi hwaTrump, iri kuwedzera kuzvinzwa. Vagari vasiri vekuUS vanogona kuita zvishoma kuti vachinje izvo, kwete kunyangwe maBelgians kana maDutch 🙂 Isu tese tinowana mhedzisiro yakaipa pazviri. Mwero werusununguko rwataiva narwo uri kuganhurirwa. Kunyange kodzero yedu yepfuma iri kukanganiswa. Uye hapana anoita seane hanya???
Ndakazviona neimwe nzira: Mushure mekutamisa mari yakawanda (+ 2 miriyoni baht) kubva kuBelgian kuenda kuThai bank account, haina kutumirwa ipapo. Kubvunzurudza kubhanga reBelgian kwakaratidza kuti vakanga vaita kutengeserana nemazvo. Ndakanzwa parunhare kubva kubhangi reThai kuti ndaifanira kusaina piritsi remagwaro emari inosvika + 2 miriyoni baht kuti nditaure mari yacho Wwft proof. Sezvineiwo, ndakakwira ndege kudzokera kuThailand kwapera mwedzi, kwandaigona kusaina magwaro iwayo emapiritsi kubhengi. Mari yakaramba yakavharwa kwemwedzi uye rombo rakanaka, nekufarira kwakawanda kubva kumutengesi, ndakakwanisa kumisa transaction (kutenga) kwayaive yaitirwa kusvika ndasaina mapepa emapiritsi ipapo.
Kugamuchirwa kuhope dzeAmerica 🙂
Hi Ruud,
Ndinokutendai nekutumira kukuru uku.
Chero zvazvingava, ikozvino yakawedzera kana kushoma tsananguro yakajeka yakavakirwa pane akati wandei zvikonzero nei vari kukanzura account. Kutevera izvi, zvakare ICS.
Kwete kuti zvine basa zvaunoita, hapana chikonzero chekuyedza kushandura chero chinhu.
ABN / AMRO inotaura zvakajeka kuti vakagadzirisa mutemo wavo. Ivo zvechokwadi havasi kuzochinja izvozvo.
Uye sezvakambotaurwa nevamwe vatauri, mubvunzo ndewekuti zvichatora nguva yakareba sei mamwe mabhanga eDutch asati aita zvakafanana neABN / AMRO. Ini pachangu handifunge kuti yakareba nekuti inoita senge sarudzo yekusapihwa mvumo nemitengo yakabatana. Ndinofunga izvi zvichashanda kune mamwe mabhangi eDutch.
Tese tinogona kuodzwa mwoyo pamusoro peizvi, uye ndinozvitaura neruremekedzo, asi hapana chinochinja. Pasinei nemamiriro ezvinhu anosiririsa achamuka.
Usambofa wakakanganwa kuti pakupedzisira zvakava pachena kuti bhangi haisipo iwe, asi iwe webhangi.
Uye kana usisina basa kubhangi, inhunzi gomo.
Hapana chakaipa pamusoro pekuedza kwako, zvachose kwete nekuti ndinonzwisisa kushushikana kwako, kwanguwo nenzira.
Chero zvazvingava, wajekesa kuvaverengi izvo ABN / AMRO inofunga nezvazvo kuburikidza nekutumira kwako uye izvo zvinofanirwa kurumbidzwa. Izvi zvakakosha uye vanhu vazhinji vanogona kudzidza kubva mazviri.
Zvinonzwika zvinoshamisa, asi handizvo, asi ndinoda chaizvo kubva kuThailand nekuda kwerudzi urwu rwekunetswa nemhedzisiro yarwo. Asi iyo bhangi / ICS haizove nehanya nekuti ichave iri dambudziko rangu uye iro remukadzi wangu wepamutemo anosara muThailand.
Kwaziwai
Wadiwa Wim, chandisinganzwisise ndechekuti wakaudzwa nekuda kwekunetseka uye nemhedzisiro yacho kuti uri kuronga kubva kuThailand.
Ndiudze chikonzero.
Thailand zvakare ine mabhangi, saka wadii kuendesa mari yako yawakachengeta pano.
Pamusoro pazvo, unogarawo pano.
Kana iwe uchitya kurasikirwa nemari nekuda kwechitsinhanho chekuchinjana, vhura iyo FCD account muEUR uye kungochinjana chete kana mwero wekutsinhana uchifarira.
Nenzira, ndakaverenga vhiki ino pawebhusaiti yemubatanidzwa wevatengi kuti pamabhangi ese muNetherlands kunze kweING, vanhu vakaita senge mamiriro edu eNetherlands havachakwanise kuvhura account.
Ko kuBelgium kune mablogger eBelgian anogona kukuudza kuti inoshanda sezvisina musoro kwavari sezvainoita kumabhanga eDutch neAMRO?
Ndiri kuda kuziva nezvemabatiro avo.
Jan Beute.
Mushure mekuverenga zvakapfuura zvinyorwa pakupera kwa2016 pane ino blog maererano neABN-AMRO, ndakabvunza SNS zvavachaita (vachaita).
Mhinduro yaive:
“Ndakubvunzai. Kusvika iye zvino, hapana chinozivikanwa pamusoro peizvi. Ramba uchinyatsotevera zviri kuitika.”
Uyu waiva Zvita 2016, saka atova makore 1.5 apfuura.
Ini zvishoma nezvishoma ndiri kutanga kunzwa kuti SNS, semuenzaniso, ichaitawo izvi.
Ndine ICS kadhi rechikwereti iro richazomiswa kubva munaGumiguru 22, 10.
Nekuti ndinogara ndichibhururuka (kwete kuNL), ndaida kadhi riya rechikwereti kuti ndikwanise kubhuka online.
Izvozvo hazvichakwanisiki. Paypal inzira isingazivikanwe yekubhadhara ndege. Ndakatarisa akati wandei, asi Paypal haigoneke.
Unogona kubhadhara ndege dzepamba pa7/11, izvo zvinogara zvichiitwa nemukadzi wangu. Very nyore.
Sezviri pachena ini ndinogona kubhadhara mumari chete, asi neEVA mhepo, semuenzaniso, izvi zvinogoneka muBangkok, iri 600 km kure.
Saka kuBangkok, bhuku uye kubhadhara nemari, kudzokera kumba uye wozodzokera kuBangkok kubhururuka. Izvi zvichange zvichinetsa kakati wandei pagore.
Kana vamwe vane pfungwa iri nani, ndingafarire kuiverenga.
Vanhu vasati vatanga kutaura kuti yavo yakasiyana, yeuka, sekuziva kwevanhu vose, kuti rimwe nerimwe bazi rebhangi rine mazano akasiyana uye kunyange mukati mebazi raunenge uri.
Ndakabvunza kuhofisi huru yezvose zviri zviviri SCB neBangkok Bank muUbon Ratchathani nezvekudzosera mari kuNetherlands.
Vakashanyira mapazi mashoma, ose ayo anoreva kuhofisi huru kuti adzoserwe kuNL.
Mhinduro kubva kumabhanga ese iri yekuti zvaikwanisika chete kune vane mvumo yekushanda kana vane bhizinesi kwete kune asiri mutorwa.
Ini ndinoona izvo zvinoshamisa uye zvinoita sekunge mari yangu yakawedzera kana kushoma mukugamuchira.
Ndicho chikonzero ini ndisingaunzi mari yangu kubva kuNetherlands kusvika pano nokuti inoratidzika sekuti handigoni kuvadzosera kuNetherlands.
Handingashamisike kana paine vanhu muUbon Ratchathani vanogona kudzokera kuNetherlands pane vhiza isiri-immigrant kumabhangi mamwe chete.
Sezvineiwo, ndakumbirawo account yeFCD kumabhangi maviri iwayo.
SCB: hazvigoneke, kwete ikozvino uye ndisina kumbobvunza kana ndine mvumo yekushanda, semuenzaniso.
Bangkok Bank: Aiwa, saka pamwe, kwete zvachose, tichaona, kwete, asi edza zvakare gore rinouya.
Saka hazvina maturo kwandiri uye ini chaizvoizvo handina chikonzero cheFCD account nokuti handisi kunetseka nekurasikirwa kwemutengo.
Kusave neVisa kadhi kwatove kwakaoma, asi kana, semuenzaniso, SNS zvakare ikanzura maakaundi, ini handisisina bhangi uye zvino zvinova zvakaoma kubhadhara zvisungo mukati, semuenzaniso, NL kana iwe usingakwanise kudzorera.
Ndosaka ndiri kufunga zvekudzokera kune imwe nzvimbo muEU.
Wadiwa Wim, nyorera kadhi reVisa kubhangi rako reThai, ndiri kubhangi reKrungsri uye ndingori neVisa kadhi kubva kubhangi. Uye kana uri kuronga kutamira kuNetherlands munguva pfupi iri kutevera, chinja kubva kuSNS kuenda kuING nekuti ikoko unogona kungovhura account uye hazvina basa kuti unogara kupi.
Kwaziwai, Pim
Hi Pim,
Ndatenda neshoko renyu.
Zvino ndicho chinhu chandinogona kushandisa.
Ini ndichaedza matipi ako ese uye ndichakuzivisa iwe pane ino blog.
Zvinogona kutora nguva kunyangwe 🙂
Uye iwe unogona zvakare kuvhura iyo FCD account kuKrungsri, ndave nayo kwemakore.
Uye mushure mokunge ICS CC yakabviswa, ndakaenda kuKrungsri zvakare uye ndakagamuchira visa kadhi pasina nguva.
Iwe unofanirwa kuisa mari muakaundi uye unogona kutora 80% nekadhi kubva pasara muakaundi yako.
Ndanga ndiri mutengi weKrungsri kwemakore uye kwandiri ndiyo nhamba yekutanga bhangi muThailand.
Jan Beute.
Pindura mubvunzo wako wekuti zvinhu zviri kufamba sei muBelgium
Zvakanaka, ndinogona kungotaura kuti handina kana dambudziko zvachose nemabhangi angu maviri eBelgian aripo semutengi aripo pakuchinja kero yangu yeBelgian pakudzimwa kuThailand, kunze kwekuti haina kunyatsoenderana nehurongwa hwekombuta yavo iripo (ingotumira email. ) nekero chaiyo izere kwavari kuti vaise mumafaira avo nenzira yechinyakare)
Mabhangi ane chekuita neAxa bank neKeytradeBank (yekupedzisira ibhengi repamhepo rine hofisi imwe chete muBrussels yekaunda yega)
PS: Ndakagamuchira mubvunzo kubva kumapato ese nezve imwe nhamba yekodhi, asi mhinduro yakataura kuti Thailand haisi chikamu chechibvumirano cheOECD, pavakachitarisa, zvaive zvakavaitira, izvi zvemitemo yekubira mari, nezvimwe.
Iyo email kubva kuna ABN Amro ine inonzi "ruzivo" inyaya isina maturo.
Kuti bhangi raizotadza kujairana nemitemo yebhangi muThailand hazvivimbike, sezvo bhangi rave nemahofisi muThailand kwemakumi emakore.
Gerrit Zalm uye mutsivi wake, VaDijkhuizen, vakashandura bhangi raimbova mutambi wepasi rose muhofisi yemusha isingakwanisi.
Usakanganwa Rijkman Groenink mune izvi! Izvozvo zvakatungamirira bhanga rakananga kugomba. Pashure pacho vatevedzeri vake vakabvumirwa kuedza kubvisa ungwandangwanda.
Une rombo rakanaka, unogona kuchengeta mari yako kubva kubhangi reABN-AMRO
Ini ndinofunga unogona kungochengeta ABNAMRO kadhi rechikwereti nekutora rimwe bhangi reDutch se contra account. Kune mabhanga asina kuomesesa kupfuura Abnamro.
Kwete chokwadi kana uri kutaura nezve VISA kadhi kubva kuICS
Yangu contra account yeICS VISA kadhi inobva kuSNS.
Ndakabvunza SNS kana vaigona kupa kadhi rechikwereti.
Kwete, nekuti maererano neSNS:
“Kubva gore rino zvichienda mberi, vatengi vedu vanogona kungonyorera kadhi rechikwereti kuburikidza neICS. Bato iri rinorongawo manejimendi emakadhi echikwereti. SNS haina kutaura mune izvi. "
Zvinoshamisa kuti ABN / AMRO sezviri pachena ine (yawana) kodzero yakasarudzika yekupa VISA kadhi rechikwereti.
Kukanganisa kwakaitwa neSNS kune yako yakashata, ngatiti, nekuti ivo sezviri pachena vakapa iyo yakasarudzika kodzero kuICS.
Wadiwa Ruud,
Ini ndinonzwira tsitsi zvakanyanya nekukurudzira kwako nezve pfungwa ye "kurarama" asi ndinotya kuti haizo shandura chero chinhu.
Chandinoda kuwedzera/kusimbisa ndechekuti mutemo weThai unogona kuve wakakodzera pano.
Ndakaverenga mutsamba:
“Zvakadarowo kuBhanga, rinofanirwa kuongorora nyika inogara makasitoma eBhanga iri kuti ringabatsira here vagari vemunyika iyi vasina rezinesi munyika iri kutaurwa.”
Danho rekutanga rinofanira kunge riri rekupa tsananguro yepamutemo yekuti ndiani anoonekwa se "mugari" pasi pemutemo weThai. Tsananguro iyoyo haipo.
Isu tinogara muThailand, i.e. tinogara mumba muno. Uye iwe unogona kutaura kuti isu takatama kubva kuNetherlands, asi nechimiro chedu che "vasiri mutorwa" zviri kure nekunyatsoziva kuti mutemo weThai unotitora se "vagari".
Dai zviri izvo chaizvo, Bhangi raisazopa masevhisi kune vagari veThailand. Uye kuramba uku kwaisazobata mvura.
Zvichida Mr Tino Kuis vanogona kuongorora mutemo weThai?
Kune veThai Tax Authorities, kusanganisira mutemo, isu tiri vashanyi. Mushanyi anogona saka kudzingwa munyika asina kupa zvikonzero, izvo zvakaitika kakawanda mumakore andave "kugara" pano. Visa hairevi chinhu nekuti haisi mvumo yekugara.
Iro zita rega rinonetesa. ABN-AMRO yatova nepfungwa dzakasungirirwa munzvimbo.
Nei Thailand iri nyika ine njodzi?
Ipapo iyo AMRO bank harisi bhangi renjodzi.
Harisi iro bhanga iri rakabhuroka makore gumi apfuura, nekuda kwamaneja panguva iyoyo Rijkmangroenink?
Sezvineiwo, paive nevaviri vechiDutch vakabva vakweva bhangi kure nemasuwo eGehena.
Jan Peter naWouter.
Dai kununura uku kwakundikana, vatengi vazhinji vangadai vakarasikirwa nemari yakawanda.
Ndichiri kugoogling svondo rino ndakasangana neruzivo rwakawanda nezvenyaya iyi.
Pakazara, chete kutenderedza 25% yevatengi ve15000 vanogara zvachose kunze kwenyika vaive vagari veDutch.
Ndakawana mhinduro yakangoerekana yabva kune mumwe mukadzi uye yaiti:
Kufamba kwakanaka, nhamba dzisina kujeka, vapoteri mutero, Thailandgoers bonde, Philipino mwana bonde
Vabatsiri vanogamuchira, vasina mari yepenjeni (36 euros kubva kumari yesimbi).
Vanodiwa vanhu, vagabonds.
Zvinoratidzika kwandiri rudzi rwekuchenesa kwevatengi paAMRO.
Izvi zvinongoratidza zvinofungwa nevamwe vanhu nezvedu isu tinogara muno zvachose muThailand.
Jan Beute.
Ndinoita sendinorangarira kuti Wouter akakanganwa kuisa kutonga pamusoro pebhangi muchibvumirano chekutenga.
Izvozvo zvakadhura mamwe mabhiriyoni mashanu kana ndikayeuka zvakanaka.
Mari hatina kuzoiona zvakare.
Izvo zvakanyangarika kubva munhau nekukurumidza, uye iwe hauchanzwa chero chinhu nezvazvo.
@George: bhangi rakataurawo kuti havangaite kunze INI.
Naizvozvo zvaive pachena kuti kunze kwaibvira kune vamwe.
Hazvishamisi kuti zviri pachena kuti izvi zvine chokuita nevanhu vakapfuma.
Hongu, ivavawo ndivo vanhu vasingaite zvekubira mari.
Vanhu vanochera mari vanofanira kuwanikwa pakati pevanhu vane penjeni yeAOW uye zvichida kunyange penjeni shoma.
Zvisina maturo. Bhanga iri rinoti rinodhura zvakanyanya uye havana uye havadi kuve nemagwaro anodiwa.
Vanonyora pamusoro pako nokuti unobatwa uye kwete muvakidzani wako.
Kungoti ivo havakwanise kukuitira zvakasarudzika hazvireve kuti vachazviitira vamwe. Ndiyo dudziro yako.
Bhangi zvakare rinoti vane kodzero yekudzima kondirakiti unilaterally, iwe wanga wakasaina izvozvo uye pamwe (sevanhu vazhinji neniwo) kusaverenga zvese zviri muchibvumirano.
Ingoita sekukurudzira kwakawanda: ita kuti mari yako itumire kuaccount yako muThailand. Izvo zvinogoneka uye hapana chakakanganisika pazviri, kunze kwekuti iwe unogona kunge usiri kuchinjika zvishoma. Kana iwe uchifanira kuenda kuNetherlands, unogona zvakare kubvisa mari kubva kuDutch ATM neThai Bank Kadhi rako…
Asi vanhu vakapfuma vechiDutch muThailand vanogona kubhengi zvakachengeteka neABN AMRO.
https://www.abnamro.nl/nl/mobile/privatebanking/uw-situatie/international/index.html
@george, ini ndinongoona nyika dzeEurope dzichitaurwa mune iyo link kubva kuMees Pierson. Iro risiri dambudziko rakapihwa rezinesi ravo reABN AMRO pachayo. Sezvavanonyora mumharidzo yavo kuna Ruud.
Verenga nokungwarira uye uchaona kuti vanopa 'pasi rose' kuwana, hapana zvirambidzo. Iyo chete 'kurambidzwa' kuti ubatsirwe kubva kune iyi sevhisi ndeyekuti iwe une mahara midziyo inoiswa mari inosvika miriyoni imwe yemaeuro.
Izvo zvinodzikisira nharo dzese muemail. Bullshit nyaya kubva kubhanga.
Mhoro Ruud, ndinonzwisisa kushushikana kwako, asi iwe uchagamuchira makore mashoma ekufarira sechipo. Chinja ku ING uye uchave zvakare neakaundi yekubhangi isingagoni kudzimwa uye ine zvakawanda mairi kupfuura neABNAMRO (kureva nemubereko unogamuchirwa sechipo). Verenga kuhwina kwako!
Mhoro. Pane here mapato anozivikanwa anogona kupa basa rekubhanga kune vanhu vanogara kunze kweEU? Ndiri kushaya kuti boka iri rinogona kubhengi kupi? Ndakanzwisisa kubva ING kuti zvaisaita kufambisa account kunze kweEurope. Pane dzimwe nzira here?
Ruud urikupopota vhura account neRevolut BV wotsvaga card ipapo. Kana kungo nyoresa muNetherlands uye wobva wagona kuchengeta account yako yekubhangi. Iwe uri kugadzira mamiriro anoshamisa iwe pachako nekusanyoreswa kupi zvako. Ipapo haufanirwe kushinyira kana ukasangana nematambudziko.
Richard
Iwe haugone (may !!) kunyoreswa muNetherlands kana ukagara kunze kweNetherlands kweinopfuura mwedzi yese ye8 mukati memazuva makumi matatu nematanhatu. BRP Act…
https://www.rijksoverheid.nl/onderwerpen/privacy-en-persoonsgegevens/vraag-en-antwoord/uitschrijven-basisregistratie-personen
ING inogona kubatsira kusvika papi?
Iri bhanga rine mahofisi muThailand.
Zvichida mumwe munhu ane ruzivo neizvi?
I drama rakadii!!!Zvinoita sezviri pachena kwandiri kuti ABN AMRO haina basa nekwaunogara, kana wakadzingwa muNL uye usingagare muEU unosiiwa kunze.ABN AMRO haina basa kuti Thailand inofunga sei nezvazvo.
Asi ko kana uine kambani muNetherlands?Asi zvino unosungirwa kubhadhara mutero muNetherlands uye saka unofanirwa kuve neakaundi yekubhangi ikoko?
Ndaitawo dambudziko nerimwe bank, in general they are arrogant mess.
Ingotsvaga mumwe munhu hupenyu huenderere mberi!!
Kurwisa kusawirirana here?Kwete ini, ndinokutendai nazvo.
Ndini ndega ndaona kuti bank irikukumbira kuti REQUEST ivo vavhare account?
Zvandisinganzwisise.
ABN-AMRO icharamba ichipa mabhanga masevhisi kune expats. Kunyangwe iwe uchigara uye uchigona kushanda muThailand. Ndeupi musiyano mumirau, njodzi uye mutengo?
Ndinofunga kuti rinongova zita rakasiyana. Immigrant (permanent residence) kana Expat (kugara kwenguva pfupi). Expats inowanzopedza makore mazhinji kunze kweNetherlands.
Handisi kuona musiyano.
Iyo Chirungu expat peji yeABN-AMRO inotaura zvinotevera:
“Kutarisira bhanga rako kunze kwenyika
Kana uchigara kana kushanda kunze kwenyika, kana kuti wava kuda kuita kudaro, unoda kukwanisa kutarisira bhangi rako zvakanaka. Ndipo panouya boka reABN AMRO International Clients - vanopa masevhisi emari akakosha kune vatengi vanogara kana kushanda kunze kweNetherlands. ”
Ndokumbira utarise tsananguro: rarama kana shanda.
Imi mose muri maExpats. Kutamira kuThailand hazvigoneke. Saka nyoresa neABN-AMRO seexpat.