Muverengi kutumira: AOW uye mabhenefiti epenjeni kubva kuNetherlands kuenda kuThailand
Casimiro PT / Shutterstock.com
Ini ndinofunga vanhu vazhinji vanoziva izvo mabhanga eNetherlands neThailand anobhadharisa kuendesa AOW yako nepenjeni. Ndiyo mari ina yekubata kwebhangi (2x muNetherlands uye 2x Thailand + nhamba ye % yemari inotumirwa. Mune yangu, iyo inodhura inenge 135 Euros pamwedzi pamwe chete.
Zvinogona kunge zvakachipa zvishoma kana iwe ukagona kuchengeta iyo Dutch bank account muNetherlands uye kuendesa ese ari maviri kamwechete. Asi ipapo haugone kutiza 1 nguva yekubata mitengo kubhangi uye ka1 muThailand. Zvakare nezve nhamba ye% yakatumirwa mari, iyo iwe yaunofanirawo kubhadhara pano uye muThailand, haugone kutiza izvozvo.
Ndakaedza izvozvo kamwe neiyo webhusaiti yekutsinhana, Transferwise.com uye inoshanda zvakanaka. Mari yacho inongova 1 muzana, saka kwandiri 17,50 Euro pamwedzi. Ini ndinoti 1%, kana iwe uchitumira zvidiki, asi zvanga zviri zvishoma zvishoma. Nekuti iyo mari yakawanda yaunotumira neTransferwise, inodzikisira mitengo. Izvi zvinogoneka chete kana uchine Dutch kana EU bank account. RegioBank yangu inondibvumira kuchengeta account yangu. Ndinogonawo kushandisa kero yangu yeThai. Inongodiwa chete kushandisa kero yechiDutch. Imwe mukana wekushandisa www.Transferwise.com.
Ndanga ndichienda kuThailand kumudzimai wangu kweanenge makore gumi ikozvino. Ndinowanzo shandura mari yangu paSiam exchange. Dzimwe nguva Superrich Thailand iri pakati peBangkok padhuze neMBK. Paunenge uri kuMBK, yambuka diagonally kuburikidza nebhiriji retsoka. Zvakare zano kune vanhu vari pazororo muThailand. Chokwadi unofanira kuva nemari newe. Asi aya mahofisi ekuchinjana mari anokupa yakanyanya Baht yeEuro yako. Semuenzaniso, kana ukachinjanisa mazana mashanu emaeuro, iwe uchakurumidza kuwana mazana mana baht. Inogona kuva shoma pane dzimwe nguva, asiwo yakawanda. Chiyero chinodzokororwa 10x pazuva, saka chengeta izvi mupfungwa.
Zvadaro wekupedzisira. Ini ndinokahadzika kana ndichachengeta bhangi rangu muNetherlands, nekuti neTransferwise unogonawo kutora account isina muganhu. Iwe uchagamuchirawo master card kana uchida. Unogona kuvhura account mune ese mari. Sezvo ini ndichigamuchira AOW yangu nepenjeni muEuro, ini ndinongotora account isina muganhu muEuro. Uye zviri nyore kuti usiye maEuro pairi, kana iwe ukawana zvakafanana mwedzi wega wega unogona kuisa otomatiki iyi mari yaunoda muThailand muThai baht. Asi ini handisi kuita izvi. Ndinodawo kuva muridzi wemaEuro. Iwe unokwanisa uye haufanirwe kuisa iyo yakazara mari yaunogamuchira mwedzi wega wega kana iwe uchida kuti iendeswe otomatiki. Iwe unogona zvakare kupinda zvishoma kana kuzvisarudzira kuti ndeipi mari yaunoda kuchinjana mwedzi wega wega. NB. Munenge nyika dzese dzepasi unogona kubvisa mari kubva kuATM nekadhi ravo guru. Asi zviverengere izvi kuti uve nechokwadi.
Sei vachigona kushanda seizvi? Chokwadi ndakabvunzawo Transferwise nezvenyaya iyi. Ndizvo zvazviri. Somuenzaniso, vane hofisi muGermany. Saka vane bhanga reGermany. Mari inotamiswa kubva kuNetherlands haidariki muganhu. Inogara muGermany kana EU. Ivo zvakare vane hofisi muThailand uye inobhadhara mari yako muThai baht. Ndakaiedza ne500 Euro. Ndapota cherechedza mutengo wekuchinja panguva iyoyo. Izvo zvakare zvinokurudzirwa kuti usaite izvi mukupera kwesvondo, nekuti zvinotora mazuva maviri ekushanda kuti iendeswe kuaccount yako yeThai, inogona zvakare kuita 2. Sei ndiri kutaura izvi? Nokuti nekunonoka kwezuva, izvo zvinogona kuitika mukupera kwevhiki, chiyero chekuchinjana chakasiyana. Transferwise inovimbisa kuti chiyero chekuchinjana chinoramba chiripo kwemaawa makumi mana nemasere kubva panguva yaunoendesa maeuro kubhangi ravo. MaEuro angu mazana mashanu akaiswa muThai baht muakaundi yemukadzi wangu weThai (BangkokBank). Mutengo wakaderera pane 3% izvo zvaive zvese.
Izvi zvakapfuura neRegiobank yangu. Nekuti handisati ndatama. Ndingada kuchengeta RegioBank, asi handina chokwadi nezvemhindu yakaipa pamari yekuchengetedza.
Yakatumirwa neFerry
Nguva yekupedzisira pandakaendesa mari kuburikidza netransferwise, svondo rapfuura, yaive muakaundi yangu yekubhangi yeThai mukati mehafu yeawa. Kana iwe ukaendesa mari neChishanu masikati, zvinogona kutora nguva yakareba, asi haufanirwe kumirira kwenguva yakareba kupfuura zuva rimwe mukati mevhiki.
Wadii kuita kuti penjeni yehurumende uye/kana itumirwe zvakananga kuaccount yako muThailand
Vanobhadharisa zvakanyanya pasi pebhangi. AOW inoitira 0,48 euros uye thai bank inobhadharisa kutenderedza zana baht yekuchinja kubva kueuro kuenda pakugeza.
Zvaunotaura handizvinzwisisi. Handizive kuti unoshandisa bank ripi.
Asi muNetherlands, semuenzaniso, ndinogona kubuda mairi nePME penjeni
PME yangu penjeni inotamiswa kuburikidza neING. Ndakadaidza ING ini uye sei
iri nayo. ING yakanditsanangurira kuti imarii inotamiswa pakubata mari
kubva ING Bank hapana. ikozvino muna 2019 25 Euro uye vamwe vakatamisa 1% pamari yakatamiswa.
Ndizvo zvandakaudzwa.
Ipapo muThailand kubata kunodhura kutenderedza 15/20 Euro. Ini pachangu ndiri pabazi rakakura reBangkokBank
ave. pedyo nemugwagwa unowanikwa embassy yeDutch. Pano vanobhadhara mari yekuwedzera yekubata
zvaakandiudza 2% yezvasara pamari yakatumirwa kubva kuNetherlands, Ipapo iyo
mitengo yekuchinjana ingangoita 1 bath shoma paEuro. kupfuura kuSiamexchange kana superrichThailand. Unoda kushandisa maEuro
tora Euro account yakaiswa muThailand. iwe zvakare unofanirwa kuwana nezve izvi nemaEuro
kuchinjana kumwewo. iwe unobhadharawo mari yeizvi. Kazhinji izvi zvakanyanya nekuti maEuro
haingowanikwi muThailand chete.
Iwe unogona kutaura chokwadi nezve chinhu chimwe chete neAOW. Izvi ndizvo zvandinokumbira svondo rino kuAOW. Asi kunyangwe ipapo vanotumira masendi makumi mana nemasere eEuro kuThailand, iwe unosara nemitengo yekubata uye % yemari inotamiswa.
Wakanganwa kuudza wekupedzisira here.
NeTransferwise chete 1% ndiyo imwe-off uye kana inopfuura 500 Euros kunyange shoma shoma. Kazhinji
mitengo yavo yekutsinhana kazhinji yakaenzana neSiam exchange kana Superrich asi inogara yakaderera pane 0,10BTh.
Ramba wakatarira nguva neawa paSiamexchange uye Superrich. Saka inogara yakachipa. Usaite chikanganiso uye usakanganise zvese.Kubata mutengo/nhamba ye % yemari yakatamiswa/chiyero chekuchinjana.
Ndosaka ndichikubvunzai. ripi bank raunaro. Ndakaenda kucounter kuBangkokBank.
Chokwadi kana wataura chokwadi ndinobvuma. Asi unoda kukunda kunyangwe neruzivo rwako rweThai Bank kutanga. Ini ndinongoisa meseji yangu yandakatanga nayo yekuti pane kungobata kubva kumativi ese uye zvematongerwo enyika muAOW yedu nePension. Ndinoda kuchengeta yakawanda yeAOW nePension sezvinobvira, kuitira kuti ndigokwanisa kuita zvakawanda nayo uye ndinovimba kuti ichabatsirawo kune vamwe vose vanodya penjeni. Zvematongerwo enyika nemabhanga hazvisi kutibatsira. Saka tinofanira kubatsirana sezvinobvira kana ini, iwe kana mumwe munhu ane chinhu chiri nani. Saka kune vese vanhu vanoverenga meseji yako, iwe unoda kutaura nezvavo neni, Thai bank waunoshandisa kugamuchira AOW nePension.
Ini ndichazivisa bhangi rako ini kuti ndive nechokwadi kwete ini chete. Ndine urombo, chokwadi haufanirwe kutaura Bank rine zita nemugwagwa. Izvi ndezvemunhu. Asi ndapota zita reBank chete.
Ini ndinoona izvi semubairo kune wese wese uye ini kana wanga wakarurama
Wadii kuita kuti penjeni yenyika uye/kana penjeni itumire zvakananga kubhangi rako muThailand?
Iyo AOW inobhadharisa 0,48 euros yekuendesa uye bhangi reThai remaeuro kubhaht inosvika zana baht.
Mari dzemudyandigere dziri pedyo neizvi nemitengo yekutumira.
Iwe unogona kuda kufunga nezveBunq yekutarisa account / kadhi rechikwereti. Kuti uwane rumwe ruzivo nezve izvi http://www.consumentenbond.nl/betaalrekening/bunq-travel-card
Mhoro Ferry, ndinokutendai zvikuru nechinyorwa chine musoro uye chine ruzivo.
Ndinoshamisika kuti unowana kupi iyo € 135 mumitengo. AOW yangu nepenjeni inosvika pamakumi maviri nemana!
Ipapo kunouya mukana wauinawo nekuti mutero muThailand wakadzikira uye kune zvakare kuregererwa kukuru. Saka mambure une zvimwe zvasara.
Wadiwa Henk, zvinosuruvarisa kuti izvi hazvishande kuAOW uye kana uine mudyandigere weABP, hauzobvisirwe mutero muNetherlands zvakare.
Muchokwadi, vamwe vanotobhadhara mutero wakawedzerwa muThailand papenjeni yavo yenyika.
Kuchaja kaviri.
Jan Beute.
Wataura chokwadi Jan, maererano neAOW. Ndakaverenga zvakare kuti kune vanhu vane penjeni yenyika inobhadhariswawo mutero muThailand, mamiriro ekudhakwa.
Kubva pane zvese zvakanyorwa pamusoro peizvi zvisati zvaitika, kusanganisira naLammert de Haan, ndakabvisa:
Kana Aow yako ichiendeswa pamwedzi kuenda kuThailand, Thailand inotenderwa kuendesa iyo Aow
mutero wemitero. MuNetherlands unogona kudzosera iyo IB yakabhadharwa kuThailand paAow kudzivirira mutero wakapetwa kaviri, asi usambopfuura iyo IB yakabhadharwa muThailand.
Kana iwe ukatanga waendesa Aow kubhangi rako reDutch kuNetherlands uye woiendesa kuakaundi yako yebhangi yeThai nemari isingabvumirwe gore rinotevera, hauzobhadhara mutero pairi muThailand, hongu iwe uchadaro muNetherlands.
Ndinofunga kuti Ferry zvinoreva € 13,50, yakashandurwa ndinofanira kushandisa mari iyi kuti penjeni yangu itakurwe zvakananga kubva kuSVB kuenda kubhangi rangu muThailand, ndakafunga Transfarewise, pakati pezvimwe zvinhu, asi izvo zvinotoita mutsauko mudiki, saka usadaro. kunetseka kuti penjeni yangu iendeswe kuburikidza nebhangi rekuEurope, penjeni yangu ichasvika zvakananga.
Ferry, haufanirwe kuzeza kuvhara account yako neRegioBank nekuda kweiyo inogona kubhadharisa mubereko usina kunaka. Chekutanga, izvo zvingangoitika zvisingaite uye chechipiri, iyo percentage yaizobva yadzikira zvekuti inenge isina basa. Sezvineiwo, iyo RegioBank inowira pasi peDutch bank garandi system, saka mari yako inochengetwa inosvika ku100.000 euros. Izvi hazvishande kumari paakaundi isina muganhu neTransferwise. Asi zvakare nemari yako paakaundi yemahara neGerman online bank N26. Bhangi rekupedzisira, N26, rinoshandisawo Transferwise kuendesa kubhangi account yeThai. Mutengo weTransferwise paunochinjisa kuThailand zvinoenderana nenzira yako yekubhadhara. Semuenzaniso, kana uchibhadhara kubva kadhi rako rechikwereti, chikamu chakakwira zvishoma pane kubhadhara kubva kubhangi account yako. Mari yacho inoratidzwa zvakajeka pachine nguva kusvika kune decimal uye iwe unogona kuona nekukurumidza kuti imarii ichaiswa kubhangi reThai account. Iko hakuna mari kubva kubhangi reThai.
Ndinokutendai zvikuru nezano renyu. Chokwadi kutanga nemhindu yakaipa kuchatanga kuderera. asi 1% kana vatanga hazvitore nguva. Asi ipapo ndine account yangu muNetherlands. Kudzima kunofanira kuitwa nguva dzose mumunhu. Pamberi peRegioBank ndakanga ndiri kuABN uye vanogonawo kuva vakaoma. Ngatitii ndaenda kuNetherlands kunokanzura kondirakiti yangu. pane chirikunetsa.zvichinzi. chii chakaitika kwandiri. Ndaifanira kuenda kuABN zvakare. Izvo hazvigoneke kana uri muThailand zvakare. Ndiri kugutsikana zvikuru neRegioBank. asi nekuchengeta account yakavhurika ndinobhadharawo mari mwedzi wega wega. PaRegioBank yakachipa hafu pane paABN. Asi kwete kuenda mune izvi mberi. Haasi ese mabhanga achakugamuchira kana watama. Haa chokwadi ndicharamba ndakatarisawo pane izvi. Ndinoreva kuti ndinoda kuva nemamwe maEuro kubhadhara zvinhu kana ndaiva muEurope zvakare kana kuti kubhuka rwendo kubva kuNetherlands kuenda kune imwe nyika. Matikiti muThailand anodhura zvakanyanya kupfuura muEurope (Nederland.belgie/Germany). Ndine mukadzi wechiThai. Ndinoziva kuti muThailand vanhu vanofanirwa kubhadhara mutero paThaibath. Asi mudzimai wangu akanditsanangurira. kana uine zvinopfuura 1.000.000,00 bth unobhadhara mutero. Asi kana ukagara pazasi payo uye ukavhura yechipiri account yekubhangi uye kana ukagara pasi pe2, haufanirwe kubhadhara mutero uye unogona kuve nemaakaundi akawanda ekubhanga chero ukaramba uri pasi pe1000,000,00 paakaundi yebhangi. Zvakadaro, ndichatarisa zano renyu. Ndinofara kuti vanhu vanoita seizvi. Zvinotibetsera tose kana tikagona kukurukura zvinhu zvakadaro nomumwe nomumwe. N1.000.000 iyo kana ichokwadi izano rakanaka. Asi kana ikashandisa Transferwise. Handifungi kuti zvine basa kwandiri pachangu. Nekuchengeta maEuro handireve mari yangu yese, zviuru zvishoma
Wadiwa Ferry, kwete ndatenda nezano rangu, ndizvo zvinoitirwa Thailandblog mushure mezvose. Iwe chete ndiwe unosarudza kana uchigara neRegios Bank. Iwe unogona zvakare kutora account neN26, kunyanya nekuti ndeyemahara. Kana uchiifarira, chengeta iyo account, zvikasadaro ingoidzima. Iwe uchagamuchira German (DE) Iban account nhamba uye, sezvandakanyora mune imwe mhinduro, uchagamuchira zvose MasterCard (kadhi rechikwereti rinobhadharwa kare, kadhi rechikwereti rine nhamba yekadhi rechikwereti) uye kadhi reMaestro rinogara richibva kwavari. Kunyoresa uye kuzivikanwa kunoitika zvachose online (yakarongwa mumaminitsi gumi), saka hapana chikonzero chekushanyira hofisi chero kupi. NeMasterCard yavo unogona zvakare kubhadhara mahara makadhi ekubhengi muThailand, anosvika kashanu pamwedzi, mushure meiyo €10. Nemamwe makadhi echikwereti unogara uchibhadhara imwe mari, kazhinji € 5 (Handizivi kana izvi zvirizvowo neRegio Bank). Mari yekuchinjana pamari yakabviswa inoramba iine 2%, kune mamwe mabhanga izvi zvinogona kuwedzera kusvika pa4,50%. Ehe, iwe uchabhadhara mutengo weATM webhangi reThai (kusvika 1,7 baht). N2 ibhengi repamhepo rinowira pasi peEuropean garanti scheme. Hapana kushanya kumahofisi kune zvitupa kana kuunganidza kadhi / kuseta. Izvo zvakashata ndezvekuti mapasi haasati (zvakadaro?) kutumirwa kuThailand. Iwe unofanirwa kuve nekero munyika yeEurozone, uko kero yepositi (p/a) inogamuchirwa zvakare. Rombo rakanaka muThailand!
Mukadzi wako ari wrong ipapo.
Ndine 800k mudhipoziti account yevhiza yangu kubhangi rebangkok uye nguva dzese mushure mekuvandudzwa ndinovhara iyo account kuti ndiiise padhipoziti nyowani kwemwedzi misere. Ipapo kufarira kunoverengwa uye 8% mutero unobva wabviswa.
Saka nei Han uchivhara iyo account gore rega rega.
Ndave nedhipoziti account neTMB kwemakore nemakore uye ndinoishandisa gore rega rega kuvandudza.
Kufarira kunoitwa kaviri pagore, mukuru weimmi anoona kabhuku kamwechete gore rega rega, ini chete ndinoisa imwe 1000 baht pazuva rekushanya kwangu kuimmi.
Izvi zvinodaro nekuti bhuku rebhangi rinofanira kunge riripo pazuva rekuwedzera vhiza.
Jan Beute.
PaBangkokbank unogona kusarudza kwenguva yakatarwa uye iwe uchagamuchira imwe mubereko. 4,7, 11 kana 8 mwedzi. Ndakanyora 11 mwedzi asi iyo inofanira kunge iri 11. Mushure memwedzi XNUMX iyoyo ndinokwanisa kungosiya mari iyoyo pakabhuku kacho ndoita imwe dhipoziti, asi ukaiisa zvakare kwenguva yakatarwa uchawana mhindu yepamusoro.
Sezvineiwo, ini ikozvino ndine dhipoziti ine temu yemakore maviri, iyo inopa iri nani mubereko, asi ini ndakanga ndisina chokwadi pakutanga kana immigration yaizobvuma kuti visa iwedzere nekuti "yakagadziriswa".
Nedhipoziti yemwedzi gumi neimwe, yaigara "yakaburitswa" mavhiki mashoma isati yavandudzwa, mushure mekuvandudzwa ndakazviita zvakare.
Ndine urombo nekutaura pamusoro wanga uri iwe
Ini ndinoshandisa Transferwise kuendesa mari kuNew Zealand neAustralia uye zvinopesana
Uye ndine zviitiko zvakanaka kwazvo neTransferwise
Ndanga ndichigara muThailand kwemakore matatu nehafu zvino.
Yakabviswa zvachose muNetherlands.
Ndakachengeta account yangu kuRabobank ine kero yeThai.
Ini ndinopihwa mabhenefits angu nepenjeni yangu mwedzi wega wega.
Ini ndinoendesa iyi mwedzi wega wega kuakaundi yeThai mumaEuro.
Mari yekufambisa iyi i7 Euro nguva yega yega.
The transaction inowira pasi penyika booking.
Saka handifungi kuti zvakachipa.
Mwero wekuchinjana unoitwawo muThailand, saka chiyero chiri nani kupfuura muNetherlands.
Nezuro (4/10) Jacques akapindura kune zvakatumirwa kubva China nezve ING kumisa tancodes. Imwe nguva munaGunyana akatamisa € 2250 kubva kuakaundi yake yeING kuenda kuakaundi yake muThailand kuBangkok Bank. Mari yacho yaizova € 6 uye Jaques aitarisira kugamuchira 75.551 baht. Muchokwadi, akagamuchira 73.903 baht, saka 1648 baht zvishoma pane zvaitarisirwa. (Maererano naye, akatendeuka panguva iyoyo € 49,10). Kusiyana kwakakonzerwa kune rumwe rutivi nokuti ING haisi pachena pamusoro pemitengo, € 21.= zvishoma zvakatamiswa, uye kune rumwe rutivi nokuti Bangkok Bank yakaverenga chiyero chakaipisisa (33,24) kupfuura Jacques' app yakanga yaratidza (33,57) . Maonero ako ekuti mwero wekuchinja unoitwa muThailand uye nekudaro unopa mwero uri nani haushande kwaari. Sezvineiwo, ING ikozvino inopa zano rekusaendesa mumaeuro, asi muThai baht! Iyo ING yaizoverenga mwero wakanaka wekuchinjana kupfuura weThai bank. Jacques anogona kunge akashandisa mwero wairatidzwa muapp yake uye nokudaro akawana imwe baht yakati wandei. Dai ndaizoendesa € 5 kuakaundi yeThai nhasi (10/2250) neTransferwise, mutengo wakakwana weinodaidzwa kuti Mutengo Wekuchinjisa ungave € 15,38 uye mutengo wakavimbiswa wekuchinja ungave 33,4036. 74.644,35 saka inoiswa kubhangi account yeThai. Handizivi kana Rabobank inogona kuenderana neizvi. Pazasi, Jan de Rooie naJan Beute vanotaura kunyunyuta kwavo pamusoro peTransferwise uye kunyanya pamusoro pekuti chimwe chinhu chingatadza riini. Kwemakore akati wandei ndanga ndichiendesa mari pamwedzi kuburikidza neTransferwise kuenda kuThailand uye ini handina kumbove nezviitiko zvakashata ini. Transferwise yakandibata kaviri neemail nekuti mari yakatamiswa yaizosvika muThailand zuva rakatevera pane zvataridzwa uye kunze kwekukumbira ruregerero, hapana muripo (unosvika makumi maviri euros) wakachajwa pakuchinjisa kunotevera. Basa rakanaka kwazvo mumaziso angu. Ndizvo chaizvo kana uchiendesa mari kuThailand mwedzi wega wega izvo zvakakosha kuenzanisa. Iyo yekuchengetedza inogona kuva yakawanda kupfuura maeuro mashoma!
comment kutanga.
Ndinofunga kuti pane chimwe chinhu chauri kurasikirwa nacho.
Nokuti unofanira kutarisa Muvhuro kana Chipiri.
Ini pachangu handifunge kuti wakambove paTransferwise.
heino link yanhasi bangkok bank
https://www.bangkokbank.com/en/Personal/Other-Services/View-Rates/Foreign-Exchange-Rates
unowana maTT ekutenga mareti pano, asi chausingaone ndiwo mutengo wekubata ING neThai bank
Ndinoziva ING nekuti ndakazviongorora, pakutanga kwegore 25 Euro uye 1% pamari yakashandiswa. Mushandi weing akandiudza izvi.. Saka usatanga izvozvi. Izvozvo hazviiti. Kunze kweizvi uye ini ndinozivawo izvi nekuti ndakaenda kubhangi reBangkok gore rapfuura, mubhadharo wekutengesa i500bth uye kana ukati 0.25% pamari yakatamiswa. regai ndifunge kuti iNG ingadai yakadarika % kukanganisa uye ingadai iri 0,1%. Kana iwe uchiri kuitevera, iwe uchagamuchira zvinotevera ne1000 Euro transfer. Chishanu kuchinjanisa mitengo. Uye ndakaona kuti vanobhadharisa marii neTransaction Fees. Yakatokwira 31 Euro pane 25 eur zvandataura. Rabo bhangi rinopa zvishoma asi kutengeserana kunodhura 14,52 Euro uye imwe template ine kutamiswa unowana yakachipa zvishoma TT Kutenga mitengo.
Saka ini ndinopa 3 equations ndichaisa zvese neat kana ndaona kuti ndakanganisa. Ndobva ndati sorry
ING RABO Transferwise
mari yekuchinja Euro 1000 1000 1000
kubata kunodhura 31,00 - 14,52 - 7,68
———————————————-
969,00 985,48 992,32
0.01% pamari yasara 9,69- 9,8548- hapana
————————————————–
959.31 975,6252 992,32
BangkokBank TT Kutenga mitengo
33.09750THB shanduko yemari 31.750,7627 32.390,7550
33,40360THB 33.147,06
0.025% huwandu hwakatamiswa 793,7656- 809,7689 hapana
BangkokBank yekubata mubhadharo 500,00- 500,00- hapana
——————————————————
yakatenderedzwa kubhangi Bangkok 30.457,00 31.080,99 33.147,06
inowanikwa painternet inodhura ING 31 Euro uye yakakumbira ING 0.01% Kubata mari
inowanikwa painternet inodhura RaboBank 14,52 Euro
inoziviswa kune yakakodzera Bank BangkokBank 0,025% mubhadharo
Kutengeserana kunodhura 500Bath. Saka usangodaidza chimwe chinhu chisingagone kuitika. Ndichiri kutaura nemushandi weING neBangkokBank. munhu haakwanise kubvunza ING izvo BangkokBank inoverengera. Ivo havagone uye havafanirwe kuita izvozvo. BangkokBank chete inotenderwa kuita izvi pachayo. Izvi zvinowanzoitwa kupesvedzera vanhu. Saka handisi kunzwisisa kuti sei uchiti nyaya yangu ndeyechokwadi. Aya ndiwo manhamba mushure meruzivo rwangu kuING neBangkokBank. Ndiri kukanganisa here? wobva wapindura. Mushure meizvi ini ndichatumira email kumabhangi ane hanya neruzivo. Ini zvakare ndichafonera Bangkok Bank neING. Ndinodaidzawo SVB nekuti mubvunzo unoramba uripo, vanotumira mari here kana kuti vanovaitira mabhanga. Ini ndinoziva zvese nezve PME yangu penjeni inoenda kuburikidza neING uye ivo havana pesvedzero pazviri. Saka chinhu chega chinogona kuitika ndechekuti kana SVB iine chibvumirano ichi nebhangi ravo kuti kutumira mari kunoda 1 euro kuThailand. Ndichakuzivisa pano uye gadzirisa huwandu
Nyaya yako iri pamusoro inowirirana nekuverenga kweRaboBank, saka mari yekufambisa ingangoita 1 Euro. Nyangwe ukanyatsotarisa Transferwise inodhura nekuti ukaiita 2250 ndiyo mari yaaitarisira.Ndinotya kuti Jacques haazive zvese zvinoda kubhadharwa. Transferwise ine calculator yemari uye inoshanda zvakakwana. Jacques akashandisa rudzii rweapp? Zvekare hapana mari yekubata netransferwise Chete 1% mubhadharo uye kwete kunyange izvi zvaungatamisa 2250 Euro.
Wadiwa Ferry, pane peji reSVB unogona kuwana mari inochajwa 0,48 euros
Vanotamisa penjeni yenyika nebhangi, ndakafunga zvino ING
Mari yepenjeni neyemudyandigere yenyika ine chibvumirano chakakosha nebhanga (ma) chekuendesa mari, iyo bhanga isingakuudze kuti chii.
Kana ukafonera hofisi yemukuru nguva isati yaiswa muakaundi yako, unogashira mari yeeuro inotambirwa navo uye mari yavanozoisa mubaht uye kana ukabvunza zvakanaka kuti ichaiswa riini, vanokupa nguva yacho. (awa)) kana iri kuaccount yako.
Nehuwandu hwakapihwa uye nekuziva huwandu hwakatamiswa kubva kuhomwe yepenjeni/aow uye mwero wekuchinjana weeuro/baht, unogona kuverenga zvakashandiswa. Mukuita izvi ndakasvika pamutengo we100 baht.
Bhengi rangu iTMB uye kana mudyandigere wehurumende uchibhadharwa musi wa15, uchange uri muakaundi yangu musi wa17 (kunze kwekupera kwevhiki).
hofisi huru ibhengi muThailand
Dear Ferry,
Ini ndinoshandisa iri nyore kushandura mari uye iyo Thai baht yekutsinhana maapplication.
Kuti uwane ruzivo, ndafonera ING mutengi webhangi kuti ndiwane tsananguro uye ndanga ndaenda kubazi rangu rebhangi reBangkok kuti ndiwane tsananguro. Kubva kubhangi reBangkok ndakagamuchira zvakadhindwa zvakatsiga zvekutengeserana kwangu nemari yese yaive pairi, zvekuti ndakaona kuti pachinzvimbo che2250 euros, 2229 euros chete yakanga yatumirwa nebhangi reING, kusiyana nemari yakanga yatamiswa kubva kwandiri. account, kureva 2250 euros. Saka izvi hazvisi zvechokwadi. ING yakandibhadharisa 21 euros nekusatumira zvese sezvavanoita pane yangu account statement. Paakabvunzwa nezveizvi, mumiririri webasa revatengi haana kukwanisa kundipa tsananguro. Akaramba kuti ING yakachaja mari uye ndaifanira kuenda kubhangi reBangkok kuti ndiwane tsananguro. Pandakaratidza kuverengera kwemutengo pane yavo saiti (zvishoma zve6 euros uye yepamusoro ye50 euros), akapindura kuti sei ndichibvunza kana ndave kuziva ??? Aifanirawo kuramba achikumbira vamwe vake neni kuti timirire nefoni inodhura, aiwa zvaisanakidza.
Wadiwa Leo TH
Ndakaverengawo ruzivo kubva kuTransferwise kuburikidza nesaiti yavo uye sezvaunoisa, zvinonzwisisika kuti zvinodhura zvishoma kuti varongedze navo. Nzira yekutumira yakasiyana zvachose uye saka inodhura kune vose vari vaviri. Nekudaro, pane zvakanakira nezvayakaipira izvo zvichave zvakasiyana kune wese munhu.
Sezvaunoziva, unogona kutumira nenzira nhatu kubhangi reING.
Ndakanga ndadzinyora kare.
Sarudzo yechitatu, sarudzo yeBeneficiary, yaratidza kuti ndiyo inonyanya kubatsira kwandiri. Ini ndaimboshandisa sarudzo 3, iyo yakagovaniswa sarudzo, asi izvo zvakazonyanya kushata mune zvemari. Saka chinja.
Chii chinondishamisa, uye ipapo ndinouya kune iyo ING bank inopa zano rekutumira mari nemabhaht, ndeyekuti block inooneka neinternet banking ine kutakura kwenyika inotoratidza mumabhaht nekusarudzika, mushure mekunge ndasarudza iyo Thai mureza sarudzo ye kutakura kuenda kunyika ino. Saka pandinoisa mari iyi nenzira iyi, inotaridzwa mumabhahts. Ndinofanira kudzorera izvi muEuro, nokuti ndakagamuchira mazano aya munguva yakapfuura. Dai ndaizoita kuti iendeswe mumabhaht, chakashata ndechekuti ini ndinofanira kutanga ndaverenga kuti imarii 2250 euros mubaht uye kunyangwe zvakadaro handizogashira mari iyi muThailand. Bhanga reBangkok hongu rinotorawo chikamu mune izvi nekuda kwezviito zvaro zvinobatsira. Funga nezve iwo mazana maviri baht (yakagadziriswa mari maererano neruzivo rwandakapihwa) uye mutengo wekuchinjana. Kunyangwe iyo yekupedzisira ichiri kuitika kana mari yacho yatosvika mumabhaht muakaundi yangu yebhangi yeBangkok zvingandishamisa, asi hapana chenyika chinondishamisa.
Ini ndakakopa uye ndakaisa iyo ING nyika kubhadhara pazasi kubva kune yavo saiti.
Mari Kubhadhara Kwenyika
ING inobhadharisa mari yakatarwa ye6 euros yekutumira uye kugamuchira World Payments.
Pamusoro pemitengo ye ING, iyo yekubhengi inobhadharisa inodhura:
Pamabasa aunobhadharira mari yese (YEDU), mari yakatarwa nenyika (mitengo yenyika).
Zvekugova-mari yemirairo (SHA), mugamuchiri anobhadhara chiyero ichi uye inotarwa nebhangi rinogamuchira.
Mutengo wekugovera Kubuda kuburikidza neYangu ING Inouya
Mutengo wedu (WEDU) €6 + mutengo wenyika €0
Mari yakagovaniswa (SHA) €6 (inosungirwa munyika dzeEU, pakati pevamwe) €6
Mutengo wekubatsirwa (BEN) € 0 € 6 + chiyero chebhengi revatengi
Yedu (YEDU): Unotakura zvese zvinodhura, zvese izvo zveING uye izvo zvebhangi rinogamuchira. Hapana mari inogona kubviswa ne intermediary bank. Mari yakazara ichasvika kubhengi remubatsiri. Mune zvimwe zviitiko, bhangi rinobatsirwa rinogona kubvisa mari yekuwedzera. ING haina pesvedzero pamitengo iyi.
Yakagovaniswa (SHA): unobhadhariswa chiyero cheizvi neING uye mugamuchiri anobhadhariswa nebhangi rake. Mari yekuwedzera inogona kubhadhariswa nevamiriri.
Ndapota cherechedzai: kubhadhara kune nyika dzeEEA, zvinongokwanisika chete kugadzirisa kubhadhara pamwe nekugoverana mari yakagoverwa nekuda kwemutemo (PSD2). Izvi zvinoshanda kune ese mari. Verenga zvakawanda nezve PSD2 mutemo pano.
Mubatsiri (BEN): ING haizokubhadharisi chero chinhu pane izvi. Iye anobatsirwa achatakura zvese zvinodhura, kusanganisira izvo zvakaitwa neING. ING inobvisa mari iyi kubva pamari inotamiswa.
Mutengo wekukumbira World Payment i30 €.
Sezvaunogona kuverenga, ING inoratidza kuti nesarudzo 3 hapana mari inobhadhariswa, zvese ndezvemubatsiri. Muchiitiko ichi, izvi ndezvangu uye ini naizvozvo ndichabhadharwa mari. Nenzira, izvi zvakaverengerwa nekuti iyo ING bank inotaurawo nezve6 euros uye chiyero chebhangi rekuraira. Saka kuti 0 euros haina musoro mune yangu. Zvakazoitika kuti bhangi re ING rakandibhadharisa 21 euros pamari ye2250 euros yekutumira.
Nesarudzo 1 (YEDU) inonyanya kunakidza nekuti inoti pane ING saiti:
CHEDU chengetedzo: mitengo yenyika
Iyo PLR yekubhadharisa imari pamusoro peiyo yakajairika mubhadharo wekutengesa. Mari iyi ichachajwa kana ukaratidza muhurongwa hwekubhadhara kuti, pamusoro pechiyero che ING, unobhadharawo mutengo webhangi remugamuchiri (cost division OUR). Kubhadharisa YEDU muripo wemari inochajwa nebhangi remugamuchiri. Nemitengo yekuwedzera, ING iri padyo sezvinobvira kumitengo chaiyo inobhadhariswa nebhangi remugamuchiri.
Iwo EDU mareti pazasi haashande kuWorld Payments mukati meEuropean Economic Area (EEA). Nekuda kwemutemo nemirau, maodha kune nyika yeEEA anogona chete kugadziriswa pahwaro hwekugovaniswa kwemitengo (SHA), iyo inoshanda kune ese mari.
Nesarudzo iyi (YEDU), ING ichatofunga kuti bhangi rinotambira richachajai uye richapfuudza izvi kwauri. Saka kubviswa mberi. Ivo havanyore ne 25% yekuvhara, asi sezviri pachena ivo vanoziva zviri kuverengerwa. Mareti anoshanda zvakare zvinoenderana neiyo ISO kodhi inoverengerwa. KuThailand izvi: XNUMX euros.
Chekupedzisira, rumwe ruzivo rwekutamisa kubva kana kuenda kuaccount yako uko kutendeuka kune imwe mari kunoitika, ING inoshandisa kutenga nekutengesa mitengo.
Tinoshandisa mwero upi?
Isu takaisa mitengo yekuchinja kwekutenga nekutengesa mari yekunze kaviri pazuva. Zvinonzi na2 uye na13.30. Mareti ese ari maviri anoburitswa zuva nezuva mushure me16.00:16 PM pane ino peji. Isu tinowanzo gadzira maodha ekubhadhara atinogashira pamberi pe00 am pahwaro hwekuchinjana kwe11.40 pm. Tichagamuchira yako yekubhadhara odha pakati pe13.30 ne11.40? Ipapo isu tinowanzo gadzirisa odha yako pamwero wekutsunga kwechipiri na13.40 p.m. Sezvo mutemo, isu tinogadzira mirairo yekubhadhara yatinogamuchira mushure me16.00 pm pahwaro hweyero yekutsinhana kwekutanga kutsunga pazuva rinotevera rekushanda. Nguva dzakataurwa dzinoshanda chete kana iwe ukapinda mubhadharo wekubhadhara zvakakwana uye nemazvo, kuitira kuti iyo yekubhadhara igadziriswe otomatiki uye nekukurumidza. Hatina kugashira odha yekubhadhara zvizere uye nemazvo here? Ipapo isu tinokwanisa kugadzirisa kurongeka pahwaro hwemutengo unotevera, nekuti mutengo wakatarwa kare hauchashandi panguva iyoyo. ING inoshandisa mwero wechiyero chekuchinjana pamitengo iyi yekutsinhana. Iwe uchaona iyo chaiyo yakaverengerwa chiyero mushure mekugadzirisa pane yako statement kana account statement muMijn ING kana Mijn ING Zakelijk. Iwe haugone kutora chero kodzero kubva panguva dzekugadzirisa dzataurwa pamusoro apa.
Ongorora: Paunenge uchipinda mukutengeserana muIng Yangu, iwe unogashira mubairo wekutengesa uine chiratidzo chehuwandu hwese, kusanganisira mari yese. Mari iyi inogona kusiyana neyakachengeterwa muakaundi yako uye nekurongeka chaiko. Mari yekuchinjana inoshandiswa pakupihwa kwekutengeserana inoratidza uye inogona kutungamira kune imwe mari, kunyanya nemari yakakwira.
Hupenyu hwekutsinhana mitengo yemazuva makumi matatu apfuura inogona kuwanikwa muhuwandu hwekutsinhana mitengo. Saka izvi zvinogona kutariswa kune vanofarira pane yavo saiti. Iyo ING bank haigone kuita kuti zvive nyore, asi zvinokutora iwe nguva.
Wadiwa Jacques, pandakashandisa ING pakuendeswa kwangu kuThailand, ndaigara ndichiisa mari mumaeuro nechikonzero chakafanana newe. Mazuvano, zvakadaro, panzvimbo yeING, pasi pechikamu cheWorld Payments, panoti: 'Tinokupa zano kuti utumidze nemari yeakaundi inotambira. Izvi zvinodzivirira kushandiswa kwemari yekutsinhana nebhangi rinogamuchira. Chero zvazvingaitika, ING inoratidza kuti mwero wavo wekuchinjana wakanakira kupfuura mwero wekuchinjana webhangi rako reThai. Sei iwe uchifunga, zvisinei nezano rebhangi rako, ING, kuti iwe unofanirwa kutaura iyo mari ichaendeswa mumaeuro? Izvi zvinogona kunge zvichikonzerwa nekuti zvakanyanya kushata kuchinjanisa mari yeThai nemaeuro muNetherlands, asi mabhangi anoshandisa mareti akasiyana uye machaji ekuwedzera ekufambisa. Izvo zvakashata zvawataura, zvekuti iwe unofanirwa kutanga waverenga kuti yakawanda sei Thai baht inoenderana ne2250 euros, inoratidzika kwandiri sechinhu chisiri chinokanganisa mune yako: mushure mezvose, iwe uri mutumi uye unogamuchira panguva imwe chete, saka kutsauka kudiki kunoita. hazvina basa zvakadaro . Nekutamiswa kwako kwekupedzisira wakagamuchira Thai baht shoma pane yawaitarisira. Kunze kwekuti € 21 yakabviswa pamari yawakaratidza, izvi zvinogona kunge zvakakonzerwa nenyaya yekuti wakasarudza kutaura maeuro mubhadharo yako. Ini zvakare ndinoshamisika kana iyo huwandu hwe € 21 inosanganisirawo mutengo we € 6 wekubhadhara kwenyika kana kuti iyo mitengo yakanga ichiri kubhadhariswa zvakasiyana, sezvazvaive zvakaita kwandiri munguva yakapfuura. Iwe wakataura zvakare kuti iwe wakashandisa yechitatu (BEN) sarudzo yekuendesa kwako, mubatsiri
Wadiwa Jacques, pandakashandisa ING pakuendeswa kwangu kuThailand, ndaigara ndichiisa mari mumaeuro nechikonzero chakafanana newe. Mazuva ano, zvakadaro, webhusaiti yeING inoti pasi peWorld Payments chitsauko: 'Tinokuraira kuti utumidze nemari yeakaundi inotambira. Izvi zvinodzivirira bhanga rinogamuchira kushandisa mari yekuchinjana. Chero zvazvingava, ING inoratidza kuti mwero wavo wakanaka kupfuura mwero webhangi rako reThai. Sei iwe uchifunga, zvisinei nezano rebhangi rako, ING, kuti uchiri kufanira kutaura huwandu hunozoendeswa mumaeuro? Izvi zvinogona kunge zviri nekuti hazvina kunaka kuchinjanisa mari yeThai mari yeEuro muNetherlands, asi mabhangi anoshandisa mareti akasiyana uye macharge ekufambisa. Izvo zvakashata zvawataura, zvekuti iwe unofanirwa kutanga waverenga kuti ingani Thai baht inoenderana ne2250 euros, inoratidzika kwandiri sechinhu chisiri chinokanganisa mune yako: mushure mezvose, iwe ndiwe anotumira uye anogamuchira panguva imwe chete, saka kutsauka kudiki. hazvina basa nazvo.. Nekutamiswa kwako kwekupedzisira wakagamuchira Thai baht shoma pane yawaitarisira. Kunze kwekuti € 21.= yakanyimwa kubva pamari yawakaratidza, izvi zvinogona zvakare kuve nekuti wakasarudza kutaura maeuro mubhadharo yako. Ini zvakare ndinoshamisika kana iyo mari ye21 € inosanganisirawo mitengo ye6 euros yekubhadhara kwenyika kana kuti iyo mitengo yakabhadhariswa zvakasiyana, sezvandakaita kwandiri munguva yakapfuura. Iwe wakataura zvakare kuti wakashandisa yechitatu (BEN) sarudzo pakutamisa kwako, uye zvechokwadi ING yakachajawo mari yeizvi. Zvakadaro, Jacques, ndiri kuda kuziva kuti ucharamba uchiendesa mberi kuburikidza neING uye kana zvakadaro, ucharamba uchipinza maeuro here kana kuti uchaendesa mari yacho muThai baht. Pamwe ungade kugovera izvi paThailandblog munguva yakafanira? Ehe ndinoshuvira iwe akawanda 'yucks' kune yako euros sezvinobvira!
Wadiwa Leo Th, ndinokutendai nemhinduro yako uye ndinoshuvira munhu wese mabhaht akawanda emaeuro sezvinobvira. Mari yeEUR 2250 yakabviswa kubva kuakaundi yangu yekutarisa uchishandisa nzira yekutumira yandatsanangura.Zvizhinji hazvisi kuoneka. Kana kutumira pasi Yakagovaniswa mari
Ndaigara ndichibvisirwa mari yacho uye 6 euros. Kubhangi reBangkok ndakaona kuti 2229 euros chete yakanga yatamiswa nebhangi reING. Saka iyo yakazara yakanyimwa maeuro makumi maviri nerimwe uye kana bhangi reING richiri kuverenga maeuro matanhatu pasina kutaura izvi zvakasiyana, izvi zvinopindirana mumari iyi.
Ini handina chivimbo chidiki chekuendesa mari nemabhahts kubva kuaccount yangu yeING kuenda kubhangi account yangu yeBangkok. Ndichambozviedza.
Pakazara, sezvandakaratidza nemitengo yangu yeapp, ndakasvika ku49,10 euros yaive yabuda uye yakazoguma muhomwe dzemabhangi. Bangkok bhangi rinochaja mazana maviri ebhaht mutengo, toti 200 euros uyezve mutengo wasara = 6-49 = 21 - 28 = 6 euros. Bangkok bhangi rakabhadhariswa nereti yakaderera yekuchinjana iyo 22 pachinzvimbo che33.24500
Huwandu hwemambure muakaundi yangu yekubhangi yeBangkok hwakaguma hwave 74,102.11 bah - 200 baht = 73,903.11
Zvinogoneka kuti mwedzi unouya ichave inotungamira yesimbi yakaraswa uye iyo ING bank ichave nemukana wakawanda uye bhangi Bangkok zvishoma zvishoma, asi hazvizosiyana zvakanyanya. Ini ndichabvunza bhangi reBangkok kuti ridhindirwe zvakare uye ndiri kuda kuziva kuti bhangi re ING ratumira chii.
Chakandishamisa ndechekuti kutumirwa kwacho kwakaitika kuburikidza neDeutsche Bank Ag sezvakataurwa pagwaro rebhangi reBangkok. Handizivi kuti vanoita mari nazvo here.
Ndinofanira kutaura kuti uri kundiudza chimwe chinhu chinoita sechisina chokwadi kwandiri. uye nei. Mari yekufambisa sezvaunotaura zvinogoneka, asi kutenda chimwe chinhu. Hongu ndinoziva kuti imwe RaboBank haina kufanana neimwe. Imwe neimwe RaboBank chikamu chese. asi iwo mabhanga akaparadzana. Mortgage interest pane imwe RabBank inogona kunge yakakwira kupfuura imwe. Saka pamwe zvakare yako nyika kubhuka. Ndakashandisa Rabobank kakawanda kubhuka pasi rose. is quite cogic otherwise mari yako haisvike kune imwe nzvimbo yenyika. Kubhuroka kwepasirese kunoshandawo kune dzimwe nyika dzeEurope dziri kunze kweEU. Kuti udzoke kune kutamiswa mu2009/2010, mari inotamiswa ka4 nekuda kwekuroora neRabo account yekufambisa mari muNetherlands 10 Euro nguva imwe neimwe. MuThailand panguva iyoyo yaive zvakare yakapoteredza 10/11 Euro. Saka atova 22 euros. Uye uri chokwadi, muNetherlands zvinongonyadzisa kana iwe uchida kutenga Thai yekugezera, kana ndikarangarira nemazvo, pakave nemusiyano wekutenderera 8 Bath nebhangi muThailand. Asi Transferwise ichiri kuchengetedza nezve 1 yekugezera kupfuura zvaunowana kune yako euro, semuenzaniso, BangkokBank kana KrungthaiBank, mumazuva iwayo kuendesa mari yaive mari yakawanda kana iwe uchiziva kuti ndaitumira nezve 6000 Euro nguva imwe neimwe. Saka Siamexchange uye Superrich vanogara vachipa zvakanyanya kune yako Euro. Saka Transferwise yakachipa kana ukaverenga nemazvo, hapana kutamisa kunodhura 7 Euro uye unowana inenge 1% yakawanda. Zvechokwadi unofanira kubvisa 15 kubva pamari yakatumirwa.
Vanhu izvi zviri nyore kuverenga. Kana ndakanganisa ndinogadzirisa nemufaro
Ita shuwa kuti mari yako yekuchinja iri zuva rimwe chete. Bank rine 1 rate pazuva
Asi Transferwise inogona kuva yakawanda. saka tsvaga Transferwise kanenge ka2
kana ari masikati muThailand
NeRabo Account
Iwe unoziva zvaunobhadhara muNetherlands Kana ndikatenda 7 Euro
Asi iwe unobhadharawo mari yekubata muThailand uye GGM van Osch yakanganwa izvi
Zvino chasara kuverenga huwandu hwethaiBath nechiyero chekuchinjana chezuva iro kubva ..
with transferwise
isa mari yakafanana yaunotanga nayo paunotanga neRaboBank woona zvasara.
Mari yataurwa inochajwawo kuaccount yako
Hapana mari yekubata, nekuti mari inogara muGermany, haiyambuki muganhu.
Thai departmentTransferwise ichaendesa iyi mari kuaccount yako. Saka hapana mari yekubata inoda kubhadharwa. kwete kutumira kubva kuNetherlands nokuti mari inogara muEU uye isingagamuchiri.
Ndisati ndapindura izvi. edza izvi kwevhiki ikozvino uye tizivise.
Kana ndine nguva ndichazviita pachangu asi ndoziva kuti BangkokBank inochaja 500BTH pamuripo wekubata.
Saka izvi zvakanaka. zvese zvakamira pakupera kwesvondo, saka tanga Muvhuro
Kana ndikanzwisisa nemazvo, hauchadi bhangi reNL, asi ita kuti AOW yako nepenjeni zviendeswe kuTransferwise account.
Zvinoita here izvi , ko SVB nesangano renyu remudyandigere zvinobatirana here ?
Ehe, chero iine nhamba yeIban uyezve kubva kuEU nyika. uye unogona kunyora pasi kero yako yeThai,. asi iwe zvakare unofanirwa kuve nekero yepositi muNetherlands. Asi iwe zvakare unofanirwa kuita izvi kana ukaramba uine Dutch Bank Account. Ndinofunga kazhinji zvinodiwa. pamwe neRegio Bank neAOW, ndaifunga kuti penjeni yangu inogonawo kuve inosungirwa. Ndakakanganwa kufona uku kakawanda. kwete zveizvi chete asiwo zvekutama. Inouya nezvakawanda kupfuura zvandaifunga. uye vanhu vakatobva kune dzimwe nyika vanoziva izvi zviri nani kundipfuura.
Ini handina kero yetsamba yechiDutch uye hapana chiremera chakambochibvunza. Maakaundi angu maviri ekubhangi eThai anga ari pakero yeThai kwemakore gumi nemaviri.
Ndave nemakore makumi mana nematatu ndichigara muThailand uye handisati ndambokumbirwa kero yetsamba, kutanga neBhangi rePost uye zvino nebhangi reING. Chimwe chinhu ndechekuti kana ukabviswa kuNetherlands hauchatenderwe kana kuve neakaundi yekubhangi muNetherlands nekuti "saka hausati waenda. Saka izvi zvinobvumwa neupofu. Ingobvunza SVB.
Kunyanya nemari yakakwira, transferwise yakawanda uye inodhura zvakanyanya. Uye kana chimwe chinhu chikatadza nekutamisa, hausati wawana mari yako zvakare uye/kana kwaunoenda, izvo zvinogona kuita musoro chaiwo nekuchinjisa. Google transferwise wongororo! Kwete, hapana chinokunda basa rebhangi reDutch.
Yes you are right. Kana chimwe chinhu chisina kumira zvakanaka, hapana chaunowana. Asi ndizvo nemabhangi ese. Mabhangi echiDutch akambotumirwa kubva kuaccount yako kuenda kuThailand harisi bhangi rinokudzosera mari. nokuti imhosva yako. Ndakakumbira ruzivo pamusoro peizvi munguva yakapfuura kubva kuRabo Bank neABN Kunyange kana ndikarayira munyori wedhesiki kuti andibatsire. Nekuti neniwo ndaitya kana pane chakashata. Kunyara nemari. Wobva wawana tsananguro iyi. Ndakatumirawo mari yakadai kakawanda. Asi kwemakore masere apfuura ndagara ndakatakura mari nekuda kwechikonzero chaunotaura nezveTransferwise. Asi iye zvino pandinoenda kune imwe nyika zvinotonyanya kuoma. saka ndinofanira kuendesa mari neimwe nzira uyezve ME Transferwise ndiyo yakanakisa sarudzo kusvika zvino. Nechikonzero chandambokuudzai. Kana mari yabviswa kubva kuaccount yako kuenda kuThailand uye chimwe chinhu chinokanganisa. Hapana Bhangi muNetherlands richakudzosera mari iyi. Chete kana chimwe chinhu chikaitika kwairi muNetherlands. Ini handingataure zvakare mukati meEU, nekuti ini handizive
Pane aneruzivo here neREVOLUT????
Inzira itsva yekubhadhara pamhepo mune chero mari yaunogona kuzviseta.
Uyewo budisa VISA kana MASTER CARD yekushandisa chero kupi zvako.
Ini handina ini, asi iwe unogona kuverenga ruzivo nezvazvo painternet kana ukanyora revolut uye kushamwaridzana kwevatengi pamwechete.
Ini ndinogara ndichiverenga pane ino weblog nezve transferwise.
Zvino ini ndoda kuziva kuti zvinhu zvinofamba sei kana chimwe chinhu chikatadza nekutamisa kana chimwe chinhu chakadaro pakuchinjisa.
Uye ndiani ari transferwise zvakadaro.
Ini pachangu ndiri kuRegiobank, kwemakore mazhinji uye ndinoda kubhengi nekuti vanoshanda nemasangano (inishuwarenzi uye brokerage) anowanzo kukuziva iwe pachako.
Kana chero chinhu chikatadza, kufona kune agency yangu uye zvese zvicharongwa zvisina mhosva.
Mukuwedzera, iwe unokurumidza kuva nemumwe munhu pafoni uye kwete kutanga izwi rebhobhoti rinoridza purogiramu, iwe unoda kupinda 3 uye gare gare teerera chidimbu chemimhanzi inenge maminitsi gumi.
Sei uchitora njodzi nechimwe chinhu senge transferwise kune mashoma maeuro mamwe. Makore maviri apfuura bhatiri rangu reDigipas rakanga risina chinhu mushure memakore, ndakarityora ndokuriisa mubhatiri nyowani, asi harichashandi. Kungofona kusangano rangu, izwi randinoziva muhofisi parunhare, uye ndakagashira itsva pasina nguva.
Ndosaka dzimwe nguva ndichimbozvibvunza kana mari yekuwandisa kana kutamisa mari yave kutokudhurira, zvichiri kuchenjera here kugara muThailand.
Jan Beute.
Handisi kuti zviri kundiuraya. Asi ndakadyiswa. Ndaifanira kushanda nesimba nokuda kwezvose.
Ndikaenda ndinokwanisawo makore mashanu kana kudarika ndisingashandisi penjeni yangu.
Asi ini ndinosarudza kana chimwe chinhu chikaitika kwandiri, mudzimai wangu ane chimwe chinhu. Handizivi kuti wakaroora here.
Uye hongu, iwe hauna zvese zvayo. Asi ndine imwe pfungwa. Iniwo ndagutsikana zvikuru pano
Netherlands ibhengi rakakura. Asi RegioBank inokumbirawo mari yekufambisa. mari yekubata,
asi kana iwe uchichinjisa zvakananga, hongu chiyero chekuchinjana zvakare chakaderera. Kana iwe ukaramba uine account, chero bhangi muNetherlands. Ndichiri kukurudzira kushandisa Transferwise. Kana chimwe chinhu chaizoitika, chinhu chimwe chete chaizoitika semuNetherlands. Kana yangotumirwa, inobviswa kubva kuaccount yako uye hapana bhangi rinodzosera mari iyi kana chimwe chinhu chikaitika pakati pebhangi neThai bank. Kazhinji haugone kuzvitsvaga kumashure. Saka hapana Bank rinodzosera mari yako yawakatumira. Uye ndinoda kufona. Ndinoziva kuti chii chinodhura kana ukafona kubva kuThailand. Inobhadharwa, hongu, asi zvakare inokurumidza kuwedzera, kunyangwe ingave 1,75 euros paminiti. Nyangwe ndiine mari ndinochengeta vadiki vese. Vazhinji vadiki vanobatana vanongoita mari hombe. Neniwo handisati ndave nechokwadi. Regiobankcard rangu rinodhurawo mari. Asi zvakadaro zvinobatsira. Ndinokahadzika. Asi unokasira kuita mhedziso. As if you know kuti ndinomira sei panyaya dzemari. Kana iwe uchitevera Thailand blog zvakanaka, saka iwe unoziva kuti kuburikidza nemitengo pane chero chinhu. mutero wemutero chikwereti kana mudyandigere. vanhu vanopinda mudambudziko. Zvakare muThailand. Saka PLEASE funga usati wasvetuka kusvika pamhedziso. Ndiri kungoitira kubatsira vanhu. Ndinowanawo mazano uye munowanawo mazano kune vamwe vanhu. Sekutaura uye munhu iyeye akanyora nezve N26. Ndinofunga kuti izvi zvinobatsira pane zvandakanyora. Ini ndaifarira Transferwise, asi ndakavhurika kune vanhu vanotumira makomendi akadaro. Izvi zvinokonzeresa nyaya dzine vanhu nekucheka uku. Unoiunza sei uye unoiona sei uye unoitarisa nedivi ripi. Kutumira mari kubva kuRegioBank zvakananga kuThai Bank kunodawo mari. Pamwe zvishoma. Saka ndinobvumirana newe pachinhu chimwe chete. Ini ndinogona kungotsikisa izvo zvaunonyora nezveRegioBank. Vanhu vanowanzo taura mutauro/mutauro wakafanana nevanhu vanogara munzvimbo iyi nenzvimbo dzakatenderedza. Ingori Bhangi rakanaka kwazvo, kunyanya richienzaniswa neABN neRabo. Iniwo ndinokahadzika kuti kana kusatora izvi munhoroondo nekuda kwechikonzero ichi. Asi kana ndikachengeta account yangu, ndichaendesa mari kuburikidza neTransferwise. Sei uchipedza mari yakawanda iwe uchikwanisa kuzviita zvishoma. Ndine chokwadi chekuti munoziva kuti pane chakaipa pakuendesa mari zvekuti hapana bhanga rinokudzosera mari iyi. kana yangonyorwa nekutumirwa kuThailand haigone kurondwa. Saka imhosva here kwauri, nekuti unozviitawo neinternet banking, handizvo here?
Wadiwa Ferry, ini handiite mhedziso, asi sei uchitora njodzi nekuendesa mari yako yawakawana nesimba. Uye ndakamboendesa mari panguva yekutengeserana kuUSA iyo isina kusvika. Asi nekuda kweABN AMRO, zvese zvakashanda zvakare, izvo zvakatora mwedzi mitanhatu.
Vanodaidza kuti tracking kana chimwe chinhu chakadaro, asi iwe haurasikirwe nemari yako paunonyora.
Uye nei munhu wese ari kukurumidza kuti mari yacho inofanira kunge iri muakaundi yebhangi muThailand zuva rinotevera, kune moto kana chimwe chinhu.
Semumwe muvharidzi akatonyora uye kutaurwa pano, verenga wongororo nezve transferwise.
Ndoda kuitamba zvakachengeteka pane kumbogara pamablisters emari.
Hongu, ndakaroorwawo ndine vana vaviri vokurera.
Uye maererano nekupfupisa kune hanya, ndiko kuvonga kune zvematongerwo enyika makuru atave nawo muNetherlands mumakore achangopfuura.
Sezvakangoita kune vanhu vanobhadhariswa mutero kaviri pano muThailand kune yavo AOW uye ABP penjeni.
Zvinoita sekunge pasina kumhanyisa kuchinja izvi kubva kuNetherlands mushure mekubvunzana nevatungamiriri vemitero yeThai.
Asi kana vachida kuwana mari muThailand kuburikidza neDutch business community, varipo sehuku.
Anga asiri mumiriri weDutch nguva pfupi yadarika zvakare anga achishanya neboka muThailand, Cambodia neMalaysia.
Asi kune vanhu vanobatwa pano kaviri, havanetse.
Uye kufona kuNetherlands kwe1,75 euros paminiti kunodhura.
NeHappy Dtac kuburikidza nenharembozha (004) 10 yekugezera paminiti uye nekukurumidza kubatana kune TOT imba runhare (009 kana 008) ingangoita 5 yekugezera paminiti.
Uye pamusoro pazvo, kuonana pamwe chete neRegio bank agency kunogonawo kuitwa ne-e-mail uye hazvibhadharise chinhu.
Jan Beute.
Nanhasi, ndinoshandisa account yangu yeING kuendesa mari pamwedzi kuaccount yangu kuKasikorn Bank muThailand. Nekuda kwemitengo yakakwira uye yakaderera yekuchinjana inoshandiswa nevanhu, ndinoshuvira kushandisa "Transferwise" mune ramangwana.
Hapana kwandinoverenga kuti mari dzepamwedzi dzinogona kutamiswa sei kubva kuING-Bank kuenda kuakaundi yangu yeTransferwise uye matransferwise aya anotora mazuva mangani?
Ndatenda nerubatsiro rwenyu.
Wadiwa Willy,
Ini nguva nenguva ndinoendesa mari kuburikidza neTransferwise kune rudo rwangu muThailand. Iwe unongoda kugadzira mushandisi account (yako) paTransferwise. Iri ibasa diki, asi iwe unozozvinzwisisa. Uye ipapo iwe unogona kugadzira anogamuchira (profile) neakaundi yebhangi yeakaundi yako muThailand (akaundi nhamba + yekunyorera + SWIFT kodhi, nezvimwewo. Pandinoendesa mari, ndinongofanira kupinda muakaundi yangu paTransferwise ndozoitumira profile yemunhu anenge atambira. Saka haufanirwe kuisa zvese (Thai) zvebhangi zvese zvekuchinja. Handina akaundi yekubhangi ine Transferwise, asi ndinobhadhara mari ichaendeswa kuburikidza neIDEAL (kubva kuakaundi yangu yeDutch ING NL. ) Kuchinjisa kunotora mazuva maviri ekushanda. Saka muripo unoitwa mangwanani wozoiswa muakaundi yecheki yemudiwa wangu zuva rinotevera rekushanda munguva pfupi yapfuura. Uye mari yebhangi kuburikidza neTransferwise yakachipa zvakanyanya pane kutumira kune imwe nyika. ne ING Pachiratidzo chekutanga cheTransferwise. com unogona kuzadza muenzaniso uye kuona kuti yakawanda sei THB yauchawana yeEuro yako kana iwe waizoita shanduko panguva iyoyo. Handizivi kana zvichiita kumusoro (otomatiki) kuendesa nguva nenguva kuburikidza neTransferwise, asi ini ndine izvo zvakare Hazvidiwi nekuti kuita kufambisa kuri nyore.
Rombo rakanaka !
Iwe haugone kuchinjanisa Thai Bath kuita maEuro kuburikidza neTransferwise kubva kuThai Bank Account yako wobva waiendesa kuDutch account account yako.
Yako Aow inogona kuendeswa yakananga kuThai account neSVB, inodhura 0,01 pamwedzi. Iyo Bangkok Bank inobva yachaja 0,25% ine hushoma hwe200 uye inokwana mazana mashanu eThai Bath uye kuchinjanisa kuburikidza neyavo yakanakira mwero weTT Buying Rate.
Chero ani anoziva nzira yekuverengera mari kuNetherlands kubva kuThailand?
Kana uchibvisa mari pamushini nekadhi master, mari inofanirawo kubhadharwa nguva yega yega, handiti?
Ndinonzwisisa kuti kunze kweEurope mabhangi ose anokumbira mari kubva kune debit European cardholders.
Pamwe bunq chimwe chinhu kwauri. Unogona kuwana ruzivo nezve izvi paConsumers 'Association.
Ndine account isina muganhu neTransferwise
Euro, US uye zvakare yakabatana neiyo THB account yangu
Kuchinjisa mari pakati peaya maakaundi kunotora masekondi, kunze kwekunge neTHB hongu zvinogona kutora awa kana kupfuura
Mari shoma uye iri nani yekutsinhana mwero pane yechinyakare kubhengi
Uye zvakare, iyo N26 account yekuchinjisa mukati meEurope kana kana ndiri pazororo ipapo kune ATM
Zvese zviri mukugadzirira kubviswa kweABN account neABN
Kune vese vari muNetherlands avo, mumaonero avo, vanoendesa mari pamwedzi nebhangi kana Transferwise kune mudiwa muThailand nemutengo wakakwira, mukufunga kwavo:
Vhura akaundi nyowani yebhangi nebhangi reDutch, endesa mari (mukati meNetherlands) kuaccount iyi uye rega mudiwa wako abvise mari kubva kuATM nekadhi rebhangi reakaundi nyowani (Dutch). Mari yacho inoenderana nehuwandu hwenguva iyo mudiwa anobvisa mari uye saka inodzoreka. Unochengetawo chidimbu chemari yemudiwa wako.
Zano rakaipa kwazvo! Pamusoro pemari yakawedzerwa pamwedzi yeakaundi yebhangi yechipiri, unobhadharawo mari yakatarwa yekubvisa kadhi rechikwereti kuThailand, zvese kubhangi rako reDutch (ikozvino € 2 kuING) uye kubhangi reThai (kazhinji 2,25 baht, ingangoita €. . Tichifunga kubvisa kubva kuThai ATM ye € 220.= (iyo yakawanda yakawanda inofanira kubviswa panguva), iwe naizvozvo unenge uine € 6,60 + € 1,1 + € 500 (2,25%) = € yakarasika 6,60. Uye zvakare, zvisinei kuti nderipi bhangi reThai raunoshandisa, muyero wakaderera wekuchinja unoshandiswa pane Transferwise. Mutengo wekuchinjana paTransferwise parizvino uri 5,50 uye mutengo wakazara navo wekuchinjisa kwe1,1 € 'chete' € 14,35 (kuchinjisa nyore).
Transferwise ichiri nzira yakachipa yekuendesa mari kubva kuNetherlands kana Belgium kuenda kuThailand.
Ndakaverenga mameseji akawanda pano anotaura nezvemitengo, asi kwete iyo mambure yavanogashira muThailand paaccount yavo, kanganwa nezvemitengo uye uone kuti yakawanda sei yaunowana NET muThailand paaccount yako, ipapo Transferwise inouya musoro nemapfudzi seyakachipa. kunze.
Kana ukatamisa 1000 euros nhasi netransferwise, unenge uine mambure e33140 baht pane yako Thai account.
Kana iwe uchichinjisa neyakajairwa kubhangi transfer, unogara uine zvishoma
Kupinza nekadhi rebhangi reDutch kana reBelgian hakuna tariro zvachose, saka wakaita rombo rakanaka rekupinza 31000 Baht ye1000 euros.
Mari yangu inongoiswa muakaundi yeDutch. Hanzvadzi yangu kana mukoma anouya kuzororo kamwe kana kaviri pagore. Vanobvisa mari muNetherlands uye vanotora maeuro navo (max. 10.000 euros). Kuno muThailand ndinochinjanisa maeuro angu muBaht pamutengo wakanakisa ndoisa paakaundi yangu yeThai. Mutengo wezvose izvi zero, comma, zero.
Ndakaita izvozvo kare, asi iyo Transferwise mwero iri nani kupfuura iyo yekutsinhana mahofisi pano (TT Exchange kana SuperRiche) kuti kunyangwe neTransferwise inodhura haichaite mutsauko pachiyero. Chakanakira Transferwise ndechekuti hauchafanira kubva pamba.
Mutengo zero point zero, kusvika panguva yavanorasikirwa nemari yako kumwe kunhu kana kukungurutswa kumwe kunhu.
Ipapo mari yacho inokurira zvikomborero.
Kufamba nemari yakawanda hakusi kungwara.
Jan Beute.
Murume anotambura zvakanyanya nekutambura kwaanotya. Ini handizive chero munhu akakungurutsa kana kurasikirwa nemari (kunze kwehupenzi hwavo.
Kutevera zvese zvakatumirwa pamusoro, ndakazviedza nezuro uye ndakatamisa zvishoma zve700 € kuburikidza neTransfarewise kusvika pano (Thailand), sarudzo ndeyako.
Mhoro A
23.204,92 THB sind auf dem Weg zu A. Das Geld sollte heute, am 7. Oktober, auf dem Bankkonto ankommen.
Iyo EUR zu THB-Kurs yaive pa33.4283. Die Gebühr yaiva 5,83 EUR.