Kuzviisa Muverengi: Zvisingaonekwe, matanho matatu anobata zvakananga vanorega muThailand.
Budget Day 2015 yakatopfuura kwemavhiki mashoma, uye kufunga kwakawanda uye zvemari kwakatevera kwakapfuurawo zvakanyanya kana zvishoma zvinyararire.
Nezvechinzvimbo chevakwegura uye zvikomborero zvavo kubva kuAOW nepenjeni, zvakanyanya kuodza mwoyo kuti vakanga vasingabvumirwi kubatsirwa nehupfumi huri nani. Pane kudaro. Simba rokutenga revakwegura riri kuuya pasi pedzvinyiriro huru. Iko kutadza kuwedzera simba rekutenga kune vakweguru kunobatawo vanoenda pamudyandigere vanogara muThailand. Pane kushoma kunonzwika kuratidzira, zvakare kubva kuna Henk Krol naJan Nagel vemakumi mashanu+ bato.
Munhu wese anobva angove mutero wekunze kwenyika
Kune zvakare chiyero chechipiri chisina kunaka: kubva gore rino zvichienda mberi, chero munhu, semugari wechiDutch, anogara zvachose muThailand uye nekudaro akaregererwa kubva kuNetherlands, achaonekwa se 'muteresi wekune dzimwe nyika' neVatongi Vemitero. Izvi zvinoreva kuti hapana makiredhiti emutero uye zvakabviswa zvinogona kutaurwa pamutero wegore rino. Yechipiri bracket tax rate ikozvino yakaderedzwa kubva pa2 kusvika 42%, asi ichi chiyero chakajairwa uye chinoshanda kumunhu wese. Izvo zvakasununguka pamamiriro ezvinhu evakwegura uye vose vateresi vanobatsirwa nazvo.
Low actuarial interest rate inokanganisa mabhenefiti emudyandigere
Chechitatu, chinotyisa zvikuru ndechekuti simba rekutenga revakasiya basa richadzikira ne5% paavhareji mumakore gumi anotevera nekuda kweiyo itsva (UFR) actuarial interest rate yakashandiswa kumari yepenjeni kubva muna Chikunguru gore rino. Iyo itsva actuarial interest rate inoreva kuti zvikwereti zvehomwe yepenjeni zvichakwira Euro 20 bhiriyoni. Mari yepenjeni inogona kungotanga kuisa indexing yepension pave paya. Pano zvakare, pachava nemigumisiro yakaipa yemamiriro ezvinhu uye nzvimbo yevakasiya basa, sezvo mari yepenjeni ichamanikidzwa kutema pensions. Mhedzisiro yeiyo yakaderera actuarial mubereko haisati yafungidzirwa kana kutarisirwa zvachose, uye pakupedzisira inokuvadza vese (kusanganisira ramangwana) vakasiya basa. Chishanu chinotevera, Gumiguru 9, Munyori weHurumende Jet Klijnsma (PvdA) anofanira kuunza mhedzisiro yeongororo mune izvo actuarial mhindu inounza kuImba yeVamiriri.
Tinomirira! Chii chimwe chatasara nacho?
Yakatumirwa naSoi
Ndiyo 5% pagore kana 5% mumakore gumi?
Chinyorwa chinotaura nezvekudzikira kwepenjeni kusvika pa5% mumakore gumi anotevera. Pamusoro pezvo, iwo maitiro asina kunaka emutero anoshanda gore negore uye kuderedzwa kwesimba rekutenga kunoshanda gore negore nekuda kwekubuda-kwe-sync nekuwedzera kwemutengo. Saka nekufamba kwemakore unenge uchingozvidya.
Hello,
Ini handisi kunzwisisa nyaya yekuti munhu wese achatorwa semuteresi wekune dzimwe nyika akabvisirwa kunyoresa muNetherlands.
Zvakanga zvisiri izvo nguva dzose here?
Ini handinzwisise kuti sei iwe usingazove nezvinhu zvinobviswa muNetherlands. Kana wakaregererwa, hausisiri mutero wechiDutch, ndizvo here?
Rukwaziso rwose. Bz
Verenga nezve musimboti: anokodzera mutero wekunze kubva 2015 zvichienda mberi: http://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/internationaal/fiscale_regelingen/
Wadiwa Bz, kusvika muna 2014 unogona kusarudza kurapwa semutero wemumba kana wekunze, kunyangwe wakadzingirwa kunyoresa muNetherlands.
Unogona kutamba nechirongwa chekuzivisa uye woona sarudzo yako zvichienderana nemhedzisiro.
Ikozvino hapana munhu anobva kuNetherlands anogara muThailand uye akanyoreswa muNetherlands anokodzera kuve mutero wepamba.
Saka iwe uchabatwa zvizere maererano nemitemo yeThailand-Netherlands Chibvumirano, semuenzaniso AOW inobhadhariswa mutero muNetherlands, penjeni dzimwe nguva inobhadharwa muNetherlands, dzimwe nguva kwete, nezvimwe.
NicoB
Munhu wese akawanawo mabrace echinyakare ekuti "chii heki" kuti bhurugwa risimuke? Nekuti vanhu vese vechiDutch vanogara muThailand vari kuramba vasina kupfeka!
Hongu Yuundai, zvinosuruvarisa kuti hatizokwanisa kunzvenga maBRACES kuti bhurugwa risimuke.
Taimbokwanisa kukwira pachikuva kunopidigura hurumende, asi zvinosuwisa kuti hazvichaitike.
Vatungamiriri vedu vehurumende parizvino vanongotya vashandi vadiki nekudaro vanovadheerera zvishoma pane vakwegura vasina simba.
Uye nerombo rakanaka vakuru vakasimba vari kunze kwenyika kuRutte kirabhu. Nei vachatitsigira iye zvino? Hatikwanise kutumira kirabhu iyi kumba.
Mutero wekunze unosungirwa, izvi zvinorevei? Ndiyo nyaya yekuti hapana chikumbaridzo chisina mutero chinoshanda kumari yemutero yeDutch yakadai sepenjeni neAOW?
Marcus, izvi zvinoreva kuti chikumbaridzo chisina mutero = chikwereti chemutero hachichashandi,
izvo zvaungangotora chete kana ukasarudza kuva muteresi anogara.
Pamusoro pezvo, pane chimwe chinhu chisati chataurwa mumhinduro, chikwereti chemutero chemukwanyina/mutero hachichabhadharwi, uye mumwe wako haachakwanisa kusarudza kuva muteresi anogara. Izvi zvaimboitika kana iwe ukabhadhara mutero wakakwana muNetherlands; Izvi zvinogona kuve kurasikirwa kwakakosha kune avo vasina chete mutero wemudyandigere wehurumende muNetherlands, asiwo vane mutero wepenjeni muNetherlands zvinoenderana neThailand-Netherlands Treaty, semuenzaniso mudyandigere wakavakirwa pamari yehurumende.
NicoB
Sorry, asi dambudziko rako rinonditiza.
Imi mese makasarudza Thailand nezvikonzero zvakasiyana: mamiriro ekunze akanaka, mukadzi akanaka kugeza musana wako, mutengo wakaderera wekugara ...
Uye ZVIMWE iwe unoda kugamuchira muripo wakafanana nevakuru vanogara muNetherlands, avo vanofanirwa kubata nemutengo wechimiro pano.
Uyezve: iwe unotova nemukana wemari zvakadaro: pandakanga ndakamira muTH muna 1993-4, ndakawana 15-16 THB yegidhidha, saka x 2,2 = inenge 35 THB / Euro.
Kwenguva refu wanga uine yakasimba kwazvo pasi pebhodhi, kunyangwe ye53 THB/Euro. Munguva pfupi yapfuura chiyero chekuchinjana chakabata 35 THB / Euro zvakare, asi ikozvino yakadzokera ku40. Saka iwe uri kutogamuchira 14% mari yakawanda, inoda kuti munhu akwegura akasara muNetherlands anogona kungorota.
Uye zvakadaro ... chiDutch chinowanzo: kunyunyuta zvakare, nokuti ... imwe sandwich, iyo yakadyiwawo, yakanga yakanyanya tastier munguva yakapfuura ...
Iyo NL AOW inopiwa nehurumende maererano neCURRENT mutemo wekubhadhara mari yekugara muNL, inofanira kubhadharwa nevashandi veCURRENT, avo saka vanogamuchira rubatsiro rwekushandiswa kwevakwegura muhupfumi hweNL. Hausati wambobhadhara kana cent pa pension yako yehurumende.
Kana uchida kuenda kumwewo: sarudzo yako, asi iyo AOW... ndeyekushandisa muNL (ok: Euro country).
Ndokumbira utarise: AOW yako yakavakirwa paCURRENT mutemo. Saka kana ruzhinji rukaumbwa musarudzo dzinotevera kune tsananguro iri pamusoro... unogona kusimudza kuAOW yako pazuva reTH. Chimbofunga nezvezvazvino kana zveramangwana mamiriro ane mabhenefiti ekutumira kunze kwenyika kuMorocco.
Pension yako yakavanzika = mupiro wako wega (inenge 20-25%) + kudzoka pane savings (yasara, saka 75-80%): ndiro dambudziko rako pachako. Uye izvo zvinodzoka zvakadonha mumakore achangopfuura (pamwe chete neinflation, nenzira).
Unosvika sei pakufunga kuti handisati ndambobhadhara penjeni yangu yemazuva ano?
Ndakabhadhara mapremium eAOW kubva pazera re15 kusvika pazera re65
Kwaziso kubva kumudyandigere anogara achibhadhara maprimiyamu eAOW
Kudai tose taifanira kudzoka, zvinetso zvacho zvaizova zvakatokura kupfuura zvazvakaita iye zvino. Ndakashanda hupenyu hwangu hwese ndichibhadhara mari yangu yemudyandigere neyemudyandigere.Ndakabva ndatora tsamba yekurapwa kubva kuvanamazvikokota uye zvichitevedza mutemo, nokudaro ndichichengetedza mari yemunisiparati neyehurumende.AWBZ, rubatsiro kubva kumanisipala nekuda kwehurema nehurwere.
Uye mari yekubhadhara yadonha nekuda kwehurumende, mabhanga nehomwe dzepenjeni kwete nekuda kwevakashungurudzwa. Vanongova nezvinoipira chete, uye kutaura kwako kwe53 THB hakuna maturo, yaive muyero mupfupi wakagara kwenguva pfupi kwazvo. Iwe unokanganwa kuti isu tinobhadhara zvakawanda zveinishuwarenzi yehutano, mari yekugara, nezvimwewo. Kana munhu wese muNetherlands achibvumidzwa kurarama zvakafanana nevaThais vazhinji pano, vachange vaine zvakawanda zvasara uye havazove nematambudziko emari. ''t have to have any now.Dai avo vakakonzeresa vange vashandisa pfungwa dzavo uye vakatora mutoro.Pachinzvimbo chehutsotsi,hutsotsi uye kunyepa nekunyengedza.Uye handinzwisise zvaunotaura nezvekudya zvikwama zvevamwe nekuti hazviitike muno muThailand. Kana uchigara zviri pamutemo ikoko. Uye muna 1993 wakawana 35 THB yeeuro. Ikozvino nguva shoma yapfuura ndakawana 35,09 uye 37 THB ye euro. Saka????? kwenguva refu." Uye kana ndaida kudya semuNetherlands, zvingatove zvakadhura zvakanyanya. Ndinoona zvirevo zvenyu zvisina kukodzera uye zvisina kutsigirwa zvakanaka.Dai ndisina matambudziko akawanda ezvokurapa muNetherlands, ndaizodzoka mangwana.Hongu, kuderera kwemitengo yekurarama uye zvimwe zvinhu zvakawanda. , Uye unoenzanisa mamiriro ezvinhu aripo iye zvino neanoda kusvika makore makumi maviri nematatu apfuura.
Tsananguro yakajeka. Ndinobvuma zvachose!
Wadiwa Harry,
Ndinofunga kuti kubviswa kweAOW kune vanhu vechiDutch vanogara kunze kwenyika hakuzomisiki nekukurumidza, nokuti ndivo vakavaka Netherlands mushure mehondo uye vakabhadharawo mari yakawanda yeAOW. treasury (10% ye muhoro wako x 50 makore).
Kwaziwai Nico
kubva kune zuva reThailand……..
Harry anofuratira chokwadi chekuti mabhenefiti eAOW anobhadharwa "chaizvo" kunze kweNetherlands. Hapana zvikwereti zvemutero uye mvumo, hapana kubviswa mutero. Isu tinongobhadhara chikamu chedu chemutero. Iyo AOW muTH iri uye icharamba yakafanana kubva kuDutch tax zviremera. Iwe haugone kutenderera izvo kunze kweNetherlands zvakare. Mabhenefiti aizouya kubva kumitengo yakaderera yekugara inodzikiswa nemitengo yakakwira inishuwarenzi yehutano. Mwero wepamusoro webhaht unozoiswa kunze nenguva dzine mitengo yakaderera.
Chasara isnekinne! Asi icho chaive chatova chikonzero chekusiya Netherlands.
Ndinovagodora chaizvo, vemazuva ano vari mudyandigere. Ndinogona kuramba ndichishanda kusvika ndave (netariro) 67, kana ndisiri 70 panguva iyoyo. Saka ndinofanira kumirira nguva yakareba yenguva yangu yemahara, yakabhadharwa uye ndinovimba kuti ndinogona kunakidzwa nayo.
Handisati ndambonzwa zvisina maturo zvakadaro. Vanhu vakabhadhara mari yepenjeni yehurumende upenyu hwavo hwose. Uye maererano naHarry, vangave vasina kodzero yekuwana mari yavo. Kunyange vachifanirawo kubhadhara mitero kana uchigara kunze kwenyika (izvo zvinoponesa hurumende mari yakawanda) Uye zvakadiniko nemusiyano wekuchinjana. Izvozvo zvinogona kuitika nyore nyore zvakasiyana. Nekuti kana vakaramba seizvi muEurope, euro inogona kuenda kumakumi maviri baht. Uye saka iwe unotenda kuti nyika inosarudza zvatinoita nehupenyu hwedu nemari. Kunyange isu tichishandisa mari yakawanda kuna mambo nekuti anoda kuve nekugara munyika kune imwe nyika.
Zvinotaurwa naHarry ndezvechokwadi kuti vanhu havambozvibhadharira penjeni yehurumende, semuenzaniso ini ndakabhadhara mari yepamusoro yepenjeni yemakore makumi mashanu, nepo vamwe vasina kumbobvira vashanda hapana chavakabhadhara, saka hazvina musoro kana uchigara muThailand kwete. kuwana nguva refu; Thailand zvakare inyika yechibvumirano, chirevo euroland ok. hazvina musoro ko munhu wese haatenderwi kuzvisarudzira kuti achanogara kupi kana kuti kwete??
Svondo rapfuura ndakatambira tsamba kubva kuvakuru vemitero yeDutch, ine zvinotevera:
"Kutsauka kubva kune yako 2013 IB tax return"
Mari isingabhadharwi:
"Unoratidza kuti mari inobva kuNetherlands haina mutero muNetherlands.
Izvi hazvina kunaka. Chibvumirano chemutero neThailand hachisanganisi mari yepenjeni yehurumende uye ye annuity
kuNetherlands. Chiziviso chako chakagadziridzwa pachinhu ichocho. "
Ndanga ndichigara muThailand kwemakore gumi uye ndakadzimwa muNetherlands.
Ndine annuity yekubhadhara iyo kambani yeinishuwarenzi (inosungirwa) mutero
inosanganisira. Ndinogara ndichiiwana mushure mekunyora mutero wekunze kwenyika
deposited. Panenge muna 2013 vanongoerekana vatanga kuita matambudziko.
Ndinofunga mumwe munhu akavhiringika muHeerlen.
Kana kuti mumwe munhu akamuka muHeerlen, hongu.
Nekudaro, hazvina kujeka kwandiri kana iyo annuity inofanirwa kubhadhariswa mutero muNetherlands.
Zvinoita kunge pane kuvhiringika kukuru pamusoro peizvi.
Ndoda ini.
Anyway, ndichazvigadzirisa ipapo.
Chinhu chakaipisisa chakaitika kune vekunze ichokwadi chibvumirano chakasainwa naAscher neMorocco kugadzirisa mabhenefiti kumitengo yekugara.
Iri rinogona kuve rezinesi rekuita izvi nedzimwe nyika dzese.
Zvichiri zvakanaka kuva ne "leveling cabinet" yakadaro
Asi ndizvo zvaidiwa nevanhu vazhinji veDutch! Uyu aitova mumwe wevatungamiriri vebato iro raizogamuchira mavhoti akawanda muNetherlands! Sei uchibhadhara mari yakafanana kune vanodzoka kuMoroccans (avo, nenzira, vakabhadhara mari yavo yekubhadhara nezvimwewo nokuda kwehupenyu hwavo hwose hwekushanda muNetherlands) sekune vanhu vechiDutch vanogara muNetherlands? Tichifunga nezvemitengo yakaderera yekugara muMorocco, vanogona kuwana zvishoma, handiti? Uye zvino kuti bhora rakadzokera kune vanhu vechiDutch vanogara kunze kwenyika nemari yakaderera yekugara, chiyero chacho kamwe kamwe hachina kunaka? Unyengeri! Chokwadi ndechekuti iwe unogona kugara muumbozha muThailand neAOW yako uye nepenjeni diki pane nemari yakafanana muNetherlands? Uye iyo inodhura mari yekuchengetedza hutano? Ndine urombo ... wakasarudza kugara munyika umo izvi zvisinganyanyi kudzorwa kupfuura muNetherlands, handiti? Kwete… usanyunyute… ingonakidzwa neThailand inoshamisa!
Nezve chibvumirano chaLodewijk Asscher neMorocco, chinongedzo neAOW/penjeni chinonditiza. Asscher apedza chibvumirano maererano nemabhenefiti akavakirwa paGeneral Surviving Dependents Act, the partial disability benefit (WGA), uye maallowance maererano nekuremara uye kubatsirwa kwemwana. Mubatsiro wemwana unozoshanda chete kubva 2021.
Uyezve: zvibvumirano zvitsva zvichashandiswa kune vanhu vane kodzero yeimwe yemabhenefiti kubva ku2016, uye haishande kune vagari veMoroccan-Dutch avo vatove nekodzero yekubatsirwa. Izvi hazvishande kune avo vakadzokera kunogara kuMorocco mushure mezera re65 nepenjeni yavo yenyika (nemudyandigere).
Wadiwa Kor,
Iyo AOW HAISI pundutso, asi gadziriro yekuchembera maererano nemutemo.
@Ioe: Ndinofunga nyaya yako inongova chikamu chese:
Hongu, NL ndiyo inonyima mari yedunhu rako AOW uye (yakatorwa muchivande muNL) annuity(s) nemamwe mapenjeni. Saka iwe unongowana yako NET chikamu chega chega, apo makambani einishuwarenzi anotanga nekuchengetedza kwakanyanya, ndakafunga 51% (hongu, zvione uine rombo rakanaka nehurumende yako yemutero yeThai).
Pakupedzisira, zvinhu zvose zvinoshumwa kune zviremera zvemitero, izvo zvino zvinowedzera zvose. Iwe hauzombofi wakasvika iyo yepamusoro ye51%, saka iwe ucharamba uchigamuchira zvimwe zvekubviswa.
Chii chakachinja munyaya yako muna 2013? Handizive.
Pane munhu ari kuHeerlen akavhiringidzika here? ?
Kana iwe zvakare uine penjeni kubva kuDSL kana B, semuenzaniso, ivo vanozoregawo iyo yakanyanya kuwanda. Kuti izvi zvinogona kugadziriswa sei muNetherlands: hapana zano. Handifunge kudaro, nekuti iwe unokwereta mutero muTH pamari yako yepasirese, apo kumwe kusabvumirwa kunoshanda (semuenzaniso watobhadhariswa mutero kune imwe nzvimbo)
Iye murume ane briefcase ari kutiseka here (ini) manje? Iwe waizofunga saizvozvo nemhando idzi dzemashoko uye sarudzo. Zvichida ari kufara kuti takagara muThailand, saka achakwanisa kutibvisa. Dutch asi zvakasiyana, verenga, zvishoma, zvishoma, zvishoma. Vanoedza kuwana mari nenzira dzakasiyana-siyana, nekuti dare remakurukota rinofanira kuzadzisa zvibvumirano zvavakaita maererano nengano yeEU. Kwete zvibvumirano zvangu, nokuti ini handizivikanwi nokuda kweizvi, asi zvibvumirano zvemitemo muBrussels. Zviri kuwedzera kuipa. Ndichangobva kugamuchira meseji kubva kuhomwe yangu yemudyandigere yekuti ndichatambira mari shoma pane yandakanga ndabvumirana. Kwete pasi pe3000 euros zvishoma pagore. Uye kuti mushure memakore makumi mana nemashanu ekuita mari iyoyo, uye zvino zvinoita sekunge makore ese aya akabhadharwa nekunyepedzera kwenhema. Izvo zvave zvakachengetwa kwemakore zvinopera sechando muzuva. Tose tose tinofanirwa kutaura nezvemanyepo nekunyengedza vanhu. Zvibvumirano izvozvo hazvina maturo. Makabati haana kuvimbika zvachose. Kwemakore akawanda zvino. Ndinosemeswa nevezvematongerwo enyika vakawanda. Vanhu vakashata vasisina kana hanya nevakasimudza nyika. Kubva pane mhinduro dzakapfuura, iwe unoonawo kuti nhamba yakanaka yevanhu veDutch vanopokana kubva pamaonero avo uye iyo ndeyemunhu oga (munhu wese pachake uye Mwari kwatiri isu tose), kufunga kwakaungana kwakaurayiwa mumakore ekupedzisira e45. Mibatanidzwa, sei uchiri nhengo yemubatanidzwa, asi kunyanya kwete inishuwarenzi yemubatanidzwa. Iwe wakangwara uye unogona kuzviita iwe pachako.
Aya marudzi evanhu anongoita kuti zvinhu zviwedzere uye pakupedzisira ivo pachavo kana vasati vazviona izvi. Magumo haasati aonekwa nekuti vanyori vezvirongwa vedare remakurukota vachawana mari yakawanda munyika yanhasi iri kushandisa mari. Ndiani waunofunga, semuenzaniso, anofanira kuve ane mhosva kune iyo tsunami yevanotsvaka hupoteri ye33.000 euros pamunhu pagore? Hurumende yakatopa mufananidzo wekubhadhara mari yeizvi???? Vadikanwi, zvichaenderera mberi uye isu tose tichasangana nazvo.
Kana iwe ukagara muNetherlands, iwe uchafanirwa kubata neAOW gap, zviri pamutemo 3 mwedzi mune yangu. Ndakapemberera zuva rangu rekuzvarwa pakupera kwaGunyana uye nekudaro ndakagamuchira penjeni nekuti 1 Gunyana ndizvo zvavanofungidzira. Iye zvino ndichagamuchira penjeni yangu yakazara uye AOW kubatsirwa pamwe chete pakupera kwaNdira. Hapana munhu anogona kunditsanangurira (svb pmt) nei ndichingogamuchira iyo yakazara composite mari pakupera kwaJanuary, ndinofunga ndinonyatsoverenga mwedzi 5 kuti ndine penjeni chete pasina AOW.
Kwazisai,
Ndira
Ichange iri hongu/kwete, saka tiri kuvhara sarudzo yekutaura. Ndinokutendai munhu wese nerubatsiro rwake.