Mari yebhangi yekuendesa penjeni kuThailand (kupinda kwevaverengi)
Chekutanga, ndatenda kune wese munhu nemhinduro dzakawanda kumubvunzo wangu nezve kuendesa penjeni yangu nemutengo wakawedzerwa wegumi nemashanu euros nguva yega yega. Panguva imwecheteyo ndinokumbirawo ruregerero nekuda kwe (nekuda kwemamiriro emunhu) mhinduro yanonoka pane yangu.
Pane dzimwe mhinduro dzinoenderana nemamiriro angu, senge HenryM's akawana dambudziko rimwe chete makore maviri apfuura. Anonyora kuti adzoserwa mari. Chii chaiva chikonzero/nharo yehomwe yepenjeni? Hanso akanyorawo nezve kudzoserwa mari, asi zvakare nezve "Shandura routing pakukumbira kwemutori wenhau weDeutsche Bank.
Vanhu vakasiyana-siyana vanotaura nezveAkaunzi Yakachenjera, asi nekuti ini ndinotambira penjeni yangu neAOW kubva kune dzimwe homwe mbiri dzemudyandigere neSVB zvakateerana pasina iyi mari yekuwedzera, ini handisi kuona kukosha kweizvi.
Ndakabatawo nehofisi huru yeBhangi reBangkok asi hapana chavanoziva.
Zvichakadaro ndanga ndichinyorerana nehomwe yepenjeni yakakodzera kubva muna Kubvumbi kusvika parizvino uye ndiriwo 75 euros murombo. Kana ikasagadziriswa mwedzi uno, ndichaenda kune 90 euro kurasikirwa. Kubva pagore rose, ndinorasikirwa nezvikamu zvitatu kubva muzana zve1 pamwedzi muripo wepenjeni.
Musi waNyamavhuvhu 18, ndakagamuchira mhinduro ichangoburwa kubva kuhomwe yepenjeni yangu seizvi:
Isu tinogashira mhinduro dzakasiyana kubva kubhangi reING kumibvunzo yedu nezvemitengo. Izvi zvakonzera mhinduro yamakagamuchira kubva kwatiri. Isu takabvunza zvakare ING mibvunzo yebhangi nezve kuendeswa kuThailand nechikumbiro chekupa mhinduro yakajeka. Patinongogamuchira chiziviso nezve izvi, isu tichakuzivisa izvi kwauri.
Ndinofunga kuti isu sevane pension tiri kubatwa zvine manyawi! Wese mushandi wedhipatimendi remudyandigere ane rairo kubva kumusoro kuti tibvise zvakanyanya uye nekukurumidza sezvinobvira kana paine zvichemo.
Zvichakadaro, avhareji yemari reshiyo iri kuwedzera zvakanyanya, asi kana ukavaudza kuti vazopedzisira vachinja kune indexation mushure memakore gumi nematatu, vanobvisa muswe wavo.
Yese mhinduro ne e-mail yakavharwa zvine mutsindo ne sirogani "Tinofara kukubatsira"
Yakatumirwa naHank
Wadiwa Henk, handingatarise kuti matambudziko ako achagadziriswa panyaya iyi. Nechikonzero ichi, zvimwe zvinofarirwa zvinonyanya kubhanga (ma) uye homwe yepenjeni. Kudyidzana uko dzimwe nguva kunova pachena, asi kazhinji kunoitika kuseri kwemasuo akavharwa. Mabatirwo nemabatirwo nemhando idzi dzemasangano dzimwe nguva anoshoreka zvikuru. Chirongwa chevatema swans kubva nguva yadarika, umo mutori wenhau anoshorwa, achiri kubvunza mibvunzo ine hunhu, iyo mutori wechikamu ane kodzero yekuziva nezve mamiriro uye nzwisiso yandakawana kubva kune ruzivo kubva, pakati pevamwe, mudyandigere. mubereko hwaro , zvinonyatsoratidza fungidziro dzangu. Mibvunzo yakananga, yandinoisa kuhomwe yepenjeni yeABP, inopindurwa nemitsetse yagara yagadzirwa uye haina zvazvinoreva. Handisati ndawana mhinduro kumubvunzo wakapfava wekuti mari yepenjeni yemunhu anenge atora chikamu inotarwa sei. Handina makore. Zvinofanira kurangarirwa kuti izvi zvakaverengwa zvakarurama.
Homwe dzepenjeni dzinofanirwa kumira zvakanyanya kune zvido zvevatori vechikamu, ndiro basa ravo guru. Kwemakore anopfuura makumi maviri, iyo ABP haina indexed, kungotaura mashoma. Iyo idiotic calculation module kubva kuDutch bank iyo ine yakaipa kwazvo uye isingakodzeri mhedzisiro padanho remudyandigere. Tarisa pahurongwa hutsva hwemudyandigere mukugadzira, husina kufanira zvachose uye hune ngozi zvikuru kupfuura hwazvino. The nonsense at its best. Ndinotarisira kuti kune vezvematongerwo enyika vakakwana vasingabvumirani nechikanganiso ichi uye vanoziva nzira yekudzikisa pesvedzero yebhangi reDutch pamari yepenjeni kusvika padiki. Neraki, kune vatove nevazhinji vakamuka uye vari munzira chaiyo, saka pane tariro uye iyo inounza hupenyu, ine tarisiro mhedzisiro yakanaka munguva refu.
Henk, ndinofunga kuti mhinduro yacho iri nyore kwazvo kana bhangi nevabhadhari vepenjeni vasingakwanisi kusvika pakubvumirana. Iwe unotya chaizvo iwo gumi nemashanu euros pamwedzi muGermany, asi ita chimwe chinhu nezvazvo:
1. Sevha mari yemudyandigere muakaundi yebhangi yeNL woiendesa kubhangi rako reThai mwedzi wega wega, mwedzi mitatu kana mitanhatu yoga yoga. Izvo zvinongoda 3 euros kamwe uye pamwe zvishoma kana ukaita izvozvo neWise. Ita tarisa zvinodikanwa zveImmigration vangangoda kuona mari ichipinda pamwedzi.
2. Sanganisira penjeni yako yehurumende kana ukasarudza kuiendesa kuThailand se'musanganiswa'. Ipapo unogona kuverenga kana Wise akachipa pane ING.
3. Kana usina akaundi yekubhangi muNL, vhura imwe.
Kutsamwisa? Hongu, asi wakatamira kuThailand nekuzvidira kwako.
Anodiwa Henk,
Ini zvakare ndine SVB uye 2x mudyandigere uye ndiwo ese matatu akaiswa muakaundi yangu yeING uye ndinoisa kubva kwairi kuaccount yangu yakangwara mahara. Kubva muakaunti yangu Akachenjera pamutengo wepamusoro wekutsinhanisa uye mutengo wakaderera ndinoitumira kuaccount yangu yeKasikorn. Ndaingochinja nzira dai ndirini.
Mameseji anoramba achibuda senge:
Sarudzo yako
Ndakaenda kuThailand ini
Zvake zvichafamba
Asi chisarudzo ichocho kana kuda kwako kwakanga kusipo pakubhadhara penjeni!
Jos K, izvo hazvina chekuita nazvo. Iwe unoziva kuti penjeni nepenjeni yehurumende ichauya uye ipapo une nguva yakawanda yekuronga hurongwa hwakanaka. Henk anoda rubatsiro nazvo uye akawana matipi apa. Zvava kwaari zvino.
Ndizvo zvandinoreva.
Mari yepenjeni yakagamuchirwa, gonhi rakanga rakashama.
Asi kumubvunzo wakapfava musuwo unongoerekana wavharwa uye vanhu vanomanikidzwa kubvunza mibvunzo painternet.