Dambudziko neTransferwise
Casimiro PT / Shutterstock.com
Kusvika parizvino, ndanga ndichidyisa 'zvandinoda' muThailand nekuendesa mari kubva kuakaundi yangu yeING kuenda kuakaundi yangu kuBangkok Bank, uye nekutakura mari se'spare', kuchinjanisa panguva yakakodzera.
Ini ndicharamba ndichiita zvekupedzisira zvakare, asi nezve kuendesa mari kune chekuita, ini nguva pfupi yadarika ndakatanga kutarisa dzimwe nzira. Ini ndakatoverenga nezve akawanda - kazhinji akanaka - zviitiko neTransferwise pane ino blog, asi handina kuzombopinda mairi. Zvisinei, ndakatarisa, uye ndakakurumidza kuona kuti nokuda kwerudzi rwemari yandinotamisa ndaizova nani zvikuru, zvose maererano nechiyero chakashandiswa uye mari inobhadharwa.
Ndakanyoresa pawebhusaiti yeTransferwise ndichibva ndaita transfer. Chakandishamisa ndechekuti nguva diki gare gare ndakagamuchira meseji yekuti kuchinjisa kwaisakwanisa kuitwa nekuti pakanga paine kusahadzika kuti iyo ING account yandakatamisa yaive yangu here. Ndaifanira kutumira statement kubva kubhanga richiratidza zvese zvetransaction kuTransferwise. Ndakabva ndasender screenshot yebanking app yangu nemadetails. Izvo zvakare zvakazove zvisina kukwana uye PDF yekutengeserana sezvayaionekwa pane yangu dhijitari bank statement - kwete paapp - yakakumbirwa. Zvakare zvakaitwa, asi kutengeserana kwakarambwa zvakare.
Dambudziko rakazove rekuti zita rangu repamutemo rekutanga - rinokumbirwa panguva yekunyoresa kwekutanga - ndiCornelis, asi account yekubhangi inotaura zita rangu remadunhurirwa rekuti 'Cees'.
Mumakumi emakore akawanda andave neakaundi yakafanana - zvakare nevakatangira ING - handina kumbobvira ndaita dambudziko nazvo. Kadhi rangu rechikwereti rinotiwo 'Cees'; paunenge uchinyorera izvi uchapihwa sarudzo yezita rakasiyana pakadhi. Pandinobhadhara paIndaneti nekadhi iroro, vanotobvunza zvakajeka zita riri pakadhi. Nekuti iwe unogona zvakare kusarudza kubhadhara nekadhi rechikwereti kuTransferwise, ndakabvunza kana kadhi riya - uchishandisa matatu-manhamba 'security code' - ringagamuchirwe, asi mhinduro yakaramba isina kunaka.
Saka ndinogona kudzima Transferwise seimwe nzira………
Ndiri kuda kuziva, pane vaverengi vane zviitiko zvakafanana here?
Cees kana Cornelis,
Zvinonzwisa urombo kuti hazvina kushanda kwauri, asi panguva imwe chete ndinofara kuti vanoongorora zvese zvakanyanya paTransferwise uye kumisa kutengeserana kana paine kukahadzika kudiki.
Sara mushe,
Iwe unogona zvakare kushandura zita rako kuING, zvinoenderana nezita rako papasipoti yako. Kunze kwekunge, chokwadi, iwe uine zvirambidzo zvakakosha pazviri. Ini ndinofunga kuti kushanda nesimba uye mutengo haupfuuri mutengo waunowana munguva refu uchishandisa transferwise. Transferwise yakasimba mumutemo wavo maererano nehumbowo hwe data yakakumbirwa.
Kazhinji unofanirwa kupa bhangi zita rako chairo sezvawakanyoreswa, kazhinji pane cheki yegore nebhangi, kana ukabhuka rwendo nendege haufanirwe kushandisa mazita mapfupi zvakare.
Chero ani zvake anogona zvakare kuendesa mari kwauri neTransferwise, ingave kubva kuaccount yako kana yechitatu account account, iwe unongoda kutaura chikonzero chekubhadhara.
Ini ndinowanzo shandisa Transferwise kuburikidza neSofort uye ini ndinogutsikana kwazvo zvese zvinokurumidza paThai account
Mazita angu ekutanga ari pane yangu ING account, kwete zita rimwechete. Ini ndaifanira kutumira TW kopi yepasipoti yangu kamwe, zvemagetsi, kuti zvionekwe. Ini ndinogovera zano raJacques rekuchinja account yekubhangi kuti iite zita rizere. Ini handisati ndave nechiitiko chakaipa neTW kusvika zvino.
Ini handitaure pamusoro pechiitiko chisina kunaka, ini handipe mhosva TW, ndinongo 'report'.
TW inoshandisa mimwe mitemo uye sezviri pachena inowirirana mukuita kudaro. Kukurukurirana kwakafambawo zvakanaka.
Ndakatozoshamisika kuti kushandisa zita remadunhurirwa paakaundi yangu yekubhanga/kadhi rechikwereti kwaunza dambudziko.Hongu, ING bank ine zita rangu rakazara remutemo, asi unogona kusarudza kuti zita racho rinoonekwa sei kunze. Kwemakore anopfuura XNUMX, izvozvo zvanga zvisiri chinetso, uye handisi kuzozvichinja iye zvino.
Kana, seruzhinji, kana vasiri vese vane account, iwe unongonyora mainitials ako kana zita repamutemo paakaundi yebhangi uye usingade kushandura chinhu chakakosha uye kushandisa zita risiri iro repamutemo rekutanga, saka nei unofunga kuti inoshuma here. Iwe unenge uri nani zvakanyanya, iwe wakanyora iwe pachako; tarisa kana iwe usingaite diki kuedza uye usingade kushandura zita paakaundi yebhangi ipapo ndinofunga kudaro .... (hongu ndiri kuve neruremekedzo asi ndinofunga chimwe chinhu) uye iwe unofunga zvinoshamisa kuti bato rechitatu iro rinonyatsoita nemazvo tarisira kuti vanzwe kunhuwidza kwechinguva kuti uri kushandisa rimwe zita.
Mhinduro yakashata sei, Ger-Korat. Ini handisi kunyora zvakashata nezveTransferwise zvachose. Uye handisi kunyora kuti ndinoona maitiro eTW asinganzwisisike - ndinoziva, kuverenga hakusi nyore. Ndiri kunyora nezve chiitiko changu nekuti handisati ndambotarisana neizvi uye handina kumboziva kuti sarudzo yangu yaizogadzira 'dambudziko' mupfungwa yekusakwanisa kushandisa imwe sevhisi. Kana icho chiri chikonzero chakakwana chekugadzirisa akaundi yebhangi uye kadhi rechikwereti isarudzo yako pachako, iyo iwe zvakare unokurumidza kuva nemafungiro pairi, sezviri pachena.
Negation=negative
'Dambudziko neTW' uye “…….Transferwise ndinogona kudzima seimwe nzira………” zvikasadaro hazviratidzike zvakanaka………..
Saka 'dambudziko' rinewe, kwete neTW.
Handina kumbobvira ndaita dambudziko navo uye mazuva ano mukati memaminitsi gumi nemashanu pane yangu Thai account pachiyero chakanaka, nemutengo wakaderera.
Ndinoramba ndichitsanangura: handisi kushoropodza TW, ivo vari mukati mekodzero dzavo sekufunga kwangu. Iwe unotora iyo yakaderera 'dambudziko' kuita maonero asina kunaka, uye kuti TW saka haisi imwe nzira yangu, haisi mhedziso ine musoro here kana ndikatadza kushandisa masevhisi avo? Ini zvakare ndinotaura kuti kutaurirana kwakafamba nemazvo, saka handisi kunyatsonzwisisa kwaunowana izvo zvisina kunaka. Ini handitaure chero chakaipa nezve TW chero nguva nekuti hapana chikonzero chekudaro.
Pandakanyoresa neTW vakakumbira kopi yepasipoti yangu kana rezinesi rekutyaira, ikozvino ndaratidza rezinesi rangu rekutyaira reThai uye ndangokwanisa kugadzira account.
Zita rako riri paThai rezinesi rekutyaira uye kero yekumba iri kumashure, hapana dambudziko neTW.
Chitupa changu kana kero yekugara ranga risiri dambudziko, asi kushandisa zita remadunhurirwa paakaundi yangu yekubhangi…
Pamwe uchine chitupa chako chekuzvarwa chine zita rako remadunhurirwa uye nemazita ako emutemo pariri?
Tumira mukopi yeiyo uye uone kuti TW inozvibata sei.
Kopi yepasipoti yangu yakandikwanirawo uye zvese zvinomhanya sechitima 55
Pandakagadzira account neTransferWise makore mashanu apfuura, vaivewo nedambudziko nemusiyano pakati pezita rangu rakazara mupasipoti uye zita reakaundi yangu yekubhangi (mainitials emazita angu ekutanga pamwe nerekupedzisira zita rangu rakazara). Ndakabva ndavaudza kuti izvi zvanyanya muNL uye ndakavakurudzira kuti vabate hofisi yebhanga rangu kuti vaone kuti ndiri munhu mumwe chete. Vakabvumirana neawa imwe chete.
Sezviri pachena, kuUK, iyo account yebhangi inofanirwawo kunge iine zita rekutanga rinonyatsoenderana neiri mupasipoti (muAustralia, nenzira)
Rombo rakanaka.
Pasina kupa chero chikonzero, ing bank yakagamuchira mubhadharo svondo rapfuura uye! Account yakavharwa neshamwari yangu.
Kuti agadzirise izvi, akapedza mazuva maviri kubhengi, zvakaoma zvikuru kusvika uye aive nemhinduro dzisingaite.
Pakupedzisira akakwanisa kuchinjisa netransferwise.
Pamwe…?? ing's disincentive policy??
Iri bhanga harina kunyatsoburitsa chivimbo kwemakore.
Vanoda kuwana mari ivo pachavo nematransfer. Munguva yakapfuura ndakave neimwe yepenjeni yangu (€677) yakaendeswa kubhangi rangu reThai. Izvo zvinodhura zvinopfuura € 30 mwedzi wega wega. Zvinodhura zvakanyanya. Kubva ipapo Transferwise.
Ndakaverenga kuti paTW unokumbirwa kuratidza chitupa chako uye kuti vanhu vanongoita izvozvo. Iyi ndiyo nzira yakanakisa yekukurudzira chitsotsi chekuzivikanwa kuburikidza neinternet. Kwandiri icho chingave chikonzero chekusashanda neTW zvakare.
Ini handingade kuita bhizinesi neTransferwise kana ini ndisingade iyo yakakosha ruzivo….
Ndanga ndichishandisa TW kwenguva yakati rebei kuchinjirwa kuThailand. Ini ndinounganidza kubva munyaya yako kuti iwe (kutanga) unotamisa mari kubva kuING account yako kuenda kuTW. Pandinoendesa mari kuThailand, ndinogara ndichibhadhara TW kuburikidza nekubhadhara iDEAL kubva kuING account yangu. Handina kumbova nedambudziko.
Zvechokwadi zvinokurudzirwa kuchengeta zita rakafanana nezita riri mupasipoti. Izvo zvakakoshawo nematikiti endege. Uye nezviremera zvakawanda zvinokumbira kopi yepasipoti kuti zvizivikanwe. Nguva itsva…
Wil
Yaivewo muripo waIDEAL kwandiri.
Chinyorwa pane ichi.
TransferWise zviri pachena kuti iri pairi.
Zvinhu zvebhangi zvinofanirwa kuitwa uye kuongororwa nemazvo.
TransferWise ingori hurongwa hunoita kutengeserana nedzimwe nyika uye nekudaro inotariswa zvakanyanya nehurumende maererano, pakati pezvimwe zvinhu, kubira mari - saka chokwadi hachisi zvakare chakanyanya kunaka pano.
Uyezve funga nezveramangwana zvakanyanya zvinogona kuitika kana waenda.
Akaundi yekubhangi ine zita risiri iro uye zvitupa kana munhu afa zvinounzwa muzita chairo……Kuburitswa kwemari ichirimo kunogona kuita kuti hama yako iderere.
Saka kuva nebhangi rako kusanganisira ruzivo rwechokwadi mufaira rako chinhu chinodiwa pano uye dambudziko rako neTransferWise rinogadziriswa nekukasika.
Kwaziwai
Guy
Iri harisi dambudziko neTransferwise. Pane zvinopesana, ingori cheki huru kubva kuTransferwise.
Ndingadai ndakaisa izwi rekutanga mumakotesheni, asi ndakafunga kuti diminutive yatopa maonero akakwana. Transferwise ine kodzero yese yekushandisa mitemo iyi, ini handisi kuzobvisa pane izvo muchidimbu changu.
Ndakashandisa TW kekutanga muna Chivabvu 2020 kuendesa mari kuakaundi yemusikana wangu kuCambodia (ABA bhangi), kare uye ikozvino kudzoka kuburikidza neArgentabank (mutengo wemutengo € 15).
Asi zvinhu zvakakanganisika neTW. Ndaida kuendesa 300 euros uye akangogamuchira 268 USD uye zvakatora mazuva gumi nemana. Yakanga yaenda nekukurumidza…. uye hapana chandainzwisisa nokuti ndaigara ndichiverenga mashoko akanaka pazviri.
Munguva pfupi yapfuura kuburikidza nebhangi reArgenta musikana wangu akawana $300 kubva pa€328 uye ndakabhadhara €15 nokuda kwayo uye zvakatora mazuva mashanu.
TW inoshanda sei chaizvo nekuti kunyangwe kuburikidza neyoutube handigone kuwana mhinduro?
Serge
Ini ndinoshandisa Xoom inova chikamu chePayPal uye inoshanda zvikuru, inobhadharisa € 3 mari uye unogona kutevera mashandiro ese kubva pakutanga kusvika pakupedzisira, ndinokurudzira kuti uedze nemari shoma uye uchaona kuti uchagutsikana nekukasira, kana wangopinda. ruzivo rwako, iwe unongofanira kuisa mari yedhipoziti yechipiri uye mari yacho ichange iri muakaundi yako mushure memazuva maviri kana matatu, ndinoona zviri nyore uye zvakachengeteka.
Roger
Xoom inobhadharisa €2,99 mutengo wakagadziriswa + mwero wakaderera zvakanyanya pane wepakati-yemusika.
Transferwise inochaja €1,53 yakatarwa mitengo + 0,615% yekutsinhana mwero wekuwedzera wepakati-yemusika mwero.
Azimo inobhadharisa € 0,99 yakagadziriswa mutengo + yakaderera chiyero chekuchinja pane yepakati-yemusika mwero.
Exchange rate izvozvi (06:35):
Xoom: 1 EUR = 35,0511 THB https://www.xoom.com/thailand/send-money
VA: 1 EUR = 36,0674 THB https://transferwise.com/transferFlow#/enterpayment
Azimo 1 EUR = 35,99020 THB https://azimo.com/en/send-money-to-thailand
Mari yepakati yekutsinhana: 1 EUR = 36,07316 THB https://www.xe.com/currencycharts/?from=EUR&to=THB&view=1D
@Serge na @harm: Kutumira mari kuCambodia kwave kunetsa kune ava vanopa masevhisi kusvika zvino.
Zvakanaka kuti Azimo yanga ichipa yakawanda baht kupfuura TransferWise kwemwedzi yakawanda. Ndakatarisa kakawanda mumwedzi mishoma kuti ndiwane huwandu, pakati pevamwe, makumi mashanu, zana, mazana mashanu uye zana euros. Ini ndakagadzira account yababa vangu neAzimo (nekuti yanga iri yakachipa mumwedzi ichangopfuura, asi izvo zvinogona kunge zvakasiyana mugore). Chekutanga chekutengeserana chaiva chidimbu chekeke, chechipiri vakakumbira chitupa uye tsananguro yehukama nemugamuchiri wemari uye chinangwa chaicho chemari.
Ndave nemakore maviri ndichishanda neTransferwise. Usava nechimwe chinhu kunze kwezviitiko zvakanaka, asi ndezvechokwadi, uye vakarurama pamusoro pazvo.
Ivo vanoshanda nekukasira, pamwero wakanaka wekuchinjana, kukurumidza kutengeserana, nyore kuonana nebasa revatengi.
Hapana chimwe kunze kwekurumbidza, urombo!
Jan–Nakon Ratchasima
mudiwa Serge
nguva yapfuura ndakamhanyira mudambudziko rimwechete uye ndawana 2 dzimwe nzira.
kuendesa mari kuburikidza ne pay pall account kuri nyore kwazvo kubva kubhangi kuenda kubhangi. iwe wobva wada 2 kero dzeemail dzaunobatanidza maakaundi ako ekubhangi.
pamari kune vechitatu mapato ini ndinoshandisa Azimo. inoshanda zvirinani pane transferwise uye zvakare yakachipa.Unogona zvakare kuishandisa kutumira kune yako wega account account. kune zvakare app yeizvi asi inoshanda zvirinani nelaptop yako.
kwaziso zvakaipa
Wadiwa Cornelis (cees).
Usanzwisise kuti unoda kupfupisa zita rako repamutemo kana zvichidikanwa.
Zvingadai zvakave nyore uye iwe ungadai usina kuzvidzivirira iwe pachako kuedza kwakawanda kupa zita rako repamutemo kune ese akakosha zviremera. ??
Rombo rakanaka nekuendesa mari mune ramangwana,
Fr grtjs,
Kupfupisa zita rangu remutemo??? Wati wambonzwa nezve 'call sign'? Zita rangu repamutemo rine zviremera zvese, kusanganisira ING, asi ndaigona kusarudza kuti nderipi zita raizoonekwa kubva kunze kuaccount. Izvi zvashanda zvakanaka kwemakore anopfuura 50, uye kana toreva nezvekadhi rangu rechikwereti, rakashandawo kwemakore makumi matatu nemashanu.
Zvichakadaro, ndichitevera mamwe matipi mumashoko, ndakaendesa mari neAzimo (azimo.com), zvakare mwero wakanaka kwazvo, mheni nekukurumidza uye zvakachipa zvakachipa pane kutamisa zvakananga kubva kuaccount yangu yeING.
AZIMO inoshanda chaizvo uye zvirinani pane TW.
Ingozviedza, inoshanda chaizvo! Yakanaka kwazvo mwero uye yekutanga 2 inotamisa pasina muripo.
Unogona kuvhura 'bordless account' paTW. Iwe unozogamuchira IBAN nhamba, muBelgium pachayo nhamba yeBelgian IBAN. Kubva paING yako unogona kuzoisa mu 'bordless account' yako, izvi hazvitore kupfuura zuva rimwe rekubhanga. Iwe wobva watumira kubva kuVAT account yako kune yako Thai account.
Zvirinani ndinofungidzira kuti munhu wese anogona kuendesa mari kune yako TW account. Zvakanakisisa kutanga wabvunza.
TW zvakare inopa MasterCard debit makadhi. Izvi zvinogamuchirwa kune vazhinji vatengesi veThai, pa7-elegen kubva ku300 baht.
TransferWise yakandipawo matambudziko akawanda nekuendeswa kuThailand..vakataura kuti havabvumirwi kutumira zvipo, mitemo yavanayo neThailand, pakupedzisira vakakundikana.. uyezve vanoti vanoshandisa mari yakanakisisa yekuchinja uye kuti haina kururama zvachose . Remessa online uye kumadokero mubatanidzwa zvinonyanya kufadza uye kuita kutamisa nemazvo.
Muvhuro wapfuura ndakatamisa 1500 Baht kuTH kuburikidza neDeal -> TransferWise, mari yose yakabviswa kubva kubhangi rangu rebhangi yaiva € 44,07. Maererano nezvandakatsvakurudza, handigoni kuita izvozvo zvakachipa chero kupi zvako.
zvinozivikanwa mamiriro. Ini zvakare munguva pfupi yapfuura ndakava nedambudziko iri nekutanga kutamiswa kuThailand. Akaunti yangu yeTW iri muzita rangu, asi account yekubhangi (e/o account ine ABNAMRO) ine zita remukadzi wangu kutanga…
Ndakashandisa zano rakagamuchirwa nomufaro; aifanira kutumira chirevo mupdf kana prt-scr yebhangi account / kuendesa. PaABNAMRO pamhepo, maakaundi ane zita remuridzi weakaundi, asi unogona kupa maakaundi zita rezita rakadai sekuti "kuchengetwa kwezororo", "imba", "mari yakatarwa". Saka ndakapa iyo e/o account iyo alias yezita rangu. Yakagadzira skrini yeiyo uye yakagamuchirwa. Iyo account yakabva yagamuchirwa uye ndinogona kutamisa mari kubva kuaccount iyoyo kuburikidza neDeal pasina matambudziko.
Hello Cees,
Ndakaita 2 transfers via Transferwise musvondo rapfuura. Zvinhu zvese zvakafamba zvakanaka, mari yaive yatove mubank mangwana acho. Mutengo wakaderera pane neUnion Express uye zvirokwazvo neMastercard !!! Zvakare zvinobatsira kwazvo chiyero chekuchinjana, kunyangwe zvirinani pane kuSuperrich!
Asi dambudziko rako rakandiwirawo kuWestern Union. Muzita rangu randakarongerwa iro rakazadzwa ne "mutuma" kwandiri, pakati peP pakanga pasisina. Kutengeserana kwakarambwa neBangkok Bank. Ndaifanira kuzviita zvakare uye zvakashanda.Saka nyatso tarisisa kuti zita rako rinotaurwa sei mupasipoti yako kana ukaendesa mari kuThailand kuburikidza neWestern Union, izvo zvandisingakurudzire. Transferwise inodhura yakawanda uye sezvakangoita…
Cees/Cornelis, ndatenda neruzivo. Nguva dzose zvinobatsira kuziva.
Ini pachangu ndanga ndichiendesa mari kuThailand mwedzi wega wega kweanopfuura makore 2,5 (mari yemhuri kumba kubhangi reBangkok).
Kazhinji neKadhi rangu (remahara) reBarclays (rakabviswa kuakaundi yangu yekubhangi yekuGerman neBarclays mushure memavhiki maviri - pasina kuchaja chimbadzo). Nguva pfupi yadarika ndakawana Transferwise account uye debit card + inoperekedza app. Ikozvino ndinoiisa neBarclays yangu uye kana mwero wekutsinhana uchinge wakanakira inoenda kuThailand mumasekonzi mashoma (uye zvakare inodhura 2 Euro zvishoma). Pandichaenda kuThailand mumakore mashoma, ndichave neakaundi yangu isina boderless iyo ichawedzerwa aow nepenjeni, yandichazoendesa kubhangi rangu reThai.
Sezvineiwo, ndakanga ndatenga matikiti eSantana kuburikidza neViagogo (usamboite izvozvo!) Yakanzurwa nekuda kwekorona delusion asi pasina mari yekudzoserwa. Mae-mail akawanda, zvivimbiso zvakawanda zvakagamuchirwa asi pasina mari. Chargeback kuburikidza neBarclays uye mari kudzoserwa