Mubvunzo we'nyika yekugara': kuvimbana kunosvikepi?
Unovimba nani uye ndiani anovimba newe? Uye chii chinoshanda kana uine penjeni inodarika imwe?
Ndiani anoongorora?
Munyaya ye'kusunungurwa pamutero', nhaurirano yakaitika pamusoro pekuti mubhadharo wepenjeni anogona kuita ongororo yake paanenge achigara kunze kweNetherlands. Kudzidzira kunoratidza kuti vanobhadhara penjeni havazviiti ivo pachavo.
Kuita nokungwarira kunoreva kuti munhu anotanga aongorora nzvimbo yekugara uyezve zviga zvechibvumirano. Izvi zvinoda ruzivo rwemazvikokota, izvo sangano remudyandigere harina mudzimba sechiyero.
Netherlands yakapedzisa zvibvumirano zvingangoita ZANA kune vasiri vagari. Ona pano: www.taxdienst.nl Kuchengeta mucherechedzo wavo wese uye mutemo wenyaya pane izvi ibasa rakaoma. Iyo International Professional Study inodhura 1.865 euros pagore (pamwe neVAT) yeruzivo rwepamhepo; Ndiri kungopa muenzaniso wehukuru.
Panogona kunge paine vanhu vanowana chivimbo kubva kuvabhadharira penjeni kuti nyika yekugara nekero yavanopa ndeyechokwadi. Asi kana ndikatarisa mukuita, iwo ndiwo akasarudzika anoratidza mutemo. Uye mutemo iwoyo uri nyore: unokumbirwa kuwana kuregererwa kubva kuVatongi Vemitero. Ndinofunga izvi zvinokurudzira kufanana mukutarisa kubuda kwako uye kero yako itsva. Mushure mezvose, iwe unofanirwa kuratidza zvinhu zviviri zvinopindura. kuita nyaya yakasimba:
- Iwe uri kugara kunze kweNetherlands.
- Unogara kupi?
Iwe uri kugara kunze kweNetherlands
Tanga kuratidza kuti kune wako anobhadhara mudyandigere, X-Pensionleven NV. Semunhu anobhadhara pension, ndoda kubvunza kuti: une imba kuNL, unoroja here, wakanyoreswa/wakadzimwa ipapo, une mutemo wezveutano here, une nzira yekufambisa, mukadzi/mudiwa wako nevana vanogara kupi, uye zvimwe zvakawanda.
Unoda kuratidza sei izvozvo, uyezve: unopa nyaya idzi kune anobhadhara mudyandigere? Vanoziva sei kutonga zvinhu zvose? Mukuwedzera, kune vanhu vanoti 'Nei uchida kuziva izvozvo? Hazvinei newe here?' ita parurimi.
Vakuru vemitero vatove neruzivo urwu pahwindo kana papepa. Ivo vanotenderwa zviri pamutemo kuita kudaro, ivo vanokwanisa kuwana toni yemafaira.
X-Pensioenleven NV haina zvese izvozvo, saka enda uzvibudise kubva kuThailand kana imwe nyika.
Iwe zvino unogara muThailand
Ndiyo nyaya yako. Asi kunyange X-Pensioenleven NV kana zviremera zvemitero zvinogona kudzvanya bhatani rekusimbisa, saka ivo vanokubvunza iwe chengetedzo uye iwe unogona kuona izvo zviri mufaira remutero; tarisa mubvunzo 6. Uchapupu hwakatumirwa hunongova chikamu chezvakawanwa mukuita.
Iwe unopa X-Pensioenleven NV kana zviremera zvemitero nedata rako pachako: zvitambi zvepasipoti, kutenga, chikoro chemudiwa wako kana vana, nzira dzekufambisa, bhuku reimba, bhuku rebhangi, zvichingodaro? Waizosarudza ani?
Kana X-Pensionoenleven ikaramba?
Iwe hauna sarudzo yekukwidza chero kana X-Pensioenleven NV yaramba chikumbiro chako uye nekunyima mutero wemuhoro! Pamusoroi; hongu, unoita. Unogona kupikisa ne … the Tax and Customs Administration! Uye inobva yatanga kukumbira chaizvo zvese zvawatoendesa kuX-Pensioenleven NV yobva yaita ongororo yayo.
Mhedziso
Kudzidzira kunoratidza kuti vanobhadhara penjeni havaiti ivo pachavo. Uye izvo nekuchenjerera nekuda kwezvibvumirano zvakawanda, njodzi yekuwedzera kuongororwa nevakuru vemitero uye kusagadzikana kana iwe uchipa iyo chaiyo kero kero.
Mushure mezvose, kuraira kweMutero uye Tsika Administration, iyo yave iripo kwemakore, inopa iyo YEMAHARA sarudzo. Kuhaya ruzivo pachako kunodhura iyo NV mari. Uye nguva. Nekuda kweruzivo rwavo nenyika yangu yekugara (kupfuura 20.000 vanhu vechiDutch muThailand, vasiri vese vari vatengi veX-Pensioenleven NV), ndinoona iyi senzira inosarudzwa. Zvekuvanzika zvangu. Ndine chokwadi chokuti mashoko angu ega achachengetwa akavanzika. Saka ndinosarudza kuongororwa nevakuru vemitero kana ndaifanira kusarudza.
Uye ndizvo zvandinokumbirwawo nemubhadharo wangu wepenjeni kuti ndiite; chavanongozvitongesa vega ndechekuti ndichiri mupenyu here.
Uye chekupedzisira asi chisiri chidiki
Iye zvino fungidzira kuti une mapenjeni matatu kana anopfuura ane vanobhadhara penjeni vakasiyana mukuwedzera kune AOW yako.
Erik, waita hako netsananguro yako pamusoro pevanobhadhara penjeni.
Sei ini ndisingagoni kubudirira kumhan'arira mubhadharo mubvunzo kuti haina kubvisa mari uye ichiri kubhadharwa nevakuru vemitero?
Kubviswa kwemutero nemubhadhari kunongoitirwa kudzivirira mutengi wake kubva pane zvisingafadzi zvinoshamisa.
Zvakakwana kuti mubhadharo wepenjeni angoudza mutengi wake kuti arege kuita chero kuderedzwa, izvo zvinoratidzawo kuti iye oga ane mhosva kune zviremera zvemitero.
Saka, harisi basa reanobhadhara penjeni yekutarisa kuti mutengi wake anogara kupi.
Chinonetsa kune anobhadhara penjeni ndechekuti munhu mupenyu, hapana chimwe.
Uye ndiwo mashandiro anoita homwe yepenjeni yekambani yangu.
Kufanana naGerard, ndinoda kutenda Erik nokuda kwechinyorwa chacho, asi ndakashamisikawo kuti sei Pension Fund, sezvakataurwa naErik mumhedziso yake, yaisazotya kuita chisarudzo nekuda kwengozi yekuwedzera kuongororwa nevakuru vemitero. Mushure mezvose, haisi njodzi kune kukuvadza kwePension Fund, njodzi yeimwe ongororo yakawedzerwa inogara zvachose nemudyandigere. Semhando yekuenzanisa ndinoda kutaura zvinotevera. Mudyandigere anogara muNetherlands anofanira kuzivisa pachine nguva kuti anoda here kushandisa kiredhiti yemutero. Kana iye akagamuchira zvikomborero zvakati wandei uye anozivisa imwe neimwe bhenefiti agency kuti kiredhiti yemutero inofanira kushandiswa, imwe (yakaoma) yekuwedzera ongororo neTax and Customs Administration ichatevera. Zvisineyi, SVB (AOW) nePension Fund hazvitarise pamberi kana kuti mushure kuti kushandiswa kwemari yemutero kwaziviswa kumasangano akati wandei anobatsira, sezvo ivo vasingaite njodzi yemari ivo pachavo. Vanongoratidza kune anobatsirwa kuti hazvina kuchenjera kuti zvikwereti zvemitero zvishandiswe kanopfuura kamwe.
Gerard naLeo TH, chidimbu changu chiri pamusoro pekudzidzira. Kuregererwa kunorambwa pasina chirevo kubva kuvakuru vemitero. Vanoritamba zvakachengeteka.
Tarisa maitiro nhasi pasi pechinyorwa chaHans Bos: mumwe wevapenjeni vanogara muThailand akabvunza uye mhinduro iri kwete.
Bato remudyandigere rine sarudzo iyoyo. Uyezve, kunyorera kune zviremera zvemitero ndiyo nzira yakachengeteka uye yemahara. Ndinofunga kuti tinofanira kurarama nazvo. Isu tichafanirwa kunyorera chirevo muHeerlen uye nekufamba nenzira uye maitiro ekuita izvo - uye kunyanya kusazviita - zvakakurukurwa pano kakawanda nevanopa mutero.
Iwe unofanirwa kupa Roermond humbowo hwekuti unobhadhara mutero muThailand.
Tumira kopi yenhamba yako yemutero uye kopi yefomu rako rekudzorera mutero.
Izvi ndezvechokwadi muThai, saka hapana mibvunzo nezvazvo
Handizivi kuti wakabhadhara mutero kupi, asi ndakagamuchira risiti ine zita rangu, nhamba yemutero nemari yakabhadharwa - muchiRungu - pairi.
Gare gare ndakagamuchirawo gwaro remutero wemari RO21 uye chitupa chekugara RO22 kuburikidza neEMS.
Humbowo hwekunyoresa ndeyeyero uye risiti ichena neyero.
Kana uine chimwe chinhu, unogona kunge usina kubhadhara mutero, asi muteresi.
Sei X-Pensionoenleven isingaite izvi?
Pakuchinja kune hutano hwehutano hwehutano, izvi zvakaitwa navo uye mari yakatobviswa yakadzorerwa!
Vazhinji vavo vanoziva kuti vanga vachigara kunze kwenyika kwenguva yakareba uye vakadzingwa muNetherlands.
Saka hazvifanirwe kuve zvakaoma kudaro kuti urege kuramba mutero wekubhadhara
Mupenjeni yangu yeABP, kubviswa kwemitero yemitero yakatorwa munhoroondo mugore rapfuura.????? Ndanga ndichiri kushandisa mutero wekubhadhara mutero hongu uye izvi zvakataurwa zvakare pachiratidziro chegore.
Ini ndiri muteresi wekune imwe nyika seaimbova mushandi wehurumende uye ndakadzimwa kubva kuNetherlands uye ndakanyoreswa kuThailand. Izvi zvinozivikanwa kune ABP. Saka kubva muna Ndira 1, 2015 handisisina kodzero yekubvisirwa chero chinhu. Mukuona kwangu, iyo ABP inofanira saka kupa yakarurama gross-net statement uye zvinokwanisika kuti ini zvino ndichagamuchira mari yekuwedzera kubva kune zviremera zvemitero, kunyange zvazvo kuverenga kwangu nemashoko achangoburwa kwakaguma nehuwandu hwakafanana hwekudzivisa mutero uye mipiro yeinishuwarenzi yenyika ???. Ndinoziva kuti ndinogona kuita shanduko pachangu kuburikidza neABP yangu, asi ndinoramba ndine pfungwa yekuti ABP inofanirwa kupa izvi seyakajairwa uye inofanirwa kuve neruzivo rwakakwana mumba semukweretesi wangu wazvino.
Erik, ndatenda zvakare nerubatsiro rwunonakidza uyezve nekutenda kune vanopindura nemhinduro dzavo.
Saka ndinodawo kuziva kana hupenyu hwemudyandigere hwe X hunosungirwa zviri pamutemo kuita mutero wekubhadhara.
Hans van Mourik anodaro
Iyo ABP yakandipa mutero wekubhadhara mutero wegore ra2014.
Muna 2015, havana kundipa kuderedzwa kwemutero wemutero ivo pachavo, saka mari yangu yakaderera.
SVB yakandipa chikwereti chemutero che2015 na2016.
Nekuda kweizvozvo, ndakagamuchira ongororo yenguva ye2017 kubva kuvakuru vemitero.
Pazano raEric Kuijpers, ndakabvunza SVB kuburikidza neDIGID yangu kana vasingachadi kupa mutero wangu wemutero wegore ra2017.
Musi wa23-01-2017 ndakaona kuti vanyima mutero wemubhadharo we100.50 euros pasina mutero wekubhadhara mutero.
Ndakatobhadhara kare assessment, saka kwegore rino ndinobhadhara mutero wakawandisa.
Asi tichaiwana zvakare muna 2018
Around Sept 2016 ndinofanirawo kubhadhara 2016.
Hans
Hans anodaro
I mean around Sep.2017 ndofanirawo kubhadhara mari yekuwedzera ye2016.
Hans