VGZ inodonhedza musono wakasimba
Zvinopenga kuti mazana emazana evaridzi vemitemo vane Universal Complete Policy kubva kuUnivé havasati vanzwa chero chinhu kubva kuVGZ nezve mafambiro ezviitiko muna 2018.
Ndokumbira utarise: mune iyi kesi hazvisi zveThailand chete, asi nezvevanhu vane inishuwarenzi pasi rese. “Pakazara vanhu. Maneja weakaundi haasati ataura chero chinhu nezve premium yegore rinouya, ”inogara iri mhinduro yakafanorongwa kubva kuVGZ kuburikidza nebhokisi rekutaura paFacebook.
Ndizvo zvisina maturo. Univé policyholders vave nemwedzi mitanhatu vachiziva kuti kambani iyi isingaite purofiti iri kukanda tauro. Kumisa inishuwarenzi kunogoneka chete kana kambani ikamira kuipa, sepanyaya iyi. VGZ, chikamu chemubatanidzwa mumwe chete, saka yave nenguva yakawanda yekugadzirira. Uyezve, VGZ yave ichipa mutemo mumwechete pamutengo wakafanana (572 euros muna 2017) kwemakore maviri, sezvinoratidzwa nechiziviso pawebsite. Izvo, senge peji paFacebook, inongoshanda kufambisira mberi kubwinya kwechigadzirwa chayo.
Tinogona kungofungidzira chikonzero chaicho chekunyarara kunokatyamadza uku. Iko hakuna chinhu chakadai sehushamwari hwevatengi, kunyangwe Pauline, Janine nevamwe vakadzi vanoedza nepavanogona napo kuburikidza nebhokisi rekutaura. Vhiki nhatu kuti mari yekutanga yegore ra2018 isati yabviswa, vane mitemo vanosiiwa kunze kwechando. VGZ yaisafanirwa kuita izvozvo neDutch health insurance. Angadai akagamuchira faindi inorema uye pillory yeruzhinji. Uye mamiriro ezvinhu aripo kare anowanzoonekwa kune vakwegura.
Uye zvino izvi: inishuwarenzi ine Thai, French kana Germany kambani inogoneka chete kana iwe ukasamaka chero chinhu. Mamiriro akange aripo kare haabatanidzwe uye makambani anoita zvese zvaanogona kuvanza kuseri kwenharo iyi paanenge achizivisa.
Kunyange vaverengi avo, vachidonha negodo, vanoshevedzera kuti avo vane inishuwarenzi vanofanira kunge vakagara muNetherlands, pasina mubvunzo havazivi kuti mubhadharo wavo hauna kugumira ku100 kana 120 euros yavanobhadhara munyika yavo. Imwe 5,5 muzana yemutero inowedzerwa kumuhoro wako wakakwana, kuitira kuti yako yegore premium inosvika zviuru zvishanu zvemaeuro. Nekuti avo vane inishuwarenzi kuburikidza neUniversal Complete Policy havabhadhare mutero, mari iyi inoratidzwa mumutengo wepolicy. Kupusa uye kusaziva kunowanikwa kwese munzvimbo ino.
Hurumende nebazi rezvehutano vanobhadhara zvinhu zvakasiyana panyaya dzehutano.
Iwe naizvozvo haungagamuchire kutarisirwa kunobhadharwa nehurumende muNetherlands muThailand, kunze kwekunge chikamu chekutarisira chinobhadharwa nehurumende muNetherlands chakaiswa mumutemo. (izvo zvinozoita kuti mutemo uwedzere kudhura kupfuura mutemo muNetherlands)
Asi nokuda kweizvozvo iwe unofanirwa kuchera mumutemo uye mari yekudzorera inopiwa nehurumende muNetherlands uye uzvienzanise.
Nenzira, iwe unobhadhara mutero paAOW yako uye zvimwe zvimwe zvinhu muNetherlands, uye saka iwe unobhadharawo iyo 5,5% yehutano hwehutano.
a) nei muchengeti wehutano weDutch achifanira kuedza kupa inshuwarisi yehutano kuvanhu veDutch pasi rose, i.e. pasi pezvirongwa zvakasiyana-siyana? Sei, semugari weThailand, semuenzaniso, kwete kungotora inishuwarenzi muTH? Oh, those insurance conditions are much worse.? Hongu, ndiyo ngozi yawakatora.
b) 3/4 yemitengo yehutano yeDutch inobhadharwa kubva kuTex Pot, ona Zvv yako chinhu pane yako yemutero wemutero wekuongorora (5,5%) uye zvakanyanya zvakananga kubva kuMutero Pot. Semugari wechiDutch anogara muThailand, wakasarudza izvi pachena kuti urambe uri kunze kwemutero weDutch uye kuti unakirwe nemitengo yakaderera yekugara neyehutano muThailand. Sei ini, semuteresi wechiDutch, ndichifanira kubhadhara mari YAKO yehutano? maona https://www.rtlz.nl/tv/laatste-videos/hoe-moeten-we-de-zorg-betalen. Ehe, avhareji mutengo wekutarisira muNetherlands i5300 € pamusoro pagore. Isu tinongoona 1/4 yemari iyoyo ichibuda muchikwama chedu, asi inofanirwa kukosora.
c) Handizive kana Zvv yakanyimwa kubva kuhurumende yako penjeni kana uchigara muThailand. Iwe unobatsirwa zvakadaro, nekuti iyo AOW yakavakirwa pamutengo wekugara weDutch, uyo wakadzikira zvakanyanya muThailand. Yakakwira nguva yekugadzirisa izvo zvakanaka kune imwe nzvimbo kumitengo iripo yekugara ikoko.
Wadiwa Harrybr,
Zvauri kutaura zvisina maturo futi.
Kana ndakashanda muNetherlands kwemakore 47 uye ndakabhadhara mutero, iwe unoti ini ndiri mubatsiri kana ndichida kunakidzwa nekukwegura kwangu muTL.
Munguva yese yandakashanda muNetherlands, ndakavandudza hupfumi muNetherlands, ndakatenga mota, ndakabhadhara imba, mari yekugara, nezvimwe.
Izvozvo zvakasiyana nevaPoles nevamwe vanotumira mari yavo yavakawana kuPoland asi vachibatsirwa nemamwe mabhizimisi muNetherlands.
Ndinofunga kuti Mr Rutte vanongoona zvichitsamwisa kuti havachakwanisa kundidzvanya zvakare mushure mekusiya basa.
MuNetherlands unochengetera Mercedes muhupenyu hwako hwese hwekushanda uye pakupedzisira unowana chechipiri-ruoko Skoda iyo ine makore makumi maviri.
Hurumende inofungawo kuti izvi zvakajairika, vobva vanyunyuta nezve zviuru zvishoma zvekubuda neinishuwarenzi yehutano uye vanhu vanotora penjeni yenyika.
Zvinosemesa.
Uye ini ndiri profiteer uye ndichageza muromo wako ndapota
Vanhu vakwegura ava vari kunze kwenyika vakabatsirawo kumari dzeutano dzevakweguru vachiri vadiki, pasina kana kumbova nemari yakawanda yekurapwa ivo pachavo. Saka hazvishamisi kana ivo zvino vakatsigirwawo.
Asi izvozvo hazvichagoneki mazuva ano.
Harrybr haana kunyatsozvinzwisisa. Kana kuti kwete zvachose. Vazhinji veavo vane inishuwarenzi kune dzimwe nyika vanoshanda, kana kuti vakashanda, mubasa rehurumende. Izvozvo hazvisanganisi basa rokutarisira here? Inishuwarenzi yehutano haifaniri kuita chero nhamburiko ipi zvayo kupa inishuwarenzi. Vanongoita purofiti kubva ipapo. Hapana chakaipa ipapo, asi vanofanira kutevedzera mitemo yetsika, yakadai sokutaurirana nenguva.
Uyezve, vazhinji vane mitemo havazivi kuti vakaisa njodzi ipi nekuenda kunze kwenyika. Kazhinji mitemo yemutambo inoshandurwa panguva yemutambo.
Ndizvo chaizvo kuti zvikamu zvitatu zvezvina zvehutano hwehutano zvinobhadharwa kubva mutero wemutero. Uye ndiani anobhadhara hari iyoyo? Kunyanya vateresi. Ndicho chikonzero mari yevanhu vane inishuwarenzi kunze kwenyika yakakwira zvakanyanya, kubhadhara mari isingabvi muhari yako yemutero. Semutero weDutch, haubhadhare kana cent pamitengo yedu yehutano. Tinozviita isu pachedu. Handisi kunyunyuta pamusoro pehurefu, asi pamusoro pekuzvikudza, kusava nehanya uye kupusa. Idi rokuti iwe unongoona chikamu chimwe chete muzvina chemari yose inobva pachikwama chako chinoratidza kuti iwe unonzwisisa zvishomanana pamusoro pezviri kuitika. Unokosora iwe pachako pamwe chete nevamwe vanhu vese vechiDutch.
Mushure mekuregererwa, hapana Zw inonyimwa kubva kuAOW kuvanhu veDutch vakatama. Ko, kana iwe usisina kodzero yechinhu chero chipi zvacho? Iwe unoda here kuona huwandu hwakasiyana hweAOW kune imwe neimwe nyika inogara vanhu vechiDutch? Vanhu vanowana zvakawanda here kana vachigara munyika inodhura, yakadai seUS kana Switzerland?
Matauriro ekuti mutengo wekugara muThailand wakadzikira zvakanyanya ndehupenzi. Hongu, musango uye mumaruwa. Mumaguta makuru kazhinji inodhura sezvakaita muNetherlands. Zvisinei, pano zuva rakasununguka, ndosaka vakwegura vakawanda vachinakidzwa naro pano.
"Vazhinji vevanhu vane inishuwarenzi kune dzimwe nyika vanoshanda, kana kuti vakashanda, mubasa rehurumende." Mufaro! Newewo?
Sokunge munhu wese wechiDutch ari kunze kwenyika ari mubasa rehurumende. Handeyi nazvo! Kune zvakawanda kubva munharaunda yebhizinesi pane kubva kuhurumende. Asi chero zvakadaro, hazvina kunaka zveVGZ kusiya munhu wese akarembera. Izvo hazviratidzi chero nzira yekuvimbika mukubata nemabhizinesi nevatengi vavo vekunze. Saka vakangodzirega dzichiputika.
Kune rumwe rutivi, iwe unogonawo kushamisika kuti sei usina kungochengeta kero yako muNetherlands? Vazhinji vanoita izvi kusvika vasvika zera remudyandigere rehurumende vobva vaenda. Saka wadii kungotora mari yemudyandigere accrual wobva waenda, nekuti ipapo tinobhadhara mutero wakaderera? Ndizvo here? Uye ipapo kamwe-kamwe matambudziko uye kuchema pamusoro pemhando idzi dzezvinhu zvinotanga. Vanhu vari pano vari kuedza kucheka banga chete padivi peexpat?
Pandinoverenga izvo vanhu vanobhadhara mumibhadharo yeinishuwarenzi yehutano yeinishuwarenzi yakadaro, hazvisi nani kungochengeta kero yebhokisi rePO kuti urambe uine inishuwarenzi muNetherlands? Chii chakachipa?
Mukuwedzera, ini ndinogona kufungidzira kuti inishuwarenzi muThailand inogona kudhura. Dambudziko nderekuti harivharidzire kana watova nematambudziko aripo. Asi zvakadaro? Kubhadhara kubva muhomwe yako pachako kwakachipa kupfuura yedenga-yakakwirira inishuwarenzi premium kubva kuNetherlands?
Ndokumbira utarise kuti iyi mibvunzo yese kwete kupomerana. Handina mhinduro uye ndiri kuda kuziva.
Aya maitiro ekuita anoburitsa hasha negodo. Schrijver zviri pachena kuti haakwanisi kupa vamwe vanhu mukana wekushandisa makumi emakore ekupedzisira (s) mune imwe nyika mushure mehupenyu huzere nebasa. Ndinofungidzira kuti munyori ndewebato ripi.
Iyo penjeni yehurumende ichave yakavakirwa pamutengo weDutch wekurarama, wakatemerwa nevezvematongerwo enyika vasingambofanire kugara pairi ivo pachavo. Hazvina kukwana kuti urarame paAOW chete uye haisi mari yakawanda kunze kwenyika zvakare.
Inishuwarenzi yehutano? Ndine fungidziro yakasviba kuti kune vanhu vasingaverengeki vanogara muThailand, nedzimwe nyika, vasina inishuwarenzi.
Shungu negodo? Sei? Haasi munhu wose akadaro. Zvinoita sefungidziro isiriyo kwandiri. Anobvunzawo mubvunzo.
Ini zvechokwadi ndinofunga kuti vanhu vazhinji vanorarama vasina inishuwarenzi. Asi kana watorwara usati wava expat, injodzi. Uye izvo zvinopfuura premium? 6.000 pagore premium kana kuchengetedza kana chimwe chinhu chikaitika kwauri? MuThailand unogona kutora inishuwarenzi zviri nyore inovhara izvo zvisati zvambokanganisika newe. Uye kana iwe watova mupfumi, sei iwe usingazongotora njodzi iyoyo? Iwe haugone kuzvipinza mubhokisi zvakadaro.
Ndinoda kupindura kune izvi.
Izvi hazvinei nepoto yako yemutero.
Wese munhu wechiDutch anobhadhara kana kupa mutero kumitero.
Zvakare pamitero yako pawakanga uchiri mukamba kana kuenda kuchikoro.
Hauzonzwa munhu achinyunyuta pamusoro pazvo.
Iri boka revanhu rakabhadhara mutero hupenyu hwavo hwese uye vanosarudza nyika inodziya. Saka manje?
MuNetherlands tine musimboti wekuenzana. Izvi zvinoreva kuti mugari wese uye ane chinzvimbo ane kodzero dzakafanana.
Iyo yakakosha premium saka inoverengerwa pamusoro peese mazera aine purofiti inotarirwa kune inshuwarisi. (makore apfuura 4 uye 5 bhiriyoni)
Izvi zvinosanganisira vanhu vakuru vechiDutch avo vanowanzodhura kune inshurensi.
Iyo inshurensi inogona kudzosera zvizvarwa zvechiDutch zvinogara kune dzimwe nyika zvichienderana nechiyero cheDutch. Mushure mezvose, mune dzimwe nyika zvingave zvakanyanya kudhura (semuenzaniso USA).
Ipapo uri kutaura nezvekuenzana.
Mushure mezvose, vanhu ava vachiri maDutch!
Wadiwa Harrybr,
Sezvawataura, uku kupfupika-kuona.
Zvakawanda zvaunonyora hazvina kururama, asi unozviziva iwe pachako.
Wako akavimbika
Ndokumbira uzvizivise wega usati wanyora pasi zvinhu pano pane ino blog zvisina musoro.
Wese munhu akasununguka kutora inishuwarenzi kubva kune chero nyika. Uri kushamisikawo here kuti nei vanhu vazhinji muThailand vachipihwa inishuwarenzi kuburikidza nekambani yeFrance kana yekuGerman?
Inishuwarenzi yeVGZ inokurukurwa pano yakasiyana neDutch social system uye haina chekuita neZvv. Icho chigadzirwa cheinishuwarenzi chakazvimirira. Inishuwarenzi iyi haishandisi chero poto yemagariro kana yemutero. MuNetherlands, vanhu "havatamburi" kubva kune iyi yakavanzika inishuwarenzi.
Iwo akasainwa pasi uye akati wandei Expats anoenderera mberi achibhadhara mutero weDutch, ndiyo yekutanga isiriyo chirevo.
Kana iwe uchida kugara muThailand zvinoenderana neDutch zviyero, mutengo wekugara muThailand hauna kuderera zvakanyanya nekuda kwemarudzi ese emitero yekunze.Mota, semuenzaniso, dzinodhura zvakanyanya kupfuura muNetherlands.
Kugadziriswa kumitengo iripo yekurarama kutaura kunobva pakushaikwa kweruzivo, kunonyanya kukurudzirwa negodo.
Zvakanaka Harry, mhinduro iyi inoratidza kuti haugone kupomedzerwa kunzwira tsitsi. Asi izvo zvisiri izvo, musimboti wechinyorwa chaHans Bos ndiko kusava nechokwadi umo VGZ inosiya vatengi vayo vakavimbika, vazhinji vavo vave vakavimbika kwemakore, nekusataurirana pamusoro peiyo premium inofanira kubhadharwa 2018. Uye izvo zvinoshungurudza zvakanyanya! Nenzira, pamwe kukusimbisa iwe, vagashiri veAOW, avo vakabhadhara mari yavo yeAOW kwemakore makumi mana uye vakasarudza kugara muThailand nemumwe muThai, vakatobvisirwa mazana emadhora pamwedzi nekuti havazogashira AOW. gamuchira zvakawanda kune munhu mumwechete, kunyangwe kana mudiwa wekuThai aine 40 mari.
Semunhu ane inishuwarenzi kunze kweEU, iwe hausisina chero dziviriro uye uri patsitsi dzesango kumadokero kweinishuwarenzi. Kunyunyuta pamusoro pazvo hakuna maturo zvachose.
Kugara muThailand une sarudzo yakakura yekuti ingani uye chii chaunoda kuisa inishuwarenzi uye sarudzo muhuwandu hwehuwandu hweinishuwarenzi. Netherlands inyika yakasarudzika nekuti munhu wese anomanikidzwa inishuwarenzi. Paunosiya iyi nharaunda yerubatsiro, unoziva kuti mitero nemaprimiyamu zvakaderera kune imwe nzvimbo, asi mutoro wako wega uye njodzi dzemari dzakakura.
MuThailand haugone kuzvichengetedza kana uine zvichemo zviripo. Ngatitii une thyroid matambudziko kana zviri nani asi chirwere cheshuga, etc. Zvese zvavanogona kuita izvi hazvibatanidzwe muinishuwarenzi. Saka iwe unogona kuzvichengetedza iwe pachako, asi kwete pamusoro pezvinhu zvanga zvichizivikanwa pawakatora inishuwarenzi. Izvozvo hazvisizvo muNetherlands. Vanofanira kukugamuchira nezvichemo zvose zvauinazvo.
Ger, iyo "yakafara" sarudzo haishande nguva dzose. Mazhinji inishuwarenzi marongero muThailand ane muganho wezera uye zvimwe zvinodiwa maererano nekukwira. Mainishuwarenzi mazhinji anoshandawo zera repamusoro rinowanzo 70 kune dzimwe nguva makore 75, mushure meiyo iyo policy inongokanzurwa. Kune makambani einishuwarenzi anopa mutemo kusvika kuzera repamusoro, asi mari yacho inoenderana. Pamusoro pezvo, kana uine inishuwarenzi yazvino uye wakamborwara (zvakakomba) kana kuti uchiri kurwara, hausi kuzosangana nekusabatanidzwa neinishuwarenzi 'itsva', chero bedzi wakatogamuchirwa. Inishuwarenzi yekare, zvisinei kuti inodhura sei, inobva yapa kuchengetedzwa kwakawanda. Sarudzo haisi nguva dzose yakasununguka sezvaunotaura.
Ndeipi sarudzo yandinoreva ndiyo yaunoda kuisa inishuwarenzi uye yakawanda sei. Kune zvakare makambani ayo, kana uchinge wapihwa inishuwarenzi, acharamba achikupa inishuwarenzi kusvika iwe wasvika makumi mapfumbamwe nemapfumbamwe.
Semunhu wechidiki ndakasanganawo nekusabatanidzwa. Asi kwandiri mubhadharo unongova chikamu chechina chezvandaizobhadhara chaizvo muNetherlands. Nekuti vazhinji vatotaura nezve zvinosungirwa kubviswa muNetherlands kubva muhoro kana mabhenefiti uye iyo yezita premium uye inobviswa pagore. Uye muNetherlands hapana kutiza kubva mubhadharo, asi muThailand une rusununguko rwekuti usaite inishuwarenzi uye/kana kuvaka homwe yako nemari yakachengetedzwa yaunogona kushandisa kana uine mari yekurapa.
Handina kunyatsotarisa kuti VGZ haikodzeri mubairo werunako, asi kudzinga pachine nguva vatsoropodzi vakasarudza kugara muNetherlands vachidonha negodo, kutaura zvishoma, kuzvikudza uye kuzvikudza.
Hongu, ini pachangu ndinoshandisa iyo '8 kusvika 4' nzira, pane zvikonzero zvakati kuti zveizvi uye zvechokwadi yakanaka mhedzisiro ndeyekuti unogona kuramba wakanyoreswa muinishuwarenzi yehutano yenguva dzose yemutengo we100 kusvika €120.
Zvese zvine zvazvakanakira nezvazvakaipira, hapana chinopfuura izvozvo, zviri nyore kudaro.
Zvirokwazvo, ndomaitirwo atinozviitawo.
At least as long vabereki vangu vachiri vapenyu tozoona.
“Kare” taigara tichishanyira vamwene vangu kaviri pagore uye zvino tinodzokera kuNetherlands kaviri pagore kunoshanyira mhuri.
Isarudzo yemunhu wese inogadzirwa nezvakanakira nezvayakaipira.
Hapana anogona kusarudzira mumwe munhu izvozvo.
Zvinosuwisa kana "mitemo yemutambo" yakashandurwa kana waita sarudzo yako, asi ipapo unogona kuchinja / kugadzirisa sarudzo yako. Izvo hazvisi nguva dzose zvinonakidza, asi semugari weDutch unogona kudzokera kuNetherlands chero nguva.
Icho chokwadi chekuti iwe hausi wakakodzera kuwana masevhisi ese ezvemagariro ndeimwe nyaya, asi kana uchinge wanyoreswa muGBA unobva wamanikidzwa insurance pasi peinishuwarenzi yehutano.
Ndinofunga kuti isu tinobhadhara zvakanyanya pamitengo yedu yehutano, nezvimwewo muNetherlands nekuti tinobhadhara mari yeinishuwarenzi, tine mari inobviswa uye chikamu chinobviswa kubva pamari yatinowana uye zvisina kunanga mari yakawanda inowedzerwawo kubva kumitero. Saka, mumaonero angu, premium ye572 euros kunze kwenyika haisi diki, asi inoratidzika kunge ichokwadi kwandiri kana pasina mibvunzo yehutano inobvunzwa. Ndinovimba kuti munogona kutizivisa nezve zviri kuitika mune ino inishuwarenzi yehutano uye ndiri kuda kuziva kuti izvi zvinoshanda kune vatengi vatsva.
Hans van Mourik anodaro.
Kambani yega yega yeinishuwarenzi inoita nhamburiko, ine chinangwa chimwe, chiri kuwana.
Izvozvo zvinobvumirwa, nokuti pakupedzisira vanotorawo njodzi.
Saka zvakare inishuwarenzi yehutano.
Haisi social institution.
Chinhu chimwe chete chatinoda (ini) kujeka, kuti tizive patinomira.
Asi nekufamba kwenguva, kuti tigone kupindura kune iyi nenguva.
Kutora inishuwarenzi kana kwete.
Ndinozvida, asi zvinofanirwa kunge zvichikwanisika kwandiri.
Ungada kubhadhara mushure me650 euros pm, zviri nani zvishoma
Ivo havangabudise ZKV neni nemari iyoyo, ini handidi kutora njodzi iyoyo.
Hans
Ndine urombo, ndaverenga izvo nemazvo € 650.= paMWEdzi ????
Kumwe kumwe ndakaverenga € 572 pagore saka ndosaka !!!
Iyo € 572 - iyo chaiyo imari yepamwedzi, Tom.
Verenga zvakanaka Tom, inoti: "Inoda kusvika ku650 euros pm munguva pfupi yapfuura, zviri nani zvishoma"
Kuna HarrieBR: ndezvipi zvisina maturo zvauri kutaura. Kubva pakuita kwako kusinganzwisisike ndinogona kungotaura kuti HAUNA kunzwira tsitsi nenyaya iyi, saka uri kungotaura chimwe chinhu, pamwe nekuda kwerumwe rudzi rwegodo. Nenzira, mutengo wekurarama hauna kudzika pano muThailand, kunze kwekunge uchingodya michero uye chikafu cheThai (zvakare chinonaka munzira). Ruzhinji rwevanhu vechiDutch muThailand vakapa kwemakore, kusanganisira kubhenefiti yemwana wako, penjeni yehurumende uye kurwara/kuchengeta mari yevabereki vako zvichingodaro. Unonyara here uye unovimbisa kuita zvirinani kuSinterklaas mangwana... Funga kutanga kubva zvino zvichienda mberi, Harrie...
Ndakadzimwa kwemakore 8, ndinogara kuAsia, ndine inishuwarenzi neCZ, ndisati ndasvitsa makore 55. Mari yangu yepamwedzi yakawedzera ne50 euros. Bhadhara izvozvi usina chiremba wemazino uye inobviswa 500 Euro, 380 pm…. 🙁
Iwe unogona zvakare kusarudza inishuwarenzi muThailand kana imwe nyika inofananidzwa munharaunda ine kuvharwa kwepasirese. Semuenzaniso, kusvika pazera re55, ndinobhadhara 110 pamwedzi yakashandurwa kuita maEuro. Ini ndinovhara kusvika ku900.000 Euro pagore. Uye pamusiyano uripo pakati pe380 yako ne110 yambotaurwa unokwanisa kugadzira hari yakanaka yekuchengetedza uye hongu, inobviswa ndi0 uye hapana chiremba wemazino.
Zvakanaka izvo zvinonzwika zvakanaka, inshuwarisi ipi iyoyo uye unogona kuenda kuzvipatara zvese?
Hongu, muchipatara chese. MSH International ndiyo inshurensi uye ndakaironga kuburikidza neAA Inishuwarenzi muHua Hin. Ini pachangu ndine Asia Care Plus Plan 1. Tarisa uone atverzekeringeninthailand.nl
Kugadzirisa kuduku . Kuvharirwa kwangu kunosvika 32 miriyoni baht pagore, saka pachiyero che38 baht paeuro imwe iyi ingangoita 840.000 euros.
Ini ndiri mushanyi wenguva dzose kuThailand uye ndinoverenga iyi blog nguva dzose. Parizvino ndiri kuNetherlands, kupera kwegore kunodhura zvakanyanya kwandiri muThailand.
Ndinowanzo ramba ndiri kumashure, asi panyaya iyi ndinonzwa kuti ndinofanira kupindura.
Kana iwe uchitevera iyi blog nguva dzose, iwe unenge uine vanogara kwenguva refu muThailand vanonyora, muzvinonhuwira uye mavara, nezvekugara kwavo muThailand. Kazhinji ndezvePattaya.
Doro ravo remazuva ese, ivo (dzimwe nguva vadiki zvakanyanya) vasikana vachinakidzwa, vanoshanyira akanakisa echiDutch neThai maresitorendi, uye vachingonakidzwa nehupenyu. Usanetseka pamusoro pemari, nokuti mwedzi unotevera ndinogona kugamuchira imwe dhipoziti, kubva kuNetherlands, muakaunti yangu.
Vanotsanangura nemufaro kushanya kwavo kweresitorendi, vachiperekedzwa nemifananidzo yakawanda, uye unogona kuda kutevera mafambiro avo ezuva nezuva epabonde.
Ini ndinopa vanhu ava, chokwadi, kune mumwe nemumwe wake.
Zvisinei, semunhu anoshanda nesimba, dzimwe nguva ndinonzwa godo uye ndinoshuva kuti dai ndaigonawo kuita izvozvo. Kwandiri ndinonzwa kunge ndinofanira kubhadhara mitero kuitira kuti vanhu ava vanakidzwe neupenyu huno hwoumbozha.
Asi kana, makore mashomanana gare gare, munhu mumwe chete muPattaya akatanga kutambura nekudhakwa kwedoro uye kurarama kwakanyanyisa, saka kamwe-kamwe tinofanira kuvaona sevarombo uye vanhu vane rombo rakanaka vanoda kutsigirwa nemari yemutero kubva kuNetherlands.
Vanhu vakararama kupfuura mari yavo kwemakore, vakaseka nokuseka vanhu biyavo vanoshanda zvakaoma, vanokurumidza kuona apo vanorwara kuti vakanwa kana kuti kubhejera mari yavo yeinishuwarenzi. Uye zvino kamwe kamwe tinofanira kubhadhara mararamiro avo kuburikidza nemitero.
Matambudziko ese anogona kudzivirirwa kana vakapa pamwedzi kune yakanaka yepasirese kana Thai inishuwarenzi. Kana ukasarudza kuEuropean international hospitalization inishuwarenzi, hapana muganho wezera, uye iwe unogona kazhinji kuve neinishuwarenzi yakawedzerwa yemamiriro ezvinhu apfuura. Tora, semuenzaniso, Globality kubva kuDKV. Asi zvakare, zvichida iwe haufaniri kunwa doro kwemazuva mashomanana, haufaniri kubhadhara mukadzi wekunakidzwa, uye zvichida unofanira kugadzirira kudya iwe pachako. Asi izvo zvakawandisa kubvunza, zviri nani kurega munhu weko achibhadhara kuburikidza nemitero.
Naizvozvo, ruremekedzo rukuru kuna HarryBr uyo anotsanangura zvakajeka zviri kuitika.
Hapana anokumbira mupiro kubva kuvakuru vemitero.
Pane mibvunzo miviri.
1 Ko iyo VGZ premium haina kunyanya kukwira kuThailand?
2 Sei VGZ ichiita bongozozo pazviri?
1 Pamwe iyo premium yakakwira, asi pamwe kwete (yakawanda) yakanyanya kukwirira.
a Nekuti vanhu vazhinji vakauya kuzogara muThailand vatokura uye saka vanoisa njodzi huru kune inshurensi.
b Nekuti hapana mabhureki pamitengo yehutano semuNetherlands.
Iwe hauendi kuna chiremba, anosarudza kana achakuendesa kuchipatara kana kukupa piritsi pachake, asi iwe unongopinda muchipatara chinodhura zvikuru chiri pakona.
Mushure mezvose, une insured…
c Kune huwandu hwakati wandei hwekutonga uye akakosha maitiro anobatanidzwa mukuita inishuwarenzi nhamba shoma yevatengi.
Zvirongwa zvemakombuta zvakaparadzana zvichange zvagadzirwa, izvo zvinofanirwa kuchengetedzwa uye kugara zvichichinjirwa kukuchinja mamiriro nenyanzvi dzesoftware.
Iyoyo zvirokwazvo haisi hobby yakachipa.
2 VGZ inokanganisa.
Zvakanaka, ndeipi kambani isingaite mazuva ano?
Mazuvano makambani ari kufambiswa nemakomputa, uye izvo komputa isingazive, haidyi.
Mukuita, hazvigoneke kuita kuti komputa ichinje pfungwa yayo kana yasarudza chimwe chinhu.
Ndakambosangana nazvo kare.
Mumwe munhu pakambani akanga aisa chimwe chinhu chisiri icho mukombiyuta.
Zvakatora mwedzi ndichikwira kumusoro kwesangano ndisati ndabata mumwe munhu ane mvumo yekunyengedza komputa.
Aiwa, kururamisa kwakanga kusingabviri, unyengeri hwaidikanwa kuti kombiyuta iite zvakanga zvakarongwa.
Martijn, dai wakazvichengeta kumashure panguva ino. Vanhu vechiDutch vakaenda kuThailand zvakanaka havana kutsigirwa nemari yemutero. Ava vanhu vechiDutch vachange vaine yavo capital uye / kana kushanda muThailand. Pavanosvika pane rimwe zera, ivo, sevamwe vagari vese veDutch nevasiri veDutch vaipihwa penjeni yehurumende nekuda kwekugara kwavo muNetherlands, vaine kodzero yepenjeni yehurumende inobhadharwa neSVB (kwete zviremera zvemitero) . Mari yacho inotsamira, pakati pezvimwe zvinhu, pahuwandu hwemakore awakapa. Kunyangwe muThailand haugone kuwana hupenyu hweumbozha papenjeni yako yenyika. Sezvineiwo, vanhu vazhinji vane makore 65+ vane penjeni, iyo yavakatofanirawo kushanda nesimba, uye pamwe zvakare kuchengetedza kana mari kubva kuimba inotengeswa muNetherlands. Mashandisiro avanoita mari muThailand ibasa ravo, semashandisiro avaizoita mari muNetherlands. Saka kunyangwe kana, mumeso ako, vachirarama hupenyu hwakasununguka. (Zvichida fungidzira kuti unoreva mhirizhonga, nekuti ini handizive izwi rekuti bongozozo). Asi hazvikudyire euro mumari yemutero! Ndanga ndichitevera Thailand Blog kwemakore uye hongu, dzimwe nguva maresitorendi anokurukurwa. Chii chakaipa nazvo, haufanirwe kuribhadhara zvakadaro. Uye dzimwe nguva iwe unogona zvakare kuverenga nezve zviitiko zvevanoita zororo kuThailand nezve kudanana kwavo nevakadzi veThai. Izvo hazvikubhadharire euro uye zviri pachena kuti haufanirwe kuverenga izvo zvinyorwa kana zvichikunetsa. Uye muteresi wechiDutch anopa 0,00 euros kune iyo premium yeVGZ yehutano inishuwarenzi yezvizvarwa zveDutch zvinogara zvachose muThailand. Saka maDutch akaenda kuThailand haapomerwi mhosva yekupa raramo yavo nemari yemutero. Uye chokwadi chokuti panogona kuva nevamwe vanonwa doro rakawandisa mazuva ose handizvo zvoga. Vhiki rino maive munhau muNetherlands kuti zviremera zvine chekuita nazvo zvakanetsekana nekunwa doro zvakanyanyisa kwevakweguru muNetherlands. Izvi zvinodyira vateresi peni rakanaka.
“Saka maDutch akaenda kuThailand haapomerwe mhosva yekupa raramo nemubhadharo wemutero.
Uye zvakadini neavo vakaenda kare vasati vaenda pamudyandigere uye vakangochengeta kero yepositi kuti vavake penjeni yavo yehurumende? Hapana chikonzero chekubhadhara penjeni yako yehurumende iwe pachako! Uye panongosvika penjeni yenyika, ivo vanozodzima kunyoresa kuitira kuti vasabhadhara mutero muNetherlands?
John, handizive kana izvo zvingave nyore sezvaunofunga pano uye kuti zvingasanganisira vanhu vangani. Uno? Iye zvino handina bhotela mupfungwa dzangu uye zvichaitika, asi ipapo iwe zviri pachena kuti iwe uri pangozi yekubatwa nemigumisiro isingafadzi. Sezvakangoita vanhu muNetherlands vanoshandisa zvisina kunaka mabhenefiti emagariro kana kuenda kuzororo, semuenzaniso, Thailand kwenguva yakareba kupfuura inobvumidzwa nemagariro masevhisi. Kana kuti edza kudzivisa mitero pano muNetherlands nekuzadzisa nemaune mutero wekudzorera zvisiri izvo kana, kusvika munguva pfupi yapfuura, kutora mari yavo kuLuxembourg neSwitzerland, pakati pevamwe. Ndakapindura Martijn, uyo anotaura zvisizvo zvachose kuti mari yemutero inoenda kuvanhu vechiDutch vanogara muThailand kune yavo (VGZ) yehutano inishuwarenzi uye kufungidzira kwake kuti maDutch muThailand anorarama hupenyu hwekufara uye hwakasununguka achibhadhara vateresi muNetherlands.
Vanhu vazhinji vanotamira kuThailand vakachengeta kwemakore.
Kuti uchengetedze, unofanirwa kushanda nesimba uye kuwana zvine musoro uye unogona kubhadhara mutero wakawanda.
Kana iwe wakazoenda kune imwe nyika, vakuru vemitero vanoti UNOFANIRA kubhadhara mutero paAOW yako, asi nekuti hausisiri kugara muNetherlands, HAUCHAZOGWANA kiredhiti yemutero uye saka uchafanirwa kubhadhara mutero wakawanda pane yako. AOW. mumwe munhu anogamuchira mudyandigere wehurumende muNetherlands, kunyange kana mushure mokutamira kune imwe nyika iwe usingachabatsiri pazvinhu zvose zvinobhadharwa nehurumende nemari yako yemutero.
Martijn haana kunzwisisa chinhu, zvachose hapana. Inishuwarenzi yeVGZ haina chekuita neDutch tax poto. Inishuwarenzi yeVGZ inogona kungopihwa zviri nyore kubva kuAfghanistan kune avo vanokodzera. Zvingave zvakaita kuti zvive nyore kune avo vasingakwanisi kuverenga kana kunzwisisa kuti vaone kuti kubatana pakati pemagariro evanhu kana mutero muNetherlands uye VGZ inishuwarenzi yakapiwa haipo zvachose.
Izvo zvisina maturo zviri kutaurwa pano hazvifungidzike.
Bara iri kuburikidza nechechi yeVGZ. Ndichangobva kugamuchira (Zvita 5) meseji kuburikidza neFacebook kuti iyo premium ye2018 inoramba iri pa572 euros. Sezvingatarisirwa, ndinokumbira ruregerero nekumirira, kuvhiringidzika uye kuvhunduka. Nekuda kweizvozvo, vazhinji mukati mekambani havazive zvekuita nazvo. Izvozvo zvinovimbisa chimwe chinhu chenguva yemberi.
5-12-2017
Anodiwa Hans Bosch,
Ndinokutendai zvikuru nemashoko anokosha aya.
Ndinoda kuziva kubva kwamuri kuti muripo uyu unechekuita nezera here, sezvo ini ndine makore makumi manomwe nemaviri.
Ndinovimba uchakwanisa kupindura kune izvi.
Pachokwadi,
jhvd
Chokwadi Hans, ndinotya kuti kusangana nenzanga kuchawedzera kuoma, uye kazhinji ndaifanira kutsanangura kuyunivhesiti kuti ndaiva ne“mutemo wekunze”. Tisingatauri kuzivisa pasina DigiD.
Ah zvakanaka, dambudziko iri richazvigadzirisa pacharo.
Mumakore mashoma, zera remudyandigere wehurumende richava 70+ uyezve hakuzovi nevakawanda vachazoenda kuTH. Chete mudiki anofarira, asi ane nguva yakakwana yekushanda painishuwarenzi yehutano yakanaka.
Uye kana ndikatevera bepanhau zvishoma, ikozvino ndiyo inishuwarenzi yekuwedzera iyo inobereka zvishoma kumakambani einishuwarenzi uyezve, mumaonero angu, inishuwarenzi yekutanga ichatevera. Nekuda kweizvozvo, munhu wese anofanirwa kuzvisarudzira zvaari kuita, angave kana asina inishuwarenzi, nezvimwewo. Iwe unobva wawana zvishoma zveThai mamiriro. Avo vane mari vanokwanisa kuenda kuchipatara, vasina chinhu vanobatsirwa kupera zvisingarwadziki nekuti morphine haidhure.