Dutch State neDutch Bank vave nemakore vachidzivirira mari dzemudyandigere kuti dziwedzere nhengo dzadzo dzemudyandigere, ukuwo indexation maererano nezvakawaniswa zvinhu zvaigoneka mumakore iwayo. Vese Hurumende neBhangi vakatevedzera mutemo wakaoma, zvinopesana nemirairo yeEurope. Ndicho chikonzero nei aimbove mushandi wehurumende akada kufanotaura nezvekukuvadzwa kwe indexation kwakatambudzwa nedare reHague mukutanga kwerubatsiro. Uku kukuvadzwa kwe indexation kunobata nguva kubva 1 Ndira 2008 kusvika 13 Ndira 2019 uye inodarika € 26.000. Maitiro e2019 kusvika nhasi anotevera.
Mari dzemudyandigere dzaisatenderwa kunongedzera, zvichikonzera kuti simba rekutenga remudyandigere wenhengo dzavo rakadonha ne2019% mukati menguva inosvika 20. Zvakadini nazvo?
Zvakanaka: Mitemo yeEurope yakatangwa muna 2003 kuti ive nechokwadi chokuti mari yepenjeni inoitika zvisina ngozi munyika dzose dziri muEurope. Penjeni inofanira kunyorwa nenzira inoita kuti vanodya penjeni vasawira muurombo. Kana iyi indexation ikasaitika, simba rekutenga rinoderera uye vanodya penjeni vanopinda mumatambudziko.
Iyo European Directive (IORP I) yakaverengerwa nenzira kwayo muPension uye Savings Funds Act yakatanga kushanda muNetherlands musi wa8 Kukadzi 2006. Mumutemo mutsva wePension Act wa2007, hurumende yeDutch yakatadza kuisa chirevo cheEuropean. Pane kudaro, hurumende yeDutch, pamwe chete neDe Nederlandsche Bank, yakagadzira nzira yayo yekuverenga iyo inopesana neEuropean directive. Iyo European Directive (IORP I) inofunga kuti mari yepenjeni inodzosa pazvinhu zvavo. Iyi poindi yekutanga ndeyechokwadi, midziyo ye, semuenzaniso, iyo ABP yakakura kubva ku2009 bhiriyoni kusvika ku2019 bhiriyoni panguva kubva 173 kusvika 465, nemamwe mazwi, iyo ABP yakadzosa pfuma yayo panguva ino. zvinopfuura 10% pagore. Saka paigara paine mari inodarika mari yaikwana kuti iratidze penjeni uye kurwisa kurasikirwa kwesimba rekutenga.
Panzvimbo pemari yepenjeni inoverengera nekudzoka kwezvinhu zvavo, Dutch State yakamisa nzira yayo yekuverenga pakudzoka kwakaenzana nemutengo usingabhadhari. Nekuti iyi mubereko isina njodzi yakaratidza kudzikira mukati menguva kubva 2008 kusvika 2019, mari yemudyandigere haichakwanisa kuzadzisa iyo inonzi chiyero chemari. Ndosaka mari dzepenjeni dzaive dzisina mukana wekuwedzera penjeni. Nekuda kweizvozvo, kunyangwe hazvo zvinhu zveABP zvakakura kusvika pakakwirira kubva muna 2008 kusvika 2019, aimbove mushandi wehurumende haana kumbobhadharwa nekukwira kwemitengo panguva iyi uye nekudaro inopfuura zviuru makumi maviri nezvitanhatu zveeuro mukati menguva kusvika Ndira 2019. zvakaipa.
Homwe dzepenjeni dzakagara dzichiratidza kuti dzinoda kuita index uye kuti dzinogona kuwedzera penjeni kuitira kuchengetedza simba rekutenga renhengo dzavo. Nekudaro, iyo fomula, sezvakasanganisirwa muDutch Pensions Act uye yakashandiswa neDNB, zvinosuwisa haipe nzvimbo yeizvi.
Mari yepenjeni inofanirwa kutevedzera mutemo, asi mumiriri wemitemo akaita chikanganiso chakonzera kuti vanhu vangangosvika miriyoni gumi veDutch vatambure kukuvara kwe indexation.
Nheyo https://pensioenvoldoen.nl/ ihwaro hutsva hwakavambwa kuti Dutch State itonge yakamirira mapato ese akakuvara kuitira muripo wekukuvadzwa kwe indexation kwavakaitwa. Mutauriri wePensioenVoldoen.NL hwaro ndiHenk Krol. Ndiye aimbova mutungamiri webato rezvematongerwo enyika 50 Plus uye ave nemakore achisimbirira pakuda kwe indexation yepenjeni.
Pasaiti iwe unogona kuverenga kukuvara kwako uye iwe unogona kutora chikamu mukuisa chikumbiro. Kuita!
Kunobva: https://pensioenvoldoen.nl/achtergrond-informatie-over-de-claim/
Yakatumirwa naRuudJ
Zvakanaka kuti kutarisa kuri kubhadharwa kune izvi paThailand blog. Vemudyandigere ndivo varidzi vemutemo vepenjeni yavo, asi simba rekuibvisa rabviswa zvachose mumaoko avo nehurumende neDutch Bank. Mari dzacho dzakapfuma uye dzichiwedzera kupfuma. Mudyandigere ari murombo. Uye iko zvino vari kupihwa chirongwa chitsva chepenjeni vasina kubvunza. Hurumende inoita zvainoda uye, senguva dzose, nemari yevamwe vanhu.
BramSiam, hausi kumhanyisa pamusoro peiyo itsva system? 'Hurumende inoita zvainoda…' Unorevei kana uchiti 'hurumende'?
Pane mazano akanaka kubva kuDare reHurumende, Imba yeVamiririri yakagamuchira chirevo chacho nemavhoti makumi mapfumbamwe nemasere (uye izvo zvinopfuura mubatanidzwa une ...) uye Rutte-98 haana ruzhinji museneti, saka vanopikisa vanofanira kuvhota pamwe chete uye zvinoita sekudaro! Hapana chinonzi munhu anongoita zvaanoda.
Pane kushorwa uye pane kusava nechokwadi pamusoro pekugara kwepension-proof pension, asi ndizvo zvazviriwo nhasi. Mapensheni mazhinji haana kunyorwa kwemakore uye mumwe munhu ave kuenda kumatare pamusoro peizvi. Bhizinesi guru; tichawana mhinduro mumakore gumi kusvika gumi nemashanu… Zvino ndinogona kunge ndatove nemakore makumi mapfumbamwe, Deo Volente, kana kutamira kuchirongo chiri pachimuni…
Kuvimba kwakasimba muhurongwa hwekudyara kwemari yepenjeni uye mainishuwarenzi angave asiri panzvimbo!
Handifunge kuti BramSiam iri kutsika-tsika neizvi.
Maonero mashoma kubva kune vanhu vaive nyanzvi mazviri panguva iyoyo:
Nyanzvi yezvemari Ab Flipse anopindura kuti: “Kunyange ‘ivo’ vachichengeta ‘penjeni yavo yakavimbiswa’, ‘isu’ tinomanikidzwa kuchinjira kupenjeni ine ngozi zvikuru yepakhasino. Chiito 'chisina kumboitika'!
Agnes Joseph, nyanzvi paAchmea Pensioenservices, akataura senyanzvi kuSeneti muna Kukadzi 21 nezvemutemo mutsva wepenjeni.
Akazunza Senate yese. Sekureva kwake, mutemo mutsva uchave mutambo.
Agnes Joseph: Ndinoona zvichishamisa kuti mari dzemudyandigere dzevezvematongerwo enyika hadzichinji nemutemo mutsva, uye kuti munhu wese anofanira kuchinjira kuhurongwa hutsva pasina zvaanotaura.
Kufurira kweBrussels neWEF kuri kupera simba, unogona kutotanga kushamisika kana kuvhota kuchine basa.
The 2nd Chamber yakatosundira kuburikidza neCasino iyi Pension uye 30st Chamber ichatevera musi waMay 1: shamwari pakati peumwe neumwe ... Usazvifunga iwe, asiwo funga nezvevechidiki vechiDutch vachiri kushanda kwenguva yakati. uye ndinodawo penjeni yakanaka ndine makore makumi matanhatu nemanomwe.
Iwe unorova nzvimbo chaiyo Bram, asi isu vanhu vakadzidza vanodzikisira hatinzwisise izvo zvinoenderana nevamwe vanhu vakadzidza zvakanyanya. Iyo pensionadas ichangobva kudonhedzwa kwemakore, ndeye zvese uye kwete izvo zvikonzero zvaRutte nemitemo yako yaunoverenga pano.
Chokwadi iyi ipfungwa yekuti mari iri kuwedzera kupfuma. Asi nekuda kwehurongwa hutsva, ndinonzwisisa kuti zvinhu zvose zvehomwe zvakagoverwa pakati pevatori vechikamu, saka mari isina kunyorwa inogoverwa kune vose vatori vechikamu. Homwe yacho haisisina (chakavanzika) matura nekuti zvinhu zvese zvakakamurwa uye munhu wese anogona kuona mugove wake. Ndinovimba ndinozviona nenzira kwayo uyezve hapana chikonzero chekunongedza kune homwe kuti havana index kana chero chinhu, asi kungotaura kuti kukosha kwekudyara kwezvinhu zvepenjeni. Panyaya iyi, kujeka pamusoro pekuti penjeni yako inokosha chaizvo.
Ndozvazviri BramSiam, ramba wakatarira 'Hurumende YANGU' uye ndinovimba kuchave neparamende iri nani.
Zvinoita seshanduro yemuchina yakaipa. "Kuita" kungangobva ku "Doen" asiwo huwandu uye makore zvinoita semusanganiswa unoshamisa. Pamwe ndezvechokwadi neicho chepakutanga chiri padivi pacho?
Kana iwe uchiri kufanira kugamuchira mudyandigere, izvi zvingangoshanda kune mudyandigere wakawedzerwa kusvika pari zvino mupfungwa yekuti hausati watadza chero chinhu, asi nekuti indexation haisati yakwana, pachine kukuvara. Zvisinei?
Asi ini handione kuti mune link yekusaina.
Kunzwira tsitsi kutanga, kwandinotsigira nomwoyo wose. Asi kana ini nevamwe vakawanda vari mupenjeni tichambowana muripo, ndinokahadzika zvikuru. Ichokwadi ndechekuti hurumende yeDutch haizombobvumi kuti nzira yekuverenga yakashandiswa yave ichipokana neEuropean directive. Mhedzisiro yeizvi makore ekutongwa kwemutemo. Ndinozvienzanisa nenhau dzeWoekerpolis. Kubva 2006 ndakanyoresa nedare rezvichemo kune yangu ikozvino yapera kuremerwa kiredhiti mutemo neAegon, asi kusvika parizvino, 17 makore gare gare, iyo hondo ichiri kuenderera.
Ehe Wut, iri tsiva inopesana nemaodds. Asi kana iwe usingaiti chinhu, hapana chichaitika. Uye tinofanira kufungawo nezvevechidiki, vanodawo mari yepenjeni yakanaka kana vapedza kushanda.
Mutemo mutsva wepenjeni waumbwa uye wakatovhoterwa nedare reparamende. Iye zvino imba yekutanga. Ndiyo inonzi casino mutemo. Pension yako inokwira nekudzika nestock market. Saka kana musika wemasheya ukadonha kana kudonha, unogona kuridza muridzo wekurega basa. Uye kuti wakashanda uye wakabhadhara kwemakore. Pane kuramba kukuru, asi hurumende inoda kupfuudza mutemo uyu nekukasika.
Neruremekedzo rwakafanira, izvi hazvina maturo. Ikozvino hurongwa hwepenjeni hahukwanisi kuunza iyo yakavimbiswa yakagadziriswa pundutso kana mhedzisiro yekudyara uye mitengo yemubereko ichiodza mwoyo. Vezvematongerwo enyika neDNB vakaisa (zvakare) zvakaomesesa zvemari zvinodiwa kuti indexation.
Muurongwa hutsva, kuwedzera kunogona kuitwa kare uye hongu, kuderedza kunogonawo kuitwa kare, asi nzira dzekudzimisa dzakabvumiranwa nokuda kweizvi, kuitira kuti mukana wokuti pension ideredzwe iduku zvikuru.
Usatende sirogani yepopulist senge "casino-retirement". Izvozvo hazvina musoro.
Masangano nevashandirwi havana kunonoka uye vakaita hurongwa hwakanaka pamwechete.
Kuchinja kwese hakusi kuvandudzwa. Havatauri Casino mudyandigere pasina. Uye kune kupikisa kwakawanda kubva kuvashandi vepenjeni. Vanhu vazhinji vakaonekana nesangano revashandi, FNV, uye mukuita vashandirwi vanowanzozvifunga ivo pachavo pamberi pevashandi. Hongu, yaive system yakanaka, sei kuchinja?
Ndinotya kuti zvatove kunonoka, pana Chivabvu 30 mutemo mutsva wepenjeni uchamhanyiswa mukamuri yekutanga isati yapinda imwe rondedzero mukamuri.
Izvo zvaifanirawo kutarisirwa, hari ye 1500 bhiriyoni yainyanya kukwezva mapato akasiyana-siyana, vatsigiri vezvematongerwo enyika vakashandisa zvakanaka kusaziva kwevaDutch vezvematongerwo enyika, kune vashoma vezvematongerwo enyika vanonyatsonzwisisa pensions.
Tarisa uye kudedera
https://youtu.be/rgUqph81ENQ
GeertP, ini ndinofanira kudedera here kubva paTV chiteshi cheanorangana theorist Pasquino? Ndine urombo, asi handisi kuwira nekuda kwaizvozvo. Ndakaverenga zvese nezve chirongwa chemudyandigere iwoyo, kusanganisira kubva kune vanopikisa, uye handioni chikonzero chekushandisa izwi senge 'casino pension'.
Sezvineiwo, izvo zvandakaverenga nezve iyo maitiro, kune zvakare mamwe mafungiro pamusoro payo. Ndinoshamisika kuti chii chichaitika mumakore gumi.
Wadiwa Erik, nyanzvi dzinopfuura makumi mana dzinosanganisira Arnoud Boot, Pieter Omtzigt, Hans van Meernen, vese mapurofesa, nyanzvi munyaya dzezvemari, kwandiri zvinoita sekuti chimwe chinhu chinofanira kunge chisina kumira zvakanaka kana vanhu vazhinji vane ruzivo nezvenyaya iyi vakaridza alarm.
GeertP, hapana system inopa vimbiso. Pane premium inofanirwa kuiswa uye musika wemasheya haupi vimbiso. Inoramba ichitsamira pamari mune chero system; onawo zvakataurwa naJack pamusoro.
Takaona kufamba kwemusika mukuru uye hongu, kana sheikh akadaro kana wezvematongerwo enyika achivhuvhuta mhepo, misika yemisika inoputika uye isu tinopinda mungozi, uye kwete chete nepenjeni yedu. Iwe unogona chete kudzivirira izvo nekuisa mari yako muchembere sock, asi zvakare inorasikirwa kukosha….
Handioni nhengo dzeparamende sedzakarembera uye ndinokoshesa nyanzvi dzezvekudyara mari dzehomwe idzi nemainishuwarenzi. Ini ndinoona sechinhu chakajairika kuti pane kupokana mukuvhiya kukuru kwakadai. Asi ini handitori rutivi mukutyisidzira.
Pese apa inyaya yekuti isu tave nemakore tichibiridzirwa uye kuti hurumende yakabvutawo kubva muhari.
Kuti maMP akaverengerwa here kana kuti kwete waive usiri mubvunzo. Kana vachida zvakanakisisa kune vagari venyika imwe nyaya. Mushure mezvose zvinonyadzisa, iwe haugone kuchengeta izvo nemeso akaoma.
Iyo iripo sisitimu yakave neyakaoma mari semubairo uye iyo inopera. Kusamira zvakanaka kwacho kunobva pamari yemubereko yeactuarial yakadzikira zvikuru nehurumende. Mumakore achangopfuura, hurongwa hwedu hwemudyandigere hwave pachiverengero chepamusoro-soro kana kuti imwe yeakanakisa pasi rose kana tichienzanisa. Uye zvino inofanira kubviswa. Neizvo zvino zvinoita senge chiitiko chekuziva kuratidza iyo iripo sisitimu isiri yeramangwana-humbowo. Uye zvino sezvo michina yemari ichiri kusvuta kubva pakudhinda yakafukidzwa "mari" uye inflation iri kuwedzera, mhindu iri kukwira uye pensions inogona kunyorwa zvakare, hurongwa hunoda kugadziriswa.
Pane izwi rimwe chete raro uye iro "nyadzi".
Jaap, unofunga kuti penjeni isina index imari yakaoma? Ipapo isu tinosiyana mumaonero pamusoro pekuti mari yakaoma chii. Unogona kudaidza iyo AOW 'yakaoma' nekuti ine index.
Uyezve, hatizobvumi, asi ndinotarisira kugadziriro itsva nechivimbo. Uye ndinofunga kuti ichapfuudzwawo neSeneti mwedzi uno, pasinei nenyaya yakazara peji nhasi muAD uye zvichida mune mamwe mapepanhau.
Haungapomere hurumende kuti vanhu vave kuchembera, zera rava kukwira zvakanyanya kudarika pakaitwa mutemo wepenjeni. Pamusoro pezvo, ECB yakachengeta zvisizvo mibairo yakaderera kwemakore, izvo zvinokanganisawo mukana weiyo indexation; Iwe haugone kupa hurumende mhosva nekuda kwechinhu ichi, pamwe DNB inogona.
Nekuti zviri zvishoma nezvehurongwa hutsva hwemudyandigere: Ini hapana kwandaverenga kuti kuwana kwekupona kuri kugadziriswa. Vanhu vanofanirawo kunyatsoteerera kune izvi, nekuti unovaka penjeni yako kwemakumi emakore uye kana, semuenzaniso, ukafa zuva 1 mudyandigere usati watanga, iwe nevagari venhaka yako munorasikirwa nekodzero dzese dzepenjeni dzakawanikwa mune imwe nhanho uye muvakidzani awana. taura nezve capital yako yakanyatsovakwa. Kushungurudzwa zvakanyanya uye kana zvichienda kuhari yepenjeni yemunhu, ndinovimba kuti izvi zvichagadziriswawo, muchidimbu nekuda kweizvi ndiri kupesana nechero chirongwa chepenjeni chakaungana pamwe nekusaisa indexing muchinyorwa chino icho chinowanzo. mari asi hazvibvumidzwe.
Zvakare neruremekedzo rwakafanira, asi uku hakusi kushungurudzwa zvachose, asi uku kunonzi kubatana. Wese munhu anozvigadzirira poto yake chaiyo panguva yekuvaka-up chikamu, asi iri pamwe chete muchikamu chekugovera. Neizvi tinovimbisa kuti munhu anosvika 110 okuberekwa acharamba achiwana penjeni.
Kusanganisira chirikadzi zhinji dzemuThai idzo dzaive mudiki pane varume vavo kazhinji. Izvi zvinodaidzwa kunzi kubatana uye zvinoenderana nehurongwa hwemudyandigere.
Ger, kune penjeni yemunhu anenge ararama kuhama dzinenge dzasara, dzakadai sechirikadzi/murume/mukadzi/mudiwa uye nherera. Izvi zvinobva kuinishuwarenzi yehupenyu iyo inoshanda pamwe chete nepenjeni yekupihwa. Pamusoro pazvo, kunewo vanhu vava kutosvika makore ekuma90 uye vari kuchembera; hapana ma spare akachengetedzwa nekuda kweizvi uye purofiti yekufa kwevanhu vanofa nekukurumidza inoshandiswa. Ini handina dambudziko nazvo.
Zvinofadza kuti kune chivimbo chakawanda chekuti hurumende ine zvatinoda pamwoyo. Mushure mekubata mari paABP pakupera kwezana remakore rapfuura uye kusada kuteerera mazano enyanzvi uye, somuenzaniso, nyevero dzaPieter Omtzigt, pakati pevamwe, vanhu vanongoramba vachienda. Hapana chinodzidzwa kubva, semuenzaniso, mabhenefiti enyaya. Iri idhirama idzva rinotangwa nemapofu. Ongororo yedare reparamende kuti zvese izvi zvaitika sei ichatevera mumakore gumi kusvika gumi nemashanu. Muhurongwa hutsva, iyo indexation arrears ye10 bhiriyoni, iyo parizvino ichiri nguva yakafanira, yakabviswa zvisingaonekwe. Uyezve, munhu wese anowana hari yake. Vakuru vemitero vari kutodzidza nzira yekubhadharisa mutero wehupfumi pane izvi. Sekutaura kwegurukota, munhu wese ari kunatsiridza. Ndizvo zvakanakisa. Hapana bhururu munhu wese akapfuma. Vaifanira kunge vakazviita nekukurumidza.
Ehe, iyi cabinet ine mapofu. Haina indexed kwemakore gumi nemana. Nyaya yekuchaja, kudhirwa kwegasi reGroningen, nyaya yeBonnetjes, Pieter Omzigt 'pakanga pasisina nzvimbo'.,…. Yasvika nguva yehutongi hwakasiyana. 'Ivo' vaifanira kunge vakaita izvozvo kare.
Kana iwe uchifunga kuti dhipatimendi reDutch rakakushatisa neshanduko kuenda kuEuro, rakadzinga zviuru gumi zvevanhu kuti vaore mwoyo kwemakore nenyaya yekuwedzera, haichapei mari yako yemubereko wobva wavabhadharisa nekudzoka kwenhema, zera rekurega basa raive. kuenda kuwedzera, Groningen nemamwe mapurovhinzi haana kubatsira, ipapo unogona kutaura gehena kuti mutemo uyu, izvo zvino kusundirwa kuburikidza nokuda kuchinja kuchinja, haana favourite pensioners uye hurongwa.
Izvi zvinhu zvishoma, pane zvakawanda. Dare remakurukota harichatauri nezvevagari, asi nezvenyika. Yakanakira nyika, kwete zvakanyanya vagari. Kuti inyika ipi zvino ine chakavanzika kwandiri.
Kana ukarasikirwawo neUnilever neSHELL, urikuitei?
Bennietpeter, munyika medu mitemo inogadzirwa nehurumende pamwe neparamende. Saka zvaunonyunyuta pamusoro peeuro hazvisi zvechokwadi; ndicho chisarudzo chemumiriri: hurumende neparamende pamwechete.
Iyo indexation scandal yakakonzerwa nevakuru vakati wandei, mubereko unoenderana nezviri kuitika kune dzimwe nyika, kudzoka kwenotional kunotaurwa muIncome Tax Act uye isarudzo pamwe nemaChambers maviri, zera rekurega basa rakasimudzwa kumwewo kuti richengete. inokwanisika, 'Groningen' uye kukuvadzwa kwemugodhi kwakasiiwa, ndinobvumirana nazvo, asi mamwe emashoko ako anopotsa mucherechedzo. Uye iwe wakabatsirwawo neLimburg marasha neGroningen gasi, handiti?
Ndizvozvo, inguva yekuti iyi cabinet iende Oprutte......
Ndiani anobhadhara maawa echirume pamitengo yekufambisa? Ndinofungidzira kuti maawa emunhu akawanda ari kubatanidzwa kupfuura neDelta Works!
Izvo zvichasvika mumamiriyoni, semitengo yenyanzvi dzekudyara uye ndiani achabhadhara? Ava ndivo vanobhadhara premium, saka kunyanya vanhu vanoshanda.
Izvi zvinodhura mamirioni Jo uye mari yepenjeni ichabhadhara izvi kubva kumaprimiyamu anobhadharwa nevatori vepenjeni!
Kubhadharisa mutero kwekunyepedzera humbavha hwakazara, kukwidza zera rekuenda pamudyandigere hakunakidze, asi hazvidzivisiki kana munhu wese akararama kwenguva refu. Isu semaDutch hatina kubiridzirwa ne euro, Germany chete ndiyo yakawana mukana wekuwedzera pane dzimwe nyika dzese.
Uye handisi kunyatsonzwisisa kuti sei vanhu vachinetsekana nenyaya yemendenenzi, ini ndaingogara ndichishandira mari yangu, uye ndisina kana penny allowance. Dzimwe nyika zhinji hadzina zvipo zvemahara izvo hurumende yedu inodaidzira kuti muripo. Vanhu vanoshanda ndivo vanobhadharira mabhenefiti ese iwayo, sekuona kwangu, izvi zvinofanirwa kutariswa zvakanyanya mari isati yagovaniswa.Ethnic profiling haibvumidzwe, asi ichiri yakakosha kuti zvakawanda zveizvi. mari yemahara inopera nevanotsvaga rombo rakanaka vane migration background.
Kubatsira kwemarudzi hakubvumidzwe, asi zvinoshamisa kuti vakadzi vanowana mari shoma, kunyangwe vari vachena. Kana kuti kune (un) rusarura rwekuziva runobva paruvara rweganda, kwakabva, dzidzo kana hunyanzvi hwemutauro, kutaura zvishoma. Zvese mune zvese, mumwe anowana yakawanda kupfuura imwe uye maallowances akagadzirwa kuitira kuti kuderedzwa kwemutero nenzira yemvumo kusvike kune vanhu chaivo, semuenzaniso hauwane pekugara pekugara kana iwe ukawana tani uye uchigara mune yeruzhinji imba. kumba, asi mumwe munhu ane penjeni yeAOW chete achagamuchira iyo mvumo.
Luit van der Linde, mvumo yave iripo kubvira 1970! Ndinoreva mari yerent yakabviswa pakatanga kushanda mari yerent. Panguva iyoyo kwakanga kune chirongwa chemitero chokuchengeta vana; pakanga pasina hurongwa hwemitengo yehutano kunze kwekubvisirwa mutero kana pakaitika mari dzekurapa dzepamusoro.
Chirongwa chekupihwa rubatsiro rwehutano chakagadzirwa kubva muna 2006 apo Health Insurance Act yakapera uye Health Insurance Act yakatsiva masisitimu ekare. Gadziriro dzakagadzirwawo dzemitengo yekurenda uye yekuchengeta vana.
Ini handina kuwana chero data pawebhusaiti iyo 'yakawanda yemari yemahara', sezvaunoidaidza, inoguma ne 'vanotsvaka rombo rakanaka vane kutama kumashure'. Zvichida unoda kutsanangura izvozvo? Asi sezvo mipiro ichienderana nemari uye midziyo, zvinoratidzika kwandiri kuti vanoenda kune dzimwe nyika vane dzidzo yakaderera uye mari yakaderera kupfuura vanhu veDutch vangangove vakakodzera kuwana zvikomborero zvakadaro. Uye neizvozvo, iyo mari inopera iyo iyo yemutemo yaida.
Eric Kuijpers,
nemutsara iwoyo wekupedzisira unoratidza chaizvo zvandiri kureva, saka tinopa mari iyoyo kune vanotsvaga hupfumi pasina kana chavanoiitira.
Saka mumiriri weparamende aida kupa mapoka iwayo mari uye kuderedza mari dzemudyandigere, asi kuti zvakarongwa nenzira iyoyo hazvirevi kuti zvakanaka.
Mupiro wehutano wehutano zvakare hurongwa hwakadaro hwekuita inishuwarenzi yehutano yemahara kune chikamu chehuwandu uye inodhura kune chimwe chikamu.
MuNetherlands, kushanda nesimba hakuna mubairo, asi kunorangwa.
Zvingave zvakanaka kwazvo kubvisa ma allowance ese, uyezve kubvisa marudzi ese ekubvisiswa mutero, ipapo kushungurudzwa kwezvirongwa izvozvo kunoperawo nekukasika.
MuNetherlands, vakadzi vanowanzotambira mari shoma nekuti vanorangarira zvimwe zvinhu zvakaita semhuri zvakanyanya kukosha pane basa. Idzi sarudzo dzinoitwa nemunhu wese nemumwe wake.
Kubhadharisa inzira yezvematongerwo enyika yekuruboshwe kuti ienderere mberi. MuNetherlands tinotenda kuti kana mumwe munhu akawana mari inopfuura yevhareji kuburikidza nekushanda nesimba, anofanira kuisiya kuitira kuti mumwe munhu ari pasi pevhareji awane chimwe chinhu chakawedzerwa pasina kushanda.
Hazvisi pasina kuti Netherlands inokwezva chikamu chepamusoro chevanotsvaga hupoteri kupfuura avhareji yeEU nyika.Zvese izvi zvinofanirwa kubhadharwa, uye zvakanyanya kukosha pane kupa vagari vedu pachedu penjeni yakanaka.
Luit van der Linden, zvinosuruvarisa kuti mihoro yevarume nevakadzi ichiri kure nekuenzana muNetherlands. Asi nebasa rimwechete uye dzidzo uye ruzivo zvinouya muhoro wakafanana. Kusaenzana uku hakunei ne 'sarudzo dzinoitwa nemunhu wese nemumwe wake' sezvaunofunga. Neraki, zvinhu zviri kuchinja uye inguva!
Izvi hazvichinje chokwadi chekuti munhu wese anogona kusarudza kushanda zvishoma nekuda kwekufunda kana mhuri, uye ipapo muhoro unodonha nekuti unoshanda maawa mashoma. Asi nheyo dzinofanira kuva dzakafanana. Ndinofunga unobvumirana nazvo.
Pension yako iri mumaoko ako pachako, iwe unosarudza mushandirwi wako, ane yakanaka kana shoma yakanaka mudyandigere accrual zvichienderana nemibhadharo inobhadharwa nevashandi nevashandirwi. Hurumende inotokubatsira nekusabhadharisa mutero pamari yaunoisa muhomwe yako yepenjeni. Haisi iyo hurumende inofanirwa kukupa mudyandigere wakanaka, asi unoita izvozvo iwe pachako, semuenzaniso nekusarudza basa mukambani iyo mudyandigere inokura pamusoro peavhareji nekuda kwekudyara kwakanaka uye pamusoro peavhareji madhipoziti emari, saka 2 zvinhu.
Ini pachangu ndakashandira homwe hombe yepenjeni kwemakore anopfuura makumi mana. Paive nemari yakakwana yekunongedza pakutanga, asi izvo zvakamiswa neThe Hague. Kare, vapenjeni vakawana
yakawedzera padiki pakupera kwegore takafonerwa zvisingaite tikatumirwa tsamba netsamba handizivi kuti maita basa mangani. Ndinotya kuti ndezvekare, ndinofunga mutemo mutsva wepenjeni wakaipa.
Chete mukufarira kwehomwe fillers kwete yevanhu vanosiya basa.
Muma80s kana 90s ezana ramakore rapfuura, handiyeuki gore chairo. Chandinonyatsoziva ndechekuti hurumende yenguva iyoyo yakatora mari inosvika 40 bhiriyoni (40.000.000.000) guilders kubva kuABP reserves.
Icho chaiva chikamu chepenjeni yakawedzerwa iyo yakachengetwa pamwe chete kuburikidza nemari yemwedzi yepamwedzi kubva kunhengo. Ko sei ndisingambonzwe nezvenyaya iyi zvakare? Uhu hwaiva humbavha chaihwo.