Kugara muThailand: mhedzisiro yepenjeni yako yenyika
Kana ukatanga kugara zvachose muThailand usati wasvitsa makore makumi matanhatu nemashanu, kazhinji hausisiri zvekumanikidzwa neinishuwarenzi pasi peGeneral Old Age Pension Act (AOW). Unogona kutora inishuwarenzi yekuzvidira yeAOW kana iwe usisiri kuvaka AOW.
Kunyangwe ukashanda muThailand, kazhinji hausisiri inishuwarenzi yeAOW. Kwegore rega rega rausina inshuwarisi, yako AOW bhenefiti ichaderedzwa nezvikamu zviviri kubva muzana. Unogona kudzivirira izvi nekutora inishuwarenzi yekuzvidira. Iwe unowanzo pihwa inishuwarenzi yeAOW mune zvinotevera kesi:
- Iwe uri kutumirwa kunze kwenyika nehurumende yeDutch.
- Waunoshandira achakutumira kunze kwenyika kwenguva pfupi nekuda kwechirevo chechipiri.
At Social Insurance Bank (SVB) unogona kubvunza kana AOW accrual ichienderera mberi nemamiriro ako ezvinhu.
Kuzvidira AOW inishuwarenzi
Kana usina inishuwarenzi yeAOW neAnw, uchagamuchira penjeni yakaderera gare gare uye mumwe wako haazogamuchire rubatsiro rweanorarama kana ukafa. Vana vako vadiki havawanewo mabhenefiti enherera kana vakave nherera nekuda kwekufa kwako. Neinishuwarenzi yekuzvidira iwe une inishuwarenzi yeAOW uye Anw. Iwe unogona kuzvidira inshuwarisi yekuzvidzivirira kune:
- mudyandigere wenyika
- iyo Anw kana
- iyo AOW neAnw pamwe chete
Izvi zvinogona kuitwa zvemagetsi kuburikidza ne 'My SVB' uchishandisa DigiD yako kana kunyora uchishandisa fomu rekunyorera. Izvi zvinofanirwa kuitwa mukati megore rimwe mushure mekupera kweinishuwarenzi inomanikidzwa yeAOW. Kuti uve unofanirwa neinishuwarenzi yeAOW yekuzvidira, unofanirwa kunge wakamanikidzwa inshuwarisi kwerinenge gore rimwe.
Nguva yeinishuwarenzi yevoluntary insurance inogumira kumakore gumi. Kana wanga watozvidira inishuwarenzi muna Zvita 10, 31 uye ukaramba wakadaro, kurambidzwa uku hakushande. Iwe unogona zvakare kutora inishuwarenzi yekuwedzera penjeni neinishuwarenzi yakazvimirira.
Kudzokera kuNetherlands
Kana ukabva kuThailand wouya kuzogara kana kushanda muNetherlands, unowanzo pihwa inishuwarenzi zvakare yeAOW neAnw. Voluntary insurance haichadiwi. Ndokumbira utizivise nekukurumidza nezve zuva rauchange uchigara kana kushanda muNetherlands zvakare. Usakanganwa kunyoresa nekanzuru kana iwe uchiuya kuzogara muNetherlands zvakare. Iwe uchagamuchira penjeni yeAOW kubva kuzera rako remudyandigere wenyika. Inishuwarenzi yekuzvipira inobva yamira. Iwe unogona kuenderera mberi neinishuwarenzi yako yekuzvidira yeAnw mushure mezera rako remudyandigere wenyika.
Zvinyorwa: Hurumende yeNyika, SVB
Ndakatamira kuThailand pandaiva nemakore 61.
Saka ndakachekwa 4×2%. Saka 8%.
Dai ndakanga ndazvipira kutora imwe insurance nemari yandaifanira kubhadhara
(Cherechedza kuti iyi haisisiri kuuya inotsamira) Ndaifanira kubhadhara iyo yakanyanya premium
pay. Saka mune yangu 8%. Zvimwe zvacho zvakanga zvakasiyana nemunhu wese, ndaive nazvo
Zvinotora makore angangosvika zana kuti uwanezve.
Hatisati tava kutaura nezvemhando dzemamiriro ezvinhu dzavachiri kuita kune expats muNetherlands
Kunze kwenyika. Vanogona kuuya nekucheka kwatiri izvo zvisina basa kwatiri
anogona kuita. Asi bhadhara zvakanyanya.
J. Jordan.
Kana iwe usina mari, iwe unobhadhara iyo shoma premium uye kwete iyo yakanyanya premium. Mari shoma ya2012 i496 Euro.
J Jordan. Ndinofungawo saizvozvo. Ndinogara uye ndinoshanda muThailand. Ndinosarudza kuisa mari parutivi mwedzi wega wega muaccount mangu kuitira gare gare. Ini ndine zvandinoreva pachangu uye handisi kutsamira pane zvinodiwa nehurumende. Nezve penjeni yangu inowanikwa muNetherlands, ndichafanira kuona zvandinowana munguva yakafanira.
Zvakanaka, iwe unobhadhara iyo yakanyanya premium, zvisinei nemari yaunowana. Nevanhu vazhinji vasingambobhadhare maprimiyamu asi vanozotora chikamu gare gare, iyo inobhadharwa nevanobhadhara mapremium, unobva waona kuti uri kubhadhara zvakanyanya. Ndokusaka vazhinji vekunze vasingaite izvi. Mukuwedzera, nekuda kwekubhadhara-se-iwe-go system, hapana chinhu muhari, mupiro wako unobva wadyiwa pakarepo. Zvematongerwo enyika zvinozoshandura zvibvumirano zvakaitwa (zvine musoro hapana mukiti uye rega zviitike). Kuchengeta yako wega kuchembera uye kutonga iyo premium iwe pachako kazhinji kunoshanda zvirinani. Kana ukakurumidza kufa, kune poto yehama dzasara.
Zvakadini nevanhu vechiDutch vanga vachigara muThailand kwemakore asi vasina kumbodzima kunyoresa? Saka ivo vakagara zviri pamutemo kugara muNetherlands uye nekuti AOW inoverengerwa pahwaro hwekugara muNetherlands uye kwete pahwaro hwekushanda, ndinofunga vanogamuchira iyo yakazara mari.
hongu, ndizvozvo, ndosaka paine vazhinji vasingazvinyore nekukurumidza uye
nokudaro kuvaka 2% yenyika penjeni gore rega rega kune gare gare.
Moderator: ndapota usazvibata
Uye ndizvo chaizvo izvo zvisiri izvo chinangwa cheiyo system uye zvakare chimwe chezvikonzero zvekuti haichashanda.
Rene,
Ini handisi kuzokurukura nezvehuwandu, asi 496 Euro, kana iwe uchifunga kuti ndiyo premium premium, ndine iyo kanenge kaviri.
kazhinji haana kumbobhadhara.
JJ
@john, unoti izvi hazvichashande. sei zvakadaro? Ndaigara ndichifunga kuti zvakanga zvakakwana kuti ndinyoreswe muNetherlands.