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Home » Expats uye vakarega basa » "AEGON: bhangi renguruve revanhu vazhinji vechiDutch vanogara kunze kwenyika."
"AEGON: bhangi renguruve revanhu vazhinji vechiDutch vanogara kunze kwenyika."
Geplaatst mukati Mutero muNetherlands, Expats uye vakarega basa, Inishuwarenzi yehutano
Tags: AEGON, mutero, mutemo wehutano
Mumwe wevatengi vaLammert de Haan muThailand (nyanzvi yemutero uye nyanzvi mumutemo wemitero yepasirese uye inishuwarenzi yemagariro) anogona kutarisira mari inosvika zviuru zvina nemazana mana muna 2020 muna 4.400 mune zvisiri izvo zvakanyimwa mari yeinishuwarenzi yehutano mipiro neAEGON uye Nationale Nederlanden.
Izvi hazvidzoserwe nekuisa mutero wemutero, asi nekuendesa chikumbiro chakakosha kuhofisi yeTax Authorities/Utrecht.
Verenga zvakawanda pamusoro peizvi muPDF pazasi:
"AEGON: iyo piggy bank kune vazhinji vagari veDutch vanogara kunze kwenyikas. ”
Lammert, ndatenda netsananguro yakanaka.
Ndinoda kuvimbisa vanhu vanogovana manzwiro angu eZwitserleven: iyo kambani inoteedzera kumirairo uye haibvise mari yeinishuwarenzi yehutano kana uchigara muThailand. Kana iri pfungwa yokusunungurwa, mumwe muzukuru wangu akandiudza kare kare kuti aifara kuti akanga asunungurwa mubasa rechiuto. Zvakaitika ipapo ... :)
Zvakanaka kuziva. Ndakabvisirwawo mari yeHealth Insurance Act zvisizvo. Ndakanga ndichiri kurarama pasi pekufungidzira kuti vakuru vemitero vaizodzorera izvi pakarepo. Ndakafonera vakuru vemitero nezve gore rapfuura uye ndakawana mhinduro: Ivo (vakuru vemitero) vachiri kushanda pane izvi.
Saka ndakanga ndakamirira nokushivirira. Saka zvino ndakaverenga kuti pane fomu rekukumbira kuti mari iyoyo idzoserwe. Zvaiva zvakanaka kudai mukadzi wehofisi yemutero akandiudza izvi.
chidimbu chakanaka, mutemo wemutero unofinha unogona kuramba uchitsanangurwa zvakanaka.
Ndizvo zvakaitika kuvaDutch vakawanda vakadya mudyandigere. Quote:
Enzanisa izvi ne, semuenzaniso, makore ekushandiswa zvisirizvo neSVB ye
zvikwereti zvemutero kana uchigara muThailand, pakati pevamwe. Mari yemutero yakanyimwa nekuda kweizvi
haina kuzobviswa kuSVB, asi yakazonzi kubva kuvateresi. Sezvineiwo
unogona here kubvunza izvozvo, kunyangwe pasina chikumbiro kubva kune
mubatsiri wemutero zvikwereti paanenge achigara kunze kwenyika uye nekudaro mukupokana ne
iyo Wage Tax Act 1964, yakashandiswa neSVB. Pashure pezvose, paiva
paive nekusashandiswa kwemutemo zvisirizvo neSVB, izvo zvisina mubatsiri
kubhadharisa. End quote.
Pandakataura kune nyanzvi yemitero pazviremera zvemitero pamusoro peizvi uye ndakarega kutaura kuti izvozvo
akanzwa hwema hwekunyengera, kuti hunofanira kukosora nesu, mhinduro yake yaiti: “Tava nayo
kuirega ichitsvedza kwemakore!”
John D Kruse
Pakutanga, zvinoratidzika kwandiri kuti zviri kuna Aegon kuona kuti kukanganisa kwakaitwa navo kunogadziriswa.
Ivo vangasakwanisa kudzoreredza mubhadharo wavo pachavo, asi ipapo ivo vanozofanira kutaurirana uye, kana zvichidikanwa, kupa rubatsiro nekururamisa kune zviremera zvemitero.
Iwe ungafunga kudaro, Ruud. Asi handiwo mashandiro azvinoita paAEGON. Ona zvandakanyora pamusoro peizvi attn mutengi wePhilippine.
AEGON zvechokwadi ine basa rekutarisira, asi kunetseka kwevatengi vavo kuchave kunetseka kweAEGON!
Ndakanyora chinyorwa ichi masvondo mashoma apfuura. Ini zvino ndaona kuti chinongedzo kune webhusaiti yeMutero uye Customs Administration haichashandi. Fomu rekudzoreredza mari yeinishuwarenzi yehutano inoenderana nemari yaendeswa ku:
https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/themaoverstijgend/programmas_en_formulieren/verzoek_teruggaaf_inkomensafhankelijke_bijdrage_zvw_buitenland
Rombo rakanaka.
Ndakafonerawo vakuru vemitero nezvazvo. Vakanditi hapana chandaifanira kuita. Mari inobhadharwa yaizogadziriswa navo muongororo yekupedzisira. Izvi zvinofanirwa kutariswa neVateresi Vakuru mukati memakore matatu, asi kazhinji zvichagadziriswa zvakanaka mukati menguva iyoyo. Zviri nani here kuzadza fomu iroro?
Taruud, izvo zvaunodzoka pamutero wako wekudzoka ndiwo mipiro yeinishuwarenzi yenyika, asi kwete mupiro unoenderana nemari kuHealthcare Insurance Act. Nokuda kweizvi unofanira kuendesa chikumbiro chakakosha kuhofisi yeTax Authorities/Utrecht.
Mhinduro yawakagamuchira kubva kuTax and Customs Administration saka haina kururama zvachose. Onawo Frits 'yakambotumirwa mhinduro mune izvi.
Nezuro ndakaverenga hurukuro inopenya muThailand blog nezvekufona muTerefoni yeKune dzimwe nyika kuti ubatsirwe nekunyora mutero. Icho chinhu chausingafanire kuita kunze kwekunge iwe uchida kubhadhara dhora repamusoro.
Iwe unobvunza mubvunzo nezve nyaya dzemutero muThailand blog uye iwe unogashira mhinduro yakakwana kubva kwandiri.
Wadiwa Lambert,
Ndave ndichigara muBelgium kwemakumi emakore uye ndine mhosva yekubhadhara mutero ikoko uye ini ndine inshuwarisi ikoko nokuda kwemari yangu yekurapa, asi izvo zvandinofanira kubhadhara kuNetherlands maererano nemari yehutano hazvinzwisisiki.
Neizvi ndinoreva kubhadhara kwangu pamwedzi kweCAK uye zvakare kubviswa kwepenjeni yangu maererano nemutemo weinishuwarenzi yehutano kunze kwenyika.
Iwe unofunga zvine musoro here kukumbira kudzoserwa mutero kune zvakabviswa pasi peHealth Insurance Act Abroad mumakore mashoma apfuura?
Hi Nick,
Chekutanga pane zvese: mitengo yeinishuwarenzi yehurwere inogona kunzi yakakwira kana uchigara muNetherlands kana munyika yechibvumirano, seBelgium. Zvino tave kutaura nezve muripo wezita unofanirwa kubhadharwa kune inshuwarisi yehutano, iyo Yakareba-Term Care Act premium uye inoenderana nemari yeHealthcare Insurance Act. Uine mari inonzwisisika, iwe uchakurumidza kusvika pachiyero, chinogona kufananidzwa neinishuwarenzi yehutano inotorwa kana uchigara muThailand. Izvi zvinowanzotadza kuona. Mukana wekugara muNetherlands kana nyika yechibvumirano ndicho chisungo chekugamuchira iyo yakakosha package.
Paunenge uchigara muBelgium, unobhadhara mupiro wechibvumirano kuCAK. Mupiro uyu une:
1. Mupiro wakatarwa pasi peHealth Insurance Act, uchatemwa gore negore neGurukota reHurumende, Welfare and Sport uye kuenzaniswa nemari inobhadharwa yekugara muNetherlands.
2. Mupiro une chekuita nemari kuHealthcare Insurance Act. Iyo muzana yeizvi inoenderana neyauchazobhadhara muNetherlands uye inoverengerwa pamusoro pemari yako yeDutch uye chero mari yekunze (Belgian). Iwe zvakare unokwereta mari inoenderana nemari yemupiro / premium pasi peiyo Yakareba-Term Care Act.
Ad 1. Muna 2021, mupiro uyu wakaiswa pa€123,17. KuBelgium, nyika yekugara ye0,7347 inoshanda, zvinoreva kuti mupiro wezita wekugara muBelgium unosvika ku90,49 €.
Ad 2. Mupiro une chekuita nemari pasi peHealthcare Insurance Act unosvika 2021% ye5,75, ine muganho wemari we €58.311.
Mupiro unoenderana nemari yeLong-Term Care Act unosvika 2021% ye9,65 uye inoverengerwa pamusoro pepamusoro peiyo yepamusoro yemutero wechipiri mutero bracket (kunyangwe iwe usina chikwereti chemutero muNetherlands).
Ikozvino zvinogoneka zvakare kuti CAK ine mipiro ine chekuita nemari inogadziriswa kuburikidza nemupi wepenjeni yako. Ndakasangana nazvo kakawanda. Asi chokwadi haumbobhadhara kaviri (zvose kuburikidza nemupi wepenjeni uye kuCAK). Nekudaro, kana zvanga zviri izvo, unogona kudzoreredza mupiro wakabhadharwa zvakanyanya kubva kuhofisi yeTax Authorities/Utrecht. Izvi hazviitwe kuburikidza nechiziviso chemutero wemari/mipiro yeinishuwarenzi yenyika.
Iwe uri kufungawo nezve mvumo yehutano inogona kunge iri mupiro kumitengo yemupiro wechibvumirano? Unogona kunyorera iyi mvumo yehutano kuMutero neCustoms Administration uye zvinoenderana nehuwandu hwemari yako kana midziyo uye yechero mudiwa.
Wadiwa Lambert. Ndakadhaunirodha uye ndazadza fomu racho. Ikozvino ndatarisa mutero wangu wemutero 2020 zvakare uye ndaona kuti ndabvisa huwandu hwe138 € se "Deductible cost" kubva pamari yeAegon annuity. Izvi zvinofanirwa kuitwa kuburikidza neimwe fomu. Ini zvino ndaisa izvo mufomu setsananguro zvakare, yandakanga ndambonyora se "Deductible Expenses". Ini handisati ndatumira fomu, nekuti pamwe yaive sarudzo yakakodzera yekuigadzirisa se "Deductible cost" iwe pachako. Ndokumbira upe maonero ako pane izvi. Ini ndichamirira kwechinguva ndisati ndatumira iyo fomu uye ndomirira maonero ako. Kwemakore anotevera (4 mamwe) ini chero zvakadaro ndichakumbira kudzoserwa kuburikidza neiyo fomu.
Hi Tarud,
Zvinhu zvishoma hazvina kunaka pano.
Kubva pamhinduro yako ndinogumisa kuti wakatara (annuity) mubhadharo uri mubvunzo seuchabhadhariswa mutero muNetherlands, nekuti zvikasadaro kubviswa hakuzovi nemhedzisiro. Nekuda kweizvozvo, unongogamuchira chikamu chemupiro weZvw usina kufanira (zvichida 9,7% yemutero wakaderera) pakuongorora.
Zano rangu nderekuchinja chiziviso pachinhu ichi. Pamusoro pezvo, handisati ndafanoronga bhenefiti iri mubvunzo seyakatemerwa mutero muNetherlands. 6 kusvika kumakore manomwe apfuura, mitongo yakati wandei yakaitwa neDare reDunhu reZeeland - West-Brabant neDare reDen Bosch, kuti muripo weAchmea ubhadharwe mutero muNetherlands nekuti waizobhadhariswa. purofiti yeinishuwarenzi iyi (chinyorwa 7(18) cheChibvumirano) asi mamiriro ezvinhu akazochinja zvakanyanya zvichitevera mutongo weDare Repamusorosoro wa2 Chikunguru 14. Verenga zvandakanyora pamusoro pazvo munyaya yangu.
Kana inspector akafunga neimwe nzira, asi izvo zvandisati ndasangana nazvo mukuita kwangu mumakore achangopfuura, anozofanirwa kuratidza kuti izvi zvichiri izvo ('iye anoti anofanirwa kuratidza'). Zvino zviri kwamuri kuti muratidze zvinofanira kubviswa pamutero, nokuda kwomutongo wambotaurwa. Uye pamwe izvo zvakanyanya kudarika izvo zvinogoneka pahwaro hwemutongo uyu, sezvo muzviitiko zvakawanda mari yakaiswa/yakabhadharwa yekubhadhara annuity yaisagona kubviswa kubva pamari yaizobhadhariswa mutero nekuda kwekusakwana kwemariji yegore uye nekudaro isingabhadharwe gare gare. ndeyezvinangwa zvemutero wemari. Ndinotsunga kutaura kuti 95% yevakagamuchira mubhadharo wepagore vanobhadhara mutero wakawandisa semugumisiro wekutadza kubvisa dhipoziti / premium yakabhadharwa munguva yakapfuura.
Usasvike pamberi pako nekugadzira mubhadharo uyu seunobhadhariswa mutero muNetherlands. Zvino iwe unoita kuti zvive nyore kwazvo kune inspector. Iyoyo haisi tsika yangu kazhinji!
Rombo rakanaka.
Wadiwa Lambert.
Mumutero wangu wepamhepo mutero we2020 ndakati:
Income Aegon € 2519
Zvadaro:
“Iyi mari inobatirwa mutero zvizere muNetherlands here? AIHWA"
"Chikamu chemari iyi isingabviswe mutero muNetherlands € 2519"
Kubva pamutero wakaverengerwa unofanirwa kubhadharwa, ini ndozowedzera kufungidzira kuti mabhenefiti eAegon achiri kuverengerwa semuhoro wemari ye2381.
Ndizvo here ipapo? Pamwe neemail? [email inodzivirirwa]
Hi Tarud,
Ingonditumira chiziviso chekunyorwa kuburikidza [email inodzivirirwa]
Kuti uite izvi, enda kuzasi kuruboshwe rwechidzitiro uye sarudza 'print'. Kumusoro kurudyi uchabvunzwa zvaunoda kudhinda. Ikoko unosarudza chiziviso chose. Iyo link yekuzivisa inozoonekwa pazasi kuruboshwe. Unoivhura woichengeta pakombuta yako (iri muPDF format).
Ipapo iwe unogona kuiwedzera kune email meseji kwandiri uye ini ndichaiongorora, mushure mezvo ini ndichakutumira email shanduko dzinofanira kuitwa.
Hongu zvakanaka. Ndichazviita mangwana (Chishanu).
Zvinoshamisa!
Mu "chiziviso changu chekusabvisa mutero wekubhadhara mutero", vakuru vemitero vanozivisa homwe yangu yepenjeni kuti "munhu ari kubatwa haana inishuwarenzi uye haasungirwe kubhadhara mipiro yenyika pasi peZvw". Naizvozvo, hapana premium inobviswa kubva kwandiri.
Kana Aegon neNN vakagamuchirawo shoko rakadaro kubva kune zviremera zvemitero, saka ivo vakakundikana zvechokwadi.