Nyaya yehutano uye mari
Tinogara tichiverenga nyaya pane ino blog nezvenyaya yeinishuwarenzi yehutano. Kunyanya kune vanhu vakadzima kunyoresa muNetherlands, nyaya iyi inogara ichikonzera hurukuro yakawanda. Vazhinji vakatsinhanisa Netherlands neThailand vanogunun'una zvakanyanya nezvemitemo yekuzvibata kwevaDutch inshuwarisi yehutano kunyanya.
Muchinyorwa chichangobva kuburitswa chinonakidza chekutevera 'Rwendo rurefu, kuburikidza (inenge) paradhiso yepasi', Hans Bos anoburitsawo nezve mainishuwarenzi ehutano. "Ini ikozvino ndinobhadhara Univé 495 euros pamwedzi, nepo hutano pano hunodhura isingasviki hafu yeiyo muNetherlands," anonyora kudaro.
Ndinoda kuedza kutsanangura kuti nei kutaura kwaHans Bos kusiri kwechokwadi mumaonero angu. Chekutanga pane zvese, kuenzanisa pakati peThailand neNetherlands nezve 'kutarisira' hakugoneke. Mari yose yehutano muNetherlands ndiyo yakakwirira muEurope uye muchikamu isu tiri panzvimbo yechipiri pasi rose mushure meUnited States of America. Uyezve, mari inobhadharwa nemunhu inotsamira pamamiriro emunhu, ayo anogona kunge akasiyana zvakanyanya muchiitiko chaHans.
mari
Kuchengetwa kwehutano muNetherlands kunoda mari yakawanda gore rega rega. Kwete pasi pehuwandu hwenyeredzi hunosvika zana remabhiriyoni emaeuro, kana munhamba: 100.000.000.000. Kungove pachena, bhiriyoni imamiriyoni ane chiuru. Verenga kuenzanisa kwakanaka painternet nezve zvaunogona kuita nemari yakawanda kudaro. Unogona kutsigira mhuri dzehumambo zviuru zviviri nemazana matatu gore rega rega. Ndiani anoda kunyunyuta pamusoro pemari yemhuri yedu yehumambo kana pamusoro pekukakavadzana kusingaperi mukati mehurumende pamusoro pechirongwa cheJSF maererano nekutenga kwe2300 starfighters? Unogona kutenga akawanda se37 yeaya ndege nemari iyoyo. Isu tashandisa 1500 ½ muzana yeGDP yedu, iyo gross chigadzirwa, kana kukosha kwezvinhu zvese nemasevhisi anogadzirwa munyika yedu, pahutano gore rega rega. Tinoramba tichikurukura zvine hungwaru kuchengetwa kwakashata kwevakwegura mumisha inochengeterwa vakwegura. Kutarisisa kushoma kunopihwa kuboka iri nekuda kwekushomeka kwevakoti nevashandi vanochengeta. Muchidimbu, mari yakawanda inofanira kuitwa kuti iwanikwe kune vakwegura.
Kushandisa mari
Tinofanira kuita mutsauko pakati pekutarisira kurwara kwakajairwa (kurapa) nekutarisira kwenguva refu (kutarisira). Nezvehutano hwehutano hwenguva dzose, nyika yedu haina kunyanya kudhura uye isu tiri pedyo neavhareji yezvatinoti nyika dzakapfuma. Netherlands ndiyo nyika inodhura zvakanyanya munyika kana zvasvika pakuchengeta kwenguva refu vakwegura uye vakaremara. Kana toreva nezvetarisiro yenguva refu, hakuna nzvimbo iri nani yokugara kupfuura munyika yedu timene duku.
Tinozvibhadhara pachedu chii?
Yatinoti kubhadhara 'kunze kwehomwe' ingangoita chikamu chimwe nechidimbu kubva muzana cheGDP yakataurwa. Iwe haungazvitendi, hakuna imwe nyika iyo vagari vanobhadhara zvishoma zvakadaro ivo pachavo. Asi; vezvematongerwo enyika vakangwara uye pakupedzisira tinobhadhara zvese isu pachedu kuburikidza nemaprimiyamu, tisingatauri mitero yakawanda iri pakati pepamusoro-soro munyika.
Urarame kwenguva refu?
Zvinosuruvarisa, hapana hukama hwakajeka pakati pemitengo yehutano hwehutano uye kurarama kwenguva refu. Mienzaniso mishoma yakanaka: muUSA tarisiro yehupenyu yakaderera makore maviri kupfuura muNetherlands, asi hutano hwehutano hunenge hafu yekudhura. Mumwe muenzaniso ndeweSouth Korea, uko vanhu vanogara zera rimwe chete asi hutano huri hafu yemutengo. Uye zvechokwadi isu tinoda kuziva kuti tarisiro yehupenyu inotaridzika sei muThailand.
Madzimai anorarama avhareji yemakore 77.5 uye varume vanorarama anopfuura makore matanhatu zvishoma pamakore makumi manomwe nerimwe. MuNetherlands, chikamu ichi chakakwira zvakanyanya pamakore 71 kuvakadzi uye 82.8 kuvarume. (79.1) Ndakatopfuura avhareji yeDutch uye handisi kunetseka nezvekugara mune ino imwe yakanaka (yezororo) nyika. Makore apfuura ndingadai ndakasangana nemagumo angu padanda. Vhiki rinouya ndichaenda kuBangkok kuti ndienderere mberi nekufamba kuti ndione chishamiso chechisere chepasi. Asi zvakawanda pamusoro pazvo gare gare.
Maonero angu
Sei ndisingabvumirani naHans Bos, wandinoziva uye ndinoremekedza zvakanyanya? Kana iwe ukaita sarudzo yekudzima muNetherlands, ndinotenda kuti wanyatsofunga nezvazvo. Pane zvakanakira nezvayakaipira zvakabatana nechisarudzo chakakosha zvakadaro. Rega nditange nemabenefits apindawo mupfungwa dzangu. Semunhu wechiDutch unobva watanga kuverenga. Sehafu yeBelgian - madzitateguru angu ari kure akabva ikoko - ndiri kutoona vaverengi veBelgian vachifunga "zvakanaka, ndiOllander zvakare". Zvakadaro; Ndakatangawo kuverenga makore mashoma apfuura mushure mekufa kamwe kamwe kwemudzimai wangu wandaida.
Kubvisa kunyoresa kubva kuNetherlands kwaireva kubatsirwa kukuru kwemari uye ndinotsunga kubvuma kuti ndingadai ndakagara muparadhiso yepasi pano chete pamutero wemutero wemari. Zvisinei, mamiriro ezvinhu emhuri akandidzivisa kuita kudaro. Vamwe, kubatanidza Hans, vakaita chisarudzo chakasiana chine betsero dzakawanda uye ushoma hushoma. Haufanire kunyunyuta pamusoro pezvisina kunaka mushure. Mabhenefiti mazhinji anodarika zvese.
Ndiyo sarudzo yako. Uye nechirongwa chakanaka cheDutch TV; Mutongi Anotyaira kugumisa: “Uyu ndiwo mutongo wangu uye unofanira kuenda nawo.
Zvakataurwa naJosefa zvakanaka uye zvakajeka sei! Zvava pachena kwatiri zvekuita mumakore mana! 🙂
@Hans Bos, chaive chimedu chakanaka chawakanyora chine chokwadi chinosvika 99%, ndinogona kuzvibata zvine mutsindo mushure memakore makumi maviri ekugara muThailand manyepo, saka ndisina kana chero chinhu muNetherlands.
@ Joseph, ndinobvumirana newe muzviitiko zvakawanda kana wasvika zera rekuti ukwanise kutama wobva watarisa mumabhuku kuona zvazvakanakira nezvazvakaipira.
Nezvangu, ndakatama pazera re36 uye handigone kufungidzira kuti chero munhu, vanhu vakangwara vaunogara uinavo, vakatarisa zvakanakira nezvayakaipira pazera iroro??
Ndakanga ndine inishuwarenzi muThailand kwemakore gumi nemashanu, bhangi reBangkok rinenge zviuru makumi mashanu pagore, uye ndakarishandisa kakati wandei pazvinhu zvidiki, kusvika makore 15 apfuura ndaive ne50.000 kesi mumwedzi mina uye vakazozivisa kuti 4.5nd kesi mumwedzi mina hapana kubhadhara. inogadzirwa after 2 months it was no problem, so I'm still screwed.
Zvandinoreva nazvo, uye izvi hazvisi kuisa chero munhu pasi, ndezvekuti hausi kuona zvinhu zvakawanda zvichiuya mberi, asi izvi zvinoitika muThailand asi izvi zvisingabviri muNetherlands.
Ndinoziva kuti pane zvichataurwa zvakare kuti imhosva yangu, asi kunyange musikana wangu, musikana mumwe chete wemakore 21, akanga asingachazvinzwisisi.
Iye zvino unofamba-famba usina kuchengetedzwa nekuti makambani ese haachakupi inishuwarenzi yenyaya dzese dzaunadzo, uye ndine akati wandei.
Hapana chikonzero chekunzwira tsitsi, ndine rombo rakanaka kuti ndinogona kupfuura ndisina inishuwarenzi, asi kana mumwe akauya achisimbisa zvese, ini ndichazvitora, asi chokwadi haufanirwe kuuya nechimwe chinhu chakakosha 1 Euros nekuti hapana ane zvakajairika. mudyandigere unogona kuita izvozvo.kubhadhara, ndinofungidzira.
Ivai nezororo rakanaka mose.
Joseph, ndakaita sarudzo yekudzima muNetherlands, nemhedzisiro inozivikanwa iri kurasikirwa kweinishuwarenzi yehutano. Ini ndinogovana zvizere maonero ako, iyo yaive sarudzo yangu yekuziva, saka haufanirwe kunyunyuta nezvazvo.
Chimwe chinhu ndechekuti zvakanaka here kuti mumwe munhu anodzima muNetherlands anofanira kubata neizvi. Pandakanga ndichiri mudiki uye ndichipa zvizere kune sisitimu, ndanga ndisingakwanisi kuvimba nehurongwa uhu. Iye zvino zvandati kurei, mukana iwoyo unowedzera. Bva, mukuona kwangu, hazvina mufungo kuti avo vakabvisirwa kunyoresa vanonyimwa mukana wokupfuuridzira mutemo wavo weinishuwarenzi yeutano.
Asi sezvandakataura, iyi yaive sarudzo yangu uye handisi kunyunyuta nezvazvo.
Icho chokwadi chekuti Hans anobhadhara 495 euros pamwedzi (kare +/- 350 euros) yemutemo wehutano muNetherlands zvakare sarudzo yake. Akabudirira kuUnivé, asi inishuwarenzi yandaive inishuwarenzi haina kupa iyo sarudzo, izvo zvakare zvinoshamisa.
Zvakadaro, ini handingabhadhare iyo 495 Euro pamwedzi, ingangoita 20.000 THB pamwedzi kana 240.000 THB pagore !! Hauna kundiona, better uchengete mari iyi iwe.
Ichowo chakowo sarudzo, inishuwarenzi muThailand inongopa yakaganhurwa yekuvhara kana iwe unozobhadharawo kubva muhomwe. Saka hapana mutemo muThailand zvakare. Zvakare, chisarudzo chomunhu oga, zvakajeka.
Zvichienderana nemari yemunhu uye hutano huripo, iwe unogona kutora zvinhu izvi mukufunga.
Saka chero ani zvake ari kufunga kutama uye kudzima muNetherlands anoziva kana anogona kuziva izvi, sarudzo yavo, yaitwa!
NicoB
Ndanga ndichiuya kuThailand kwemakore anopfuura 25, nguva dzose nokuda kwezororo revhiki dzinenge 4. Muna 2006 ndaidawo kutamira kuThailand. Asi pashure ndinofara kuti handina kuita izvi. Muna 2010 ndakatanga kurwara uye kurapwa kwakati wandei gare gare, ini nemurume wangu takadzokera kuThailand yaidiwa zvikuru kwenguva yakareba, isingasviki mwedzi 7 nekuti taive vagari vepo. zvakachipa, asi ndinoendawo kunoongororwa nguva dzese nenyanzvi dzangu dzekuNetherlands.Kuchengetwa muThailand kwakanakisa, asi kuchine chipingamupinyi ichocho chemutauro.
Chokwadi Foodlover, kutarisira muThailand kuriko, uye kunogona kuve kwakanakisa!
Nyora kubva pane zvakaitika, uye kwaisava kupindira kuri nyore.
Ini zvakare ndakaita chemo, radiation uye kuvhiyiwa gore rino, uye iri kure nekupfuura (< 5 makore).
Ndine makore 43. Asi ndakasiya hurongwa hwekutama zvachose.
Inishuwarenzi muThailand inodhura zvakanyanya tichifunga nezve pre-ivapo mamiriro uye nhoroondo!
Asi nemutengo wazvino weinishuwarenzi yehutano yeBelgian (inowedzerwa neimwe chirongwa chechipatara) handisi kubhadhara zvakanyanya, uye nekutaura mune zvekurapa isu tiri pakati pezvakanakisa pasirese mudunhu redu. Yakanakira nyika diki seNetherlands neBelgium. Uye ndinodemba kusagara muThailand nekuda kweizvi? Ah zvakanaka, tinoenda nepese patinogona, uye tinofara kuva nedzimba mbiri!;~)
Kutenda zvakare kukubatsira kwaJosefa kwakajeka kune aya maonero.
Nyaya yakanaka, asi ndinoshamisika kuti wakaiwana sei iyo zana remamiriyoni.
Kana izvi zvaisanganisirawo mari yehutano inshuwarisi, izvo zvingava zvakanaka, nokuti ivo vakazara nemari.
Kune vanhu vane mamirioni gumi nemana muNetherlands uye vanhu vangangosvika mamirioni mapfumbamwe vanobhadhara avhareji ye14 euros pamwedzi.
Wobva wasvika panosvika zana remamiriyoni euros
Ndinofunga Hans Bos ari right. Mainishuwarenzi ehutano anobhadharisa mari yakawandisa kubva kune vanoenda kunze kwenyika.
Izvo hazvina chekuita nesarudzo yako, kana, chakakosha ndechekuti hutano hwakachipa pano kupfuura muNetherlands, uye mainishuwarenzi ehutano anoita purofiti pano.
Ndinovimba kuti mutungamiri achatumira izvi
Ingoverenga chirongwa cheSP, chakaburitswa nhasi.
computing
Compuding, ingoverenga nokungwarira. Mari yacho haisi 100 miriyoni asi 100 bhiriyoni uye iyo inyaya yakasiyana.
Yakanaka nyaya, inovhenekera kwazvo, asi isina kurongeka zvachose? Mari yezveutano iri kuwedzera zvakanyanya nekuda kwehutsotsi nekubiridzira
nanachiremba, zvipatara, mazvikokota, zvichingodaro.Kana izvi zvikanyatsotariswa, zvakawanda zvaigona kuchengetedzwa.Pamusoro pezvo, ndinotenda kuti semunhu akarega basa unofanira kukwanisa kugara chero kupi zvako uchichengeta inishuwarenzi yehutano yako zvichienderana nechiyero chinoshanda Netherlands uye maererano nekubhadhara kwemitengo sezvakaita kuNetherlands Uye kumanikidza vanhu vese avo vasingabhadhare muripo wavo kuti vabhadhare premium yavo. Ingorega mabhenefiti avo. Chii chakanaka chiri kodzero uye rusununguko rwekufamba kana zvikasaita rumwe rutivi Kana ndikagara muNetherlands ini ndichatambura nemarwadzo uye ndigare shure kwe geraniums ine zvishoma zvingasarudzwa. Munyika inodziya zvakanyanya kushoma kurwadziwa uye hupenyu huri nani nemikana. Tave kutochekwa mativi ese?Kana wakadzimwa kunyoresa hausisina kodzero sechizvarwa cheDutch sezvisungo chete.Uye hongu, vanhu vanogarwa mukaka maererano nemutengo wepamwedzi nekuti havana imwe sarudzo yakanaka. isu takabhadharawo hupenyu hwedu hwese.Uye kwatiri hazvisi zvekuchengetwa kwenguva refu asi nezvehutano hwemazuva ese: Chipatara, mushonga, nezvimwewo. mudyandigere wenyu wenyika uye mudyandigere wenyika.
Wadiwa Jo, nyaya yako ipfupi-kuona. Iwe unowanzo kunyunyuta pamusoro pevanhu vanotsoropodza chimwe chinhu kana mumwe munhu kana zvasvika kuNetherlands. Ndinoziva zvawakaita uye ndinoshinga kutaura kuti unogona kurarama zvakanaka kubva pazviri. Mukudaro zviri nyore (zvakare) kwauri kuti utaure.
Ikozvino kutaura kwangu nezve inishuwarenzi yehutano yeDutch. Isu tose tinozvisarudzira uye tinoedza kufungidzira ramangwana nenzira yakarurama sezvinobvira. Ndakaita sarudzo yangu muna 2005 uye (nerombo rakanaka) rakavakwa mune zvimwe zviitiko. Ndiani angadai akafanoona dambudziko remabhangi panguva iyoyo? Ndiani angadai akafanoona kuti premium kuUnivé yaizokwira gore negore kubva pa260 euros panguva iyoyo kusvika ku495 euros izvozvi? Uye kuti pasina tsananguro? Hurumende yeDutch iri kushandura mitemo yemutambo, kuitira kuti accrual yepenjeni yehurumende isati yatanga pazera re15, asi pazera re17. Somugumisiro, vanhu vasingachashandi nesimba uye vanorega basa mukati memakore mashomanana vacharasikirwa ne4 muzana. Nezera rako hauchazvinetse nazvo...
Zvingave zvakanaka kana iwe zvakare uine ziso kune vanhu muThailand (nedzimwe nyika) vasina rombo rakanaka kupfuura iwe.
Nenzira, kwaziso, Hans
Handigoni kurega kubvumirana naJosefa. Zvaunotaura, zvisinei zvinogumbura, imhando ye 'njodzi yebhizinesi', iyo inosanganisirawo zvisingafanoonekwi izvo vanamuzvinabhizinesi vanogona kusangana nazvo. Matanho angamuka anogona kubatsira, asi mamwe anogona kukuvadza.
Izvo hazvichinje chokwadi chekuti ini pachangu handina basa nekubhadhara mari shoma, eh, hongu, ini handigone kubatsira asi kubvuma izvo zvakare.
Wadiwa Hans, Hurumende uye Hutano Inishuwarenzi masangano maviri akasiyana. Wapinda muchibvumirano neinshuwarisi yehutano uye hurumende yakaparadzana neizvi. Handigunun'uni kuvanhu zvachose, asi vamwe vanhu vanowanzova nekutsoropodza kusina maturo kweNetherlands uye ndakafunga kuti ndinofanira kutaura maonero angu pamusoro pazvo. Unonyora muchidimbu. Izvo hazvina kundijekera. Zviripachena ini handikwanise kutsanangura zvese ins uye kunze zvine chekuita nenyaya iyi mune pfupiso chinyorwa, asi izvo zvandinonyora ichokwadi. Hurumende inofanirwa kushandisa mari yakawanda kubhadhara hutano. Uye hurumende inoiwanepi mari yacho? Zvechokwadi, muteresi anobhadhara izvi. Kana iwe uchizvidira kuenda kune imwe nyika uye usingachabhadhari mutero muNetherlands, iwewo hauna kodzero yekutaura nezvekutarisira. Ngatitii muteresi anofanirwa kubhadhara kune vese veko vakadzima uye vakatamira kupi zvako munyika. Zvingave zvakanaka here? Mutsara wekupedzisira wemhinduro yako, "Chingava chinhu chakanaka kwauri .." wakanditsamwisa uye ndinoshamisika kuti ndiani angatonga izvozvo.
Wadiwa Joseph Boy,
Mukupindura kune meseji kubva kuna Hans unonyora:
“Asi zvandinonyora ichokwadi. Hurumende inofanirwa kushandisa mari yakawanda kubhadhara hutano. Uye hurumende inoiwanepi mari yacho? Zvechokwadi, muteresi anobhadhara izvi. Kana ukaenda kune imwe nyika uchizvidira uye usingachabhadhari mutero muNetherlands, hauna kodzero yekutaura nezve kuchengetwa. "
Mune mamwe mazwi: pakarepo kana emigre achibhadhara mutero, ane kodzero yekutaura. Uye ndinofanira kubvumirana newe pane izvozvo.
Mubvunzo zvino ndouyu: anobhadhara chero mutero here? Uye pano iwe uri kurasikirwa zvachose poindi.
Ini ndichakupa 2 mienzaniso yakajairika inoitika pakati pevanhu vechiDutch vakatamira kuThailand.
Muenzaniso 1.
Iwe uri single state pensioner. Ipapo mari yako yakawandisa (uye nekudaro inotererwa) i14.218 € (kusanganisira. mvumo yezororo).
Mushure memutero, mipiro yeinishuwarenzi yezvemagariro uye mari ine chekuita nemari kuHealth Insurance Act (Zvw), unosara ne13.483 mambure.
Iye zvino watamira kuThailand. Mari yako yese ikozvino yasvika ku € 14.218.
Asi ikozvino iwe unongova ne13.031 mambure asara mushure memutero. Saka kudzikira kwemari inoraswa ye452 €.
Muenzaniso 2.
Une (mutero) waunofambidzana naye asati asvika zera remudyandigere. Iwe unogashira yakazara AOW mubatsiri wekubvumidzwa.
Kana zvakadaro, mari yako yakawandisa (mutero) i19.334 €.
Mushure mekubviswa kwemitero uye maprimiyamu, mari yako yaungawana i16.966 €.
Pamusoro pezvo, mumwe wako anogashira kubhadharwa kwechikamu chemutero wechikwereti kusvika pachiyero che € 1.431.
Izvi zvinounza mari yemhuri kuti ishandiswe ku €18.397.
Iye zvino watamira kuThailand. Mari yako yese ikozvino yasvika ku € 19.334. Mushure memutero, izvi zvinokusiya uine €17.720. Zvisinei, mumwe wako anorasikirwa nekubhadharwa kwechikamu ichocho chechikwereti chemutero.
Mari yemhuri ichashandiswa saka inoramba iri pa € 17.720.
Izvi zvinoreva kurasikirwa kwemari inoraswa yemhuri ye677 €.
Vakatama Dutch vanhu imombe yemari yeDutch government treasury. Saka usambotaura zvakare nezve "vanobva kune dzimwe nyika vasingabhadhari mutero muNetherlands, avo saka havana kodzero yekutaura nezvehutano hwehutano" kana iwe usina kunzwa chero chinhu pamusoro peizvi nokuti, zvinopesana nezvaunozviti iwe pachako: zvaunonyora hazviiti. zvine chokwadi chipi nechipi.
Joseph, urikupotsa pfungwa yacho zvachose. Sei hurumende nemainishuwarenzi ari masangano maviri akasiyana? Iyo yese yehutano inishuwarenzi system yakavakirwa pamutemo unotemwa nehurumende. Mainishuwarenzi ehutano haasi kupfuura vanoita zvemitemo.
Izvo hazvinawo chokwadi kuti hurumende inowana mari yezvehutano kubva kune mutero. Izvi zvakare zvinopa mufananidzo wakashata zvachose maererano nemamiriro ezvinhu aHans Bos. Zvinopfuura 55% yemitengo yehutano inobhadharwa kubva kumarimisheni einishuwarenzi yehutano, zita rekutanga rakabviswa pamuhoro, kubviswa, mipiro yemunhu (chimwe chinhu kunze kwekubviswa) uye inishuwarenzi yekuwedzera. Kana iwe uchifunga zvakare kuti ye90 bhiriyoni, inenge 50 bhiriyoni inopedzerwa pakurwara (kurapa), unogona kugumisa kuti kurapwa kwehurwere kunonyanya kupihwa mari neiyo inshuwarisi uye iyo system saka inozvitsigira. Saka haisi iyo nyaya yekuti Hans Bos anobatsira kubva kumuteresi muNetherlands, asi pane imwe nzira yakapoteredza, iyo inshuwarisi muNetherlands inobatsirwa nevanhu vakaita saHans Bos, avo vanofanira kubhadhara zvikwereti zvisina musoro izvo zviri kunze kwezvose mutengo wehutano hwaanoshandisa.
Ini ndinofunga ungaita zvakanaka kuti uongorore zvinhu iwe pachako nguva inotevera uye kwete kukopa zvidimbu zvemavara kubva kuInternet masosi uye wozvishandisa sechoga chokwadi mumhinduro kune vamwe!
Vanodiwa Bacchus naLammert, chinondirova uye ndosaka ndiri kupindura ndechekuti Munoziva. Zvakanaka, asi sei musingabvumirani pamusoro pevateresi vanobhadhara uye mumwe achiti: Vateresi havabhadhare izvozvo!
Chii chandinoda kutaura? Mumwe wenyu haazvizivi uye anorwisa Josefa zvisina kururama!
Asi ndiani anoziva, pamwe vamwe mablogger uye ini tichawana chinongedzo kuti tione kuti ndiani ari right...
Wadiwa kjay,
Ini zvechokwadi ndini ndinoti iwe unofanirwa kubhadhara mutero kana uchigara muThailand. Ndakataura kuti iwe uri kunyange mombe yemari yehurumende yeDutch treasury. Ini zvakare ndakaverenga izvi nemienzaniso miviri mune yangu yekutanga meseji nezve izvi. Asi kunyangwe zvakadaro vanhu vanoramba vachipindura neshoko rekuti haubhadhare mutero muNetherlands. Naizvozvo ini ndine fungidziro yekuti vanhu vari kuratidza chimiro chavo chakarerekera pano vasina kuverenga mameseji nezvazvo kana kutanga vazvitungamira mberi maererano nechinhu ichi.
Iwe unokumbira chinongedzo. Chokwadi ndinogona kukupa izvozvo. Nhasi ndagadzirisa webhusaiti yangu nemienzaniso mishoma yemutero uye mutero wepamusoro kana ndichigara muPhilippine kana Thailand, zvichienzaniswa nekumanikidza uku pakugara muNetherlands.
Ona izvi: http://www.lammertdehaan.heerenveennet.nl
Wobva waenda ku "Tax News" tab. Ikoko iwe unowana iyo yemuenzaniso maverengero andakatotumira pane blog, yakatsanangurwa zvizere.
Ndinovimba zvichava pachena kwamuri ipapo.
Lammert de Haan.
Anodiwa Hans,
Ini ndinonzwisisa kuputika kwemitengo nekuda kweinishuwarenzi yako yehutano, iyo yakawedzera kubva ku260 euros kusvika 495 euros. Chete chikamu chekupedzisira chemhinduro yako apo iwe unonongedza kurasikirwa kwe4% pakati pevanhu ivavo vanozorega mumakore mashomanana haisi kunyatsojeka kwandiri. Sezvandinonzwisisa, hurumende yeDutch, sekuGermany, inoda kuti vanhu vasiye makore maviri gare gare, nokuti tarisiro yedu yehupenyu inoramba ichivandudza, uye mari iri kuwedzera.
Munhu anongosiya basa aine makore 67 okuberekwa acharamba aine insured kwemakore 50 zvisinei nekuti akashanda here kana kuti kwete, kuitira kuti awane mari yepenjeni yehurumende yakazara. Chinhu chimwe chete chachinja ndechekuti vanhu vanogona kungonakidzwa nepenjeni yavo yehurumende 2 makore gare gare, asi kazhinji, vachipihwa tarisiro yehupenyu, vanogona zvakare kubatsirwa kwenguva refu. Zvisinei, nemhaka yokuti ndinogara muGermany kwechikamu chikuru chegore, handizivi nezvegadziriro dzipi nedzipi dzechinjo dzavanhu vakwegura vachakurumidza kusvitsa makore 65, zvamazvirokwazvo kwaizova kwakanaka kudai kwakanga kune gadziriro yapashoma napashoma. Nezve yedu Europe yeinishuwarenzi yehutano inishuwarenzi, ndinogona kutaura kuti ivo vari kuwedzera kudhura, nekubhadhara kushoma uye kushoma, zvekuti vazhinji vanofanirwawo kuvimba nemari yakakwira yekuwedzera, iyo isingadhurike kune vazhinji vepenjeni yehurumende, nepo muThailand vari. zvichiri zvakachipa.
Iyo 4% imhaka yekuti iyo AOW kodzero yekuwedzera iri kubva pamakore gumi nemashanu kusvika gumi nematanhatu.
Mumwe munhu akabva kuNetherlands isati yachinja mutemo,
bhenefiti yake yeAOW ichabviswa kwemamwe makore maviri.
Saka 2 * 2% ndeye 4% kuderedzwa paAOW.
Ndine urombo Albert, ruzivo urwu haruna chokwadi, iyo nyika yepenjeni accrual yave kubva pazera 17 kusvika pazera 67. saka 100% kana wakagara muNetherlands kwemakore ese aya uye uine mhosva yekubhadhara.
NicoB
Wadiwa Albert,
Kana iwe ukamirira kusvika pazera raunofanirwa kuwana rubatsiro rweAOW, iwe unongogamuchira 100%, uye izvi zvinoenderana chete nekupinda, zvisinei nekuti uchiri kushanda here kana kwete.
Ndakabva kuNetherlands pazera remakore 39 uye ndine kodzero ye48% yepensheni yehurumende, saka handigoni kupa mhosva hurumende yeDutch, kunyanya sezvo pasina munhu akandimanikidza, sevamwe vose vanoenda kune dzimwe nyika.
Kubvisa kubva kuNetherlands kunongove kukanganisa kwandiri. Kwete, ndinodzokorora, hapana rubatsiro rwemutero. Kushanda kwemakore kuti ndirarame chinyararire papenjeni yangu pano muThailand zviri pamutemo hazvigoneke. Ini ndinoshandisa hutano pano muThailand zvishoma pane muNetherlands. Uye kana ndichifanira kuunza mari, inodhura zvekuti kungozvizivisa kunodhura.
Kees, saka ndine penjeni yehurumende, iwe unoramba uchibhadhara mutero pairi muNetherlands, asi unogona kukumbira kuregererwa kwepensheni yega muNetherlands zvichibva paThailand-Netherlands Treaty.
Kune rekodhi, iyo AOW inogara ichitemerwa mutero muNetherlands, iyo mwero yakaderera.
Saka rakashata nepenjeni yehurumende, saka zvirokwazvo hauna rubatsiro rwemutero, kunze kwekunge pane capital, bhokisi rechitatu, iro rakabhadhariswa mutero muNetherlands uye risingabhadharwe kana uchigara muThailand.
Tarisa zvakare kwakabva penjeni yako, mamwe mapenjeni ehurumende haana mutero.
Success.
NicoB
Nyaya dzese dzakanaka dzine kumashure kwekubhadhara zvakanyanya. Asi hapana anotaura nezve chokwadi chekuti kana iwe ukatama iwe hauchabhadhara mutero uye mapremium muNetherlands. Mubairo wakanaka. Kana iwe ukawedzerawo inosungirwa yeDutch ndege inodzoka, zviri nyore € 650 kusvika 850, mukana unova mukuru. Zvadaro zvikomborero izvo Thailand inopa: hapana kupisa, hapana zvipfeko zvechando, zvinenge zvese zvakachipa kupfuura muNL kana B. Zvadaro kugara pano kune zvakanakira. Kana iwe uchinge wazvisimbisa iwe pachako kuburikidza neHua-Hin yekuchengetwa kwemurwere, taura pazera remakumi matanhatu neshanu, angangoita € 65, ipapo iyo mari yehutano icharamba ichigoneka uye iwe zvechokwadi uchasara kune zvimwe zvinhu zvaungazofanira kuita. siya muNL uye B. Ingobvunza André kana Matthieu.
Kwaziwai nehupenyu hwakanaka....
Inishuwarenzi yangu, Health Care, yakawedzera mari yacho kubva ku3300 euros kusvika ku8500 pandinosvika makore 76. Izvi ne deductible ye 2000 euros. Handina kumbotora chero chinhu mumakore gumi.
Vanhu vanongoda kukubvisa.
Mumakore gumi iwayo ungadai wakachengeta kagumi (paavhareji ingangoita zviuru zvishanu) pagore, uye waigona kupedza nguva yakanaka uri muchipatara nemishonga inodiwa.
Ndine urombo, asi handisi kunzwisisa nyaya yacho yose! Iwe haubvumirani naHans Bos maererano nemari yeinishuwarenzi yehutano, wobva wataura runyoro rwezvinhu zvinonzi zvakanaka muNetherlands maererano nehutano hwehutano, izvo zvisingape chero tsananguro yemutengo wepamusoro unobhadharwa naHans Bos, uye iwe chikonzero chaicho nei usingabvumirani naHans Bos uye kuti: "Kune zvakanakira nekuipira kutama." Iyo yepamusoro yepamusoro saka inoonekwa seisina kunaka.
Chaizvoizvo unongoti: "Hans Bos, haufanirwe kunyunyuta, iwe unoda kugara muThailand uye kuve neinishuwarenzi nekambani yeinishuwarenzi yeDutch uye wozobhadhara zvinoenderana neDutch standards, kunyangwe Univé ichiziva kuti mutengo wehutano muThailand uri. kuderera zvakanyanya." kunyepa". Iwe unobva wabatanidza izvo kune "hukuru" hutano hwehutano muNetherlands, kubva kwatinogona kugumisa kuti iwe unofunga kuti zvakajairika kuti vanoenda kune dzimwe nyika varambe vachipa mari yehutano muNetherlands.
Nyaya inoshamisa uye maonero anoshamisa ezvinhu! Ini pachangu, ndaizofunga kuti kambani yeinishuwarenzi inofanirwa kutarisisa mamiriro enzvimbo kana ichisarudza premium. Kudzivisa nhaurirano dzisina basa; Nomuzvarirwo, inishuwarenzi inofanirwa kupa chete kuvharwa kwenzvimbo! Kana Hans Bos akangoita inishuwarenzi yehutano mutengo mukati meThailand, anobhadhara zvisingaite yakakwira premium.
Chokwadi chinosuruvarisa ndechekuti makambani einishuwarenzi, akadai seUnivé, anoshungurudza mamiriro acho vachiziva kuti vabatsirwe (verenga purofiti). Kutora inishuwarenzi yehutano muThailand semutorwa kwakaoma zvakanyanya, kunyanya kana wakura, inova ndiyo yakawanda yevanhu vanotamira kuThailand. Ichi chokwadi chinotorwa mukana ne (Western) makambani einishuwarenzi nenzira ingangoita mafia!
Zvino ngatitaure nezvese hosanna iyo maererano nehutano hweDutch.
Kutanga, Netherlands, ine 90 bhiriyoni mumitengo yezvoutano, haisi iyo inopedza mari muEurope; Switzerland neNorway dzinoshandisa zvakatowanda. The Netherlands mutungamiri mukati meEU, asi misiyano nedzimwe nyika dzeNorthern Europe ishoma.
Chiri kuvhiringidza uye chinonyanya kutaura mumamiriro ezvinhu aya ndechekuti Netherlands ine inishuwarenzi yehutano inodhura zvakanyanya muEurope. MuUnited Kingdom, rubatsiro rwehutano nderwemahara. MuBelgium, France neGermany kune rudzi rwehutano inishuwarenzi homwe, iyo yese yakachipa zvakanyanya kupfuura inishuwarenzi yeDutch. Maererano neWorld Health Organisation, France ine yakanyanya kunaka inishuwarenzi yehutano. Zvichingoenda zvakadaro…. Nehurombo, izvi zvese hazvina kufuratirwa kwekanguva, asi izvi zvinojekesa kuti nei Hans Bos achibhadhara zvakanyanya.
Chandinoona chinoshamisa ndechekuti mwero wemitengo iri netsanangudzo yakabatana nemhando. Ndinoti: “Nezvekutarisirwa kwenguva refu kwevakwegura nevakaremara, Netherlands ndiyo nyika inodhura zvikuru pasi rose. Kana toreva nezvokutarisira kwenguva refu, hapana nzvimbo iri nani yokugara kupfuura munyika yedu duku.” Chokwadi chazvino uno chakasiana sei! Mapepanhau azere nekunyanyisa mune zvehutano! Mahofisi ehutano ari kunyunyuta zvakanyanya! Makumi ezviuru zvekudzingwa muhutano hwehutano! Vanhu vachembera vanorambwa (zvimwe) mishonga! Kupindira kwekurapa kunotarirwa nemari, kwete nezvinodiwa zvekurapa (kuverenga kupona). Pano zvakare ndinogona kutora kubva mumishumo yenhau kwemaawa. Pasinei nemishumo inokatyamadza uye nhamba, Mutungamiriri wedu anodzinga izvi se "zviitiko"! Unorevei, kutarisira kwakanaka muNetherlands? Kutarisira kunozongo wanikwa kune vakapfuma, vamwe vese vanozofanira kuita nekutarisirwa zvisina kurongwa!
Zvimwe zvishoma chokwadi. Kubva pakusunungurwa muna 2006, mari yehutano yevaDutch yakawedzera ne57% (!!)! Makambani einishuwarenzi anoita mabhiriyoni epurofiti gore rega rega pamusana peMANDATORY insured! Ikozvino kune vanopfuura 300.000 vanhu vechiDutch vasingachakwanisi kutenga inishuwarenzi yavo yehutano! Zvinotarisirwa kuti mapremium achakwira zvakare muna 2016, sezvichaitawo mupiro wemunhu. Zvakare kune vanhu vanovimba nekusabhadharwa kusiri kurongwa kwekutarisirwa!
Unogona kuzvidaidza kuti idhirivhari, asi Hans Bos anongobhadhara mari yakawandisa ine chekuita nemitengo yehutano yeThai nekuda kwehumbavha husingaverengeki hwevaDutch veinishuwarenzi vehutano. Ndichazvipa mamwe makore mashoma uye ipapo vanhu vazhinji vechiDutch vasina kutamira kune imwe nyika vachave nemanzwiro akafanana naHans Bos!
Zvechokwadi nyaya inoshamisa, kutanga kwezvose, bhajeti yehutano hwehutano hwe2016 ndeye 74 bhiriyoni. Uye kune vanhu vakawanda vasina kuzvinyoresa ivo pachavo. Asi kana ukasagara muNetherlands kwegore, maguta mazhinji anokubvisa otomatiki.Uye sei uchibhadhara zvakapetwa kana munhu anogara muNetherlands. Netherlands inyika yakasununguka shure kwezvose. Unofanira kurangwa nezvaunoita here?
Vanhu vakabhadhara mutero uye maprimiyamu hupenyu hwavo hwese, saka mumwe weavo magobblers muThe Hague anofanira kusarudza kuti uri pariah. Kana tikabvumirana neizvi, munguva pfupi iwe uchangokwanisa kushandisa AOW yako muNetherlands.
Joseph Boy, uri kukanganwa chimwe chinhu chakakosha.
Panzvimbo pekutsoropodza chinyorwa chaHans Bos chiri mubvunzo, zvingave zviri nani dai wakanyatsoongorora nyaya yacho. Uye ipapo ungadai wakasvika pamhedziso yakasiyana zvachose pane yawakanyora pasi.
Pakaiswa mutemo weinishuwarenzi yehutano muNetherlands muna Ndira 1, 1, vanhu vazhinji munyika dzakasiyana siyana, kusanganisira Thailand, vakadzingwa kunze kweiyo 'private health insurance' yekare. Mutemo weHealth Insurance Act hauna kupa kuti izvi zvienderere mberi pasi pemutemo mutsva.
Vese vakatama vaive neinishuwarenzi yehutano uye vasina iyo inonzi mutemo wekunze vakave vasina inishuwarenzi nehusiku humwe. Vaiwanzova varwi-vasina ruzivo nezvekurapa uye vobva vangowana pekugara kumwe.
Nenhoroondo yezvokurapa iwe uchagashira yepamusoro (kushinga kutaura: isingadhurike) premium, kusabatanidzwa kana zvese zviri zviviri. Boka iroro harina kukwanisa kugadzirira uye rakaputirwa nechando pasi pemutemo mutsva uye haugone kupa mhosva vanhu ivavo nekupinda mudambudziko. Boka iri rinosanganisira vanoenda kune dzimwe nyika vasina kana inishuwarenzi shoma munyika dzakasiyana-siyana.
Senyanzvi yemutero, ndine vatengi muThailand nePhilippine avo vari kufunga zvekudzokera kuhugari hweDutch uye Netherlands inozoremerwa nemitengo yehutano iri kukwira zvakanyanya. Uyezve funga izvi: kubhadhara zvakaenzana zvakanyanya mutero wemari, asi kwete kuremedza nharaunda muNetherlands nemari yehutano. Kwete, unobhadhara iwe pachako!
Chimiro cheinishuwarenzi yako chinoenderana nemari, midziyo, nhoroondo yekurapa uye zvematongerwo enyika munyika mbiri. Zvave pachena kuti zvematongerwo enyika muNetherlands zvinogona kukanganisa. Iwe unogona zvakare kudonhedza izwi rekuti "kusavimbika" kana iwe ukafunga nezve 62% mutero wekuwedzera mumabhuraketi 1 uye 2 muNetherlands kubva muna Ndira 1, 1. Tisingataure nezve kubviswa kwemutero kiredhiti uye kubviswa kwemutero wemari yemutero kana uchigara muThailand nedzimwe nyika dzakawanda! Uye izvo zvinogona kusvika kuzviuru zvemaeuro, kunyanya kana iwe uinewo mutero wekufambidzana naye! Kana chimwe chinhu chakadai chaizoitika muNetherlands, ndinokuvimbisa kuti Malieveld angave ari diki. Ini handifunge kana gumi "Malie Minda" yakakwana.
Dai ndanga ndiri iwe, ndaizopa imwe nyaya yakawedzera zvishoma kune bepa (kiyibhodhi) mune ramangwana, ndichifungidzira kuti iwe wakanyatso ongorora nyaya iyi.
Kwazisai,
Lammert de Haan.
Ini ndinobvumirana zvachose naHans Bos.
Makambani einishuwarenzi ehutano echiDutch, kana zvichibvira, anobvarura ganda remunhu wese kubva pamhino dzavo.
Uye mberi.
Izvi hazvisati zvanyatsoita sekuda kwemakambani einishuwarenzi, asi zvichaitika.
Asi, iwo "expats", anogona kungoputirwa pamusoro.
Uye zvechokwadi, kana uchibhadhara angangoita mazana mashanu emadhora pamwedzi, kana zviuru makumi maviri baht, saka unogona kuzvidaidza zvakachengeteka.
Mukuona kwangu, kuenzanisa uye kubvumira kunoitwa nemumwe wevabatsiri kunogona kungouya kubva mupfungwa dzemunhu, sezvavanotaura, ane-kuita zvakanaka.
Vasina rombo rakanaka, vakadai saHans Bos uye vakasaina pasi, vakatarisana nemitengo yakakwira, kusabatanidzwa, uye kushandiswa nevarimi veinishuwarenzi veDutch "Zorg".
Rangarira iwe, mapurofiti emakambani aya muNetherlands ari kuwedzera.
Uye ingodzikisira zvivakwa.
Uye vanochengeta vanoenderera mberi nekushandisa zvisirizvo mukana wakadzika mumhuka yaHogervorst.
Chero chingave chikonzero chekuti expat iende kuThailand, chokwadi chinoramba chiripo chekuti vazhinji vavo vakapedza makore nemakore vachibhadhara muzvivakwa, uye muzviitiko zvakawanda vachishandisa zvishoma kana kusashandisa zvivakwa.
Uye isu tinogona zvakare kutaura kuti idzi expats dzakanyangarika kubva pakuona uye kubva mupfungwa dzehurumende yeDutch.
Hurumende inongofuratira zvibvumirano zvese nezvibvumirano munzira.
Asi hongu, kubvumidza kushungurudzwa kwemamiriro ezvinhu nekuda kwepurofiti ndiyo hasha dzese mazuva ano.
Sezvinoonekwa mune mamwe mazwi.
Chirevo chekuti hauchabhadhara mutero uye maprimiyamu muNetherlands paunobva kuNetherlands ndeyechokwadi.
Asi, bhadhara mutero muThailand.
Neraki, zvishoma pane muNetherlands, asi zvakadaro.
Uye izvo zvinenge zvese muThailand zvakachipa kupfuura muNetherlands?
Yakanga iri imwe nguva.
Ndakaita muchidimbu kune rimwe bato muNetherlands nezvemitengo yekugara muThailand kune wekune dzimwe nyika anogara ega.
Kunyangwe kusati kwakwira mutengo wegore rapfuura, ndakatozopedzisira ndava nemari inodarika 1000 euros pamwedzi.
Uye zvechokwadi hamuna chero zvinhu zvinopenga imomo.
Nyaya yaJoseph yadeuka setswanda hapana kwainoenda. Handizivi kuti “huchenjeri” ihwohwo akahuwana kupi, asi hazvina kubva pane chero humbowo. Kuenzanisa kwake kunotodada. Ndakaverengawo nyaya pamusoro pekubhadhara mitero kubva kune vamwe: Ndinongobhadhara mutero wakakwana muNetherlands (hapana mipiro yekuchengetedzwa kwevanhu, zvechokwadi).
Semunhu aimbove musoja uye murwi wehondo, ndinofanira kuvimba neUnive, mamwe mainishuwarenzi anongondiramba. Zvakadini nevaimbova varwi veKNIL vanoda kupedza mazuva avo ekupedzisira muIndonesia? Vaimbova varwi vanoda kudzokera kunyika yavo yekuzvarwa mushure mebhomba remugwagwa (Morocco, Turkey, kana kungoda kugara muThailand, nezvimwewo) Iye zvino mhirizhonga yose yakapoteredza PX10, vanhu vane PTSD. Zvese zvinoenderana neYunivhesiti. Unive inosungirwa kutora vanhu ava uye kuramba ichivapa inishuwarenzi kusvika pakufa kwavo. Saka pane rimwe divi renyaya yese yaJosefa. Saka ndaizoidzosa nekukurumidza.
Iwe unogona kutaura kuti mainishuwarenzi ehutano anobhadharisa mari yakawandisa kune vanobuda kunze (uye izvo zvingave chokwadi) asi hapana anoziva kuti imarii yavanochaja kune avo vanobuda kunze.
Mari yekutanga yeinishuwarenzi yehutano muNetherlands ndeyeavhareji pamapoka ese ezera, nepo muThailand ruzhinji rwevanowana inishuwarenzi yehutano hunosanganisira vanhu vakura, vanodhura zvakanyanya paavhareji.
Uyezve, munhu wese anoenda kuzvipatara zvinodhura zvakanyanya kuti aonekwe, pane kuenda kuna GP, sekuNetherlands.
Mari yekutarisira (kurapa) muThailand ichave yakakwira zvakanyanya kupfuura muNetherlands.
inogona zvakare kusarudza inishuwarenzi muThailand. Mari yacho yakadzikira zvakanyanya kupfuura muThailand, asi hazvisi zvese zvakavharwa. Asi kana mutengo ukawedzera ne60%, unogonawo kuisa chimwe chinhu parutivi kana zvakadaro.
Nyaya yakanaka. Asi nei achifanira kubhadhara zvakanyanya iye zvino? Ndizvo zvazvaive zvese zvakadaro. Nei €495,00 kuUnivé nepo hutano muTHAILAND hwakachipa zvakanyanya.
Verenga pane imwe nzvimbo kubva kuna Hans pachake kuti premium yake ye260 euros yakabva yawedzerwa kusvika kune yazvino 495 euros pamwedzi.
Iwe hauverenge kuti sei zvakadaro. 'Kubva pasina' hazviratidzike setsananguro kwandiri
Chikonzero chinogona kunge chiri: kuwedzera kuongororwa, njodzi yekuwedzera inofanirwa kuvharwa, chirwere chisingaperi, nezvimwe.
Ndinewo vandinozivana navo muno muThailand. Akashandira NGOs, multinationals ... vese vanobhadhara mari yakafanana iyo Hans anofanira kubhadhara. Saka hazvisi izvo zvisingakundiki, handizvo.
Unogona kunakidzwa nekuchengetedza kwakachipa muThailand muzvipatara zvehurumende.
Muzvipatara zvakazvimiririra, maitiro anowanzo kudhura zvakafanana neyemunyika yako KANA uine inishuwarenzi. Ehe, iwe haungazive iyo mari iwe pachako, kunze kwekunge iwe usina kuvimbiswa. Uye ipapo unogona kuenda kunotenga kuzvipatara, uye kunyange haggle.
Ini pachangu ndave nemakore gumi nerimwe ndichifamba pano ndisina inishuwarenzi.
Handina kumbobvira ndarwara panguva iyoyo, saka makore aya aive mahwina ekutanga kwandiri.
Ini ndoziva mashandiro anoita makambani einishuwarenzi nemabhangi muThailand.
Bhadhara mari yakakwira zvakanyanya kuti uwane bhenefiti yakaderera, kana kwete zvachose kana uchirwara kazhinji.
Mazuva ekutanga ndakambopihwa insurance yeBUPA kwegore, asi handina kumbozvifarira.
Asi rombo rakanaka ndine mari yakakwana yekuti kana chimwe chinhu chaizoitika, ndinogona kubhadhara mari yehutano hwangu ini.
Kana ini ndaona izvo zvauri kutorasikirwa nazvo pamwedzi kana mukana waivepo, kuti mugari wako wechiDutch anogara muThailand aifanira kubhadhara semubhadharo haisi diki.
Kana iwe uchingove nepenjeni yenyika uye diki penjeni, unogona zvirokwazvo kukanganwa pfungwa yekugara zvachose muThailand kana wakura.
Ndakaverenga pano kuti unobhadhara 495 euros mwedzi woga woga, uye penjeni yako yapera.
Jan Beute.
Kana uchifanira kubhadhara mapremium akawanda, zviri nani kuisa mari yacho parutivi kana uchiri mutano.
Dambudziko nderekuti mutemo wekutonga muNetherlands unochinja miniti yega yega kune kukanganisa kwevanobuda muThailand nedzimwe nyika - ona zvakare kukosha kwekukodzera kuve unokodzera mutero kiredhiti.
Izvo zvakare zvinoomerwa kune vekunze kutora inishuwarenzi yehutano vachifarira mapato anogara pamabhodhi akasiyana einishuwarenzi.
Ndakasimudza izvi nemapato akasiyana-siyana muNetherlands kuti dambudziko iri rizivikanwe uye rakakurukurwa muImba yeVamiririri.Ndinotarisira kutsigirwa kwakawanda kubva kune vekunze muThailand vanongonyunyuta kuburikidza neThailand blog, nezvimwewo.
Handinzwisisi kuti vanhu vanganyunyuta sei pamusoro pehuwandu hwemipiro yeinishuwarenzi yehutano muNetherlands. Ndakagara muNetherlands uye ndakashanda muGermany kwemakore 25. Vandinoshanda navo vekuGerman vaifanira kubhadhara zvakapetwa mari yavo yehutano. Pakutanga, pandakagara muNetherlands zvakare, ndakanga ndichiri kubhadhara kuGermany. Inishuwarenzi muNetherlands panguva iyoyo yakandiponesa anenge 500 guilders pamwedzi.
Iye zvino ndave kunzwisisa kuti semunhu wechiDutch unowana mari yehutano muThailand yakakwira. Kuenzaniswa neNetherlands ivo vakakwirira. Nekudaro, hazvina kudaro zvichienzaniswa neinishuwarenzi yeGerman.
Zvakadaro, zvine chekuita nemari yevazhinji vanogara pano, zvinodhura zvakanyanya kuve neinishuwarenzi pano. Unogona kubhadhara inishuwarenzi, asi ipapo haugone kuita chero chinhu chinonakidza muhupenyu hwako pano ... wobva watanga kushamisika kuti chii chinonyanya kukosha. Kunyanya kana iwe ukaona kuti sezvaunokura iwe unofanirwa kubhadhara zvakanyanya uye kana ukashandisa inishuwarenzi yakawandisa, iwe uchadzingwa kana iwe hauchazodzoserwe. Ko inishuwarenzi iyoyo inobatsirei?
Ndichiri mudiki uye handisati ndasvika zera rangu rekurega basa. Asi kana nguva yasvika yekuti handichakwanisa kutenga chero chinhu, ndichadzokera kuNetherlands kana Germany ndonotora zvivakwa zvese zvandichiri kukwanisa kusvikako ndozobhururuka gore rega rega, sekubvumidzwa kwehutano hwangu. kuenda kuThailand kwemwedzi misere. . Nenzira iyi unogona kunge uchisangana nemamiriro ese uye unakirwe nemativi ese.
Ini ndave ndisina inshuwarisi pano kwemakore 4.5 ikozvino uye izvo zvinochengetedza mari yakawanda, unogona kunge uri muchipatara kwechinguva. Zvakaoma kuti ndive inishuwarenzi nekuda kwechirwere chemoyo muna 2005, asi kusvika parizvino handisati ndaita chero mari pano.
Muchidimbu, kana uine mari paruoko, ndinofunga kuti zviri nani kuti usaite inishuwarenzi pano.
MuNetherlands, munhu wese anomanikidzwa inishuwarenzi. MuNetherlands, hurongwa hunoshandiswa hunoverenga avhareji yemitengo yekurapa. Semuenzaniso, kune meniscus operation, mari yakatarwa inobhadharwa kumupi wehutano uyo kambani yeinishuwarenzi ine chibvumirano. Dzimwe nguva mupi wehutano anogona kuwana mukana uye dzimwe nguva inshurensi. Kana iwe zvino ukasarudza chipatara chakasiyana, inishuwarenzi yako inogona kukupa 25% kuderedzwa pamari yaizowanzo kudzoserwa iwe.
Kana iwe usingadi kukanganisa nguva yako yechando kana yezororo renguva refu uye uchida kurapwa muThailand, iwe unobva wagamuchira 25% mubhadharo nokuti unosarudza mutarisiri asina chibvumirano. Mamiriro emunharaunda zvakare haana kuverengerwa, mikana yehutachiona yakakura munzvimbo dzinopisa, saka iwe unowanzotariswa zvakanyanya, izvo zvinosanganisirawo mari yekuwedzera.
Kurapwa munzvimbo dzinopisa hazviwanzo kudhura kupfuura muNetherlands.
Inishuwarenzi yekufamba haipe mhinduro nguva dzose nekuti kana mamiriro ako akasaverengerwa seanokurumidza, haabhadhare.
Chero nzira, zvinozokudyira mari, ungave unobhadhara tikiti rinodhura risina kurongwa rekuenda kuNetherlands kana muripo wako uchatemwa.
Sezvineiwo, neniwo ndave nehuchenjeri kuburikidza nekuedza uye kukanganisa.
Pese painokurukurwa nyaya iyi, manzwiro eavo vari kufarira uye vachipokana negwara rine chekuita nemitengo yehutano hunokwira. Pane zvakawanda zvega munyaya dzaunoverenga mumacomments. Une makore mangani, une mari yakawanda sei, unorwara sei uye kuti wakatama here kana kuti kwete. Zvese zvaunoita zvine mhedzisiro uye zvinogona kubatsira kana kukanganisa. Kana zvasvika pamitengo yehutano, hapafanirwe kuve nemusiyano pakati pevanhu. Vanhu vechiDutch pasi rose vanofanira kukwanisa kuwana mari uye mabhenefiti akaenzana. Munhu anofanira kuita zvakanakisisa nokuda kweizvi. Basa rakanaka rehurumende yeDutch. Nehurombo, kune mapato ezvematongerwo enyika akawandisa uye ndicho chikonzero nei kuchiramba kuine kunetsana uye kubatwa zvisina kunaka. Mari dzehutano dzakakwira zvakanyanya nekuti kwemakore hapana chakaitwa nezvehuwori muNetherlands mune zvekurapa uye nekuzvipfumisa kwevanoita inishuwarenzi.
Panofanira kunge kune hurumende yakasiyana nemapato uye iyo inomiririra zvakaenzana zvido zvevanhu vose veDutch uye kutarisa kushandiswa kwemari yedu yemutero. Hutongi hwejekerere hwedu hausi kushandawo sezvahunofanira kuita. Chii chiripo manje ijoke zvakare. Zvinhu hazvina kumira zvakanaka munyaya dzemari kuvagariwo zvavo nemari iri kukwira yekutambirwa nevanotsvaga hupoteri, kutaura vashoma. Saka, chikamu nekuda kweizvi, hurumende nevakuru vezvematongerwo enyika vachatarisa kutema vanhu zvakanyanya nekuti isu tichiri kuita zvakanaka muNetherlands ???!!!
Handina chokwadi pamusoro pezvandichaita iye zvino, kuti ndiende kune imwe nyika here kana kuti kwete. Ndakaverenga mitengo muThailand uye yakakwira zvakanyanya. Kuhaya bungalow ine air conditioning, internet, dziva rehove uye yechipiri-ruoko mota neinishuwarenzi uye zvimwe zvinodhura, ndinopedza 1500 euros pamwedzi. Ipapo handisi kurarama zvoumbozha, asi kazhinji, sezvandinoita kuNetherlands. Zvakaoma zvikuru kuita sarudzo zvichienderana nemifananidzo, nokuti zvechokwadi ine migumisiro, asi inobvawo pane zvakasarudzwa nehurumende. Sezvatinoziva tose, izvi hazvigoni kuvimbwa nazvo, nokuti vose vanofunga zvakasiyana. Gore rakapera ndakaita macalculations ekuti ndaizowana marii mupre-pension uye izvi zvakabva zvajekeswa kwandiri. Zvino zvandave kuda kugashira penjeni yangu, panoratidzika kuva neimwe shanduko mumutemo wemitero zvinoreva kuti ndichawana 3000 euros shoma penjeni. Iyo ABP inogeza maoko ekusava nemhosva, nekuti ivo vanongoshandisa mitemo sezvavanotaura.
Kutya kwangu ndiko, uye kune zvikonzero zvose zveizvi, kuti zvinhu zvichangowedzera kuipa pasi rose uye zvechokwadi muNetherlands.
Semushandi wehurumende, uchawedzerwa muhoro kana ukapa mari yepenjeni yeramangwana nokuda kwayo.
Saka cigar kubva mubhokisi rako pachako. Hongu, veakaunzi vanoziva zvavari kuita.
Netarisiro yemamiriro emari akashata zvikuru maererano nemari yehutano semunhu akatamira kune imwe nyika, izvo zvinokusiya iwe uine mari shoma yekurarama nayo, izvi hazvindipi kunzwa kunofadza. Izvi hazvifanirwe kunge zvakadaro nekuti ini ndiri uye ndinoramba ndiri munhu wechiDutch uye kusarura munzvimbo ipi neipi kunonzwa sekusarongeka.
Zvakanaka, zvakazoitika kuti isu takaita rombo rakanaka kuwana yakanaka INTERNATIONAL ZKV (iyo inodzoserawo kurapwa muNL kana B (kunze kweUSA & Canada) uye zvakare inodzivirira vanhu vanopfuura makumi manomwe!
Mutengo weinishuwarenzi iyi kwandiri, anopfuura makore makumi manomwe, i70 euros pagore uye ye3600-60 yemakore ekuzvarwa 64 euros, isina deductible uye yeMukurwara, Zuva reNyaya uye Kunze Murwere.
Ndinofara kubatsira chero munhu anoda. Unogona kundibata neemail: [email inodzivirirwa].
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Mumhinduro dzakawanda unoverenga kuti vanhu vanofunga kuti maprimiyamu anodhura zvakanyanya.
Vamwe vanogadzirisa izvi nekufara uye vakasununguka pasina chero inishuwarenzi.
Kusvikira varwara zvakanyanya, nekuti iwe unoverengawo nyaya idzodzo pamablog. Ipapo pane kudanwa kwekubatana kana pane zviito zvekuita kuti mumwe wemunyika X adzoserwe kunyika yekwakabva Y, kwaaigona kuwana rubatsiro rwakakodzera mushure memakore asipo. Zvakanaka, kuti 'mushonga' uye 'kutarisira' unobhadharwawo nenharaunda, handizvo.
Uye zvechokwadi hapana anoda kurwara, uyezve vamwe vanoona mapremium einishuwarenzi semari yakarasika. Zvakanaka, handiwo mashandiro azvinoita. Icho chiri pamusoro pemusimboti wekubatana: boka revanhu rinobhadhara mari yekutanga kana munhu achirwara, uye ivo vanobva vanakidzwa zvizere nemabhenefiti ekutarisira. Kuona inishuwarenzi sekudyara saka kwakaipa; ndinovimba haumbozvida. Neinishuwarenzi yemoto, haungade moto mushure meX huwandu hwenguva kuitira kuti upedze kodzero dzako kuinishuwarenzi uye 'purofiti', handiti?
Uyezve, Josefa anopa chiratidzo chakajeka, vamwe vane yavo - yakasiyana - maonero. Uye wobva wataura kuti vakarurama here kana kuti kwete.
Pane mumwechete ari pachokwadi ndiye Baba Nyika! Kunokora mashoko Mutongi: “Uyu ndiwo mutongo wangu uye unofanira kuenda nawo.
Kubva muna Chivabvu 1, ini (makore makumi matanhatu nemaviri) ndine inishuwarenzi neBDAE/Wurzburger Versicherung. Inpatient uye outpatient kusanganisira chero mishonga uye kutariswa mazino pagore kune premium ye62 euros pamwedzi. Deductible ndeye 195 euros pagore. Policy garandi kwemakore anopfuura mashanu. Mutemo weGerman unoshanda, uine sarudzo dzekugadzirisa chero kupokana nekomiti yakazvimirira. Uyezve, kufukidzwa kwepasirese (kunze kweUSA neCanada) kunosanganisirwa + Rubatsiro rweNyika kuburikidza neAllianz. Bazi reinishuwarenzi muSaarbrucken murevereri uye handina chimwe chinhu kunze kwekurumbidza munhu akanakisa, nhungamiro yekutaura Chirungu inopihwa nehofisi ino. Naizvozvo kune sarudzo muThailand yekupihwa inishuwarenzi pakurapa kwemhando ipi neipi pamutengo unonzwisisika uye nekuvharwa kusingagumi.
Inishuwarenzi iyi inogona kunge yakanaka, asi unogona kuishandisa chete kusvika wava 67. Zvino zvapera uye ndizvo zviri kuitika izvi ... Vazhinji vekunze vanogara pano vane makore makumi matanhatu nemashanu kana kupfuura uye inishuwarenzi iyi haina basa kwavari, nekuti havaigamuchire.
Tarisa pane izvi pasi pepfungwa 4: https://www.bdae.com/de/downloads/Expat_Private.pdf