Dutch Central Bank inoyambira kuti mari zhinji dzepenjeni dzichiri kunetsekana nematambudziko emari. Kana zvikaramba zvakadaro, 2 miriyoni vatori vechikamu pamahomwe matatu makuru emudyandigere vachadzikisirwa mari yavo yepenjeni musi wa 1 Ndira. Gore rinotevera, imwe homwe yepenjeni makumi matatu nematatu ine 33 miriyoni yevatori vechikamu inogona kutarisana nekuderedzwa.
Mamirioni maviri evaDutch vanogona kudzikiswa penjeni yavo
Zvinoita sezvisingadzivisike kuti pasi pemamiriyoni maviri epenjeni uye vanhu vanoshanda vachaderedzwa gore rinouya uye izvo zvinogona kukanganisa vanodya penjeni muThailand. Kunyanya mari yepenjeni muindasitiri yesimbi, PME uye PMT, yaive nekota yakashata yekupedzisira mushure mekudonha kwemusika wemasheya.
Iyo yemutemo chikamu cheAtestation de Vita
Vepenjeni vakadzima muNetherlands uye vanogara muThailand, semuenzaniso, vanoziva Attestation de Vita. Uchapupu hwakanyorwa, hunodiwa nemari yepenjeni, pakati pevamwe, kuratidza kuti mumwe munhu (achiri) mupenyu. Izvi zvinoreva kuti kana munhu afa, mari yepenjeni inomiswa.
72% yevaDutch vanoda kana kuenda pamudyandigere pamberi pezera remudyandigere wenyika
Pasinei nekutariswa kakawanda mune zvematongerwo enyika uye nevezvenhau, zera remudyandigere rehurumende richiri pamusoro pezvinotarisirwa kuvanhu vazhinji. Ruzhinji nokudaro runoratidza kuti vangada kumira kushanda nguva isati yasvika zera remudyandigere rehurumende.
Iyo Dutch pension system ndiyo yakanakisa pasirese, sekureva kwegore negore Global Pension Index kubva kune consultant Mercer. Gore radarika Denmark yakatora mukombe uyu, asi Netherlands yave nhamba yekutanga zvakare kwemakore manomwe.
Zvidiki zvepenjeni zvichapera kubva muna Ndira 1, 2019
Kubva muna Ndira 1, 2019, mapenjeni madiki kwazvo achapera. Aya mapensheni e2 euros kana mashoma pagore. Izvi zvinotenderwa pasi pemitemo mitsva nekuti mari yekutonga yepenjeni iyi diki yakakwira zvakanyanya.
Huwandu hwemari hwemari yepenjeni huru yeindasitiri yakakwira zvishoma muchikamu chechitatu cha2018.
VaDutch vepenjeni vanoda kuita nzendo dzakanaka
Tevedzera zvinokuvaraidza, ita nzendo dzakanaka uye kupedza nguva yakawanda neshamwari, vana uye vazukuru. Vanhu veDutch vanotova neretirement yavo mukuona vari kuputika nezvirongwa zvekuzadza nguva yavachava nayo mune ramangwana.
EU ichapedza chirongwa chayo chekutenga pakupera kwegore rino, mitengo yemubereko ingangokwira
European Central Bank yakazivisa kuti chirongwa chekutsigira EU chichabviswa kubva munaGunyana kuburikidza nekutenga mabhondi ehurumende nemabond emakambani uye ichamira zvachose musi wa31 Zvita. Nekufamba kwenguva, kana chirongwa chikapera, zvinoreva kuti mibairo yakakosha inogona kutanga kukwira zvakare.
Mari yepenjeni iri kuita zvirinani zvishoma nekuda kwezvakanaka zvekutsvaga mari uye mibairo yepamusoro muna 2017. Mari diki inogona zvakare zvishoma. Izvi zvakataurwa neDe Nederlandsche Bank (DNB).
Iyo Diki Pension Value Transfer Act, iyo ichangotanga kushanda, inotungamira kune kushoma kupatsanurwa uye netarisiro iri nani kune vatori vechikamu uye kurerutsa kuita.
Mari yepenjeni: 'Mukana wekuderedzwa unoramba uripo nekuda kwekudonha kwereshiyo yemari'
Kudonha kwemitengo yemasheya kwakakanganisa kudzoreredzwa kwehomwe huru yepenjeni yeDutch. Mari shanu dzemaindasitiri makuru, kusanganisira ABP, dzakazivisa kuti mamiriro avo emari adzikira. Somugumisiro, penjeni yevanhu vakawanda veDutch haizowedzerwi panguva ino, kuderedzwa hakugoni kubviswa.
Avo vanogara kunze kwenyika, sekuThailand, vanogona ikozvino kuve ne annuity yakabhadharwa pasina matambudziko. Kare izvi kazhinji zvaisaita. Pamwe chete neDNB, Ministry of Finance uye Tax and Customs Administration, Dutch Association of Insurers yakawana mhinduro kumatambudziko anowanikwa nevatengi vane annuity pavanotamira kune dzimwe nyika kana kugara kunze kwenyika.
Makumi ezviuru zvevari mudyandigere vachine mamiriyoni ezvikwereti kubva kuhomwe dzepenjeni
Mari yepenjeni ine mazana emamiriyoni emaeuro mumapenjeni asina kutorwa mumari. Mari nhatu hombe chete, ABP, PFZW uye PMT, inosanganisira vanhu vangangoita 100.000 uye mari inosvika mazana matatu nemakumi mashanu emamiriyoni euros, maererano neAD.
Vanhu vechiDutch pamusoro pe65 vanogutsikana zvinoshamisa nehupenyu hwavanorarama. Vanopfuura 65 muzana vavo vanopa upenyu hwavo vamene 8. Mumwe muvashanu vanotora penjeni anotoronga upenyu hwake pachake ne9.
Kupera kwemutero wepenjeni uye annuity pedyo?
Tichikumbira chibvumirano chazvino, zvinogona zvakare kumisa maitiro evekunze Revenue Service, kusanganisira kukumbira nhamba dzemitero uye kuda kuti masangano emudyandigere aendese penjeni kuThailand asati aburitsa mitero yemitero.
Hurrah! Penjeni yangu iri kukwira!
Gringo akagamuchira tsamba yaimuzivisa kuti homwe yake yepenjeni, ine chekuita nereshiyo yakanaka yekupihwa mari yakabatana neCBS Price Index, afunga kuwedzera penjeni yake kubva muna Ndira 1, 2017.