Thai Vehicle Insurance: How and Where to Use?
Most people will know it: the Thai road tax includes a small insurance. But how to use it, few, even many Thai people, know nothing.
Reason: never used it. My girlfriend recently had a minor accident with her motorbike. No other vehicle involved, few physical injuries and no material damage. However, she had to go to the hospital to have the toenail of her big toe removed. She received the necessary care and had to go back a few times for aftercare. All together that cost 900 THB. She wanted to claim that from the insurance, included in the road tax. Inquiries in the village here: no one knew how or what, only there was someone who advised her to go to the local technical inspection of vehicles.
So there we went, but they didn't do that, but they knew where we had to go and what we had to take. It was on the main road from Chumphon to Pak Nam. So there we went, but no building on that road was suitable for us. Asked five times at different places and finally someone knew where it was, we were only a good km away. It was on the ground floor of an apartment building and, if you didn't know, you would never have found it.
Required Documents: Yes, TIT and they love copies:
- copy of the police report (even if no third party was involved or the police were not on site)
- copy of the treating physician's report – copy of the hospital invoice
- copy of the ID card
- copy of the green or blue booklet:
- first page
- page with the latest technical check
- copy of the tax sticker
A valid driver's license was NOT requested! Also, the rightful owner must be present in person because certain documents must be signed. The processing took about 1.5 hours and the refunded amount was deposited into the account. Of the 900THB, 820THB was refunded.
Learned something new in Thailand again.
About this blogger
-
Born in 1955. I got to know Thailand more than 20 years ago, when I regularly stopped in BKK after finishing work assignments radio measurements at the then new airport of Hong Kong. I have been living permanently in Chumphon province for more than 10 years now. I am the author of the TB-dossier 'Deregistration for Belgians'.
My profession was Expert Senior Field Engineer radio measurements. Hobbies:
- providing administrative assistance to Thai widows of deceased Belgian men, with the Belgian government services: pensions-inheritance rights-taxes.
- Amateur radio operator licensed in Thailand and Cambodia.
Read the latest articles here
Thailand in generalNovember 16 2024You experience all kinds of things in Thailand: a bull's eye (new)
Food and drinkNovember 8 2024Making your own cheese in Thailand (3 slots)- Food and drinkNovember 7 2024Making your own cheese in Thailand (2): day 4 to 12
- Food and drinkNovember 6 2024Making your own cheese in Thailand (1): day 1 to 3
This is called PorRorBor and is a basic insurance for all vehicles in Thailand.
This is the sticker on the windshield of the car that the police always check.
If you are not present or the validity date has expired, you will be fined 500 baht, this also applies to motorcycles.
Never heard of it either, but a strange story to me.
However, this road tax is always linked to the mandatory Consul Pary insurance.
Because at the transport office they will only give you the tax sticker after payment of course, if you have also taken out and paid for this insurance, and can prove it with the issued policy and with the inspection result from the local test location.
And of course the presentation of the blue or green registration book in which the stamp is placed for the current year.
Inspection is only mandatory depending on the age of the vehicle.
Janneman.
I also thought it was a strange story, Janneman, because until now I too had assumed that the จากรถ, in common speech abbreviated to พ.ร.บ. (Por Ror Bor), a kind of third party insurance as in the Netherlands (and Belgium?).
So, following Uncle Eddy's report, I searched the internet and carefully read the most recent insurance/tax receipt.
Conclusion: Uncle Eddy is right again, but a police report only has to be submitted in the event of permanent disability or death.
A few links for support:
https://www.rvp.co.th/index_en.php
https://www.axa.co.th/en/compulsory-motor-insurance
https://tinyurl.com/Polisvoorwaarden-AXA
Indeed, learned something new again.
Dear Usury Debts,
thanks especially for that 'conclusion'.
As a file manager, here on TB, regarding unsubscribing for Belgians, people who ask me a question expect a correct answer. I also handle many files outside TB. If I write an article, like this, then it is from personal experience and not as something I know, left or right, from 'hearsay'. I only rely on experience or legal knowledge.
About that police report: as we know in Thailand it is everywhere the same same but different. At one office they will ask this and at the other they will not. I assumed here what I was told at the vehicle control center. In Chumphon the report was added to the file... necessary or not?
Dear Jan,
that is not at all a strange story. It is indeed the case that a small insurance is included in the road tax. It is simply included in the road tax and you do not have to pay anything extra for it. You do indeed get a policy, and I forgot to mention that, they also ask for a copy of this if you file a claim. It was the only document that I forgot to copy, but, like almost everywhere in Thailand, there is a copy center next to or very close by, They know why. Everyone forgets a copy somewhere.
While I was waiting for my girlfriend, I saw several people walking there.