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Home » Reader question » Buying a house in Thailand: is there such a thing as a Gestor in Spain?
Dear readers,
I am leaving for Thailand, Hua Hin on November 28. I want to settle there permanently. And buy a house in the future. To prepare myself well, I am looking for someone who can provide purchase guidance.
In Spain, where I am currently staying, you engage a Gestor, who checks whether all bills have been paid, whether a residence permit is present and whether there is no mortgage on the property, etc.
How does that work in Thailand?
Regards,
Jacob
Editors: Do you have a question for the readers of Thailandblog? Use it contact form..
Jacob, in Thailand you look for a lawyer, who is an expert in the matter, or a lawyer because they often go together. He/she examines the title deed of the land (chanoot or not?) whether there is a permit to build a house, whether there are debts such as mortgage or other obligations registered such as rent, usufruct or right of superficies. He/she can also investigate whether there are known zoning plans that could affect your living pleasure.
I have been assisted in Thailand by a lawyer/attorney. Actually that person does what in NL notary and real estate agent investigate.
By the way, in Thailand you can't buy land, but you can buy the house on it. Or you have to buy an apartment. Inform yourself thoroughly about the (im)possibilities and this blog has often written about it. Finally, I would like to draw your attention to the changes in Thai tax legislation, changes that are important if you transfer money to Thailand to buy that house.
Jacob, Erik Kuijpers gives excellent advice.
I would like to add that it is good to rent for 1-2 years first.
You will learn a lot from it. I have done that in the past.
Great time to learn/experience if Thailand is for you. If not, you can leave right away.
Things in Thailand are a bit different from what a rookie has in mind when he is still living abroad.
When I wanted to buy a condominium, I rented everywhere first.
There is no need to rush because the prices will remain the same anyway.
Please note that in addition to a mortgage, there may also be a private loan on the property.
Very good advice, three times.
Check again if it is still necessary to get a certificate from your Thai bank for the purchase of a condominium. The law states that the funds must come from abroad, so you will need a statement with that wording. Your European bank should state 'transfer for the purchase of a condominium unit'. Check again.
Again, don't make a big investment without a lawyer doing due diligence. Write in your email to the lawyer that you are hiring him to do due diligence on such and such a place in that building etc. etc. If he turns out to be a scammer later you can try to take the lawyer to task.
Ideal when buying is to rent the building yourself for a month or longer, then you have insight into the situation. For example: that it is full of drunks who make noise half the night, there are a number of scammers who overload the wifi, the promised TV channels are long gone, the water pressure from floor 5 is far insufficient, etc.
I'm definitely going to rent for a long time first. I just want to be well prepared if I buy something. But thanks in advance for the responses. By the way, I prefer a house. I just find the lots extremely small. But okay, I'm in no hurry.